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Chubb VHIS - Flexi Plan - Private (HKD)
安達自願醫保（靈活）計劃 - 私家(港元)
Chubb Life Insurance Hong Kong Limited · F00027-04-000 · 7 versions · Flexi plan · Avg. annual increase +6.19%
HKD
Male
| Age | F00027-04-000-01 2019-05-14 | F00027-04-000-02 2021-04-01 | F00027-04-000-02 2021-10-01 | F00027-04-000-02 2022-10-01 | F00027-04-000-03 2023-07-01 | F00027-04-000-03 2024-04-01 | F00027-04-000-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$9,638 | HK$9,638 | HK$10,119 (+5.0%) | HK$12,142 (+20.0%) | HK$12,142 | HK$13,113 (+8.0%) | HK$14,686 (+12.0%) | +6.25% |
| 5 | HK$8,884 | HK$8,884 | HK$9,328 (+5.0%) | HK$11,193 (+20.0%) | HK$11,193 | HK$12,088 (+8.0%) | HK$13,538 (+12.0%) | +6.25% |
| 10 | HK$6,984 | HK$6,984 | HK$7,333 (+5.0%) | HK$8,689 (+18.5%) | HK$8,689 | HK$9,384 (+8.0%) | HK$10,510 (+12.0%) | +6.06% |
| 15 | HK$6,984 | HK$6,984 | HK$7,333 (+5.0%) | HK$8,249 (+12.5%) | HK$8,249 | HK$8,908 (+8.0%) | HK$9,976 (+12.0%) | +5.27% |
| 20 | HK$7,140 | HK$7,140 | HK$7,497 (+5.0%) | HK$8,996 (+20.0%) | HK$8,996 | HK$9,715 (+8.0%) | HK$10,880 (+12.0%) | +6.25% |
| 25 | HK$7,975 | HK$7,975 | HK$8,373 (+5.0%) | HK$10,047 (+20.0%) | HK$10,047 | HK$10,850 (+8.0%) | HK$12,152 (+12.0%) | +6.25% |
| 30 | HK$8,852 | HK$8,852 | HK$9,294 (+5.0%) | HK$11,152 (+20.0%) | HK$11,152 | HK$12,044 (+8.0%) | HK$13,489 (+12.0%) | +6.25% |
| 35 | HK$10,072 | HK$10,072 | HK$10,575 (+5.0%) | HK$12,690 (+20.0%) | HK$12,690 | HK$13,705 (+8.0%) | HK$15,349 (+12.0%) | +6.25% |
| 40 | HK$12,136 | HK$12,136 | HK$12,742 (+5.0%) | HK$15,290 (+20.0%) | HK$15,290 | HK$16,513 (+8.0%) | HK$18,494 (+12.0%) | +6.25% |
| 45 | HK$15,109 | HK$15,109 | HK$15,864 (+5.0%) | HK$19,036 (+20.0%) | HK$19,036 | HK$20,558 (+8.0%) | HK$23,024 (+12.0%) | +6.25% |
| 50 | HK$18,614 | HK$18,614 | HK$19,544 (+5.0%) | HK$23,452 (+20.0%) | HK$23,452 | HK$25,328 (+8.0%) | HK$28,367 (+12.0%) | +6.25% |
| 55 | HK$23,135 | HK$23,135 | HK$24,291 (+5.0%) | HK$29,149 (+20.0%) | HK$29,149 | HK$31,480 (+8.0%) | HK$35,257 (+12.0%) | +6.25% |
| 60 | HK$28,295 | HK$28,295 | HK$29,709 (+5.0%) | HK$35,650 (+20.0%) | HK$35,650 | HK$38,502 (+8.0%) | HK$43,122 (+12.0%) | +6.25% |
| 65 | HK$34,560 | HK$34,560 | HK$36,288 (+5.0%) | HK$43,545 (+20.0%) | HK$43,545 | HK$47,028 (+8.0%) | HK$52,671 (+12.0%) | +6.25% |
| 70 | HK$43,938 | HK$43,938 | HK$46,134 (+5.0%) | HK$55,360 (+20.0%) | HK$55,360 | HK$59,788 (+8.0%) | HK$66,962 (+12.0%) | +6.25% |
| 75 | HK$54,568 | HK$54,568 | HK$57,296 (+5.0%) | HK$68,755 (+20.0%) | HK$68,755 | HK$74,255 (+8.0%) | HK$83,165 (+12.0%) | +6.25% |
| 80 | HK$65,903 | HK$65,903 | HK$69,198 (+5.0%) | HK$83,037 (+20.0%) | HK$83,037 | HK$89,679 (+8.0%) | HK$100,440 (+12.0%) | +6.25% |
| 85 | HK$76,796 | HK$76,796 | HK$80,635 (+5.0%) | HK$96,762 (+20.0%) | HK$96,762 | HK$104,502 (+8.0%) | HK$117,042 (+12.0%) | +6.25% |
| 90 | HK$87,893 | HK$87,893 | HK$92,287 (+5.0%) | HK$110,744 (+20.0%) | HK$110,744 | HK$119,603 (+8.0%) | HK$133,955 (+12.0%) | +6.25% |
| 95 | HK$98,983 | HK$98,983 | HK$103,932 (+5.0%) | HK$124,718 (+20.0%) | HK$124,718 | HK$134,695 (+8.0%) | HK$150,858 (+12.0%) | +6.25% |
| 99 | HK$107,531 | HK$107,531 | HK$112,907 (+5.0%) | HK$135,488 (+20.0%) | HK$135,488 | HK$146,327 (+8.0%) | HK$163,886 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$9,638
5 y/oHK$8,884
10 y/oHK$6,984
15 y/oHK$6,984
20 y/oHK$7,140
25 y/oHK$7,975
30 y/oHK$8,852
35 y/oHK$10,072
40 y/oHK$12,136
45 y/oHK$15,109
50 y/oHK$18,614
55 y/oHK$23,135
60 y/oHK$28,295
65 y/oHK$34,560
70 y/oHK$43,938
75 y/oHK$54,568
80 y/oHK$65,903
85 y/oHK$76,796
90 y/oHK$87,893
95 y/oHK$98,983
99 y/oHK$107,531
0.0%
All-ages avg
0 y/oHK$9,638
5 y/oHK$8,884
10 y/oHK$6,984
15 y/oHK$6,984
20 y/oHK$7,140
25 y/oHK$7,975
30 y/oHK$8,852
35 y/oHK$10,072
40 y/oHK$12,136
45 y/oHK$15,109
50 y/oHK$18,614
55 y/oHK$23,135
60 y/oHK$28,295
65 y/oHK$34,560
70 y/oHK$43,938
75 y/oHK$54,568
80 y/oHK$65,903
85 y/oHK$76,796
90 y/oHK$87,893
95 y/oHK$98,983
99 y/oHK$107,531
+5.0%
All-ages avg
0 y/oHK$10,119 (+5.0%)
5 y/oHK$9,328 (+5.0%)
10 y/oHK$7,333 (+5.0%)
15 y/oHK$7,333 (+5.0%)
20 y/oHK$7,497 (+5.0%)
25 y/oHK$8,373 (+5.0%)
30 y/oHK$9,294 (+5.0%)
35 y/oHK$10,575 (+5.0%)
40 y/oHK$12,742 (+5.0%)
45 y/oHK$15,864 (+5.0%)
50 y/oHK$19,544 (+5.0%)
55 y/oHK$24,291 (+5.0%)
60 y/oHK$29,709 (+5.0%)
65 y/oHK$36,288 (+5.0%)
70 y/oHK$46,134 (+5.0%)
75 y/oHK$57,296 (+5.0%)
80 y/oHK$69,198 (+5.0%)
85 y/oHK$80,635 (+5.0%)
90 y/oHK$92,287 (+5.0%)
95 y/oHK$103,932 (+5.0%)
99 y/oHK$112,907 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$12,142 (+20.0%)
5 y/oHK$11,193 (+20.0%)
10 y/oHK$8,689 (+18.5%)
15 y/oHK$8,249 (+12.5%)
20 y/oHK$8,996 (+20.0%)
25 y/oHK$10,047 (+20.0%)
30 y/oHK$11,152 (+20.0%)
35 y/oHK$12,690 (+20.0%)
40 y/oHK$15,290 (+20.0%)
45 y/oHK$19,036 (+20.0%)
50 y/oHK$23,452 (+20.0%)
55 y/oHK$29,149 (+20.0%)
60 y/oHK$35,650 (+20.0%)
65 y/oHK$43,545 (+20.0%)
70 y/oHK$55,360 (+20.0%)
75 y/oHK$68,755 (+20.0%)
80 y/oHK$83,037 (+20.0%)
85 y/oHK$96,762 (+20.0%)
90 y/oHK$110,744 (+20.0%)
95 y/oHK$124,718 (+20.0%)
99 y/oHK$135,488 (+20.0%)
0.0%
All-ages avg
0 y/oHK$12,142
5 y/oHK$11,193
10 y/oHK$8,689
15 y/oHK$8,249
20 y/oHK$8,996
25 y/oHK$10,047
30 y/oHK$11,152
35 y/oHK$12,690
40 y/oHK$15,290
45 y/oHK$19,036
50 y/oHK$23,452
55 y/oHK$29,149
60 y/oHK$35,650
65 y/oHK$43,545
70 y/oHK$55,360
75 y/oHK$68,755
80 y/oHK$83,037
85 y/oHK$96,762
90 y/oHK$110,744
95 y/oHK$124,718
99 y/oHK$135,488
+8.0%
All-ages avg
0 y/oHK$13,113 (+8.0%)
5 y/oHK$12,088 (+8.0%)
10 y/oHK$9,384 (+8.0%)
15 y/oHK$8,908 (+8.0%)
20 y/oHK$9,715 (+8.0%)
25 y/oHK$10,850 (+8.0%)
30 y/oHK$12,044 (+8.0%)
35 y/oHK$13,705 (+8.0%)
40 y/oHK$16,513 (+8.0%)
45 y/oHK$20,558 (+8.0%)
50 y/oHK$25,328 (+8.0%)
55 y/oHK$31,480 (+8.0%)
60 y/oHK$38,502 (+8.0%)
65 y/oHK$47,028 (+8.0%)
70 y/oHK$59,788 (+8.0%)
75 y/oHK$74,255 (+8.0%)
80 y/oHK$89,679 (+8.0%)
85 y/oHK$104,502 (+8.0%)
90 y/oHK$119,603 (+8.0%)
95 y/oHK$134,695 (+8.0%)
99 y/oHK$146,327 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$14,686 (+12.0%)
5 y/oHK$13,538 (+12.0%)
10 y/oHK$10,510 (+12.0%)
15 y/oHK$9,976 (+12.0%)
20 y/oHK$10,880 (+12.0%)
25 y/oHK$12,152 (+12.0%)
30 y/oHK$13,489 (+12.0%)
35 y/oHK$15,349 (+12.0%)
40 y/oHK$18,494 (+12.0%)
45 y/oHK$23,024 (+12.0%)
50 y/oHK$28,367 (+12.0%)
55 y/oHK$35,257 (+12.0%)
60 y/oHK$43,122 (+12.0%)
65 y/oHK$52,671 (+12.0%)
70 y/oHK$66,962 (+12.0%)
75 y/oHK$83,165 (+12.0%)
80 y/oHK$100,440 (+12.0%)
85 y/oHK$117,042 (+12.0%)
90 y/oHK$133,955 (+12.0%)
95 y/oHK$150,858 (+12.0%)
99 y/oHK$163,886 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.25%
5 y/o+6.25%
10 y/o+6.06%
15 y/o+5.27%
20 y/o+6.25%
25 y/o+6.25%
30 y/o+6.25%
35 y/o+6.25%
40 y/o+6.25%
45 y/o+6.25%
50 y/o+6.25%
55 y/o+6.25%
60 y/o+6.25%
65 y/o+6.25%
70 y/o+6.25%
75 y/o+6.25%
80 y/o+6.25%
85 y/o+6.25%
90 y/o+6.25%
95 y/o+6.25%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00027-04-000-01 2019-05-14 | F00027-04-000-02 2021-04-01 | F00027-04-000-02 2021-10-01 | F00027-04-000-02 2022-10-01 | F00027-04-000-03 2023-07-01 | F00027-04-000-03 2024-04-01 | F00027-04-000-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$8,442 | HK$8,442 | HK$8,864 (+5.0%) | HK$10,636 (+20.0%) | HK$10,636 | HK$11,486 (+8.0%) | HK$12,864 (+12.0%) | +6.25% |
| 5 | HK$6,780 | HK$6,780 | HK$7,119 (+5.0%) | HK$8,542 (+20.0%) | HK$8,542 | HK$9,225 (+8.0%) | HK$10,332 (+12.0%) | +6.25% |
| 10 | HK$6,231 | HK$6,231 | HK$6,542 (+5.0%) | HK$7,752 (+18.5%) | HK$7,752 | HK$8,372 (+8.0%) | HK$9,376 (+12.0%) | +6.06% |
| 15 | HK$6,231 | HK$6,231 | HK$6,542 (+5.0%) | HK$7,359 (+12.5%) | HK$7,359 | HK$7,947 (+8.0%) | HK$8,900 (+12.0%) | +5.27% |
| 20 | HK$7,918 | HK$7,918 | HK$8,313 (+5.0%) | HK$9,975 (+20.0%) | HK$9,975 | HK$10,773 (+8.0%) | HK$12,065 (+12.0%) | +6.25% |
| 25 | HK$9,237 | HK$9,237 | HK$9,698 (+5.0%) | HK$11,637 (+20.0%) | HK$11,637 | HK$12,567 (+8.0%) | HK$14,075 (+12.0%) | +6.25% |
| 30 | HK$10,637 | HK$10,637 | HK$11,168 (+5.0%) | HK$13,401 (+20.0%) | HK$13,401 | HK$14,473 (+8.0%) | HK$16,209 (+12.0%) | +6.25% |
| 35 | HK$12,480 | HK$12,480 | HK$13,104 (+5.0%) | HK$15,724 (+20.0%) | HK$15,724 | HK$16,981 (+8.0%) | HK$19,018 (+12.0%) | +6.25% |
| 40 | HK$14,888 | HK$14,888 | HK$15,632 (+5.0%) | HK$18,758 (+20.0%) | HK$18,758 | HK$20,258 (+8.0%) | HK$22,688 (+12.0%) | +6.25% |
| 45 | HK$17,795 | HK$17,795 | HK$18,684 (+5.0%) | HK$22,420 (+20.0%) | HK$22,420 | HK$24,213 (+8.0%) | HK$27,118 (+12.0%) | +6.25% |
| 50 | HK$20,744 | HK$20,744 | HK$21,781 (+5.0%) | HK$26,137 (+20.0%) | HK$26,137 | HK$28,227 (+8.0%) | HK$31,614 (+12.0%) | +6.25% |
| 55 | HK$23,733 | HK$23,733 | HK$24,919 (+5.0%) | HK$29,902 (+20.0%) | HK$29,902 | HK$32,294 (+8.0%) | HK$36,169 (+12.0%) | +6.25% |
| 60 | HK$27,590 | HK$27,590 | HK$28,969 (+5.0%) | HK$34,762 (+20.0%) | HK$34,762 | HK$37,542 (+8.0%) | HK$42,047 (+12.0%) | +6.25% |
| 65 | HK$33,749 | HK$33,749 | HK$35,436 (+5.0%) | HK$42,523 (+20.0%) | HK$42,523 | HK$45,924 (+8.0%) | HK$51,434 (+12.0%) | +6.25% |
| 70 | HK$42,193 | HK$42,193 | HK$44,302 (+5.0%) | HK$53,162 (+20.0%) | HK$53,162 | HK$57,414 (+8.0%) | HK$64,303 (+12.0%) | +6.25% |
| 75 | HK$51,915 | HK$51,915 | HK$54,510 (+5.0%) | HK$65,412 (+20.0%) | HK$65,412 | HK$70,644 (+8.0%) | HK$79,121 (+12.0%) | +6.25% |
| 80 | HK$61,792 | HK$61,792 | HK$64,881 (+5.0%) | HK$77,857 (+20.0%) | HK$77,857 | HK$84,085 (+8.0%) | HK$94,175 (+12.0%) | +6.25% |
| 85 | HK$71,300 | HK$71,300 | HK$74,865 (+5.0%) | HK$89,838 (+20.0%) | HK$89,838 | HK$97,025 (+8.0%) | HK$108,668 (+12.0%) | +6.25% |
| 90 | HK$80,997 | HK$80,997 | HK$85,046 (+5.0%) | HK$102,055 (+20.0%) | HK$102,055 | HK$110,219 (+8.0%) | HK$123,445 (+12.0%) | +6.25% |
| 95 | HK$90,670 | HK$90,670 | HK$95,203 (+5.0%) | HK$114,243 (+20.0%) | HK$114,243 | HK$123,382 (+8.0%) | HK$138,187 (+12.0%) | +6.25% |
| 99 | HK$98,622 | HK$98,622 | HK$103,553 (+5.0%) | HK$124,263 (+20.0%) | HK$124,263 | HK$134,204 (+8.0%) | HK$150,308 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$8,442
5 y/oHK$6,780
10 y/oHK$6,231
15 y/oHK$6,231
20 y/oHK$7,918
25 y/oHK$9,237
30 y/oHK$10,637
35 y/oHK$12,480
40 y/oHK$14,888
45 y/oHK$17,795
50 y/oHK$20,744
55 y/oHK$23,733
60 y/oHK$27,590
65 y/oHK$33,749
70 y/oHK$42,193
75 y/oHK$51,915
80 y/oHK$61,792
85 y/oHK$71,300
90 y/oHK$80,997
95 y/oHK$90,670
99 y/oHK$98,622
0.0%
All-ages avg
0 y/oHK$8,442
5 y/oHK$6,780
10 y/oHK$6,231
15 y/oHK$6,231
20 y/oHK$7,918
25 y/oHK$9,237
30 y/oHK$10,637
35 y/oHK$12,480
40 y/oHK$14,888
45 y/oHK$17,795
50 y/oHK$20,744
55 y/oHK$23,733
60 y/oHK$27,590
65 y/oHK$33,749
70 y/oHK$42,193
75 y/oHK$51,915
80 y/oHK$61,792
85 y/oHK$71,300
90 y/oHK$80,997
95 y/oHK$90,670
99 y/oHK$98,622
+5.0%
All-ages avg
0 y/oHK$8,864 (+5.0%)
5 y/oHK$7,119 (+5.0%)
10 y/oHK$6,542 (+5.0%)
15 y/oHK$6,542 (+5.0%)
20 y/oHK$8,313 (+5.0%)
25 y/oHK$9,698 (+5.0%)
30 y/oHK$11,168 (+5.0%)
35 y/oHK$13,104 (+5.0%)
40 y/oHK$15,632 (+5.0%)
45 y/oHK$18,684 (+5.0%)
50 y/oHK$21,781 (+5.0%)
55 y/oHK$24,919 (+5.0%)
60 y/oHK$28,969 (+5.0%)
65 y/oHK$35,436 (+5.0%)
70 y/oHK$44,302 (+5.0%)
75 y/oHK$54,510 (+5.0%)
80 y/oHK$64,881 (+5.0%)
85 y/oHK$74,865 (+5.0%)
90 y/oHK$85,046 (+5.0%)
95 y/oHK$95,203 (+5.0%)
99 y/oHK$103,553 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$10,636 (+20.0%)
5 y/oHK$8,542 (+20.0%)
10 y/oHK$7,752 (+18.5%)
15 y/oHK$7,359 (+12.5%)
20 y/oHK$9,975 (+20.0%)
25 y/oHK$11,637 (+20.0%)
30 y/oHK$13,401 (+20.0%)
35 y/oHK$15,724 (+20.0%)
40 y/oHK$18,758 (+20.0%)
45 y/oHK$22,420 (+20.0%)
50 y/oHK$26,137 (+20.0%)
55 y/oHK$29,902 (+20.0%)
60 y/oHK$34,762 (+20.0%)
65 y/oHK$42,523 (+20.0%)
70 y/oHK$53,162 (+20.0%)
75 y/oHK$65,412 (+20.0%)
80 y/oHK$77,857 (+20.0%)
85 y/oHK$89,838 (+20.0%)
90 y/oHK$102,055 (+20.0%)
95 y/oHK$114,243 (+20.0%)
99 y/oHK$124,263 (+20.0%)
0.0%
All-ages avg
0 y/oHK$10,636
5 y/oHK$8,542
10 y/oHK$7,752
15 y/oHK$7,359
20 y/oHK$9,975
25 y/oHK$11,637
30 y/oHK$13,401
35 y/oHK$15,724
40 y/oHK$18,758
45 y/oHK$22,420
50 y/oHK$26,137
55 y/oHK$29,902
60 y/oHK$34,762
65 y/oHK$42,523
70 y/oHK$53,162
75 y/oHK$65,412
80 y/oHK$77,857
85 y/oHK$89,838
90 y/oHK$102,055
95 y/oHK$114,243
99 y/oHK$124,263
+8.0%
All-ages avg
0 y/oHK$11,486 (+8.0%)
5 y/oHK$9,225 (+8.0%)
10 y/oHK$8,372 (+8.0%)
15 y/oHK$7,947 (+8.0%)
20 y/oHK$10,773 (+8.0%)
25 y/oHK$12,567 (+8.0%)
30 y/oHK$14,473 (+8.0%)
35 y/oHK$16,981 (+8.0%)
40 y/oHK$20,258 (+8.0%)
45 y/oHK$24,213 (+8.0%)
50 y/oHK$28,227 (+8.0%)
55 y/oHK$32,294 (+8.0%)
60 y/oHK$37,542 (+8.0%)
65 y/oHK$45,924 (+8.0%)
70 y/oHK$57,414 (+8.0%)
75 y/oHK$70,644 (+8.0%)
80 y/oHK$84,085 (+8.0%)
85 y/oHK$97,025 (+8.0%)
90 y/oHK$110,219 (+8.0%)
95 y/oHK$123,382 (+8.0%)
99 y/oHK$134,204 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$12,864 (+12.0%)
5 y/oHK$10,332 (+12.0%)
10 y/oHK$9,376 (+12.0%)
15 y/oHK$8,900 (+12.0%)
20 y/oHK$12,065 (+12.0%)
25 y/oHK$14,075 (+12.0%)
30 y/oHK$16,209 (+12.0%)
35 y/oHK$19,018 (+12.0%)
40 y/oHK$22,688 (+12.0%)
45 y/oHK$27,118 (+12.0%)
50 y/oHK$31,614 (+12.0%)
55 y/oHK$36,169 (+12.0%)
60 y/oHK$42,047 (+12.0%)
65 y/oHK$51,434 (+12.0%)
70 y/oHK$64,303 (+12.0%)
75 y/oHK$79,121 (+12.0%)
80 y/oHK$94,175 (+12.0%)
85 y/oHK$108,668 (+12.0%)
90 y/oHK$123,445 (+12.0%)
95 y/oHK$138,187 (+12.0%)
99 y/oHK$150,308 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.25%
5 y/o+6.25%
10 y/o+6.06%
15 y/o+5.27%
20 y/o+6.25%
25 y/o+6.25%
30 y/o+6.25%
35 y/o+6.25%
40 y/o+6.25%
45 y/o+6.25%
50 y/o+6.25%
55 y/o+6.25%
60 y/o+6.25%
65 y/o+6.25%
70 y/o+6.25%
75 y/o+6.25%
80 y/o+6.25%
85 y/o+6.25%
90 y/o+6.25%
95 y/o+6.25%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
Male
| Age | F00027-08-000-01 2019-05-14 | F00027-08-000-02 2021-04-01 | F00027-08-000-02 2021-10-01 | F00027-08-000-02 2022-10-01 | F00027-08-000-03 2023-07-01 | F00027-08-000-03 2024-04-01 | F00027-08-000-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$1,236 | US$1,236 | US$1,297 (+4.9%) | US$1,557 (+20.0%) | US$1,557 | US$1,681 (+8.0%) | US$1,883 (+12.0%) | +6.25% |
| 5 | US$1,139 | US$1,139 | US$1,196 (+5.0%) | US$1,435 (+20.0%) | US$1,435 | US$1,550 (+8.0%) | US$1,736 (+12.0%) | +6.26% |
| 10 | US$895 | US$895 | US$940 (+5.0%) | US$1,114 (+18.5%) | US$1,114 | US$1,203 (+8.0%) | US$1,347 (+12.0%) | +6.06% |
| 15 | US$895 | US$895 | US$940 (+5.0%) | US$1,058 (+12.6%) | US$1,058 | US$1,142 (+7.9%) | US$1,279 (+12.0%) | +5.27% |
| 20 | US$915 | US$915 | US$961 (+5.0%) | US$1,153 (+20.0%) | US$1,153 | US$1,246 (+8.1%) | US$1,395 (+12.0%) | +6.26% |
| 25 | US$1,022 | US$1,022 | US$1,073 (+5.0%) | US$1,288 (+20.0%) | US$1,288 | US$1,391 (+8.0%) | US$1,558 (+12.0%) | +6.26% |
| 30 | US$1,135 | US$1,135 | US$1,192 (+5.0%) | US$1,430 (+20.0%) | US$1,430 | US$1,544 (+8.0%) | US$1,729 (+12.0%) | +6.25% |
| 35 | US$1,291 | US$1,291 | US$1,356 (+5.0%) | US$1,627 (+20.0%) | US$1,627 | US$1,757 (+8.0%) | US$1,968 (+12.0%) | +6.26% |
| 40 | US$1,556 | US$1,556 | US$1,634 (+5.0%) | US$1,960 (+20.0%) | US$1,960 | US$2,117 (+8.0%) | US$2,371 (+12.0%) | +6.25% |
| 45 | US$1,937 | US$1,937 | US$2,034 (+5.0%) | US$2,441 (+20.0%) | US$2,441 | US$2,636 (+8.0%) | US$2,952 (+12.0%) | +6.25% |
| 50 | US$2,386 | US$2,386 | US$2,506 (+5.0%) | US$3,007 (+20.0%) | US$3,007 | US$3,247 (+8.0%) | US$3,637 (+12.0%) | +6.26% |
| 55 | US$2,966 | US$2,966 | US$3,114 (+5.0%) | US$3,737 (+20.0%) | US$3,737 | US$4,036 (+8.0%) | US$4,520 (+12.0%) | +6.25% |
| 60 | US$3,627 | US$3,627 | US$3,809 (+5.0%) | US$4,571 (+20.0%) | US$4,571 | US$4,936 (+8.0%) | US$5,528 (+12.0%) | +6.25% |
| 65 | US$4,431 | US$4,431 | US$4,652 (+5.0%) | US$5,583 (+20.0%) | US$5,583 | US$6,029 (+8.0%) | US$6,753 (+12.0%) | +6.25% |
| 70 | US$5,633 | US$5,633 | US$5,915 (+5.0%) | US$7,097 (+20.0%) | US$7,097 | US$7,665 (+8.0%) | US$8,585 (+12.0%) | +6.25% |
| 75 | US$6,996 | US$6,996 | US$7,346 (+5.0%) | US$8,815 (+20.0%) | US$8,815 | US$9,520 (+8.0%) | US$10,662 (+12.0%) | +6.25% |
| 80 | US$8,449 | US$8,449 | US$8,872 (+5.0%) | US$10,646 (+20.0%) | US$10,646 | US$11,497 (+8.0%) | US$12,877 (+12.0%) | +6.25% |
| 85 | US$9,846 | US$9,846 | US$10,338 (+5.0%) | US$12,405 (+20.0%) | US$12,405 | US$13,398 (+8.0%) | US$15,005 (+12.0%) | +6.25% |
| 90 | US$11,268 | US$11,268 | US$11,832 (+5.0%) | US$14,198 (+20.0%) | US$14,198 | US$15,334 (+8.0%) | US$17,174 (+12.0%) | +6.26% |
| 95 | US$12,690 | US$12,690 | US$13,325 (+5.0%) | US$15,989 (+20.0%) | US$15,989 | US$17,269 (+8.0%) | US$19,341 (+12.0%) | +6.25% |
| 99 | US$13,786 | US$13,786 | US$14,475 (+5.0%) | US$17,370 (+20.0%) | US$17,370 | US$18,760 (+8.0%) | US$21,011 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oUS$1,236
5 y/oUS$1,139
10 y/oUS$895
15 y/oUS$895
20 y/oUS$915
25 y/oUS$1,022
30 y/oUS$1,135
35 y/oUS$1,291
40 y/oUS$1,556
45 y/oUS$1,937
50 y/oUS$2,386
55 y/oUS$2,966
60 y/oUS$3,627
65 y/oUS$4,431
70 y/oUS$5,633
75 y/oUS$6,996
80 y/oUS$8,449
85 y/oUS$9,846
90 y/oUS$11,268
95 y/oUS$12,690
99 y/oUS$13,786
0.0%
All-ages avg
0 y/oUS$1,236
5 y/oUS$1,139
10 y/oUS$895
15 y/oUS$895
20 y/oUS$915
25 y/oUS$1,022
30 y/oUS$1,135
35 y/oUS$1,291
40 y/oUS$1,556
45 y/oUS$1,937
50 y/oUS$2,386
55 y/oUS$2,966
60 y/oUS$3,627
65 y/oUS$4,431
70 y/oUS$5,633
75 y/oUS$6,996
80 y/oUS$8,449
85 y/oUS$9,846
90 y/oUS$11,268
95 y/oUS$12,690
99 y/oUS$13,786
+5.0%
All-ages avg
0 y/oUS$1,297 (+4.9%)
5 y/oUS$1,196 (+5.0%)
10 y/oUS$940 (+5.0%)
15 y/oUS$940 (+5.0%)
20 y/oUS$961 (+5.0%)
25 y/oUS$1,073 (+5.0%)
30 y/oUS$1,192 (+5.0%)
35 y/oUS$1,356 (+5.0%)
40 y/oUS$1,634 (+5.0%)
45 y/oUS$2,034 (+5.0%)
50 y/oUS$2,506 (+5.0%)
55 y/oUS$3,114 (+5.0%)
60 y/oUS$3,809 (+5.0%)
65 y/oUS$4,652 (+5.0%)
70 y/oUS$5,915 (+5.0%)
75 y/oUS$7,346 (+5.0%)
80 y/oUS$8,872 (+5.0%)
85 y/oUS$10,338 (+5.0%)
90 y/oUS$11,832 (+5.0%)
95 y/oUS$13,325 (+5.0%)
99 y/oUS$14,475 (+5.0%)
+19.6%
All-ages avg
0 y/oUS$1,557 (+20.0%)
5 y/oUS$1,435 (+20.0%)
10 y/oUS$1,114 (+18.5%)
15 y/oUS$1,058 (+12.6%)
20 y/oUS$1,153 (+20.0%)
25 y/oUS$1,288 (+20.0%)
30 y/oUS$1,430 (+20.0%)
35 y/oUS$1,627 (+20.0%)
40 y/oUS$1,960 (+20.0%)
45 y/oUS$2,441 (+20.0%)
50 y/oUS$3,007 (+20.0%)
55 y/oUS$3,737 (+20.0%)
60 y/oUS$4,571 (+20.0%)
65 y/oUS$5,583 (+20.0%)
70 y/oUS$7,097 (+20.0%)
75 y/oUS$8,815 (+20.0%)
80 y/oUS$10,646 (+20.0%)
85 y/oUS$12,405 (+20.0%)
90 y/oUS$14,198 (+20.0%)
95 y/oUS$15,989 (+20.0%)
99 y/oUS$17,370 (+20.0%)
0.0%
All-ages avg
0 y/oUS$1,557
5 y/oUS$1,435
10 y/oUS$1,114
15 y/oUS$1,058
20 y/oUS$1,153
25 y/oUS$1,288
30 y/oUS$1,430
35 y/oUS$1,627
40 y/oUS$1,960
45 y/oUS$2,441
50 y/oUS$3,007
55 y/oUS$3,737
60 y/oUS$4,571
65 y/oUS$5,583
70 y/oUS$7,097
75 y/oUS$8,815
80 y/oUS$10,646
85 y/oUS$12,405
90 y/oUS$14,198
95 y/oUS$15,989
99 y/oUS$17,370
+8.0%
All-ages avg
0 y/oUS$1,681 (+8.0%)
5 y/oUS$1,550 (+8.0%)
10 y/oUS$1,203 (+8.0%)
15 y/oUS$1,142 (+7.9%)
20 y/oUS$1,246 (+8.1%)
25 y/oUS$1,391 (+8.0%)
30 y/oUS$1,544 (+8.0%)
35 y/oUS$1,757 (+8.0%)
40 y/oUS$2,117 (+8.0%)
45 y/oUS$2,636 (+8.0%)
50 y/oUS$3,247 (+8.0%)
55 y/oUS$4,036 (+8.0%)
60 y/oUS$4,936 (+8.0%)
65 y/oUS$6,029 (+8.0%)
70 y/oUS$7,665 (+8.0%)
75 y/oUS$9,520 (+8.0%)
80 y/oUS$11,497 (+8.0%)
85 y/oUS$13,398 (+8.0%)
90 y/oUS$15,334 (+8.0%)
95 y/oUS$17,269 (+8.0%)
99 y/oUS$18,760 (+8.0%)
+12.0%
All-ages avg
0 y/oUS$1,883 (+12.0%)
5 y/oUS$1,736 (+12.0%)
10 y/oUS$1,347 (+12.0%)
15 y/oUS$1,279 (+12.0%)
20 y/oUS$1,395 (+12.0%)
25 y/oUS$1,558 (+12.0%)
30 y/oUS$1,729 (+12.0%)
35 y/oUS$1,968 (+12.0%)
40 y/oUS$2,371 (+12.0%)
45 y/oUS$2,952 (+12.0%)
50 y/oUS$3,637 (+12.0%)
55 y/oUS$4,520 (+12.0%)
60 y/oUS$5,528 (+12.0%)
65 y/oUS$6,753 (+12.0%)
70 y/oUS$8,585 (+12.0%)
75 y/oUS$10,662 (+12.0%)
80 y/oUS$12,877 (+12.0%)
85 y/oUS$15,005 (+12.0%)
90 y/oUS$17,174 (+12.0%)
95 y/oUS$19,341 (+12.0%)
99 y/oUS$21,011 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.25%
5 y/o+6.26%
10 y/o+6.06%
15 y/o+5.27%
20 y/o+6.26%
25 y/o+6.26%
30 y/o+6.25%
35 y/o+6.26%
40 y/o+6.25%
45 y/o+6.25%
50 y/o+6.26%
55 y/o+6.25%
60 y/o+6.25%
65 y/o+6.25%
70 y/o+6.25%
75 y/o+6.25%
80 y/o+6.25%
85 y/o+6.25%
90 y/o+6.26%
95 y/o+6.25%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00027-08-000-01 2019-05-14 | F00027-08-000-02 2021-04-01 | F00027-08-000-02 2021-10-01 | F00027-08-000-02 2022-10-01 | F00027-08-000-03 2023-07-01 | F00027-08-000-03 2024-04-01 | F00027-08-000-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$1,082 | US$1,082 | US$1,136 (+5.0%) | US$1,364 (+20.1%) | US$1,364 | US$1,473 (+8.0%) | US$1,649 (+11.9%) | +6.25% |
| 5 | US$869 | US$869 | US$913 (+5.1%) | US$1,095 (+19.9%) | US$1,095 | US$1,183 (+8.0%) | US$1,325 (+12.0%) | +6.26% |
| 10 | US$799 | US$799 | US$839 (+5.0%) | US$994 (+18.5%) | US$994 | US$1,073 (+7.9%) | US$1,202 (+12.0%) | +6.06% |
| 15 | US$799 | US$799 | US$839 (+5.0%) | US$943 (+12.4%) | US$943 | US$1,019 (+8.1%) | US$1,141 (+12.0%) | +5.26% |
| 20 | US$1,015 | US$1,015 | US$1,066 (+5.0%) | US$1,279 (+20.0%) | US$1,279 | US$1,381 (+8.0%) | US$1,547 (+12.0%) | +6.26% |
| 25 | US$1,184 | US$1,184 | US$1,243 (+5.0%) | US$1,492 (+20.0%) | US$1,492 | US$1,611 (+8.0%) | US$1,804 (+12.0%) | +6.25% |
| 30 | US$1,364 | US$1,364 | US$1,432 (+5.0%) | US$1,718 (+20.0%) | US$1,718 | US$1,856 (+8.0%) | US$2,078 (+12.0%) | +6.25% |
| 35 | US$1,600 | US$1,600 | US$1,680 (+5.0%) | US$2,016 (+20.0%) | US$2,016 | US$2,177 (+8.0%) | US$2,438 (+12.0%) | +6.25% |
| 40 | US$1,909 | US$1,909 | US$2,004 (+5.0%) | US$2,405 (+20.0%) | US$2,405 | US$2,597 (+8.0%) | US$2,909 (+12.0%) | +6.25% |
| 45 | US$2,281 | US$2,281 | US$2,395 (+5.0%) | US$2,874 (+20.0%) | US$2,874 | US$3,104 (+8.0%) | US$3,477 (+12.0%) | +6.26% |
| 50 | US$2,659 | US$2,659 | US$2,792 (+5.0%) | US$3,351 (+20.0%) | US$3,351 | US$3,619 (+8.0%) | US$4,053 (+12.0%) | +6.26% |
| 55 | US$3,043 | US$3,043 | US$3,195 (+5.0%) | US$3,834 (+20.0%) | US$3,834 | US$4,140 (+8.0%) | US$4,637 (+12.0%) | +6.25% |
| 60 | US$3,537 | US$3,537 | US$3,714 (+5.0%) | US$4,457 (+20.0%) | US$4,457 | US$4,813 (+8.0%) | US$5,391 (+12.0%) | +6.26% |
| 65 | US$4,327 | US$4,327 | US$4,543 (+5.0%) | US$5,452 (+20.0%) | US$5,452 | US$5,888 (+8.0%) | US$6,594 (+12.0%) | +6.25% |
| 70 | US$5,409 | US$5,409 | US$5,680 (+5.0%) | US$6,816 (+20.0%) | US$6,816 | US$7,361 (+8.0%) | US$8,244 (+12.0%) | +6.26% |
| 75 | US$6,656 | US$6,656 | US$6,988 (+5.0%) | US$8,386 (+20.0%) | US$8,386 | US$9,057 (+8.0%) | US$10,144 (+12.0%) | +6.25% |
| 80 | US$7,922 | US$7,922 | US$8,318 (+5.0%) | US$9,982 (+20.0%) | US$9,982 | US$10,780 (+8.0%) | US$12,074 (+12.0%) | +6.25% |
| 85 | US$9,141 | US$9,141 | US$9,598 (+5.0%) | US$11,518 (+20.0%) | US$11,518 | US$12,439 (+8.0%) | US$13,932 (+12.0%) | +6.25% |
| 90 | US$10,384 | US$10,384 | US$10,903 (+5.0%) | US$13,084 (+20.0%) | US$13,084 | US$14,131 (+8.0%) | US$15,826 (+12.0%) | +6.25% |
| 95 | US$11,624 | US$11,624 | US$12,206 (+5.0%) | US$14,647 (+20.0%) | US$14,647 | US$15,818 (+8.0%) | US$17,716 (+12.0%) | +6.25% |
| 99 | US$12,644 | US$12,644 | US$13,276 (+5.0%) | US$15,931 (+20.0%) | US$15,931 | US$17,206 (+8.0%) | US$19,270 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oUS$1,082
5 y/oUS$869
10 y/oUS$799
15 y/oUS$799
20 y/oUS$1,015
25 y/oUS$1,184
30 y/oUS$1,364
35 y/oUS$1,600
40 y/oUS$1,909
45 y/oUS$2,281
50 y/oUS$2,659
55 y/oUS$3,043
60 y/oUS$3,537
65 y/oUS$4,327
70 y/oUS$5,409
75 y/oUS$6,656
80 y/oUS$7,922
85 y/oUS$9,141
90 y/oUS$10,384
95 y/oUS$11,624
99 y/oUS$12,644
0.0%
All-ages avg
0 y/oUS$1,082
5 y/oUS$869
10 y/oUS$799
15 y/oUS$799
20 y/oUS$1,015
25 y/oUS$1,184
30 y/oUS$1,364
35 y/oUS$1,600
40 y/oUS$1,909
45 y/oUS$2,281
50 y/oUS$2,659
55 y/oUS$3,043
60 y/oUS$3,537
65 y/oUS$4,327
70 y/oUS$5,409
75 y/oUS$6,656
80 y/oUS$7,922
85 y/oUS$9,141
90 y/oUS$10,384
95 y/oUS$11,624
99 y/oUS$12,644
+5.0%
All-ages avg
0 y/oUS$1,136 (+5.0%)
5 y/oUS$913 (+5.1%)
10 y/oUS$839 (+5.0%)
15 y/oUS$839 (+5.0%)
20 y/oUS$1,066 (+5.0%)
25 y/oUS$1,243 (+5.0%)
30 y/oUS$1,432 (+5.0%)
35 y/oUS$1,680 (+5.0%)
40 y/oUS$2,004 (+5.0%)
45 y/oUS$2,395 (+5.0%)
50 y/oUS$2,792 (+5.0%)
55 y/oUS$3,195 (+5.0%)
60 y/oUS$3,714 (+5.0%)
65 y/oUS$4,543 (+5.0%)
70 y/oUS$5,680 (+5.0%)
75 y/oUS$6,988 (+5.0%)
80 y/oUS$8,318 (+5.0%)
85 y/oUS$9,598 (+5.0%)
90 y/oUS$10,903 (+5.0%)
95 y/oUS$12,206 (+5.0%)
99 y/oUS$13,276 (+5.0%)
+19.6%
All-ages avg
0 y/oUS$1,364 (+20.1%)
5 y/oUS$1,095 (+19.9%)
10 y/oUS$994 (+18.5%)
15 y/oUS$943 (+12.4%)
20 y/oUS$1,279 (+20.0%)
25 y/oUS$1,492 (+20.0%)
30 y/oUS$1,718 (+20.0%)
35 y/oUS$2,016 (+20.0%)
40 y/oUS$2,405 (+20.0%)
45 y/oUS$2,874 (+20.0%)
50 y/oUS$3,351 (+20.0%)
55 y/oUS$3,834 (+20.0%)
60 y/oUS$4,457 (+20.0%)
65 y/oUS$5,452 (+20.0%)
70 y/oUS$6,816 (+20.0%)
75 y/oUS$8,386 (+20.0%)
80 y/oUS$9,982 (+20.0%)
85 y/oUS$11,518 (+20.0%)
90 y/oUS$13,084 (+20.0%)
95 y/oUS$14,647 (+20.0%)
99 y/oUS$15,931 (+20.0%)
0.0%
All-ages avg
0 y/oUS$1,364
5 y/oUS$1,095
10 y/oUS$994
15 y/oUS$943
20 y/oUS$1,279
25 y/oUS$1,492
30 y/oUS$1,718
35 y/oUS$2,016
40 y/oUS$2,405
45 y/oUS$2,874
50 y/oUS$3,351
55 y/oUS$3,834
60 y/oUS$4,457
65 y/oUS$5,452
70 y/oUS$6,816
75 y/oUS$8,386
80 y/oUS$9,982
85 y/oUS$11,518
90 y/oUS$13,084
95 y/oUS$14,647
99 y/oUS$15,931
+8.0%
All-ages avg
0 y/oUS$1,473 (+8.0%)
5 y/oUS$1,183 (+8.0%)
10 y/oUS$1,073 (+7.9%)
15 y/oUS$1,019 (+8.1%)
20 y/oUS$1,381 (+8.0%)
25 y/oUS$1,611 (+8.0%)
30 y/oUS$1,856 (+8.0%)
35 y/oUS$2,177 (+8.0%)
40 y/oUS$2,597 (+8.0%)
45 y/oUS$3,104 (+8.0%)
50 y/oUS$3,619 (+8.0%)
55 y/oUS$4,140 (+8.0%)
60 y/oUS$4,813 (+8.0%)
65 y/oUS$5,888 (+8.0%)
70 y/oUS$7,361 (+8.0%)
75 y/oUS$9,057 (+8.0%)
80 y/oUS$10,780 (+8.0%)
85 y/oUS$12,439 (+8.0%)
90 y/oUS$14,131 (+8.0%)
95 y/oUS$15,818 (+8.0%)
99 y/oUS$17,206 (+8.0%)
+12.0%
All-ages avg
0 y/oUS$1,649 (+11.9%)
5 y/oUS$1,325 (+12.0%)
10 y/oUS$1,202 (+12.0%)
15 y/oUS$1,141 (+12.0%)
20 y/oUS$1,547 (+12.0%)
25 y/oUS$1,804 (+12.0%)
30 y/oUS$2,078 (+12.0%)
35 y/oUS$2,438 (+12.0%)
40 y/oUS$2,909 (+12.0%)
45 y/oUS$3,477 (+12.0%)
50 y/oUS$4,053 (+12.0%)
55 y/oUS$4,637 (+12.0%)
60 y/oUS$5,391 (+12.0%)
65 y/oUS$6,594 (+12.0%)
70 y/oUS$8,244 (+12.0%)
75 y/oUS$10,144 (+12.0%)
80 y/oUS$12,074 (+12.0%)
85 y/oUS$13,932 (+12.0%)
90 y/oUS$15,826 (+12.0%)
95 y/oUS$17,716 (+12.0%)
99 y/oUS$19,270 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.25%
5 y/o+6.26%
10 y/o+6.06%
15 y/o+5.26%
20 y/o+6.26%
25 y/o+6.25%
30 y/o+6.25%
35 y/o+6.25%
40 y/o+6.25%
45 y/o+6.26%
50 y/o+6.26%
55 y/o+6.25%
60 y/o+6.26%
65 y/o+6.25%
70 y/o+6.26%
75 y/o+6.25%
80 y/o+6.25%
85 y/o+6.25%
90 y/o+6.25%
95 y/o+6.25%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27