← Back to Chubb Life Insurance Hong Kong Limited plan series
Chubb VHIS - Flexi Plan - Classic with Top-up benefit (USD)
安達自願醫保（靈活）計劃 - 基本及附加額外保障(美元)
Chubb Life Insurance Hong Kong Limited · F00027-05-001 · 7 versions · Flexi plan · Avg. annual increase +6.20%
HKD
Male
| Age | F00027-01-001-01 2019-05-14 | F00027-01-001-02 2021-04-01 | F00027-01-001-02 2021-10-01 | F00027-01-001-02 2022-10-01 | F00027-01-001-03 2023-07-01 | F00027-01-001-03 2024-04-01 | F00027-01-001-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,526 | HK$4,526 | HK$4,752 (+5.0%) | HK$5,702 (+20.0%) | HK$5,702 | HK$6,158 (+8.0%) | HK$6,896 (+12.0%) | +6.25% |
| 5 | HK$4,155 | HK$4,155 | HK$4,362 (+5.0%) | HK$5,234 (+20.0%) | HK$5,234 | HK$5,652 (+8.0%) | HK$6,330 (+12.0%) | +6.25% |
| 10 | HK$3,037 | HK$3,037 | HK$3,188 (+5.0%) | HK$3,777 (+18.5%) | HK$3,777 | HK$4,079 (+8.0%) | HK$4,568 (+12.0%) | +6.05% |
| 15 | HK$3,037 | HK$3,037 | HK$3,188 (+5.0%) | HK$3,586 (+12.5%) | HK$3,586 | HK$3,872 (+8.0%) | HK$4,336 (+12.0%) | +5.26% |
| 20 | HK$3,080 | HK$3,080 | HK$3,234 (+5.0%) | HK$3,880 (+20.0%) | HK$3,880 | HK$4,190 (+8.0%) | HK$4,692 (+12.0%) | +6.25% |
| 25 | HK$3,330 | HK$3,330 | HK$3,496 (+5.0%) | HK$4,195 (+20.0%) | HK$4,195 | HK$4,530 (+8.0%) | HK$5,073 (+12.0%) | +6.25% |
| 30 | HK$3,682 | HK$3,682 | HK$3,866 (+5.0%) | HK$4,639 (+20.0%) | HK$4,639 | HK$5,010 (+8.0%) | HK$5,611 (+12.0%) | +6.25% |
| 35 | HK$4,310 | HK$4,310 | HK$4,525 (+5.0%) | HK$5,430 (+20.0%) | HK$5,430 | HK$5,864 (+8.0%) | HK$6,567 (+12.0%) | +6.25% |
| 40 | HK$5,257 | HK$5,257 | HK$5,519 (+5.0%) | HK$6,622 (+20.0%) | HK$6,622 | HK$7,151 (+8.0%) | HK$8,009 (+12.0%) | +6.25% |
| 45 | HK$6,453 | HK$6,453 | HK$6,775 (+5.0%) | HK$8,130 (+20.0%) | HK$8,130 | HK$8,780 (+8.0%) | HK$9,833 (+12.0%) | +6.25% |
| 50 | HK$8,432 | HK$8,432 | HK$8,853 (+5.0%) | HK$10,623 (+20.0%) | HK$10,623 | HK$11,472 (+8.0%) | HK$12,848 (+12.0%) | +6.25% |
| 55 | HK$10,566 | HK$10,566 | HK$11,094 (+5.0%) | HK$13,312 (+20.0%) | HK$13,312 | HK$14,376 (+8.0%) | HK$16,101 (+12.0%) | +6.25% |
| 60 | HK$12,674 | HK$12,674 | HK$13,307 (+5.0%) | HK$15,968 (+20.0%) | HK$15,968 | HK$17,245 (+8.0%) | HK$19,314 (+12.0%) | +6.25% |
| 65 | HK$14,808 | HK$14,808 | HK$15,548 (+5.0%) | HK$18,657 (+20.0%) | HK$18,657 | HK$20,149 (+8.0%) | HK$22,566 (+12.0%) | +6.25% |
| 70 | HK$18,026 | HK$18,026 | HK$18,927 (+5.0%) | HK$22,712 (+20.0%) | HK$22,712 | HK$24,528 (+8.0%) | HK$27,471 (+12.0%) | +6.25% |
| 75 | HK$22,181 | HK$22,181 | HK$23,290 (+5.0%) | HK$27,948 (+20.0%) | HK$27,948 | HK$30,183 (+8.0%) | HK$33,804 (+12.0%) | +6.25% |
| 80 | HK$26,432 | HK$26,432 | HK$27,753 (+5.0%) | HK$33,303 (+20.0%) | HK$33,303 | HK$35,967 (+8.0%) | HK$40,283 (+12.0%) | +6.25% |
| 85 | HK$30,534 | HK$30,534 | HK$32,060 (+5.0%) | HK$38,472 (+20.0%) | HK$38,472 | HK$41,549 (+8.0%) | HK$46,534 (+12.0%) | +6.25% |
| 90 | HK$34,711 | HK$34,711 | HK$36,446 (+5.0%) | HK$43,735 (+20.0%) | HK$43,735 | HK$47,233 (+8.0%) | HK$52,900 (+12.0%) | +6.25% |
| 95 | HK$38,875 | HK$38,875 | HK$40,818 (+5.0%) | HK$48,981 (+20.0%) | HK$48,981 | HK$52,899 (+8.0%) | HK$59,246 (+12.0%) | +6.25% |
| 99 | HK$42,283 | HK$42,283 | HK$44,397 (+5.0%) | HK$53,276 (+20.0%) | HK$53,276 | HK$57,538 (+8.0%) | HK$64,442 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$4,526
5 y/oHK$4,155
10 y/oHK$3,037
15 y/oHK$3,037
20 y/oHK$3,080
25 y/oHK$3,330
30 y/oHK$3,682
35 y/oHK$4,310
40 y/oHK$5,257
45 y/oHK$6,453
50 y/oHK$8,432
55 y/oHK$10,566
60 y/oHK$12,674
65 y/oHK$14,808
70 y/oHK$18,026
75 y/oHK$22,181
80 y/oHK$26,432
85 y/oHK$30,534
90 y/oHK$34,711
95 y/oHK$38,875
99 y/oHK$42,283
0.0%
All-ages avg
0 y/oHK$4,526
5 y/oHK$4,155
10 y/oHK$3,037
15 y/oHK$3,037
20 y/oHK$3,080
25 y/oHK$3,330
30 y/oHK$3,682
35 y/oHK$4,310
40 y/oHK$5,257
45 y/oHK$6,453
50 y/oHK$8,432
55 y/oHK$10,566
60 y/oHK$12,674
65 y/oHK$14,808
70 y/oHK$18,026
75 y/oHK$22,181
80 y/oHK$26,432
85 y/oHK$30,534
90 y/oHK$34,711
95 y/oHK$38,875
99 y/oHK$42,283
+5.0%
All-ages avg
0 y/oHK$4,752 (+5.0%)
5 y/oHK$4,362 (+5.0%)
10 y/oHK$3,188 (+5.0%)
15 y/oHK$3,188 (+5.0%)
20 y/oHK$3,234 (+5.0%)
25 y/oHK$3,496 (+5.0%)
30 y/oHK$3,866 (+5.0%)
35 y/oHK$4,525 (+5.0%)
40 y/oHK$5,519 (+5.0%)
45 y/oHK$6,775 (+5.0%)
50 y/oHK$8,853 (+5.0%)
55 y/oHK$11,094 (+5.0%)
60 y/oHK$13,307 (+5.0%)
65 y/oHK$15,548 (+5.0%)
70 y/oHK$18,927 (+5.0%)
75 y/oHK$23,290 (+5.0%)
80 y/oHK$27,753 (+5.0%)
85 y/oHK$32,060 (+5.0%)
90 y/oHK$36,446 (+5.0%)
95 y/oHK$40,818 (+5.0%)
99 y/oHK$44,397 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$5,702 (+20.0%)
5 y/oHK$5,234 (+20.0%)
10 y/oHK$3,777 (+18.5%)
15 y/oHK$3,586 (+12.5%)
20 y/oHK$3,880 (+20.0%)
25 y/oHK$4,195 (+20.0%)
30 y/oHK$4,639 (+20.0%)
35 y/oHK$5,430 (+20.0%)
40 y/oHK$6,622 (+20.0%)
45 y/oHK$8,130 (+20.0%)
50 y/oHK$10,623 (+20.0%)
55 y/oHK$13,312 (+20.0%)
60 y/oHK$15,968 (+20.0%)
65 y/oHK$18,657 (+20.0%)
70 y/oHK$22,712 (+20.0%)
75 y/oHK$27,948 (+20.0%)
80 y/oHK$33,303 (+20.0%)
85 y/oHK$38,472 (+20.0%)
90 y/oHK$43,735 (+20.0%)
95 y/oHK$48,981 (+20.0%)
99 y/oHK$53,276 (+20.0%)
0.0%
All-ages avg
0 y/oHK$5,702
5 y/oHK$5,234
10 y/oHK$3,777
15 y/oHK$3,586
20 y/oHK$3,880
25 y/oHK$4,195
30 y/oHK$4,639
35 y/oHK$5,430
40 y/oHK$6,622
45 y/oHK$8,130
50 y/oHK$10,623
55 y/oHK$13,312
60 y/oHK$15,968
65 y/oHK$18,657
70 y/oHK$22,712
75 y/oHK$27,948
80 y/oHK$33,303
85 y/oHK$38,472
90 y/oHK$43,735
95 y/oHK$48,981
99 y/oHK$53,276
+8.0%
All-ages avg
0 y/oHK$6,158 (+8.0%)
5 y/oHK$5,652 (+8.0%)
10 y/oHK$4,079 (+8.0%)
15 y/oHK$3,872 (+8.0%)
20 y/oHK$4,190 (+8.0%)
25 y/oHK$4,530 (+8.0%)
30 y/oHK$5,010 (+8.0%)
35 y/oHK$5,864 (+8.0%)
40 y/oHK$7,151 (+8.0%)
45 y/oHK$8,780 (+8.0%)
50 y/oHK$11,472 (+8.0%)
55 y/oHK$14,376 (+8.0%)
60 y/oHK$17,245 (+8.0%)
65 y/oHK$20,149 (+8.0%)
70 y/oHK$24,528 (+8.0%)
75 y/oHK$30,183 (+8.0%)
80 y/oHK$35,967 (+8.0%)
85 y/oHK$41,549 (+8.0%)
90 y/oHK$47,233 (+8.0%)
95 y/oHK$52,899 (+8.0%)
99 y/oHK$57,538 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$6,896 (+12.0%)
5 y/oHK$6,330 (+12.0%)
10 y/oHK$4,568 (+12.0%)
15 y/oHK$4,336 (+12.0%)
20 y/oHK$4,692 (+12.0%)
25 y/oHK$5,073 (+12.0%)
30 y/oHK$5,611 (+12.0%)
35 y/oHK$6,567 (+12.0%)
40 y/oHK$8,009 (+12.0%)
45 y/oHK$9,833 (+12.0%)
50 y/oHK$12,848 (+12.0%)
55 y/oHK$16,101 (+12.0%)
60 y/oHK$19,314 (+12.0%)
65 y/oHK$22,566 (+12.0%)
70 y/oHK$27,471 (+12.0%)
75 y/oHK$33,804 (+12.0%)
80 y/oHK$40,283 (+12.0%)
85 y/oHK$46,534 (+12.0%)
90 y/oHK$52,900 (+12.0%)
95 y/oHK$59,246 (+12.0%)
99 y/oHK$64,442 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.25%
5 y/o+6.25%
10 y/o+6.05%
15 y/o+5.26%
20 y/o+6.25%
25 y/o+6.25%
30 y/o+6.25%
35 y/o+6.25%
40 y/o+6.25%
45 y/o+6.25%
50 y/o+6.25%
55 y/o+6.25%
60 y/o+6.25%
65 y/o+6.25%
70 y/o+6.25%
75 y/o+6.25%
80 y/o+6.25%
85 y/o+6.25%
90 y/o+6.25%
95 y/o+6.25%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00027-01-001-01 2019-05-14 | F00027-01-001-02 2021-04-01 | F00027-01-001-02 2021-10-01 | F00027-01-001-02 2022-10-01 | F00027-01-001-03 2023-07-01 | F00027-01-001-03 2024-04-01 | F00027-01-001-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,526 | HK$4,526 | HK$4,752 (+5.0%) | HK$5,702 (+20.0%) | HK$5,702 | HK$6,158 (+8.0%) | HK$6,896 (+12.0%) | +6.25% |
| 5 | HK$3,975 | HK$3,975 | HK$4,173 (+5.0%) | HK$5,007 (+20.0%) | HK$5,007 | HK$5,407 (+8.0%) | HK$6,055 (+12.0%) | +6.25% |
| 10 | HK$3,235 | HK$3,235 | HK$3,396 (+5.0%) | HK$4,024 (+18.5%) | HK$4,024 | HK$4,345 (+8.0%) | HK$4,866 (+12.0%) | +6.05% |
| 15 | HK$3,235 | HK$3,235 | HK$3,396 (+5.0%) | HK$3,820 (+12.5%) | HK$3,820 | HK$4,125 (+8.0%) | HK$4,620 (+12.0%) | +5.26% |
| 20 | HK$3,665 | HK$3,665 | HK$3,848 (+5.0%) | HK$4,617 (+20.0%) | HK$4,617 | HK$4,986 (+8.0%) | HK$5,584 (+12.0%) | +6.25% |
| 25 | HK$4,156 | HK$4,156 | HK$4,363 (+5.0%) | HK$5,235 (+20.0%) | HK$5,235 | HK$5,653 (+8.0%) | HK$6,331 (+12.0%) | +6.25% |
| 30 | HK$4,810 | HK$4,810 | HK$5,050 (+5.0%) | HK$6,060 (+20.0%) | HK$6,060 | HK$6,544 (+8.0%) | HK$7,329 (+12.0%) | +6.25% |
| 35 | HK$5,567 | HK$5,567 | HK$5,845 (+5.0%) | HK$7,014 (+20.0%) | HK$7,014 | HK$7,575 (+8.0%) | HK$8,484 (+12.0%) | +6.25% |
| 40 | HK$6,427 | HK$6,427 | HK$6,748 (+5.0%) | HK$8,097 (+20.0%) | HK$8,097 | HK$8,744 (+8.0%) | HK$9,793 (+12.0%) | +6.25% |
| 45 | HK$7,546 | HK$7,546 | HK$7,923 (+5.0%) | HK$9,507 (+20.0%) | HK$9,507 | HK$10,267 (+8.0%) | HK$11,499 (+12.0%) | +6.25% |
| 50 | HK$8,965 | HK$8,965 | HK$9,413 (+5.0%) | HK$11,295 (+20.0%) | HK$11,295 | HK$12,198 (+8.0%) | HK$13,661 (+12.0%) | +6.25% |
| 55 | HK$10,420 | HK$10,420 | HK$10,941 (+5.0%) | HK$13,129 (+20.0%) | HK$13,129 | HK$14,179 (+8.0%) | HK$15,880 (+12.0%) | +6.25% |
| 60 | HK$12,149 | HK$12,149 | HK$12,756 (+5.0%) | HK$15,307 (+20.0%) | HK$15,307 | HK$16,531 (+8.0%) | HK$18,514 (+12.0%) | +6.25% |
| 65 | HK$14,412 | HK$14,412 | HK$15,132 (+5.0%) | HK$18,158 (+20.0%) | HK$18,158 | HK$19,610 (+8.0%) | HK$21,963 (+12.0%) | +6.25% |
| 70 | HK$17,768 | HK$17,768 | HK$18,656 (+5.0%) | HK$22,387 (+20.0%) | HK$22,387 | HK$24,177 (+8.0%) | HK$27,078 (+12.0%) | +6.25% |
| 75 | HK$22,109 | HK$22,109 | HK$23,214 (+5.0%) | HK$27,856 (+20.0%) | HK$27,856 | HK$30,084 (+8.0%) | HK$33,694 (+12.0%) | +6.25% |
| 80 | HK$27,044 | HK$27,044 | HK$28,396 (+5.0%) | HK$34,075 (+20.0%) | HK$34,075 | HK$36,801 (+8.0%) | HK$41,217 (+12.0%) | +6.25% |
| 85 | HK$31,764 | HK$31,764 | HK$33,352 (+5.0%) | HK$40,022 (+20.0%) | HK$40,022 | HK$43,223 (+8.0%) | HK$48,409 (+12.0%) | +6.25% |
| 90 | HK$36,579 | HK$36,579 | HK$38,407 (+5.0%) | HK$46,088 (+20.0%) | HK$46,088 | HK$49,775 (+8.0%) | HK$55,748 (+12.0%) | +6.25% |
| 95 | HK$41,407 | HK$41,407 | HK$43,477 (+5.0%) | HK$52,172 (+20.0%) | HK$52,172 | HK$56,345 (+8.0%) | HK$63,106 (+12.0%) | +6.25% |
| 99 | HK$45,370 | HK$45,370 | HK$47,638 (+5.0%) | HK$57,165 (+20.0%) | HK$57,165 | HK$61,738 (+8.0%) | HK$69,146 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$4,526
5 y/oHK$3,975
10 y/oHK$3,235
15 y/oHK$3,235
20 y/oHK$3,665
25 y/oHK$4,156
30 y/oHK$4,810
35 y/oHK$5,567
40 y/oHK$6,427
45 y/oHK$7,546
50 y/oHK$8,965
55 y/oHK$10,420
60 y/oHK$12,149
65 y/oHK$14,412
70 y/oHK$17,768
75 y/oHK$22,109
80 y/oHK$27,044
85 y/oHK$31,764
90 y/oHK$36,579
95 y/oHK$41,407
99 y/oHK$45,370
0.0%
All-ages avg
0 y/oHK$4,526
5 y/oHK$3,975
10 y/oHK$3,235
15 y/oHK$3,235
20 y/oHK$3,665
25 y/oHK$4,156
30 y/oHK$4,810
35 y/oHK$5,567
40 y/oHK$6,427
45 y/oHK$7,546
50 y/oHK$8,965
55 y/oHK$10,420
60 y/oHK$12,149
65 y/oHK$14,412
70 y/oHK$17,768
75 y/oHK$22,109
80 y/oHK$27,044
85 y/oHK$31,764
90 y/oHK$36,579
95 y/oHK$41,407
99 y/oHK$45,370
+5.0%
All-ages avg
0 y/oHK$4,752 (+5.0%)
5 y/oHK$4,173 (+5.0%)
10 y/oHK$3,396 (+5.0%)
15 y/oHK$3,396 (+5.0%)
20 y/oHK$3,848 (+5.0%)
25 y/oHK$4,363 (+5.0%)
30 y/oHK$5,050 (+5.0%)
35 y/oHK$5,845 (+5.0%)
40 y/oHK$6,748 (+5.0%)
45 y/oHK$7,923 (+5.0%)
50 y/oHK$9,413 (+5.0%)
55 y/oHK$10,941 (+5.0%)
60 y/oHK$12,756 (+5.0%)
65 y/oHK$15,132 (+5.0%)
70 y/oHK$18,656 (+5.0%)
75 y/oHK$23,214 (+5.0%)
80 y/oHK$28,396 (+5.0%)
85 y/oHK$33,352 (+5.0%)
90 y/oHK$38,407 (+5.0%)
95 y/oHK$43,477 (+5.0%)
99 y/oHK$47,638 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$5,702 (+20.0%)
5 y/oHK$5,007 (+20.0%)
10 y/oHK$4,024 (+18.5%)
15 y/oHK$3,820 (+12.5%)
20 y/oHK$4,617 (+20.0%)
25 y/oHK$5,235 (+20.0%)
30 y/oHK$6,060 (+20.0%)
35 y/oHK$7,014 (+20.0%)
40 y/oHK$8,097 (+20.0%)
45 y/oHK$9,507 (+20.0%)
50 y/oHK$11,295 (+20.0%)
55 y/oHK$13,129 (+20.0%)
60 y/oHK$15,307 (+20.0%)
65 y/oHK$18,158 (+20.0%)
70 y/oHK$22,387 (+20.0%)
75 y/oHK$27,856 (+20.0%)
80 y/oHK$34,075 (+20.0%)
85 y/oHK$40,022 (+20.0%)
90 y/oHK$46,088 (+20.0%)
95 y/oHK$52,172 (+20.0%)
99 y/oHK$57,165 (+20.0%)
0.0%
All-ages avg
0 y/oHK$5,702
5 y/oHK$5,007
10 y/oHK$4,024
15 y/oHK$3,820
20 y/oHK$4,617
25 y/oHK$5,235
30 y/oHK$6,060
35 y/oHK$7,014
40 y/oHK$8,097
45 y/oHK$9,507
50 y/oHK$11,295
55 y/oHK$13,129
60 y/oHK$15,307
65 y/oHK$18,158
70 y/oHK$22,387
75 y/oHK$27,856
80 y/oHK$34,075
85 y/oHK$40,022
90 y/oHK$46,088
95 y/oHK$52,172
99 y/oHK$57,165
+8.0%
All-ages avg
0 y/oHK$6,158 (+8.0%)
5 y/oHK$5,407 (+8.0%)
10 y/oHK$4,345 (+8.0%)
15 y/oHK$4,125 (+8.0%)
20 y/oHK$4,986 (+8.0%)
25 y/oHK$5,653 (+8.0%)
30 y/oHK$6,544 (+8.0%)
35 y/oHK$7,575 (+8.0%)
40 y/oHK$8,744 (+8.0%)
45 y/oHK$10,267 (+8.0%)
50 y/oHK$12,198 (+8.0%)
55 y/oHK$14,179 (+8.0%)
60 y/oHK$16,531 (+8.0%)
65 y/oHK$19,610 (+8.0%)
70 y/oHK$24,177 (+8.0%)
75 y/oHK$30,084 (+8.0%)
80 y/oHK$36,801 (+8.0%)
85 y/oHK$43,223 (+8.0%)
90 y/oHK$49,775 (+8.0%)
95 y/oHK$56,345 (+8.0%)
99 y/oHK$61,738 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$6,896 (+12.0%)
5 y/oHK$6,055 (+12.0%)
10 y/oHK$4,866 (+12.0%)
15 y/oHK$4,620 (+12.0%)
20 y/oHK$5,584 (+12.0%)
25 y/oHK$6,331 (+12.0%)
30 y/oHK$7,329 (+12.0%)
35 y/oHK$8,484 (+12.0%)
40 y/oHK$9,793 (+12.0%)
45 y/oHK$11,499 (+12.0%)
50 y/oHK$13,661 (+12.0%)
55 y/oHK$15,880 (+12.0%)
60 y/oHK$18,514 (+12.0%)
65 y/oHK$21,963 (+12.0%)
70 y/oHK$27,078 (+12.0%)
75 y/oHK$33,694 (+12.0%)
80 y/oHK$41,217 (+12.0%)
85 y/oHK$48,409 (+12.0%)
90 y/oHK$55,748 (+12.0%)
95 y/oHK$63,106 (+12.0%)
99 y/oHK$69,146 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.25%
5 y/o+6.25%
10 y/o+6.05%
15 y/o+5.26%
20 y/o+6.25%
25 y/o+6.25%
30 y/o+6.25%
35 y/o+6.25%
40 y/o+6.25%
45 y/o+6.25%
50 y/o+6.25%
55 y/o+6.25%
60 y/o+6.25%
65 y/o+6.25%
70 y/o+6.25%
75 y/o+6.25%
80 y/o+6.25%
85 y/o+6.25%
90 y/o+6.25%
95 y/o+6.25%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
Male
| Age | F00027-05-001-01 2019-05-14 | F00027-05-001-02 2021-04-01 | F00027-05-001-02 2021-10-01 | F00027-05-001-02 2022-10-01 | F00027-05-001-03 2023-07-01 | F00027-05-001-03 2024-04-01 | F00027-05-001-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$580 | US$580 | US$609 (+5.0%) | US$731 (+20.0%) | US$731 | US$789 (+7.9%) | US$884 (+12.0%) | +6.26% |
| 5 | US$533 | US$533 | US$559 (+4.9%) | US$671 (+20.0%) | US$671 | US$725 (+8.0%) | US$812 (+12.0%) | +6.25% |
| 10 | US$389 | US$389 | US$409 (+5.1%) | US$484 (+18.3%) | US$484 | US$523 (+8.1%) | US$586 (+12.0%) | +6.08% |
| 15 | US$389 | US$389 | US$409 (+5.1%) | US$460 (+12.5%) | US$460 | US$496 (+7.8%) | US$556 (+12.1%) | +5.28% |
| 20 | US$395 | US$395 | US$415 (+5.1%) | US$497 (+19.8%) | US$497 | US$537 (+8.0%) | US$602 (+12.1%) | +6.25% |
| 25 | US$427 | US$427 | US$448 (+4.9%) | US$538 (+20.1%) | US$538 | US$581 (+8.0%) | US$650 (+11.9%) | +6.24% |
| 30 | US$472 | US$472 | US$496 (+5.1%) | US$595 (+20.0%) | US$595 | US$642 (+7.9%) | US$719 (+12.0%) | +6.25% |
| 35 | US$553 | US$553 | US$580 (+4.9%) | US$696 (+20.0%) | US$696 | US$752 (+8.0%) | US$842 (+12.0%) | +6.24% |
| 40 | US$674 | US$674 | US$708 (+5.0%) | US$849 (+19.9%) | US$849 | US$917 (+8.0%) | US$1,027 (+12.0%) | +6.25% |
| 45 | US$827 | US$827 | US$869 (+5.1%) | US$1,042 (+19.9%) | US$1,042 | US$1,126 (+8.1%) | US$1,261 (+12.0%) | +6.26% |
| 50 | US$1,081 | US$1,081 | US$1,135 (+5.0%) | US$1,362 (+20.0%) | US$1,362 | US$1,471 (+8.0%) | US$1,647 (+12.0%) | +6.25% |
| 55 | US$1,355 | US$1,355 | US$1,422 (+4.9%) | US$1,707 (+20.0%) | US$1,707 | US$1,843 (+8.0%) | US$2,064 (+12.0%) | +6.25% |
| 60 | US$1,625 | US$1,625 | US$1,706 (+5.0%) | US$2,047 (+20.0%) | US$2,047 | US$2,211 (+8.0%) | US$2,476 (+12.0%) | +6.25% |
| 65 | US$1,898 | US$1,898 | US$1,993 (+5.0%) | US$2,392 (+20.0%) | US$2,392 | US$2,583 (+8.0%) | US$2,893 (+12.0%) | +6.26% |
| 70 | US$2,311 | US$2,311 | US$2,427 (+5.0%) | US$2,912 (+20.0%) | US$2,912 | US$3,145 (+8.0%) | US$3,522 (+12.0%) | +6.25% |
| 75 | US$2,844 | US$2,844 | US$2,986 (+5.0%) | US$3,583 (+20.0%) | US$3,583 | US$3,870 (+8.0%) | US$4,334 (+12.0%) | +6.25% |
| 80 | US$3,389 | US$3,389 | US$3,558 (+5.0%) | US$4,270 (+20.0%) | US$4,270 | US$4,611 (+8.0%) | US$5,164 (+12.0%) | +6.25% |
| 85 | US$3,915 | US$3,915 | US$4,110 (+5.0%) | US$4,932 (+20.0%) | US$4,932 | US$5,327 (+8.0%) | US$5,966 (+12.0%) | +6.25% |
| 90 | US$4,450 | US$4,450 | US$4,673 (+5.0%) | US$5,607 (+20.0%) | US$5,607 | US$6,056 (+8.0%) | US$6,782 (+12.0%) | +6.25% |
| 95 | US$4,984 | US$4,984 | US$5,233 (+5.0%) | US$6,280 (+20.0%) | US$6,280 | US$6,782 (+8.0%) | US$7,596 (+12.0%) | +6.25% |
| 99 | US$5,421 | US$5,421 | US$5,692 (+5.0%) | US$6,830 (+20.0%) | US$6,830 | US$7,377 (+8.0%) | US$8,262 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.5% | 0.0% | +8.0% | +12.0% | — |
0 y/oUS$580
5 y/oUS$533
10 y/oUS$389
15 y/oUS$389
20 y/oUS$395
25 y/oUS$427
30 y/oUS$472
35 y/oUS$553
40 y/oUS$674
45 y/oUS$827
50 y/oUS$1,081
55 y/oUS$1,355
60 y/oUS$1,625
65 y/oUS$1,898
70 y/oUS$2,311
75 y/oUS$2,844
80 y/oUS$3,389
85 y/oUS$3,915
90 y/oUS$4,450
95 y/oUS$4,984
99 y/oUS$5,421
0.0%
All-ages avg
0 y/oUS$580
5 y/oUS$533
10 y/oUS$389
15 y/oUS$389
20 y/oUS$395
25 y/oUS$427
30 y/oUS$472
35 y/oUS$553
40 y/oUS$674
45 y/oUS$827
50 y/oUS$1,081
55 y/oUS$1,355
60 y/oUS$1,625
65 y/oUS$1,898
70 y/oUS$2,311
75 y/oUS$2,844
80 y/oUS$3,389
85 y/oUS$3,915
90 y/oUS$4,450
95 y/oUS$4,984
99 y/oUS$5,421
+5.0%
All-ages avg
0 y/oUS$609 (+5.0%)
5 y/oUS$559 (+4.9%)
10 y/oUS$409 (+5.1%)
15 y/oUS$409 (+5.1%)
20 y/oUS$415 (+5.1%)
25 y/oUS$448 (+4.9%)
30 y/oUS$496 (+5.1%)
35 y/oUS$580 (+4.9%)
40 y/oUS$708 (+5.0%)
45 y/oUS$869 (+5.1%)
50 y/oUS$1,135 (+5.0%)
55 y/oUS$1,422 (+4.9%)
60 y/oUS$1,706 (+5.0%)
65 y/oUS$1,993 (+5.0%)
70 y/oUS$2,427 (+5.0%)
75 y/oUS$2,986 (+5.0%)
80 y/oUS$3,558 (+5.0%)
85 y/oUS$4,110 (+5.0%)
90 y/oUS$4,673 (+5.0%)
95 y/oUS$5,233 (+5.0%)
99 y/oUS$5,692 (+5.0%)
+19.5%
All-ages avg
0 y/oUS$731 (+20.0%)
5 y/oUS$671 (+20.0%)
10 y/oUS$484 (+18.3%)
15 y/oUS$460 (+12.5%)
20 y/oUS$497 (+19.8%)
25 y/oUS$538 (+20.1%)
30 y/oUS$595 (+20.0%)
35 y/oUS$696 (+20.0%)
40 y/oUS$849 (+19.9%)
45 y/oUS$1,042 (+19.9%)
50 y/oUS$1,362 (+20.0%)
55 y/oUS$1,707 (+20.0%)
60 y/oUS$2,047 (+20.0%)
65 y/oUS$2,392 (+20.0%)
70 y/oUS$2,912 (+20.0%)
75 y/oUS$3,583 (+20.0%)
80 y/oUS$4,270 (+20.0%)
85 y/oUS$4,932 (+20.0%)
90 y/oUS$5,607 (+20.0%)
95 y/oUS$6,280 (+20.0%)
99 y/oUS$6,830 (+20.0%)
0.0%
All-ages avg
0 y/oUS$731
5 y/oUS$671
10 y/oUS$484
15 y/oUS$460
20 y/oUS$497
25 y/oUS$538
30 y/oUS$595
35 y/oUS$696
40 y/oUS$849
45 y/oUS$1,042
50 y/oUS$1,362
55 y/oUS$1,707
60 y/oUS$2,047
65 y/oUS$2,392
70 y/oUS$2,912
75 y/oUS$3,583
80 y/oUS$4,270
85 y/oUS$4,932
90 y/oUS$5,607
95 y/oUS$6,280
99 y/oUS$6,830
+8.0%
All-ages avg
0 y/oUS$789 (+7.9%)
5 y/oUS$725 (+8.0%)
10 y/oUS$523 (+8.1%)
15 y/oUS$496 (+7.8%)
20 y/oUS$537 (+8.0%)
25 y/oUS$581 (+8.0%)
30 y/oUS$642 (+7.9%)
35 y/oUS$752 (+8.0%)
40 y/oUS$917 (+8.0%)
45 y/oUS$1,126 (+8.1%)
50 y/oUS$1,471 (+8.0%)
55 y/oUS$1,843 (+8.0%)
60 y/oUS$2,211 (+8.0%)
65 y/oUS$2,583 (+8.0%)
70 y/oUS$3,145 (+8.0%)
75 y/oUS$3,870 (+8.0%)
80 y/oUS$4,611 (+8.0%)
85 y/oUS$5,327 (+8.0%)
90 y/oUS$6,056 (+8.0%)
95 y/oUS$6,782 (+8.0%)
99 y/oUS$7,377 (+8.0%)
+12.0%
All-ages avg
0 y/oUS$884 (+12.0%)
5 y/oUS$812 (+12.0%)
10 y/oUS$586 (+12.0%)
15 y/oUS$556 (+12.1%)
20 y/oUS$602 (+12.1%)
25 y/oUS$650 (+11.9%)
30 y/oUS$719 (+12.0%)
35 y/oUS$842 (+12.0%)
40 y/oUS$1,027 (+12.0%)
45 y/oUS$1,261 (+12.0%)
50 y/oUS$1,647 (+12.0%)
55 y/oUS$2,064 (+12.0%)
60 y/oUS$2,476 (+12.0%)
65 y/oUS$2,893 (+12.0%)
70 y/oUS$3,522 (+12.0%)
75 y/oUS$4,334 (+12.0%)
80 y/oUS$5,164 (+12.0%)
85 y/oUS$5,966 (+12.0%)
90 y/oUS$6,782 (+12.0%)
95 y/oUS$7,596 (+12.0%)
99 y/oUS$8,262 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.26%
5 y/o+6.25%
10 y/o+6.08%
15 y/o+5.28%
20 y/o+6.25%
25 y/o+6.24%
30 y/o+6.25%
35 y/o+6.24%
40 y/o+6.25%
45 y/o+6.26%
50 y/o+6.25%
55 y/o+6.25%
60 y/o+6.25%
65 y/o+6.26%
70 y/o+6.25%
75 y/o+6.25%
80 y/o+6.25%
85 y/o+6.25%
90 y/o+6.25%
95 y/o+6.25%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00027-05-001-01 2019-05-14 | F00027-05-001-02 2021-04-01 | F00027-05-001-02 2021-10-01 | F00027-05-001-02 2022-10-01 | F00027-05-001-03 2023-07-01 | F00027-05-001-03 2024-04-01 | F00027-05-001-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$580 | US$580 | US$609 (+5.0%) | US$731 (+20.0%) | US$731 | US$789 (+7.9%) | US$884 (+12.0%) | +6.26% |
| 5 | US$510 | US$510 | US$535 (+4.9%) | US$642 (+20.0%) | US$642 | US$693 (+7.9%) | US$776 (+12.0%) | +6.23% |
| 10 | US$415 | US$415 | US$435 (+4.8%) | US$516 (+18.6%) | US$516 | US$557 (+7.9%) | US$624 (+12.0%) | +6.05% |
| 15 | US$415 | US$415 | US$435 (+4.8%) | US$490 (+12.6%) | US$490 | US$529 (+8.0%) | US$592 (+11.9%) | +5.25% |
| 20 | US$470 | US$470 | US$493 (+4.9%) | US$592 (+20.1%) | US$592 | US$639 (+7.9%) | US$716 (+12.1%) | +6.25% |
| 25 | US$533 | US$533 | US$559 (+4.9%) | US$671 (+20.0%) | US$671 | US$725 (+8.0%) | US$812 (+12.0%) | +6.25% |
| 30 | US$617 | US$617 | US$647 (+4.9%) | US$777 (+20.1%) | US$777 | US$839 (+8.0%) | US$940 (+12.0%) | +6.25% |
| 35 | US$714 | US$714 | US$749 (+4.9%) | US$899 (+20.0%) | US$899 | US$971 (+8.0%) | US$1,088 (+12.0%) | +6.25% |
| 40 | US$824 | US$824 | US$865 (+5.0%) | US$1,038 (+20.0%) | US$1,038 | US$1,121 (+8.0%) | US$1,256 (+12.0%) | +6.26% |
| 45 | US$967 | US$967 | US$1,016 (+5.1%) | US$1,219 (+20.0%) | US$1,219 | US$1,316 (+8.0%) | US$1,474 (+12.0%) | +6.26% |
| 50 | US$1,149 | US$1,149 | US$1,207 (+5.0%) | US$1,448 (+20.0%) | US$1,448 | US$1,564 (+8.0%) | US$1,751 (+12.0%) | +6.25% |
| 55 | US$1,336 | US$1,336 | US$1,403 (+5.0%) | US$1,683 (+20.0%) | US$1,683 | US$1,818 (+8.0%) | US$2,036 (+12.0%) | +6.25% |
| 60 | US$1,558 | US$1,558 | US$1,635 (+4.9%) | US$1,962 (+20.0%) | US$1,962 | US$2,119 (+8.0%) | US$2,374 (+12.0%) | +6.25% |
| 65 | US$1,848 | US$1,848 | US$1,940 (+5.0%) | US$2,328 (+20.0%) | US$2,328 | US$2,514 (+8.0%) | US$2,816 (+12.0%) | +6.25% |
| 70 | US$2,278 | US$2,278 | US$2,392 (+5.0%) | US$2,870 (+20.0%) | US$2,870 | US$3,100 (+8.0%) | US$3,472 (+12.0%) | +6.26% |
| 75 | US$2,834 | US$2,834 | US$2,976 (+5.0%) | US$3,571 (+20.0%) | US$3,571 | US$3,857 (+8.0%) | US$4,320 (+12.0%) | +6.26% |
| 80 | US$3,467 | US$3,467 | US$3,641 (+5.0%) | US$4,369 (+20.0%) | US$4,369 | US$4,718 (+8.0%) | US$5,284 (+12.0%) | +6.25% |
| 85 | US$4,072 | US$4,072 | US$4,276 (+5.0%) | US$5,131 (+20.0%) | US$5,131 | US$5,541 (+8.0%) | US$6,206 (+12.0%) | +6.25% |
| 90 | US$4,690 | US$4,690 | US$4,924 (+5.0%) | US$5,909 (+20.0%) | US$5,909 | US$6,381 (+8.0%) | US$7,147 (+12.0%) | +6.25% |
| 95 | US$5,308 | US$5,308 | US$5,574 (+5.0%) | US$6,689 (+20.0%) | US$6,689 | US$7,224 (+8.0%) | US$8,091 (+12.0%) | +6.26% |
| 99 | US$5,817 | US$5,817 | US$6,107 (+5.0%) | US$7,329 (+20.0%) | US$7,329 | US$7,915 (+8.0%) | US$8,865 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oUS$580
5 y/oUS$510
10 y/oUS$415
15 y/oUS$415
20 y/oUS$470
25 y/oUS$533
30 y/oUS$617
35 y/oUS$714
40 y/oUS$824
45 y/oUS$967
50 y/oUS$1,149
55 y/oUS$1,336
60 y/oUS$1,558
65 y/oUS$1,848
70 y/oUS$2,278
75 y/oUS$2,834
80 y/oUS$3,467
85 y/oUS$4,072
90 y/oUS$4,690
95 y/oUS$5,308
99 y/oUS$5,817
0.0%
All-ages avg
0 y/oUS$580
5 y/oUS$510
10 y/oUS$415
15 y/oUS$415
20 y/oUS$470
25 y/oUS$533
30 y/oUS$617
35 y/oUS$714
40 y/oUS$824
45 y/oUS$967
50 y/oUS$1,149
55 y/oUS$1,336
60 y/oUS$1,558
65 y/oUS$1,848
70 y/oUS$2,278
75 y/oUS$2,834
80 y/oUS$3,467
85 y/oUS$4,072
90 y/oUS$4,690
95 y/oUS$5,308
99 y/oUS$5,817
+5.0%
All-ages avg
0 y/oUS$609 (+5.0%)
5 y/oUS$535 (+4.9%)
10 y/oUS$435 (+4.8%)
15 y/oUS$435 (+4.8%)
20 y/oUS$493 (+4.9%)
25 y/oUS$559 (+4.9%)
30 y/oUS$647 (+4.9%)
35 y/oUS$749 (+4.9%)
40 y/oUS$865 (+5.0%)
45 y/oUS$1,016 (+5.1%)
50 y/oUS$1,207 (+5.0%)
55 y/oUS$1,403 (+5.0%)
60 y/oUS$1,635 (+4.9%)
65 y/oUS$1,940 (+5.0%)
70 y/oUS$2,392 (+5.0%)
75 y/oUS$2,976 (+5.0%)
80 y/oUS$3,641 (+5.0%)
85 y/oUS$4,276 (+5.0%)
90 y/oUS$4,924 (+5.0%)
95 y/oUS$5,574 (+5.0%)
99 y/oUS$6,107 (+5.0%)
+19.6%
All-ages avg
0 y/oUS$731 (+20.0%)
5 y/oUS$642 (+20.0%)
10 y/oUS$516 (+18.6%)
15 y/oUS$490 (+12.6%)
20 y/oUS$592 (+20.1%)
25 y/oUS$671 (+20.0%)
30 y/oUS$777 (+20.1%)
35 y/oUS$899 (+20.0%)
40 y/oUS$1,038 (+20.0%)
45 y/oUS$1,219 (+20.0%)
50 y/oUS$1,448 (+20.0%)
55 y/oUS$1,683 (+20.0%)
60 y/oUS$1,962 (+20.0%)
65 y/oUS$2,328 (+20.0%)
70 y/oUS$2,870 (+20.0%)
75 y/oUS$3,571 (+20.0%)
80 y/oUS$4,369 (+20.0%)
85 y/oUS$5,131 (+20.0%)
90 y/oUS$5,909 (+20.0%)
95 y/oUS$6,689 (+20.0%)
99 y/oUS$7,329 (+20.0%)
0.0%
All-ages avg
0 y/oUS$731
5 y/oUS$642
10 y/oUS$516
15 y/oUS$490
20 y/oUS$592
25 y/oUS$671
30 y/oUS$777
35 y/oUS$899
40 y/oUS$1,038
45 y/oUS$1,219
50 y/oUS$1,448
55 y/oUS$1,683
60 y/oUS$1,962
65 y/oUS$2,328
70 y/oUS$2,870
75 y/oUS$3,571
80 y/oUS$4,369
85 y/oUS$5,131
90 y/oUS$5,909
95 y/oUS$6,689
99 y/oUS$7,329
+8.0%
All-ages avg
0 y/oUS$789 (+7.9%)
5 y/oUS$693 (+7.9%)
10 y/oUS$557 (+7.9%)
15 y/oUS$529 (+8.0%)
20 y/oUS$639 (+7.9%)
25 y/oUS$725 (+8.0%)
30 y/oUS$839 (+8.0%)
35 y/oUS$971 (+8.0%)
40 y/oUS$1,121 (+8.0%)
45 y/oUS$1,316 (+8.0%)
50 y/oUS$1,564 (+8.0%)
55 y/oUS$1,818 (+8.0%)
60 y/oUS$2,119 (+8.0%)
65 y/oUS$2,514 (+8.0%)
70 y/oUS$3,100 (+8.0%)
75 y/oUS$3,857 (+8.0%)
80 y/oUS$4,718 (+8.0%)
85 y/oUS$5,541 (+8.0%)
90 y/oUS$6,381 (+8.0%)
95 y/oUS$7,224 (+8.0%)
99 y/oUS$7,915 (+8.0%)
+12.0%
All-ages avg
0 y/oUS$884 (+12.0%)
5 y/oUS$776 (+12.0%)
10 y/oUS$624 (+12.0%)
15 y/oUS$592 (+11.9%)
20 y/oUS$716 (+12.1%)
25 y/oUS$812 (+12.0%)
30 y/oUS$940 (+12.0%)
35 y/oUS$1,088 (+12.0%)
40 y/oUS$1,256 (+12.0%)
45 y/oUS$1,474 (+12.0%)
50 y/oUS$1,751 (+12.0%)
55 y/oUS$2,036 (+12.0%)
60 y/oUS$2,374 (+12.0%)
65 y/oUS$2,816 (+12.0%)
70 y/oUS$3,472 (+12.0%)
75 y/oUS$4,320 (+12.0%)
80 y/oUS$5,284 (+12.0%)
85 y/oUS$6,206 (+12.0%)
90 y/oUS$7,147 (+12.0%)
95 y/oUS$8,091 (+12.0%)
99 y/oUS$8,865 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.26%
5 y/o+6.23%
10 y/o+6.05%
15 y/o+5.25%
20 y/o+6.25%
25 y/o+6.25%
30 y/o+6.25%
35 y/o+6.25%
40 y/o+6.26%
45 y/o+6.26%
50 y/o+6.25%
55 y/o+6.25%
60 y/o+6.25%
65 y/o+6.25%
70 y/o+6.26%
75 y/o+6.26%
80 y/o+6.25%
85 y/o+6.25%
90 y/o+6.25%
95 y/o+6.26%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27