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Chubb VHIS - Flexi Plan - Ward (USD)
安達自願醫保（靈活）計劃 - 普通(美元)
Chubb Life Insurance Hong Kong Limited · F00027-06-000 · 7 versions · Flexi plan · Avg. annual increase +6.20%
HKD
Male
| Age | F00027-02-000-01 2019-05-14 | F00027-02-000-02 2021-04-01 | F00027-02-000-02 2021-10-01 | F00027-02-000-02 2022-10-01 | F00027-02-000-03 2023-07-01 | F00027-02-000-03 2024-04-01 | F00027-02-000-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,614 | HK$4,614 | HK$4,844 (+5.0%) | HK$5,812 (+20.0%) | HK$5,812 | HK$6,276 (+8.0%) | HK$7,029 (+12.0%) | +6.25% |
| 5 | HK$4,161 | HK$4,161 | HK$4,369 (+5.0%) | HK$5,242 (+20.0%) | HK$5,242 | HK$5,661 (+8.0%) | HK$6,340 (+12.0%) | +6.25% |
| 10 | HK$2,916 | HK$2,916 | HK$3,061 (+5.0%) | HK$3,627 (+18.5%) | HK$3,627 | HK$3,917 (+8.0%) | HK$4,387 (+12.0%) | +6.06% |
| 15 | HK$2,916 | HK$2,916 | HK$3,061 (+5.0%) | HK$3,443 (+12.5%) | HK$3,443 | HK$3,718 (+8.0%) | HK$4,164 (+12.0%) | +5.26% |
| 20 | HK$3,095 | HK$3,095 | HK$3,249 (+5.0%) | HK$3,898 (+20.0%) | HK$3,898 | HK$4,209 (+8.0%) | HK$4,714 (+12.0%) | +6.24% |
| 25 | HK$3,338 | HK$3,338 | HK$3,504 (+5.0%) | HK$4,204 (+20.0%) | HK$4,204 | HK$4,540 (+8.0%) | HK$5,084 (+12.0%) | +6.24% |
| 30 | HK$3,690 | HK$3,690 | HK$3,874 (+5.0%) | HK$4,648 (+20.0%) | HK$4,648 | HK$5,019 (+8.0%) | HK$5,621 (+12.0%) | +6.25% |
| 35 | HK$4,152 | HK$4,152 | HK$4,359 (+5.0%) | HK$5,230 (+20.0%) | HK$5,230 | HK$5,648 (+8.0%) | HK$6,325 (+12.0%) | +6.25% |
| 40 | HK$4,918 | HK$4,918 | HK$5,163 (+5.0%) | HK$6,195 (+20.0%) | HK$6,195 | HK$6,690 (+8.0%) | HK$7,492 (+12.0%) | +6.25% |
| 45 | HK$6,206 | HK$6,206 | HK$6,516 (+5.0%) | HK$7,819 (+20.0%) | HK$7,819 | HK$8,444 (+8.0%) | HK$9,457 (+12.0%) | +6.25% |
| 50 | HK$7,908 | HK$7,908 | HK$8,303 (+5.0%) | HK$9,963 (+20.0%) | HK$9,963 | HK$10,760 (+8.0%) | HK$12,051 (+12.0%) | +6.25% |
| 55 | HK$9,986 | HK$9,986 | HK$10,485 (+5.0%) | HK$12,582 (+20.0%) | HK$12,582 | HK$13,588 (+8.0%) | HK$15,218 (+12.0%) | +6.25% |
| 60 | HK$12,125 | HK$12,125 | HK$12,731 (+5.0%) | HK$15,277 (+20.0%) | HK$15,277 | HK$16,499 (+8.0%) | HK$18,478 (+12.0%) | +6.25% |
| 65 | HK$14,446 | HK$14,446 | HK$15,168 (+5.0%) | HK$18,201 (+20.0%) | HK$18,201 | HK$19,657 (+8.0%) | HK$22,015 (+12.0%) | +6.25% |
| 70 | HK$17,679 | HK$17,679 | HK$18,562 (+5.0%) | HK$22,274 (+20.0%) | HK$22,274 | HK$24,055 (+8.0%) | HK$26,941 (+12.0%) | +6.25% |
| 75 | HK$21,763 | HK$21,763 | HK$22,851 (+5.0%) | HK$27,421 (+20.0%) | HK$27,421 | HK$29,614 (+8.0%) | HK$33,167 (+12.0%) | +6.25% |
| 80 | HK$25,932 | HK$25,932 | HK$27,228 (+5.0%) | HK$32,673 (+20.0%) | HK$32,673 | HK$35,286 (+8.0%) | HK$39,520 (+12.0%) | +6.25% |
| 85 | HK$29,955 | HK$29,955 | HK$31,452 (+5.0%) | HK$37,742 (+20.0%) | HK$37,742 | HK$40,761 (+8.0%) | HK$45,652 (+12.0%) | +6.25% |
| 90 | HK$34,051 | HK$34,051 | HK$35,753 (+5.0%) | HK$42,903 (+20.0%) | HK$42,903 | HK$46,335 (+8.0%) | HK$51,895 (+12.0%) | +6.25% |
| 95 | HK$38,134 | HK$38,134 | HK$40,040 (+5.0%) | HK$48,048 (+20.0%) | HK$48,048 | HK$51,891 (+8.0%) | HK$58,117 (+12.0%) | +6.25% |
| 99 | HK$41,477 | HK$41,477 | HK$43,550 (+5.0%) | HK$52,260 (+20.0%) | HK$52,260 | HK$56,440 (+8.0%) | HK$63,212 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$4,614
5 y/oHK$4,161
10 y/oHK$2,916
15 y/oHK$2,916
20 y/oHK$3,095
25 y/oHK$3,338
30 y/oHK$3,690
35 y/oHK$4,152
40 y/oHK$4,918
45 y/oHK$6,206
50 y/oHK$7,908
55 y/oHK$9,986
60 y/oHK$12,125
65 y/oHK$14,446
70 y/oHK$17,679
75 y/oHK$21,763
80 y/oHK$25,932
85 y/oHK$29,955
90 y/oHK$34,051
95 y/oHK$38,134
99 y/oHK$41,477
0.0%
All-ages avg
0 y/oHK$4,614
5 y/oHK$4,161
10 y/oHK$2,916
15 y/oHK$2,916
20 y/oHK$3,095
25 y/oHK$3,338
30 y/oHK$3,690
35 y/oHK$4,152
40 y/oHK$4,918
45 y/oHK$6,206
50 y/oHK$7,908
55 y/oHK$9,986
60 y/oHK$12,125
65 y/oHK$14,446
70 y/oHK$17,679
75 y/oHK$21,763
80 y/oHK$25,932
85 y/oHK$29,955
90 y/oHK$34,051
95 y/oHK$38,134
99 y/oHK$41,477
+5.0%
All-ages avg
0 y/oHK$4,844 (+5.0%)
5 y/oHK$4,369 (+5.0%)
10 y/oHK$3,061 (+5.0%)
15 y/oHK$3,061 (+5.0%)
20 y/oHK$3,249 (+5.0%)
25 y/oHK$3,504 (+5.0%)
30 y/oHK$3,874 (+5.0%)
35 y/oHK$4,359 (+5.0%)
40 y/oHK$5,163 (+5.0%)
45 y/oHK$6,516 (+5.0%)
50 y/oHK$8,303 (+5.0%)
55 y/oHK$10,485 (+5.0%)
60 y/oHK$12,731 (+5.0%)
65 y/oHK$15,168 (+5.0%)
70 y/oHK$18,562 (+5.0%)
75 y/oHK$22,851 (+5.0%)
80 y/oHK$27,228 (+5.0%)
85 y/oHK$31,452 (+5.0%)
90 y/oHK$35,753 (+5.0%)
95 y/oHK$40,040 (+5.0%)
99 y/oHK$43,550 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$5,812 (+20.0%)
5 y/oHK$5,242 (+20.0%)
10 y/oHK$3,627 (+18.5%)
15 y/oHK$3,443 (+12.5%)
20 y/oHK$3,898 (+20.0%)
25 y/oHK$4,204 (+20.0%)
30 y/oHK$4,648 (+20.0%)
35 y/oHK$5,230 (+20.0%)
40 y/oHK$6,195 (+20.0%)
45 y/oHK$7,819 (+20.0%)
50 y/oHK$9,963 (+20.0%)
55 y/oHK$12,582 (+20.0%)
60 y/oHK$15,277 (+20.0%)
65 y/oHK$18,201 (+20.0%)
70 y/oHK$22,274 (+20.0%)
75 y/oHK$27,421 (+20.0%)
80 y/oHK$32,673 (+20.0%)
85 y/oHK$37,742 (+20.0%)
90 y/oHK$42,903 (+20.0%)
95 y/oHK$48,048 (+20.0%)
99 y/oHK$52,260 (+20.0%)
0.0%
All-ages avg
0 y/oHK$5,812
5 y/oHK$5,242
10 y/oHK$3,627
15 y/oHK$3,443
20 y/oHK$3,898
25 y/oHK$4,204
30 y/oHK$4,648
35 y/oHK$5,230
40 y/oHK$6,195
45 y/oHK$7,819
50 y/oHK$9,963
55 y/oHK$12,582
60 y/oHK$15,277
65 y/oHK$18,201
70 y/oHK$22,274
75 y/oHK$27,421
80 y/oHK$32,673
85 y/oHK$37,742
90 y/oHK$42,903
95 y/oHK$48,048
99 y/oHK$52,260
+8.0%
All-ages avg
0 y/oHK$6,276 (+8.0%)
5 y/oHK$5,661 (+8.0%)
10 y/oHK$3,917 (+8.0%)
15 y/oHK$3,718 (+8.0%)
20 y/oHK$4,209 (+8.0%)
25 y/oHK$4,540 (+8.0%)
30 y/oHK$5,019 (+8.0%)
35 y/oHK$5,648 (+8.0%)
40 y/oHK$6,690 (+8.0%)
45 y/oHK$8,444 (+8.0%)
50 y/oHK$10,760 (+8.0%)
55 y/oHK$13,588 (+8.0%)
60 y/oHK$16,499 (+8.0%)
65 y/oHK$19,657 (+8.0%)
70 y/oHK$24,055 (+8.0%)
75 y/oHK$29,614 (+8.0%)
80 y/oHK$35,286 (+8.0%)
85 y/oHK$40,761 (+8.0%)
90 y/oHK$46,335 (+8.0%)
95 y/oHK$51,891 (+8.0%)
99 y/oHK$56,440 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$7,029 (+12.0%)
5 y/oHK$6,340 (+12.0%)
10 y/oHK$4,387 (+12.0%)
15 y/oHK$4,164 (+12.0%)
20 y/oHK$4,714 (+12.0%)
25 y/oHK$5,084 (+12.0%)
30 y/oHK$5,621 (+12.0%)
35 y/oHK$6,325 (+12.0%)
40 y/oHK$7,492 (+12.0%)
45 y/oHK$9,457 (+12.0%)
50 y/oHK$12,051 (+12.0%)
55 y/oHK$15,218 (+12.0%)
60 y/oHK$18,478 (+12.0%)
65 y/oHK$22,015 (+12.0%)
70 y/oHK$26,941 (+12.0%)
75 y/oHK$33,167 (+12.0%)
80 y/oHK$39,520 (+12.0%)
85 y/oHK$45,652 (+12.0%)
90 y/oHK$51,895 (+12.0%)
95 y/oHK$58,117 (+12.0%)
99 y/oHK$63,212 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.25%
5 y/o+6.25%
10 y/o+6.06%
15 y/o+5.26%
20 y/o+6.24%
25 y/o+6.24%
30 y/o+6.25%
35 y/o+6.25%
40 y/o+6.25%
45 y/o+6.25%
50 y/o+6.25%
55 y/o+6.25%
60 y/o+6.25%
65 y/o+6.25%
70 y/o+6.25%
75 y/o+6.25%
80 y/o+6.25%
85 y/o+6.25%
90 y/o+6.25%
95 y/o+6.25%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00027-02-000-01 2019-05-14 | F00027-02-000-02 2021-04-01 | F00027-02-000-02 2021-10-01 | F00027-02-000-02 2022-10-01 | F00027-02-000-03 2023-07-01 | F00027-02-000-03 2024-04-01 | F00027-02-000-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,910 | HK$3,910 | HK$4,105 (+5.0%) | HK$4,926 (+20.0%) | HK$4,926 | HK$5,320 (+8.0%) | HK$5,958 (+12.0%) | +6.25% |
| 5 | HK$3,509 | HK$3,509 | HK$3,684 (+5.0%) | HK$4,420 (+20.0%) | HK$4,420 | HK$4,773 (+8.0%) | HK$5,345 (+12.0%) | +6.25% |
| 10 | HK$2,672 | HK$2,672 | HK$2,805 (+5.0%) | HK$3,323 (+18.5%) | HK$3,323 | HK$3,588 (+8.0%) | HK$4,018 (+12.0%) | +6.05% |
| 15 | HK$2,672 | HK$2,672 | HK$2,805 (+5.0%) | HK$3,155 (+12.5%) | HK$3,155 | HK$3,407 (+8.0%) | HK$3,815 (+12.0%) | +5.26% |
| 20 | HK$3,245 | HK$3,245 | HK$3,407 (+5.0%) | HK$4,088 (+20.0%) | HK$4,088 | HK$4,415 (+8.0%) | HK$4,944 (+12.0%) | +6.25% |
| 25 | HK$3,933 | HK$3,933 | HK$4,129 (+5.0%) | HK$4,954 (+20.0%) | HK$4,954 | HK$5,350 (+8.0%) | HK$5,992 (+12.0%) | +6.25% |
| 30 | HK$4,712 | HK$4,712 | HK$4,947 (+5.0%) | HK$5,936 (+20.0%) | HK$5,936 | HK$6,410 (+8.0%) | HK$7,179 (+12.0%) | +6.25% |
| 35 | HK$5,492 | HK$5,492 | HK$5,766 (+5.0%) | HK$6,919 (+20.0%) | HK$6,919 | HK$7,472 (+8.0%) | HK$8,368 (+12.0%) | +6.25% |
| 40 | HK$6,386 | HK$6,386 | HK$6,705 (+5.0%) | HK$8,046 (+20.0%) | HK$8,046 | HK$8,689 (+8.0%) | HK$9,731 (+12.0%) | +6.25% |
| 45 | HK$7,476 | HK$7,476 | HK$7,849 (+5.0%) | HK$9,418 (+20.0%) | HK$9,418 | HK$10,171 (+8.0%) | HK$11,391 (+12.0%) | +6.25% |
| 50 | HK$8,611 | HK$8,611 | HK$9,041 (+5.0%) | HK$10,849 (+20.0%) | HK$10,849 | HK$11,716 (+8.0%) | HK$13,121 (+12.0%) | +6.25% |
| 55 | HK$9,952 | HK$9,952 | HK$10,449 (+5.0%) | HK$12,538 (+20.0%) | HK$12,538 | HK$13,541 (+8.0%) | HK$15,165 (+12.0%) | +6.25% |
| 60 | HK$11,661 | HK$11,661 | HK$12,244 (+5.0%) | HK$14,692 (+20.0%) | HK$14,692 | HK$15,867 (+8.0%) | HK$17,771 (+12.0%) | +6.25% |
| 65 | HK$13,518 | HK$13,518 | HK$14,193 (+5.0%) | HK$17,031 (+20.0%) | HK$17,031 | HK$18,393 (+8.0%) | HK$20,600 (+12.0%) | +6.25% |
| 70 | HK$16,500 | HK$16,500 | HK$17,325 (+5.0%) | HK$20,790 (+20.0%) | HK$20,790 | HK$22,453 (+8.0%) | HK$25,147 (+12.0%) | +6.25% |
| 75 | HK$21,132 | HK$21,132 | HK$22,188 (+5.0%) | HK$26,625 (+20.0%) | HK$26,625 | HK$28,755 (+8.0%) | HK$32,205 (+12.0%) | +6.25% |
| 80 | HK$25,844 | HK$25,844 | HK$27,136 (+5.0%) | HK$32,563 (+20.0%) | HK$32,563 | HK$35,168 (+8.0%) | HK$39,388 (+12.0%) | +6.25% |
| 85 | HK$30,350 | HK$30,350 | HK$31,867 (+5.0%) | HK$38,240 (+20.0%) | HK$38,240 | HK$41,299 (+8.0%) | HK$46,254 (+12.0%) | +6.25% |
| 90 | HK$34,948 | HK$34,948 | HK$36,695 (+5.0%) | HK$44,034 (+20.0%) | HK$44,034 | HK$47,556 (+8.0%) | HK$53,262 (+12.0%) | +6.25% |
| 95 | HK$39,558 | HK$39,558 | HK$41,535 (+5.0%) | HK$49,842 (+20.0%) | HK$49,842 | HK$53,829 (+8.0%) | HK$60,288 (+12.0%) | +6.25% |
| 99 | HK$43,341 | HK$43,341 | HK$45,508 (+5.0%) | HK$54,609 (+20.0%) | HK$54,609 | HK$58,977 (+8.0%) | HK$66,054 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$3,910
5 y/oHK$3,509
10 y/oHK$2,672
15 y/oHK$2,672
20 y/oHK$3,245
25 y/oHK$3,933
30 y/oHK$4,712
35 y/oHK$5,492
40 y/oHK$6,386
45 y/oHK$7,476
50 y/oHK$8,611
55 y/oHK$9,952
60 y/oHK$11,661
65 y/oHK$13,518
70 y/oHK$16,500
75 y/oHK$21,132
80 y/oHK$25,844
85 y/oHK$30,350
90 y/oHK$34,948
95 y/oHK$39,558
99 y/oHK$43,341
0.0%
All-ages avg
0 y/oHK$3,910
5 y/oHK$3,509
10 y/oHK$2,672
15 y/oHK$2,672
20 y/oHK$3,245
25 y/oHK$3,933
30 y/oHK$4,712
35 y/oHK$5,492
40 y/oHK$6,386
45 y/oHK$7,476
50 y/oHK$8,611
55 y/oHK$9,952
60 y/oHK$11,661
65 y/oHK$13,518
70 y/oHK$16,500
75 y/oHK$21,132
80 y/oHK$25,844
85 y/oHK$30,350
90 y/oHK$34,948
95 y/oHK$39,558
99 y/oHK$43,341
+5.0%
All-ages avg
0 y/oHK$4,105 (+5.0%)
5 y/oHK$3,684 (+5.0%)
10 y/oHK$2,805 (+5.0%)
15 y/oHK$2,805 (+5.0%)
20 y/oHK$3,407 (+5.0%)
25 y/oHK$4,129 (+5.0%)
30 y/oHK$4,947 (+5.0%)
35 y/oHK$5,766 (+5.0%)
40 y/oHK$6,705 (+5.0%)
45 y/oHK$7,849 (+5.0%)
50 y/oHK$9,041 (+5.0%)
55 y/oHK$10,449 (+5.0%)
60 y/oHK$12,244 (+5.0%)
65 y/oHK$14,193 (+5.0%)
70 y/oHK$17,325 (+5.0%)
75 y/oHK$22,188 (+5.0%)
80 y/oHK$27,136 (+5.0%)
85 y/oHK$31,867 (+5.0%)
90 y/oHK$36,695 (+5.0%)
95 y/oHK$41,535 (+5.0%)
99 y/oHK$45,508 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$4,926 (+20.0%)
5 y/oHK$4,420 (+20.0%)
10 y/oHK$3,323 (+18.5%)
15 y/oHK$3,155 (+12.5%)
20 y/oHK$4,088 (+20.0%)
25 y/oHK$4,954 (+20.0%)
30 y/oHK$5,936 (+20.0%)
35 y/oHK$6,919 (+20.0%)
40 y/oHK$8,046 (+20.0%)
45 y/oHK$9,418 (+20.0%)
50 y/oHK$10,849 (+20.0%)
55 y/oHK$12,538 (+20.0%)
60 y/oHK$14,692 (+20.0%)
65 y/oHK$17,031 (+20.0%)
70 y/oHK$20,790 (+20.0%)
75 y/oHK$26,625 (+20.0%)
80 y/oHK$32,563 (+20.0%)
85 y/oHK$38,240 (+20.0%)
90 y/oHK$44,034 (+20.0%)
95 y/oHK$49,842 (+20.0%)
99 y/oHK$54,609 (+20.0%)
0.0%
All-ages avg
0 y/oHK$4,926
5 y/oHK$4,420
10 y/oHK$3,323
15 y/oHK$3,155
20 y/oHK$4,088
25 y/oHK$4,954
30 y/oHK$5,936
35 y/oHK$6,919
40 y/oHK$8,046
45 y/oHK$9,418
50 y/oHK$10,849
55 y/oHK$12,538
60 y/oHK$14,692
65 y/oHK$17,031
70 y/oHK$20,790
75 y/oHK$26,625
80 y/oHK$32,563
85 y/oHK$38,240
90 y/oHK$44,034
95 y/oHK$49,842
99 y/oHK$54,609
+8.0%
All-ages avg
0 y/oHK$5,320 (+8.0%)
5 y/oHK$4,773 (+8.0%)
10 y/oHK$3,588 (+8.0%)
15 y/oHK$3,407 (+8.0%)
20 y/oHK$4,415 (+8.0%)
25 y/oHK$5,350 (+8.0%)
30 y/oHK$6,410 (+8.0%)
35 y/oHK$7,472 (+8.0%)
40 y/oHK$8,689 (+8.0%)
45 y/oHK$10,171 (+8.0%)
50 y/oHK$11,716 (+8.0%)
55 y/oHK$13,541 (+8.0%)
60 y/oHK$15,867 (+8.0%)
65 y/oHK$18,393 (+8.0%)
70 y/oHK$22,453 (+8.0%)
75 y/oHK$28,755 (+8.0%)
80 y/oHK$35,168 (+8.0%)
85 y/oHK$41,299 (+8.0%)
90 y/oHK$47,556 (+8.0%)
95 y/oHK$53,829 (+8.0%)
99 y/oHK$58,977 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$5,958 (+12.0%)
5 y/oHK$5,345 (+12.0%)
10 y/oHK$4,018 (+12.0%)
15 y/oHK$3,815 (+12.0%)
20 y/oHK$4,944 (+12.0%)
25 y/oHK$5,992 (+12.0%)
30 y/oHK$7,179 (+12.0%)
35 y/oHK$8,368 (+12.0%)
40 y/oHK$9,731 (+12.0%)
45 y/oHK$11,391 (+12.0%)
50 y/oHK$13,121 (+12.0%)
55 y/oHK$15,165 (+12.0%)
60 y/oHK$17,771 (+12.0%)
65 y/oHK$20,600 (+12.0%)
70 y/oHK$25,147 (+12.0%)
75 y/oHK$32,205 (+12.0%)
80 y/oHK$39,388 (+12.0%)
85 y/oHK$46,254 (+12.0%)
90 y/oHK$53,262 (+12.0%)
95 y/oHK$60,288 (+12.0%)
99 y/oHK$66,054 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.25%
5 y/o+6.25%
10 y/o+6.05%
15 y/o+5.26%
20 y/o+6.25%
25 y/o+6.25%
30 y/o+6.25%
35 y/o+6.25%
40 y/o+6.25%
45 y/o+6.25%
50 y/o+6.25%
55 y/o+6.25%
60 y/o+6.25%
65 y/o+6.25%
70 y/o+6.25%
75 y/o+6.25%
80 y/o+6.25%
85 y/o+6.25%
90 y/o+6.25%
95 y/o+6.25%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
Male
| Age | F00027-06-000-01 2019-05-14 | F00027-06-000-02 2021-04-01 | F00027-06-000-02 2021-10-01 | F00027-06-000-02 2022-10-01 | F00027-06-000-03 2023-07-01 | F00027-06-000-03 2024-04-01 | F00027-06-000-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$591 | US$591 | US$621 (+5.1%) | US$745 (+20.0%) | US$745 | US$805 (+8.1%) | US$901 (+11.9%) | +6.26% |
| 5 | US$533 | US$533 | US$560 (+5.1%) | US$672 (+20.0%) | US$672 | US$726 (+8.0%) | US$813 (+12.0%) | +6.27% |
| 10 | US$374 | US$374 | US$392 (+4.8%) | US$465 (+18.6%) | US$465 | US$502 (+8.0%) | US$562 (+12.0%) | +6.04% |
| 15 | US$374 | US$374 | US$392 (+4.8%) | US$441 (+12.5%) | US$441 | US$477 (+8.2%) | US$534 (+11.9%) | +5.26% |
| 20 | US$397 | US$397 | US$417 (+5.0%) | US$500 (+19.9%) | US$500 | US$540 (+8.0%) | US$604 (+11.9%) | +6.23% |
| 25 | US$428 | US$428 | US$449 (+4.9%) | US$539 (+20.0%) | US$539 | US$582 (+8.0%) | US$652 (+12.0%) | +6.25% |
| 30 | US$473 | US$473 | US$497 (+5.1%) | US$596 (+19.9%) | US$596 | US$643 (+7.9%) | US$721 (+12.1%) | +6.26% |
| 35 | US$532 | US$532 | US$559 (+5.1%) | US$671 (+20.0%) | US$671 | US$724 (+7.9%) | US$811 (+12.0%) | +6.26% |
| 40 | US$630 | US$630 | US$662 (+5.1%) | US$794 (+19.9%) | US$794 | US$858 (+8.1%) | US$961 (+12.0%) | +6.27% |
| 45 | US$796 | US$796 | US$835 (+4.9%) | US$1,002 (+20.0%) | US$1,002 | US$1,083 (+8.1%) | US$1,212 (+11.9%) | +6.24% |
| 50 | US$1,014 | US$1,014 | US$1,064 (+4.9%) | US$1,277 (+20.0%) | US$1,277 | US$1,379 (+8.0%) | US$1,545 (+12.0%) | +6.25% |
| 55 | US$1,280 | US$1,280 | US$1,344 (+5.0%) | US$1,613 (+20.0%) | US$1,613 | US$1,742 (+8.0%) | US$1,951 (+12.0%) | +6.26% |
| 60 | US$1,554 | US$1,554 | US$1,632 (+5.0%) | US$1,959 (+20.0%) | US$1,959 | US$2,115 (+8.0%) | US$2,369 (+12.0%) | +6.26% |
| 65 | US$1,852 | US$1,852 | US$1,945 (+5.0%) | US$2,333 (+19.9%) | US$2,333 | US$2,520 (+8.0%) | US$2,822 (+12.0%) | +6.25% |
| 70 | US$2,267 | US$2,267 | US$2,380 (+5.0%) | US$2,856 (+20.0%) | US$2,856 | US$3,084 (+8.0%) | US$3,454 (+12.0%) | +6.25% |
| 75 | US$2,790 | US$2,790 | US$2,930 (+5.0%) | US$3,516 (+20.0%) | US$3,516 | US$3,797 (+8.0%) | US$4,252 (+12.0%) | +6.25% |
| 80 | US$3,325 | US$3,325 | US$3,491 (+5.0%) | US$4,189 (+20.0%) | US$4,189 | US$4,524 (+8.0%) | US$5,067 (+12.0%) | +6.25% |
| 85 | US$3,840 | US$3,840 | US$4,032 (+5.0%) | US$4,839 (+20.0%) | US$4,839 | US$5,226 (+8.0%) | US$5,853 (+12.0%) | +6.26% |
| 90 | US$4,365 | US$4,365 | US$4,584 (+5.0%) | US$5,500 (+20.0%) | US$5,500 | US$5,940 (+8.0%) | US$6,653 (+12.0%) | +6.26% |
| 95 | US$4,889 | US$4,889 | US$5,133 (+5.0%) | US$6,160 (+20.0%) | US$6,160 | US$6,653 (+8.0%) | US$7,451 (+12.0%) | +6.25% |
| 99 | US$5,317 | US$5,317 | US$5,583 (+5.0%) | US$6,700 (+20.0%) | US$6,700 | US$7,236 (+8.0%) | US$8,104 (+12.0%) | +6.26% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oUS$591
5 y/oUS$533
10 y/oUS$374
15 y/oUS$374
20 y/oUS$397
25 y/oUS$428
30 y/oUS$473
35 y/oUS$532
40 y/oUS$630
45 y/oUS$796
50 y/oUS$1,014
55 y/oUS$1,280
60 y/oUS$1,554
65 y/oUS$1,852
70 y/oUS$2,267
75 y/oUS$2,790
80 y/oUS$3,325
85 y/oUS$3,840
90 y/oUS$4,365
95 y/oUS$4,889
99 y/oUS$5,317
0.0%
All-ages avg
0 y/oUS$591
5 y/oUS$533
10 y/oUS$374
15 y/oUS$374
20 y/oUS$397
25 y/oUS$428
30 y/oUS$473
35 y/oUS$532
40 y/oUS$630
45 y/oUS$796
50 y/oUS$1,014
55 y/oUS$1,280
60 y/oUS$1,554
65 y/oUS$1,852
70 y/oUS$2,267
75 y/oUS$2,790
80 y/oUS$3,325
85 y/oUS$3,840
90 y/oUS$4,365
95 y/oUS$4,889
99 y/oUS$5,317
+5.0%
All-ages avg
0 y/oUS$621 (+5.1%)
5 y/oUS$560 (+5.1%)
10 y/oUS$392 (+4.8%)
15 y/oUS$392 (+4.8%)
20 y/oUS$417 (+5.0%)
25 y/oUS$449 (+4.9%)
30 y/oUS$497 (+5.1%)
35 y/oUS$559 (+5.1%)
40 y/oUS$662 (+5.1%)
45 y/oUS$835 (+4.9%)
50 y/oUS$1,064 (+4.9%)
55 y/oUS$1,344 (+5.0%)
60 y/oUS$1,632 (+5.0%)
65 y/oUS$1,945 (+5.0%)
70 y/oUS$2,380 (+5.0%)
75 y/oUS$2,930 (+5.0%)
80 y/oUS$3,491 (+5.0%)
85 y/oUS$4,032 (+5.0%)
90 y/oUS$4,584 (+5.0%)
95 y/oUS$5,133 (+5.0%)
99 y/oUS$5,583 (+5.0%)
+19.6%
All-ages avg
0 y/oUS$745 (+20.0%)
5 y/oUS$672 (+20.0%)
10 y/oUS$465 (+18.6%)
15 y/oUS$441 (+12.5%)
20 y/oUS$500 (+19.9%)
25 y/oUS$539 (+20.0%)
30 y/oUS$596 (+19.9%)
35 y/oUS$671 (+20.0%)
40 y/oUS$794 (+19.9%)
45 y/oUS$1,002 (+20.0%)
50 y/oUS$1,277 (+20.0%)
55 y/oUS$1,613 (+20.0%)
60 y/oUS$1,959 (+20.0%)
65 y/oUS$2,333 (+19.9%)
70 y/oUS$2,856 (+20.0%)
75 y/oUS$3,516 (+20.0%)
80 y/oUS$4,189 (+20.0%)
85 y/oUS$4,839 (+20.0%)
90 y/oUS$5,500 (+20.0%)
95 y/oUS$6,160 (+20.0%)
99 y/oUS$6,700 (+20.0%)
0.0%
All-ages avg
0 y/oUS$745
5 y/oUS$672
10 y/oUS$465
15 y/oUS$441
20 y/oUS$500
25 y/oUS$539
30 y/oUS$596
35 y/oUS$671
40 y/oUS$794
45 y/oUS$1,002
50 y/oUS$1,277
55 y/oUS$1,613
60 y/oUS$1,959
65 y/oUS$2,333
70 y/oUS$2,856
75 y/oUS$3,516
80 y/oUS$4,189
85 y/oUS$4,839
90 y/oUS$5,500
95 y/oUS$6,160
99 y/oUS$6,700
+8.0%
All-ages avg
0 y/oUS$805 (+8.1%)
5 y/oUS$726 (+8.0%)
10 y/oUS$502 (+8.0%)
15 y/oUS$477 (+8.2%)
20 y/oUS$540 (+8.0%)
25 y/oUS$582 (+8.0%)
30 y/oUS$643 (+7.9%)
35 y/oUS$724 (+7.9%)
40 y/oUS$858 (+8.1%)
45 y/oUS$1,083 (+8.1%)
50 y/oUS$1,379 (+8.0%)
55 y/oUS$1,742 (+8.0%)
60 y/oUS$2,115 (+8.0%)
65 y/oUS$2,520 (+8.0%)
70 y/oUS$3,084 (+8.0%)
75 y/oUS$3,797 (+8.0%)
80 y/oUS$4,524 (+8.0%)
85 y/oUS$5,226 (+8.0%)
90 y/oUS$5,940 (+8.0%)
95 y/oUS$6,653 (+8.0%)
99 y/oUS$7,236 (+8.0%)
+12.0%
All-ages avg
0 y/oUS$901 (+11.9%)
5 y/oUS$813 (+12.0%)
10 y/oUS$562 (+12.0%)
15 y/oUS$534 (+11.9%)
20 y/oUS$604 (+11.9%)
25 y/oUS$652 (+12.0%)
30 y/oUS$721 (+12.1%)
35 y/oUS$811 (+12.0%)
40 y/oUS$961 (+12.0%)
45 y/oUS$1,212 (+11.9%)
50 y/oUS$1,545 (+12.0%)
55 y/oUS$1,951 (+12.0%)
60 y/oUS$2,369 (+12.0%)
65 y/oUS$2,822 (+12.0%)
70 y/oUS$3,454 (+12.0%)
75 y/oUS$4,252 (+12.0%)
80 y/oUS$5,067 (+12.0%)
85 y/oUS$5,853 (+12.0%)
90 y/oUS$6,653 (+12.0%)
95 y/oUS$7,451 (+12.0%)
99 y/oUS$8,104 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.26%
5 y/o+6.27%
10 y/o+6.04%
15 y/o+5.26%
20 y/o+6.23%
25 y/o+6.25%
30 y/o+6.26%
35 y/o+6.26%
40 y/o+6.27%
45 y/o+6.24%
50 y/o+6.25%
55 y/o+6.26%
60 y/o+6.26%
65 y/o+6.25%
70 y/o+6.25%
75 y/o+6.25%
80 y/o+6.25%
85 y/o+6.26%
90 y/o+6.26%
95 y/o+6.25%
99 y/o+6.26%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00027-06-000-01 2019-05-14 | F00027-06-000-02 2021-04-01 | F00027-06-000-02 2021-10-01 | F00027-06-000-02 2022-10-01 | F00027-06-000-03 2023-07-01 | F00027-06-000-03 2024-04-01 | F00027-06-000-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$501 | US$501 | US$526 (+5.0%) | US$632 (+20.2%) | US$632 | US$682 (+7.9%) | US$764 (+12.0%) | +6.26% |
| 5 | US$450 | US$450 | US$472 (+4.9%) | US$567 (+20.1%) | US$567 | US$612 (+7.9%) | US$685 (+11.9%) | +6.24% |
| 10 | US$342 | US$342 | US$360 (+5.3%) | US$426 (+18.3%) | US$426 | US$460 (+8.0%) | US$515 (+12.0%) | +6.07% |
| 15 | US$342 | US$342 | US$360 (+5.3%) | US$404 (+12.2%) | US$404 | US$437 (+8.2%) | US$489 (+11.9%) | +5.28% |
| 20 | US$416 | US$416 | US$437 (+5.0%) | US$524 (+19.9%) | US$524 | US$566 (+8.0%) | US$634 (+12.0%) | +6.25% |
| 25 | US$504 | US$504 | US$529 (+5.0%) | US$635 (+20.0%) | US$635 | US$686 (+8.0%) | US$768 (+12.0%) | +6.25% |
| 30 | US$604 | US$604 | US$634 (+5.0%) | US$761 (+20.0%) | US$761 | US$822 (+8.0%) | US$920 (+11.9%) | +6.25% |
| 35 | US$704 | US$704 | US$739 (+5.0%) | US$887 (+20.0%) | US$887 | US$958 (+8.0%) | US$1,073 (+12.0%) | +6.26% |
| 40 | US$819 | US$819 | US$860 (+5.0%) | US$1,032 (+20.0%) | US$1,032 | US$1,114 (+7.9%) | US$1,248 (+12.0%) | +6.25% |
| 45 | US$958 | US$958 | US$1,006 (+5.0%) | US$1,207 (+20.0%) | US$1,207 | US$1,304 (+8.0%) | US$1,460 (+12.0%) | +6.25% |
| 50 | US$1,104 | US$1,104 | US$1,159 (+5.0%) | US$1,391 (+20.0%) | US$1,391 | US$1,502 (+8.0%) | US$1,682 (+12.0%) | +6.25% |
| 55 | US$1,276 | US$1,276 | US$1,340 (+5.0%) | US$1,607 (+19.9%) | US$1,607 | US$1,736 (+8.0%) | US$1,944 (+12.0%) | +6.25% |
| 60 | US$1,495 | US$1,495 | US$1,570 (+5.0%) | US$1,884 (+20.0%) | US$1,884 | US$2,034 (+8.0%) | US$2,278 (+12.0%) | +6.25% |
| 65 | US$1,733 | US$1,733 | US$1,820 (+5.0%) | US$2,183 (+19.9%) | US$2,183 | US$2,358 (+8.0%) | US$2,641 (+12.0%) | +6.25% |
| 70 | US$2,115 | US$2,115 | US$2,221 (+5.0%) | US$2,665 (+20.0%) | US$2,665 | US$2,879 (+8.0%) | US$3,224 (+12.0%) | +6.26% |
| 75 | US$2,709 | US$2,709 | US$2,845 (+5.0%) | US$3,413 (+20.0%) | US$3,413 | US$3,687 (+8.0%) | US$4,129 (+12.0%) | +6.26% |
| 80 | US$3,313 | US$3,313 | US$3,479 (+5.0%) | US$4,175 (+20.0%) | US$4,175 | US$4,509 (+8.0%) | US$5,050 (+12.0%) | +6.26% |
| 85 | US$3,891 | US$3,891 | US$4,086 (+5.0%) | US$4,903 (+20.0%) | US$4,903 | US$5,295 (+8.0%) | US$5,930 (+12.0%) | +6.25% |
| 90 | US$4,480 | US$4,480 | US$4,704 (+5.0%) | US$5,645 (+20.0%) | US$5,645 | US$6,097 (+8.0%) | US$6,828 (+12.0%) | +6.25% |
| 95 | US$5,071 | US$5,071 | US$5,325 (+5.0%) | US$6,390 (+20.0%) | US$6,390 | US$6,901 (+8.0%) | US$7,729 (+12.0%) | +6.26% |
| 99 | US$5,557 | US$5,557 | US$5,834 (+5.0%) | US$7,001 (+20.0%) | US$7,001 | US$7,561 (+8.0%) | US$8,468 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oUS$501
5 y/oUS$450
10 y/oUS$342
15 y/oUS$342
20 y/oUS$416
25 y/oUS$504
30 y/oUS$604
35 y/oUS$704
40 y/oUS$819
45 y/oUS$958
50 y/oUS$1,104
55 y/oUS$1,276
60 y/oUS$1,495
65 y/oUS$1,733
70 y/oUS$2,115
75 y/oUS$2,709
80 y/oUS$3,313
85 y/oUS$3,891
90 y/oUS$4,480
95 y/oUS$5,071
99 y/oUS$5,557
0.0%
All-ages avg
0 y/oUS$501
5 y/oUS$450
10 y/oUS$342
15 y/oUS$342
20 y/oUS$416
25 y/oUS$504
30 y/oUS$604
35 y/oUS$704
40 y/oUS$819
45 y/oUS$958
50 y/oUS$1,104
55 y/oUS$1,276
60 y/oUS$1,495
65 y/oUS$1,733
70 y/oUS$2,115
75 y/oUS$2,709
80 y/oUS$3,313
85 y/oUS$3,891
90 y/oUS$4,480
95 y/oUS$5,071
99 y/oUS$5,557
+5.0%
All-ages avg
0 y/oUS$526 (+5.0%)
5 y/oUS$472 (+4.9%)
10 y/oUS$360 (+5.3%)
15 y/oUS$360 (+5.3%)
20 y/oUS$437 (+5.0%)
25 y/oUS$529 (+5.0%)
30 y/oUS$634 (+5.0%)
35 y/oUS$739 (+5.0%)
40 y/oUS$860 (+5.0%)
45 y/oUS$1,006 (+5.0%)
50 y/oUS$1,159 (+5.0%)
55 y/oUS$1,340 (+5.0%)
60 y/oUS$1,570 (+5.0%)
65 y/oUS$1,820 (+5.0%)
70 y/oUS$2,221 (+5.0%)
75 y/oUS$2,845 (+5.0%)
80 y/oUS$3,479 (+5.0%)
85 y/oUS$4,086 (+5.0%)
90 y/oUS$4,704 (+5.0%)
95 y/oUS$5,325 (+5.0%)
99 y/oUS$5,834 (+5.0%)
+19.6%
All-ages avg
0 y/oUS$632 (+20.2%)
5 y/oUS$567 (+20.1%)
10 y/oUS$426 (+18.3%)
15 y/oUS$404 (+12.2%)
20 y/oUS$524 (+19.9%)
25 y/oUS$635 (+20.0%)
30 y/oUS$761 (+20.0%)
35 y/oUS$887 (+20.0%)
40 y/oUS$1,032 (+20.0%)
45 y/oUS$1,207 (+20.0%)
50 y/oUS$1,391 (+20.0%)
55 y/oUS$1,607 (+19.9%)
60 y/oUS$1,884 (+20.0%)
65 y/oUS$2,183 (+19.9%)
70 y/oUS$2,665 (+20.0%)
75 y/oUS$3,413 (+20.0%)
80 y/oUS$4,175 (+20.0%)
85 y/oUS$4,903 (+20.0%)
90 y/oUS$5,645 (+20.0%)
95 y/oUS$6,390 (+20.0%)
99 y/oUS$7,001 (+20.0%)
0.0%
All-ages avg
0 y/oUS$632
5 y/oUS$567
10 y/oUS$426
15 y/oUS$404
20 y/oUS$524
25 y/oUS$635
30 y/oUS$761
35 y/oUS$887
40 y/oUS$1,032
45 y/oUS$1,207
50 y/oUS$1,391
55 y/oUS$1,607
60 y/oUS$1,884
65 y/oUS$2,183
70 y/oUS$2,665
75 y/oUS$3,413
80 y/oUS$4,175
85 y/oUS$4,903
90 y/oUS$5,645
95 y/oUS$6,390
99 y/oUS$7,001
+8.0%
All-ages avg
0 y/oUS$682 (+7.9%)
5 y/oUS$612 (+7.9%)
10 y/oUS$460 (+8.0%)
15 y/oUS$437 (+8.2%)
20 y/oUS$566 (+8.0%)
25 y/oUS$686 (+8.0%)
30 y/oUS$822 (+8.0%)
35 y/oUS$958 (+8.0%)
40 y/oUS$1,114 (+7.9%)
45 y/oUS$1,304 (+8.0%)
50 y/oUS$1,502 (+8.0%)
55 y/oUS$1,736 (+8.0%)
60 y/oUS$2,034 (+8.0%)
65 y/oUS$2,358 (+8.0%)
70 y/oUS$2,879 (+8.0%)
75 y/oUS$3,687 (+8.0%)
80 y/oUS$4,509 (+8.0%)
85 y/oUS$5,295 (+8.0%)
90 y/oUS$6,097 (+8.0%)
95 y/oUS$6,901 (+8.0%)
99 y/oUS$7,561 (+8.0%)
+12.0%
All-ages avg
0 y/oUS$764 (+12.0%)
5 y/oUS$685 (+11.9%)
10 y/oUS$515 (+12.0%)
15 y/oUS$489 (+11.9%)
20 y/oUS$634 (+12.0%)
25 y/oUS$768 (+12.0%)
30 y/oUS$920 (+11.9%)
35 y/oUS$1,073 (+12.0%)
40 y/oUS$1,248 (+12.0%)
45 y/oUS$1,460 (+12.0%)
50 y/oUS$1,682 (+12.0%)
55 y/oUS$1,944 (+12.0%)
60 y/oUS$2,278 (+12.0%)
65 y/oUS$2,641 (+12.0%)
70 y/oUS$3,224 (+12.0%)
75 y/oUS$4,129 (+12.0%)
80 y/oUS$5,050 (+12.0%)
85 y/oUS$5,930 (+12.0%)
90 y/oUS$6,828 (+12.0%)
95 y/oUS$7,729 (+12.0%)
99 y/oUS$8,468 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.26%
5 y/o+6.24%
10 y/o+6.07%
15 y/o+5.28%
20 y/o+6.25%
25 y/o+6.25%
30 y/o+6.25%
35 y/o+6.26%
40 y/o+6.25%
45 y/o+6.25%
50 y/o+6.25%
55 y/o+6.25%
60 y/o+6.25%
65 y/o+6.25%
70 y/o+6.26%
75 y/o+6.26%
80 y/o+6.26%
85 y/o+6.25%
90 y/o+6.25%
95 y/o+6.26%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27