← Back to Blue Cross (Asia-Pacific) Insurance Limited plan series
CareForYou Super Flexi Plan for VHIS - Plan B with SMM (with 20% Coinsurance)
「只衛您」超卓靈活自願醫保計劃 - 計劃 B+額外醫療保障（設20%共同保險）
Blue Cross (Asia-Pacific) Insurance Limited · F00043-02-002 · 7 versions · Flexi plan · Avg. annual increase +8.00%
Male
| Age | F00043-02-002-01 2020-02-28 | F00043-02-002-02 2021-04-01 | F00043-02-002-02 2022-01-01 | F00043-02-002-02 2023-01-01 | F00043-02-002-02 2024-01-01 | F00043-02-002-02 2025-01-01 | F00043-02-002-02 2026-01-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$6,521 | HK$6,521 | HK$6,848 (+5.0%) | HK$7,396 (+8.0%) | HK$8,358 (+13.0%) | HK$9,404 (+12.5%) | HK$10,251 (+9.0%) | +7.63% |
| 5 | HK$6,093 | HK$6,093 | HK$6,398 (+5.0%) | HK$6,910 (+8.0%) | HK$7,809 (+13.0%) | HK$8,786 (+12.5%) | HK$9,577 (+9.0%) | +7.63% |
| 10 | HK$5,575 | HK$5,575 | HK$5,854 (+5.0%) | HK$6,323 (+8.0%) | HK$7,145 (+13.0%) | HK$8,039 (+12.5%) | HK$8,763 (+9.0%) | +7.63% |
| 15 | HK$5,575 | HK$5,575 | HK$5,854 (+5.0%) | HK$6,323 (+8.0%) | HK$7,145 (+13.0%) | HK$8,039 (+12.5%) | HK$8,763 (+9.0%) | +7.63% |
| 20 | HK$6,455 | HK$6,455 | HK$6,778 (+5.0%) | HK$7,321 (+8.0%) | HK$8,273 (+13.0%) | HK$9,308 (+12.5%) | HK$10,147 (+9.0%) | +7.63% |
| 25 | HK$6,455 | HK$6,455 | HK$6,778 (+5.0%) | HK$7,321 (+8.0%) | HK$8,273 (+13.0%) | HK$9,308 (+12.5%) | HK$10,147 (+9.0%) | +7.63% |
| 30 | HK$6,950 | HK$6,950 | HK$7,298 (+5.0%) | HK$7,882 (+8.0%) | HK$8,907 (+13.0%) | HK$10,021 (+12.5%) | HK$10,923 (+9.0%) | +7.63% |
| 35 | HK$9,120 | HK$9,120 | HK$9,576 (+5.0%) | HK$10,343 (+8.0%) | HK$11,688 (+13.0%) | HK$13,150 (+12.5%) | HK$14,334 (+9.0%) | +7.63% |
| 40 | HK$10,092 | HK$10,092 | HK$10,597 (+5.0%) | HK$11,445 (+8.0%) | HK$12,933 (+13.0%) | HK$14,551 (+12.5%) | HK$15,862 (+9.0%) | +7.63% |
| 45 | HK$13,274 | HK$13,274 | HK$13,938 (+5.0%) | HK$15,054 (+8.0%) | HK$17,012 (+13.0%) | HK$19,139 (+12.5%) | HK$20,863 (+9.0%) | +7.63% |
| 50 | HK$16,846 | HK$16,846 | HK$17,689 (+5.0%) | HK$19,105 (+8.0%) | HK$21,589 (+13.0%) | HK$24,289 (+12.5%) | HK$26,476 (+9.0%) | +7.63% |
| 55 | HK$21,734 | HK$21,734 | HK$22,821 (+5.0%) | HK$24,647 (+8.0%) | HK$27,852 (+13.0%) | HK$31,334 (+12.5%) | HK$34,155 (+9.0%) | +7.62% |
| 60 | HK$28,852 | HK$28,852 | HK$30,295 (+5.0%) | HK$32,719 (+8.0%) | HK$36,973 (+13.0%) | HK$41,595 (+12.5%) | HK$45,340 (+9.0%) | +7.62% |
| 65 | HK$33,402 | HK$33,402 | HK$35,073 (+5.0%) | HK$37,879 (+8.0%) | HK$42,804 (+13.0%) | HK$48,155 (+12.5%) | HK$52,490 (+9.0%) | +7.62% |
| 70 | HK$43,762 | HK$43,762 | HK$45,951 (+5.0%) | HK$49,628 (+8.0%) | HK$56,080 (+13.0%) | HK$63,091 (+12.5%) | HK$68,770 (+9.0%) | +7.62% |
| 75 | HK$52,453 | HK$52,453 | HK$55,076 (+5.0%) | HK$59,483 (+8.0%) | HK$67,216 (+13.0%) | HK$75,619 (+12.5%) | HK$82,425 (+9.0%) | +7.62% |
| 80 | HK$60,712 | HK$60,712 | HK$63,748 (+5.0%) | HK$68,848 (+8.0%) | HK$77,799 (+13.0%) | HK$90,471 (+16.3%) | HK$98,615 (+9.0%) | +8.20% |
| 85 | HK$68,352 | HK$68,352 | HK$71,770 (+5.0%) | HK$77,512 (+8.0%) | HK$87,589 (+13.0%) | HK$104,581 (+19.4%) | HK$113,994 (+9.0%) | +8.67% |
| 90 | HK$73,267 | HK$73,267 | HK$76,931 (+5.0%) | HK$83,086 (+8.0%) | HK$93,888 (+13.0%) | HK$114,922 (+22.4%) | HK$125,266 (+9.0%) | +9.11% |
| 95 | HK$75,868 | HK$75,868 | HK$79,662 (+5.0%) | HK$86,035 (+8.0%) | HK$97,220 (+13.0%) | HK$122,090 (+25.6%) | HK$133,079 (+9.0%) | +9.56% |
| 99 | HK$77,783 | HK$77,783 | HK$81,673 (+5.0%) | HK$88,207 (+8.0%) | HK$99,674 (+13.0%) | HK$128,446 (+28.9%) | HK$143,092 (+11.4%) | +10.42% |
| All ages average | — | 0.0% | +5.0% | +8.0% | +13.0% | +14.9% | +9.1% | — |
0 y/oHK$6,521
5 y/oHK$6,093
10 y/oHK$5,575
15 y/oHK$5,575
20 y/oHK$6,455
25 y/oHK$6,455
30 y/oHK$6,950
35 y/oHK$9,120
40 y/oHK$10,092
45 y/oHK$13,274
50 y/oHK$16,846
55 y/oHK$21,734
60 y/oHK$28,852
65 y/oHK$33,402
70 y/oHK$43,762
75 y/oHK$52,453
80 y/oHK$60,712
85 y/oHK$68,352
90 y/oHK$73,267
95 y/oHK$75,868
99 y/oHK$77,783
0.0%
All-ages avg
0 y/oHK$6,521
5 y/oHK$6,093
10 y/oHK$5,575
15 y/oHK$5,575
20 y/oHK$6,455
25 y/oHK$6,455
30 y/oHK$6,950
35 y/oHK$9,120
40 y/oHK$10,092
45 y/oHK$13,274
50 y/oHK$16,846
55 y/oHK$21,734
60 y/oHK$28,852
65 y/oHK$33,402
70 y/oHK$43,762
75 y/oHK$52,453
80 y/oHK$60,712
85 y/oHK$68,352
90 y/oHK$73,267
95 y/oHK$75,868
99 y/oHK$77,783
+5.0%
All-ages avg
0 y/oHK$6,848 (+5.0%)
5 y/oHK$6,398 (+5.0%)
10 y/oHK$5,854 (+5.0%)
15 y/oHK$5,854 (+5.0%)
20 y/oHK$6,778 (+5.0%)
25 y/oHK$6,778 (+5.0%)
30 y/oHK$7,298 (+5.0%)
35 y/oHK$9,576 (+5.0%)
40 y/oHK$10,597 (+5.0%)
45 y/oHK$13,938 (+5.0%)
50 y/oHK$17,689 (+5.0%)
55 y/oHK$22,821 (+5.0%)
60 y/oHK$30,295 (+5.0%)
65 y/oHK$35,073 (+5.0%)
70 y/oHK$45,951 (+5.0%)
75 y/oHK$55,076 (+5.0%)
80 y/oHK$63,748 (+5.0%)
85 y/oHK$71,770 (+5.0%)
90 y/oHK$76,931 (+5.0%)
95 y/oHK$79,662 (+5.0%)
99 y/oHK$81,673 (+5.0%)
+8.0%
All-ages avg
0 y/oHK$7,396 (+8.0%)
5 y/oHK$6,910 (+8.0%)
10 y/oHK$6,323 (+8.0%)
15 y/oHK$6,323 (+8.0%)
20 y/oHK$7,321 (+8.0%)
25 y/oHK$7,321 (+8.0%)
30 y/oHK$7,882 (+8.0%)
35 y/oHK$10,343 (+8.0%)
40 y/oHK$11,445 (+8.0%)
45 y/oHK$15,054 (+8.0%)
50 y/oHK$19,105 (+8.0%)
55 y/oHK$24,647 (+8.0%)
60 y/oHK$32,719 (+8.0%)
65 y/oHK$37,879 (+8.0%)
70 y/oHK$49,628 (+8.0%)
75 y/oHK$59,483 (+8.0%)
80 y/oHK$68,848 (+8.0%)
85 y/oHK$77,512 (+8.0%)
90 y/oHK$83,086 (+8.0%)
95 y/oHK$86,035 (+8.0%)
99 y/oHK$88,207 (+8.0%)
+13.0%
All-ages avg
0 y/oHK$8,358 (+13.0%)
5 y/oHK$7,809 (+13.0%)
10 y/oHK$7,145 (+13.0%)
15 y/oHK$7,145 (+13.0%)
20 y/oHK$8,273 (+13.0%)
25 y/oHK$8,273 (+13.0%)
30 y/oHK$8,907 (+13.0%)
35 y/oHK$11,688 (+13.0%)
40 y/oHK$12,933 (+13.0%)
45 y/oHK$17,012 (+13.0%)
50 y/oHK$21,589 (+13.0%)
55 y/oHK$27,852 (+13.0%)
60 y/oHK$36,973 (+13.0%)
65 y/oHK$42,804 (+13.0%)
70 y/oHK$56,080 (+13.0%)
75 y/oHK$67,216 (+13.0%)
80 y/oHK$77,799 (+13.0%)
85 y/oHK$87,589 (+13.0%)
90 y/oHK$93,888 (+13.0%)
95 y/oHK$97,220 (+13.0%)
99 y/oHK$99,674 (+13.0%)
+14.9%
All-ages avg
0 y/oHK$9,404 (+12.5%)
5 y/oHK$8,786 (+12.5%)
10 y/oHK$8,039 (+12.5%)
15 y/oHK$8,039 (+12.5%)
20 y/oHK$9,308 (+12.5%)
25 y/oHK$9,308 (+12.5%)
30 y/oHK$10,021 (+12.5%)
35 y/oHK$13,150 (+12.5%)
40 y/oHK$14,551 (+12.5%)
45 y/oHK$19,139 (+12.5%)
50 y/oHK$24,289 (+12.5%)
55 y/oHK$31,334 (+12.5%)
60 y/oHK$41,595 (+12.5%)
65 y/oHK$48,155 (+12.5%)
70 y/oHK$63,091 (+12.5%)
75 y/oHK$75,619 (+12.5%)
80 y/oHK$90,471 (+16.3%)
85 y/oHK$104,581 (+19.4%)
90 y/oHK$114,922 (+22.4%)
95 y/oHK$122,090 (+25.6%)
99 y/oHK$128,446 (+28.9%)
+9.1%
All-ages avg
0 y/oHK$10,251 (+9.0%)
5 y/oHK$9,577 (+9.0%)
10 y/oHK$8,763 (+9.0%)
15 y/oHK$8,763 (+9.0%)
20 y/oHK$10,147 (+9.0%)
25 y/oHK$10,147 (+9.0%)
30 y/oHK$10,923 (+9.0%)
35 y/oHK$14,334 (+9.0%)
40 y/oHK$15,862 (+9.0%)
45 y/oHK$20,863 (+9.0%)
50 y/oHK$26,476 (+9.0%)
55 y/oHK$34,155 (+9.0%)
60 y/oHK$45,340 (+9.0%)
65 y/oHK$52,490 (+9.0%)
70 y/oHK$68,770 (+9.0%)
75 y/oHK$82,425 (+9.0%)
80 y/oHK$98,615 (+9.0%)
85 y/oHK$113,994 (+9.0%)
90 y/oHK$125,266 (+9.0%)
95 y/oHK$133,079 (+9.0%)
99 y/oHK$143,092 (+11.4%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+7.63%
5 y/o+7.63%
10 y/o+7.63%
15 y/o+7.63%
20 y/o+7.63%
25 y/o+7.63%
30 y/o+7.63%
35 y/o+7.63%
40 y/o+7.63%
45 y/o+7.63%
50 y/o+7.63%
55 y/o+7.62%
60 y/o+7.62%
65 y/o+7.62%
70 y/o+7.62%
75 y/o+7.62%
80 y/o+8.20%
85 y/o+8.67%
90 y/o+9.11%
95 y/o+9.56%
99 y/o+10.42%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00043-02-002-01 2020-02-28 | F00043-02-002-02 2021-04-01 | F00043-02-002-02 2022-01-01 | F00043-02-002-02 2023-01-01 | F00043-02-002-02 2024-01-01 | F00043-02-002-02 2025-01-01 | F00043-02-002-02 2026-01-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$6,521 | HK$6,521 | HK$6,848 (+5.0%) | HK$7,396 (+8.0%) | HK$8,358 (+13.0%) | HK$9,404 (+12.5%) | HK$10,251 (+9.0%) | +7.63% |
| 5 | HK$6,093 | HK$6,093 | HK$6,398 (+5.0%) | HK$6,910 (+8.0%) | HK$7,809 (+13.0%) | HK$8,786 (+12.5%) | HK$9,577 (+9.0%) | +7.63% |
| 10 | HK$5,575 | HK$5,575 | HK$5,854 (+5.0%) | HK$6,323 (+8.0%) | HK$7,145 (+13.0%) | HK$8,039 (+12.5%) | HK$8,763 (+9.0%) | +7.63% |
| 15 | HK$5,575 | HK$5,575 | HK$5,854 (+5.0%) | HK$6,323 (+8.0%) | HK$7,145 (+13.0%) | HK$8,039 (+12.5%) | HK$8,763 (+9.0%) | +7.63% |
| 20 | HK$6,748 | HK$6,748 | HK$7,086 (+5.0%) | HK$7,653 (+8.0%) | HK$8,648 (+13.0%) | HK$9,730 (+12.5%) | HK$10,606 (+9.0%) | +7.63% |
| 25 | HK$6,748 | HK$6,748 | HK$7,086 (+5.0%) | HK$7,653 (+8.0%) | HK$8,648 (+13.0%) | HK$9,730 (+12.5%) | HK$10,606 (+9.0%) | +7.63% |
| 30 | HK$7,453 | HK$7,453 | HK$7,826 (+5.0%) | HK$8,453 (+8.0%) | HK$9,552 (+13.0%) | HK$10,746 (+12.5%) | HK$11,715 (+9.0%) | +7.63% |
| 35 | HK$9,718 | HK$9,718 | HK$10,204 (+5.0%) | HK$11,021 (+8.0%) | HK$12,454 (+13.0%) | HK$14,011 (+12.5%) | HK$15,273 (+9.0%) | +7.63% |
| 40 | HK$11,042 | HK$11,042 | HK$11,595 (+5.0%) | HK$12,523 (+8.0%) | HK$14,151 (+13.0%) | HK$15,920 (+12.5%) | HK$17,354 (+9.0%) | +7.63% |
| 45 | HK$14,573 | HK$14,573 | HK$15,302 (+5.0%) | HK$16,527 (+8.0%) | HK$18,676 (+13.0%) | HK$21,012 (+12.5%) | HK$22,904 (+9.0%) | +7.63% |
| 50 | HK$18,470 | HK$18,470 | HK$19,394 (+5.0%) | HK$20,946 (+8.0%) | HK$23,669 (+13.0%) | HK$26,629 (+12.5%) | HK$29,027 (+9.0%) | +7.63% |
| 55 | HK$23,863 | HK$23,863 | HK$25,057 (+5.0%) | HK$27,062 (+8.0%) | HK$30,581 (+13.0%) | HK$34,404 (+12.5%) | HK$37,501 (+9.0%) | +7.62% |
| 60 | HK$28,852 | HK$28,852 | HK$30,295 (+5.0%) | HK$32,719 (+8.0%) | HK$36,973 (+13.0%) | HK$41,595 (+12.5%) | HK$45,340 (+9.0%) | +7.62% |
| 65 | HK$33,402 | HK$33,402 | HK$35,073 (+5.0%) | HK$37,879 (+8.0%) | HK$42,804 (+13.0%) | HK$48,155 (+12.5%) | HK$52,490 (+9.0%) | +7.62% |
| 70 | HK$43,762 | HK$43,762 | HK$45,951 (+5.0%) | HK$49,628 (+8.0%) | HK$56,080 (+13.0%) | HK$63,091 (+12.5%) | HK$68,770 (+9.0%) | +7.62% |
| 75 | HK$52,453 | HK$52,453 | HK$55,076 (+5.0%) | HK$59,483 (+8.0%) | HK$67,216 (+13.0%) | HK$75,619 (+12.5%) | HK$82,425 (+9.0%) | +7.62% |
| 80 | HK$60,712 | HK$60,712 | HK$63,748 (+5.0%) | HK$68,848 (+8.0%) | HK$77,799 (+13.0%) | HK$90,471 (+16.3%) | HK$98,615 (+9.0%) | +8.20% |
| 85 | HK$68,352 | HK$68,352 | HK$71,770 (+5.0%) | HK$77,512 (+8.0%) | HK$87,589 (+13.0%) | HK$104,581 (+19.4%) | HK$113,994 (+9.0%) | +8.67% |
| 90 | HK$73,267 | HK$73,267 | HK$76,931 (+5.0%) | HK$83,086 (+8.0%) | HK$93,888 (+13.0%) | HK$114,922 (+22.4%) | HK$125,266 (+9.0%) | +9.11% |
| 95 | HK$75,868 | HK$75,868 | HK$79,662 (+5.0%) | HK$86,035 (+8.0%) | HK$97,220 (+13.0%) | HK$122,090 (+25.6%) | HK$133,079 (+9.0%) | +9.56% |
| 99 | HK$77,783 | HK$77,783 | HK$81,673 (+5.0%) | HK$88,207 (+8.0%) | HK$99,674 (+13.0%) | HK$128,446 (+28.9%) | HK$143,092 (+11.4%) | +10.42% |
| All ages average | — | 0.0% | +5.0% | +8.0% | +13.0% | +14.9% | +9.1% | — |
0 y/oHK$6,521
5 y/oHK$6,093
10 y/oHK$5,575
15 y/oHK$5,575
20 y/oHK$6,748
25 y/oHK$6,748
30 y/oHK$7,453
35 y/oHK$9,718
40 y/oHK$11,042
45 y/oHK$14,573
50 y/oHK$18,470
55 y/oHK$23,863
60 y/oHK$28,852
65 y/oHK$33,402
70 y/oHK$43,762
75 y/oHK$52,453
80 y/oHK$60,712
85 y/oHK$68,352
90 y/oHK$73,267
95 y/oHK$75,868
99 y/oHK$77,783
0.0%
All-ages avg
0 y/oHK$6,521
5 y/oHK$6,093
10 y/oHK$5,575
15 y/oHK$5,575
20 y/oHK$6,748
25 y/oHK$6,748
30 y/oHK$7,453
35 y/oHK$9,718
40 y/oHK$11,042
45 y/oHK$14,573
50 y/oHK$18,470
55 y/oHK$23,863
60 y/oHK$28,852
65 y/oHK$33,402
70 y/oHK$43,762
75 y/oHK$52,453
80 y/oHK$60,712
85 y/oHK$68,352
90 y/oHK$73,267
95 y/oHK$75,868
99 y/oHK$77,783
+5.0%
All-ages avg
0 y/oHK$6,848 (+5.0%)
5 y/oHK$6,398 (+5.0%)
10 y/oHK$5,854 (+5.0%)
15 y/oHK$5,854 (+5.0%)
20 y/oHK$7,086 (+5.0%)
25 y/oHK$7,086 (+5.0%)
30 y/oHK$7,826 (+5.0%)
35 y/oHK$10,204 (+5.0%)
40 y/oHK$11,595 (+5.0%)
45 y/oHK$15,302 (+5.0%)
50 y/oHK$19,394 (+5.0%)
55 y/oHK$25,057 (+5.0%)
60 y/oHK$30,295 (+5.0%)
65 y/oHK$35,073 (+5.0%)
70 y/oHK$45,951 (+5.0%)
75 y/oHK$55,076 (+5.0%)
80 y/oHK$63,748 (+5.0%)
85 y/oHK$71,770 (+5.0%)
90 y/oHK$76,931 (+5.0%)
95 y/oHK$79,662 (+5.0%)
99 y/oHK$81,673 (+5.0%)
+8.0%
All-ages avg
0 y/oHK$7,396 (+8.0%)
5 y/oHK$6,910 (+8.0%)
10 y/oHK$6,323 (+8.0%)
15 y/oHK$6,323 (+8.0%)
20 y/oHK$7,653 (+8.0%)
25 y/oHK$7,653 (+8.0%)
30 y/oHK$8,453 (+8.0%)
35 y/oHK$11,021 (+8.0%)
40 y/oHK$12,523 (+8.0%)
45 y/oHK$16,527 (+8.0%)
50 y/oHK$20,946 (+8.0%)
55 y/oHK$27,062 (+8.0%)
60 y/oHK$32,719 (+8.0%)
65 y/oHK$37,879 (+8.0%)
70 y/oHK$49,628 (+8.0%)
75 y/oHK$59,483 (+8.0%)
80 y/oHK$68,848 (+8.0%)
85 y/oHK$77,512 (+8.0%)
90 y/oHK$83,086 (+8.0%)
95 y/oHK$86,035 (+8.0%)
99 y/oHK$88,207 (+8.0%)
+13.0%
All-ages avg
0 y/oHK$8,358 (+13.0%)
5 y/oHK$7,809 (+13.0%)
10 y/oHK$7,145 (+13.0%)
15 y/oHK$7,145 (+13.0%)
20 y/oHK$8,648 (+13.0%)
25 y/oHK$8,648 (+13.0%)
30 y/oHK$9,552 (+13.0%)
35 y/oHK$12,454 (+13.0%)
40 y/oHK$14,151 (+13.0%)
45 y/oHK$18,676 (+13.0%)
50 y/oHK$23,669 (+13.0%)
55 y/oHK$30,581 (+13.0%)
60 y/oHK$36,973 (+13.0%)
65 y/oHK$42,804 (+13.0%)
70 y/oHK$56,080 (+13.0%)
75 y/oHK$67,216 (+13.0%)
80 y/oHK$77,799 (+13.0%)
85 y/oHK$87,589 (+13.0%)
90 y/oHK$93,888 (+13.0%)
95 y/oHK$97,220 (+13.0%)
99 y/oHK$99,674 (+13.0%)
+14.9%
All-ages avg
0 y/oHK$9,404 (+12.5%)
5 y/oHK$8,786 (+12.5%)
10 y/oHK$8,039 (+12.5%)
15 y/oHK$8,039 (+12.5%)
20 y/oHK$9,730 (+12.5%)
25 y/oHK$9,730 (+12.5%)
30 y/oHK$10,746 (+12.5%)
35 y/oHK$14,011 (+12.5%)
40 y/oHK$15,920 (+12.5%)
45 y/oHK$21,012 (+12.5%)
50 y/oHK$26,629 (+12.5%)
55 y/oHK$34,404 (+12.5%)
60 y/oHK$41,595 (+12.5%)
65 y/oHK$48,155 (+12.5%)
70 y/oHK$63,091 (+12.5%)
75 y/oHK$75,619 (+12.5%)
80 y/oHK$90,471 (+16.3%)
85 y/oHK$104,581 (+19.4%)
90 y/oHK$114,922 (+22.4%)
95 y/oHK$122,090 (+25.6%)
99 y/oHK$128,446 (+28.9%)
+9.1%
All-ages avg
0 y/oHK$10,251 (+9.0%)
5 y/oHK$9,577 (+9.0%)
10 y/oHK$8,763 (+9.0%)
15 y/oHK$8,763 (+9.0%)
20 y/oHK$10,606 (+9.0%)
25 y/oHK$10,606 (+9.0%)
30 y/oHK$11,715 (+9.0%)
35 y/oHK$15,273 (+9.0%)
40 y/oHK$17,354 (+9.0%)
45 y/oHK$22,904 (+9.0%)
50 y/oHK$29,027 (+9.0%)
55 y/oHK$37,501 (+9.0%)
60 y/oHK$45,340 (+9.0%)
65 y/oHK$52,490 (+9.0%)
70 y/oHK$68,770 (+9.0%)
75 y/oHK$82,425 (+9.0%)
80 y/oHK$98,615 (+9.0%)
85 y/oHK$113,994 (+9.0%)
90 y/oHK$125,266 (+9.0%)
95 y/oHK$133,079 (+9.0%)
99 y/oHK$143,092 (+11.4%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+7.63%
5 y/o+7.63%
10 y/o+7.63%
15 y/o+7.63%
20 y/o+7.63%
25 y/o+7.63%
30 y/o+7.63%
35 y/o+7.63%
40 y/o+7.63%
45 y/o+7.63%
50 y/o+7.63%
55 y/o+7.62%
60 y/o+7.62%
65 y/o+7.62%
70 y/o+7.62%
75 y/o+7.62%
80 y/o+8.20%
85 y/o+8.67%
90 y/o+9.11%
95 y/o+9.56%
99 y/o+10.42%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27