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Bowtie VHIS Flexi - Regular
保泰自願醫保 - 靈活計劃 - 基本計劃
Bowtie Life Insurance Company Limited · F00031-01-000 · 11 versions · Flexi plan · Avg. annual increase +2.77%
Male
| Age | F00031-01-000-01 2019-07-08 | F00031-01-000-01 2020-04-01 | F00031-01-000-03 2021-04-01 | F00031-01-000-04 2022-04-30 | F00031-01-000-05 2023-04-30 | F00031-01-000-05 2023-12-07 | F00031-01-000-06 2024-08-30 | F00031-01-000-06 2024-12-19 | F00031-01-000-07 2025-04-11 | F00031-01-000-07 2025-12-29 | F00031-01-000-08 2026-03-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,708 | HK$3,672 (-1.0%) | HK$3,672 | HK$3,672 | HK$3,672 | HK$4,008 (+9.2%) | HK$4,008 | HK$4,332 (+8.1%) | HK$4,332 | HK$4,656 (+7.5%) | HK$4,656 | +3.38% |
| 5 | HK$2,772 | HK$2,748 (-0.9%) | HK$2,748 | HK$2,748 | HK$2,748 | HK$3,000 (+9.2%) | HK$3,000 | HK$3,240 (+8.0%) | HK$3,240 | HK$3,480 (+7.4%) | HK$3,480 | +3.38% |
| 10 | HK$1,860 | HK$1,836 (-1.3%) | HK$1,836 | HK$1,836 | HK$1,836 | HK$2,004 (+9.2%) | HK$2,004 | HK$2,172 (+8.4%) | HK$2,172 | HK$2,340 (+7.7%) | HK$2,340 | +3.41% |
| 15 | HK$1,728 | HK$1,716 (-0.7%) | HK$1,716 | HK$1,716 | HK$1,716 | HK$1,872 (+9.1%) | HK$1,872 | HK$2,028 (+8.3%) | HK$2,028 | HK$2,232 (+10.1%) | HK$2,232 | +3.81% |
| 20 | HK$1,944 | HK$1,920 (-1.2%) | HK$1,920 | HK$1,920 | HK$1,920 | HK$2,100 (+9.4%) | HK$2,100 | HK$2,268 (+8.0%) | HK$2,268 | HK$2,436 (+7.4%) | HK$2,436 | +3.35% |
| 25 | HK$2,196 | HK$2,172 (-1.1%) | HK$2,172 | HK$2,172 | HK$2,172 | HK$2,376 (+9.4%) | HK$2,376 | HK$2,568 (+8.1%) | HK$2,568 | HK$2,760 (+7.5%) | HK$2,760 | +3.40% |
| 30 | HK$2,424 | HK$2,400 (-1.0%) | HK$2,400 | HK$2,400 | HK$2,400 | HK$2,616 (+9.0%) | HK$2,616 | HK$2,832 (+8.3%) | HK$2,832 | HK$3,048 (+7.6%) | HK$3,048 | +3.40% |
| 35 | HK$2,844 | HK$2,820 (-0.8%) | HK$2,820 | HK$2,820 | HK$2,820 | HK$3,084 (+9.4%) | HK$3,084 | HK$3,336 (+8.2%) | HK$3,336 | HK$3,588 (+7.6%) | HK$3,588 | +3.45% |
| 40 | HK$3,408 | HK$3,372 (-1.1%) | HK$3,372 | HK$3,372 | HK$3,372 | HK$3,684 (+9.3%) | HK$3,684 | HK$3,984 (+8.1%) | HK$3,984 | HK$4,284 (+7.5%) | HK$4,284 | +3.40% |
| 45 | HK$4,164 | HK$4,116 (-1.2%) | HK$4,116 | HK$4,116 | HK$4,116 | HK$4,488 (+9.0%) | HK$4,488 | HK$4,848 (+8.0%) | HK$4,848 | HK$5,208 (+7.4%) | HK$5,208 | +3.32% |
| 50 | HK$5,232 | HK$5,184 (-0.9%) | HK$5,184 | HK$5,184 | HK$5,184 | HK$5,640 (+8.8%) | HK$5,640 | HK$6,096 (+8.1%) | HK$6,096 | HK$6,552 (+7.5%) | HK$6,552 | +3.34% |
| 55 | HK$7,056 | HK$6,984 (-1.0%) | HK$6,984 | HK$6,984 | HK$6,984 | HK$7,404 (+6.0%) | HK$7,404 | HK$7,812 (+5.5%) | HK$7,812 | HK$8,208 (+5.1%) | HK$8,208 | +2.23% |
| 60 | HK$9,564 | HK$9,468 (-1.0%) | HK$9,468 | HK$9,468 | HK$9,468 | HK$10,044 (+6.1%) | HK$10,044 | HK$10,608 (+5.6%) | HK$10,608 | HK$11,136 (+5.0%) | HK$11,136 | +2.25% |
| 65 | HK$13,212 | HK$13,080 (-1.0%) | HK$13,080 | HK$13,080 | HK$13,080 | HK$13,872 (+6.1%) | HK$13,872 | HK$14,640 (+5.5%) | HK$14,640 | HK$15,372 (+5.0%) | HK$15,372 | +2.24% |
| 70 | HK$17,796 | HK$17,616 (-1.0%) | HK$17,616 | HK$17,616 | HK$17,616 | HK$18,684 (+6.1%) | HK$18,684 | HK$19,716 (+5.5%) | HK$19,716 | HK$20,700 (+5.0%) | HK$20,700 | +2.23% |
| 75 | HK$22,368 | HK$22,140 (-1.0%) | HK$22,140 | HK$22,140 | HK$22,140 | HK$23,472 (+6.0%) | HK$23,472 | HK$24,768 (+5.5%) | HK$24,768 | HK$26,004 (+5.0%) | HK$26,004 | +2.23% |
| 80 | HK$26,208 | HK$25,944 (-1.0%) | HK$25,944 | HK$25,944 | HK$25,944 | HK$27,504 (+6.0%) | HK$27,504 | HK$29,028 (+5.5%) | HK$29,028 | HK$30,480 (+5.0%) | HK$30,480 | +2.23% |
| 85 | HK$29,520 | HK$32,052 (+8.6%) | HK$32,052 | HK$32,052 | HK$32,052 | HK$33,984 (+6.0%) | HK$33,984 | HK$35,856 (+5.5%) | HK$35,856 | HK$37,644 (+5.0%) | HK$37,644 | +3.62% |
| 90 | HK$32,772 | HK$32,052 (-2.2%) | HK$32,052 | HK$32,052 | HK$32,052 | HK$33,984 (+6.0%) | HK$33,984 | HK$35,856 (+5.5%) | HK$35,856 | HK$37,644 (+5.0%) | HK$37,644 | +2.05% |
| 95 | HK$35,928 | HK$32,052 (-10.8%) | HK$32,052 | HK$32,052 | HK$32,052 | HK$33,984 (+6.0%) | HK$33,984 | HK$35,856 (+5.5%) | HK$35,856 | HK$37,644 (+5.0%) | HK$37,644 | +0.68% |
| 99 | HK$38,580 | HK$32,052 (-16.9%) | HK$32,052 | HK$32,052 | HK$32,052 | HK$33,984 (+6.0%) | HK$33,984 | HK$35,856 (+5.5%) | HK$35,856 | HK$37,644 (+5.0%) | HK$37,644 | -0.36% |
| All ages average | — | -1.8% | 0.0% | 0.0% | 0.0% | +7.7% | 0.0% | +6.9% | 0.0% | +6.4% | 0.0% | — |
0 y/oHK$3,708
5 y/oHK$2,772
10 y/oHK$1,860
15 y/oHK$1,728
20 y/oHK$1,944
25 y/oHK$2,196
30 y/oHK$2,424
35 y/oHK$2,844
40 y/oHK$3,408
45 y/oHK$4,164
50 y/oHK$5,232
55 y/oHK$7,056
60 y/oHK$9,564
65 y/oHK$13,212
70 y/oHK$17,796
75 y/oHK$22,368
80 y/oHK$26,208
85 y/oHK$29,520
90 y/oHK$32,772
95 y/oHK$35,928
99 y/oHK$38,580
-1.8%
All-ages avg
0 y/oHK$3,672 (-1.0%)
5 y/oHK$2,748 (-0.9%)
10 y/oHK$1,836 (-1.3%)
15 y/oHK$1,716 (-0.7%)
20 y/oHK$1,920 (-1.2%)
25 y/oHK$2,172 (-1.1%)
30 y/oHK$2,400 (-1.0%)
35 y/oHK$2,820 (-0.8%)
40 y/oHK$3,372 (-1.1%)
45 y/oHK$4,116 (-1.2%)
50 y/oHK$5,184 (-0.9%)
55 y/oHK$6,984 (-1.0%)
60 y/oHK$9,468 (-1.0%)
65 y/oHK$13,080 (-1.0%)
70 y/oHK$17,616 (-1.0%)
75 y/oHK$22,140 (-1.0%)
80 y/oHK$25,944 (-1.0%)
85 y/oHK$32,052 (+8.6%)
90 y/oHK$32,052 (-2.2%)
95 y/oHK$32,052 (-10.8%)
99 y/oHK$32,052 (-16.9%)
0.0%
All-ages avg
0 y/oHK$3,672
5 y/oHK$2,748
10 y/oHK$1,836
15 y/oHK$1,716
20 y/oHK$1,920
25 y/oHK$2,172
30 y/oHK$2,400
35 y/oHK$2,820
40 y/oHK$3,372
45 y/oHK$4,116
50 y/oHK$5,184
55 y/oHK$6,984
60 y/oHK$9,468
65 y/oHK$13,080
70 y/oHK$17,616
75 y/oHK$22,140
80 y/oHK$25,944
85 y/oHK$32,052
90 y/oHK$32,052
95 y/oHK$32,052
99 y/oHK$32,052
0.0%
All-ages avg
0 y/oHK$3,672
5 y/oHK$2,748
10 y/oHK$1,836
15 y/oHK$1,716
20 y/oHK$1,920
25 y/oHK$2,172
30 y/oHK$2,400
35 y/oHK$2,820
40 y/oHK$3,372
45 y/oHK$4,116
50 y/oHK$5,184
55 y/oHK$6,984
60 y/oHK$9,468
65 y/oHK$13,080
70 y/oHK$17,616
75 y/oHK$22,140
80 y/oHK$25,944
85 y/oHK$32,052
90 y/oHK$32,052
95 y/oHK$32,052
99 y/oHK$32,052
0.0%
All-ages avg
0 y/oHK$3,672
5 y/oHK$2,748
10 y/oHK$1,836
15 y/oHK$1,716
20 y/oHK$1,920
25 y/oHK$2,172
30 y/oHK$2,400
35 y/oHK$2,820
40 y/oHK$3,372
45 y/oHK$4,116
50 y/oHK$5,184
55 y/oHK$6,984
60 y/oHK$9,468
65 y/oHK$13,080
70 y/oHK$17,616
75 y/oHK$22,140
80 y/oHK$25,944
85 y/oHK$32,052
90 y/oHK$32,052
95 y/oHK$32,052
99 y/oHK$32,052
+7.7%
All-ages avg
0 y/oHK$4,008 (+9.2%)
5 y/oHK$3,000 (+9.2%)
10 y/oHK$2,004 (+9.2%)
15 y/oHK$1,872 (+9.1%)
20 y/oHK$2,100 (+9.4%)
25 y/oHK$2,376 (+9.4%)
30 y/oHK$2,616 (+9.0%)
35 y/oHK$3,084 (+9.4%)
40 y/oHK$3,684 (+9.3%)
45 y/oHK$4,488 (+9.0%)
50 y/oHK$5,640 (+8.8%)
55 y/oHK$7,404 (+6.0%)
60 y/oHK$10,044 (+6.1%)
65 y/oHK$13,872 (+6.1%)
70 y/oHK$18,684 (+6.1%)
75 y/oHK$23,472 (+6.0%)
80 y/oHK$27,504 (+6.0%)
85 y/oHK$33,984 (+6.0%)
90 y/oHK$33,984 (+6.0%)
95 y/oHK$33,984 (+6.0%)
99 y/oHK$33,984 (+6.0%)
0.0%
All-ages avg
0 y/oHK$4,008
5 y/oHK$3,000
10 y/oHK$2,004
15 y/oHK$1,872
20 y/oHK$2,100
25 y/oHK$2,376
30 y/oHK$2,616
35 y/oHK$3,084
40 y/oHK$3,684
45 y/oHK$4,488
50 y/oHK$5,640
55 y/oHK$7,404
60 y/oHK$10,044
65 y/oHK$13,872
70 y/oHK$18,684
75 y/oHK$23,472
80 y/oHK$27,504
85 y/oHK$33,984
90 y/oHK$33,984
95 y/oHK$33,984
99 y/oHK$33,984
+6.9%
All-ages avg
0 y/oHK$4,332 (+8.1%)
5 y/oHK$3,240 (+8.0%)
10 y/oHK$2,172 (+8.4%)
15 y/oHK$2,028 (+8.3%)
20 y/oHK$2,268 (+8.0%)
25 y/oHK$2,568 (+8.1%)
30 y/oHK$2,832 (+8.3%)
35 y/oHK$3,336 (+8.2%)
40 y/oHK$3,984 (+8.1%)
45 y/oHK$4,848 (+8.0%)
50 y/oHK$6,096 (+8.1%)
55 y/oHK$7,812 (+5.5%)
60 y/oHK$10,608 (+5.6%)
65 y/oHK$14,640 (+5.5%)
70 y/oHK$19,716 (+5.5%)
75 y/oHK$24,768 (+5.5%)
80 y/oHK$29,028 (+5.5%)
85 y/oHK$35,856 (+5.5%)
90 y/oHK$35,856 (+5.5%)
95 y/oHK$35,856 (+5.5%)
99 y/oHK$35,856 (+5.5%)
0.0%
All-ages avg
0 y/oHK$4,332
5 y/oHK$3,240
10 y/oHK$2,172
15 y/oHK$2,028
20 y/oHK$2,268
25 y/oHK$2,568
30 y/oHK$2,832
35 y/oHK$3,336
40 y/oHK$3,984
45 y/oHK$4,848
50 y/oHK$6,096
55 y/oHK$7,812
60 y/oHK$10,608
65 y/oHK$14,640
70 y/oHK$19,716
75 y/oHK$24,768
80 y/oHK$29,028
85 y/oHK$35,856
90 y/oHK$35,856
95 y/oHK$35,856
99 y/oHK$35,856
+6.4%
All-ages avg
0 y/oHK$4,656 (+7.5%)
5 y/oHK$3,480 (+7.4%)
10 y/oHK$2,340 (+7.7%)
15 y/oHK$2,232 (+10.1%)
20 y/oHK$2,436 (+7.4%)
25 y/oHK$2,760 (+7.5%)
30 y/oHK$3,048 (+7.6%)
35 y/oHK$3,588 (+7.6%)
40 y/oHK$4,284 (+7.5%)
45 y/oHK$5,208 (+7.4%)
50 y/oHK$6,552 (+7.5%)
55 y/oHK$8,208 (+5.1%)
60 y/oHK$11,136 (+5.0%)
65 y/oHK$15,372 (+5.0%)
70 y/oHK$20,700 (+5.0%)
75 y/oHK$26,004 (+5.0%)
80 y/oHK$30,480 (+5.0%)
85 y/oHK$37,644 (+5.0%)
90 y/oHK$37,644 (+5.0%)
95 y/oHK$37,644 (+5.0%)
99 y/oHK$37,644 (+5.0%)
0.0%
All-ages avg
0 y/oHK$4,656
5 y/oHK$3,480
10 y/oHK$2,340
15 y/oHK$2,232
20 y/oHK$2,436
25 y/oHK$2,760
30 y/oHK$3,048
35 y/oHK$3,588
40 y/oHK$4,284
45 y/oHK$5,208
50 y/oHK$6,552
55 y/oHK$8,208
60 y/oHK$11,136
65 y/oHK$15,372
70 y/oHK$20,700
75 y/oHK$26,004
80 y/oHK$30,480
85 y/oHK$37,644
90 y/oHK$37,644
95 y/oHK$37,644
99 y/oHK$37,644
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+3.38%
5 y/o+3.38%
10 y/o+3.41%
15 y/o+3.81%
20 y/o+3.35%
25 y/o+3.40%
30 y/o+3.40%
35 y/o+3.45%
40 y/o+3.40%
45 y/o+3.32%
50 y/o+3.34%
55 y/o+2.23%
60 y/o+2.25%
65 y/o+2.24%
70 y/o+2.23%
75 y/o+2.23%
80 y/o+2.23%
85 y/o+3.62%
90 y/o+2.05%
95 y/o+0.68%
99 y/o-0.36%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00031-01-000-01 2019-07-08 | F00031-01-000-01 2020-04-01 | F00031-01-000-03 2021-04-01 | F00031-01-000-04 2022-04-30 | F00031-01-000-05 2023-04-30 | F00031-01-000-05 2023-12-07 | F00031-01-000-06 2024-08-30 | F00031-01-000-06 2024-12-19 | F00031-01-000-07 2025-04-11 | F00031-01-000-07 2025-12-29 | F00031-01-000-08 2026-03-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,600 | HK$3,564 (-1.0%) | HK$3,564 | HK$3,564 | HK$3,564 | HK$3,888 (+9.1%) | HK$3,888 | HK$4,200 (+8.0%) | HK$4,200 | HK$4,512 (+7.4%) | HK$4,512 | +3.36% |
| 5 | HK$2,340 | HK$2,316 (-1.0%) | HK$2,316 | HK$2,316 | HK$2,316 | HK$2,532 (+9.3%) | HK$2,532 | HK$2,736 (+8.1%) | HK$2,736 | HK$2,940 (+7.5%) | HK$2,940 | +3.39% |
| 10 | HK$1,752 | HK$1,740 (-0.7%) | HK$1,740 | HK$1,740 | HK$1,740 | HK$1,908 (+9.7%) | HK$1,908 | HK$2,064 (+8.2%) | HK$2,064 | HK$2,220 (+7.6%) | HK$2,220 | +3.52% |
| 15 | HK$1,992 | HK$1,968 (-1.2%) | HK$1,968 | HK$1,968 | HK$1,968 | HK$2,148 (+9.1%) | HK$2,148 | HK$2,328 (+8.4%) | HK$2,328 | HK$2,508 (+7.7%) | HK$2,508 | +3.42% |
| 20 | HK$2,220 | HK$2,196 (-1.1%) | HK$2,196 | HK$2,196 | HK$2,196 | HK$2,400 (+9.3%) | HK$2,400 | HK$2,592 (+8.0%) | HK$2,592 | HK$2,784 (+7.4%) | HK$2,784 | +3.36% |
| 25 | HK$2,700 | HK$2,676 (-0.9%) | HK$2,676 | HK$2,676 | HK$2,676 | HK$2,928 (+9.4%) | HK$2,928 | HK$3,168 (+8.2%) | HK$3,168 | HK$3,408 (+7.6%) | HK$3,408 | +3.46% |
| 30 | HK$3,540 | HK$3,504 (-1.0%) | HK$3,504 | HK$3,504 | HK$3,504 | HK$3,828 (+9.2%) | HK$3,828 | HK$4,140 (+8.2%) | HK$4,140 | HK$4,452 (+7.5%) | HK$4,452 | +3.41% |
| 35 | HK$3,720 | HK$3,684 (-1.0%) | HK$3,684 | HK$3,684 | HK$3,684 | HK$4,020 (+9.1%) | HK$4,020 | HK$4,344 (+8.1%) | HK$4,344 | HK$4,668 (+7.5%) | HK$4,668 | +3.37% |
| 40 | HK$4,524 | HK$4,476 (-1.1%) | HK$4,476 | HK$4,476 | HK$4,476 | HK$4,884 (+9.1%) | HK$4,884 | HK$5,280 (+8.1%) | HK$5,280 | HK$5,676 (+7.5%) | HK$5,676 | +3.37% |
| 45 | HK$5,412 | HK$5,352 (-1.1%) | HK$5,352 | HK$5,352 | HK$5,352 | HK$5,844 (+9.2%) | HK$5,844 | HK$6,312 (+8.0%) | HK$6,312 | HK$6,780 (+7.4%) | HK$6,780 | +3.35% |
| 50 | HK$6,540 | HK$6,480 (-0.9%) | HK$6,480 | HK$6,480 | HK$6,480 | HK$7,020 (+8.3%) | HK$7,020 | HK$7,584 (+8.0%) | HK$7,584 | HK$8,100 (+6.8%) | HK$8,100 | +3.18% |
| 55 | HK$7,200 | HK$7,128 (-1.0%) | HK$7,128 | HK$7,128 | HK$7,128 | HK$7,560 (+6.1%) | HK$7,560 | HK$7,980 (+5.6%) | HK$7,980 | HK$8,376 (+5.0%) | HK$8,376 | +2.24% |
| 60 | HK$9,024 | HK$8,928 (-1.1%) | HK$8,928 | HK$8,928 | HK$8,928 | HK$9,468 (+6.0%) | HK$9,468 | HK$9,996 (+5.6%) | HK$9,996 | HK$10,500 (+5.0%) | HK$10,500 | +2.24% |
| 65 | HK$12,348 | HK$12,228 (-1.0%) | HK$12,228 | HK$12,228 | HK$12,228 | HK$12,972 (+6.1%) | HK$12,972 | HK$13,692 (+5.6%) | HK$13,692 | HK$14,376 (+5.0%) | HK$14,376 | +2.25% |
| 70 | HK$17,040 | HK$16,872 (-1.0%) | HK$16,872 | HK$16,872 | HK$16,872 | HK$17,892 (+6.0%) | HK$17,892 | HK$18,888 (+5.6%) | HK$18,888 | HK$19,836 (+5.0%) | HK$19,836 | +2.25% |
| 75 | HK$21,816 | HK$21,600 (-1.0%) | HK$21,600 | HK$21,600 | HK$21,600 | HK$22,896 (+6.0%) | HK$22,896 | HK$24,156 (+5.5%) | HK$24,156 | HK$25,368 (+5.0%) | HK$25,368 | +2.23% |
| 80 | HK$25,932 | HK$25,668 (-1.0%) | HK$25,668 | HK$25,668 | HK$25,668 | HK$27,216 (+6.0%) | HK$27,216 | HK$28,716 (+5.5%) | HK$28,716 | HK$30,156 (+5.0%) | HK$30,156 | +2.23% |
| 85 | HK$29,688 | HK$32,664 (+10.0%) | HK$32,664 | HK$32,664 | HK$32,664 | HK$34,632 (+6.0%) | HK$34,632 | HK$36,540 (+5.5%) | HK$36,540 | HK$38,364 (+5.0%) | HK$38,364 | +3.82% |
| 90 | HK$33,240 | HK$32,664 (-1.7%) | HK$32,664 | HK$32,664 | HK$32,664 | HK$34,632 (+6.0%) | HK$34,632 | HK$36,540 (+5.5%) | HK$36,540 | HK$38,364 (+5.0%) | HK$38,364 | +2.12% |
| 95 | HK$36,708 | HK$32,664 (-11.0%) | HK$32,664 | HK$32,664 | HK$32,664 | HK$34,632 (+6.0%) | HK$34,632 | HK$36,540 (+5.5%) | HK$36,540 | HK$38,364 (+5.0%) | HK$38,364 | +0.65% |
| 99 | HK$39,648 | HK$32,664 (-17.6%) | HK$32,664 | HK$32,664 | HK$32,664 | HK$34,632 (+6.0%) | HK$34,632 | HK$36,540 (+5.5%) | HK$36,540 | HK$38,364 (+5.0%) | HK$38,364 | -0.48% |
| All ages average | — | -1.8% | 0.0% | 0.0% | 0.0% | +7.7% | 0.0% | +6.9% | 0.0% | +6.3% | 0.0% | — |
0 y/oHK$3,600
5 y/oHK$2,340
10 y/oHK$1,752
15 y/oHK$1,992
20 y/oHK$2,220
25 y/oHK$2,700
30 y/oHK$3,540
35 y/oHK$3,720
40 y/oHK$4,524
45 y/oHK$5,412
50 y/oHK$6,540
55 y/oHK$7,200
60 y/oHK$9,024
65 y/oHK$12,348
70 y/oHK$17,040
75 y/oHK$21,816
80 y/oHK$25,932
85 y/oHK$29,688
90 y/oHK$33,240
95 y/oHK$36,708
99 y/oHK$39,648
-1.8%
All-ages avg
0 y/oHK$3,564 (-1.0%)
5 y/oHK$2,316 (-1.0%)
10 y/oHK$1,740 (-0.7%)
15 y/oHK$1,968 (-1.2%)
20 y/oHK$2,196 (-1.1%)
25 y/oHK$2,676 (-0.9%)
30 y/oHK$3,504 (-1.0%)
35 y/oHK$3,684 (-1.0%)
40 y/oHK$4,476 (-1.1%)
45 y/oHK$5,352 (-1.1%)
50 y/oHK$6,480 (-0.9%)
55 y/oHK$7,128 (-1.0%)
60 y/oHK$8,928 (-1.1%)
65 y/oHK$12,228 (-1.0%)
70 y/oHK$16,872 (-1.0%)
75 y/oHK$21,600 (-1.0%)
80 y/oHK$25,668 (-1.0%)
85 y/oHK$32,664 (+10.0%)
90 y/oHK$32,664 (-1.7%)
95 y/oHK$32,664 (-11.0%)
99 y/oHK$32,664 (-17.6%)
0.0%
All-ages avg
0 y/oHK$3,564
5 y/oHK$2,316
10 y/oHK$1,740
15 y/oHK$1,968
20 y/oHK$2,196
25 y/oHK$2,676
30 y/oHK$3,504
35 y/oHK$3,684
40 y/oHK$4,476
45 y/oHK$5,352
50 y/oHK$6,480
55 y/oHK$7,128
60 y/oHK$8,928
65 y/oHK$12,228
70 y/oHK$16,872
75 y/oHK$21,600
80 y/oHK$25,668
85 y/oHK$32,664
90 y/oHK$32,664
95 y/oHK$32,664
99 y/oHK$32,664
0.0%
All-ages avg
0 y/oHK$3,564
5 y/oHK$2,316
10 y/oHK$1,740
15 y/oHK$1,968
20 y/oHK$2,196
25 y/oHK$2,676
30 y/oHK$3,504
35 y/oHK$3,684
40 y/oHK$4,476
45 y/oHK$5,352
50 y/oHK$6,480
55 y/oHK$7,128
60 y/oHK$8,928
65 y/oHK$12,228
70 y/oHK$16,872
75 y/oHK$21,600
80 y/oHK$25,668
85 y/oHK$32,664
90 y/oHK$32,664
95 y/oHK$32,664
99 y/oHK$32,664
0.0%
All-ages avg
0 y/oHK$3,564
5 y/oHK$2,316
10 y/oHK$1,740
15 y/oHK$1,968
20 y/oHK$2,196
25 y/oHK$2,676
30 y/oHK$3,504
35 y/oHK$3,684
40 y/oHK$4,476
45 y/oHK$5,352
50 y/oHK$6,480
55 y/oHK$7,128
60 y/oHK$8,928
65 y/oHK$12,228
70 y/oHK$16,872
75 y/oHK$21,600
80 y/oHK$25,668
85 y/oHK$32,664
90 y/oHK$32,664
95 y/oHK$32,664
99 y/oHK$32,664
+7.7%
All-ages avg
0 y/oHK$3,888 (+9.1%)
5 y/oHK$2,532 (+9.3%)
10 y/oHK$1,908 (+9.7%)
15 y/oHK$2,148 (+9.1%)
20 y/oHK$2,400 (+9.3%)
25 y/oHK$2,928 (+9.4%)
30 y/oHK$3,828 (+9.2%)
35 y/oHK$4,020 (+9.1%)
40 y/oHK$4,884 (+9.1%)
45 y/oHK$5,844 (+9.2%)
50 y/oHK$7,020 (+8.3%)
55 y/oHK$7,560 (+6.1%)
60 y/oHK$9,468 (+6.0%)
65 y/oHK$12,972 (+6.1%)
70 y/oHK$17,892 (+6.0%)
75 y/oHK$22,896 (+6.0%)
80 y/oHK$27,216 (+6.0%)
85 y/oHK$34,632 (+6.0%)
90 y/oHK$34,632 (+6.0%)
95 y/oHK$34,632 (+6.0%)
99 y/oHK$34,632 (+6.0%)
0.0%
All-ages avg
0 y/oHK$3,888
5 y/oHK$2,532
10 y/oHK$1,908
15 y/oHK$2,148
20 y/oHK$2,400
25 y/oHK$2,928
30 y/oHK$3,828
35 y/oHK$4,020
40 y/oHK$4,884
45 y/oHK$5,844
50 y/oHK$7,020
55 y/oHK$7,560
60 y/oHK$9,468
65 y/oHK$12,972
70 y/oHK$17,892
75 y/oHK$22,896
80 y/oHK$27,216
85 y/oHK$34,632
90 y/oHK$34,632
95 y/oHK$34,632
99 y/oHK$34,632
+6.9%
All-ages avg
0 y/oHK$4,200 (+8.0%)
5 y/oHK$2,736 (+8.1%)
10 y/oHK$2,064 (+8.2%)
15 y/oHK$2,328 (+8.4%)
20 y/oHK$2,592 (+8.0%)
25 y/oHK$3,168 (+8.2%)
30 y/oHK$4,140 (+8.2%)
35 y/oHK$4,344 (+8.1%)
40 y/oHK$5,280 (+8.1%)
45 y/oHK$6,312 (+8.0%)
50 y/oHK$7,584 (+8.0%)
55 y/oHK$7,980 (+5.6%)
60 y/oHK$9,996 (+5.6%)
65 y/oHK$13,692 (+5.6%)
70 y/oHK$18,888 (+5.6%)
75 y/oHK$24,156 (+5.5%)
80 y/oHK$28,716 (+5.5%)
85 y/oHK$36,540 (+5.5%)
90 y/oHK$36,540 (+5.5%)
95 y/oHK$36,540 (+5.5%)
99 y/oHK$36,540 (+5.5%)
0.0%
All-ages avg
0 y/oHK$4,200
5 y/oHK$2,736
10 y/oHK$2,064
15 y/oHK$2,328
20 y/oHK$2,592
25 y/oHK$3,168
30 y/oHK$4,140
35 y/oHK$4,344
40 y/oHK$5,280
45 y/oHK$6,312
50 y/oHK$7,584
55 y/oHK$7,980
60 y/oHK$9,996
65 y/oHK$13,692
70 y/oHK$18,888
75 y/oHK$24,156
80 y/oHK$28,716
85 y/oHK$36,540
90 y/oHK$36,540
95 y/oHK$36,540
99 y/oHK$36,540
+6.3%
All-ages avg
0 y/oHK$4,512 (+7.4%)
5 y/oHK$2,940 (+7.5%)
10 y/oHK$2,220 (+7.6%)
15 y/oHK$2,508 (+7.7%)
20 y/oHK$2,784 (+7.4%)
25 y/oHK$3,408 (+7.6%)
30 y/oHK$4,452 (+7.5%)
35 y/oHK$4,668 (+7.5%)
40 y/oHK$5,676 (+7.5%)
45 y/oHK$6,780 (+7.4%)
50 y/oHK$8,100 (+6.8%)
55 y/oHK$8,376 (+5.0%)
60 y/oHK$10,500 (+5.0%)
65 y/oHK$14,376 (+5.0%)
70 y/oHK$19,836 (+5.0%)
75 y/oHK$25,368 (+5.0%)
80 y/oHK$30,156 (+5.0%)
85 y/oHK$38,364 (+5.0%)
90 y/oHK$38,364 (+5.0%)
95 y/oHK$38,364 (+5.0%)
99 y/oHK$38,364 (+5.0%)
0.0%
All-ages avg
0 y/oHK$4,512
5 y/oHK$2,940
10 y/oHK$2,220
15 y/oHK$2,508
20 y/oHK$2,784
25 y/oHK$3,408
30 y/oHK$4,452
35 y/oHK$4,668
40 y/oHK$5,676
45 y/oHK$6,780
50 y/oHK$8,100
55 y/oHK$8,376
60 y/oHK$10,500
65 y/oHK$14,376
70 y/oHK$19,836
75 y/oHK$25,368
80 y/oHK$30,156
85 y/oHK$38,364
90 y/oHK$38,364
95 y/oHK$38,364
99 y/oHK$38,364
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+3.36%
5 y/o+3.39%
10 y/o+3.52%
15 y/o+3.42%
20 y/o+3.36%
25 y/o+3.46%
30 y/o+3.41%
35 y/o+3.37%
40 y/o+3.37%
45 y/o+3.35%
50 y/o+3.18%
55 y/o+2.24%
60 y/o+2.24%
65 y/o+2.25%
70 y/o+2.25%
75 y/o+2.23%
80 y/o+2.23%
85 y/o+3.82%
90 y/o+2.12%
95 y/o+0.65%
99 y/o-0.48%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.