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Smart Medicare - Regular (USD)
真智安心醫療保障 - 標準 (美元)
AXA China Region Insurance Company Limited · F00018-04-000 · 6 versions · Flexi plan · Avg. annual increase +1.88%
HKD
Male
| Age | F00018-01-000-01 2019-04-01 | F00018-01-000-01 2020-04-01 | F00018-01-000-02 2021-03-22 | F00018-01-000-03 2023-07-31 | F00018-01-000-03 2024-07-02 | F00018-01-000-03 2025-07-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$3,091 | HK$3,181 (+2.9%) | HK$3,181 | HK$3,181 | HK$3,320 (+4.4%) | HK$3,465 (+4.4%) | +1.63% |
| 5 | HK$1,887 | HK$1,941 (+2.9%) | HK$1,941 | HK$1,941 | HK$2,024 (+4.3%) | HK$2,111 (+4.3%) | +1.60% |
| 10 | HK$1,833 | HK$1,885 (+2.8%) | HK$1,885 | HK$1,885 | HK$1,966 (+4.3%) | HK$2,050 (+4.3%) | +1.60% |
| 15 | HK$1,720 | HK$1,769 (+2.8%) | HK$1,769 | HK$1,769 | HK$1,845 (+4.3%) | HK$1,924 (+4.3%) | +1.60% |
| 20 | HK$1,871 | HK$1,925 (+2.9%) | HK$1,925 | HK$1,925 | HK$2,026 (+5.2%) | HK$2,113 (+4.3%) | +1.74% |
| 25 | HK$2,037 | HK$2,096 (+2.9%) | HK$2,096 | HK$2,096 | HK$2,206 (+5.2%) | HK$2,301 (+4.3%) | +1.74% |
| 30 | HK$2,300 | HK$2,366 (+2.9%) | HK$2,366 | HK$2,366 | HK$2,502 (+5.7%) | HK$2,611 (+4.4%) | +1.81% |
| 35 | HK$2,581 | HK$2,656 (+2.9%) | HK$2,656 | HK$2,656 | HK$2,810 (+5.8%) | HK$2,932 (+4.3%) | +1.82% |
| 40 | HK$3,058 | HK$3,147 (+2.9%) | HK$3,147 | HK$3,147 | HK$3,330 (+5.8%) | HK$3,476 (+4.4%) | +1.83% |
| 45 | HK$3,769 | HK$3,880 (+2.9%) | HK$3,880 | HK$3,880 | HK$4,107 (+5.9%) | HK$4,288 (+4.4%) | +1.84% |
| 50 | HK$4,625 | HK$4,761 (+2.9%) | HK$4,761 | HK$4,761 | HK$5,111 (+7.4%) | HK$5,337 (+4.4%) | +2.05% |
| 55 | HK$5,948 | HK$6,124 (+3.0%) | HK$6,124 | HK$6,124 | HK$6,576 (+7.4%) | HK$6,868 (+4.4%) | +2.06% |
| 60 | HK$7,671 | HK$7,899 (+3.0%) | HK$7,899 | HK$7,899 | HK$8,484 (+7.4%) | HK$8,862 (+4.5%) | +2.06% |
| 65 | HK$10,239 | HK$10,544 (+3.0%) | HK$10,544 | HK$10,544 | HK$11,328 (+7.4%) | HK$11,834 (+4.5%) | +2.07% |
| 70 | HK$12,788 | HK$13,169 (+3.0%) | HK$13,169 | HK$13,169 | HK$13,954 (+6.0%) | HK$14,578 (+4.5%) | +1.87% |
| 75 | HK$15,220 | HK$15,674 (+3.0%) | HK$15,674 | HK$15,674 | HK$16,609 (+6.0%) | HK$17,352 (+4.5%) | +1.87% |
| 80 | HK$15,400 | HK$15,859 (+3.0%) | HK$15,859 | HK$15,859 | HK$16,805 (+6.0%) | HK$17,557 (+4.5%) | +1.87% |
| 85 | HK$15,704 | HK$16,173 (+3.0%) | HK$16,173 | HK$16,173 | HK$17,138 (+6.0%) | HK$17,905 (+4.5%) | +1.87% |
| 90 | HK$16,035 | HK$16,514 (+3.0%) | HK$16,514 | HK$16,514 | HK$17,499 (+6.0%) | HK$18,282 (+4.5%) | +1.87% |
| 95 | HK$16,439 | HK$16,930 (+3.0%) | HK$16,930 | HK$16,930 | HK$17,940 (+6.0%) | HK$18,743 (+4.5%) | +1.87% |
| 99 | HK$16,764 | HK$17,264 (+3.0%) | HK$17,264 | HK$17,264 | HK$18,294 (+6.0%) | HK$19,113 (+4.5%) | +1.87% |
| All ages average | — | +2.9% | 0.0% | 0.0% | +5.8% | +4.4% | — |
0 y/oHK$3,091
5 y/oHK$1,887
10 y/oHK$1,833
15 y/oHK$1,720
20 y/oHK$1,871
25 y/oHK$2,037
30 y/oHK$2,300
35 y/oHK$2,581
40 y/oHK$3,058
45 y/oHK$3,769
50 y/oHK$4,625
55 y/oHK$5,948
60 y/oHK$7,671
65 y/oHK$10,239
70 y/oHK$12,788
75 y/oHK$15,220
80 y/oHK$15,400
85 y/oHK$15,704
90 y/oHK$16,035
95 y/oHK$16,439
99 y/oHK$16,764
+2.9%
All-ages avg
0 y/oHK$3,181 (+2.9%)
5 y/oHK$1,941 (+2.9%)
10 y/oHK$1,885 (+2.8%)
15 y/oHK$1,769 (+2.8%)
20 y/oHK$1,925 (+2.9%)
25 y/oHK$2,096 (+2.9%)
30 y/oHK$2,366 (+2.9%)
35 y/oHK$2,656 (+2.9%)
40 y/oHK$3,147 (+2.9%)
45 y/oHK$3,880 (+2.9%)
50 y/oHK$4,761 (+2.9%)
55 y/oHK$6,124 (+3.0%)
60 y/oHK$7,899 (+3.0%)
65 y/oHK$10,544 (+3.0%)
70 y/oHK$13,169 (+3.0%)
75 y/oHK$15,674 (+3.0%)
80 y/oHK$15,859 (+3.0%)
85 y/oHK$16,173 (+3.0%)
90 y/oHK$16,514 (+3.0%)
95 y/oHK$16,930 (+3.0%)
99 y/oHK$17,264 (+3.0%)
0.0%
All-ages avg
0 y/oHK$3,181
5 y/oHK$1,941
10 y/oHK$1,885
15 y/oHK$1,769
20 y/oHK$1,925
25 y/oHK$2,096
30 y/oHK$2,366
35 y/oHK$2,656
40 y/oHK$3,147
45 y/oHK$3,880
50 y/oHK$4,761
55 y/oHK$6,124
60 y/oHK$7,899
65 y/oHK$10,544
70 y/oHK$13,169
75 y/oHK$15,674
80 y/oHK$15,859
85 y/oHK$16,173
90 y/oHK$16,514
95 y/oHK$16,930
99 y/oHK$17,264
0.0%
All-ages avg
0 y/oHK$3,181
5 y/oHK$1,941
10 y/oHK$1,885
15 y/oHK$1,769
20 y/oHK$1,925
25 y/oHK$2,096
30 y/oHK$2,366
35 y/oHK$2,656
40 y/oHK$3,147
45 y/oHK$3,880
50 y/oHK$4,761
55 y/oHK$6,124
60 y/oHK$7,899
65 y/oHK$10,544
70 y/oHK$13,169
75 y/oHK$15,674
80 y/oHK$15,859
85 y/oHK$16,173
90 y/oHK$16,514
95 y/oHK$16,930
99 y/oHK$17,264
+5.8%
All-ages avg
0 y/oHK$3,320 (+4.4%)
5 y/oHK$2,024 (+4.3%)
10 y/oHK$1,966 (+4.3%)
15 y/oHK$1,845 (+4.3%)
20 y/oHK$2,026 (+5.2%)
25 y/oHK$2,206 (+5.2%)
30 y/oHK$2,502 (+5.7%)
35 y/oHK$2,810 (+5.8%)
40 y/oHK$3,330 (+5.8%)
45 y/oHK$4,107 (+5.9%)
50 y/oHK$5,111 (+7.4%)
55 y/oHK$6,576 (+7.4%)
60 y/oHK$8,484 (+7.4%)
65 y/oHK$11,328 (+7.4%)
70 y/oHK$13,954 (+6.0%)
75 y/oHK$16,609 (+6.0%)
80 y/oHK$16,805 (+6.0%)
85 y/oHK$17,138 (+6.0%)
90 y/oHK$17,499 (+6.0%)
95 y/oHK$17,940 (+6.0%)
99 y/oHK$18,294 (+6.0%)
+4.4%
All-ages avg
0 y/oHK$3,465 (+4.4%)
5 y/oHK$2,111 (+4.3%)
10 y/oHK$2,050 (+4.3%)
15 y/oHK$1,924 (+4.3%)
20 y/oHK$2,113 (+4.3%)
25 y/oHK$2,301 (+4.3%)
30 y/oHK$2,611 (+4.4%)
35 y/oHK$2,932 (+4.3%)
40 y/oHK$3,476 (+4.4%)
45 y/oHK$4,288 (+4.4%)
50 y/oHK$5,337 (+4.4%)
55 y/oHK$6,868 (+4.4%)
60 y/oHK$8,862 (+4.5%)
65 y/oHK$11,834 (+4.5%)
70 y/oHK$14,578 (+4.5%)
75 y/oHK$17,352 (+4.5%)
80 y/oHK$17,557 (+4.5%)
85 y/oHK$17,905 (+4.5%)
90 y/oHK$18,282 (+4.5%)
95 y/oHK$18,743 (+4.5%)
99 y/oHK$19,113 (+4.5%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+1.63%
5 y/o+1.60%
10 y/o+1.60%
15 y/o+1.60%
20 y/o+1.74%
25 y/o+1.74%
30 y/o+1.81%
35 y/o+1.82%
40 y/o+1.83%
45 y/o+1.84%
50 y/o+2.05%
55 y/o+2.06%
60 y/o+2.06%
65 y/o+2.07%
70 y/o+1.87%
75 y/o+1.87%
80 y/o+1.87%
85 y/o+1.87%
90 y/o+1.87%
95 y/o+1.87%
99 y/o+1.87%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00018-01-000-01 2019-04-01 | F00018-01-000-01 2020-04-01 | F00018-01-000-02 2021-03-22 | F00018-01-000-03 2023-07-31 | F00018-01-000-03 2024-07-02 | F00018-01-000-03 2025-07-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$2,689 | HK$2,767 (+2.9%) | HK$2,767 | HK$2,767 | HK$2,888 (+4.4%) | HK$3,014 (+4.4%) | +1.63% |
| 5 | HK$2,046 | HK$2,105 (+2.9%) | HK$2,105 | HK$2,105 | HK$2,196 (+4.3%) | HK$2,291 (+4.3%) | +1.61% |
| 10 | HK$1,954 | HK$2,010 (+2.9%) | HK$2,010 | HK$2,010 | HK$2,096 (+4.3%) | HK$2,186 (+4.3%) | +1.60% |
| 15 | HK$1,965 | HK$2,021 (+2.8%) | HK$2,021 | HK$2,021 | HK$2,108 (+4.3%) | HK$2,199 (+4.3%) | +1.61% |
| 20 | HK$2,179 | HK$2,242 (+2.9%) | HK$2,242 | HK$2,242 | HK$2,360 (+5.3%) | HK$2,462 (+4.3%) | +1.74% |
| 25 | HK$2,478 | HK$2,550 (+2.9%) | HK$2,550 | HK$2,550 | HK$2,685 (+5.3%) | HK$2,802 (+4.4%) | +1.75% |
| 30 | HK$2,965 | HK$3,051 (+2.9%) | HK$3,051 | HK$3,051 | HK$3,229 (+5.8%) | HK$3,370 (+4.4%) | +1.83% |
| 35 | HK$3,547 | HK$3,651 (+2.9%) | HK$3,651 | HK$3,651 | HK$3,865 (+5.9%) | HK$4,035 (+4.4%) | +1.84% |
| 40 | HK$4,252 | HK$4,377 (+2.9%) | HK$4,377 | HK$4,377 | HK$4,634 (+5.9%) | HK$4,839 (+4.4%) | +1.85% |
| 45 | HK$4,930 | HK$5,075 (+2.9%) | HK$5,075 | HK$5,075 | HK$5,374 (+5.9%) | HK$5,612 (+4.4%) | +1.85% |
| 50 | HK$5,613 | HK$5,779 (+3.0%) | HK$5,779 | HK$5,779 | HK$6,205 (+7.4%) | HK$6,480 (+4.4%) | +2.05% |
| 55 | HK$6,399 | HK$6,588 (+3.0%) | HK$6,588 | HK$6,588 | HK$7,075 (+7.4%) | HK$7,389 (+4.4%) | +2.06% |
| 60 | HK$7,795 | HK$8,026 (+3.0%) | HK$8,026 | HK$8,026 | HK$8,621 (+7.4%) | HK$9,005 (+4.5%) | +2.06% |
| 65 | HK$9,720 | HK$10,009 (+3.0%) | HK$10,009 | HK$10,009 | HK$10,753 (+7.4%) | HK$11,233 (+4.5%) | +2.07% |
| 70 | HK$13,021 | HK$13,409 (+3.0%) | HK$13,409 | HK$13,409 | HK$14,208 (+6.0%) | HK$14,843 (+4.5%) | +1.87% |
| 75 | HK$16,214 | HK$16,698 (+3.0%) | HK$16,698 | HK$16,698 | HK$17,694 (+6.0%) | HK$18,486 (+4.5%) | +1.87% |
| 80 | HK$16,408 | HK$16,898 (+3.0%) | HK$16,898 | HK$16,898 | HK$17,906 (+6.0%) | HK$18,708 (+4.5%) | +1.87% |
| 85 | HK$16,737 | HK$17,237 (+3.0%) | HK$17,237 | HK$17,237 | HK$18,266 (+6.0%) | HK$19,084 (+4.5%) | +1.88% |
| 90 | HK$17,089 | HK$17,599 (+3.0%) | HK$17,599 | HK$17,599 | HK$18,649 (+6.0%) | HK$19,484 (+4.5%) | +1.87% |
| 95 | HK$17,517 | HK$18,040 (+3.0%) | HK$18,040 | HK$18,040 | HK$19,117 (+6.0%) | HK$19,973 (+4.5%) | +1.87% |
| 99 | HK$17,865 | HK$18,398 (+3.0%) | HK$18,398 | HK$18,398 | HK$19,496 (+6.0%) | HK$20,369 (+4.5%) | +1.87% |
| All ages average | — | +2.9% | 0.0% | 0.0% | +5.8% | +4.4% | — |
0 y/oHK$2,689
5 y/oHK$2,046
10 y/oHK$1,954
15 y/oHK$1,965
20 y/oHK$2,179
25 y/oHK$2,478
30 y/oHK$2,965
35 y/oHK$3,547
40 y/oHK$4,252
45 y/oHK$4,930
50 y/oHK$5,613
55 y/oHK$6,399
60 y/oHK$7,795
65 y/oHK$9,720
70 y/oHK$13,021
75 y/oHK$16,214
80 y/oHK$16,408
85 y/oHK$16,737
90 y/oHK$17,089
95 y/oHK$17,517
99 y/oHK$17,865
+2.9%
All-ages avg
0 y/oHK$2,767 (+2.9%)
5 y/oHK$2,105 (+2.9%)
10 y/oHK$2,010 (+2.9%)
15 y/oHK$2,021 (+2.8%)
20 y/oHK$2,242 (+2.9%)
25 y/oHK$2,550 (+2.9%)
30 y/oHK$3,051 (+2.9%)
35 y/oHK$3,651 (+2.9%)
40 y/oHK$4,377 (+2.9%)
45 y/oHK$5,075 (+2.9%)
50 y/oHK$5,779 (+3.0%)
55 y/oHK$6,588 (+3.0%)
60 y/oHK$8,026 (+3.0%)
65 y/oHK$10,009 (+3.0%)
70 y/oHK$13,409 (+3.0%)
75 y/oHK$16,698 (+3.0%)
80 y/oHK$16,898 (+3.0%)
85 y/oHK$17,237 (+3.0%)
90 y/oHK$17,599 (+3.0%)
95 y/oHK$18,040 (+3.0%)
99 y/oHK$18,398 (+3.0%)
0.0%
All-ages avg
0 y/oHK$2,767
5 y/oHK$2,105
10 y/oHK$2,010
15 y/oHK$2,021
20 y/oHK$2,242
25 y/oHK$2,550
30 y/oHK$3,051
35 y/oHK$3,651
40 y/oHK$4,377
45 y/oHK$5,075
50 y/oHK$5,779
55 y/oHK$6,588
60 y/oHK$8,026
65 y/oHK$10,009
70 y/oHK$13,409
75 y/oHK$16,698
80 y/oHK$16,898
85 y/oHK$17,237
90 y/oHK$17,599
95 y/oHK$18,040
99 y/oHK$18,398
0.0%
All-ages avg
0 y/oHK$2,767
5 y/oHK$2,105
10 y/oHK$2,010
15 y/oHK$2,021
20 y/oHK$2,242
25 y/oHK$2,550
30 y/oHK$3,051
35 y/oHK$3,651
40 y/oHK$4,377
45 y/oHK$5,075
50 y/oHK$5,779
55 y/oHK$6,588
60 y/oHK$8,026
65 y/oHK$10,009
70 y/oHK$13,409
75 y/oHK$16,698
80 y/oHK$16,898
85 y/oHK$17,237
90 y/oHK$17,599
95 y/oHK$18,040
99 y/oHK$18,398
+5.8%
All-ages avg
0 y/oHK$2,888 (+4.4%)
5 y/oHK$2,196 (+4.3%)
10 y/oHK$2,096 (+4.3%)
15 y/oHK$2,108 (+4.3%)
20 y/oHK$2,360 (+5.3%)
25 y/oHK$2,685 (+5.3%)
30 y/oHK$3,229 (+5.8%)
35 y/oHK$3,865 (+5.9%)
40 y/oHK$4,634 (+5.9%)
45 y/oHK$5,374 (+5.9%)
50 y/oHK$6,205 (+7.4%)
55 y/oHK$7,075 (+7.4%)
60 y/oHK$8,621 (+7.4%)
65 y/oHK$10,753 (+7.4%)
70 y/oHK$14,208 (+6.0%)
75 y/oHK$17,694 (+6.0%)
80 y/oHK$17,906 (+6.0%)
85 y/oHK$18,266 (+6.0%)
90 y/oHK$18,649 (+6.0%)
95 y/oHK$19,117 (+6.0%)
99 y/oHK$19,496 (+6.0%)
+4.4%
All-ages avg
0 y/oHK$3,014 (+4.4%)
5 y/oHK$2,291 (+4.3%)
10 y/oHK$2,186 (+4.3%)
15 y/oHK$2,199 (+4.3%)
20 y/oHK$2,462 (+4.3%)
25 y/oHK$2,802 (+4.4%)
30 y/oHK$3,370 (+4.4%)
35 y/oHK$4,035 (+4.4%)
40 y/oHK$4,839 (+4.4%)
45 y/oHK$5,612 (+4.4%)
50 y/oHK$6,480 (+4.4%)
55 y/oHK$7,389 (+4.4%)
60 y/oHK$9,005 (+4.5%)
65 y/oHK$11,233 (+4.5%)
70 y/oHK$14,843 (+4.5%)
75 y/oHK$18,486 (+4.5%)
80 y/oHK$18,708 (+4.5%)
85 y/oHK$19,084 (+4.5%)
90 y/oHK$19,484 (+4.5%)
95 y/oHK$19,973 (+4.5%)
99 y/oHK$20,369 (+4.5%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+1.63%
5 y/o+1.61%
10 y/o+1.60%
15 y/o+1.61%
20 y/o+1.74%
25 y/o+1.75%
30 y/o+1.83%
35 y/o+1.84%
40 y/o+1.85%
45 y/o+1.85%
50 y/o+2.05%
55 y/o+2.06%
60 y/o+2.06%
65 y/o+2.07%
70 y/o+1.87%
75 y/o+1.87%
80 y/o+1.87%
85 y/o+1.88%
90 y/o+1.87%
95 y/o+1.87%
99 y/o+1.87%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
Male
| Age | F00018-04-000-01 2019-04-01 | F00018-04-000-01 2020-04-01 | F00018-04-000-02 2021-03-22 | F00018-04-000-03 2023-07-31 | F00018-04-000-03 2024-07-02 | F00018-04-000-03 2025-07-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | US$374 | US$385 (+2.9%) | US$385 | US$385 | US$402 (+4.4%) | US$421 (+4.7%) | +1.69% |
| 5 | US$223 | US$230 (+3.1%) | US$230 | US$230 | US$240 (+4.3%) | US$251 (+4.6%) | +1.69% |
| 10 | US$217 | US$223 (+2.8%) | US$223 | US$223 | US$233 (+4.5%) | US$244 (+4.7%) | +1.67% |
| 15 | US$203 | US$209 (+3.0%) | US$209 | US$209 | US$218 (+4.3%) | US$228 (+4.6%) | +1.66% |
| 20 | US$221 | US$228 (+3.2%) | US$228 | US$228 | US$241 (+5.7%) | US$252 (+4.6%) | +1.88% |
| 25 | US$242 | US$250 (+3.3%) | US$250 | US$250 | US$263 (+5.2%) | US$275 (+4.6%) | +1.83% |
| 30 | US$275 | US$283 (+2.9%) | US$283 | US$283 | US$300 (+6.0%) | US$314 (+4.7%) | +1.90% |
| 35 | US$310 | US$320 (+3.2%) | US$320 | US$320 | US$339 (+5.9%) | US$354 (+4.4%) | +1.90% |
| 40 | US$370 | US$381 (+3.0%) | US$381 | US$381 | US$404 (+6.0%) | US$422 (+4.5%) | +1.88% |
| 45 | US$459 | US$472 (+2.8%) | US$472 | US$472 | US$501 (+6.1%) | US$523 (+4.4%) | +1.87% |
| 50 | US$566 | US$583 (+3.0%) | US$583 | US$583 | US$626 (+7.4%) | US$654 (+4.5%) | +2.07% |
| 55 | US$731 | US$753 (+3.0%) | US$753 | US$753 | US$810 (+7.6%) | US$846 (+4.4%) | +2.09% |
| 60 | US$946 | US$975 (+3.1%) | US$975 | US$975 | US$1,048 (+7.5%) | US$1,095 (+4.5%) | +2.09% |
| 65 | US$1,267 | US$1,306 (+3.1%) | US$1,306 | US$1,306 | US$1,404 (+7.5%) | US$1,467 (+4.5%) | +2.10% |
| 70 | US$1,586 | US$1,634 (+3.0%) | US$1,634 | US$1,634 | US$1,732 (+6.0%) | US$1,810 (+4.5%) | +1.89% |
| 75 | US$1,890 | US$1,947 (+3.0%) | US$1,947 | US$1,947 | US$2,064 (+6.0%) | US$2,156 (+4.5%) | +1.88% |
| 80 | US$1,912 | US$1,970 (+3.0%) | US$1,970 | US$1,970 | US$2,088 (+6.0%) | US$2,182 (+4.5%) | +1.89% |
| 85 | US$1,951 | US$2,009 (+3.0%) | US$2,009 | US$2,009 | US$2,130 (+6.0%) | US$2,226 (+4.5%) | +1.88% |
| 90 | US$1,992 | US$2,052 (+3.0%) | US$2,052 | US$2,052 | US$2,175 (+6.0%) | US$2,273 (+4.5%) | +1.89% |
| 95 | US$2,042 | US$2,104 (+3.0%) | US$2,104 | US$2,104 | US$2,230 (+6.0%) | US$2,330 (+4.5%) | +1.89% |
| 99 | US$2,083 | US$2,146 (+3.0%) | US$2,146 | US$2,146 | US$2,274 (+6.0%) | US$2,377 (+4.5%) | +1.89% |
| All ages average | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | — |
0 y/oUS$374
5 y/oUS$223
10 y/oUS$217
15 y/oUS$203
20 y/oUS$221
25 y/oUS$242
30 y/oUS$275
35 y/oUS$310
40 y/oUS$370
45 y/oUS$459
50 y/oUS$566
55 y/oUS$731
60 y/oUS$946
65 y/oUS$1,267
70 y/oUS$1,586
75 y/oUS$1,890
80 y/oUS$1,912
85 y/oUS$1,951
90 y/oUS$1,992
95 y/oUS$2,042
99 y/oUS$2,083
+3.0%
All-ages avg
0 y/oUS$385 (+2.9%)
5 y/oUS$230 (+3.1%)
10 y/oUS$223 (+2.8%)
15 y/oUS$209 (+3.0%)
20 y/oUS$228 (+3.2%)
25 y/oUS$250 (+3.3%)
30 y/oUS$283 (+2.9%)
35 y/oUS$320 (+3.2%)
40 y/oUS$381 (+3.0%)
45 y/oUS$472 (+2.8%)
50 y/oUS$583 (+3.0%)
55 y/oUS$753 (+3.0%)
60 y/oUS$975 (+3.1%)
65 y/oUS$1,306 (+3.1%)
70 y/oUS$1,634 (+3.0%)
75 y/oUS$1,947 (+3.0%)
80 y/oUS$1,970 (+3.0%)
85 y/oUS$2,009 (+3.0%)
90 y/oUS$2,052 (+3.0%)
95 y/oUS$2,104 (+3.0%)
99 y/oUS$2,146 (+3.0%)
0.0%
All-ages avg
0 y/oUS$385
5 y/oUS$230
10 y/oUS$223
15 y/oUS$209
20 y/oUS$228
25 y/oUS$250
30 y/oUS$283
35 y/oUS$320
40 y/oUS$381
45 y/oUS$472
50 y/oUS$583
55 y/oUS$753
60 y/oUS$975
65 y/oUS$1,306
70 y/oUS$1,634
75 y/oUS$1,947
80 y/oUS$1,970
85 y/oUS$2,009
90 y/oUS$2,052
95 y/oUS$2,104
99 y/oUS$2,146
0.0%
All-ages avg
0 y/oUS$385
5 y/oUS$230
10 y/oUS$223
15 y/oUS$209
20 y/oUS$228
25 y/oUS$250
30 y/oUS$283
35 y/oUS$320
40 y/oUS$381
45 y/oUS$472
50 y/oUS$583
55 y/oUS$753
60 y/oUS$975
65 y/oUS$1,306
70 y/oUS$1,634
75 y/oUS$1,947
80 y/oUS$1,970
85 y/oUS$2,009
90 y/oUS$2,052
95 y/oUS$2,104
99 y/oUS$2,146
+5.9%
All-ages avg
0 y/oUS$402 (+4.4%)
5 y/oUS$240 (+4.3%)
10 y/oUS$233 (+4.5%)
15 y/oUS$218 (+4.3%)
20 y/oUS$241 (+5.7%)
25 y/oUS$263 (+5.2%)
30 y/oUS$300 (+6.0%)
35 y/oUS$339 (+5.9%)
40 y/oUS$404 (+6.0%)
45 y/oUS$501 (+6.1%)
50 y/oUS$626 (+7.4%)
55 y/oUS$810 (+7.6%)
60 y/oUS$1,048 (+7.5%)
65 y/oUS$1,404 (+7.5%)
70 y/oUS$1,732 (+6.0%)
75 y/oUS$2,064 (+6.0%)
80 y/oUS$2,088 (+6.0%)
85 y/oUS$2,130 (+6.0%)
90 y/oUS$2,175 (+6.0%)
95 y/oUS$2,230 (+6.0%)
99 y/oUS$2,274 (+6.0%)
+4.5%
All-ages avg
0 y/oUS$421 (+4.7%)
5 y/oUS$251 (+4.6%)
10 y/oUS$244 (+4.7%)
15 y/oUS$228 (+4.6%)
20 y/oUS$252 (+4.6%)
25 y/oUS$275 (+4.6%)
30 y/oUS$314 (+4.7%)
35 y/oUS$354 (+4.4%)
40 y/oUS$422 (+4.5%)
45 y/oUS$523 (+4.4%)
50 y/oUS$654 (+4.5%)
55 y/oUS$846 (+4.4%)
60 y/oUS$1,095 (+4.5%)
65 y/oUS$1,467 (+4.5%)
70 y/oUS$1,810 (+4.5%)
75 y/oUS$2,156 (+4.5%)
80 y/oUS$2,182 (+4.5%)
85 y/oUS$2,226 (+4.5%)
90 y/oUS$2,273 (+4.5%)
95 y/oUS$2,330 (+4.5%)
99 y/oUS$2,377 (+4.5%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+1.69%
5 y/o+1.69%
10 y/o+1.67%
15 y/o+1.66%
20 y/o+1.88%
25 y/o+1.83%
30 y/o+1.90%
35 y/o+1.90%
40 y/o+1.88%
45 y/o+1.87%
50 y/o+2.07%
55 y/o+2.09%
60 y/o+2.09%
65 y/o+2.10%
70 y/o+1.89%
75 y/o+1.88%
80 y/o+1.89%
85 y/o+1.88%
90 y/o+1.89%
95 y/o+1.89%
99 y/o+1.89%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00018-04-000-01 2019-04-01 | F00018-04-000-01 2020-04-01 | F00018-04-000-02 2021-03-22 | F00018-04-000-03 2023-07-31 | F00018-04-000-03 2024-07-02 | F00018-04-000-03 2025-07-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | US$324 | US$333 (+2.8%) | US$333 | US$333 | US$348 (+4.5%) | US$364 (+4.6%) | +1.66% |
| 5 | US$243 | US$250 (+2.9%) | US$250 | US$250 | US$262 (+4.8%) | US$274 (+4.6%) | +1.71% |
| 10 | US$232 | US$239 (+3.0%) | US$239 | US$239 | US$249 (+4.2%) | US$261 (+4.8%) | +1.68% |
| 15 | US$233 | US$240 (+3.0%) | US$240 | US$240 | US$251 (+4.6%) | US$262 (+4.4%) | +1.67% |
| 20 | US$260 | US$268 (+3.1%) | US$268 | US$268 | US$282 (+5.2%) | US$295 (+4.6%) | +1.80% |
| 25 | US$297 | US$306 (+3.0%) | US$306 | US$306 | US$323 (+5.6%) | US$338 (+4.6%) | +1.85% |
| 30 | US$358 | US$369 (+3.1%) | US$369 | US$369 | US$391 (+6.0%) | US$409 (+4.6%) | +1.90% |
| 35 | US$431 | US$444 (+3.0%) | US$444 | US$444 | US$471 (+6.1%) | US$492 (+4.5%) | +1.89% |
| 40 | US$519 | US$535 (+3.1%) | US$535 | US$535 | US$567 (+6.0%) | US$592 (+4.4%) | +1.88% |
| 45 | US$604 | US$622 (+3.0%) | US$622 | US$622 | US$659 (+5.9%) | US$689 (+4.6%) | +1.88% |
| 50 | US$689 | US$710 (+3.0%) | US$710 | US$710 | US$763 (+7.5%) | US$798 (+4.6%) | +2.10% |
| 55 | US$787 | US$811 (+3.0%) | US$811 | US$811 | US$872 (+7.5%) | US$911 (+4.5%) | +2.09% |
| 60 | US$962 | US$991 (+3.0%) | US$991 | US$991 | US$1,065 (+7.5%) | US$1,113 (+4.5%) | +2.09% |
| 65 | US$1,202 | US$1,239 (+3.1%) | US$1,239 | US$1,239 | US$1,332 (+7.5%) | US$1,392 (+4.5%) | +2.10% |
| 70 | US$1,615 | US$1,664 (+3.0%) | US$1,664 | US$1,664 | US$1,764 (+6.0%) | US$1,843 (+4.5%) | +1.89% |
| 75 | US$2,014 | US$2,075 (+3.0%) | US$2,075 | US$2,075 | US$2,199 (+6.0%) | US$2,298 (+4.5%) | +1.89% |
| 80 | US$2,038 | US$2,100 (+3.0%) | US$2,100 | US$2,100 | US$2,226 (+6.0%) | US$2,326 (+4.5%) | +1.89% |
| 85 | US$2,080 | US$2,142 (+3.0%) | US$2,142 | US$2,142 | US$2,270 (+6.0%) | US$2,373 (+4.5%) | +1.88% |
| 90 | US$2,124 | US$2,188 (+3.0%) | US$2,188 | US$2,188 | US$2,319 (+6.0%) | US$2,423 (+4.5%) | +1.88% |
| 95 | US$2,177 | US$2,242 (+3.0%) | US$2,242 | US$2,242 | US$2,377 (+6.0%) | US$2,484 (+4.5%) | +1.89% |
| 99 | US$2,221 | US$2,287 (+3.0%) | US$2,287 | US$2,287 | US$2,425 (+6.0%) | US$2,534 (+4.5%) | +1.88% |
| All ages average | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | — |
0 y/oUS$324
5 y/oUS$243
10 y/oUS$232
15 y/oUS$233
20 y/oUS$260
25 y/oUS$297
30 y/oUS$358
35 y/oUS$431
40 y/oUS$519
45 y/oUS$604
50 y/oUS$689
55 y/oUS$787
60 y/oUS$962
65 y/oUS$1,202
70 y/oUS$1,615
75 y/oUS$2,014
80 y/oUS$2,038
85 y/oUS$2,080
90 y/oUS$2,124
95 y/oUS$2,177
99 y/oUS$2,221
+3.0%
All-ages avg
0 y/oUS$333 (+2.8%)
5 y/oUS$250 (+2.9%)
10 y/oUS$239 (+3.0%)
15 y/oUS$240 (+3.0%)
20 y/oUS$268 (+3.1%)
25 y/oUS$306 (+3.0%)
30 y/oUS$369 (+3.1%)
35 y/oUS$444 (+3.0%)
40 y/oUS$535 (+3.1%)
45 y/oUS$622 (+3.0%)
50 y/oUS$710 (+3.0%)
55 y/oUS$811 (+3.0%)
60 y/oUS$991 (+3.0%)
65 y/oUS$1,239 (+3.1%)
70 y/oUS$1,664 (+3.0%)
75 y/oUS$2,075 (+3.0%)
80 y/oUS$2,100 (+3.0%)
85 y/oUS$2,142 (+3.0%)
90 y/oUS$2,188 (+3.0%)
95 y/oUS$2,242 (+3.0%)
99 y/oUS$2,287 (+3.0%)
0.0%
All-ages avg
0 y/oUS$333
5 y/oUS$250
10 y/oUS$239
15 y/oUS$240
20 y/oUS$268
25 y/oUS$306
30 y/oUS$369
35 y/oUS$444
40 y/oUS$535
45 y/oUS$622
50 y/oUS$710
55 y/oUS$811
60 y/oUS$991
65 y/oUS$1,239
70 y/oUS$1,664
75 y/oUS$2,075
80 y/oUS$2,100
85 y/oUS$2,142
90 y/oUS$2,188
95 y/oUS$2,242
99 y/oUS$2,287
0.0%
All-ages avg
0 y/oUS$333
5 y/oUS$250
10 y/oUS$239
15 y/oUS$240
20 y/oUS$268
25 y/oUS$306
30 y/oUS$369
35 y/oUS$444
40 y/oUS$535
45 y/oUS$622
50 y/oUS$710
55 y/oUS$811
60 y/oUS$991
65 y/oUS$1,239
70 y/oUS$1,664
75 y/oUS$2,075
80 y/oUS$2,100
85 y/oUS$2,142
90 y/oUS$2,188
95 y/oUS$2,242
99 y/oUS$2,287
+5.9%
All-ages avg
0 y/oUS$348 (+4.5%)
5 y/oUS$262 (+4.8%)
10 y/oUS$249 (+4.2%)
15 y/oUS$251 (+4.6%)
20 y/oUS$282 (+5.2%)
25 y/oUS$323 (+5.6%)
30 y/oUS$391 (+6.0%)
35 y/oUS$471 (+6.1%)
40 y/oUS$567 (+6.0%)
45 y/oUS$659 (+5.9%)
50 y/oUS$763 (+7.5%)
55 y/oUS$872 (+7.5%)
60 y/oUS$1,065 (+7.5%)
65 y/oUS$1,332 (+7.5%)
70 y/oUS$1,764 (+6.0%)
75 y/oUS$2,199 (+6.0%)
80 y/oUS$2,226 (+6.0%)
85 y/oUS$2,270 (+6.0%)
90 y/oUS$2,319 (+6.0%)
95 y/oUS$2,377 (+6.0%)
99 y/oUS$2,425 (+6.0%)
+4.5%
All-ages avg
0 y/oUS$364 (+4.6%)
5 y/oUS$274 (+4.6%)
10 y/oUS$261 (+4.8%)
15 y/oUS$262 (+4.4%)
20 y/oUS$295 (+4.6%)
25 y/oUS$338 (+4.6%)
30 y/oUS$409 (+4.6%)
35 y/oUS$492 (+4.5%)
40 y/oUS$592 (+4.4%)
45 y/oUS$689 (+4.6%)
50 y/oUS$798 (+4.6%)
55 y/oUS$911 (+4.5%)
60 y/oUS$1,113 (+4.5%)
65 y/oUS$1,392 (+4.5%)
70 y/oUS$1,843 (+4.5%)
75 y/oUS$2,298 (+4.5%)
80 y/oUS$2,326 (+4.5%)
85 y/oUS$2,373 (+4.5%)
90 y/oUS$2,423 (+4.5%)
95 y/oUS$2,484 (+4.5%)
99 y/oUS$2,534 (+4.5%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+1.66%
5 y/o+1.71%
10 y/o+1.68%
15 y/o+1.67%
20 y/o+1.80%
25 y/o+1.85%
30 y/o+1.90%
35 y/o+1.89%
40 y/o+1.88%
45 y/o+1.88%
50 y/o+2.10%
55 y/o+2.09%
60 y/o+2.09%
65 y/o+2.10%
70 y/o+1.89%
75 y/o+1.89%
80 y/o+1.89%
85 y/o+1.88%
90 y/o+1.88%
95 y/o+1.89%
99 y/o+1.88%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27