← Back to Bowtie Life Insurance Company Limited plan series
Bowtie VHIS Flexi - Plus
保泰自願醫保 - 靈活計劃 - 升級計劃
Bowtie Life Insurance Company Limited · F00031-02-000 · 11 versions · Flexi plan · Avg. annual increase +2.78%
Male
| Age | F00031-02-000-01 2019-07-08 | F00031-02-000-01 2020-04-01 | F00031-02-000-03 2021-04-01 | F00031-02-000-04 2022-04-30 | F00031-02-000-05 2023-04-30 | F00031-02-000-05 2023-12-07 | F00031-02-000-06 2024-08-30 | F00031-02-000-06 2024-12-19 | F00031-02-000-07 2025-04-11 | F00031-02-000-07 2025-12-29 | F00031-02-000-08 2026-03-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$7,032 | HK$6,960 (-1.0%) | HK$6,960 | HK$6,960 | HK$6,960 | HK$7,596 (+9.1%) | HK$7,596 | HK$8,208 (+8.1%) | HK$8,208 | HK$8,868 (+8.0%) | HK$8,868 | +3.47% |
| 5 | HK$5,244 | HK$5,196 (-0.9%) | HK$5,196 | HK$5,196 | HK$5,196 | HK$5,664 (+9.0%) | HK$5,664 | HK$6,120 (+8.1%) | HK$6,120 | HK$6,576 (+7.5%) | HK$6,576 | +3.39% |
| 10 | HK$3,348 | HK$3,312 (-1.1%) | HK$3,312 | HK$3,312 | HK$3,312 | HK$3,612 (+9.1%) | HK$3,612 | HK$3,912 (+8.3%) | HK$3,912 | HK$4,200 (+7.4%) | HK$4,200 | +3.39% |
| 15 | HK$2,964 | HK$2,940 (-0.8%) | HK$2,940 | HK$2,940 | HK$2,940 | HK$3,216 (+9.4%) | HK$3,216 | HK$3,480 (+8.2%) | HK$3,480 | HK$3,744 (+7.6%) | HK$3,744 | +3.50% |
| 20 | HK$3,264 | HK$3,228 (-1.1%) | HK$3,228 | HK$3,228 | HK$3,228 | HK$3,528 (+9.3%) | HK$3,528 | HK$3,816 (+8.2%) | HK$3,816 | HK$4,104 (+7.5%) | HK$4,104 | +3.43% |
| 25 | HK$3,912 | HK$3,876 (-0.9%) | HK$3,876 | HK$3,876 | HK$3,876 | HK$4,236 (+9.3%) | HK$4,236 | HK$4,584 (+8.2%) | HK$4,584 | HK$4,932 (+7.6%) | HK$4,932 | +3.47% |
| 30 | HK$4,320 | HK$4,272 (-1.1%) | HK$4,272 | HK$4,272 | HK$4,272 | HK$4,668 (+9.3%) | HK$4,668 | HK$5,052 (+8.2%) | HK$5,052 | HK$5,436 (+7.6%) | HK$5,436 | +3.44% |
| 35 | HK$5,100 | HK$5,052 (-0.9%) | HK$5,052 | HK$5,052 | HK$5,052 | HK$5,508 (+9.0%) | HK$5,508 | HK$5,952 (+8.1%) | HK$5,952 | HK$6,396 (+7.5%) | HK$6,396 | +3.39% |
| 40 | HK$6,192 | HK$6,132 (-1.0%) | HK$6,132 | HK$6,132 | HK$6,132 | HK$6,684 (+9.0%) | HK$6,684 | HK$7,224 (+8.1%) | HK$7,224 | HK$7,764 (+7.5%) | HK$7,764 | +3.39% |
| 45 | HK$7,596 | HK$7,524 (-0.9%) | HK$7,524 | HK$7,524 | HK$7,524 | HK$8,208 (+9.1%) | HK$8,208 | HK$8,868 (+8.0%) | HK$8,868 | HK$9,528 (+7.4%) | HK$9,528 | +3.39% |
| 50 | HK$9,864 | HK$9,768 (-1.0%) | HK$9,768 | HK$9,768 | HK$9,768 | HK$10,608 (+8.6%) | HK$10,608 | HK$11,460 (+8.0%) | HK$11,460 | HK$12,324 (+7.5%) | HK$12,324 | +3.33% |
| 55 | HK$12,960 | HK$12,828 (-1.0%) | HK$12,828 | HK$12,828 | HK$12,828 | HK$13,608 (+6.1%) | HK$13,608 | HK$14,364 (+5.6%) | HK$14,364 | HK$15,084 (+5.0%) | HK$15,084 | +2.26% |
| 60 | HK$17,688 | HK$17,508 (-1.0%) | HK$17,508 | HK$17,508 | HK$17,508 | HK$18,564 (+6.0%) | HK$18,564 | HK$19,596 (+5.6%) | HK$19,596 | HK$20,580 (+5.0%) | HK$20,580 | +2.25% |
| 65 | HK$23,028 | HK$22,800 (-1.0%) | HK$22,800 | HK$22,800 | HK$22,800 | HK$24,168 (+6.0%) | HK$24,168 | HK$25,500 (+5.5%) | HK$25,500 | HK$26,772 (+5.0%) | HK$26,772 | +2.24% |
| 70 | HK$28,152 | HK$27,876 (-1.0%) | HK$27,876 | HK$27,876 | HK$27,876 | HK$29,556 (+6.0%) | HK$29,556 | HK$31,188 (+5.5%) | HK$31,188 | HK$32,748 (+5.0%) | HK$32,748 | +2.25% |
| 75 | HK$34,356 | HK$34,008 (-1.0%) | HK$34,008 | HK$34,008 | HK$34,008 | HK$36,060 (+6.0%) | HK$36,060 | HK$38,052 (+5.5%) | HK$38,052 | HK$39,960 (+5.0%) | HK$39,960 | +2.25% |
| 80 | HK$40,500 | HK$40,092 (-1.0%) | HK$40,092 | HK$40,092 | HK$40,092 | HK$42,504 (+6.0%) | HK$42,504 | HK$44,844 (+5.5%) | HK$44,844 | HK$47,088 (+5.0%) | HK$47,088 | +2.24% |
| 85 | HK$46,848 | HK$50,328 (+7.4%) | HK$50,328 | HK$50,328 | HK$50,328 | HK$53,352 (+6.0%) | HK$53,352 | HK$56,292 (+5.5%) | HK$56,292 | HK$59,112 (+5.0%) | HK$59,112 | +3.48% |
| 90 | HK$51,576 | HK$50,328 (-2.4%) | HK$50,328 | HK$50,328 | HK$50,328 | HK$53,352 (+6.0%) | HK$53,352 | HK$56,292 (+5.5%) | HK$56,292 | HK$59,112 (+5.0%) | HK$59,112 | +2.03% |
| 95 | HK$54,504 | HK$50,328 (-7.7%) | HK$50,328 | HK$50,328 | HK$50,328 | HK$53,352 (+6.0%) | HK$53,352 | HK$56,292 (+5.5%) | HK$56,292 | HK$59,112 (+5.0%) | HK$59,112 | +1.20% |
| 99 | HK$57,072 | HK$50,328 (-11.8%) | HK$50,328 | HK$50,328 | HK$50,328 | HK$53,352 (+6.0%) | HK$53,352 | HK$56,292 (+5.5%) | HK$56,292 | HK$59,112 (+5.0%) | HK$59,112 | +0.52% |
| All ages average | — | -1.5% | 0.0% | 0.0% | 0.0% | +7.6% | 0.0% | +6.9% | 0.0% | +6.3% | 0.0% | — |
0 y/oHK$7,032
5 y/oHK$5,244
10 y/oHK$3,348
15 y/oHK$2,964
20 y/oHK$3,264
25 y/oHK$3,912
30 y/oHK$4,320
35 y/oHK$5,100
40 y/oHK$6,192
45 y/oHK$7,596
50 y/oHK$9,864
55 y/oHK$12,960
60 y/oHK$17,688
65 y/oHK$23,028
70 y/oHK$28,152
75 y/oHK$34,356
80 y/oHK$40,500
85 y/oHK$46,848
90 y/oHK$51,576
95 y/oHK$54,504
99 y/oHK$57,072
-1.5%
All-ages avg
0 y/oHK$6,960 (-1.0%)
5 y/oHK$5,196 (-0.9%)
10 y/oHK$3,312 (-1.1%)
15 y/oHK$2,940 (-0.8%)
20 y/oHK$3,228 (-1.1%)
25 y/oHK$3,876 (-0.9%)
30 y/oHK$4,272 (-1.1%)
35 y/oHK$5,052 (-0.9%)
40 y/oHK$6,132 (-1.0%)
45 y/oHK$7,524 (-0.9%)
50 y/oHK$9,768 (-1.0%)
55 y/oHK$12,828 (-1.0%)
60 y/oHK$17,508 (-1.0%)
65 y/oHK$22,800 (-1.0%)
70 y/oHK$27,876 (-1.0%)
75 y/oHK$34,008 (-1.0%)
80 y/oHK$40,092 (-1.0%)
85 y/oHK$50,328 (+7.4%)
90 y/oHK$50,328 (-2.4%)
95 y/oHK$50,328 (-7.7%)
99 y/oHK$50,328 (-11.8%)
0.0%
All-ages avg
0 y/oHK$6,960
5 y/oHK$5,196
10 y/oHK$3,312
15 y/oHK$2,940
20 y/oHK$3,228
25 y/oHK$3,876
30 y/oHK$4,272
35 y/oHK$5,052
40 y/oHK$6,132
45 y/oHK$7,524
50 y/oHK$9,768
55 y/oHK$12,828
60 y/oHK$17,508
65 y/oHK$22,800
70 y/oHK$27,876
75 y/oHK$34,008
80 y/oHK$40,092
85 y/oHK$50,328
90 y/oHK$50,328
95 y/oHK$50,328
99 y/oHK$50,328
0.0%
All-ages avg
0 y/oHK$6,960
5 y/oHK$5,196
10 y/oHK$3,312
15 y/oHK$2,940
20 y/oHK$3,228
25 y/oHK$3,876
30 y/oHK$4,272
35 y/oHK$5,052
40 y/oHK$6,132
45 y/oHK$7,524
50 y/oHK$9,768
55 y/oHK$12,828
60 y/oHK$17,508
65 y/oHK$22,800
70 y/oHK$27,876
75 y/oHK$34,008
80 y/oHK$40,092
85 y/oHK$50,328
90 y/oHK$50,328
95 y/oHK$50,328
99 y/oHK$50,328
0.0%
All-ages avg
0 y/oHK$6,960
5 y/oHK$5,196
10 y/oHK$3,312
15 y/oHK$2,940
20 y/oHK$3,228
25 y/oHK$3,876
30 y/oHK$4,272
35 y/oHK$5,052
40 y/oHK$6,132
45 y/oHK$7,524
50 y/oHK$9,768
55 y/oHK$12,828
60 y/oHK$17,508
65 y/oHK$22,800
70 y/oHK$27,876
75 y/oHK$34,008
80 y/oHK$40,092
85 y/oHK$50,328
90 y/oHK$50,328
95 y/oHK$50,328
99 y/oHK$50,328
+7.6%
All-ages avg
0 y/oHK$7,596 (+9.1%)
5 y/oHK$5,664 (+9.0%)
10 y/oHK$3,612 (+9.1%)
15 y/oHK$3,216 (+9.4%)
20 y/oHK$3,528 (+9.3%)
25 y/oHK$4,236 (+9.3%)
30 y/oHK$4,668 (+9.3%)
35 y/oHK$5,508 (+9.0%)
40 y/oHK$6,684 (+9.0%)
45 y/oHK$8,208 (+9.1%)
50 y/oHK$10,608 (+8.6%)
55 y/oHK$13,608 (+6.1%)
60 y/oHK$18,564 (+6.0%)
65 y/oHK$24,168 (+6.0%)
70 y/oHK$29,556 (+6.0%)
75 y/oHK$36,060 (+6.0%)
80 y/oHK$42,504 (+6.0%)
85 y/oHK$53,352 (+6.0%)
90 y/oHK$53,352 (+6.0%)
95 y/oHK$53,352 (+6.0%)
99 y/oHK$53,352 (+6.0%)
0.0%
All-ages avg
0 y/oHK$7,596
5 y/oHK$5,664
10 y/oHK$3,612
15 y/oHK$3,216
20 y/oHK$3,528
25 y/oHK$4,236
30 y/oHK$4,668
35 y/oHK$5,508
40 y/oHK$6,684
45 y/oHK$8,208
50 y/oHK$10,608
55 y/oHK$13,608
60 y/oHK$18,564
65 y/oHK$24,168
70 y/oHK$29,556
75 y/oHK$36,060
80 y/oHK$42,504
85 y/oHK$53,352
90 y/oHK$53,352
95 y/oHK$53,352
99 y/oHK$53,352
+6.9%
All-ages avg
0 y/oHK$8,208 (+8.1%)
5 y/oHK$6,120 (+8.1%)
10 y/oHK$3,912 (+8.3%)
15 y/oHK$3,480 (+8.2%)
20 y/oHK$3,816 (+8.2%)
25 y/oHK$4,584 (+8.2%)
30 y/oHK$5,052 (+8.2%)
35 y/oHK$5,952 (+8.1%)
40 y/oHK$7,224 (+8.1%)
45 y/oHK$8,868 (+8.0%)
50 y/oHK$11,460 (+8.0%)
55 y/oHK$14,364 (+5.6%)
60 y/oHK$19,596 (+5.6%)
65 y/oHK$25,500 (+5.5%)
70 y/oHK$31,188 (+5.5%)
75 y/oHK$38,052 (+5.5%)
80 y/oHK$44,844 (+5.5%)
85 y/oHK$56,292 (+5.5%)
90 y/oHK$56,292 (+5.5%)
95 y/oHK$56,292 (+5.5%)
99 y/oHK$56,292 (+5.5%)
0.0%
All-ages avg
0 y/oHK$8,208
5 y/oHK$6,120
10 y/oHK$3,912
15 y/oHK$3,480
20 y/oHK$3,816
25 y/oHK$4,584
30 y/oHK$5,052
35 y/oHK$5,952
40 y/oHK$7,224
45 y/oHK$8,868
50 y/oHK$11,460
55 y/oHK$14,364
60 y/oHK$19,596
65 y/oHK$25,500
70 y/oHK$31,188
75 y/oHK$38,052
80 y/oHK$44,844
85 y/oHK$56,292
90 y/oHK$56,292
95 y/oHK$56,292
99 y/oHK$56,292
+6.3%
All-ages avg
0 y/oHK$8,868 (+8.0%)
5 y/oHK$6,576 (+7.5%)
10 y/oHK$4,200 (+7.4%)
15 y/oHK$3,744 (+7.6%)
20 y/oHK$4,104 (+7.5%)
25 y/oHK$4,932 (+7.6%)
30 y/oHK$5,436 (+7.6%)
35 y/oHK$6,396 (+7.5%)
40 y/oHK$7,764 (+7.5%)
45 y/oHK$9,528 (+7.4%)
50 y/oHK$12,324 (+7.5%)
55 y/oHK$15,084 (+5.0%)
60 y/oHK$20,580 (+5.0%)
65 y/oHK$26,772 (+5.0%)
70 y/oHK$32,748 (+5.0%)
75 y/oHK$39,960 (+5.0%)
80 y/oHK$47,088 (+5.0%)
85 y/oHK$59,112 (+5.0%)
90 y/oHK$59,112 (+5.0%)
95 y/oHK$59,112 (+5.0%)
99 y/oHK$59,112 (+5.0%)
0.0%
All-ages avg
0 y/oHK$8,868
5 y/oHK$6,576
10 y/oHK$4,200
15 y/oHK$3,744
20 y/oHK$4,104
25 y/oHK$4,932
30 y/oHK$5,436
35 y/oHK$6,396
40 y/oHK$7,764
45 y/oHK$9,528
50 y/oHK$12,324
55 y/oHK$15,084
60 y/oHK$20,580
65 y/oHK$26,772
70 y/oHK$32,748
75 y/oHK$39,960
80 y/oHK$47,088
85 y/oHK$59,112
90 y/oHK$59,112
95 y/oHK$59,112
99 y/oHK$59,112
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.47%
5 y/o+3.39%
10 y/o+3.39%
15 y/o+3.50%
20 y/o+3.43%
25 y/o+3.47%
30 y/o+3.44%
35 y/o+3.39%
40 y/o+3.39%
45 y/o+3.39%
50 y/o+3.33%
55 y/o+2.26%
60 y/o+2.25%
65 y/o+2.24%
70 y/o+2.25%
75 y/o+2.25%
80 y/o+2.24%
85 y/o+3.48%
90 y/o+2.03%
95 y/o+1.20%
99 y/o+0.52%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00031-02-000-01 2019-07-08 | F00031-02-000-01 2020-04-01 | F00031-02-000-03 2021-04-01 | F00031-02-000-04 2022-04-30 | F00031-02-000-05 2023-04-30 | F00031-02-000-05 2023-12-07 | F00031-02-000-06 2024-08-30 | F00031-02-000-06 2024-12-19 | F00031-02-000-07 2025-04-11 | F00031-02-000-07 2025-12-29 | F00031-02-000-08 2026-03-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$6,504 | HK$6,444 (-0.9%) | HK$6,444 | HK$6,444 | HK$6,444 | HK$7,032 (+9.1%) | HK$7,032 | HK$7,596 (+8.0%) | HK$7,596 | HK$8,160 (+7.4%) | HK$8,160 | +3.39% |
| 5 | HK$4,200 | HK$4,152 (-1.1%) | HK$4,152 | HK$4,152 | HK$4,152 | HK$4,536 (+9.2%) | HK$4,536 | HK$4,908 (+8.2%) | HK$4,908 | HK$5,280 (+7.6%) | HK$5,280 | +3.42% |
| 10 | HK$2,976 | HK$2,952 (-0.8%) | HK$2,952 | HK$2,952 | HK$2,952 | HK$3,228 (+9.3%) | HK$3,228 | HK$3,492 (+8.2%) | HK$3,492 | HK$3,756 (+7.6%) | HK$3,756 | +3.48% |
| 15 | HK$3,288 | HK$3,252 (-1.1%) | HK$3,252 | HK$3,252 | HK$3,252 | HK$3,552 (+9.2%) | HK$3,552 | HK$3,840 (+8.1%) | HK$3,840 | HK$4,128 (+7.5%) | HK$4,128 | +3.40% |
| 20 | HK$3,600 | HK$3,564 (-1.0%) | HK$3,564 | HK$3,564 | HK$3,564 | HK$3,888 (+9.1%) | HK$3,888 | HK$4,200 (+8.0%) | HK$4,200 | HK$4,512 (+7.4%) | HK$4,512 | +3.38% |
| 25 | HK$4,344 | HK$4,296 (-1.1%) | HK$4,296 | HK$4,296 | HK$4,296 | HK$4,692 (+9.2%) | HK$4,692 | HK$5,076 (+8.2%) | HK$5,076 | HK$5,460 (+7.6%) | HK$5,460 | +3.42% |
| 30 | HK$5,640 | HK$5,580 (-1.1%) | HK$5,580 | HK$5,580 | HK$5,580 | HK$6,084 (+9.0%) | HK$6,084 | HK$6,576 (+8.1%) | HK$6,576 | HK$7,068 (+7.5%) | HK$7,068 | +3.38% |
| 35 | HK$6,036 | HK$5,976 (-1.0%) | HK$5,976 | HK$5,976 | HK$5,976 | HK$6,516 (+9.0%) | HK$6,516 | HK$7,044 (+8.1%) | HK$7,044 | HK$7,572 (+7.5%) | HK$7,572 | +3.39% |
| 40 | HK$7,356 | HK$7,284 (-1.0%) | HK$7,284 | HK$7,284 | HK$7,284 | HK$7,944 (+9.1%) | HK$7,944 | HK$8,580 (+8.0%) | HK$8,580 | HK$9,228 (+7.6%) | HK$9,228 | +3.39% |
| 45 | HK$8,928 | HK$8,844 (-0.9%) | HK$8,844 | HK$8,844 | HK$8,844 | HK$9,648 (+9.1%) | HK$9,648 | HK$10,428 (+8.1%) | HK$10,428 | HK$11,112 (+6.6%) | HK$11,112 | +3.27% |
| 50 | HK$10,488 | HK$10,380 (-1.0%) | HK$10,380 | HK$10,380 | HK$10,380 | HK$11,316 (+9.0%) | HK$11,316 | HK$12,228 (+8.1%) | HK$12,228 | HK$13,056 (+6.8%) | HK$13,056 | +3.28% |
| 55 | HK$11,712 | HK$11,592 (-1.0%) | HK$11,592 | HK$11,592 | HK$11,592 | HK$12,288 (+6.0%) | HK$12,288 | HK$12,972 (+5.6%) | HK$12,972 | HK$13,620 (+5.0%) | HK$13,620 | +2.25% |
| 60 | HK$14,916 | HK$14,772 (-1.0%) | HK$14,772 | HK$14,772 | HK$14,772 | HK$15,660 (+6.0%) | HK$15,660 | HK$16,524 (+5.5%) | HK$16,524 | HK$17,352 (+5.0%) | HK$17,352 | +2.25% |
| 65 | HK$19,224 | HK$19,032 (-1.0%) | HK$19,032 | HK$19,032 | HK$19,032 | HK$20,184 (+6.1%) | HK$20,184 | HK$21,300 (+5.5%) | HK$21,300 | HK$22,368 (+5.0%) | HK$22,368 | +2.25% |
| 70 | HK$23,856 | HK$23,616 (-1.0%) | HK$23,616 | HK$23,616 | HK$23,616 | HK$25,044 (+6.0%) | HK$25,044 | HK$26,424 (+5.5%) | HK$26,424 | HK$27,744 (+5.0%) | HK$27,744 | +2.25% |
| 75 | HK$29,712 | HK$29,412 (-1.0%) | HK$29,412 | HK$29,412 | HK$29,412 | HK$31,188 (+6.0%) | HK$31,188 | HK$32,904 (+5.5%) | HK$32,904 | HK$34,548 (+5.0%) | HK$34,548 | +2.24% |
| 80 | HK$35,796 | HK$35,436 (-1.0%) | HK$35,436 | HK$35,436 | HK$35,436 | HK$37,572 (+6.0%) | HK$37,572 | HK$39,648 (+5.5%) | HK$39,648 | HK$41,628 (+5.0%) | HK$41,628 | +2.25% |
| 85 | HK$42,276 | HK$45,744 (+8.2%) | HK$45,744 | HK$45,744 | HK$45,744 | HK$48,492 (+6.0%) | HK$48,492 | HK$51,168 (+5.5%) | HK$51,168 | HK$53,724 (+5.0%) | HK$53,724 | +3.59% |
| 90 | HK$46,716 | HK$45,744 (-2.1%) | HK$45,744 | HK$45,744 | HK$45,744 | HK$48,492 (+6.0%) | HK$48,492 | HK$51,168 (+5.5%) | HK$51,168 | HK$53,724 (+5.0%) | HK$53,724 | +2.08% |
| 95 | HK$49,284 | HK$45,744 (-7.2%) | HK$45,744 | HK$45,744 | HK$45,744 | HK$48,492 (+6.0%) | HK$48,492 | HK$51,168 (+5.5%) | HK$51,168 | HK$53,724 (+5.0%) | HK$53,724 | +1.28% |
| 99 | HK$51,648 | HK$45,744 (-11.4%) | HK$45,744 | HK$45,744 | HK$45,744 | HK$48,492 (+6.0%) | HK$48,492 | HK$51,168 (+5.5%) | HK$51,168 | HK$53,724 (+5.0%) | HK$53,724 | +0.58% |
| All ages average | — | -1.4% | 0.0% | 0.0% | 0.0% | +7.7% | 0.0% | +6.9% | 0.0% | +6.2% | 0.0% | — |
0 y/oHK$6,504
5 y/oHK$4,200
10 y/oHK$2,976
15 y/oHK$3,288
20 y/oHK$3,600
25 y/oHK$4,344
30 y/oHK$5,640
35 y/oHK$6,036
40 y/oHK$7,356
45 y/oHK$8,928
50 y/oHK$10,488
55 y/oHK$11,712
60 y/oHK$14,916
65 y/oHK$19,224
70 y/oHK$23,856
75 y/oHK$29,712
80 y/oHK$35,796
85 y/oHK$42,276
90 y/oHK$46,716
95 y/oHK$49,284
99 y/oHK$51,648
-1.4%
All-ages avg
0 y/oHK$6,444 (-0.9%)
5 y/oHK$4,152 (-1.1%)
10 y/oHK$2,952 (-0.8%)
15 y/oHK$3,252 (-1.1%)
20 y/oHK$3,564 (-1.0%)
25 y/oHK$4,296 (-1.1%)
30 y/oHK$5,580 (-1.1%)
35 y/oHK$5,976 (-1.0%)
40 y/oHK$7,284 (-1.0%)
45 y/oHK$8,844 (-0.9%)
50 y/oHK$10,380 (-1.0%)
55 y/oHK$11,592 (-1.0%)
60 y/oHK$14,772 (-1.0%)
65 y/oHK$19,032 (-1.0%)
70 y/oHK$23,616 (-1.0%)
75 y/oHK$29,412 (-1.0%)
80 y/oHK$35,436 (-1.0%)
85 y/oHK$45,744 (+8.2%)
90 y/oHK$45,744 (-2.1%)
95 y/oHK$45,744 (-7.2%)
99 y/oHK$45,744 (-11.4%)
0.0%
All-ages avg
0 y/oHK$6,444
5 y/oHK$4,152
10 y/oHK$2,952
15 y/oHK$3,252
20 y/oHK$3,564
25 y/oHK$4,296
30 y/oHK$5,580
35 y/oHK$5,976
40 y/oHK$7,284
45 y/oHK$8,844
50 y/oHK$10,380
55 y/oHK$11,592
60 y/oHK$14,772
65 y/oHK$19,032
70 y/oHK$23,616
75 y/oHK$29,412
80 y/oHK$35,436
85 y/oHK$45,744
90 y/oHK$45,744
95 y/oHK$45,744
99 y/oHK$45,744
0.0%
All-ages avg
0 y/oHK$6,444
5 y/oHK$4,152
10 y/oHK$2,952
15 y/oHK$3,252
20 y/oHK$3,564
25 y/oHK$4,296
30 y/oHK$5,580
35 y/oHK$5,976
40 y/oHK$7,284
45 y/oHK$8,844
50 y/oHK$10,380
55 y/oHK$11,592
60 y/oHK$14,772
65 y/oHK$19,032
70 y/oHK$23,616
75 y/oHK$29,412
80 y/oHK$35,436
85 y/oHK$45,744
90 y/oHK$45,744
95 y/oHK$45,744
99 y/oHK$45,744
0.0%
All-ages avg
0 y/oHK$6,444
5 y/oHK$4,152
10 y/oHK$2,952
15 y/oHK$3,252
20 y/oHK$3,564
25 y/oHK$4,296
30 y/oHK$5,580
35 y/oHK$5,976
40 y/oHK$7,284
45 y/oHK$8,844
50 y/oHK$10,380
55 y/oHK$11,592
60 y/oHK$14,772
65 y/oHK$19,032
70 y/oHK$23,616
75 y/oHK$29,412
80 y/oHK$35,436
85 y/oHK$45,744
90 y/oHK$45,744
95 y/oHK$45,744
99 y/oHK$45,744
+7.7%
All-ages avg
0 y/oHK$7,032 (+9.1%)
5 y/oHK$4,536 (+9.2%)
10 y/oHK$3,228 (+9.3%)
15 y/oHK$3,552 (+9.2%)
20 y/oHK$3,888 (+9.1%)
25 y/oHK$4,692 (+9.2%)
30 y/oHK$6,084 (+9.0%)
35 y/oHK$6,516 (+9.0%)
40 y/oHK$7,944 (+9.1%)
45 y/oHK$9,648 (+9.1%)
50 y/oHK$11,316 (+9.0%)
55 y/oHK$12,288 (+6.0%)
60 y/oHK$15,660 (+6.0%)
65 y/oHK$20,184 (+6.1%)
70 y/oHK$25,044 (+6.0%)
75 y/oHK$31,188 (+6.0%)
80 y/oHK$37,572 (+6.0%)
85 y/oHK$48,492 (+6.0%)
90 y/oHK$48,492 (+6.0%)
95 y/oHK$48,492 (+6.0%)
99 y/oHK$48,492 (+6.0%)
0.0%
All-ages avg
0 y/oHK$7,032
5 y/oHK$4,536
10 y/oHK$3,228
15 y/oHK$3,552
20 y/oHK$3,888
25 y/oHK$4,692
30 y/oHK$6,084
35 y/oHK$6,516
40 y/oHK$7,944
45 y/oHK$9,648
50 y/oHK$11,316
55 y/oHK$12,288
60 y/oHK$15,660
65 y/oHK$20,184
70 y/oHK$25,044
75 y/oHK$31,188
80 y/oHK$37,572
85 y/oHK$48,492
90 y/oHK$48,492
95 y/oHK$48,492
99 y/oHK$48,492
+6.9%
All-ages avg
0 y/oHK$7,596 (+8.0%)
5 y/oHK$4,908 (+8.2%)
10 y/oHK$3,492 (+8.2%)
15 y/oHK$3,840 (+8.1%)
20 y/oHK$4,200 (+8.0%)
25 y/oHK$5,076 (+8.2%)
30 y/oHK$6,576 (+8.1%)
35 y/oHK$7,044 (+8.1%)
40 y/oHK$8,580 (+8.0%)
45 y/oHK$10,428 (+8.1%)
50 y/oHK$12,228 (+8.1%)
55 y/oHK$12,972 (+5.6%)
60 y/oHK$16,524 (+5.5%)
65 y/oHK$21,300 (+5.5%)
70 y/oHK$26,424 (+5.5%)
75 y/oHK$32,904 (+5.5%)
80 y/oHK$39,648 (+5.5%)
85 y/oHK$51,168 (+5.5%)
90 y/oHK$51,168 (+5.5%)
95 y/oHK$51,168 (+5.5%)
99 y/oHK$51,168 (+5.5%)
0.0%
All-ages avg
0 y/oHK$7,596
5 y/oHK$4,908
10 y/oHK$3,492
15 y/oHK$3,840
20 y/oHK$4,200
25 y/oHK$5,076
30 y/oHK$6,576
35 y/oHK$7,044
40 y/oHK$8,580
45 y/oHK$10,428
50 y/oHK$12,228
55 y/oHK$12,972
60 y/oHK$16,524
65 y/oHK$21,300
70 y/oHK$26,424
75 y/oHK$32,904
80 y/oHK$39,648
85 y/oHK$51,168
90 y/oHK$51,168
95 y/oHK$51,168
99 y/oHK$51,168
+6.2%
All-ages avg
0 y/oHK$8,160 (+7.4%)
5 y/oHK$5,280 (+7.6%)
10 y/oHK$3,756 (+7.6%)
15 y/oHK$4,128 (+7.5%)
20 y/oHK$4,512 (+7.4%)
25 y/oHK$5,460 (+7.6%)
30 y/oHK$7,068 (+7.5%)
35 y/oHK$7,572 (+7.5%)
40 y/oHK$9,228 (+7.6%)
45 y/oHK$11,112 (+6.6%)
50 y/oHK$13,056 (+6.8%)
55 y/oHK$13,620 (+5.0%)
60 y/oHK$17,352 (+5.0%)
65 y/oHK$22,368 (+5.0%)
70 y/oHK$27,744 (+5.0%)
75 y/oHK$34,548 (+5.0%)
80 y/oHK$41,628 (+5.0%)
85 y/oHK$53,724 (+5.0%)
90 y/oHK$53,724 (+5.0%)
95 y/oHK$53,724 (+5.0%)
99 y/oHK$53,724 (+5.0%)
0.0%
All-ages avg
0 y/oHK$8,160
5 y/oHK$5,280
10 y/oHK$3,756
15 y/oHK$4,128
20 y/oHK$4,512
25 y/oHK$5,460
30 y/oHK$7,068
35 y/oHK$7,572
40 y/oHK$9,228
45 y/oHK$11,112
50 y/oHK$13,056
55 y/oHK$13,620
60 y/oHK$17,352
65 y/oHK$22,368
70 y/oHK$27,744
75 y/oHK$34,548
80 y/oHK$41,628
85 y/oHK$53,724
90 y/oHK$53,724
95 y/oHK$53,724
99 y/oHK$53,724
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.39%
5 y/o+3.42%
10 y/o+3.48%
15 y/o+3.40%
20 y/o+3.38%
25 y/o+3.42%
30 y/o+3.38%
35 y/o+3.39%
40 y/o+3.39%
45 y/o+3.27%
50 y/o+3.28%
55 y/o+2.25%
60 y/o+2.25%
65 y/o+2.25%
70 y/o+2.25%
75 y/o+2.24%
80 y/o+2.25%
85 y/o+3.59%
90 y/o+2.08%
95 y/o+1.28%
99 y/o+0.58%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27