← 返回 周大福人壽保險有限公司 计划系列
「樂康保」醫療保障計劃 - 保障級別 1+超額醫療保障 (美元)
只供現有保單續保''BetterCare'' Medical Insurance Plan - Benefit Level 1 with SMM (USD)
周大福人壽保險有限公司 · F00021-04-000 · 7 个版本 · 灵活计划 · 年均加幅 +5.82%
港元 (HKD)
男 Male
| 年龄 | F00021-01-000-01 2019-04-01 | F00021-01-000-02 2021-04-01 | F00021-01-000-02 2022-11-01 | F00021-01-000-02 2023-11-23 | F00021-01-000-03 2024-07-22 | F00021-01-000-03 2024-11-23 | F00021-01-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,605 | HK$4,605 | HK$5,065 (+10.0%) | HK$5,573 (+10.0%) | HK$5,573 | HK$6,130 (+10.0%) | HK$6,865 (+12.0%) | +5.82% |
| 5 | HK$2,836 | HK$2,836 | HK$3,119 (+10.0%) | HK$3,431 (+10.0%) | HK$3,431 | HK$3,774 (+10.0%) | HK$4,226 (+12.0%) | +5.81% |
| 10 | HK$2,552 | HK$2,552 | HK$2,807 (+10.0%) | HK$3,088 (+10.0%) | HK$3,088 | HK$3,396 (+10.0%) | HK$3,804 (+12.0%) | +5.81% |
| 15 | HK$2,617 | HK$2,617 | HK$2,879 (+10.0%) | HK$3,167 (+10.0%) | HK$3,167 | HK$3,483 (+10.0%) | HK$3,901 (+12.0%) | +5.81% |
| 20 | HK$2,889 | HK$2,889 | HK$3,179 (+10.0%) | HK$3,496 (+10.0%) | HK$3,496 | HK$3,846 (+10.0%) | HK$4,308 (+12.0%) | +5.82% |
| 25 | HK$3,274 | HK$3,274 | HK$3,601 (+10.0%) | HK$3,962 (+10.0%) | HK$3,962 | HK$4,358 (+10.0%) | HK$4,881 (+12.0%) | +5.82% |
| 30 | HK$3,773 | HK$3,773 | HK$4,150 (+10.0%) | HK$4,565 (+10.0%) | HK$4,565 | HK$5,023 (+10.0%) | HK$5,625 (+12.0%) | +5.82% |
| 35 | HK$4,124 | HK$4,124 | HK$4,536 (+10.0%) | HK$4,989 (+10.0%) | HK$4,989 | HK$5,488 (+10.0%) | HK$6,146 (+12.0%) | +5.81% |
| 40 | HK$4,702 | HK$4,702 | HK$5,173 (+10.0%) | HK$5,690 (+10.0%) | HK$5,690 | HK$6,260 (+10.0%) | HK$7,011 (+12.0%) | +5.82% |
| 45 | HK$5,605 | HK$5,605 | HK$6,165 (+10.0%) | HK$6,782 (+10.0%) | HK$6,782 | HK$7,461 (+10.0%) | HK$8,356 (+12.0%) | +5.82% |
| 50 | HK$6,771 | HK$6,771 | HK$7,449 (+10.0%) | HK$8,194 (+10.0%) | HK$8,194 | HK$9,013 (+10.0%) | HK$10,095 (+12.0%) | +5.82% |
| 55 | HK$8,501 | HK$8,501 | HK$9,351 (+10.0%) | HK$10,287 (+10.0%) | HK$10,287 | HK$11,315 (+10.0%) | HK$12,674 (+12.0%) | +5.82% |
| 60 | HK$10,982 | HK$10,982 | HK$12,081 (+10.0%) | HK$13,289 (+10.0%) | HK$13,289 | HK$14,618 (+10.0%) | HK$16,371 (+12.0%) | +5.82% |
| 65 | HK$16,158 | HK$16,158 | HK$17,774 (+10.0%) | HK$19,551 (+10.0%) | HK$19,551 | HK$21,506 (+10.0%) | HK$24,087 (+12.0%) | +5.82% |
| 70 | HK$19,701 | HK$19,701 | HK$21,671 (+10.0%) | HK$23,838 (+10.0%) | HK$23,838 | HK$26,221 (+10.0%) | HK$29,368 (+12.0%) | +5.81% |
| 75 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.82% |
| 80 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.82% |
| 85 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.82% |
| 90 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.82% |
| 95 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.82% |
| 99 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.82% |
| 所有年龄平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0岁HK$4,605
5岁HK$2,836
10岁HK$2,552
15岁HK$2,617
20岁HK$2,889
25岁HK$3,274
30岁HK$3,773
35岁HK$4,124
40岁HK$4,702
45岁HK$5,605
50岁HK$6,771
55岁HK$8,501
60岁HK$10,982
65岁HK$16,158
70岁HK$19,701
75岁HK$20,194
80岁HK$20,194
85岁HK$20,194
90岁HK$20,194
95岁HK$20,194
99岁HK$20,194
0岁HK$4,605
5岁HK$2,836
10岁HK$2,552
15岁HK$2,617
20岁HK$2,889
25岁HK$3,274
30岁HK$3,773
35岁HK$4,124
40岁HK$4,702
45岁HK$5,605
50岁HK$6,771
55岁HK$8,501
60岁HK$10,982
65岁HK$16,158
70岁HK$19,701
75岁HK$20,194
80岁HK$20,194
85岁HK$20,194
90岁HK$20,194
95岁HK$20,194
99岁HK$20,194
0岁HK$5,065 (+10.0%)
5岁HK$3,119 (+10.0%)
10岁HK$2,807 (+10.0%)
15岁HK$2,879 (+10.0%)
20岁HK$3,179 (+10.0%)
25岁HK$3,601 (+10.0%)
30岁HK$4,150 (+10.0%)
35岁HK$4,536 (+10.0%)
40岁HK$5,173 (+10.0%)
45岁HK$6,165 (+10.0%)
50岁HK$7,449 (+10.0%)
55岁HK$9,351 (+10.0%)
60岁HK$12,081 (+10.0%)
65岁HK$17,774 (+10.0%)
70岁HK$21,671 (+10.0%)
75岁HK$22,213 (+10.0%)
80岁HK$22,213 (+10.0%)
85岁HK$22,213 (+10.0%)
90岁HK$22,213 (+10.0%)
95岁HK$22,213 (+10.0%)
99岁HK$22,213 (+10.0%)
0岁HK$5,573 (+10.0%)
5岁HK$3,431 (+10.0%)
10岁HK$3,088 (+10.0%)
15岁HK$3,167 (+10.0%)
20岁HK$3,496 (+10.0%)
25岁HK$3,962 (+10.0%)
30岁HK$4,565 (+10.0%)
35岁HK$4,989 (+10.0%)
40岁HK$5,690 (+10.0%)
45岁HK$6,782 (+10.0%)
50岁HK$8,194 (+10.0%)
55岁HK$10,287 (+10.0%)
60岁HK$13,289 (+10.0%)
65岁HK$19,551 (+10.0%)
70岁HK$23,838 (+10.0%)
75岁HK$24,435 (+10.0%)
80岁HK$24,435 (+10.0%)
85岁HK$24,435 (+10.0%)
90岁HK$24,435 (+10.0%)
95岁HK$24,435 (+10.0%)
99岁HK$24,435 (+10.0%)
0岁HK$5,573
5岁HK$3,431
10岁HK$3,088
15岁HK$3,167
20岁HK$3,496
25岁HK$3,962
30岁HK$4,565
35岁HK$4,989
40岁HK$5,690
45岁HK$6,782
50岁HK$8,194
55岁HK$10,287
60岁HK$13,289
65岁HK$19,551
70岁HK$23,838
75岁HK$24,435
80岁HK$24,435
85岁HK$24,435
90岁HK$24,435
95岁HK$24,435
99岁HK$24,435
0岁HK$6,130 (+10.0%)
5岁HK$3,774 (+10.0%)
10岁HK$3,396 (+10.0%)
15岁HK$3,483 (+10.0%)
20岁HK$3,846 (+10.0%)
25岁HK$4,358 (+10.0%)
30岁HK$5,023 (+10.0%)
35岁HK$5,488 (+10.0%)
40岁HK$6,260 (+10.0%)
45岁HK$7,461 (+10.0%)
50岁HK$9,013 (+10.0%)
55岁HK$11,315 (+10.0%)
60岁HK$14,618 (+10.0%)
65岁HK$21,506 (+10.0%)
70岁HK$26,221 (+10.0%)
75岁HK$26,879 (+10.0%)
80岁HK$26,879 (+10.0%)
85岁HK$26,879 (+10.0%)
90岁HK$26,879 (+10.0%)
95岁HK$26,879 (+10.0%)
99岁HK$26,879 (+10.0%)
0岁HK$6,865 (+12.0%)
5岁HK$4,226 (+12.0%)
10岁HK$3,804 (+12.0%)
15岁HK$3,901 (+12.0%)
20岁HK$4,308 (+12.0%)
25岁HK$4,881 (+12.0%)
30岁HK$5,625 (+12.0%)
35岁HK$6,146 (+12.0%)
40岁HK$7,011 (+12.0%)
45岁HK$8,356 (+12.0%)
50岁HK$10,095 (+12.0%)
55岁HK$12,674 (+12.0%)
60岁HK$16,371 (+12.0%)
65岁HK$24,087 (+12.0%)
70岁HK$29,368 (+12.0%)
75岁HK$30,104 (+12.0%)
80岁HK$30,104 (+12.0%)
85岁HK$30,104 (+12.0%)
90岁HK$30,104 (+12.0%)
95岁HK$30,104 (+12.0%)
99岁HK$30,104 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0岁+5.82%
5岁+5.81%
10岁+5.81%
15岁+5.81%
20岁+5.82%
25岁+5.82%
30岁+5.82%
35岁+5.81%
40岁+5.82%
45岁+5.82%
50岁+5.82%
55岁+5.82%
60岁+5.82%
65岁+5.82%
70岁+5.81%
75岁+5.82%
80岁+5.82%
85岁+5.82%
90岁+5.82%
95岁+5.82%
99岁+5.82%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
女 Female
| 年龄 | F00021-01-000-01 2019-04-01 | F00021-01-000-02 2021-04-01 | F00021-01-000-02 2022-11-01 | F00021-01-000-02 2023-11-23 | F00021-01-000-03 2024-07-22 | F00021-01-000-03 2024-11-23 | F00021-01-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,608 | HK$3,608 | HK$3,969 (+10.0%) | HK$4,365 (+10.0%) | HK$4,365 | HK$4,802 (+10.0%) | HK$5,379 (+12.0%) | +5.82% |
| 5 | HK$2,626 | HK$2,626 | HK$2,889 (+10.0%) | HK$3,179 (+10.0%) | HK$3,179 | HK$3,496 (+10.0%) | HK$3,915 (+12.0%) | +5.82% |
| 10 | HK$2,518 | HK$2,518 | HK$2,770 (+10.0%) | HK$3,048 (+10.0%) | HK$3,048 | HK$3,352 (+10.0%) | HK$3,755 (+12.0%) | +5.82% |
| 15 | HK$2,574 | HK$2,574 | HK$2,831 (+10.0%) | HK$3,114 (+10.0%) | HK$3,114 | HK$3,426 (+10.0%) | HK$3,837 (+12.0%) | +5.81% |
| 20 | HK$3,220 | HK$3,220 | HK$3,543 (+10.0%) | HK$3,898 (+10.0%) | HK$3,898 | HK$4,287 (+10.0%) | HK$4,801 (+12.0%) | +5.82% |
| 25 | HK$3,860 | HK$3,860 | HK$4,245 (+10.0%) | HK$4,670 (+10.0%) | HK$4,670 | HK$5,137 (+10.0%) | HK$5,754 (+12.0%) | +5.81% |
| 30 | HK$4,711 | HK$4,711 | HK$5,182 (+10.0%) | HK$5,700 (+10.0%) | HK$5,700 | HK$6,270 (+10.0%) | HK$7,023 (+12.0%) | +5.82% |
| 35 | HK$5,379 | HK$5,379 | HK$5,917 (+10.0%) | HK$6,508 (+10.0%) | HK$6,508 | HK$7,160 (+10.0%) | HK$8,019 (+12.0%) | +5.82% |
| 40 | HK$6,411 | HK$6,411 | HK$7,052 (+10.0%) | HK$7,757 (+10.0%) | HK$7,757 | HK$8,533 (+10.0%) | HK$9,557 (+12.0%) | +5.82% |
| 45 | HK$7,407 | HK$7,407 | HK$8,148 (+10.0%) | HK$8,962 (+10.0%) | HK$8,962 | HK$9,858 (+10.0%) | HK$11,042 (+12.0%) | +5.82% |
| 50 | HK$8,505 | HK$8,505 | HK$9,355 (+10.0%) | HK$10,290 (+10.0%) | HK$10,290 | HK$11,319 (+10.0%) | HK$12,677 (+12.0%) | +5.81% |
| 55 | HK$9,844 | HK$9,844 | HK$10,829 (+10.0%) | HK$11,912 (+10.0%) | HK$11,912 | HK$13,104 (+10.0%) | HK$14,676 (+12.0%) | +5.82% |
| 60 | HK$11,311 | HK$11,311 | HK$12,442 (+10.0%) | HK$13,686 (+10.0%) | HK$13,686 | HK$15,055 (+10.0%) | HK$16,862 (+12.0%) | +5.82% |
| 65 | HK$14,727 | HK$14,727 | HK$16,200 (+10.0%) | HK$17,820 (+10.0%) | HK$17,820 | HK$19,602 (+10.0%) | HK$21,955 (+12.0%) | +5.82% |
| 70 | HK$17,542 | HK$17,542 | HK$19,296 (+10.0%) | HK$21,226 (+10.0%) | HK$21,226 | HK$23,349 (+10.0%) | HK$26,151 (+12.0%) | +5.82% |
| 75 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.81% |
| 80 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.81% |
| 85 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.81% |
| 90 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.81% |
| 95 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.81% |
| 99 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.81% |
| 所有年龄平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0岁HK$3,608
5岁HK$2,626
10岁HK$2,518
15岁HK$2,574
20岁HK$3,220
25岁HK$3,860
30岁HK$4,711
35岁HK$5,379
40岁HK$6,411
45岁HK$7,407
50岁HK$8,505
55岁HK$9,844
60岁HK$11,311
65岁HK$14,727
70岁HK$17,542
75岁HK$17,980
80岁HK$17,980
85岁HK$17,980
90岁HK$17,980
95岁HK$17,980
99岁HK$17,980
0岁HK$3,608
5岁HK$2,626
10岁HK$2,518
15岁HK$2,574
20岁HK$3,220
25岁HK$3,860
30岁HK$4,711
35岁HK$5,379
40岁HK$6,411
45岁HK$7,407
50岁HK$8,505
55岁HK$9,844
60岁HK$11,311
65岁HK$14,727
70岁HK$17,542
75岁HK$17,980
80岁HK$17,980
85岁HK$17,980
90岁HK$17,980
95岁HK$17,980
99岁HK$17,980
0岁HK$3,969 (+10.0%)
5岁HK$2,889 (+10.0%)
10岁HK$2,770 (+10.0%)
15岁HK$2,831 (+10.0%)
20岁HK$3,543 (+10.0%)
25岁HK$4,245 (+10.0%)
30岁HK$5,182 (+10.0%)
35岁HK$5,917 (+10.0%)
40岁HK$7,052 (+10.0%)
45岁HK$8,148 (+10.0%)
50岁HK$9,355 (+10.0%)
55岁HK$10,829 (+10.0%)
60岁HK$12,442 (+10.0%)
65岁HK$16,200 (+10.0%)
70岁HK$19,296 (+10.0%)
75岁HK$19,777 (+10.0%)
80岁HK$19,777 (+10.0%)
85岁HK$19,777 (+10.0%)
90岁HK$19,777 (+10.0%)
95岁HK$19,777 (+10.0%)
99岁HK$19,777 (+10.0%)
0岁HK$4,365 (+10.0%)
5岁HK$3,179 (+10.0%)
10岁HK$3,048 (+10.0%)
15岁HK$3,114 (+10.0%)
20岁HK$3,898 (+10.0%)
25岁HK$4,670 (+10.0%)
30岁HK$5,700 (+10.0%)
35岁HK$6,508 (+10.0%)
40岁HK$7,757 (+10.0%)
45岁HK$8,962 (+10.0%)
50岁HK$10,290 (+10.0%)
55岁HK$11,912 (+10.0%)
60岁HK$13,686 (+10.0%)
65岁HK$17,820 (+10.0%)
70岁HK$21,226 (+10.0%)
75岁HK$21,755 (+10.0%)
80岁HK$21,755 (+10.0%)
85岁HK$21,755 (+10.0%)
90岁HK$21,755 (+10.0%)
95岁HK$21,755 (+10.0%)
99岁HK$21,755 (+10.0%)
0岁HK$4,365
5岁HK$3,179
10岁HK$3,048
15岁HK$3,114
20岁HK$3,898
25岁HK$4,670
30岁HK$5,700
35岁HK$6,508
40岁HK$7,757
45岁HK$8,962
50岁HK$10,290
55岁HK$11,912
60岁HK$13,686
65岁HK$17,820
70岁HK$21,226
75岁HK$21,755
80岁HK$21,755
85岁HK$21,755
90岁HK$21,755
95岁HK$21,755
99岁HK$21,755
0岁HK$4,802 (+10.0%)
5岁HK$3,496 (+10.0%)
10岁HK$3,352 (+10.0%)
15岁HK$3,426 (+10.0%)
20岁HK$4,287 (+10.0%)
25岁HK$5,137 (+10.0%)
30岁HK$6,270 (+10.0%)
35岁HK$7,160 (+10.0%)
40岁HK$8,533 (+10.0%)
45岁HK$9,858 (+10.0%)
50岁HK$11,319 (+10.0%)
55岁HK$13,104 (+10.0%)
60岁HK$15,055 (+10.0%)
65岁HK$19,602 (+10.0%)
70岁HK$23,349 (+10.0%)
75岁HK$23,930 (+10.0%)
80岁HK$23,930 (+10.0%)
85岁HK$23,930 (+10.0%)
90岁HK$23,930 (+10.0%)
95岁HK$23,930 (+10.0%)
99岁HK$23,930 (+10.0%)
0岁HK$5,379 (+12.0%)
5岁HK$3,915 (+12.0%)
10岁HK$3,755 (+12.0%)
15岁HK$3,837 (+12.0%)
20岁HK$4,801 (+12.0%)
25岁HK$5,754 (+12.0%)
30岁HK$7,023 (+12.0%)
35岁HK$8,019 (+12.0%)
40岁HK$9,557 (+12.0%)
45岁HK$11,042 (+12.0%)
50岁HK$12,677 (+12.0%)
55岁HK$14,676 (+12.0%)
60岁HK$16,862 (+12.0%)
65岁HK$21,955 (+12.0%)
70岁HK$26,151 (+12.0%)
75岁HK$26,801 (+12.0%)
80岁HK$26,801 (+12.0%)
85岁HK$26,801 (+12.0%)
90岁HK$26,801 (+12.0%)
95岁HK$26,801 (+12.0%)
99岁HK$26,801 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0岁+5.82%
5岁+5.82%
10岁+5.82%
15岁+5.81%
20岁+5.82%
25岁+5.81%
30岁+5.82%
35岁+5.82%
40岁+5.82%
45岁+5.82%
50岁+5.81%
55岁+5.82%
60岁+5.82%
65岁+5.82%
70岁+5.82%
75岁+5.81%
80岁+5.81%
85岁+5.81%
90岁+5.81%
95岁+5.81%
99岁+5.81%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
美元 (USD)
男 Male
| 年龄 | F00021-04-000-01 2019-04-01 | F00021-04-000-02 2021-04-01 | F00021-04-000-02 2022-11-01 | F00021-04-000-02 2023-11-23 | F00021-04-000-03 2024-07-22 | F00021-04-000-03 2024-11-23 | F00021-04-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | US$595 | US$595 | US$654 (+9.9%) | US$719 (+9.9%) | US$719 | US$790 (+9.9%) | US$886 (+12.2%) | +5.80% |
| 5 | US$365 | US$365 | US$402 (+10.1%) | US$443 (+10.2%) | US$443 | US$487 (+9.9%) | US$545 (+11.9%) | +5.84% |
| 10 | US$330 | US$330 | US$362 (+9.7%) | US$399 (+10.2%) | US$399 | US$438 (+9.8%) | US$490 (+11.9%) | +5.76% |
| 15 | US$338 | US$338 | US$371 (+9.8%) | US$408 (+10.0%) | US$408 | US$450 (+10.3%) | US$504 (+12.0%) | +5.82% |
| 20 | US$373 | US$373 | US$411 (+10.2%) | US$451 (+9.7%) | US$451 | US$496 (+10.0%) | US$556 (+12.1%) | +5.81% |
| 25 | US$421 | US$421 | US$464 (+10.2%) | US$511 (+10.1%) | US$511 | US$562 (+10.0%) | US$630 (+12.1%) | +5.87% |
| 30 | US$487 | US$487 | US$536 (+10.1%) | US$589 (+9.9%) | US$589 | US$648 (+10.0%) | US$726 (+12.0%) | +5.82% |
| 35 | US$532 | US$532 | US$586 (+10.2%) | US$644 (+9.9%) | US$644 | US$708 (+9.9%) | US$793 (+12.0%) | +5.81% |
| 40 | US$607 | US$607 | US$668 (+10.0%) | US$735 (+10.0%) | US$735 | US$807 (+9.8%) | US$905 (+12.1%) | +5.82% |
| 45 | US$724 | US$724 | US$795 (+9.8%) | US$875 (+10.1%) | US$875 | US$963 (+10.1%) | US$1,079 (+12.0%) | +5.81% |
| 50 | US$874 | US$874 | US$961 (+10.0%) | US$1,057 (+10.0%) | US$1,057 | US$1,163 (+10.0%) | US$1,302 (+12.0%) | +5.80% |
| 55 | US$1,096 | US$1,096 | US$1,207 (+10.1%) | US$1,327 (+9.9%) | US$1,327 | US$1,460 (+10.0%) | US$1,636 (+12.1%) | +5.83% |
| 60 | US$1,418 | US$1,418 | US$1,558 (+9.9%) | US$1,714 (+10.0%) | US$1,714 | US$1,886 (+10.0%) | US$2,112 (+12.0%) | +5.80% |
| 65 | US$2,085 | US$2,085 | US$2,293 (+10.0%) | US$2,523 (+10.0%) | US$2,523 | US$2,775 (+10.0%) | US$3,108 (+12.0%) | +5.81% |
| 70 | US$2,543 | US$2,543 | US$2,796 (+9.9%) | US$3,076 (+10.0%) | US$3,076 | US$3,383 (+10.0%) | US$3,789 (+12.0%) | +5.81% |
| 75 | US$2,606 | US$2,606 | US$2,867 (+10.0%) | US$3,152 (+9.9%) | US$3,152 | US$3,468 (+10.0%) | US$3,885 (+12.0%) | +5.82% |
| 80 | US$2,606 | US$2,606 | US$2,867 (+10.0%) | US$3,152 (+9.9%) | US$3,152 | US$3,468 (+10.0%) | US$3,885 (+12.0%) | +5.82% |
| 85 | US$2,606 | US$2,606 | US$2,867 (+10.0%) | US$3,152 (+9.9%) | US$3,152 | US$3,468 (+10.0%) | US$3,885 (+12.0%) | +5.82% |
| 90 | US$2,606 | US$2,606 | US$2,867 (+10.0%) | US$3,152 (+9.9%) | US$3,152 | US$3,468 (+10.0%) | US$3,885 (+12.0%) | +5.82% |
| 95 | US$2,606 | US$2,606 | US$2,867 (+10.0%) | US$3,152 (+9.9%) | US$3,152 | US$3,468 (+10.0%) | US$3,885 (+12.0%) | +5.82% |
| 99 | US$2,606 | US$2,606 | US$2,867 (+10.0%) | US$3,152 (+9.9%) | US$3,152 | US$3,468 (+10.0%) | US$3,885 (+12.0%) | +5.82% |
| 所有年龄平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0岁US$595
5岁US$365
10岁US$330
15岁US$338
20岁US$373
25岁US$421
30岁US$487
35岁US$532
40岁US$607
45岁US$724
50岁US$874
55岁US$1,096
60岁US$1,418
65岁US$2,085
70岁US$2,543
75岁US$2,606
80岁US$2,606
85岁US$2,606
90岁US$2,606
95岁US$2,606
99岁US$2,606
0岁US$595
5岁US$365
10岁US$330
15岁US$338
20岁US$373
25岁US$421
30岁US$487
35岁US$532
40岁US$607
45岁US$724
50岁US$874
55岁US$1,096
60岁US$1,418
65岁US$2,085
70岁US$2,543
75岁US$2,606
80岁US$2,606
85岁US$2,606
90岁US$2,606
95岁US$2,606
99岁US$2,606
0岁US$654 (+9.9%)
5岁US$402 (+10.1%)
10岁US$362 (+9.7%)
15岁US$371 (+9.8%)
20岁US$411 (+10.2%)
25岁US$464 (+10.2%)
30岁US$536 (+10.1%)
35岁US$586 (+10.2%)
40岁US$668 (+10.0%)
45岁US$795 (+9.8%)
50岁US$961 (+10.0%)
55岁US$1,207 (+10.1%)
60岁US$1,558 (+9.9%)
65岁US$2,293 (+10.0%)
70岁US$2,796 (+9.9%)
75岁US$2,867 (+10.0%)
80岁US$2,867 (+10.0%)
85岁US$2,867 (+10.0%)
90岁US$2,867 (+10.0%)
95岁US$2,867 (+10.0%)
99岁US$2,867 (+10.0%)
0岁US$719 (+9.9%)
5岁US$443 (+10.2%)
10岁US$399 (+10.2%)
15岁US$408 (+10.0%)
20岁US$451 (+9.7%)
25岁US$511 (+10.1%)
30岁US$589 (+9.9%)
35岁US$644 (+9.9%)
40岁US$735 (+10.0%)
45岁US$875 (+10.1%)
50岁US$1,057 (+10.0%)
55岁US$1,327 (+9.9%)
60岁US$1,714 (+10.0%)
65岁US$2,523 (+10.0%)
70岁US$3,076 (+10.0%)
75岁US$3,152 (+9.9%)
80岁US$3,152 (+9.9%)
85岁US$3,152 (+9.9%)
90岁US$3,152 (+9.9%)
95岁US$3,152 (+9.9%)
99岁US$3,152 (+9.9%)
0岁US$719
5岁US$443
10岁US$399
15岁US$408
20岁US$451
25岁US$511
30岁US$589
35岁US$644
40岁US$735
45岁US$875
50岁US$1,057
55岁US$1,327
60岁US$1,714
65岁US$2,523
70岁US$3,076
75岁US$3,152
80岁US$3,152
85岁US$3,152
90岁US$3,152
95岁US$3,152
99岁US$3,152
0岁US$790 (+9.9%)
5岁US$487 (+9.9%)
10岁US$438 (+9.8%)
15岁US$450 (+10.3%)
20岁US$496 (+10.0%)
25岁US$562 (+10.0%)
30岁US$648 (+10.0%)
35岁US$708 (+9.9%)
40岁US$807 (+9.8%)
45岁US$963 (+10.1%)
50岁US$1,163 (+10.0%)
55岁US$1,460 (+10.0%)
60岁US$1,886 (+10.0%)
65岁US$2,775 (+10.0%)
70岁US$3,383 (+10.0%)
75岁US$3,468 (+10.0%)
80岁US$3,468 (+10.0%)
85岁US$3,468 (+10.0%)
90岁US$3,468 (+10.0%)
95岁US$3,468 (+10.0%)
99岁US$3,468 (+10.0%)
0岁US$886 (+12.2%)
5岁US$545 (+11.9%)
10岁US$490 (+11.9%)
15岁US$504 (+12.0%)
20岁US$556 (+12.1%)
25岁US$630 (+12.1%)
30岁US$726 (+12.0%)
35岁US$793 (+12.0%)
40岁US$905 (+12.1%)
45岁US$1,079 (+12.0%)
50岁US$1,302 (+12.0%)
55岁US$1,636 (+12.1%)
60岁US$2,112 (+12.0%)
65岁US$3,108 (+12.0%)
70岁US$3,789 (+12.0%)
75岁US$3,885 (+12.0%)
80岁US$3,885 (+12.0%)
85岁US$3,885 (+12.0%)
90岁US$3,885 (+12.0%)
95岁US$3,885 (+12.0%)
99岁US$3,885 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0岁+5.80%
5岁+5.84%
10岁+5.76%
15岁+5.82%
20岁+5.81%
25岁+5.87%
30岁+5.82%
35岁+5.81%
40岁+5.82%
45岁+5.81%
50岁+5.80%
55岁+5.83%
60岁+5.80%
65岁+5.81%
70岁+5.81%
75岁+5.82%
80岁+5.82%
85岁+5.82%
90岁+5.82%
95岁+5.82%
99岁+5.82%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
女 Female
| 年龄 | F00021-04-000-01 2019-04-01 | F00021-04-000-02 2021-04-01 | F00021-04-000-02 2022-11-01 | F00021-04-000-02 2023-11-23 | F00021-04-000-03 2024-07-22 | F00021-04-000-03 2024-11-23 | F00021-04-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | US$465 | US$465 | US$512 (+10.1%) | US$563 (+10.0%) | US$563 | US$620 (+10.1%) | US$694 (+11.9%) | +5.83% |
| 5 | US$338 | US$338 | US$373 (+10.4%) | US$411 (+10.2%) | US$411 | US$451 (+9.7%) | US$505 (+12.0%) | +5.85% |
| 10 | US$325 | US$325 | US$357 (+9.8%) | US$393 (+10.1%) | US$393 | US$432 (+9.9%) | US$485 (+12.3%) | +5.83% |
| 15 | US$331 | US$331 | US$365 (+10.3%) | US$402 (+10.1%) | US$402 | US$442 (+10.0%) | US$495 (+12.0%) | +5.86% |
| 20 | US$415 | US$415 | US$457 (+10.1%) | US$502 (+9.8%) | US$502 | US$554 (+10.4%) | US$619 (+11.7%) | +5.82% |
| 25 | US$499 | US$499 | US$548 (+9.8%) | US$602 (+9.9%) | US$602 | US$663 (+10.1%) | US$743 (+12.1%) | +5.80% |
| 30 | US$608 | US$608 | US$669 (+10.0%) | US$736 (+10.0%) | US$736 | US$810 (+10.1%) | US$906 (+11.9%) | +5.81% |
| 35 | US$694 | US$694 | US$763 (+9.9%) | US$839 (+10.0%) | US$839 | US$924 (+10.1%) | US$1,035 (+12.0%) | +5.82% |
| 40 | US$827 | US$827 | US$910 (+10.0%) | US$1,001 (+10.0%) | US$1,001 | US$1,101 (+10.0%) | US$1,233 (+12.0%) | +5.82% |
| 45 | US$956 | US$956 | US$1,051 (+9.9%) | US$1,156 (+10.0%) | US$1,156 | US$1,273 (+10.1%) | US$1,425 (+11.9%) | +5.81% |
| 50 | US$1,096 | US$1,096 | US$1,207 (+10.1%) | US$1,327 (+9.9%) | US$1,327 | US$1,461 (+10.1%) | US$1,636 (+12.0%) | +5.83% |
| 55 | US$1,270 | US$1,270 | US$1,398 (+10.1%) | US$1,537 (+9.9%) | US$1,537 | US$1,690 (+10.0%) | US$1,894 (+12.1%) | +5.82% |
| 60 | US$1,460 | US$1,460 | US$1,606 (+10.0%) | US$1,765 (+9.9%) | US$1,765 | US$1,943 (+10.1%) | US$2,176 (+12.0%) | +5.81% |
| 65 | US$1,900 | US$1,900 | US$2,090 (+10.0%) | US$2,299 (+10.0%) | US$2,299 | US$2,530 (+10.0%) | US$2,833 (+12.0%) | +5.82% |
| 70 | US$2,264 | US$2,264 | US$2,489 (+9.9%) | US$2,739 (+10.0%) | US$2,739 | US$3,013 (+10.0%) | US$3,374 (+12.0%) | +5.81% |
| 75 | US$2,320 | US$2,320 | US$2,552 (+10.0%) | US$2,807 (+10.0%) | US$2,807 | US$3,088 (+10.0%) | US$3,458 (+12.0%) | +5.81% |
| 80 | US$2,320 | US$2,320 | US$2,552 (+10.0%) | US$2,807 (+10.0%) | US$2,807 | US$3,088 (+10.0%) | US$3,458 (+12.0%) | +5.81% |
| 85 | US$2,320 | US$2,320 | US$2,552 (+10.0%) | US$2,807 (+10.0%) | US$2,807 | US$3,088 (+10.0%) | US$3,458 (+12.0%) | +5.81% |
| 90 | US$2,320 | US$2,320 | US$2,552 (+10.0%) | US$2,807 (+10.0%) | US$2,807 | US$3,088 (+10.0%) | US$3,458 (+12.0%) | +5.81% |
| 95 | US$2,320 | US$2,320 | US$2,552 (+10.0%) | US$2,807 (+10.0%) | US$2,807 | US$3,088 (+10.0%) | US$3,458 (+12.0%) | +5.81% |
| 99 | US$2,320 | US$2,320 | US$2,552 (+10.0%) | US$2,807 (+10.0%) | US$2,807 | US$3,088 (+10.0%) | US$3,458 (+12.0%) | +5.81% |
| 所有年龄平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0岁US$465
5岁US$338
10岁US$325
15岁US$331
20岁US$415
25岁US$499
30岁US$608
35岁US$694
40岁US$827
45岁US$956
50岁US$1,096
55岁US$1,270
60岁US$1,460
65岁US$1,900
70岁US$2,264
75岁US$2,320
80岁US$2,320
85岁US$2,320
90岁US$2,320
95岁US$2,320
99岁US$2,320
0岁US$465
5岁US$338
10岁US$325
15岁US$331
20岁US$415
25岁US$499
30岁US$608
35岁US$694
40岁US$827
45岁US$956
50岁US$1,096
55岁US$1,270
60岁US$1,460
65岁US$1,900
70岁US$2,264
75岁US$2,320
80岁US$2,320
85岁US$2,320
90岁US$2,320
95岁US$2,320
99岁US$2,320
0岁US$512 (+10.1%)
5岁US$373 (+10.4%)
10岁US$357 (+9.8%)
15岁US$365 (+10.3%)
20岁US$457 (+10.1%)
25岁US$548 (+9.8%)
30岁US$669 (+10.0%)
35岁US$763 (+9.9%)
40岁US$910 (+10.0%)
45岁US$1,051 (+9.9%)
50岁US$1,207 (+10.1%)
55岁US$1,398 (+10.1%)
60岁US$1,606 (+10.0%)
65岁US$2,090 (+10.0%)
70岁US$2,489 (+9.9%)
75岁US$2,552 (+10.0%)
80岁US$2,552 (+10.0%)
85岁US$2,552 (+10.0%)
90岁US$2,552 (+10.0%)
95岁US$2,552 (+10.0%)
99岁US$2,552 (+10.0%)
0岁US$563 (+10.0%)
5岁US$411 (+10.2%)
10岁US$393 (+10.1%)
15岁US$402 (+10.1%)
20岁US$502 (+9.8%)
25岁US$602 (+9.9%)
30岁US$736 (+10.0%)
35岁US$839 (+10.0%)
40岁US$1,001 (+10.0%)
45岁US$1,156 (+10.0%)
50岁US$1,327 (+9.9%)
55岁US$1,537 (+9.9%)
60岁US$1,765 (+9.9%)
65岁US$2,299 (+10.0%)
70岁US$2,739 (+10.0%)
75岁US$2,807 (+10.0%)
80岁US$2,807 (+10.0%)
85岁US$2,807 (+10.0%)
90岁US$2,807 (+10.0%)
95岁US$2,807 (+10.0%)
99岁US$2,807 (+10.0%)
0岁US$563
5岁US$411
10岁US$393
15岁US$402
20岁US$502
25岁US$602
30岁US$736
35岁US$839
40岁US$1,001
45岁US$1,156
50岁US$1,327
55岁US$1,537
60岁US$1,765
65岁US$2,299
70岁US$2,739
75岁US$2,807
80岁US$2,807
85岁US$2,807
90岁US$2,807
95岁US$2,807
99岁US$2,807
0岁US$620 (+10.1%)
5岁US$451 (+9.7%)
10岁US$432 (+9.9%)
15岁US$442 (+10.0%)
20岁US$554 (+10.4%)
25岁US$663 (+10.1%)
30岁US$810 (+10.1%)
35岁US$924 (+10.1%)
40岁US$1,101 (+10.0%)
45岁US$1,273 (+10.1%)
50岁US$1,461 (+10.1%)
55岁US$1,690 (+10.0%)
60岁US$1,943 (+10.1%)
65岁US$2,530 (+10.0%)
70岁US$3,013 (+10.0%)
75岁US$3,088 (+10.0%)
80岁US$3,088 (+10.0%)
85岁US$3,088 (+10.0%)
90岁US$3,088 (+10.0%)
95岁US$3,088 (+10.0%)
99岁US$3,088 (+10.0%)
0岁US$694 (+11.9%)
5岁US$505 (+12.0%)
10岁US$485 (+12.3%)
15岁US$495 (+12.0%)
20岁US$619 (+11.7%)
25岁US$743 (+12.1%)
30岁US$906 (+11.9%)
35岁US$1,035 (+12.0%)
40岁US$1,233 (+12.0%)
45岁US$1,425 (+11.9%)
50岁US$1,636 (+12.0%)
55岁US$1,894 (+12.1%)
60岁US$2,176 (+12.0%)
65岁US$2,833 (+12.0%)
70岁US$3,374 (+12.0%)
75岁US$3,458 (+12.0%)
80岁US$3,458 (+12.0%)
85岁US$3,458 (+12.0%)
90岁US$3,458 (+12.0%)
95岁US$3,458 (+12.0%)
99岁US$3,458 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0岁+5.83%
5岁+5.85%
10岁+5.83%
15岁+5.86%
20岁+5.82%
25岁+5.80%
30岁+5.81%
35岁+5.82%
40岁+5.82%
45岁+5.81%
50岁+5.83%
55岁+5.82%
60岁+5.81%
65岁+5.82%
70岁+5.81%
75岁+5.81%
80岁+5.81%
85岁+5.81%
90岁+5.81%
95岁+5.81%
99岁+5.81%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27