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Smart Medicare - Premier with SMM (USD)
真智安心醫療保障 - 至尊+額外醫療附加保障 (美元)
AXA China Region Insurance Company Limited · F00018-06-001 · 6 versions · Flexi plan · Avg. annual increase +1.88%
HKD
Male
| Age | F00018-03-001-01 2019-04-01 | F00018-03-001-01 2020-04-01 | F00018-03-001-02 2021-03-22 | F00018-03-001-03 2023-07-31 | F00018-03-001-03 2024-07-02 | F00018-03-001-03 2025-07-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$16,717 | HK$17,216 (+3.0%) | HK$17,216 | HK$17,216 | HK$17,987 (+4.5%) | HK$18,792 (+4.5%) | +1.67% |
| 5 | HK$9,922 | HK$10,217 (+3.0%) | HK$10,217 | HK$10,217 | HK$10,673 (+4.5%) | HK$11,149 (+4.5%) | +1.66% |
| 10 | HK$10,368 | HK$10,677 (+3.0%) | HK$10,677 | HK$10,677 | HK$11,153 (+4.5%) | HK$11,651 (+4.5%) | +1.67% |
| 15 | HK$11,057 | HK$11,386 (+3.0%) | HK$11,386 | HK$11,386 | HK$11,894 (+4.5%) | HK$12,425 (+4.5%) | +1.67% |
| 20 | HK$11,807 | HK$12,159 (+3.0%) | HK$12,159 | HK$12,159 | HK$12,823 (+5.5%) | HK$13,396 (+4.5%) | +1.80% |
| 25 | HK$12,890 | HK$13,274 (+3.0%) | HK$13,274 | HK$13,274 | HK$13,999 (+5.5%) | HK$14,625 (+4.5%) | +1.80% |
| 30 | HK$14,740 | HK$15,180 (+3.0%) | HK$15,180 | HK$15,180 | HK$16,085 (+6.0%) | HK$16,805 (+4.5%) | +1.87% |
| 35 | HK$16,399 | HK$16,888 (+3.0%) | HK$16,888 | HK$16,888 | HK$17,896 (+6.0%) | HK$18,697 (+4.5%) | +1.87% |
| 40 | HK$19,452 | HK$20,033 (+3.0%) | HK$20,033 | HK$20,033 | HK$21,229 (+6.0%) | HK$22,180 (+4.5%) | +1.88% |
| 45 | HK$23,295 | HK$23,991 (+3.0%) | HK$23,991 | HK$23,991 | HK$25,425 (+6.0%) | HK$26,565 (+4.5%) | +1.88% |
| 50 | HK$28,196 | HK$29,039 (+3.0%) | HK$29,039 | HK$29,039 | HK$31,210 (+7.5%) | HK$32,610 (+4.5%) | +2.08% |
| 55 | HK$34,993 | HK$36,040 (+3.0%) | HK$36,040 | HK$36,040 | HK$38,736 (+7.5%) | HK$40,475 (+4.5%) | +2.08% |
| 60 | HK$44,672 | HK$46,010 (+3.0%) | HK$46,010 | HK$46,010 | HK$49,454 (+7.5%) | HK$51,675 (+4.5%) | +2.08% |
| 65 | HK$56,275 | HK$57,961 (+3.0%) | HK$57,961 | HK$57,961 | HK$62,301 (+7.5%) | HK$65,101 (+4.5%) | +2.08% |
| 70 | HK$69,304 | HK$71,381 (+3.0%) | HK$71,381 | HK$71,381 | HK$75,658 (+6.0%) | HK$79,059 (+4.5%) | +1.88% |
| 75 | HK$80,941 | HK$83,367 (+3.0%) | HK$83,367 | HK$83,367 | HK$88,364 (+6.0%) | HK$92,336 (+4.5%) | +1.88% |
| 80 | HK$81,916 | HK$84,371 (+3.0%) | HK$84,371 | HK$84,371 | HK$89,428 (+6.0%) | HK$93,448 (+4.5%) | +1.88% |
| 85 | HK$83,565 | HK$86,069 (+3.0%) | HK$86,069 | HK$86,069 | HK$91,228 (+6.0%) | HK$95,329 (+4.5%) | +1.88% |
| 90 | HK$85,332 | HK$87,889 (+3.0%) | HK$87,889 | HK$87,889 | HK$93,157 (+6.0%) | HK$97,345 (+4.5%) | +1.88% |
| 95 | HK$87,484 | HK$90,106 (+3.0%) | HK$90,106 | HK$90,106 | HK$95,507 (+6.0%) | HK$99,801 (+4.5%) | +1.88% |
| 99 | HK$89,242 | HK$91,917 (+3.0%) | HK$91,917 | HK$91,917 | HK$97,427 (+6.0%) | HK$101,807 (+4.5%) | +1.88% |
| All ages average | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | — |
0 y/oHK$16,717
5 y/oHK$9,922
10 y/oHK$10,368
15 y/oHK$11,057
20 y/oHK$11,807
25 y/oHK$12,890
30 y/oHK$14,740
35 y/oHK$16,399
40 y/oHK$19,452
45 y/oHK$23,295
50 y/oHK$28,196
55 y/oHK$34,993
60 y/oHK$44,672
65 y/oHK$56,275
70 y/oHK$69,304
75 y/oHK$80,941
80 y/oHK$81,916
85 y/oHK$83,565
90 y/oHK$85,332
95 y/oHK$87,484
99 y/oHK$89,242
+3.0%
All-ages avg
0 y/oHK$17,216 (+3.0%)
5 y/oHK$10,217 (+3.0%)
10 y/oHK$10,677 (+3.0%)
15 y/oHK$11,386 (+3.0%)
20 y/oHK$12,159 (+3.0%)
25 y/oHK$13,274 (+3.0%)
30 y/oHK$15,180 (+3.0%)
35 y/oHK$16,888 (+3.0%)
40 y/oHK$20,033 (+3.0%)
45 y/oHK$23,991 (+3.0%)
50 y/oHK$29,039 (+3.0%)
55 y/oHK$36,040 (+3.0%)
60 y/oHK$46,010 (+3.0%)
65 y/oHK$57,961 (+3.0%)
70 y/oHK$71,381 (+3.0%)
75 y/oHK$83,367 (+3.0%)
80 y/oHK$84,371 (+3.0%)
85 y/oHK$86,069 (+3.0%)
90 y/oHK$87,889 (+3.0%)
95 y/oHK$90,106 (+3.0%)
99 y/oHK$91,917 (+3.0%)
0.0%
All-ages avg
0 y/oHK$17,216
5 y/oHK$10,217
10 y/oHK$10,677
15 y/oHK$11,386
20 y/oHK$12,159
25 y/oHK$13,274
30 y/oHK$15,180
35 y/oHK$16,888
40 y/oHK$20,033
45 y/oHK$23,991
50 y/oHK$29,039
55 y/oHK$36,040
60 y/oHK$46,010
65 y/oHK$57,961
70 y/oHK$71,381
75 y/oHK$83,367
80 y/oHK$84,371
85 y/oHK$86,069
90 y/oHK$87,889
95 y/oHK$90,106
99 y/oHK$91,917
0.0%
All-ages avg
0 y/oHK$17,216
5 y/oHK$10,217
10 y/oHK$10,677
15 y/oHK$11,386
20 y/oHK$12,159
25 y/oHK$13,274
30 y/oHK$15,180
35 y/oHK$16,888
40 y/oHK$20,033
45 y/oHK$23,991
50 y/oHK$29,039
55 y/oHK$36,040
60 y/oHK$46,010
65 y/oHK$57,961
70 y/oHK$71,381
75 y/oHK$83,367
80 y/oHK$84,371
85 y/oHK$86,069
90 y/oHK$87,889
95 y/oHK$90,106
99 y/oHK$91,917
+5.9%
All-ages avg
0 y/oHK$17,987 (+4.5%)
5 y/oHK$10,673 (+4.5%)
10 y/oHK$11,153 (+4.5%)
15 y/oHK$11,894 (+4.5%)
20 y/oHK$12,823 (+5.5%)
25 y/oHK$13,999 (+5.5%)
30 y/oHK$16,085 (+6.0%)
35 y/oHK$17,896 (+6.0%)
40 y/oHK$21,229 (+6.0%)
45 y/oHK$25,425 (+6.0%)
50 y/oHK$31,210 (+7.5%)
55 y/oHK$38,736 (+7.5%)
60 y/oHK$49,454 (+7.5%)
65 y/oHK$62,301 (+7.5%)
70 y/oHK$75,658 (+6.0%)
75 y/oHK$88,364 (+6.0%)
80 y/oHK$89,428 (+6.0%)
85 y/oHK$91,228 (+6.0%)
90 y/oHK$93,157 (+6.0%)
95 y/oHK$95,507 (+6.0%)
99 y/oHK$97,427 (+6.0%)
+4.5%
All-ages avg
0 y/oHK$18,792 (+4.5%)
5 y/oHK$11,149 (+4.5%)
10 y/oHK$11,651 (+4.5%)
15 y/oHK$12,425 (+4.5%)
20 y/oHK$13,396 (+4.5%)
25 y/oHK$14,625 (+4.5%)
30 y/oHK$16,805 (+4.5%)
35 y/oHK$18,697 (+4.5%)
40 y/oHK$22,180 (+4.5%)
45 y/oHK$26,565 (+4.5%)
50 y/oHK$32,610 (+4.5%)
55 y/oHK$40,475 (+4.5%)
60 y/oHK$51,675 (+4.5%)
65 y/oHK$65,101 (+4.5%)
70 y/oHK$79,059 (+4.5%)
75 y/oHK$92,336 (+4.5%)
80 y/oHK$93,448 (+4.5%)
85 y/oHK$95,329 (+4.5%)
90 y/oHK$97,345 (+4.5%)
95 y/oHK$99,801 (+4.5%)
99 y/oHK$101,807 (+4.5%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+1.67%
5 y/o+1.66%
10 y/o+1.67%
15 y/o+1.67%
20 y/o+1.80%
25 y/o+1.80%
30 y/o+1.87%
35 y/o+1.87%
40 y/o+1.88%
45 y/o+1.88%
50 y/o+2.08%
55 y/o+2.08%
60 y/o+2.08%
65 y/o+2.08%
70 y/o+1.88%
75 y/o+1.88%
80 y/o+1.88%
85 y/o+1.88%
90 y/o+1.88%
95 y/o+1.88%
99 y/o+1.88%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00018-03-001-01 2019-04-01 | F00018-03-001-01 2020-04-01 | F00018-03-001-02 2021-03-22 | F00018-03-001-03 2023-07-31 | F00018-03-001-03 2024-07-02 | F00018-03-001-03 2025-07-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$14,638 | HK$15,075 (+3.0%) | HK$15,075 | HK$15,075 | HK$15,749 (+4.5%) | HK$16,454 (+4.5%) | +1.67% |
| 5 | HK$12,271 | HK$12,637 (+3.0%) | HK$12,637 | HK$12,637 | HK$13,202 (+4.5%) | HK$13,792 (+4.5%) | +1.67% |
| 10 | HK$11,330 | HK$11,667 (+3.0%) | HK$11,667 | HK$11,667 | HK$12,188 (+4.5%) | HK$12,732 (+4.5%) | +1.67% |
| 15 | HK$11,329 | HK$11,666 (+3.0%) | HK$11,666 | HK$11,666 | HK$12,187 (+4.5%) | HK$12,731 (+4.5%) | +1.67% |
| 20 | HK$12,732 | HK$13,111 (+3.0%) | HK$13,111 | HK$13,111 | HK$13,827 (+5.5%) | HK$14,445 (+4.5%) | +1.80% |
| 25 | HK$14,938 | HK$15,384 (+3.0%) | HK$15,384 | HK$15,384 | HK$16,225 (+5.5%) | HK$16,951 (+4.5%) | +1.81% |
| 30 | HK$17,986 | HK$18,523 (+3.0%) | HK$18,523 | HK$18,523 | HK$19,629 (+6.0%) | HK$20,508 (+4.5%) | +1.88% |
| 35 | HK$20,779 | HK$21,400 (+3.0%) | HK$21,400 | HK$21,400 | HK$22,678 (+6.0%) | HK$23,695 (+4.5%) | +1.88% |
| 40 | HK$24,528 | HK$25,261 (+3.0%) | HK$25,261 | HK$25,261 | HK$26,771 (+6.0%) | HK$27,972 (+4.5%) | +1.88% |
| 45 | HK$28,197 | HK$29,040 (+3.0%) | HK$29,040 | HK$29,040 | HK$30,777 (+6.0%) | HK$32,158 (+4.5%) | +1.88% |
| 50 | HK$32,807 | HK$33,789 (+3.0%) | HK$33,789 | HK$33,789 | HK$36,316 (+7.5%) | HK$37,946 (+4.5%) | +2.08% |
| 55 | HK$38,748 | HK$39,908 (+3.0%) | HK$39,908 | HK$39,908 | HK$42,894 (+7.5%) | HK$44,820 (+4.5%) | +2.08% |
| 60 | HK$47,905 | HK$49,340 (+3.0%) | HK$49,340 | HK$49,340 | HK$53,033 (+7.5%) | HK$55,415 (+4.5%) | +2.08% |
| 65 | HK$59,520 | HK$61,303 (+3.0%) | HK$61,303 | HK$61,303 | HK$65,894 (+7.5%) | HK$68,855 (+4.5%) | +2.08% |
| 70 | HK$76,697 | HK$78,995 (+3.0%) | HK$78,995 | HK$78,995 | HK$83,729 (+6.0%) | HK$87,493 (+4.5%) | +1.88% |
| 75 | HK$94,481 | HK$97,313 (+3.0%) | HK$97,313 | HK$97,313 | HK$103,146 (+6.0%) | HK$107,784 (+4.5%) | +1.88% |
| 80 | HK$95,618 | HK$98,484 (+3.0%) | HK$98,484 | HK$98,484 | HK$104,388 (+6.0%) | HK$109,081 (+4.5%) | +1.88% |
| 85 | HK$97,543 | HK$100,467 (+3.0%) | HK$100,467 | HK$100,467 | HK$106,490 (+6.0%) | HK$111,278 (+4.5%) | +1.88% |
| 90 | HK$99,605 | HK$102,591 (+3.0%) | HK$102,591 | HK$102,591 | HK$108,741 (+6.0%) | HK$113,630 (+4.5%) | +1.88% |
| 95 | HK$102,117 | HK$105,178 (+3.0%) | HK$105,178 | HK$105,178 | HK$111,483 (+6.0%) | HK$116,496 (+4.5%) | +1.88% |
| 99 | HK$104,174 | HK$107,297 (+3.0%) | HK$107,297 | HK$107,297 | HK$113,729 (+6.0%) | HK$118,843 (+4.5%) | +1.88% |
| All ages average | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | — |
0 y/oHK$14,638
5 y/oHK$12,271
10 y/oHK$11,330
15 y/oHK$11,329
20 y/oHK$12,732
25 y/oHK$14,938
30 y/oHK$17,986
35 y/oHK$20,779
40 y/oHK$24,528
45 y/oHK$28,197
50 y/oHK$32,807
55 y/oHK$38,748
60 y/oHK$47,905
65 y/oHK$59,520
70 y/oHK$76,697
75 y/oHK$94,481
80 y/oHK$95,618
85 y/oHK$97,543
90 y/oHK$99,605
95 y/oHK$102,117
99 y/oHK$104,174
+3.0%
All-ages avg
0 y/oHK$15,075 (+3.0%)
5 y/oHK$12,637 (+3.0%)
10 y/oHK$11,667 (+3.0%)
15 y/oHK$11,666 (+3.0%)
20 y/oHK$13,111 (+3.0%)
25 y/oHK$15,384 (+3.0%)
30 y/oHK$18,523 (+3.0%)
35 y/oHK$21,400 (+3.0%)
40 y/oHK$25,261 (+3.0%)
45 y/oHK$29,040 (+3.0%)
50 y/oHK$33,789 (+3.0%)
55 y/oHK$39,908 (+3.0%)
60 y/oHK$49,340 (+3.0%)
65 y/oHK$61,303 (+3.0%)
70 y/oHK$78,995 (+3.0%)
75 y/oHK$97,313 (+3.0%)
80 y/oHK$98,484 (+3.0%)
85 y/oHK$100,467 (+3.0%)
90 y/oHK$102,591 (+3.0%)
95 y/oHK$105,178 (+3.0%)
99 y/oHK$107,297 (+3.0%)
0.0%
All-ages avg
0 y/oHK$15,075
5 y/oHK$12,637
10 y/oHK$11,667
15 y/oHK$11,666
20 y/oHK$13,111
25 y/oHK$15,384
30 y/oHK$18,523
35 y/oHK$21,400
40 y/oHK$25,261
45 y/oHK$29,040
50 y/oHK$33,789
55 y/oHK$39,908
60 y/oHK$49,340
65 y/oHK$61,303
70 y/oHK$78,995
75 y/oHK$97,313
80 y/oHK$98,484
85 y/oHK$100,467
90 y/oHK$102,591
95 y/oHK$105,178
99 y/oHK$107,297
0.0%
All-ages avg
0 y/oHK$15,075
5 y/oHK$12,637
10 y/oHK$11,667
15 y/oHK$11,666
20 y/oHK$13,111
25 y/oHK$15,384
30 y/oHK$18,523
35 y/oHK$21,400
40 y/oHK$25,261
45 y/oHK$29,040
50 y/oHK$33,789
55 y/oHK$39,908
60 y/oHK$49,340
65 y/oHK$61,303
70 y/oHK$78,995
75 y/oHK$97,313
80 y/oHK$98,484
85 y/oHK$100,467
90 y/oHK$102,591
95 y/oHK$105,178
99 y/oHK$107,297
+5.9%
All-ages avg
0 y/oHK$15,749 (+4.5%)
5 y/oHK$13,202 (+4.5%)
10 y/oHK$12,188 (+4.5%)
15 y/oHK$12,187 (+4.5%)
20 y/oHK$13,827 (+5.5%)
25 y/oHK$16,225 (+5.5%)
30 y/oHK$19,629 (+6.0%)
35 y/oHK$22,678 (+6.0%)
40 y/oHK$26,771 (+6.0%)
45 y/oHK$30,777 (+6.0%)
50 y/oHK$36,316 (+7.5%)
55 y/oHK$42,894 (+7.5%)
60 y/oHK$53,033 (+7.5%)
65 y/oHK$65,894 (+7.5%)
70 y/oHK$83,729 (+6.0%)
75 y/oHK$103,146 (+6.0%)
80 y/oHK$104,388 (+6.0%)
85 y/oHK$106,490 (+6.0%)
90 y/oHK$108,741 (+6.0%)
95 y/oHK$111,483 (+6.0%)
99 y/oHK$113,729 (+6.0%)
+4.5%
All-ages avg
0 y/oHK$16,454 (+4.5%)
5 y/oHK$13,792 (+4.5%)
10 y/oHK$12,732 (+4.5%)
15 y/oHK$12,731 (+4.5%)
20 y/oHK$14,445 (+4.5%)
25 y/oHK$16,951 (+4.5%)
30 y/oHK$20,508 (+4.5%)
35 y/oHK$23,695 (+4.5%)
40 y/oHK$27,972 (+4.5%)
45 y/oHK$32,158 (+4.5%)
50 y/oHK$37,946 (+4.5%)
55 y/oHK$44,820 (+4.5%)
60 y/oHK$55,415 (+4.5%)
65 y/oHK$68,855 (+4.5%)
70 y/oHK$87,493 (+4.5%)
75 y/oHK$107,784 (+4.5%)
80 y/oHK$109,081 (+4.5%)
85 y/oHK$111,278 (+4.5%)
90 y/oHK$113,630 (+4.5%)
95 y/oHK$116,496 (+4.5%)
99 y/oHK$118,843 (+4.5%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+1.67%
5 y/o+1.67%
10 y/o+1.67%
15 y/o+1.67%
20 y/o+1.80%
25 y/o+1.81%
30 y/o+1.88%
35 y/o+1.88%
40 y/o+1.88%
45 y/o+1.88%
50 y/o+2.08%
55 y/o+2.08%
60 y/o+2.08%
65 y/o+2.08%
70 y/o+1.88%
75 y/o+1.88%
80 y/o+1.88%
85 y/o+1.88%
90 y/o+1.88%
95 y/o+1.88%
99 y/o+1.88%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
Male
| Age | F00018-06-001-01 2019-04-01 | F00018-06-001-01 2020-04-01 | F00018-06-001-02 2021-03-22 | F00018-06-001-03 2023-07-31 | F00018-06-001-03 2024-07-02 | F00018-06-001-03 2025-07-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | US$2,077 | US$2,140 (+3.0%) | US$2,140 | US$2,140 | US$2,236 (+4.5%) | US$2,336 (+4.5%) | +1.68% |
| 5 | US$1,228 | US$1,265 (+3.0%) | US$1,265 | US$1,265 | US$1,322 (+4.5%) | US$1,381 (+4.5%) | +1.68% |
| 10 | US$1,283 | US$1,322 (+3.0%) | US$1,322 | US$1,322 | US$1,382 (+4.5%) | US$1,444 (+4.5%) | +1.69% |
| 15 | US$1,370 | US$1,411 (+3.0%) | US$1,411 | US$1,411 | US$1,474 (+4.5%) | US$1,541 (+4.5%) | +1.68% |
| 20 | US$1,463 | US$1,507 (+3.0%) | US$1,507 | US$1,507 | US$1,590 (+5.5%) | US$1,662 (+4.5%) | +1.82% |
| 25 | US$1,599 | US$1,647 (+3.0%) | US$1,647 | US$1,647 | US$1,737 (+5.5%) | US$1,816 (+4.5%) | +1.82% |
| 30 | US$1,830 | US$1,885 (+3.0%) | US$1,885 | US$1,885 | US$1,998 (+6.0%) | US$2,088 (+4.5%) | +1.88% |
| 35 | US$2,037 | US$2,099 (+3.0%) | US$2,099 | US$2,099 | US$2,225 (+6.0%) | US$2,325 (+4.5%) | +1.89% |
| 40 | US$2,419 | US$2,492 (+3.0%) | US$2,492 | US$2,492 | US$2,641 (+6.0%) | US$2,760 (+4.5%) | +1.88% |
| 45 | US$2,899 | US$2,986 (+3.0%) | US$2,986 | US$2,986 | US$3,166 (+6.0%) | US$3,308 (+4.5%) | +1.89% |
| 50 | US$3,512 | US$3,617 (+3.0%) | US$3,617 | US$3,617 | US$3,889 (+7.5%) | US$4,064 (+4.5%) | +2.09% |
| 55 | US$4,362 | US$4,492 (+3.0%) | US$4,492 | US$4,492 | US$4,830 (+7.5%) | US$5,047 (+4.5%) | +2.09% |
| 60 | US$5,571 | US$5,739 (+3.0%) | US$5,739 | US$5,739 | US$6,169 (+7.5%) | US$6,447 (+4.5%) | +2.09% |
| 65 | US$7,022 | US$7,233 (+3.0%) | US$7,233 | US$7,233 | US$7,775 (+7.5%) | US$8,125 (+4.5%) | +2.09% |
| 70 | US$8,650 | US$8,910 (+3.0%) | US$8,910 | US$8,910 | US$9,444 (+6.0%) | US$9,870 (+4.5%) | +1.89% |
| 75 | US$10,105 | US$10,408 (+3.0%) | US$10,408 | US$10,408 | US$11,033 (+6.0%) | US$11,530 (+4.5%) | +1.89% |
| 80 | US$10,227 | US$10,534 (+3.0%) | US$10,534 | US$10,534 | US$11,166 (+6.0%) | US$11,668 (+4.5%) | +1.88% |
| 85 | US$10,433 | US$10,746 (+3.0%) | US$10,746 | US$10,746 | US$11,391 (+6.0%) | US$11,904 (+4.5%) | +1.88% |
| 90 | US$10,654 | US$10,974 (+3.0%) | US$10,974 | US$10,974 | US$11,632 (+6.0%) | US$12,156 (+4.5%) | +1.88% |
| 95 | US$10,923 | US$11,251 (+3.0%) | US$11,251 | US$11,251 | US$11,926 (+6.0%) | US$12,463 (+4.5%) | +1.88% |
| 99 | US$11,143 | US$11,477 (+3.0%) | US$11,477 | US$11,477 | US$12,166 (+6.0%) | US$12,713 (+4.5%) | +1.88% |
| All ages average | — | +3.0% | 0.0% | 0.0% | +6.0% | +4.5% | — |
0 y/oUS$2,077
5 y/oUS$1,228
10 y/oUS$1,283
15 y/oUS$1,370
20 y/oUS$1,463
25 y/oUS$1,599
30 y/oUS$1,830
35 y/oUS$2,037
40 y/oUS$2,419
45 y/oUS$2,899
50 y/oUS$3,512
55 y/oUS$4,362
60 y/oUS$5,571
65 y/oUS$7,022
70 y/oUS$8,650
75 y/oUS$10,105
80 y/oUS$10,227
85 y/oUS$10,433
90 y/oUS$10,654
95 y/oUS$10,923
99 y/oUS$11,143
+3.0%
All-ages avg
0 y/oUS$2,140 (+3.0%)
5 y/oUS$1,265 (+3.0%)
10 y/oUS$1,322 (+3.0%)
15 y/oUS$1,411 (+3.0%)
20 y/oUS$1,507 (+3.0%)
25 y/oUS$1,647 (+3.0%)
30 y/oUS$1,885 (+3.0%)
35 y/oUS$2,099 (+3.0%)
40 y/oUS$2,492 (+3.0%)
45 y/oUS$2,986 (+3.0%)
50 y/oUS$3,617 (+3.0%)
55 y/oUS$4,492 (+3.0%)
60 y/oUS$5,739 (+3.0%)
65 y/oUS$7,233 (+3.0%)
70 y/oUS$8,910 (+3.0%)
75 y/oUS$10,408 (+3.0%)
80 y/oUS$10,534 (+3.0%)
85 y/oUS$10,746 (+3.0%)
90 y/oUS$10,974 (+3.0%)
95 y/oUS$11,251 (+3.0%)
99 y/oUS$11,477 (+3.0%)
0.0%
All-ages avg
0 y/oUS$2,140
5 y/oUS$1,265
10 y/oUS$1,322
15 y/oUS$1,411
20 y/oUS$1,507
25 y/oUS$1,647
30 y/oUS$1,885
35 y/oUS$2,099
40 y/oUS$2,492
45 y/oUS$2,986
50 y/oUS$3,617
55 y/oUS$4,492
60 y/oUS$5,739
65 y/oUS$7,233
70 y/oUS$8,910
75 y/oUS$10,408
80 y/oUS$10,534
85 y/oUS$10,746
90 y/oUS$10,974
95 y/oUS$11,251
99 y/oUS$11,477
0.0%
All-ages avg
0 y/oUS$2,140
5 y/oUS$1,265
10 y/oUS$1,322
15 y/oUS$1,411
20 y/oUS$1,507
25 y/oUS$1,647
30 y/oUS$1,885
35 y/oUS$2,099
40 y/oUS$2,492
45 y/oUS$2,986
50 y/oUS$3,617
55 y/oUS$4,492
60 y/oUS$5,739
65 y/oUS$7,233
70 y/oUS$8,910
75 y/oUS$10,408
80 y/oUS$10,534
85 y/oUS$10,746
90 y/oUS$10,974
95 y/oUS$11,251
99 y/oUS$11,477
+6.0%
All-ages avg
0 y/oUS$2,236 (+4.5%)
5 y/oUS$1,322 (+4.5%)
10 y/oUS$1,382 (+4.5%)
15 y/oUS$1,474 (+4.5%)
20 y/oUS$1,590 (+5.5%)
25 y/oUS$1,737 (+5.5%)
30 y/oUS$1,998 (+6.0%)
35 y/oUS$2,225 (+6.0%)
40 y/oUS$2,641 (+6.0%)
45 y/oUS$3,166 (+6.0%)
50 y/oUS$3,889 (+7.5%)
55 y/oUS$4,830 (+7.5%)
60 y/oUS$6,169 (+7.5%)
65 y/oUS$7,775 (+7.5%)
70 y/oUS$9,444 (+6.0%)
75 y/oUS$11,033 (+6.0%)
80 y/oUS$11,166 (+6.0%)
85 y/oUS$11,391 (+6.0%)
90 y/oUS$11,632 (+6.0%)
95 y/oUS$11,926 (+6.0%)
99 y/oUS$12,166 (+6.0%)
+4.5%
All-ages avg
0 y/oUS$2,336 (+4.5%)
5 y/oUS$1,381 (+4.5%)
10 y/oUS$1,444 (+4.5%)
15 y/oUS$1,541 (+4.5%)
20 y/oUS$1,662 (+4.5%)
25 y/oUS$1,816 (+4.5%)
30 y/oUS$2,088 (+4.5%)
35 y/oUS$2,325 (+4.5%)
40 y/oUS$2,760 (+4.5%)
45 y/oUS$3,308 (+4.5%)
50 y/oUS$4,064 (+4.5%)
55 y/oUS$5,047 (+4.5%)
60 y/oUS$6,447 (+4.5%)
65 y/oUS$8,125 (+4.5%)
70 y/oUS$9,870 (+4.5%)
75 y/oUS$11,530 (+4.5%)
80 y/oUS$11,668 (+4.5%)
85 y/oUS$11,904 (+4.5%)
90 y/oUS$12,156 (+4.5%)
95 y/oUS$12,463 (+4.5%)
99 y/oUS$12,713 (+4.5%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+1.68%
5 y/o+1.68%
10 y/o+1.69%
15 y/o+1.68%
20 y/o+1.82%
25 y/o+1.82%
30 y/o+1.88%
35 y/o+1.89%
40 y/o+1.88%
45 y/o+1.89%
50 y/o+2.09%
55 y/o+2.09%
60 y/o+2.09%
65 y/o+2.09%
70 y/o+1.89%
75 y/o+1.89%
80 y/o+1.88%
85 y/o+1.88%
90 y/o+1.88%
95 y/o+1.88%
99 y/o+1.88%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00018-06-001-01 2019-04-01 | F00018-06-001-01 2020-04-01 | F00018-06-001-02 2021-03-22 | F00018-06-001-03 2023-07-31 | F00018-06-001-03 2024-07-02 | F00018-06-001-03 2025-07-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | US$1,817 | US$1,872 (+3.0%) | US$1,872 | US$1,872 | US$1,956 (+4.5%) | US$2,044 (+4.5%) | +1.68% |
| 5 | US$1,521 | US$1,567 (+3.0%) | US$1,567 | US$1,567 | US$1,638 (+4.5%) | US$1,711 (+4.5%) | +1.68% |
| 10 | US$1,404 | US$1,446 (+3.0%) | US$1,446 | US$1,446 | US$1,511 (+4.5%) | US$1,579 (+4.5%) | +1.68% |
| 15 | US$1,404 | US$1,446 (+3.0%) | US$1,446 | US$1,446 | US$1,511 (+4.5%) | US$1,579 (+4.5%) | +1.68% |
| 20 | US$1,579 | US$1,626 (+3.0%) | US$1,626 | US$1,626 | US$1,716 (+5.5%) | US$1,793 (+4.5%) | +1.82% |
| 25 | US$1,855 | US$1,910 (+3.0%) | US$1,910 | US$1,910 | US$2,016 (+5.5%) | US$2,106 (+4.5%) | +1.81% |
| 30 | US$2,236 | US$2,303 (+3.0%) | US$2,303 | US$2,303 | US$2,441 (+6.0%) | US$2,551 (+4.5%) | +1.88% |
| 35 | US$2,585 | US$2,662 (+3.0%) | US$2,662 | US$2,662 | US$2,822 (+6.0%) | US$2,949 (+4.5%) | +1.88% |
| 40 | US$3,054 | US$3,145 (+3.0%) | US$3,145 | US$3,145 | US$3,334 (+6.0%) | US$3,484 (+4.5%) | +1.88% |
| 45 | US$3,512 | US$3,618 (+3.0%) | US$3,618 | US$3,618 | US$3,835 (+6.0%) | US$4,007 (+4.5%) | +1.88% |
| 50 | US$4,088 | US$4,211 (+3.0%) | US$4,211 | US$4,211 | US$4,527 (+7.5%) | US$4,731 (+4.5%) | +2.09% |
| 55 | US$4,831 | US$4,976 (+3.0%) | US$4,976 | US$4,976 | US$5,349 (+7.5%) | US$5,590 (+4.5%) | +2.09% |
| 60 | US$5,976 | US$6,155 (+3.0%) | US$6,155 | US$6,155 | US$6,616 (+7.5%) | US$6,914 (+4.5%) | +2.09% |
| 65 | US$7,428 | US$7,650 (+3.0%) | US$7,650 | US$7,650 | US$8,224 (+7.5%) | US$8,594 (+4.5%) | +2.09% |
| 70 | US$9,575 | US$9,862 (+3.0%) | US$9,862 | US$9,862 | US$10,454 (+6.0%) | US$10,924 (+4.5%) | +1.88% |
| 75 | US$11,798 | US$12,152 (+3.0%) | US$12,152 | US$12,152 | US$12,881 (+6.0%) | US$13,460 (+4.5%) | +1.88% |
| 80 | US$11,940 | US$12,298 (+3.0%) | US$12,298 | US$12,298 | US$13,036 (+6.0%) | US$13,622 (+4.5%) | +1.88% |
| 85 | US$12,180 | US$12,546 (+3.0%) | US$12,546 | US$12,546 | US$13,299 (+6.0%) | US$13,897 (+4.5%) | +1.88% |
| 90 | US$12,438 | US$12,811 (+3.0%) | US$12,811 | US$12,811 | US$13,580 (+6.0%) | US$14,191 (+4.5%) | +1.88% |
| 95 | US$12,752 | US$13,135 (+3.0%) | US$13,135 | US$13,135 | US$13,923 (+6.0%) | US$14,549 (+4.5%) | +1.88% |
| 99 | US$13,009 | US$13,400 (+3.0%) | US$13,400 | US$13,400 | US$14,204 (+6.0%) | US$14,843 (+4.5%) | +1.88% |
| All ages average | — | +3.0% | 0.0% | 0.0% | +6.0% | +4.5% | — |
0 y/oUS$1,817
5 y/oUS$1,521
10 y/oUS$1,404
15 y/oUS$1,404
20 y/oUS$1,579
25 y/oUS$1,855
30 y/oUS$2,236
35 y/oUS$2,585
40 y/oUS$3,054
45 y/oUS$3,512
50 y/oUS$4,088
55 y/oUS$4,831
60 y/oUS$5,976
65 y/oUS$7,428
70 y/oUS$9,575
75 y/oUS$11,798
80 y/oUS$11,940
85 y/oUS$12,180
90 y/oUS$12,438
95 y/oUS$12,752
99 y/oUS$13,009
+3.0%
All-ages avg
0 y/oUS$1,872 (+3.0%)
5 y/oUS$1,567 (+3.0%)
10 y/oUS$1,446 (+3.0%)
15 y/oUS$1,446 (+3.0%)
20 y/oUS$1,626 (+3.0%)
25 y/oUS$1,910 (+3.0%)
30 y/oUS$2,303 (+3.0%)
35 y/oUS$2,662 (+3.0%)
40 y/oUS$3,145 (+3.0%)
45 y/oUS$3,618 (+3.0%)
50 y/oUS$4,211 (+3.0%)
55 y/oUS$4,976 (+3.0%)
60 y/oUS$6,155 (+3.0%)
65 y/oUS$7,650 (+3.0%)
70 y/oUS$9,862 (+3.0%)
75 y/oUS$12,152 (+3.0%)
80 y/oUS$12,298 (+3.0%)
85 y/oUS$12,546 (+3.0%)
90 y/oUS$12,811 (+3.0%)
95 y/oUS$13,135 (+3.0%)
99 y/oUS$13,400 (+3.0%)
0.0%
All-ages avg
0 y/oUS$1,872
5 y/oUS$1,567
10 y/oUS$1,446
15 y/oUS$1,446
20 y/oUS$1,626
25 y/oUS$1,910
30 y/oUS$2,303
35 y/oUS$2,662
40 y/oUS$3,145
45 y/oUS$3,618
50 y/oUS$4,211
55 y/oUS$4,976
60 y/oUS$6,155
65 y/oUS$7,650
70 y/oUS$9,862
75 y/oUS$12,152
80 y/oUS$12,298
85 y/oUS$12,546
90 y/oUS$12,811
95 y/oUS$13,135
99 y/oUS$13,400
0.0%
All-ages avg
0 y/oUS$1,872
5 y/oUS$1,567
10 y/oUS$1,446
15 y/oUS$1,446
20 y/oUS$1,626
25 y/oUS$1,910
30 y/oUS$2,303
35 y/oUS$2,662
40 y/oUS$3,145
45 y/oUS$3,618
50 y/oUS$4,211
55 y/oUS$4,976
60 y/oUS$6,155
65 y/oUS$7,650
70 y/oUS$9,862
75 y/oUS$12,152
80 y/oUS$12,298
85 y/oUS$12,546
90 y/oUS$12,811
95 y/oUS$13,135
99 y/oUS$13,400
+6.0%
All-ages avg
0 y/oUS$1,956 (+4.5%)
5 y/oUS$1,638 (+4.5%)
10 y/oUS$1,511 (+4.5%)
15 y/oUS$1,511 (+4.5%)
20 y/oUS$1,716 (+5.5%)
25 y/oUS$2,016 (+5.5%)
30 y/oUS$2,441 (+6.0%)
35 y/oUS$2,822 (+6.0%)
40 y/oUS$3,334 (+6.0%)
45 y/oUS$3,835 (+6.0%)
50 y/oUS$4,527 (+7.5%)
55 y/oUS$5,349 (+7.5%)
60 y/oUS$6,616 (+7.5%)
65 y/oUS$8,224 (+7.5%)
70 y/oUS$10,454 (+6.0%)
75 y/oUS$12,881 (+6.0%)
80 y/oUS$13,036 (+6.0%)
85 y/oUS$13,299 (+6.0%)
90 y/oUS$13,580 (+6.0%)
95 y/oUS$13,923 (+6.0%)
99 y/oUS$14,204 (+6.0%)
+4.5%
All-ages avg
0 y/oUS$2,044 (+4.5%)
5 y/oUS$1,711 (+4.5%)
10 y/oUS$1,579 (+4.5%)
15 y/oUS$1,579 (+4.5%)
20 y/oUS$1,793 (+4.5%)
25 y/oUS$2,106 (+4.5%)
30 y/oUS$2,551 (+4.5%)
35 y/oUS$2,949 (+4.5%)
40 y/oUS$3,484 (+4.5%)
45 y/oUS$4,007 (+4.5%)
50 y/oUS$4,731 (+4.5%)
55 y/oUS$5,590 (+4.5%)
60 y/oUS$6,914 (+4.5%)
65 y/oUS$8,594 (+4.5%)
70 y/oUS$10,924 (+4.5%)
75 y/oUS$13,460 (+4.5%)
80 y/oUS$13,622 (+4.5%)
85 y/oUS$13,897 (+4.5%)
90 y/oUS$14,191 (+4.5%)
95 y/oUS$14,549 (+4.5%)
99 y/oUS$14,843 (+4.5%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+1.68%
5 y/o+1.68%
10 y/o+1.68%
15 y/o+1.68%
20 y/o+1.82%
25 y/o+1.81%
30 y/o+1.88%
35 y/o+1.88%
40 y/o+1.88%
45 y/o+1.88%
50 y/o+2.09%
55 y/o+2.09%
60 y/o+2.09%
65 y/o+2.09%
70 y/o+1.88%
75 y/o+1.88%
80 y/o+1.88%
85 y/o+1.88%
90 y/o+1.88%
95 y/o+1.88%
99 y/o+1.88%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27