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Chubb VHIS - Flexi Plan - Ward with Top-up benefit (HKD)
安達自願醫保（靈活）計劃 - 普通及附加額外保障(港元)
Chubb Life Insurance Hong Kong Limited · F00027-02-001 · 7 versions · Flexi plan · Avg. annual increase +6.19%
HKD
Male
| Age | F00027-02-001-01 2019-05-14 | F00027-02-001-02 2021-04-01 | F00027-02-001-02 2021-10-01 | F00027-02-001-02 2022-10-01 | F00027-02-001-03 2023-07-01 | F00027-02-001-03 2024-04-01 | F00027-02-001-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$5,293 | HK$5,293 | HK$5,557 (+5.0%) | HK$6,668 (+20.0%) | HK$6,668 | HK$7,201 (+8.0%) | HK$8,065 (+12.0%) | +6.25% |
| 5 | HK$4,815 | HK$4,815 | HK$5,055 (+5.0%) | HK$6,066 (+20.0%) | HK$6,066 | HK$6,551 (+8.0%) | HK$7,337 (+12.0%) | +6.25% |
| 10 | HK$3,522 | HK$3,522 | HK$3,698 (+5.0%) | HK$4,382 (+18.5%) | HK$4,382 | HK$4,732 (+8.0%) | HK$5,299 (+12.0%) | +6.06% |
| 15 | HK$3,522 | HK$3,522 | HK$3,698 (+5.0%) | HK$4,160 (+12.5%) | HK$4,160 | HK$4,492 (+8.0%) | HK$5,031 (+12.0%) | +5.27% |
| 20 | HK$3,573 | HK$3,573 | HK$3,751 (+5.0%) | HK$4,501 (+20.0%) | HK$4,501 | HK$4,861 (+8.0%) | HK$5,444 (+12.0%) | +6.25% |
| 25 | HK$3,870 | HK$3,870 | HK$4,063 (+5.0%) | HK$4,875 (+20.0%) | HK$4,875 | HK$5,265 (+8.0%) | HK$5,896 (+12.0%) | +6.25% |
| 30 | HK$4,290 | HK$4,290 | HK$4,504 (+5.0%) | HK$5,404 (+20.0%) | HK$5,404 | HK$5,836 (+8.0%) | HK$6,536 (+12.0%) | +6.25% |
| 35 | HK$5,037 | HK$5,037 | HK$5,288 (+5.0%) | HK$6,345 (+20.0%) | HK$6,345 | HK$6,852 (+8.0%) | HK$7,674 (+12.0%) | +6.25% |
| 40 | HK$6,163 | HK$6,163 | HK$6,471 (+5.0%) | HK$7,765 (+20.0%) | HK$7,765 | HK$8,386 (+8.0%) | HK$9,392 (+12.0%) | +6.25% |
| 45 | HK$7,586 | HK$7,586 | HK$7,965 (+5.0%) | HK$9,558 (+20.0%) | HK$9,558 | HK$10,322 (+8.0%) | HK$11,560 (+12.0%) | +6.25% |
| 50 | HK$9,941 | HK$9,941 | HK$10,438 (+5.0%) | HK$12,525 (+20.0%) | HK$12,525 | HK$13,527 (+8.0%) | HK$15,150 (+12.0%) | +6.25% |
| 55 | HK$12,480 | HK$12,480 | HK$13,104 (+5.0%) | HK$15,724 (+20.0%) | HK$15,724 | HK$16,981 (+8.0%) | HK$19,018 (+12.0%) | +6.25% |
| 60 | HK$14,988 | HK$14,988 | HK$15,737 (+5.0%) | HK$18,884 (+20.0%) | HK$18,884 | HK$20,394 (+8.0%) | HK$22,841 (+12.0%) | +6.25% |
| 65 | HK$17,527 | HK$17,527 | HK$18,403 (+5.0%) | HK$22,083 (+20.0%) | HK$22,083 | HK$23,849 (+8.0%) | HK$26,710 (+12.0%) | +6.25% |
| 70 | HK$21,356 | HK$21,356 | HK$22,423 (+5.0%) | HK$26,907 (+20.0%) | HK$26,907 | HK$29,059 (+8.0%) | HK$32,546 (+12.0%) | +6.25% |
| 75 | HK$26,983 | HK$26,983 | HK$28,332 (+5.0%) | HK$33,998 (+20.0%) | HK$33,998 | HK$36,717 (+8.0%) | HK$41,123 (+12.0%) | +6.25% |
| 80 | HK$32,174 | HK$32,174 | HK$33,782 (+5.0%) | HK$40,538 (+20.0%) | HK$40,538 | HK$43,781 (+8.0%) | HK$49,034 (+12.0%) | +6.25% |
| 85 | HK$37,184 | HK$37,184 | HK$39,043 (+5.0%) | HK$46,851 (+20.0%) | HK$46,851 | HK$50,599 (+8.0%) | HK$56,670 (+12.0%) | +6.25% |
| 90 | HK$42,285 | HK$42,285 | HK$44,399 (+5.0%) | HK$53,278 (+20.0%) | HK$53,278 | HK$57,540 (+8.0%) | HK$64,444 (+12.0%) | +6.25% |
| 95 | HK$47,370 | HK$47,370 | HK$49,738 (+5.0%) | HK$59,685 (+20.0%) | HK$59,685 | HK$64,459 (+8.0%) | HK$72,194 (+12.0%) | +6.25% |
| 99 | HK$51,532 | HK$51,532 | HK$54,108 (+5.0%) | HK$64,929 (+20.0%) | HK$64,929 | HK$70,123 (+8.0%) | HK$78,537 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$5,293
5 y/oHK$4,815
10 y/oHK$3,522
15 y/oHK$3,522
20 y/oHK$3,573
25 y/oHK$3,870
30 y/oHK$4,290
35 y/oHK$5,037
40 y/oHK$6,163
45 y/oHK$7,586
50 y/oHK$9,941
55 y/oHK$12,480
60 y/oHK$14,988
65 y/oHK$17,527
70 y/oHK$21,356
75 y/oHK$26,983
80 y/oHK$32,174
85 y/oHK$37,184
90 y/oHK$42,285
95 y/oHK$47,370
99 y/oHK$51,532
0.0%
All-ages avg
0 y/oHK$5,293
5 y/oHK$4,815
10 y/oHK$3,522
15 y/oHK$3,522
20 y/oHK$3,573
25 y/oHK$3,870
30 y/oHK$4,290
35 y/oHK$5,037
40 y/oHK$6,163
45 y/oHK$7,586
50 y/oHK$9,941
55 y/oHK$12,480
60 y/oHK$14,988
65 y/oHK$17,527
70 y/oHK$21,356
75 y/oHK$26,983
80 y/oHK$32,174
85 y/oHK$37,184
90 y/oHK$42,285
95 y/oHK$47,370
99 y/oHK$51,532
+5.0%
All-ages avg
0 y/oHK$5,557 (+5.0%)
5 y/oHK$5,055 (+5.0%)
10 y/oHK$3,698 (+5.0%)
15 y/oHK$3,698 (+5.0%)
20 y/oHK$3,751 (+5.0%)
25 y/oHK$4,063 (+5.0%)
30 y/oHK$4,504 (+5.0%)
35 y/oHK$5,288 (+5.0%)
40 y/oHK$6,471 (+5.0%)
45 y/oHK$7,965 (+5.0%)
50 y/oHK$10,438 (+5.0%)
55 y/oHK$13,104 (+5.0%)
60 y/oHK$15,737 (+5.0%)
65 y/oHK$18,403 (+5.0%)
70 y/oHK$22,423 (+5.0%)
75 y/oHK$28,332 (+5.0%)
80 y/oHK$33,782 (+5.0%)
85 y/oHK$39,043 (+5.0%)
90 y/oHK$44,399 (+5.0%)
95 y/oHK$49,738 (+5.0%)
99 y/oHK$54,108 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$6,668 (+20.0%)
5 y/oHK$6,066 (+20.0%)
10 y/oHK$4,382 (+18.5%)
15 y/oHK$4,160 (+12.5%)
20 y/oHK$4,501 (+20.0%)
25 y/oHK$4,875 (+20.0%)
30 y/oHK$5,404 (+20.0%)
35 y/oHK$6,345 (+20.0%)
40 y/oHK$7,765 (+20.0%)
45 y/oHK$9,558 (+20.0%)
50 y/oHK$12,525 (+20.0%)
55 y/oHK$15,724 (+20.0%)
60 y/oHK$18,884 (+20.0%)
65 y/oHK$22,083 (+20.0%)
70 y/oHK$26,907 (+20.0%)
75 y/oHK$33,998 (+20.0%)
80 y/oHK$40,538 (+20.0%)
85 y/oHK$46,851 (+20.0%)
90 y/oHK$53,278 (+20.0%)
95 y/oHK$59,685 (+20.0%)
99 y/oHK$64,929 (+20.0%)
0.0%
All-ages avg
0 y/oHK$6,668
5 y/oHK$6,066
10 y/oHK$4,382
15 y/oHK$4,160
20 y/oHK$4,501
25 y/oHK$4,875
30 y/oHK$5,404
35 y/oHK$6,345
40 y/oHK$7,765
45 y/oHK$9,558
50 y/oHK$12,525
55 y/oHK$15,724
60 y/oHK$18,884
65 y/oHK$22,083
70 y/oHK$26,907
75 y/oHK$33,998
80 y/oHK$40,538
85 y/oHK$46,851
90 y/oHK$53,278
95 y/oHK$59,685
99 y/oHK$64,929
+8.0%
All-ages avg
0 y/oHK$7,201 (+8.0%)
5 y/oHK$6,551 (+8.0%)
10 y/oHK$4,732 (+8.0%)
15 y/oHK$4,492 (+8.0%)
20 y/oHK$4,861 (+8.0%)
25 y/oHK$5,265 (+8.0%)
30 y/oHK$5,836 (+8.0%)
35 y/oHK$6,852 (+8.0%)
40 y/oHK$8,386 (+8.0%)
45 y/oHK$10,322 (+8.0%)
50 y/oHK$13,527 (+8.0%)
55 y/oHK$16,981 (+8.0%)
60 y/oHK$20,394 (+8.0%)
65 y/oHK$23,849 (+8.0%)
70 y/oHK$29,059 (+8.0%)
75 y/oHK$36,717 (+8.0%)
80 y/oHK$43,781 (+8.0%)
85 y/oHK$50,599 (+8.0%)
90 y/oHK$57,540 (+8.0%)
95 y/oHK$64,459 (+8.0%)
99 y/oHK$70,123 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$8,065 (+12.0%)
5 y/oHK$7,337 (+12.0%)
10 y/oHK$5,299 (+12.0%)
15 y/oHK$5,031 (+12.0%)
20 y/oHK$5,444 (+12.0%)
25 y/oHK$5,896 (+12.0%)
30 y/oHK$6,536 (+12.0%)
35 y/oHK$7,674 (+12.0%)
40 y/oHK$9,392 (+12.0%)
45 y/oHK$11,560 (+12.0%)
50 y/oHK$15,150 (+12.0%)
55 y/oHK$19,018 (+12.0%)
60 y/oHK$22,841 (+12.0%)
65 y/oHK$26,710 (+12.0%)
70 y/oHK$32,546 (+12.0%)
75 y/oHK$41,123 (+12.0%)
80 y/oHK$49,034 (+12.0%)
85 y/oHK$56,670 (+12.0%)
90 y/oHK$64,444 (+12.0%)
95 y/oHK$72,194 (+12.0%)
99 y/oHK$78,537 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.25%
5 y/o+6.25%
10 y/o+6.06%
15 y/o+5.27%
20 y/o+6.25%
25 y/o+6.25%
30 y/o+6.25%
35 y/o+6.25%
40 y/o+6.25%
45 y/o+6.25%
50 y/o+6.25%
55 y/o+6.25%
60 y/o+6.25%
65 y/o+6.25%
70 y/o+6.25%
75 y/o+6.25%
80 y/o+6.25%
85 y/o+6.25%
90 y/o+6.25%
95 y/o+6.25%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00027-02-001-01 2019-05-14 | F00027-02-001-02 2021-04-01 | F00027-02-001-02 2021-10-01 | F00027-02-001-02 2022-10-01 | F00027-02-001-03 2023-07-01 | F00027-02-001-03 2024-04-01 | F00027-02-001-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$5,293 | HK$5,293 | HK$5,557 (+5.0%) | HK$6,668 (+20.0%) | HK$6,668 | HK$7,201 (+8.0%) | HK$8,065 (+12.0%) | +6.25% |
| 5 | HK$4,638 | HK$4,638 | HK$4,869 (+5.0%) | HK$5,842 (+20.0%) | HK$5,842 | HK$6,309 (+8.0%) | HK$7,066 (+12.0%) | +6.25% |
| 10 | HK$3,757 | HK$3,757 | HK$3,944 (+5.0%) | HK$4,673 (+18.5%) | HK$4,673 | HK$5,046 (+8.0%) | HK$5,651 (+12.0%) | +6.05% |
| 15 | HK$3,757 | HK$3,757 | HK$3,944 (+5.0%) | HK$4,437 (+12.5%) | HK$4,437 | HK$4,791 (+8.0%) | HK$5,365 (+12.0%) | +5.26% |
| 20 | HK$4,269 | HK$4,269 | HK$4,482 (+5.0%) | HK$5,378 (+20.0%) | HK$5,378 | HK$5,808 (+8.0%) | HK$6,504 (+12.0%) | +6.25% |
| 25 | HK$4,853 | HK$4,853 | HK$5,095 (+5.0%) | HK$6,114 (+20.0%) | HK$6,114 | HK$6,603 (+8.0%) | HK$7,395 (+12.0%) | +6.25% |
| 30 | HK$5,631 | HK$5,631 | HK$5,912 (+5.0%) | HK$7,094 (+20.0%) | HK$7,094 | HK$7,661 (+8.0%) | HK$8,580 (+12.0%) | +6.25% |
| 35 | HK$6,532 | HK$6,532 | HK$6,858 (+5.0%) | HK$8,229 (+20.0%) | HK$8,229 | HK$8,887 (+8.0%) | HK$9,953 (+12.0%) | +6.25% |
| 40 | HK$7,556 | HK$7,556 | HK$7,933 (+5.0%) | HK$9,519 (+20.0%) | HK$9,519 | HK$10,280 (+8.0%) | HK$11,513 (+12.0%) | +6.25% |
| 45 | HK$8,886 | HK$8,886 | HK$9,330 (+5.0%) | HK$11,196 (+20.0%) | HK$11,196 | HK$12,091 (+8.0%) | HK$13,541 (+12.0%) | +6.25% |
| 50 | HK$10,576 | HK$10,576 | HK$11,104 (+5.0%) | HK$13,324 (+20.0%) | HK$13,324 | HK$14,389 (+8.0%) | HK$16,115 (+12.0%) | +6.25% |
| 55 | HK$12,306 | HK$12,306 | HK$12,921 (+5.0%) | HK$15,505 (+20.0%) | HK$15,505 | HK$16,745 (+8.0%) | HK$18,754 (+12.0%) | +6.25% |
| 60 | HK$14,364 | HK$14,364 | HK$15,082 (+5.0%) | HK$18,098 (+20.0%) | HK$18,098 | HK$19,545 (+8.0%) | HK$21,890 (+12.0%) | +6.25% |
| 65 | HK$17,056 | HK$17,056 | HK$17,908 (+5.0%) | HK$21,489 (+20.0%) | HK$21,489 | HK$23,208 (+8.0%) | HK$25,992 (+12.0%) | +6.25% |
| 70 | HK$21,049 | HK$21,049 | HK$22,101 (+5.0%) | HK$26,521 (+20.0%) | HK$26,521 | HK$28,642 (+8.0%) | HK$32,079 (+12.0%) | +6.25% |
| 75 | HK$26,294 | HK$26,294 | HK$27,608 (+5.0%) | HK$33,129 (+20.0%) | HK$33,129 | HK$35,779 (+8.0%) | HK$40,072 (+12.0%) | +6.25% |
| 80 | HK$32,185 | HK$32,185 | HK$33,794 (+5.0%) | HK$40,552 (+20.0%) | HK$40,552 | HK$43,796 (+8.0%) | HK$49,051 (+12.0%) | +6.25% |
| 85 | HK$37,818 | HK$37,818 | HK$39,708 (+5.0%) | HK$47,649 (+20.0%) | HK$47,649 | HK$51,460 (+8.0%) | HK$57,635 (+12.0%) | +6.25% |
| 90 | HK$43,565 | HK$43,565 | HK$45,743 (+5.0%) | HK$54,891 (+20.0%) | HK$54,891 | HK$59,282 (+8.0%) | HK$66,395 (+12.0%) | +6.25% |
| 95 | HK$49,327 | HK$49,327 | HK$51,793 (+5.0%) | HK$62,151 (+20.0%) | HK$62,151 | HK$67,123 (+8.0%) | HK$75,177 (+12.0%) | +6.25% |
| 99 | HK$54,056 | HK$54,056 | HK$56,758 (+5.0%) | HK$68,109 (+20.0%) | HK$68,109 | HK$73,557 (+8.0%) | HK$82,383 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oHK$5,293
5 y/oHK$4,638
10 y/oHK$3,757
15 y/oHK$3,757
20 y/oHK$4,269
25 y/oHK$4,853
30 y/oHK$5,631
35 y/oHK$6,532
40 y/oHK$7,556
45 y/oHK$8,886
50 y/oHK$10,576
55 y/oHK$12,306
60 y/oHK$14,364
65 y/oHK$17,056
70 y/oHK$21,049
75 y/oHK$26,294
80 y/oHK$32,185
85 y/oHK$37,818
90 y/oHK$43,565
95 y/oHK$49,327
99 y/oHK$54,056
0.0%
All-ages avg
0 y/oHK$5,293
5 y/oHK$4,638
10 y/oHK$3,757
15 y/oHK$3,757
20 y/oHK$4,269
25 y/oHK$4,853
30 y/oHK$5,631
35 y/oHK$6,532
40 y/oHK$7,556
45 y/oHK$8,886
50 y/oHK$10,576
55 y/oHK$12,306
60 y/oHK$14,364
65 y/oHK$17,056
70 y/oHK$21,049
75 y/oHK$26,294
80 y/oHK$32,185
85 y/oHK$37,818
90 y/oHK$43,565
95 y/oHK$49,327
99 y/oHK$54,056
+5.0%
All-ages avg
0 y/oHK$5,557 (+5.0%)
5 y/oHK$4,869 (+5.0%)
10 y/oHK$3,944 (+5.0%)
15 y/oHK$3,944 (+5.0%)
20 y/oHK$4,482 (+5.0%)
25 y/oHK$5,095 (+5.0%)
30 y/oHK$5,912 (+5.0%)
35 y/oHK$6,858 (+5.0%)
40 y/oHK$7,933 (+5.0%)
45 y/oHK$9,330 (+5.0%)
50 y/oHK$11,104 (+5.0%)
55 y/oHK$12,921 (+5.0%)
60 y/oHK$15,082 (+5.0%)
65 y/oHK$17,908 (+5.0%)
70 y/oHK$22,101 (+5.0%)
75 y/oHK$27,608 (+5.0%)
80 y/oHK$33,794 (+5.0%)
85 y/oHK$39,708 (+5.0%)
90 y/oHK$45,743 (+5.0%)
95 y/oHK$51,793 (+5.0%)
99 y/oHK$56,758 (+5.0%)
+19.6%
All-ages avg
0 y/oHK$6,668 (+20.0%)
5 y/oHK$5,842 (+20.0%)
10 y/oHK$4,673 (+18.5%)
15 y/oHK$4,437 (+12.5%)
20 y/oHK$5,378 (+20.0%)
25 y/oHK$6,114 (+20.0%)
30 y/oHK$7,094 (+20.0%)
35 y/oHK$8,229 (+20.0%)
40 y/oHK$9,519 (+20.0%)
45 y/oHK$11,196 (+20.0%)
50 y/oHK$13,324 (+20.0%)
55 y/oHK$15,505 (+20.0%)
60 y/oHK$18,098 (+20.0%)
65 y/oHK$21,489 (+20.0%)
70 y/oHK$26,521 (+20.0%)
75 y/oHK$33,129 (+20.0%)
80 y/oHK$40,552 (+20.0%)
85 y/oHK$47,649 (+20.0%)
90 y/oHK$54,891 (+20.0%)
95 y/oHK$62,151 (+20.0%)
99 y/oHK$68,109 (+20.0%)
0.0%
All-ages avg
0 y/oHK$6,668
5 y/oHK$5,842
10 y/oHK$4,673
15 y/oHK$4,437
20 y/oHK$5,378
25 y/oHK$6,114
30 y/oHK$7,094
35 y/oHK$8,229
40 y/oHK$9,519
45 y/oHK$11,196
50 y/oHK$13,324
55 y/oHK$15,505
60 y/oHK$18,098
65 y/oHK$21,489
70 y/oHK$26,521
75 y/oHK$33,129
80 y/oHK$40,552
85 y/oHK$47,649
90 y/oHK$54,891
95 y/oHK$62,151
99 y/oHK$68,109
+8.0%
All-ages avg
0 y/oHK$7,201 (+8.0%)
5 y/oHK$6,309 (+8.0%)
10 y/oHK$5,046 (+8.0%)
15 y/oHK$4,791 (+8.0%)
20 y/oHK$5,808 (+8.0%)
25 y/oHK$6,603 (+8.0%)
30 y/oHK$7,661 (+8.0%)
35 y/oHK$8,887 (+8.0%)
40 y/oHK$10,280 (+8.0%)
45 y/oHK$12,091 (+8.0%)
50 y/oHK$14,389 (+8.0%)
55 y/oHK$16,745 (+8.0%)
60 y/oHK$19,545 (+8.0%)
65 y/oHK$23,208 (+8.0%)
70 y/oHK$28,642 (+8.0%)
75 y/oHK$35,779 (+8.0%)
80 y/oHK$43,796 (+8.0%)
85 y/oHK$51,460 (+8.0%)
90 y/oHK$59,282 (+8.0%)
95 y/oHK$67,123 (+8.0%)
99 y/oHK$73,557 (+8.0%)
+12.0%
All-ages avg
0 y/oHK$8,065 (+12.0%)
5 y/oHK$7,066 (+12.0%)
10 y/oHK$5,651 (+12.0%)
15 y/oHK$5,365 (+12.0%)
20 y/oHK$6,504 (+12.0%)
25 y/oHK$7,395 (+12.0%)
30 y/oHK$8,580 (+12.0%)
35 y/oHK$9,953 (+12.0%)
40 y/oHK$11,513 (+12.0%)
45 y/oHK$13,541 (+12.0%)
50 y/oHK$16,115 (+12.0%)
55 y/oHK$18,754 (+12.0%)
60 y/oHK$21,890 (+12.0%)
65 y/oHK$25,992 (+12.0%)
70 y/oHK$32,079 (+12.0%)
75 y/oHK$40,072 (+12.0%)
80 y/oHK$49,051 (+12.0%)
85 y/oHK$57,635 (+12.0%)
90 y/oHK$66,395 (+12.0%)
95 y/oHK$75,177 (+12.0%)
99 y/oHK$82,383 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.25%
5 y/o+6.25%
10 y/o+6.05%
15 y/o+5.26%
20 y/o+6.25%
25 y/o+6.25%
30 y/o+6.25%
35 y/o+6.25%
40 y/o+6.25%
45 y/o+6.25%
50 y/o+6.25%
55 y/o+6.25%
60 y/o+6.25%
65 y/o+6.25%
70 y/o+6.25%
75 y/o+6.25%
80 y/o+6.25%
85 y/o+6.25%
90 y/o+6.25%
95 y/o+6.25%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
Male
| Age | F00027-06-001-01 2019-05-14 | F00027-06-001-02 2021-04-01 | F00027-06-001-02 2021-10-01 | F00027-06-001-02 2022-10-01 | F00027-06-001-03 2023-07-01 | F00027-06-001-03 2024-04-01 | F00027-06-001-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$679 | US$679 | US$712 (+4.9%) | US$855 (+20.1%) | US$855 | US$923 (+8.0%) | US$1,034 (+12.0%) | +6.24% |
| 5 | US$617 | US$617 | US$648 (+5.0%) | US$778 (+20.1%) | US$778 | US$840 (+8.0%) | US$941 (+12.0%) | +6.26% |
| 10 | US$451 | US$451 | US$474 (+5.1%) | US$562 (+18.6%) | US$562 | US$607 (+8.0%) | US$679 (+11.9%) | +6.07% |
| 15 | US$451 | US$451 | US$474 (+5.1%) | US$533 (+12.4%) | US$533 | US$576 (+8.1%) | US$645 (+12.0%) | +5.29% |
| 20 | US$458 | US$458 | US$481 (+5.0%) | US$577 (+20.0%) | US$577 | US$623 (+8.0%) | US$698 (+12.0%) | +6.25% |
| 25 | US$496 | US$496 | US$521 (+5.0%) | US$625 (+20.0%) | US$625 | US$675 (+8.0%) | US$756 (+12.0%) | +6.26% |
| 30 | US$550 | US$550 | US$577 (+4.9%) | US$693 (+20.1%) | US$693 | US$748 (+7.9%) | US$838 (+12.0%) | +6.25% |
| 35 | US$646 | US$646 | US$678 (+5.0%) | US$813 (+19.9%) | US$813 | US$878 (+8.0%) | US$984 (+12.1%) | +6.25% |
| 40 | US$790 | US$790 | US$830 (+5.1%) | US$996 (+20.0%) | US$996 | US$1,075 (+7.9%) | US$1,204 (+12.0%) | +6.25% |
| 45 | US$973 | US$973 | US$1,021 (+4.9%) | US$1,225 (+20.0%) | US$1,225 | US$1,323 (+8.0%) | US$1,482 (+12.0%) | +6.24% |
| 50 | US$1,274 | US$1,274 | US$1,338 (+5.0%) | US$1,606 (+20.0%) | US$1,606 | US$1,734 (+8.0%) | US$1,942 (+12.0%) | +6.26% |
| 55 | US$1,600 | US$1,600 | US$1,680 (+5.0%) | US$2,016 (+20.0%) | US$2,016 | US$2,177 (+8.0%) | US$2,438 (+12.0%) | +6.25% |
| 60 | US$1,921 | US$1,921 | US$2,018 (+5.0%) | US$2,421 (+20.0%) | US$2,421 | US$2,615 (+8.0%) | US$2,928 (+12.0%) | +6.26% |
| 65 | US$2,247 | US$2,247 | US$2,359 (+5.0%) | US$2,831 (+20.0%) | US$2,831 | US$3,058 (+8.0%) | US$3,424 (+12.0%) | +6.25% |
| 70 | US$2,738 | US$2,738 | US$2,875 (+5.0%) | US$3,450 (+20.0%) | US$3,450 | US$3,726 (+8.0%) | US$4,173 (+12.0%) | +6.25% |
| 75 | US$3,459 | US$3,459 | US$3,632 (+5.0%) | US$4,359 (+20.0%) | US$4,359 | US$4,707 (+8.0%) | US$5,272 (+12.0%) | +6.26% |
| 80 | US$4,125 | US$4,125 | US$4,331 (+5.0%) | US$5,197 (+20.0%) | US$5,197 | US$5,613 (+8.0%) | US$6,286 (+12.0%) | +6.25% |
| 85 | US$4,767 | US$4,767 | US$5,006 (+5.0%) | US$6,007 (+20.0%) | US$6,007 | US$6,487 (+8.0%) | US$7,265 (+12.0%) | +6.25% |
| 90 | US$5,421 | US$5,421 | US$5,692 (+5.0%) | US$6,831 (+20.0%) | US$6,831 | US$7,377 (+8.0%) | US$8,262 (+12.0%) | +6.25% |
| 95 | US$6,073 | US$6,073 | US$6,377 (+5.0%) | US$7,652 (+20.0%) | US$7,652 | US$8,264 (+8.0%) | US$9,256 (+12.0%) | +6.25% |
| 99 | US$6,607 | US$6,607 | US$6,937 (+5.0%) | US$8,324 (+20.0%) | US$8,324 | US$8,990 (+8.0%) | US$10,069 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oUS$679
5 y/oUS$617
10 y/oUS$451
15 y/oUS$451
20 y/oUS$458
25 y/oUS$496
30 y/oUS$550
35 y/oUS$646
40 y/oUS$790
45 y/oUS$973
50 y/oUS$1,274
55 y/oUS$1,600
60 y/oUS$1,921
65 y/oUS$2,247
70 y/oUS$2,738
75 y/oUS$3,459
80 y/oUS$4,125
85 y/oUS$4,767
90 y/oUS$5,421
95 y/oUS$6,073
99 y/oUS$6,607
0.0%
All-ages avg
0 y/oUS$679
5 y/oUS$617
10 y/oUS$451
15 y/oUS$451
20 y/oUS$458
25 y/oUS$496
30 y/oUS$550
35 y/oUS$646
40 y/oUS$790
45 y/oUS$973
50 y/oUS$1,274
55 y/oUS$1,600
60 y/oUS$1,921
65 y/oUS$2,247
70 y/oUS$2,738
75 y/oUS$3,459
80 y/oUS$4,125
85 y/oUS$4,767
90 y/oUS$5,421
95 y/oUS$6,073
99 y/oUS$6,607
+5.0%
All-ages avg
0 y/oUS$712 (+4.9%)
5 y/oUS$648 (+5.0%)
10 y/oUS$474 (+5.1%)
15 y/oUS$474 (+5.1%)
20 y/oUS$481 (+5.0%)
25 y/oUS$521 (+5.0%)
30 y/oUS$577 (+4.9%)
35 y/oUS$678 (+5.0%)
40 y/oUS$830 (+5.1%)
45 y/oUS$1,021 (+4.9%)
50 y/oUS$1,338 (+5.0%)
55 y/oUS$1,680 (+5.0%)
60 y/oUS$2,018 (+5.0%)
65 y/oUS$2,359 (+5.0%)
70 y/oUS$2,875 (+5.0%)
75 y/oUS$3,632 (+5.0%)
80 y/oUS$4,331 (+5.0%)
85 y/oUS$5,006 (+5.0%)
90 y/oUS$5,692 (+5.0%)
95 y/oUS$6,377 (+5.0%)
99 y/oUS$6,937 (+5.0%)
+19.6%
All-ages avg
0 y/oUS$855 (+20.1%)
5 y/oUS$778 (+20.1%)
10 y/oUS$562 (+18.6%)
15 y/oUS$533 (+12.4%)
20 y/oUS$577 (+20.0%)
25 y/oUS$625 (+20.0%)
30 y/oUS$693 (+20.1%)
35 y/oUS$813 (+19.9%)
40 y/oUS$996 (+20.0%)
45 y/oUS$1,225 (+20.0%)
50 y/oUS$1,606 (+20.0%)
55 y/oUS$2,016 (+20.0%)
60 y/oUS$2,421 (+20.0%)
65 y/oUS$2,831 (+20.0%)
70 y/oUS$3,450 (+20.0%)
75 y/oUS$4,359 (+20.0%)
80 y/oUS$5,197 (+20.0%)
85 y/oUS$6,007 (+20.0%)
90 y/oUS$6,831 (+20.0%)
95 y/oUS$7,652 (+20.0%)
99 y/oUS$8,324 (+20.0%)
0.0%
All-ages avg
0 y/oUS$855
5 y/oUS$778
10 y/oUS$562
15 y/oUS$533
20 y/oUS$577
25 y/oUS$625
30 y/oUS$693
35 y/oUS$813
40 y/oUS$996
45 y/oUS$1,225
50 y/oUS$1,606
55 y/oUS$2,016
60 y/oUS$2,421
65 y/oUS$2,831
70 y/oUS$3,450
75 y/oUS$4,359
80 y/oUS$5,197
85 y/oUS$6,007
90 y/oUS$6,831
95 y/oUS$7,652
99 y/oUS$8,324
+8.0%
All-ages avg
0 y/oUS$923 (+8.0%)
5 y/oUS$840 (+8.0%)
10 y/oUS$607 (+8.0%)
15 y/oUS$576 (+8.1%)
20 y/oUS$623 (+8.0%)
25 y/oUS$675 (+8.0%)
30 y/oUS$748 (+7.9%)
35 y/oUS$878 (+8.0%)
40 y/oUS$1,075 (+7.9%)
45 y/oUS$1,323 (+8.0%)
50 y/oUS$1,734 (+8.0%)
55 y/oUS$2,177 (+8.0%)
60 y/oUS$2,615 (+8.0%)
65 y/oUS$3,058 (+8.0%)
70 y/oUS$3,726 (+8.0%)
75 y/oUS$4,707 (+8.0%)
80 y/oUS$5,613 (+8.0%)
85 y/oUS$6,487 (+8.0%)
90 y/oUS$7,377 (+8.0%)
95 y/oUS$8,264 (+8.0%)
99 y/oUS$8,990 (+8.0%)
+12.0%
All-ages avg
0 y/oUS$1,034 (+12.0%)
5 y/oUS$941 (+12.0%)
10 y/oUS$679 (+11.9%)
15 y/oUS$645 (+12.0%)
20 y/oUS$698 (+12.0%)
25 y/oUS$756 (+12.0%)
30 y/oUS$838 (+12.0%)
35 y/oUS$984 (+12.1%)
40 y/oUS$1,204 (+12.0%)
45 y/oUS$1,482 (+12.0%)
50 y/oUS$1,942 (+12.0%)
55 y/oUS$2,438 (+12.0%)
60 y/oUS$2,928 (+12.0%)
65 y/oUS$3,424 (+12.0%)
70 y/oUS$4,173 (+12.0%)
75 y/oUS$5,272 (+12.0%)
80 y/oUS$6,286 (+12.0%)
85 y/oUS$7,265 (+12.0%)
90 y/oUS$8,262 (+12.0%)
95 y/oUS$9,256 (+12.0%)
99 y/oUS$10,069 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.24%
5 y/o+6.26%
10 y/o+6.07%
15 y/o+5.29%
20 y/o+6.25%
25 y/o+6.26%
30 y/o+6.25%
35 y/o+6.25%
40 y/o+6.25%
45 y/o+6.24%
50 y/o+6.26%
55 y/o+6.25%
60 y/o+6.26%
65 y/o+6.25%
70 y/o+6.25%
75 y/o+6.26%
80 y/o+6.25%
85 y/o+6.25%
90 y/o+6.25%
95 y/o+6.25%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00027-06-001-01 2019-05-14 | F00027-06-001-02 2021-04-01 | F00027-06-001-02 2021-10-01 | F00027-06-001-02 2022-10-01 | F00027-06-001-03 2023-07-01 | F00027-06-001-03 2024-04-01 | F00027-06-001-03 2025-04-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$679 | US$679 | US$712 (+4.9%) | US$855 (+20.1%) | US$855 | US$923 (+8.0%) | US$1,034 (+12.0%) | +6.24% |
| 5 | US$595 | US$595 | US$624 (+4.9%) | US$749 (+20.0%) | US$749 | US$809 (+8.0%) | US$906 (+12.0%) | +6.24% |
| 10 | US$482 | US$482 | US$506 (+5.0%) | US$599 (+18.4%) | US$599 | US$647 (+8.0%) | US$724 (+11.9%) | +6.03% |
| 15 | US$482 | US$482 | US$506 (+5.0%) | US$569 (+12.5%) | US$569 | US$614 (+7.9%) | US$688 (+12.1%) | +5.26% |
| 20 | US$547 | US$547 | US$575 (+5.1%) | US$689 (+19.8%) | US$689 | US$745 (+8.1%) | US$834 (+11.9%) | +6.26% |
| 25 | US$622 | US$622 | US$653 (+5.0%) | US$784 (+20.1%) | US$784 | US$847 (+8.0%) | US$948 (+11.9%) | +6.25% |
| 30 | US$722 | US$722 | US$758 (+5.0%) | US$909 (+19.9%) | US$909 | US$982 (+8.0%) | US$1,100 (+12.0%) | +6.25% |
| 35 | US$837 | US$837 | US$879 (+5.0%) | US$1,055 (+20.0%) | US$1,055 | US$1,139 (+8.0%) | US$1,276 (+12.0%) | +6.26% |
| 40 | US$969 | US$969 | US$1,017 (+5.0%) | US$1,220 (+20.0%) | US$1,220 | US$1,318 (+8.0%) | US$1,476 (+12.0%) | +6.25% |
| 45 | US$1,139 | US$1,139 | US$1,196 (+5.0%) | US$1,435 (+20.0%) | US$1,435 | US$1,550 (+8.0%) | US$1,736 (+12.0%) | +6.26% |
| 50 | US$1,356 | US$1,356 | US$1,424 (+5.0%) | US$1,708 (+19.9%) | US$1,708 | US$1,845 (+8.0%) | US$2,066 (+12.0%) | +6.25% |
| 55 | US$1,578 | US$1,578 | US$1,657 (+5.0%) | US$1,988 (+20.0%) | US$1,988 | US$2,147 (+8.0%) | US$2,404 (+12.0%) | +6.25% |
| 60 | US$1,841 | US$1,841 | US$1,934 (+5.1%) | US$2,320 (+20.0%) | US$2,320 | US$2,506 (+8.0%) | US$2,806 (+12.0%) | +6.26% |
| 65 | US$2,187 | US$2,187 | US$2,296 (+5.0%) | US$2,755 (+20.0%) | US$2,755 | US$2,975 (+8.0%) | US$3,332 (+12.0%) | +6.25% |
| 70 | US$2,698 | US$2,698 | US$2,833 (+5.0%) | US$3,400 (+20.0%) | US$3,400 | US$3,672 (+8.0%) | US$4,113 (+12.0%) | +6.26% |
| 75 | US$3,371 | US$3,371 | US$3,539 (+5.0%) | US$4,247 (+20.0%) | US$4,247 | US$4,587 (+8.0%) | US$5,137 (+12.0%) | +6.25% |
| 80 | US$4,126 | US$4,126 | US$4,333 (+5.0%) | US$5,199 (+20.0%) | US$5,199 | US$5,615 (+8.0%) | US$6,289 (+12.0%) | +6.26% |
| 85 | US$4,848 | US$4,848 | US$5,091 (+5.0%) | US$6,109 (+20.0%) | US$6,109 | US$6,597 (+8.0%) | US$7,389 (+12.0%) | +6.26% |
| 90 | US$5,585 | US$5,585 | US$5,864 (+5.0%) | US$7,037 (+20.0%) | US$7,037 | US$7,600 (+8.0%) | US$8,512 (+12.0%) | +6.25% |
| 95 | US$6,324 | US$6,324 | US$6,640 (+5.0%) | US$7,968 (+20.0%) | US$7,968 | US$8,606 (+8.0%) | US$9,638 (+12.0%) | +6.25% |
| 99 | US$6,930 | US$6,930 | US$7,277 (+5.0%) | US$8,732 (+20.0%) | US$8,732 | US$9,430 (+8.0%) | US$10,562 (+12.0%) | +6.25% |
| All ages average | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0 y/oUS$679
5 y/oUS$595
10 y/oUS$482
15 y/oUS$482
20 y/oUS$547
25 y/oUS$622
30 y/oUS$722
35 y/oUS$837
40 y/oUS$969
45 y/oUS$1,139
50 y/oUS$1,356
55 y/oUS$1,578
60 y/oUS$1,841
65 y/oUS$2,187
70 y/oUS$2,698
75 y/oUS$3,371
80 y/oUS$4,126
85 y/oUS$4,848
90 y/oUS$5,585
95 y/oUS$6,324
99 y/oUS$6,930
0.0%
All-ages avg
0 y/oUS$679
5 y/oUS$595
10 y/oUS$482
15 y/oUS$482
20 y/oUS$547
25 y/oUS$622
30 y/oUS$722
35 y/oUS$837
40 y/oUS$969
45 y/oUS$1,139
50 y/oUS$1,356
55 y/oUS$1,578
60 y/oUS$1,841
65 y/oUS$2,187
70 y/oUS$2,698
75 y/oUS$3,371
80 y/oUS$4,126
85 y/oUS$4,848
90 y/oUS$5,585
95 y/oUS$6,324
99 y/oUS$6,930
+5.0%
All-ages avg
0 y/oUS$712 (+4.9%)
5 y/oUS$624 (+4.9%)
10 y/oUS$506 (+5.0%)
15 y/oUS$506 (+5.0%)
20 y/oUS$575 (+5.1%)
25 y/oUS$653 (+5.0%)
30 y/oUS$758 (+5.0%)
35 y/oUS$879 (+5.0%)
40 y/oUS$1,017 (+5.0%)
45 y/oUS$1,196 (+5.0%)
50 y/oUS$1,424 (+5.0%)
55 y/oUS$1,657 (+5.0%)
60 y/oUS$1,934 (+5.1%)
65 y/oUS$2,296 (+5.0%)
70 y/oUS$2,833 (+5.0%)
75 y/oUS$3,539 (+5.0%)
80 y/oUS$4,333 (+5.0%)
85 y/oUS$5,091 (+5.0%)
90 y/oUS$5,864 (+5.0%)
95 y/oUS$6,640 (+5.0%)
99 y/oUS$7,277 (+5.0%)
+19.6%
All-ages avg
0 y/oUS$855 (+20.1%)
5 y/oUS$749 (+20.0%)
10 y/oUS$599 (+18.4%)
15 y/oUS$569 (+12.5%)
20 y/oUS$689 (+19.8%)
25 y/oUS$784 (+20.1%)
30 y/oUS$909 (+19.9%)
35 y/oUS$1,055 (+20.0%)
40 y/oUS$1,220 (+20.0%)
45 y/oUS$1,435 (+20.0%)
50 y/oUS$1,708 (+19.9%)
55 y/oUS$1,988 (+20.0%)
60 y/oUS$2,320 (+20.0%)
65 y/oUS$2,755 (+20.0%)
70 y/oUS$3,400 (+20.0%)
75 y/oUS$4,247 (+20.0%)
80 y/oUS$5,199 (+20.0%)
85 y/oUS$6,109 (+20.0%)
90 y/oUS$7,037 (+20.0%)
95 y/oUS$7,968 (+20.0%)
99 y/oUS$8,732 (+20.0%)
0.0%
All-ages avg
0 y/oUS$855
5 y/oUS$749
10 y/oUS$599
15 y/oUS$569
20 y/oUS$689
25 y/oUS$784
30 y/oUS$909
35 y/oUS$1,055
40 y/oUS$1,220
45 y/oUS$1,435
50 y/oUS$1,708
55 y/oUS$1,988
60 y/oUS$2,320
65 y/oUS$2,755
70 y/oUS$3,400
75 y/oUS$4,247
80 y/oUS$5,199
85 y/oUS$6,109
90 y/oUS$7,037
95 y/oUS$7,968
99 y/oUS$8,732
+8.0%
All-ages avg
0 y/oUS$923 (+8.0%)
5 y/oUS$809 (+8.0%)
10 y/oUS$647 (+8.0%)
15 y/oUS$614 (+7.9%)
20 y/oUS$745 (+8.1%)
25 y/oUS$847 (+8.0%)
30 y/oUS$982 (+8.0%)
35 y/oUS$1,139 (+8.0%)
40 y/oUS$1,318 (+8.0%)
45 y/oUS$1,550 (+8.0%)
50 y/oUS$1,845 (+8.0%)
55 y/oUS$2,147 (+8.0%)
60 y/oUS$2,506 (+8.0%)
65 y/oUS$2,975 (+8.0%)
70 y/oUS$3,672 (+8.0%)
75 y/oUS$4,587 (+8.0%)
80 y/oUS$5,615 (+8.0%)
85 y/oUS$6,597 (+8.0%)
90 y/oUS$7,600 (+8.0%)
95 y/oUS$8,606 (+8.0%)
99 y/oUS$9,430 (+8.0%)
+12.0%
All-ages avg
0 y/oUS$1,034 (+12.0%)
5 y/oUS$906 (+12.0%)
10 y/oUS$724 (+11.9%)
15 y/oUS$688 (+12.1%)
20 y/oUS$834 (+11.9%)
25 y/oUS$948 (+11.9%)
30 y/oUS$1,100 (+12.0%)
35 y/oUS$1,276 (+12.0%)
40 y/oUS$1,476 (+12.0%)
45 y/oUS$1,736 (+12.0%)
50 y/oUS$2,066 (+12.0%)
55 y/oUS$2,404 (+12.0%)
60 y/oUS$2,806 (+12.0%)
65 y/oUS$3,332 (+12.0%)
70 y/oUS$4,113 (+12.0%)
75 y/oUS$5,137 (+12.0%)
80 y/oUS$6,289 (+12.0%)
85 y/oUS$7,389 (+12.0%)
90 y/oUS$8,512 (+12.0%)
95 y/oUS$9,638 (+12.0%)
99 y/oUS$10,562 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+6.24%
5 y/o+6.24%
10 y/o+6.03%
15 y/o+5.26%
20 y/o+6.26%
25 y/o+6.25%
30 y/o+6.25%
35 y/o+6.26%
40 y/o+6.25%
45 y/o+6.26%
50 y/o+6.25%
55 y/o+6.25%
60 y/o+6.26%
65 y/o+6.25%
70 y/o+6.26%
75 y/o+6.25%
80 y/o+6.26%
85 y/o+6.26%
90 y/o+6.25%
95 y/o+6.25%
99 y/o+6.25%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27