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Chubb VHIS - Flexi Plan - Semi-Private with Top-up benefit (HKD)
安達自願醫保（靈活）計劃 - 半私家及附加額外保障(港元)
Chubb Life Insurance Hong Kong Limited · F00027-03-001 · 7 versions · Flexi plan · Avg. annual increase +6.19%
HKD
Male
| Age | F00027-03-001-01 2019-05-14 | F00027-03-001-02 2021-04-01 | F00027-03-001-02 2021-10-01 | F00027-03-001-02 2022-10-01 | F00027-03-001-03 2023-07-01 | F00027-03-001-03 2024-04-01 | F00027-03-001-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$8,262 | HK$8,262 | HK$8,675 (+5.0%) | HK$10,410 (+20.0%) | HK$10,410 | HK$11,242 (+8.0%) | HK$12,591 (+12.0%) | +6.25% |
| 5 | HK$6,247 | HK$6,247 | HK$6,559 (+5.0%) | HK$7,870 (+20.0%) | HK$7,870 | HK$8,499 (+8.0%) | HK$9,518 (+12.0%) | +6.25% |
| 10 | HK$5,535 | HK$5,535 | HK$5,811 (+5.0%) | HK$6,886 (+18.5%) | HK$6,886 | HK$7,436 (+8.0%) | HK$8,328 (+12.0%) | +6.06% |
| 15 | HK$5,535 | HK$5,535 | HK$5,811 (+5.0%) | HK$6,537 (+12.5%) | HK$6,537 | HK$7,059 (+8.0%) | HK$7,906 (+12.0%) | +5.27% |
| 20 | HK$5,690 | HK$5,690 | HK$5,974 (+5.0%) | HK$7,168 (+20.0%) | HK$7,168 | HK$7,741 (+8.0%) | HK$8,669 (+12.0%) | +6.25% |
| 25 | HK$6,133 | HK$6,133 | HK$6,439 (+5.0%) | HK$7,726 (+20.0%) | HK$7,726 | HK$8,344 (+8.0%) | HK$9,345 (+12.0%) | +6.25% |
| 30 | HK$6,755 | HK$6,755 | HK$7,092 (+5.0%) | HK$8,510 (+20.0%) | HK$8,510 | HK$9,190 (+8.0%) | HK$10,292 (+12.0%) | +6.25% |
| 35 | HK$7,812 | HK$7,812 | HK$8,202 (+5.0%) | HK$9,842 (+20.0%) | HK$9,842 | HK$10,629 (+8.0%) | HK$11,904 (+12.0%) | +6.25% |
| 40 | HK$9,679 | HK$9,679 | HK$10,162 (+5.0%) | HK$12,194 (+20.0%) | HK$12,194 | HK$13,169 (+8.0%) | HK$14,749 (+12.0%) | +6.25% |
| 45 | HK$12,504 | HK$12,504 | HK$13,129 (+5.0%) | HK$15,754 (+20.0%) | HK$15,754 | HK$17,014 (+8.0%) | HK$19,055 (+12.0%) | +6.25% |
| 50 | HK$16,100 | HK$16,100 | HK$16,905 (+5.0%) | HK$20,286 (+20.0%) | HK$20,286 | HK$21,908 (+8.0%) | HK$24,536 (+12.0%) | +6.25% |
| 55 | HK$20,326 | HK$20,326 | HK$21,342 (+5.0%) | HK$25,610 (+20.0%) | HK$25,610 | HK$27,658 (+8.0%) | HK$30,976 (+12.0%) | +6.25% |
| 60 | HK$25,699 | HK$25,699 | HK$26,983 (+5.0%) | HK$32,379 (+20.0%) | HK$32,379 | HK$34,969 (+8.0%) | HK$39,165 (+12.0%) | +6.25% |
| 65 | HK$30,694 | HK$30,694 | HK$32,228 (+5.0%) | HK$38,673 (+20.0%) | HK$38,673 | HK$41,766 (+8.0%) | HK$46,777 (+12.0%) | +6.25% |
| 70 | HK$36,214 | HK$36,214 | HK$38,024 (+5.0%) | HK$45,628 (+20.0%) | HK$45,628 | HK$49,278 (+8.0%) | HK$55,191 (+12.0%) | +6.25% |
| 75 | HK$45,482 | HK$45,482 | HK$47,756 (+5.0%) | HK$57,307 (+20.0%) | HK$57,307 | HK$61,891 (+8.0%) | HK$69,317 (+12.0%) | +6.25% |
| 80 | HK$51,730 | HK$51,730 | HK$54,316 (+5.0%) | HK$65,179 (+20.0%) | HK$65,179 | HK$70,393 (+8.0%) | HK$78,840 (+12.0%) | +6.25% |
| 85 | HK$61,517 | HK$61,517 | HK$64,592 (+5.0%) | HK$77,510 (+20.0%) | HK$77,510 | HK$83,710 (+8.0%) | HK$93,755 (+12.0%) | +6.25% |
| 90 | HK$71,509 | HK$71,509 | HK$75,084 (+5.0%) | HK$90,100 (+20.0%) | HK$90,100 | HK$97,308 (+8.0%) | HK$108,984 (+12.0%) | +6.25% |
| 95 | HK$81,511 | HK$81,511 | HK$85,586 (+5.0%) | HK$102,703 (+20.0%) | HK$102,703 | HK$110,919 (+8.0%) | HK$124,229 (+12.0%) | +6.25% |
| 99 | HK$89,742 | HK$89,742 | HK$94,229 (+5.0%) | HK$113,074 (+20.0%) | HK$113,074 | HK$122,119 (+8.0%) | HK$136,773 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$8,262
5 y/oHK$6,247
10 y/oHK$5,535
15 y/oHK$5,535
20 y/oHK$5,690
25 y/oHK$6,133
30 y/oHK$6,755
35 y/oHK$7,812
40 y/oHK$9,679
45 y/oHK$12,504
50 y/oHK$16,100
55 y/oHK$20,326
60 y/oHK$25,699
65 y/oHK$30,694
70 y/oHK$36,214
75 y/oHK$45,482
80 y/oHK$51,730
85 y/oHK$61,517
90 y/oHK$71,509
95 y/oHK$81,511
99 y/oHK$89,742
0.0%
All-ages avg
0 y/oHK$8,262
5 y/oHK$6,247
10 y/oHK$5,535
15 y/oHK$5,535
20 y/oHK$5,690
25 y/oHK$6,133
30 y/oHK$6,755
35 y/oHK$7,812
40 y/oHK$9,679
45 y/oHK$12,504
50 y/oHK$16,100
55 y/oHK$20,326
60 y/oHK$25,699
65 y/oHK$30,694
70 y/oHK$36,214
75 y/oHK$45,482
80 y/oHK$51,730
85 y/oHK$61,517
90 y/oHK$71,509
95 y/oHK$81,511
99 y/oHK$89,742
+5.0%
All-ages avg
0 y/oHK$8,675 (+5.0%)
5 y/oHK$6,559 (+5.0%)
10 y/oHK$5,811 (+5.0%)
15 y/oHK$5,811 (+5.0%)
20 y/oHK$5,974 (+5.0%)
25 y/oHK$6,439 (+5.0%)
30 y/oHK$7,092 (+5.0%)
35 y/oHK$8,202 (+5.0%)
40 y/oHK$10,162 (+5.0%)
45 y/oHK$13,129 (+5.0%)
50 y/oHK$16,905 (+5.0%)
55 y/oHK$21,342 (+5.0%)
60 y/oHK$26,983 (+5.0%)
65 y/oHK$32,228 (+5.0%)
70 y/oHK$38,024 (+5.0%)
75 y/oHK$47,756 (+5.0%)
80 y/oHK$54,316 (+5.0%)
85 y/oHK$64,592 (+5.0%)
90 y/oHK$75,084 (+5.0%)
95 y/oHK$85,586 (+5.0%)
99 y/oHK$94,229 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$10,410 (+20.0%)
5 y/oHK$7,870 (+20.0%)
10 y/oHK$6,886 (+18.5%)
15 y/oHK$6,537 (+12.5%)
20 y/oHK$7,168 (+20.0%)
25 y/oHK$7,726 (+20.0%)
30 y/oHK$8,510 (+20.0%)
35 y/oHK$9,842 (+20.0%)
40 y/oHK$12,194 (+20.0%)
45 y/oHK$15,754 (+20.0%)
50 y/oHK$20,286 (+20.0%)
55 y/oHK$25,610 (+20.0%)
60 y/oHK$32,379 (+20.0%)
65 y/oHK$38,673 (+20.0%)
70 y/oHK$45,628 (+20.0%)
75 y/oHK$57,307 (+20.0%)
80 y/oHK$65,179 (+20.0%)
85 y/oHK$77,510 (+20.0%)
90 y/oHK$90,100 (+20.0%)
95 y/oHK$102,703 (+20.0%)
99 y/oHK$113,074 (+20.0%)
0.0%
All-ages avg
0 y/oHK$10,410
5 y/oHK$7,870
10 y/oHK$6,886
15 y/oHK$6,537
20 y/oHK$7,168
25 y/oHK$7,726
30 y/oHK$8,510
35 y/oHK$9,842
40 y/oHK$12,194
45 y/oHK$15,754
50 y/oHK$20,286
55 y/oHK$25,610
60 y/oHK$32,379
65 y/oHK$38,673
70 y/oHK$45,628
75 y/oHK$57,307
80 y/oHK$65,179
85 y/oHK$77,510
90 y/oHK$90,100
95 y/oHK$102,703
99 y/oHK$113,074
+8.0%
All-ages avg
0 y/oHK$11,242 (+8.0%)
5 y/oHK$8,499 (+8.0%)
10 y/oHK$7,436 (+8.0%)
15 y/oHK$7,059 (+8.0%)
20 y/oHK$7,741 (+8.0%)
25 y/oHK$8,344 (+8.0%)
30 y/oHK$9,190 (+8.0%)
35 y/oHK$10,629 (+8.0%)
40 y/oHK$13,169 (+8.0%)
45 y/oHK$17,014 (+8.0%)
50 y/oHK$21,908 (+8.0%)
55 y/oHK$27,658 (+8.0%)
60 y/oHK$34,969 (+8.0%)
65 y/oHK$41,766 (+8.0%)
70 y/oHK$49,278 (+8.0%)
75 y/oHK$61,891 (+8.0%)
80 y/oHK$70,393 (+8.0%)
85 y/oHK$83,710 (+8.0%)
90 y/oHK$97,308 (+8.0%)
95 y/oHK$110,919 (+8.0%)
99 y/oHK$122,119 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$12,591 (+12.0%)
5 y/oHK$9,518 (+12.0%)
10 y/oHK$8,328 (+12.0%)
15 y/oHK$7,906 (+12.0%)
20 y/oHK$8,669 (+12.0%)
25 y/oHK$9,345 (+12.0%)
30 y/oHK$10,292 (+12.0%)
35 y/oHK$11,904 (+12.0%)
40 y/oHK$14,749 (+12.0%)
45 y/oHK$19,055 (+12.0%)
50 y/oHK$24,536 (+12.0%)
55 y/oHK$30,976 (+12.0%)
60 y/oHK$39,165 (+12.0%)
65 y/oHK$46,777 (+12.0%)
70 y/oHK$55,191 (+12.0%)
75 y/oHK$69,317 (+12.0%)
80 y/oHK$78,840 (+12.0%)
85 y/oHK$93,755 (+12.0%)
90 y/oHK$108,984 (+12.0%)
95 y/oHK$124,229 (+12.0%)
99 y/oHK$136,773 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.25%
5 y/o+6.25%
10 y/o+6.06%
15 y/o+5.27%
20 y/o+6.25%
25 y/o+6.25%
30 y/o+6.25%
35 y/o+6.25%
40 y/o+6.25%
45 y/o+6.25%
50 y/o+6.25%
55 y/o+6.25%
60 y/o+6.25%
65 y/o+6.25%
70 y/o+6.25%
75 y/o+6.25%
80 y/o+6.25%
85 y/o+6.25%
90 y/o+6.25%
95 y/o+6.25%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00027-03-001-01 2019-05-14 | F00027-03-001-02 2021-04-01 | F00027-03-001-02 2021-10-01 | F00027-03-001-02 2022-10-01 | F00027-03-001-03 2023-07-01 | F00027-03-001-03 2024-04-01 | F00027-03-001-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$6,902 | HK$6,902 | HK$7,247 (+5.0%) | HK$8,696 (+20.0%) | HK$8,696 | HK$9,391 (+8.0%) | HK$10,517 (+12.0%) | +6.25% |
| 5 | HK$5,248 | HK$5,248 | HK$5,510 (+5.0%) | HK$6,612 (+20.0%) | HK$6,612 | HK$7,140 (+8.0%) | HK$7,996 (+12.0%) | +6.25% |
| 10 | HK$4,912 | HK$4,912 | HK$5,157 (+5.0%) | HK$6,111 (+18.5%) | HK$6,111 | HK$6,599 (+8.0%) | HK$7,390 (+12.0%) | +6.06% |
| 15 | HK$4,912 | HK$4,912 | HK$5,157 (+5.0%) | HK$5,801 (+12.5%) | HK$5,801 | HK$6,265 (+8.0%) | HK$7,016 (+12.0%) | +5.27% |
| 20 | HK$5,502 | HK$5,502 | HK$5,777 (+5.0%) | HK$6,932 (+20.0%) | HK$6,932 | HK$7,486 (+8.0%) | HK$8,384 (+12.0%) | +6.25% |
| 25 | HK$6,313 | HK$6,313 | HK$6,628 (+5.0%) | HK$7,953 (+20.0%) | HK$7,953 | HK$8,589 (+8.0%) | HK$9,619 (+12.0%) | +6.25% |
| 30 | HK$7,451 | HK$7,451 | HK$7,823 (+5.0%) | HK$9,387 (+20.0%) | HK$9,387 | HK$10,137 (+8.0%) | HK$11,353 (+12.0%) | +6.25% |
| 35 | HK$8,868 | HK$8,868 | HK$9,311 (+5.0%) | HK$11,173 (+20.0%) | HK$11,173 | HK$12,066 (+8.0%) | HK$13,513 (+12.0%) | +6.25% |
| 40 | HK$10,416 | HK$10,416 | HK$10,936 (+5.0%) | HK$13,123 (+20.0%) | HK$13,123 | HK$14,172 (+8.0%) | HK$15,872 (+12.0%) | +6.25% |
| 45 | HK$12,291 | HK$12,291 | HK$12,905 (+5.0%) | HK$15,486 (+20.0%) | HK$15,486 | HK$16,724 (+8.0%) | HK$18,730 (+12.0%) | +6.25% |
| 50 | HK$14,863 | HK$14,863 | HK$15,606 (+5.0%) | HK$18,727 (+20.0%) | HK$18,727 | HK$20,225 (+8.0%) | HK$22,652 (+12.0%) | +6.25% |
| 55 | HK$18,491 | HK$18,491 | HK$19,415 (+5.0%) | HK$23,298 (+20.0%) | HK$23,298 | HK$25,161 (+8.0%) | HK$28,180 (+12.0%) | +6.25% |
| 60 | HK$22,357 | HK$22,357 | HK$23,474 (+5.0%) | HK$28,168 (+20.0%) | HK$28,168 | HK$30,421 (+8.0%) | HK$34,071 (+12.0%) | +6.25% |
| 65 | HK$25,772 | HK$25,772 | HK$27,060 (+5.0%) | HK$32,472 (+20.0%) | HK$32,472 | HK$35,069 (+8.0%) | HK$39,277 (+12.0%) | +6.25% |
| 70 | HK$31,571 | HK$31,571 | HK$33,149 (+5.0%) | HK$39,778 (+20.0%) | HK$39,778 | HK$42,960 (+8.0%) | HK$48,115 (+12.0%) | +6.25% |
| 75 | HK$39,179 | HK$39,179 | HK$41,137 (+5.0%) | HK$49,364 (+20.0%) | HK$49,364 | HK$53,313 (+8.0%) | HK$59,710 (+12.0%) | +6.25% |
| 80 | HK$48,465 | HK$48,465 | HK$50,888 (+5.0%) | HK$61,065 (+20.0%) | HK$61,065 | HK$65,950 (+8.0%) | HK$73,864 (+12.0%) | +6.25% |
| 85 | HK$57,341 | HK$57,341 | HK$60,208 (+5.0%) | HK$72,249 (+20.0%) | HK$72,249 | HK$78,028 (+8.0%) | HK$87,391 (+12.0%) | +6.25% |
| 90 | HK$66,391 | HK$66,391 | HK$69,710 (+5.0%) | HK$83,652 (+20.0%) | HK$83,652 | HK$90,344 (+8.0%) | HK$101,185 (+12.0%) | +6.25% |
| 95 | HK$75,440 | HK$75,440 | HK$79,212 (+5.0%) | HK$95,054 (+20.0%) | HK$95,054 | HK$102,658 (+8.0%) | HK$114,976 (+12.0%) | +6.25% |
| 99 | HK$82,893 | HK$82,893 | HK$87,037 (+5.0%) | HK$104,444 (+20.0%) | HK$104,444 | HK$112,799 (+8.0%) | HK$126,334 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$6,902
5 y/oHK$5,248
10 y/oHK$4,912
15 y/oHK$4,912
20 y/oHK$5,502
25 y/oHK$6,313
30 y/oHK$7,451
35 y/oHK$8,868
40 y/oHK$10,416
45 y/oHK$12,291
50 y/oHK$14,863
55 y/oHK$18,491
60 y/oHK$22,357
65 y/oHK$25,772
70 y/oHK$31,571
75 y/oHK$39,179
80 y/oHK$48,465
85 y/oHK$57,341
90 y/oHK$66,391
95 y/oHK$75,440
99 y/oHK$82,893
0.0%
All-ages avg
0 y/oHK$6,902
5 y/oHK$5,248
10 y/oHK$4,912
15 y/oHK$4,912
20 y/oHK$5,502
25 y/oHK$6,313
30 y/oHK$7,451
35 y/oHK$8,868
40 y/oHK$10,416
45 y/oHK$12,291
50 y/oHK$14,863
55 y/oHK$18,491
60 y/oHK$22,357
65 y/oHK$25,772
70 y/oHK$31,571
75 y/oHK$39,179
80 y/oHK$48,465
85 y/oHK$57,341
90 y/oHK$66,391
95 y/oHK$75,440
99 y/oHK$82,893
+5.0%
All-ages avg
0 y/oHK$7,247 (+5.0%)
5 y/oHK$5,510 (+5.0%)
10 y/oHK$5,157 (+5.0%)
15 y/oHK$5,157 (+5.0%)
20 y/oHK$5,777 (+5.0%)
25 y/oHK$6,628 (+5.0%)
30 y/oHK$7,823 (+5.0%)
35 y/oHK$9,311 (+5.0%)
40 y/oHK$10,936 (+5.0%)
45 y/oHK$12,905 (+5.0%)
50 y/oHK$15,606 (+5.0%)
55 y/oHK$19,415 (+5.0%)
60 y/oHK$23,474 (+5.0%)
65 y/oHK$27,060 (+5.0%)
70 y/oHK$33,149 (+5.0%)
75 y/oHK$41,137 (+5.0%)
80 y/oHK$50,888 (+5.0%)
85 y/oHK$60,208 (+5.0%)
90 y/oHK$69,710 (+5.0%)
95 y/oHK$79,212 (+5.0%)
99 y/oHK$87,037 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$8,696 (+20.0%)
5 y/oHK$6,612 (+20.0%)
10 y/oHK$6,111 (+18.5%)
15 y/oHK$5,801 (+12.5%)
20 y/oHK$6,932 (+20.0%)
25 y/oHK$7,953 (+20.0%)
30 y/oHK$9,387 (+20.0%)
35 y/oHK$11,173 (+20.0%)
40 y/oHK$13,123 (+20.0%)
45 y/oHK$15,486 (+20.0%)
50 y/oHK$18,727 (+20.0%)
55 y/oHK$23,298 (+20.0%)
60 y/oHK$28,168 (+20.0%)
65 y/oHK$32,472 (+20.0%)
70 y/oHK$39,778 (+20.0%)
75 y/oHK$49,364 (+20.0%)
80 y/oHK$61,065 (+20.0%)
85 y/oHK$72,249 (+20.0%)
90 y/oHK$83,652 (+20.0%)
95 y/oHK$95,054 (+20.0%)
99 y/oHK$104,444 (+20.0%)
0.0%
All-ages avg
0 y/oHK$8,696
5 y/oHK$6,612
10 y/oHK$6,111
15 y/oHK$5,801
20 y/oHK$6,932
25 y/oHK$7,953
30 y/oHK$9,387
35 y/oHK$11,173
40 y/oHK$13,123
45 y/oHK$15,486
50 y/oHK$18,727
55 y/oHK$23,298
60 y/oHK$28,168
65 y/oHK$32,472
70 y/oHK$39,778
75 y/oHK$49,364
80 y/oHK$61,065
85 y/oHK$72,249
90 y/oHK$83,652
95 y/oHK$95,054
99 y/oHK$104,444
+8.0%
All-ages avg
0 y/oHK$9,391 (+8.0%)
5 y/oHK$7,140 (+8.0%)
10 y/oHK$6,599 (+8.0%)
15 y/oHK$6,265 (+8.0%)
20 y/oHK$7,486 (+8.0%)
25 y/oHK$8,589 (+8.0%)
30 y/oHK$10,137 (+8.0%)
35 y/oHK$12,066 (+8.0%)
40 y/oHK$14,172 (+8.0%)
45 y/oHK$16,724 (+8.0%)
50 y/oHK$20,225 (+8.0%)
55 y/oHK$25,161 (+8.0%)
60 y/oHK$30,421 (+8.0%)
65 y/oHK$35,069 (+8.0%)
70 y/oHK$42,960 (+8.0%)
75 y/oHK$53,313 (+8.0%)
80 y/oHK$65,950 (+8.0%)
85 y/oHK$78,028 (+8.0%)
90 y/oHK$90,344 (+8.0%)
95 y/oHK$102,658 (+8.0%)
99 y/oHK$112,799 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$10,517 (+12.0%)
5 y/oHK$7,996 (+12.0%)
10 y/oHK$7,390 (+12.0%)
15 y/oHK$7,016 (+12.0%)
20 y/oHK$8,384 (+12.0%)
25 y/oHK$9,619 (+12.0%)
30 y/oHK$11,353 (+12.0%)
35 y/oHK$13,513 (+12.0%)
40 y/oHK$15,872 (+12.0%)
45 y/oHK$18,730 (+12.0%)
50 y/oHK$22,652 (+12.0%)
55 y/oHK$28,180 (+12.0%)
60 y/oHK$34,071 (+12.0%)
65 y/oHK$39,277 (+12.0%)
70 y/oHK$48,115 (+12.0%)
75 y/oHK$59,710 (+12.0%)
80 y/oHK$73,864 (+12.0%)
85 y/oHK$87,391 (+12.0%)
90 y/oHK$101,185 (+12.0%)
95 y/oHK$114,976 (+12.0%)
99 y/oHK$126,334 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.25%
5 y/o+6.25%
10 y/o+6.06%
15 y/o+5.27%
20 y/o+6.25%
25 y/o+6.25%
30 y/o+6.25%
35 y/o+6.25%
40 y/o+6.25%
45 y/o+6.25%
50 y/o+6.25%
55 y/o+6.25%
60 y/o+6.25%
65 y/o+6.25%
70 y/o+6.25%
75 y/o+6.25%
80 y/o+6.25%
85 y/o+6.25%
90 y/o+6.25%
95 y/o+6.25%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
Male
| Age | F00027-07-001-01 2019-05-14 | F00027-07-001-02 2021-04-01 | F00027-07-001-02 2021-10-01 | F00027-07-001-02 2022-10-01 | F00027-07-001-03 2023-07-01 | F00027-07-001-03 2024-04-01 | F00027-07-001-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$1,059 | US$1,059 | US$1,112 (+5.0%) | US$1,335 (+20.1%) | US$1,335 | US$1,441 (+7.9%) | US$1,614 (+12.0%) | +6.25% |
| 5 | US$801 | US$801 | US$841 (+5.0%) | US$1,009 (+20.0%) | US$1,009 | US$1,090 (+8.0%) | US$1,220 (+11.9%) | +6.24% |
| 10 | US$710 | US$710 | US$745 (+4.9%) | US$883 (+18.5%) | US$883 | US$953 (+7.9%) | US$1,068 (+12.1%) | +6.05% |
| 15 | US$710 | US$710 | US$745 (+4.9%) | US$838 (+12.5%) | US$838 | US$905 (+8.0%) | US$1,014 (+12.0%) | +5.26% |
| 20 | US$729 | US$729 | US$766 (+5.1%) | US$919 (+20.0%) | US$919 | US$992 (+7.9%) | US$1,111 (+12.0%) | +6.25% |
| 25 | US$786 | US$786 | US$826 (+5.1%) | US$991 (+20.0%) | US$991 | US$1,070 (+8.0%) | US$1,198 (+12.0%) | +6.26% |
| 30 | US$866 | US$866 | US$909 (+5.0%) | US$1,091 (+20.0%) | US$1,091 | US$1,178 (+8.0%) | US$1,319 (+12.0%) | +6.24% |
| 35 | US$1,001 | US$1,001 | US$1,052 (+5.1%) | US$1,262 (+20.0%) | US$1,262 | US$1,363 (+8.0%) | US$1,526 (+12.0%) | +6.26% |
| 40 | US$1,241 | US$1,241 | US$1,303 (+5.0%) | US$1,563 (+20.0%) | US$1,563 | US$1,688 (+8.0%) | US$1,891 (+12.0%) | +6.25% |
| 45 | US$1,603 | US$1,603 | US$1,683 (+5.0%) | US$2,020 (+20.0%) | US$2,020 | US$2,181 (+8.0%) | US$2,443 (+12.0%) | +6.25% |
| 50 | US$2,064 | US$2,064 | US$2,167 (+5.0%) | US$2,601 (+20.0%) | US$2,601 | US$2,809 (+8.0%) | US$3,146 (+12.0%) | +6.26% |
| 55 | US$2,606 | US$2,606 | US$2,736 (+5.0%) | US$3,283 (+20.0%) | US$3,283 | US$3,546 (+8.0%) | US$3,971 (+12.0%) | +6.25% |
| 60 | US$3,295 | US$3,295 | US$3,459 (+5.0%) | US$4,151 (+20.0%) | US$4,151 | US$4,483 (+8.0%) | US$5,021 (+12.0%) | +6.25% |
| 65 | US$3,935 | US$3,935 | US$4,132 (+5.0%) | US$4,958 (+20.0%) | US$4,958 | US$5,355 (+8.0%) | US$5,997 (+12.0%) | +6.25% |
| 70 | US$4,643 | US$4,643 | US$4,875 (+5.0%) | US$5,850 (+20.0%) | US$5,850 | US$6,318 (+8.0%) | US$7,076 (+12.0%) | +6.25% |
| 75 | US$5,831 | US$5,831 | US$6,123 (+5.0%) | US$7,347 (+20.0%) | US$7,347 | US$7,935 (+8.0%) | US$8,887 (+12.0%) | +6.25% |
| 80 | US$6,632 | US$6,632 | US$6,964 (+5.0%) | US$8,356 (+20.0%) | US$8,356 | US$9,025 (+8.0%) | US$10,108 (+12.0%) | +6.25% |
| 85 | US$7,887 | US$7,887 | US$8,281 (+5.0%) | US$9,937 (+20.0%) | US$9,937 | US$10,732 (+8.0%) | US$12,020 (+12.0%) | +6.25% |
| 90 | US$9,168 | US$9,168 | US$9,626 (+5.0%) | US$11,551 (+20.0%) | US$11,551 | US$12,475 (+8.0%) | US$13,972 (+12.0%) | +6.25% |
| 95 | US$10,450 | US$10,450 | US$10,973 (+5.0%) | US$13,167 (+20.0%) | US$13,167 | US$14,220 (+8.0%) | US$15,927 (+12.0%) | +6.25% |
| 99 | US$11,505 | US$11,505 | US$12,081 (+5.0%) | US$14,497 (+20.0%) | US$14,497 | US$15,656 (+8.0%) | US$17,535 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oUS$1,059
5 y/oUS$801
10 y/oUS$710
15 y/oUS$710
20 y/oUS$729
25 y/oUS$786
30 y/oUS$866
35 y/oUS$1,001
40 y/oUS$1,241
45 y/oUS$1,603
50 y/oUS$2,064
55 y/oUS$2,606
60 y/oUS$3,295
65 y/oUS$3,935
70 y/oUS$4,643
75 y/oUS$5,831
80 y/oUS$6,632
85 y/oUS$7,887
90 y/oUS$9,168
95 y/oUS$10,450
99 y/oUS$11,505
0.0%
All-ages avg
0 y/oUS$1,059
5 y/oUS$801
10 y/oUS$710
15 y/oUS$710
20 y/oUS$729
25 y/oUS$786
30 y/oUS$866
35 y/oUS$1,001
40 y/oUS$1,241
45 y/oUS$1,603
50 y/oUS$2,064
55 y/oUS$2,606
60 y/oUS$3,295
65 y/oUS$3,935
70 y/oUS$4,643
75 y/oUS$5,831
80 y/oUS$6,632
85 y/oUS$7,887
90 y/oUS$9,168
95 y/oUS$10,450
99 y/oUS$11,505
+5.0%
All-ages avg
0 y/oUS$1,112 (+5.0%)
5 y/oUS$841 (+5.0%)
10 y/oUS$745 (+4.9%)
15 y/oUS$745 (+4.9%)
20 y/oUS$766 (+5.1%)
25 y/oUS$826 (+5.1%)
30 y/oUS$909 (+5.0%)
35 y/oUS$1,052 (+5.1%)
40 y/oUS$1,303 (+5.0%)
45 y/oUS$1,683 (+5.0%)
50 y/oUS$2,167 (+5.0%)
55 y/oUS$2,736 (+5.0%)
60 y/oUS$3,459 (+5.0%)
65 y/oUS$4,132 (+5.0%)
70 y/oUS$4,875 (+5.0%)
75 y/oUS$6,123 (+5.0%)
80 y/oUS$6,964 (+5.0%)
85 y/oUS$8,281 (+5.0%)
90 y/oUS$9,626 (+5.0%)
95 y/oUS$10,973 (+5.0%)
99 y/oUS$12,081 (+5.0%)
+19.6%
All-ages avg
0 y/oUS$1,335 (+20.1%)
5 y/oUS$1,009 (+20.0%)
10 y/oUS$883 (+18.5%)
15 y/oUS$838 (+12.5%)
20 y/oUS$919 (+20.0%)
25 y/oUS$991 (+20.0%)
30 y/oUS$1,091 (+20.0%)
35 y/oUS$1,262 (+20.0%)
40 y/oUS$1,563 (+20.0%)
45 y/oUS$2,020 (+20.0%)
50 y/oUS$2,601 (+20.0%)
55 y/oUS$3,283 (+20.0%)
60 y/oUS$4,151 (+20.0%)
65 y/oUS$4,958 (+20.0%)
70 y/oUS$5,850 (+20.0%)
75 y/oUS$7,347 (+20.0%)
80 y/oUS$8,356 (+20.0%)
85 y/oUS$9,937 (+20.0%)
90 y/oUS$11,551 (+20.0%)
95 y/oUS$13,167 (+20.0%)
99 y/oUS$14,497 (+20.0%)
0.0%
All-ages avg
0 y/oUS$1,335
5 y/oUS$1,009
10 y/oUS$883
15 y/oUS$838
20 y/oUS$919
25 y/oUS$991
30 y/oUS$1,091
35 y/oUS$1,262
40 y/oUS$1,563
45 y/oUS$2,020
50 y/oUS$2,601
55 y/oUS$3,283
60 y/oUS$4,151
65 y/oUS$4,958
70 y/oUS$5,850
75 y/oUS$7,347
80 y/oUS$8,356
85 y/oUS$9,937
90 y/oUS$11,551
95 y/oUS$13,167
99 y/oUS$14,497
+8.0%
All-ages avg
0 y/oUS$1,441 (+7.9%)
5 y/oUS$1,090 (+8.0%)
10 y/oUS$953 (+7.9%)
15 y/oUS$905 (+8.0%)
20 y/oUS$992 (+7.9%)
25 y/oUS$1,070 (+8.0%)
30 y/oUS$1,178 (+8.0%)
35 y/oUS$1,363 (+8.0%)
40 y/oUS$1,688 (+8.0%)
45 y/oUS$2,181 (+8.0%)
50 y/oUS$2,809 (+8.0%)
55 y/oUS$3,546 (+8.0%)
60 y/oUS$4,483 (+8.0%)
65 y/oUS$5,355 (+8.0%)
70 y/oUS$6,318 (+8.0%)
75 y/oUS$7,935 (+8.0%)
80 y/oUS$9,025 (+8.0%)
85 y/oUS$10,732 (+8.0%)
90 y/oUS$12,475 (+8.0%)
95 y/oUS$14,220 (+8.0%)
99 y/oUS$15,656 (+8.0%)
+12.0%
All-ages avg
0 y/oUS$1,614 (+12.0%)
5 y/oUS$1,220 (+11.9%)
10 y/oUS$1,068 (+12.1%)
15 y/oUS$1,014 (+12.0%)
20 y/oUS$1,111 (+12.0%)
25 y/oUS$1,198 (+12.0%)
30 y/oUS$1,319 (+12.0%)
35 y/oUS$1,526 (+12.0%)
40 y/oUS$1,891 (+12.0%)
45 y/oUS$2,443 (+12.0%)
50 y/oUS$3,146 (+12.0%)
55 y/oUS$3,971 (+12.0%)
60 y/oUS$5,021 (+12.0%)
65 y/oUS$5,997 (+12.0%)
70 y/oUS$7,076 (+12.0%)
75 y/oUS$8,887 (+12.0%)
80 y/oUS$10,108 (+12.0%)
85 y/oUS$12,020 (+12.0%)
90 y/oUS$13,972 (+12.0%)
95 y/oUS$15,927 (+12.0%)
99 y/oUS$17,535 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.25%
5 y/o+6.24%
10 y/o+6.05%
15 y/o+5.26%
20 y/o+6.25%
25 y/o+6.26%
30 y/o+6.24%
35 y/o+6.26%
40 y/o+6.25%
45 y/o+6.25%
50 y/o+6.26%
55 y/o+6.25%
60 y/o+6.25%
65 y/o+6.25%
70 y/o+6.25%
75 y/o+6.25%
80 y/o+6.25%
85 y/o+6.25%
90 y/o+6.25%
95 y/o+6.25%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00027-07-001-01 2019-05-14 | F00027-07-001-02 2021-04-01 | F00027-07-001-02 2021-10-01 | F00027-07-001-02 2022-10-01 | F00027-07-001-03 2023-07-01 | F00027-07-001-03 2024-04-01 | F00027-07-001-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$885 | US$885 | US$929 (+5.0%) | US$1,115 (+20.0%) | US$1,115 | US$1,204 (+8.0%) | US$1,348 (+12.0%) | +6.25% |
| 5 | US$673 | US$673 | US$706 (+4.9%) | US$848 (+20.1%) | US$848 | US$915 (+7.9%) | US$1,025 (+12.0%) | +6.24% |
| 10 | US$630 | US$630 | US$661 (+4.9%) | US$783 (+18.5%) | US$783 | US$846 (+8.0%) | US$947 (+11.9%) | +6.04% |
| 15 | US$630 | US$630 | US$661 (+4.9%) | US$744 (+12.6%) | US$744 | US$803 (+7.9%) | US$899 (+12.0%) | +5.25% |
| 20 | US$705 | US$705 | US$741 (+5.1%) | US$889 (+20.0%) | US$889 | US$960 (+8.0%) | US$1,075 (+12.0%) | +6.26% |
| 25 | US$809 | US$809 | US$850 (+5.1%) | US$1,020 (+20.0%) | US$1,020 | US$1,101 (+7.9%) | US$1,233 (+12.0%) | +6.25% |
| 30 | US$955 | US$955 | US$1,003 (+5.0%) | US$1,203 (+19.9%) | US$1,203 | US$1,300 (+8.1%) | US$1,456 (+12.0%) | +6.26% |
| 35 | US$1,137 | US$1,137 | US$1,194 (+5.0%) | US$1,432 (+19.9%) | US$1,432 | US$1,547 (+8.0%) | US$1,732 (+12.0%) | +6.25% |
| 40 | US$1,335 | US$1,335 | US$1,402 (+5.0%) | US$1,682 (+20.0%) | US$1,682 | US$1,817 (+8.0%) | US$2,035 (+12.0%) | +6.26% |
| 45 | US$1,576 | US$1,576 | US$1,654 (+4.9%) | US$1,985 (+20.0%) | US$1,985 | US$2,144 (+8.0%) | US$2,401 (+12.0%) | +6.25% |
| 50 | US$1,905 | US$1,905 | US$2,001 (+5.0%) | US$2,401 (+20.0%) | US$2,401 | US$2,593 (+8.0%) | US$2,904 (+12.0%) | +6.26% |
| 55 | US$2,371 | US$2,371 | US$2,489 (+5.0%) | US$2,987 (+20.0%) | US$2,987 | US$3,226 (+8.0%) | US$3,613 (+12.0%) | +6.25% |
| 60 | US$2,866 | US$2,866 | US$3,009 (+5.0%) | US$3,611 (+20.0%) | US$3,611 | US$3,900 (+8.0%) | US$4,368 (+12.0%) | +6.25% |
| 65 | US$3,304 | US$3,304 | US$3,469 (+5.0%) | US$4,163 (+20.0%) | US$4,163 | US$4,496 (+8.0%) | US$5,036 (+12.0%) | +6.26% |
| 70 | US$4,047 | US$4,047 | US$4,250 (+5.0%) | US$5,100 (+20.0%) | US$5,100 | US$5,508 (+8.0%) | US$6,169 (+12.0%) | +6.26% |
| 75 | US$5,023 | US$5,023 | US$5,274 (+5.0%) | US$6,329 (+20.0%) | US$6,329 | US$6,835 (+8.0%) | US$7,655 (+12.0%) | +6.25% |
| 80 | US$6,213 | US$6,213 | US$6,524 (+5.0%) | US$7,829 (+20.0%) | US$7,829 | US$8,455 (+8.0%) | US$9,470 (+12.0%) | +6.26% |
| 85 | US$7,351 | US$7,351 | US$7,719 (+5.0%) | US$9,263 (+20.0%) | US$9,263 | US$10,004 (+8.0%) | US$11,204 (+12.0%) | +6.26% |
| 90 | US$8,512 | US$8,512 | US$8,937 (+5.0%) | US$10,725 (+20.0%) | US$10,725 | US$11,583 (+8.0%) | US$12,972 (+12.0%) | +6.25% |
| 95 | US$9,672 | US$9,672 | US$10,155 (+5.0%) | US$12,186 (+20.0%) | US$12,186 | US$13,161 (+8.0%) | US$14,741 (+12.0%) | +6.25% |
| 99 | US$10,627 | US$10,627 | US$11,159 (+5.0%) | US$13,390 (+20.0%) | US$13,390 | US$14,461 (+8.0%) | US$16,197 (+12.0%) | +6.26% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oUS$885
5 y/oUS$673
10 y/oUS$630
15 y/oUS$630
20 y/oUS$705
25 y/oUS$809
30 y/oUS$955
35 y/oUS$1,137
40 y/oUS$1,335
45 y/oUS$1,576
50 y/oUS$1,905
55 y/oUS$2,371
60 y/oUS$2,866
65 y/oUS$3,304
70 y/oUS$4,047
75 y/oUS$5,023
80 y/oUS$6,213
85 y/oUS$7,351
90 y/oUS$8,512
95 y/oUS$9,672
99 y/oUS$10,627
0.0%
All-ages avg
0 y/oUS$885
5 y/oUS$673
10 y/oUS$630
15 y/oUS$630
20 y/oUS$705
25 y/oUS$809
30 y/oUS$955
35 y/oUS$1,137
40 y/oUS$1,335
45 y/oUS$1,576
50 y/oUS$1,905
55 y/oUS$2,371
60 y/oUS$2,866
65 y/oUS$3,304
70 y/oUS$4,047
75 y/oUS$5,023
80 y/oUS$6,213
85 y/oUS$7,351
90 y/oUS$8,512
95 y/oUS$9,672
99 y/oUS$10,627
+5.0%
All-ages avg
0 y/oUS$929 (+5.0%)
5 y/oUS$706 (+4.9%)
10 y/oUS$661 (+4.9%)
15 y/oUS$661 (+4.9%)
20 y/oUS$741 (+5.1%)
25 y/oUS$850 (+5.1%)
30 y/oUS$1,003 (+5.0%)
35 y/oUS$1,194 (+5.0%)
40 y/oUS$1,402 (+5.0%)
45 y/oUS$1,654 (+4.9%)
50 y/oUS$2,001 (+5.0%)
55 y/oUS$2,489 (+5.0%)
60 y/oUS$3,009 (+5.0%)
65 y/oUS$3,469 (+5.0%)
70 y/oUS$4,250 (+5.0%)
75 y/oUS$5,274 (+5.0%)
80 y/oUS$6,524 (+5.0%)
85 y/oUS$7,719 (+5.0%)
90 y/oUS$8,937 (+5.0%)
95 y/oUS$10,155 (+5.0%)
99 y/oUS$11,159 (+5.0%)
+19.6%
All-ages avg
0 y/oUS$1,115 (+20.0%)
5 y/oUS$848 (+20.1%)
10 y/oUS$783 (+18.5%)
15 y/oUS$744 (+12.6%)
20 y/oUS$889 (+20.0%)
25 y/oUS$1,020 (+20.0%)
30 y/oUS$1,203 (+19.9%)
35 y/oUS$1,432 (+19.9%)
40 y/oUS$1,682 (+20.0%)
45 y/oUS$1,985 (+20.0%)
50 y/oUS$2,401 (+20.0%)
55 y/oUS$2,987 (+20.0%)
60 y/oUS$3,611 (+20.0%)
65 y/oUS$4,163 (+20.0%)
70 y/oUS$5,100 (+20.0%)
75 y/oUS$6,329 (+20.0%)
80 y/oUS$7,829 (+20.0%)
85 y/oUS$9,263 (+20.0%)
90 y/oUS$10,725 (+20.0%)
95 y/oUS$12,186 (+20.0%)
99 y/oUS$13,390 (+20.0%)
0.0%
All-ages avg
0 y/oUS$1,115
5 y/oUS$848
10 y/oUS$783
15 y/oUS$744
20 y/oUS$889
25 y/oUS$1,020
30 y/oUS$1,203
35 y/oUS$1,432
40 y/oUS$1,682
45 y/oUS$1,985
50 y/oUS$2,401
55 y/oUS$2,987
60 y/oUS$3,611
65 y/oUS$4,163
70 y/oUS$5,100
75 y/oUS$6,329
80 y/oUS$7,829
85 y/oUS$9,263
90 y/oUS$10,725
95 y/oUS$12,186
99 y/oUS$13,390
+8.0%
All-ages avg
0 y/oUS$1,204 (+8.0%)
5 y/oUS$915 (+7.9%)
10 y/oUS$846 (+8.0%)
15 y/oUS$803 (+7.9%)
20 y/oUS$960 (+8.0%)
25 y/oUS$1,101 (+7.9%)
30 y/oUS$1,300 (+8.1%)
35 y/oUS$1,547 (+8.0%)
40 y/oUS$1,817 (+8.0%)
45 y/oUS$2,144 (+8.0%)
50 y/oUS$2,593 (+8.0%)
55 y/oUS$3,226 (+8.0%)
60 y/oUS$3,900 (+8.0%)
65 y/oUS$4,496 (+8.0%)
70 y/oUS$5,508 (+8.0%)
75 y/oUS$6,835 (+8.0%)
80 y/oUS$8,455 (+8.0%)
85 y/oUS$10,004 (+8.0%)
90 y/oUS$11,583 (+8.0%)
95 y/oUS$13,161 (+8.0%)
99 y/oUS$14,461 (+8.0%)
+12.0%
All-ages avg
0 y/oUS$1,348 (+12.0%)
5 y/oUS$1,025 (+12.0%)
10 y/oUS$947 (+11.9%)
15 y/oUS$899 (+12.0%)
20 y/oUS$1,075 (+12.0%)
25 y/oUS$1,233 (+12.0%)
30 y/oUS$1,456 (+12.0%)
35 y/oUS$1,732 (+12.0%)
40 y/oUS$2,035 (+12.0%)
45 y/oUS$2,401 (+12.0%)
50 y/oUS$2,904 (+12.0%)
55 y/oUS$3,613 (+12.0%)
60 y/oUS$4,368 (+12.0%)
65 y/oUS$5,036 (+12.0%)
70 y/oUS$6,169 (+12.0%)
75 y/oUS$7,655 (+12.0%)
80 y/oUS$9,470 (+12.0%)
85 y/oUS$11,204 (+12.0%)
90 y/oUS$12,972 (+12.0%)
95 y/oUS$14,741 (+12.0%)
99 y/oUS$16,197 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.25%
5 y/o+6.24%
10 y/o+6.04%
15 y/o+5.25%
20 y/o+6.26%
25 y/o+6.25%
30 y/o+6.26%
35 y/o+6.25%
40 y/o+6.26%
45 y/o+6.25%
50 y/o+6.26%
55 y/o+6.25%
60 y/o+6.25%
65 y/o+6.26%
70 y/o+6.26%
75 y/o+6.25%
80 y/o+6.26%
85 y/o+6.26%
90 y/o+6.25%
95 y/o+6.25%
99 y/o+6.26%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27