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Chubb VHIS - Flexi Plan - Semi-Private (USD)
安達自願醫保（靈活）計劃 - 半私家(美元)
Chubb Life Insurance Hong Kong Limited · F00027-07-000 · 7 versions · Flexi plan · Avg. annual increase +6.20%
HKD
Male
| Age | F00027-03-000-01 2019-05-14 | F00027-03-000-02 2021-04-01 | F00027-03-000-02 2021-10-01 | F00027-03-000-02 2022-10-01 | F00027-03-000-03 2023-07-01 | F00027-03-000-03 2024-04-01 | F00027-03-000-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$5,510 | HK$5,510 | HK$5,785 (+5.0%) | HK$6,942 (+20.0%) | HK$6,942 | HK$7,497 (+8.0%) | HK$8,396 (+12.0%) | +6.25% |
| 5 | HK$5,101 | HK$5,101 | HK$5,356 (+5.0%) | HK$6,427 (+20.0%) | HK$6,427 | HK$6,941 (+8.0%) | HK$7,773 (+12.0%) | +6.25% |
| 10 | HK$3,815 | HK$3,815 | HK$4,005 (+5.0%) | HK$4,745 (+18.5%) | HK$4,745 | HK$5,124 (+8.0%) | HK$5,738 (+12.0%) | +6.05% |
| 15 | HK$3,815 | HK$3,815 | HK$4,005 (+5.0%) | HK$4,505 (+12.5%) | HK$4,505 | HK$4,865 (+8.0%) | HK$5,448 (+12.0%) | +5.26% |
| 20 | HK$3,921 | HK$3,921 | HK$4,117 (+5.0%) | HK$4,940 (+20.0%) | HK$4,940 | HK$5,335 (+8.0%) | HK$5,975 (+12.0%) | +6.25% |
| 25 | HK$4,216 | HK$4,216 | HK$4,426 (+5.0%) | HK$5,311 (+20.0%) | HK$5,311 | HK$5,735 (+8.0%) | HK$6,423 (+12.0%) | +6.25% |
| 30 | HK$4,675 | HK$4,675 | HK$4,908 (+5.0%) | HK$5,889 (+20.0%) | HK$5,889 | HK$6,360 (+8.0%) | HK$7,123 (+12.0%) | +6.25% |
| 35 | HK$5,494 | HK$5,494 | HK$5,768 (+5.0%) | HK$6,921 (+20.0%) | HK$6,921 | HK$7,474 (+8.0%) | HK$8,370 (+12.0%) | +6.25% |
| 40 | HK$6,567 | HK$6,567 | HK$6,895 (+5.0%) | HK$8,274 (+20.0%) | HK$8,274 | HK$8,935 (+8.0%) | HK$10,007 (+12.0%) | +6.25% |
| 45 | HK$7,975 | HK$7,975 | HK$8,373 (+5.0%) | HK$10,047 (+20.0%) | HK$10,047 | HK$10,850 (+8.0%) | HK$12,152 (+12.0%) | +6.25% |
| 50 | HK$10,236 | HK$10,236 | HK$10,747 (+5.0%) | HK$12,896 (+20.0%) | HK$12,896 | HK$13,927 (+8.0%) | HK$15,598 (+12.0%) | +6.25% |
| 55 | HK$12,766 | HK$12,766 | HK$13,404 (+5.0%) | HK$16,084 (+20.0%) | HK$16,084 | HK$17,370 (+8.0%) | HK$19,454 (+12.0%) | +6.25% |
| 60 | HK$15,543 | HK$15,543 | HK$16,320 (+5.0%) | HK$19,584 (+20.0%) | HK$19,584 | HK$21,150 (+8.0%) | HK$23,688 (+12.0%) | +6.25% |
| 65 | HK$19,499 | HK$19,499 | HK$20,473 (+5.0%) | HK$24,567 (+20.0%) | HK$24,567 | HK$26,532 (+8.0%) | HK$29,715 (+12.0%) | +6.25% |
| 70 | HK$25,215 | HK$25,215 | HK$26,475 (+5.0%) | HK$31,770 (+20.0%) | HK$31,770 | HK$34,311 (+8.0%) | HK$38,428 (+12.0%) | +6.25% |
| 75 | HK$33,274 | HK$33,274 | HK$34,937 (+5.0%) | HK$41,924 (+20.0%) | HK$41,924 | HK$45,277 (+8.0%) | HK$50,710 (+12.0%) | +6.25% |
| 80 | HK$41,481 | HK$41,481 | HK$43,555 (+5.0%) | HK$52,266 (+20.0%) | HK$52,266 | HK$56,447 (+8.0%) | HK$63,220 (+12.0%) | +6.25% |
| 85 | HK$49,310 | HK$49,310 | HK$51,775 (+5.0%) | HK$62,130 (+20.0%) | HK$62,130 | HK$67,100 (+8.0%) | HK$75,152 (+12.0%) | +6.25% |
| 90 | HK$57,304 | HK$57,304 | HK$60,169 (+5.0%) | HK$72,202 (+20.0%) | HK$72,202 | HK$77,978 (+8.0%) | HK$87,335 (+12.0%) | +6.25% |
| 95 | HK$65,305 | HK$65,305 | HK$68,570 (+5.0%) | HK$82,284 (+20.0%) | HK$82,284 | HK$88,866 (+8.0%) | HK$99,529 (+12.0%) | +6.25% |
| 99 | HK$71,890 | HK$71,890 | HK$75,484 (+5.0%) | HK$90,580 (+20.0%) | HK$90,580 | HK$97,826 (+8.0%) | HK$109,565 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$5,510
5 y/oHK$5,101
10 y/oHK$3,815
15 y/oHK$3,815
20 y/oHK$3,921
25 y/oHK$4,216
30 y/oHK$4,675
35 y/oHK$5,494
40 y/oHK$6,567
45 y/oHK$7,975
50 y/oHK$10,236
55 y/oHK$12,766
60 y/oHK$15,543
65 y/oHK$19,499
70 y/oHK$25,215
75 y/oHK$33,274
80 y/oHK$41,481
85 y/oHK$49,310
90 y/oHK$57,304
95 y/oHK$65,305
99 y/oHK$71,890
0.0%
All-ages avg
0 y/oHK$5,510
5 y/oHK$5,101
10 y/oHK$3,815
15 y/oHK$3,815
20 y/oHK$3,921
25 y/oHK$4,216
30 y/oHK$4,675
35 y/oHK$5,494
40 y/oHK$6,567
45 y/oHK$7,975
50 y/oHK$10,236
55 y/oHK$12,766
60 y/oHK$15,543
65 y/oHK$19,499
70 y/oHK$25,215
75 y/oHK$33,274
80 y/oHK$41,481
85 y/oHK$49,310
90 y/oHK$57,304
95 y/oHK$65,305
99 y/oHK$71,890
+5.0%
All-ages avg
0 y/oHK$5,785 (+5.0%)
5 y/oHK$5,356 (+5.0%)
10 y/oHK$4,005 (+5.0%)
15 y/oHK$4,005 (+5.0%)
20 y/oHK$4,117 (+5.0%)
25 y/oHK$4,426 (+5.0%)
30 y/oHK$4,908 (+5.0%)
35 y/oHK$5,768 (+5.0%)
40 y/oHK$6,895 (+5.0%)
45 y/oHK$8,373 (+5.0%)
50 y/oHK$10,747 (+5.0%)
55 y/oHK$13,404 (+5.0%)
60 y/oHK$16,320 (+5.0%)
65 y/oHK$20,473 (+5.0%)
70 y/oHK$26,475 (+5.0%)
75 y/oHK$34,937 (+5.0%)
80 y/oHK$43,555 (+5.0%)
85 y/oHK$51,775 (+5.0%)
90 y/oHK$60,169 (+5.0%)
95 y/oHK$68,570 (+5.0%)
99 y/oHK$75,484 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$6,942 (+20.0%)
5 y/oHK$6,427 (+20.0%)
10 y/oHK$4,745 (+18.5%)
15 y/oHK$4,505 (+12.5%)
20 y/oHK$4,940 (+20.0%)
25 y/oHK$5,311 (+20.0%)
30 y/oHK$5,889 (+20.0%)
35 y/oHK$6,921 (+20.0%)
40 y/oHK$8,274 (+20.0%)
45 y/oHK$10,047 (+20.0%)
50 y/oHK$12,896 (+20.0%)
55 y/oHK$16,084 (+20.0%)
60 y/oHK$19,584 (+20.0%)
65 y/oHK$24,567 (+20.0%)
70 y/oHK$31,770 (+20.0%)
75 y/oHK$41,924 (+20.0%)
80 y/oHK$52,266 (+20.0%)
85 y/oHK$62,130 (+20.0%)
90 y/oHK$72,202 (+20.0%)
95 y/oHK$82,284 (+20.0%)
99 y/oHK$90,580 (+20.0%)
0.0%
All-ages avg
0 y/oHK$6,942
5 y/oHK$6,427
10 y/oHK$4,745
15 y/oHK$4,505
20 y/oHK$4,940
25 y/oHK$5,311
30 y/oHK$5,889
35 y/oHK$6,921
40 y/oHK$8,274
45 y/oHK$10,047
50 y/oHK$12,896
55 y/oHK$16,084
60 y/oHK$19,584
65 y/oHK$24,567
70 y/oHK$31,770
75 y/oHK$41,924
80 y/oHK$52,266
85 y/oHK$62,130
90 y/oHK$72,202
95 y/oHK$82,284
99 y/oHK$90,580
+8.0%
All-ages avg
0 y/oHK$7,497 (+8.0%)
5 y/oHK$6,941 (+8.0%)
10 y/oHK$5,124 (+8.0%)
15 y/oHK$4,865 (+8.0%)
20 y/oHK$5,335 (+8.0%)
25 y/oHK$5,735 (+8.0%)
30 y/oHK$6,360 (+8.0%)
35 y/oHK$7,474 (+8.0%)
40 y/oHK$8,935 (+8.0%)
45 y/oHK$10,850 (+8.0%)
50 y/oHK$13,927 (+8.0%)
55 y/oHK$17,370 (+8.0%)
60 y/oHK$21,150 (+8.0%)
65 y/oHK$26,532 (+8.0%)
70 y/oHK$34,311 (+8.0%)
75 y/oHK$45,277 (+8.0%)
80 y/oHK$56,447 (+8.0%)
85 y/oHK$67,100 (+8.0%)
90 y/oHK$77,978 (+8.0%)
95 y/oHK$88,866 (+8.0%)
99 y/oHK$97,826 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$8,396 (+12.0%)
5 y/oHK$7,773 (+12.0%)
10 y/oHK$5,738 (+12.0%)
15 y/oHK$5,448 (+12.0%)
20 y/oHK$5,975 (+12.0%)
25 y/oHK$6,423 (+12.0%)
30 y/oHK$7,123 (+12.0%)
35 y/oHK$8,370 (+12.0%)
40 y/oHK$10,007 (+12.0%)
45 y/oHK$12,152 (+12.0%)
50 y/oHK$15,598 (+12.0%)
55 y/oHK$19,454 (+12.0%)
60 y/oHK$23,688 (+12.0%)
65 y/oHK$29,715 (+12.0%)
70 y/oHK$38,428 (+12.0%)
75 y/oHK$50,710 (+12.0%)
80 y/oHK$63,220 (+12.0%)
85 y/oHK$75,152 (+12.0%)
90 y/oHK$87,335 (+12.0%)
95 y/oHK$99,529 (+12.0%)
99 y/oHK$109,565 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.25%
5 y/o+6.25%
10 y/o+6.05%
15 y/o+5.26%
20 y/o+6.25%
25 y/o+6.25%
30 y/o+6.25%
35 y/o+6.25%
40 y/o+6.25%
45 y/o+6.25%
50 y/o+6.25%
55 y/o+6.25%
60 y/o+6.25%
65 y/o+6.25%
70 y/o+6.25%
75 y/o+6.25%
80 y/o+6.25%
85 y/o+6.25%
90 y/o+6.25%
95 y/o+6.25%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00027-03-000-01 2019-05-14 | F00027-03-000-02 2021-04-01 | F00027-03-000-02 2021-10-01 | F00027-03-000-02 2022-10-01 | F00027-03-000-03 2023-07-01 | F00027-03-000-03 2024-04-01 | F00027-03-000-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,429 | HK$4,429 | HK$4,650 (+5.0%) | HK$5,580 (+20.0%) | HK$5,580 | HK$6,026 (+8.0%) | HK$6,749 (+12.0%) | +6.25% |
| 5 | HK$4,364 | HK$4,364 | HK$4,582 (+5.0%) | HK$5,498 (+20.0%) | HK$5,498 | HK$5,937 (+8.0%) | HK$6,649 (+12.0%) | +6.25% |
| 10 | HK$3,471 | HK$3,471 | HK$3,644 (+5.0%) | HK$4,318 (+18.5%) | HK$4,318 | HK$4,663 (+8.0%) | HK$5,222 (+12.0%) | +6.06% |
| 15 | HK$3,471 | HK$3,471 | HK$3,644 (+5.0%) | HK$4,099 (+12.5%) | HK$4,099 | HK$4,426 (+8.0%) | HK$4,957 (+12.0%) | +5.26% |
| 20 | HK$4,069 | HK$4,069 | HK$4,272 (+5.0%) | HK$5,126 (+20.0%) | HK$5,126 | HK$5,536 (+8.0%) | HK$6,200 (+12.0%) | +6.25% |
| 25 | HK$4,904 | HK$4,904 | HK$5,149 (+5.0%) | HK$6,178 (+20.0%) | HK$6,178 | HK$6,672 (+8.0%) | HK$7,472 (+12.0%) | +6.25% |
| 30 | HK$5,862 | HK$5,862 | HK$6,155 (+5.0%) | HK$7,386 (+20.0%) | HK$7,386 | HK$7,976 (+8.0%) | HK$8,933 (+12.0%) | +6.25% |
| 35 | HK$6,993 | HK$6,993 | HK$7,342 (+5.0%) | HK$8,810 (+20.0%) | HK$8,810 | HK$9,514 (+8.0%) | HK$10,655 (+12.0%) | +6.25% |
| 40 | HK$8,156 | HK$8,156 | HK$8,563 (+5.0%) | HK$10,275 (+20.0%) | HK$10,275 | HK$11,097 (+8.0%) | HK$12,428 (+12.0%) | +6.25% |
| 45 | HK$9,466 | HK$9,466 | HK$9,939 (+5.0%) | HK$11,926 (+20.0%) | HK$11,926 | HK$12,880 (+8.0%) | HK$14,425 (+12.0%) | +6.25% |
| 50 | HK$11,047 | HK$11,047 | HK$11,599 (+5.0%) | HK$13,918 (+20.0%) | HK$13,918 | HK$15,031 (+8.0%) | HK$16,834 (+12.0%) | +6.25% |
| 55 | HK$13,004 | HK$13,004 | HK$13,654 (+5.0%) | HK$16,384 (+20.0%) | HK$16,384 | HK$17,694 (+8.0%) | HK$19,817 (+12.0%) | +6.25% |
| 60 | HK$15,428 | HK$15,428 | HK$16,199 (+5.0%) | HK$19,438 (+20.0%) | HK$19,438 | HK$20,993 (+8.0%) | HK$23,512 (+12.0%) | +6.25% |
| 65 | HK$18,704 | HK$18,704 | HK$19,639 (+5.0%) | HK$23,566 (+20.0%) | HK$23,566 | HK$25,451 (+8.0%) | HK$28,505 (+12.0%) | +6.25% |
| 70 | HK$24,871 | HK$24,871 | HK$26,114 (+5.0%) | HK$31,336 (+20.0%) | HK$31,336 | HK$33,842 (+8.0%) | HK$37,903 (+12.0%) | +6.25% |
| 75 | HK$31,440 | HK$31,440 | HK$33,012 (+5.0%) | HK$39,614 (+20.0%) | HK$39,614 | HK$42,783 (+8.0%) | HK$47,916 (+12.0%) | +6.25% |
| 80 | HK$38,868 | HK$38,868 | HK$40,811 (+5.0%) | HK$48,973 (+20.0%) | HK$48,973 | HK$52,890 (+8.0%) | HK$59,236 (+12.0%) | +6.25% |
| 85 | HK$45,969 | HK$45,969 | HK$48,267 (+5.0%) | HK$57,920 (+20.0%) | HK$57,920 | HK$62,553 (+8.0%) | HK$70,059 (+12.0%) | +6.25% |
| 90 | HK$53,209 | HK$53,209 | HK$55,869 (+5.0%) | HK$67,042 (+20.0%) | HK$67,042 | HK$72,405 (+8.0%) | HK$81,093 (+12.0%) | +6.25% |
| 95 | HK$60,449 | HK$60,449 | HK$63,471 (+5.0%) | HK$76,165 (+20.0%) | HK$76,165 | HK$82,258 (+8.0%) | HK$92,128 (+12.0%) | +6.25% |
| 99 | HK$66,411 | HK$66,411 | HK$69,731 (+5.0%) | HK$83,677 (+20.0%) | HK$83,677 | HK$90,371 (+8.0%) | HK$101,215 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$4,429
5 y/oHK$4,364
10 y/oHK$3,471
15 y/oHK$3,471
20 y/oHK$4,069
25 y/oHK$4,904
30 y/oHK$5,862
35 y/oHK$6,993
40 y/oHK$8,156
45 y/oHK$9,466
50 y/oHK$11,047
55 y/oHK$13,004
60 y/oHK$15,428
65 y/oHK$18,704
70 y/oHK$24,871
75 y/oHK$31,440
80 y/oHK$38,868
85 y/oHK$45,969
90 y/oHK$53,209
95 y/oHK$60,449
99 y/oHK$66,411
0.0%
All-ages avg
0 y/oHK$4,429
5 y/oHK$4,364
10 y/oHK$3,471
15 y/oHK$3,471
20 y/oHK$4,069
25 y/oHK$4,904
30 y/oHK$5,862
35 y/oHK$6,993
40 y/oHK$8,156
45 y/oHK$9,466
50 y/oHK$11,047
55 y/oHK$13,004
60 y/oHK$15,428
65 y/oHK$18,704
70 y/oHK$24,871
75 y/oHK$31,440
80 y/oHK$38,868
85 y/oHK$45,969
90 y/oHK$53,209
95 y/oHK$60,449
99 y/oHK$66,411
+5.0%
All-ages avg
0 y/oHK$4,650 (+5.0%)
5 y/oHK$4,582 (+5.0%)
10 y/oHK$3,644 (+5.0%)
15 y/oHK$3,644 (+5.0%)
20 y/oHK$4,272 (+5.0%)
25 y/oHK$5,149 (+5.0%)
30 y/oHK$6,155 (+5.0%)
35 y/oHK$7,342 (+5.0%)
40 y/oHK$8,563 (+5.0%)
45 y/oHK$9,939 (+5.0%)
50 y/oHK$11,599 (+5.0%)
55 y/oHK$13,654 (+5.0%)
60 y/oHK$16,199 (+5.0%)
65 y/oHK$19,639 (+5.0%)
70 y/oHK$26,114 (+5.0%)
75 y/oHK$33,012 (+5.0%)
80 y/oHK$40,811 (+5.0%)
85 y/oHK$48,267 (+5.0%)
90 y/oHK$55,869 (+5.0%)
95 y/oHK$63,471 (+5.0%)
99 y/oHK$69,731 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$5,580 (+20.0%)
5 y/oHK$5,498 (+20.0%)
10 y/oHK$4,318 (+18.5%)
15 y/oHK$4,099 (+12.5%)
20 y/oHK$5,126 (+20.0%)
25 y/oHK$6,178 (+20.0%)
30 y/oHK$7,386 (+20.0%)
35 y/oHK$8,810 (+20.0%)
40 y/oHK$10,275 (+20.0%)
45 y/oHK$11,926 (+20.0%)
50 y/oHK$13,918 (+20.0%)
55 y/oHK$16,384 (+20.0%)
60 y/oHK$19,438 (+20.0%)
65 y/oHK$23,566 (+20.0%)
70 y/oHK$31,336 (+20.0%)
75 y/oHK$39,614 (+20.0%)
80 y/oHK$48,973 (+20.0%)
85 y/oHK$57,920 (+20.0%)
90 y/oHK$67,042 (+20.0%)
95 y/oHK$76,165 (+20.0%)
99 y/oHK$83,677 (+20.0%)
0.0%
All-ages avg
0 y/oHK$5,580
5 y/oHK$5,498
10 y/oHK$4,318
15 y/oHK$4,099
20 y/oHK$5,126
25 y/oHK$6,178
30 y/oHK$7,386
35 y/oHK$8,810
40 y/oHK$10,275
45 y/oHK$11,926
50 y/oHK$13,918
55 y/oHK$16,384
60 y/oHK$19,438
65 y/oHK$23,566
70 y/oHK$31,336
75 y/oHK$39,614
80 y/oHK$48,973
85 y/oHK$57,920
90 y/oHK$67,042
95 y/oHK$76,165
99 y/oHK$83,677
+8.0%
All-ages avg
0 y/oHK$6,026 (+8.0%)
5 y/oHK$5,937 (+8.0%)
10 y/oHK$4,663 (+8.0%)
15 y/oHK$4,426 (+8.0%)
20 y/oHK$5,536 (+8.0%)
25 y/oHK$6,672 (+8.0%)
30 y/oHK$7,976 (+8.0%)
35 y/oHK$9,514 (+8.0%)
40 y/oHK$11,097 (+8.0%)
45 y/oHK$12,880 (+8.0%)
50 y/oHK$15,031 (+8.0%)
55 y/oHK$17,694 (+8.0%)
60 y/oHK$20,993 (+8.0%)
65 y/oHK$25,451 (+8.0%)
70 y/oHK$33,842 (+8.0%)
75 y/oHK$42,783 (+8.0%)
80 y/oHK$52,890 (+8.0%)
85 y/oHK$62,553 (+8.0%)
90 y/oHK$72,405 (+8.0%)
95 y/oHK$82,258 (+8.0%)
99 y/oHK$90,371 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$6,749 (+12.0%)
5 y/oHK$6,649 (+12.0%)
10 y/oHK$5,222 (+12.0%)
15 y/oHK$4,957 (+12.0%)
20 y/oHK$6,200 (+12.0%)
25 y/oHK$7,472 (+12.0%)
30 y/oHK$8,933 (+12.0%)
35 y/oHK$10,655 (+12.0%)
40 y/oHK$12,428 (+12.0%)
45 y/oHK$14,425 (+12.0%)
50 y/oHK$16,834 (+12.0%)
55 y/oHK$19,817 (+12.0%)
60 y/oHK$23,512 (+12.0%)
65 y/oHK$28,505 (+12.0%)
70 y/oHK$37,903 (+12.0%)
75 y/oHK$47,916 (+12.0%)
80 y/oHK$59,236 (+12.0%)
85 y/oHK$70,059 (+12.0%)
90 y/oHK$81,093 (+12.0%)
95 y/oHK$92,128 (+12.0%)
99 y/oHK$101,215 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.25%
5 y/o+6.25%
10 y/o+6.06%
15 y/o+5.26%
20 y/o+6.25%
25 y/o+6.25%
30 y/o+6.25%
35 y/o+6.25%
40 y/o+6.25%
45 y/o+6.25%
50 y/o+6.25%
55 y/o+6.25%
60 y/o+6.25%
65 y/o+6.25%
70 y/o+6.25%
75 y/o+6.25%
80 y/o+6.25%
85 y/o+6.25%
90 y/o+6.25%
95 y/o+6.25%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
Male
| Age | F00027-07-000-01 2019-05-14 | F00027-07-000-02 2021-04-01 | F00027-07-000-02 2021-10-01 | F00027-07-000-02 2022-10-01 | F00027-07-000-03 2023-07-01 | F00027-07-000-03 2024-04-01 | F00027-07-000-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$706 | US$706 | US$742 (+5.1%) | US$890 (+19.9%) | US$890 | US$961 (+8.0%) | US$1,076 (+12.0%) | +6.25% |
| 5 | US$654 | US$654 | US$687 (+5.0%) | US$824 (+19.9%) | US$824 | US$890 (+8.0%) | US$997 (+12.0%) | +6.26% |
| 10 | US$489 | US$489 | US$513 (+4.9%) | US$608 (+18.5%) | US$608 | US$657 (+8.1%) | US$736 (+12.0%) | +6.06% |
| 15 | US$489 | US$489 | US$513 (+4.9%) | US$578 (+12.7%) | US$578 | US$624 (+8.0%) | US$698 (+11.9%) | +5.26% |
| 20 | US$503 | US$503 | US$528 (+5.0%) | US$633 (+19.9%) | US$633 | US$684 (+8.1%) | US$766 (+12.0%) | +6.24% |
| 25 | US$540 | US$540 | US$567 (+5.0%) | US$681 (+20.1%) | US$681 | US$735 (+7.9%) | US$823 (+12.0%) | +6.25% |
| 30 | US$599 | US$599 | US$629 (+5.0%) | US$755 (+20.0%) | US$755 | US$815 (+7.9%) | US$913 (+12.0%) | +6.26% |
| 35 | US$704 | US$704 | US$739 (+5.0%) | US$887 (+20.0%) | US$887 | US$958 (+8.0%) | US$1,073 (+12.0%) | +6.26% |
| 40 | US$842 | US$842 | US$884 (+5.0%) | US$1,061 (+20.0%) | US$1,061 | US$1,146 (+8.0%) | US$1,283 (+12.0%) | +6.25% |
| 45 | US$1,022 | US$1,022 | US$1,073 (+5.0%) | US$1,288 (+20.0%) | US$1,288 | US$1,391 (+8.0%) | US$1,558 (+12.0%) | +6.26% |
| 50 | US$1,312 | US$1,312 | US$1,378 (+5.0%) | US$1,653 (+20.0%) | US$1,653 | US$1,786 (+8.0%) | US$2,000 (+12.0%) | +6.26% |
| 55 | US$1,637 | US$1,637 | US$1,718 (+4.9%) | US$2,062 (+20.0%) | US$2,062 | US$2,227 (+8.0%) | US$2,494 (+12.0%) | +6.25% |
| 60 | US$1,993 | US$1,993 | US$2,092 (+5.0%) | US$2,511 (+20.0%) | US$2,511 | US$2,712 (+8.0%) | US$3,037 (+12.0%) | +6.25% |
| 65 | US$2,500 | US$2,500 | US$2,625 (+5.0%) | US$3,150 (+20.0%) | US$3,150 | US$3,402 (+8.0%) | US$3,810 (+12.0%) | +6.25% |
| 70 | US$3,233 | US$3,233 | US$3,394 (+5.0%) | US$4,073 (+20.0%) | US$4,073 | US$4,399 (+8.0%) | US$4,927 (+12.0%) | +6.25% |
| 75 | US$4,266 | US$4,266 | US$4,479 (+5.0%) | US$5,375 (+20.0%) | US$5,375 | US$5,805 (+8.0%) | US$6,501 (+12.0%) | +6.25% |
| 80 | US$5,318 | US$5,318 | US$5,584 (+5.0%) | US$6,701 (+20.0%) | US$6,701 | US$7,237 (+8.0%) | US$8,105 (+12.0%) | +6.25% |
| 85 | US$6,322 | US$6,322 | US$6,638 (+5.0%) | US$7,965 (+20.0%) | US$7,965 | US$8,603 (+8.0%) | US$9,635 (+12.0%) | +6.25% |
| 90 | US$7,347 | US$7,347 | US$7,714 (+5.0%) | US$9,257 (+20.0%) | US$9,257 | US$9,997 (+8.0%) | US$11,197 (+12.0%) | +6.25% |
| 95 | US$8,372 | US$8,372 | US$8,791 (+5.0%) | US$10,549 (+20.0%) | US$10,549 | US$11,393 (+8.0%) | US$12,760 (+12.0%) | +6.26% |
| 99 | US$9,217 | US$9,217 | US$9,677 (+5.0%) | US$11,613 (+20.0%) | US$11,613 | US$12,542 (+8.0%) | US$14,047 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oUS$706
5 y/oUS$654
10 y/oUS$489
15 y/oUS$489
20 y/oUS$503
25 y/oUS$540
30 y/oUS$599
35 y/oUS$704
40 y/oUS$842
45 y/oUS$1,022
50 y/oUS$1,312
55 y/oUS$1,637
60 y/oUS$1,993
65 y/oUS$2,500
70 y/oUS$3,233
75 y/oUS$4,266
80 y/oUS$5,318
85 y/oUS$6,322
90 y/oUS$7,347
95 y/oUS$8,372
99 y/oUS$9,217
0.0%
All-ages avg
0 y/oUS$706
5 y/oUS$654
10 y/oUS$489
15 y/oUS$489
20 y/oUS$503
25 y/oUS$540
30 y/oUS$599
35 y/oUS$704
40 y/oUS$842
45 y/oUS$1,022
50 y/oUS$1,312
55 y/oUS$1,637
60 y/oUS$1,993
65 y/oUS$2,500
70 y/oUS$3,233
75 y/oUS$4,266
80 y/oUS$5,318
85 y/oUS$6,322
90 y/oUS$7,347
95 y/oUS$8,372
99 y/oUS$9,217
+5.0%
All-ages avg
0 y/oUS$742 (+5.1%)
5 y/oUS$687 (+5.0%)
10 y/oUS$513 (+4.9%)
15 y/oUS$513 (+4.9%)
20 y/oUS$528 (+5.0%)
25 y/oUS$567 (+5.0%)
30 y/oUS$629 (+5.0%)
35 y/oUS$739 (+5.0%)
40 y/oUS$884 (+5.0%)
45 y/oUS$1,073 (+5.0%)
50 y/oUS$1,378 (+5.0%)
55 y/oUS$1,718 (+4.9%)
60 y/oUS$2,092 (+5.0%)
65 y/oUS$2,625 (+5.0%)
70 y/oUS$3,394 (+5.0%)
75 y/oUS$4,479 (+5.0%)
80 y/oUS$5,584 (+5.0%)
85 y/oUS$6,638 (+5.0%)
90 y/oUS$7,714 (+5.0%)
95 y/oUS$8,791 (+5.0%)
99 y/oUS$9,677 (+5.0%)
+19.6%
All-ages avg
0 y/oUS$890 (+19.9%)
5 y/oUS$824 (+19.9%)
10 y/oUS$608 (+18.5%)
15 y/oUS$578 (+12.7%)
20 y/oUS$633 (+19.9%)
25 y/oUS$681 (+20.1%)
30 y/oUS$755 (+20.0%)
35 y/oUS$887 (+20.0%)
40 y/oUS$1,061 (+20.0%)
45 y/oUS$1,288 (+20.0%)
50 y/oUS$1,653 (+20.0%)
55 y/oUS$2,062 (+20.0%)
60 y/oUS$2,511 (+20.0%)
65 y/oUS$3,150 (+20.0%)
70 y/oUS$4,073 (+20.0%)
75 y/oUS$5,375 (+20.0%)
80 y/oUS$6,701 (+20.0%)
85 y/oUS$7,965 (+20.0%)
90 y/oUS$9,257 (+20.0%)
95 y/oUS$10,549 (+20.0%)
99 y/oUS$11,613 (+20.0%)
0.0%
All-ages avg
0 y/oUS$890
5 y/oUS$824
10 y/oUS$608
15 y/oUS$578
20 y/oUS$633
25 y/oUS$681
30 y/oUS$755
35 y/oUS$887
40 y/oUS$1,061
45 y/oUS$1,288
50 y/oUS$1,653
55 y/oUS$2,062
60 y/oUS$2,511
65 y/oUS$3,150
70 y/oUS$4,073
75 y/oUS$5,375
80 y/oUS$6,701
85 y/oUS$7,965
90 y/oUS$9,257
95 y/oUS$10,549
99 y/oUS$11,613
+8.0%
All-ages avg
0 y/oUS$961 (+8.0%)
5 y/oUS$890 (+8.0%)
10 y/oUS$657 (+8.1%)
15 y/oUS$624 (+8.0%)
20 y/oUS$684 (+8.1%)
25 y/oUS$735 (+7.9%)
30 y/oUS$815 (+7.9%)
35 y/oUS$958 (+8.0%)
40 y/oUS$1,146 (+8.0%)
45 y/oUS$1,391 (+8.0%)
50 y/oUS$1,786 (+8.0%)
55 y/oUS$2,227 (+8.0%)
60 y/oUS$2,712 (+8.0%)
65 y/oUS$3,402 (+8.0%)
70 y/oUS$4,399 (+8.0%)
75 y/oUS$5,805 (+8.0%)
80 y/oUS$7,237 (+8.0%)
85 y/oUS$8,603 (+8.0%)
90 y/oUS$9,997 (+8.0%)
95 y/oUS$11,393 (+8.0%)
99 y/oUS$12,542 (+8.0%)
+12.0%
All-ages avg
0 y/oUS$1,076 (+12.0%)
5 y/oUS$997 (+12.0%)
10 y/oUS$736 (+12.0%)
15 y/oUS$698 (+11.9%)
20 y/oUS$766 (+12.0%)
25 y/oUS$823 (+12.0%)
30 y/oUS$913 (+12.0%)
35 y/oUS$1,073 (+12.0%)
40 y/oUS$1,283 (+12.0%)
45 y/oUS$1,558 (+12.0%)
50 y/oUS$2,000 (+12.0%)
55 y/oUS$2,494 (+12.0%)
60 y/oUS$3,037 (+12.0%)
65 y/oUS$3,810 (+12.0%)
70 y/oUS$4,927 (+12.0%)
75 y/oUS$6,501 (+12.0%)
80 y/oUS$8,105 (+12.0%)
85 y/oUS$9,635 (+12.0%)
90 y/oUS$11,197 (+12.0%)
95 y/oUS$12,760 (+12.0%)
99 y/oUS$14,047 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.25%
5 y/o+6.26%
10 y/o+6.06%
15 y/o+5.26%
20 y/o+6.24%
25 y/o+6.25%
30 y/o+6.26%
35 y/o+6.26%
40 y/o+6.25%
45 y/o+6.26%
50 y/o+6.26%
55 y/o+6.25%
60 y/o+6.25%
65 y/o+6.25%
70 y/o+6.25%
75 y/o+6.25%
80 y/o+6.25%
85 y/o+6.25%
90 y/o+6.25%
95 y/o+6.26%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00027-07-000-01 2019-05-14 | F00027-07-000-02 2021-04-01 | F00027-07-000-02 2021-10-01 | F00027-07-000-02 2022-10-01 | F00027-07-000-03 2023-07-01 | F00027-07-000-03 2024-04-01 | F00027-07-000-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$568 | US$568 | US$596 (+4.9%) | US$715 (+20.0%) | US$715 | US$773 (+8.1%) | US$865 (+11.9%) | +6.24% |
| 5 | US$559 | US$559 | US$587 (+5.0%) | US$705 (+20.1%) | US$705 | US$761 (+7.9%) | US$852 (+12.0%) | +6.26% |
| 10 | US$445 | US$445 | US$467 (+4.9%) | US$554 (+18.6%) | US$554 | US$598 (+7.9%) | US$669 (+11.9%) | +6.05% |
| 15 | US$445 | US$445 | US$467 (+4.9%) | US$526 (+12.6%) | US$526 | US$567 (+7.8%) | US$636 (+12.2%) | +5.28% |
| 20 | US$522 | US$522 | US$548 (+5.0%) | US$657 (+19.9%) | US$657 | US$710 (+8.1%) | US$795 (+12.0%) | +6.24% |
| 25 | US$629 | US$629 | US$660 (+4.9%) | US$792 (+20.0%) | US$792 | US$855 (+8.0%) | US$958 (+12.0%) | +6.24% |
| 30 | US$752 | US$752 | US$789 (+4.9%) | US$947 (+20.0%) | US$947 | US$1,023 (+8.0%) | US$1,145 (+11.9%) | +6.24% |
| 35 | US$896 | US$896 | US$941 (+5.0%) | US$1,129 (+20.0%) | US$1,129 | US$1,220 (+8.1%) | US$1,366 (+12.0%) | +6.26% |
| 40 | US$1,046 | US$1,046 | US$1,098 (+5.0%) | US$1,317 (+19.9%) | US$1,317 | US$1,423 (+8.0%) | US$1,593 (+11.9%) | +6.24% |
| 45 | US$1,214 | US$1,214 | US$1,274 (+4.9%) | US$1,529 (+20.0%) | US$1,529 | US$1,651 (+8.0%) | US$1,849 (+12.0%) | +6.24% |
| 50 | US$1,416 | US$1,416 | US$1,487 (+5.0%) | US$1,784 (+20.0%) | US$1,784 | US$1,927 (+8.0%) | US$2,158 (+12.0%) | +6.25% |
| 55 | US$1,667 | US$1,667 | US$1,751 (+5.0%) | US$2,101 (+20.0%) | US$2,101 | US$2,268 (+7.9%) | US$2,541 (+12.0%) | +6.26% |
| 60 | US$1,978 | US$1,978 | US$2,077 (+5.0%) | US$2,492 (+20.0%) | US$2,492 | US$2,691 (+8.0%) | US$3,014 (+12.0%) | +6.25% |
| 65 | US$2,398 | US$2,398 | US$2,518 (+5.0%) | US$3,021 (+20.0%) | US$3,021 | US$3,263 (+8.0%) | US$3,654 (+12.0%) | +6.25% |
| 70 | US$3,189 | US$3,189 | US$3,348 (+5.0%) | US$4,017 (+20.0%) | US$4,017 | US$4,339 (+8.0%) | US$4,859 (+12.0%) | +6.25% |
| 75 | US$4,031 | US$4,031 | US$4,232 (+5.0%) | US$5,079 (+20.0%) | US$5,079 | US$5,485 (+8.0%) | US$6,143 (+12.0%) | +6.25% |
| 80 | US$4,983 | US$4,983 | US$5,232 (+5.0%) | US$6,279 (+20.0%) | US$6,279 | US$6,781 (+8.0%) | US$7,594 (+12.0%) | +6.25% |
| 85 | US$5,893 | US$5,893 | US$6,188 (+5.0%) | US$7,426 (+20.0%) | US$7,426 | US$8,020 (+8.0%) | US$8,982 (+12.0%) | +6.26% |
| 90 | US$6,822 | US$6,822 | US$7,163 (+5.0%) | US$8,595 (+20.0%) | US$8,595 | US$9,283 (+8.0%) | US$10,397 (+12.0%) | +6.25% |
| 95 | US$7,750 | US$7,750 | US$8,137 (+5.0%) | US$9,765 (+20.0%) | US$9,765 | US$10,546 (+8.0%) | US$11,811 (+12.0%) | +6.25% |
| 99 | US$8,514 | US$8,514 | US$8,940 (+5.0%) | US$10,728 (+20.0%) | US$10,728 | US$11,586 (+8.0%) | US$12,976 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oUS$568
5 y/oUS$559
10 y/oUS$445
15 y/oUS$445
20 y/oUS$522
25 y/oUS$629
30 y/oUS$752
35 y/oUS$896
40 y/oUS$1,046
45 y/oUS$1,214
50 y/oUS$1,416
55 y/oUS$1,667
60 y/oUS$1,978
65 y/oUS$2,398
70 y/oUS$3,189
75 y/oUS$4,031
80 y/oUS$4,983
85 y/oUS$5,893
90 y/oUS$6,822
95 y/oUS$7,750
99 y/oUS$8,514
0.0%
All-ages avg
0 y/oUS$568
5 y/oUS$559
10 y/oUS$445
15 y/oUS$445
20 y/oUS$522
25 y/oUS$629
30 y/oUS$752
35 y/oUS$896
40 y/oUS$1,046
45 y/oUS$1,214
50 y/oUS$1,416
55 y/oUS$1,667
60 y/oUS$1,978
65 y/oUS$2,398
70 y/oUS$3,189
75 y/oUS$4,031
80 y/oUS$4,983
85 y/oUS$5,893
90 y/oUS$6,822
95 y/oUS$7,750
99 y/oUS$8,514
+5.0%
All-ages avg
0 y/oUS$596 (+4.9%)
5 y/oUS$587 (+5.0%)
10 y/oUS$467 (+4.9%)
15 y/oUS$467 (+4.9%)
20 y/oUS$548 (+5.0%)
25 y/oUS$660 (+4.9%)
30 y/oUS$789 (+4.9%)
35 y/oUS$941 (+5.0%)
40 y/oUS$1,098 (+5.0%)
45 y/oUS$1,274 (+4.9%)
50 y/oUS$1,487 (+5.0%)
55 y/oUS$1,751 (+5.0%)
60 y/oUS$2,077 (+5.0%)
65 y/oUS$2,518 (+5.0%)
70 y/oUS$3,348 (+5.0%)
75 y/oUS$4,232 (+5.0%)
80 y/oUS$5,232 (+5.0%)
85 y/oUS$6,188 (+5.0%)
90 y/oUS$7,163 (+5.0%)
95 y/oUS$8,137 (+5.0%)
99 y/oUS$8,940 (+5.0%)
+19.6%
All-ages avg
0 y/oUS$715 (+20.0%)
5 y/oUS$705 (+20.1%)
10 y/oUS$554 (+18.6%)
15 y/oUS$526 (+12.6%)
20 y/oUS$657 (+19.9%)
25 y/oUS$792 (+20.0%)
30 y/oUS$947 (+20.0%)
35 y/oUS$1,129 (+20.0%)
40 y/oUS$1,317 (+19.9%)
45 y/oUS$1,529 (+20.0%)
50 y/oUS$1,784 (+20.0%)
55 y/oUS$2,101 (+20.0%)
60 y/oUS$2,492 (+20.0%)
65 y/oUS$3,021 (+20.0%)
70 y/oUS$4,017 (+20.0%)
75 y/oUS$5,079 (+20.0%)
80 y/oUS$6,279 (+20.0%)
85 y/oUS$7,426 (+20.0%)
90 y/oUS$8,595 (+20.0%)
95 y/oUS$9,765 (+20.0%)
99 y/oUS$10,728 (+20.0%)
0.0%
All-ages avg
0 y/oUS$715
5 y/oUS$705
10 y/oUS$554
15 y/oUS$526
20 y/oUS$657
25 y/oUS$792
30 y/oUS$947
35 y/oUS$1,129
40 y/oUS$1,317
45 y/oUS$1,529
50 y/oUS$1,784
55 y/oUS$2,101
60 y/oUS$2,492
65 y/oUS$3,021
70 y/oUS$4,017
75 y/oUS$5,079
80 y/oUS$6,279
85 y/oUS$7,426
90 y/oUS$8,595
95 y/oUS$9,765
99 y/oUS$10,728
+8.0%
All-ages avg
0 y/oUS$773 (+8.1%)
5 y/oUS$761 (+7.9%)
10 y/oUS$598 (+7.9%)
15 y/oUS$567 (+7.8%)
20 y/oUS$710 (+8.1%)
25 y/oUS$855 (+8.0%)
30 y/oUS$1,023 (+8.0%)
35 y/oUS$1,220 (+8.1%)
40 y/oUS$1,423 (+8.0%)
45 y/oUS$1,651 (+8.0%)
50 y/oUS$1,927 (+8.0%)
55 y/oUS$2,268 (+7.9%)
60 y/oUS$2,691 (+8.0%)
65 y/oUS$3,263 (+8.0%)
70 y/oUS$4,339 (+8.0%)
75 y/oUS$5,485 (+8.0%)
80 y/oUS$6,781 (+8.0%)
85 y/oUS$8,020 (+8.0%)
90 y/oUS$9,283 (+8.0%)
95 y/oUS$10,546 (+8.0%)
99 y/oUS$11,586 (+8.0%)
+12.0%
All-ages avg
0 y/oUS$865 (+11.9%)
5 y/oUS$852 (+12.0%)
10 y/oUS$669 (+11.9%)
15 y/oUS$636 (+12.2%)
20 y/oUS$795 (+12.0%)
25 y/oUS$958 (+12.0%)
30 y/oUS$1,145 (+11.9%)
35 y/oUS$1,366 (+12.0%)
40 y/oUS$1,593 (+11.9%)
45 y/oUS$1,849 (+12.0%)
50 y/oUS$2,158 (+12.0%)
55 y/oUS$2,541 (+12.0%)
60 y/oUS$3,014 (+12.0%)
65 y/oUS$3,654 (+12.0%)
70 y/oUS$4,859 (+12.0%)
75 y/oUS$6,143 (+12.0%)
80 y/oUS$7,594 (+12.0%)
85 y/oUS$8,982 (+12.0%)
90 y/oUS$10,397 (+12.0%)
95 y/oUS$11,811 (+12.0%)
99 y/oUS$12,976 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.24%
5 y/o+6.26%
10 y/o+6.05%
15 y/o+5.28%
20 y/o+6.24%
25 y/o+6.24%
30 y/o+6.24%
35 y/o+6.26%
40 y/o+6.24%
45 y/o+6.24%
50 y/o+6.25%
55 y/o+6.26%
60 y/o+6.25%
65 y/o+6.25%
70 y/o+6.25%
75 y/o+6.25%
80 y/o+6.25%
85 y/o+6.26%
90 y/o+6.25%
95 y/o+6.25%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27