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''BetterCare'' Medical Insurance Plan - Benefit Level 3 with SMM (USD)
只供現有保單續保「樂康保」醫療保障計劃 - 保障級別 3+超額醫療保障 (美元)
Chow Tai Fook Life Insurance Co Ltd · F00021-06-000 · 7 versions · Flexi plan · Avg. annual increase +5.82%
HKD
Male
| Age | F00021-03-000-01 2019-04-01 | F00021-03-000-02 2021-04-01 | F00021-03-000-02 2022-11-01 | F00021-03-000-02 2023-11-23 | F00021-03-000-03 2024-07-22 | F00021-03-000-03 2024-11-23 | F00021-03-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$14,085 | HK$14,085 | HK$15,493 (+10.0%) | HK$17,042 (+10.0%) | HK$17,042 | HK$18,746 (+10.0%) | HK$20,996 (+12.0%) | +5.81% |
| 5 | HK$8,160 | HK$8,160 | HK$8,975 (+10.0%) | HK$9,873 (+10.0%) | HK$9,873 | HK$10,860 (+10.0%) | HK$12,163 (+12.0%) | +5.81% |
| 10 | HK$7,342 | HK$7,342 | HK$8,076 (+10.0%) | HK$8,883 (+10.0%) | HK$8,883 | HK$9,771 (+10.0%) | HK$10,944 (+12.0%) | +5.81% |
| 15 | HK$7,527 | HK$7,527 | HK$8,280 (+10.0%) | HK$9,108 (+10.0%) | HK$9,108 | HK$10,019 (+10.0%) | HK$11,221 (+12.0%) | +5.82% |
| 20 | HK$8,755 | HK$8,755 | HK$9,630 (+10.0%) | HK$10,593 (+10.0%) | HK$10,593 | HK$11,652 (+10.0%) | HK$13,051 (+12.0%) | +5.81% |
| 25 | HK$9,737 | HK$9,737 | HK$10,711 (+10.0%) | HK$11,782 (+10.0%) | HK$11,782 | HK$12,961 (+10.0%) | HK$14,515 (+12.0%) | +5.81% |
| 30 | HK$11,439 | HK$11,439 | HK$12,583 (+10.0%) | HK$13,842 (+10.0%) | HK$13,842 | HK$15,226 (+10.0%) | HK$17,054 (+12.0%) | +5.82% |
| 35 | HK$12,517 | HK$12,517 | HK$13,768 (+10.0%) | HK$15,145 (+10.0%) | HK$15,145 | HK$16,660 (+10.0%) | HK$18,658 (+12.0%) | +5.81% |
| 40 | HK$14,538 | HK$14,538 | HK$15,992 (+10.0%) | HK$17,590 (+10.0%) | HK$17,590 | HK$19,350 (+10.0%) | HK$21,671 (+12.0%) | +5.81% |
| 45 | HK$17,590 | HK$17,590 | HK$19,350 (+10.0%) | HK$21,285 (+10.0%) | HK$21,285 | HK$23,413 (+10.0%) | HK$26,223 (+12.0%) | +5.82% |
| 50 | HK$21,227 | HK$21,227 | HK$23,350 (+10.0%) | HK$25,685 (+10.0%) | HK$25,685 | HK$28,254 (+10.0%) | HK$31,644 (+12.0%) | +5.82% |
| 55 | HK$26,160 | HK$26,160 | HK$28,775 (+10.0%) | HK$31,652 (+10.0%) | HK$31,652 | HK$34,818 (+10.0%) | HK$38,996 (+12.0%) | +5.81% |
| 60 | HK$33,760 | HK$33,760 | HK$37,136 (+10.0%) | HK$40,849 (+10.0%) | HK$40,849 | HK$44,933 (+10.0%) | HK$50,325 (+12.0%) | +5.81% |
| 65 | HK$52,974 | HK$52,974 | HK$58,271 (+10.0%) | HK$64,099 (+10.0%) | HK$64,099 | HK$70,508 (+10.0%) | HK$78,969 (+12.0%) | +5.82% |
| 70 | HK$70,056 | HK$70,056 | HK$77,062 (+10.0%) | HK$84,768 (+10.0%) | HK$84,768 | HK$93,245 (+10.0%) | HK$104,435 (+12.0%) | +5.82% |
| 75 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.82% |
| 80 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.82% |
| 85 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.82% |
| 90 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.82% |
| 95 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.82% |
| 99 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.82% |
| All ages average | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0 y/oHK$14,085
5 y/oHK$8,160
10 y/oHK$7,342
15 y/oHK$7,527
20 y/oHK$8,755
25 y/oHK$9,737
30 y/oHK$11,439
35 y/oHK$12,517
40 y/oHK$14,538
45 y/oHK$17,590
50 y/oHK$21,227
55 y/oHK$26,160
60 y/oHK$33,760
65 y/oHK$52,974
70 y/oHK$70,056
75 y/oHK$71,807
80 y/oHK$71,807
85 y/oHK$71,807
90 y/oHK$71,807
95 y/oHK$71,807
99 y/oHK$71,807
0.0%
All-ages avg
0 y/oHK$14,085
5 y/oHK$8,160
10 y/oHK$7,342
15 y/oHK$7,527
20 y/oHK$8,755
25 y/oHK$9,737
30 y/oHK$11,439
35 y/oHK$12,517
40 y/oHK$14,538
45 y/oHK$17,590
50 y/oHK$21,227
55 y/oHK$26,160
60 y/oHK$33,760
65 y/oHK$52,974
70 y/oHK$70,056
75 y/oHK$71,807
80 y/oHK$71,807
85 y/oHK$71,807
90 y/oHK$71,807
95 y/oHK$71,807
99 y/oHK$71,807
+10.0%
All-ages avg
0 y/oHK$15,493 (+10.0%)
5 y/oHK$8,975 (+10.0%)
10 y/oHK$8,076 (+10.0%)
15 y/oHK$8,280 (+10.0%)
20 y/oHK$9,630 (+10.0%)
25 y/oHK$10,711 (+10.0%)
30 y/oHK$12,583 (+10.0%)
35 y/oHK$13,768 (+10.0%)
40 y/oHK$15,992 (+10.0%)
45 y/oHK$19,350 (+10.0%)
50 y/oHK$23,350 (+10.0%)
55 y/oHK$28,775 (+10.0%)
60 y/oHK$37,136 (+10.0%)
65 y/oHK$58,271 (+10.0%)
70 y/oHK$77,062 (+10.0%)
75 y/oHK$78,988 (+10.0%)
80 y/oHK$78,988 (+10.0%)
85 y/oHK$78,988 (+10.0%)
90 y/oHK$78,988 (+10.0%)
95 y/oHK$78,988 (+10.0%)
99 y/oHK$78,988 (+10.0%)
+10.0%
All-ages avg
0 y/oHK$17,042 (+10.0%)
5 y/oHK$9,873 (+10.0%)
10 y/oHK$8,883 (+10.0%)
15 y/oHK$9,108 (+10.0%)
20 y/oHK$10,593 (+10.0%)
25 y/oHK$11,782 (+10.0%)
30 y/oHK$13,842 (+10.0%)
35 y/oHK$15,145 (+10.0%)
40 y/oHK$17,590 (+10.0%)
45 y/oHK$21,285 (+10.0%)
50 y/oHK$25,685 (+10.0%)
55 y/oHK$31,652 (+10.0%)
60 y/oHK$40,849 (+10.0%)
65 y/oHK$64,099 (+10.0%)
70 y/oHK$84,768 (+10.0%)
75 y/oHK$86,887 (+10.0%)
80 y/oHK$86,887 (+10.0%)
85 y/oHK$86,887 (+10.0%)
90 y/oHK$86,887 (+10.0%)
95 y/oHK$86,887 (+10.0%)
99 y/oHK$86,887 (+10.0%)
0.0%
All-ages avg
0 y/oHK$17,042
5 y/oHK$9,873
10 y/oHK$8,883
15 y/oHK$9,108
20 y/oHK$10,593
25 y/oHK$11,782
30 y/oHK$13,842
35 y/oHK$15,145
40 y/oHK$17,590
45 y/oHK$21,285
50 y/oHK$25,685
55 y/oHK$31,652
60 y/oHK$40,849
65 y/oHK$64,099
70 y/oHK$84,768
75 y/oHK$86,887
80 y/oHK$86,887
85 y/oHK$86,887
90 y/oHK$86,887
95 y/oHK$86,887
99 y/oHK$86,887
+10.0%
All-ages avg
0 y/oHK$18,746 (+10.0%)
5 y/oHK$10,860 (+10.0%)
10 y/oHK$9,771 (+10.0%)
15 y/oHK$10,019 (+10.0%)
20 y/oHK$11,652 (+10.0%)
25 y/oHK$12,961 (+10.0%)
30 y/oHK$15,226 (+10.0%)
35 y/oHK$16,660 (+10.0%)
40 y/oHK$19,350 (+10.0%)
45 y/oHK$23,413 (+10.0%)
50 y/oHK$28,254 (+10.0%)
55 y/oHK$34,818 (+10.0%)
60 y/oHK$44,933 (+10.0%)
65 y/oHK$70,508 (+10.0%)
70 y/oHK$93,245 (+10.0%)
75 y/oHK$95,576 (+10.0%)
80 y/oHK$95,576 (+10.0%)
85 y/oHK$95,576 (+10.0%)
90 y/oHK$95,576 (+10.0%)
95 y/oHK$95,576 (+10.0%)
99 y/oHK$95,576 (+10.0%)
+12.0%
All-ages avg
0 y/oHK$20,996 (+12.0%)
5 y/oHK$12,163 (+12.0%)
10 y/oHK$10,944 (+12.0%)
15 y/oHK$11,221 (+12.0%)
20 y/oHK$13,051 (+12.0%)
25 y/oHK$14,515 (+12.0%)
30 y/oHK$17,054 (+12.0%)
35 y/oHK$18,658 (+12.0%)
40 y/oHK$21,671 (+12.0%)
45 y/oHK$26,223 (+12.0%)
50 y/oHK$31,644 (+12.0%)
55 y/oHK$38,996 (+12.0%)
60 y/oHK$50,325 (+12.0%)
65 y/oHK$78,969 (+12.0%)
70 y/oHK$104,435 (+12.0%)
75 y/oHK$107,045 (+12.0%)
80 y/oHK$107,045 (+12.0%)
85 y/oHK$107,045 (+12.0%)
90 y/oHK$107,045 (+12.0%)
95 y/oHK$107,045 (+12.0%)
99 y/oHK$107,045 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+5.81%
5 y/o+5.81%
10 y/o+5.81%
15 y/o+5.82%
20 y/o+5.81%
25 y/o+5.81%
30 y/o+5.82%
35 y/o+5.81%
40 y/o+5.81%
45 y/o+5.82%
50 y/o+5.82%
55 y/o+5.81%
60 y/o+5.81%
65 y/o+5.82%
70 y/o+5.82%
75 y/o+5.82%
80 y/o+5.82%
85 y/o+5.82%
90 y/o+5.82%
95 y/o+5.82%
99 y/o+5.82%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00021-03-000-01 2019-04-01 | F00021-03-000-02 2021-04-01 | F00021-03-000-02 2022-11-01 | F00021-03-000-02 2023-11-23 | F00021-03-000-03 2024-07-22 | F00021-03-000-03 2024-11-23 | F00021-03-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$9,681 | HK$9,681 | HK$10,649 (+10.0%) | HK$11,714 (+10.0%) | HK$11,714 | HK$12,886 (+10.0%) | HK$14,432 (+12.0%) | +5.82% |
| 5 | HK$7,144 | HK$7,144 | HK$7,858 (+10.0%) | HK$8,644 (+10.0%) | HK$8,644 | HK$9,508 (+10.0%) | HK$10,649 (+12.0%) | +5.81% |
| 10 | HK$6,856 | HK$6,856 | HK$7,542 (+10.0%) | HK$8,296 (+10.0%) | HK$8,296 | HK$9,126 (+10.0%) | HK$10,221 (+12.0%) | +5.82% |
| 15 | HK$7,001 | HK$7,001 | HK$7,701 (+10.0%) | HK$8,471 (+10.0%) | HK$8,471 | HK$9,319 (+10.0%) | HK$10,437 (+12.0%) | +5.82% |
| 20 | HK$9,486 | HK$9,486 | HK$10,435 (+10.0%) | HK$11,479 (+10.0%) | HK$11,479 | HK$12,626 (+10.0%) | HK$14,142 (+12.0%) | +5.82% |
| 25 | HK$11,387 | HK$11,387 | HK$12,526 (+10.0%) | HK$13,779 (+10.0%) | HK$13,779 | HK$15,156 (+10.0%) | HK$16,975 (+12.0%) | +5.82% |
| 30 | HK$14,117 | HK$14,117 | HK$15,529 (+10.0%) | HK$17,081 (+10.0%) | HK$17,081 | HK$18,789 (+10.0%) | HK$21,044 (+12.0%) | +5.81% |
| 35 | HK$16,935 | HK$16,935 | HK$18,629 (+10.0%) | HK$20,492 (+10.0%) | HK$20,492 | HK$22,540 (+10.0%) | HK$25,245 (+12.0%) | +5.81% |
| 40 | HK$19,670 | HK$19,670 | HK$21,637 (+10.0%) | HK$23,801 (+10.0%) | HK$23,801 | HK$26,181 (+10.0%) | HK$29,323 (+12.0%) | +5.82% |
| 45 | HK$22,682 | HK$22,682 | HK$24,950 (+10.0%) | HK$27,445 (+10.0%) | HK$27,445 | HK$30,189 (+10.0%) | HK$33,812 (+12.0%) | +5.81% |
| 50 | HK$26,163 | HK$26,163 | HK$28,780 (+10.0%) | HK$31,658 (+10.0%) | HK$31,658 | HK$34,824 (+10.0%) | HK$39,002 (+12.0%) | +5.82% |
| 55 | HK$30,019 | HK$30,019 | HK$33,021 (+10.0%) | HK$36,324 (+10.0%) | HK$36,324 | HK$39,956 (+10.0%) | HK$44,751 (+12.0%) | +5.82% |
| 60 | HK$34,912 | HK$34,912 | HK$38,404 (+10.0%) | HK$42,244 (+10.0%) | HK$42,244 | HK$46,469 (+10.0%) | HK$52,045 (+12.0%) | +5.82% |
| 65 | HK$48,675 | HK$48,675 | HK$53,543 (+10.0%) | HK$58,898 (+10.0%) | HK$58,898 | HK$64,787 (+10.0%) | HK$72,562 (+12.0%) | +5.82% |
| 70 | HK$63,170 | HK$63,170 | HK$69,487 (+10.0%) | HK$76,436 (+10.0%) | HK$76,436 | HK$84,080 (+10.0%) | HK$94,169 (+12.0%) | +5.82% |
| 75 | HK$64,750 | HK$64,750 | HK$71,225 (+10.0%) | HK$78,348 (+10.0%) | HK$78,348 | HK$86,182 (+10.0%) | HK$96,524 (+12.0%) | +5.82% |
| 80 | HK$64,750 | HK$64,750 | HK$71,225 (+10.0%) | HK$78,348 (+10.0%) | HK$78,348 | HK$86,182 (+10.0%) | HK$96,524 (+12.0%) | +5.82% |
| 85 | HK$64,750 | HK$64,750 | HK$71,225 (+10.0%) | HK$78,348 (+10.0%) | HK$78,348 | HK$86,182 (+10.0%) | HK$96,524 (+12.0%) | +5.82% |
| 90 | HK$64,750 | HK$64,750 | HK$71,225 (+10.0%) | HK$78,348 (+10.0%) | HK$78,348 | HK$86,182 (+10.0%) | HK$96,524 (+12.0%) | +5.82% |
| 95 | HK$64,750 | HK$64,750 | HK$71,225 (+10.0%) | HK$78,348 (+10.0%) | HK$78,348 | HK$86,182 (+10.0%) | HK$96,524 (+12.0%) | +5.82% |
| 99 | HK$64,750 | HK$64,750 | HK$71,225 (+10.0%) | HK$78,348 (+10.0%) | HK$78,348 | HK$86,182 (+10.0%) | HK$96,524 (+12.0%) | +5.82% |
| All ages average | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0 y/oHK$9,681
5 y/oHK$7,144
10 y/oHK$6,856
15 y/oHK$7,001
20 y/oHK$9,486
25 y/oHK$11,387
30 y/oHK$14,117
35 y/oHK$16,935
40 y/oHK$19,670
45 y/oHK$22,682
50 y/oHK$26,163
55 y/oHK$30,019
60 y/oHK$34,912
65 y/oHK$48,675
70 y/oHK$63,170
75 y/oHK$64,750
80 y/oHK$64,750
85 y/oHK$64,750
90 y/oHK$64,750
95 y/oHK$64,750
99 y/oHK$64,750
0.0%
All-ages avg
0 y/oHK$9,681
5 y/oHK$7,144
10 y/oHK$6,856
15 y/oHK$7,001
20 y/oHK$9,486
25 y/oHK$11,387
30 y/oHK$14,117
35 y/oHK$16,935
40 y/oHK$19,670
45 y/oHK$22,682
50 y/oHK$26,163
55 y/oHK$30,019
60 y/oHK$34,912
65 y/oHK$48,675
70 y/oHK$63,170
75 y/oHK$64,750
80 y/oHK$64,750
85 y/oHK$64,750
90 y/oHK$64,750
95 y/oHK$64,750
99 y/oHK$64,750
+10.0%
All-ages avg
0 y/oHK$10,649 (+10.0%)
5 y/oHK$7,858 (+10.0%)
10 y/oHK$7,542 (+10.0%)
15 y/oHK$7,701 (+10.0%)
20 y/oHK$10,435 (+10.0%)
25 y/oHK$12,526 (+10.0%)
30 y/oHK$15,529 (+10.0%)
35 y/oHK$18,629 (+10.0%)
40 y/oHK$21,637 (+10.0%)
45 y/oHK$24,950 (+10.0%)
50 y/oHK$28,780 (+10.0%)
55 y/oHK$33,021 (+10.0%)
60 y/oHK$38,404 (+10.0%)
65 y/oHK$53,543 (+10.0%)
70 y/oHK$69,487 (+10.0%)
75 y/oHK$71,225 (+10.0%)
80 y/oHK$71,225 (+10.0%)
85 y/oHK$71,225 (+10.0%)
90 y/oHK$71,225 (+10.0%)
95 y/oHK$71,225 (+10.0%)
99 y/oHK$71,225 (+10.0%)
+10.0%
All-ages avg
0 y/oHK$11,714 (+10.0%)
5 y/oHK$8,644 (+10.0%)
10 y/oHK$8,296 (+10.0%)
15 y/oHK$8,471 (+10.0%)
20 y/oHK$11,479 (+10.0%)
25 y/oHK$13,779 (+10.0%)
30 y/oHK$17,081 (+10.0%)
35 y/oHK$20,492 (+10.0%)
40 y/oHK$23,801 (+10.0%)
45 y/oHK$27,445 (+10.0%)
50 y/oHK$31,658 (+10.0%)
55 y/oHK$36,324 (+10.0%)
60 y/oHK$42,244 (+10.0%)
65 y/oHK$58,898 (+10.0%)
70 y/oHK$76,436 (+10.0%)
75 y/oHK$78,348 (+10.0%)
80 y/oHK$78,348 (+10.0%)
85 y/oHK$78,348 (+10.0%)
90 y/oHK$78,348 (+10.0%)
95 y/oHK$78,348 (+10.0%)
99 y/oHK$78,348 (+10.0%)
0.0%
All-ages avg
0 y/oHK$11,714
5 y/oHK$8,644
10 y/oHK$8,296
15 y/oHK$8,471
20 y/oHK$11,479
25 y/oHK$13,779
30 y/oHK$17,081
35 y/oHK$20,492
40 y/oHK$23,801
45 y/oHK$27,445
50 y/oHK$31,658
55 y/oHK$36,324
60 y/oHK$42,244
65 y/oHK$58,898
70 y/oHK$76,436
75 y/oHK$78,348
80 y/oHK$78,348
85 y/oHK$78,348
90 y/oHK$78,348
95 y/oHK$78,348
99 y/oHK$78,348
+10.0%
All-ages avg
0 y/oHK$12,886 (+10.0%)
5 y/oHK$9,508 (+10.0%)
10 y/oHK$9,126 (+10.0%)
15 y/oHK$9,319 (+10.0%)
20 y/oHK$12,626 (+10.0%)
25 y/oHK$15,156 (+10.0%)
30 y/oHK$18,789 (+10.0%)
35 y/oHK$22,540 (+10.0%)
40 y/oHK$26,181 (+10.0%)
45 y/oHK$30,189 (+10.0%)
50 y/oHK$34,824 (+10.0%)
55 y/oHK$39,956 (+10.0%)
60 y/oHK$46,469 (+10.0%)
65 y/oHK$64,787 (+10.0%)
70 y/oHK$84,080 (+10.0%)
75 y/oHK$86,182 (+10.0%)
80 y/oHK$86,182 (+10.0%)
85 y/oHK$86,182 (+10.0%)
90 y/oHK$86,182 (+10.0%)
95 y/oHK$86,182 (+10.0%)
99 y/oHK$86,182 (+10.0%)
+12.0%
All-ages avg
0 y/oHK$14,432 (+12.0%)
5 y/oHK$10,649 (+12.0%)
10 y/oHK$10,221 (+12.0%)
15 y/oHK$10,437 (+12.0%)
20 y/oHK$14,142 (+12.0%)
25 y/oHK$16,975 (+12.0%)
30 y/oHK$21,044 (+12.0%)
35 y/oHK$25,245 (+12.0%)
40 y/oHK$29,323 (+12.0%)
45 y/oHK$33,812 (+12.0%)
50 y/oHK$39,002 (+12.0%)
55 y/oHK$44,751 (+12.0%)
60 y/oHK$52,045 (+12.0%)
65 y/oHK$72,562 (+12.0%)
70 y/oHK$94,169 (+12.0%)
75 y/oHK$96,524 (+12.0%)
80 y/oHK$96,524 (+12.0%)
85 y/oHK$96,524 (+12.0%)
90 y/oHK$96,524 (+12.0%)
95 y/oHK$96,524 (+12.0%)
99 y/oHK$96,524 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+5.82%
5 y/o+5.81%
10 y/o+5.82%
15 y/o+5.82%
20 y/o+5.82%
25 y/o+5.82%
30 y/o+5.81%
35 y/o+5.81%
40 y/o+5.82%
45 y/o+5.81%
50 y/o+5.82%
55 y/o+5.82%
60 y/o+5.82%
65 y/o+5.82%
70 y/o+5.82%
75 y/o+5.82%
80 y/o+5.82%
85 y/o+5.82%
90 y/o+5.82%
95 y/o+5.82%
99 y/o+5.82%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
Male
| Age | F00021-06-000-01 2019-04-01 | F00021-06-000-02 2021-04-01 | F00021-06-000-02 2022-11-01 | F00021-06-000-02 2023-11-23 | F00021-06-000-03 2024-07-22 | F00021-06-000-03 2024-11-23 | F00021-06-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$1,817 | US$1,817 | US$1,999 (+10.0%) | US$2,199 (+10.0%) | US$2,199 | US$2,419 (+10.0%) | US$2,710 (+12.0%) | +5.82% |
| 5 | US$1,052 | US$1,052 | US$1,158 (+10.1%) | US$1,274 (+10.0%) | US$1,274 | US$1,401 (+10.0%) | US$1,569 (+12.0%) | +5.82% |
| 10 | US$948 | US$948 | US$1,042 (+9.9%) | US$1,146 (+10.0%) | US$1,146 | US$1,261 (+10.0%) | US$1,412 (+12.0%) | +5.80% |
| 15 | US$970 | US$970 | US$1,068 (+10.1%) | US$1,175 (+10.0%) | US$1,175 | US$1,293 (+10.0%) | US$1,448 (+12.0%) | +5.84% |
| 20 | US$1,131 | US$1,131 | US$1,243 (+9.9%) | US$1,367 (+10.0%) | US$1,367 | US$1,504 (+10.0%) | US$1,685 (+12.0%) | +5.81% |
| 25 | US$1,256 | US$1,256 | US$1,382 (+10.0%) | US$1,520 (+10.0%) | US$1,520 | US$1,673 (+10.1%) | US$1,873 (+12.0%) | +5.82% |
| 30 | US$1,476 | US$1,476 | US$1,624 (+10.0%) | US$1,786 (+10.0%) | US$1,786 | US$1,964 (+10.0%) | US$2,200 (+12.0%) | +5.81% |
| 35 | US$1,614 | US$1,614 | US$1,776 (+10.0%) | US$1,955 (+10.1%) | US$1,955 | US$2,150 (+10.0%) | US$2,407 (+12.0%) | +5.82% |
| 40 | US$1,876 | US$1,876 | US$2,063 (+10.0%) | US$2,270 (+10.0%) | US$2,270 | US$2,496 (+10.0%) | US$2,796 (+12.0%) | +5.81% |
| 45 | US$2,269 | US$2,269 | US$2,496 (+10.0%) | US$2,746 (+10.0%) | US$2,746 | US$3,021 (+10.0%) | US$3,383 (+12.0%) | +5.82% |
| 50 | US$2,739 | US$2,739 | US$3,013 (+10.0%) | US$3,314 (+10.0%) | US$3,314 | US$3,645 (+10.0%) | US$4,083 (+12.0%) | +5.81% |
| 55 | US$3,375 | US$3,375 | US$3,713 (+10.0%) | US$4,085 (+10.0%) | US$4,085 | US$4,493 (+10.0%) | US$5,032 (+12.0%) | +5.82% |
| 60 | US$4,356 | US$4,356 | US$4,792 (+10.0%) | US$5,270 (+10.0%) | US$5,270 | US$5,798 (+10.0%) | US$6,494 (+12.0%) | +5.82% |
| 65 | US$6,836 | US$6,836 | US$7,519 (+10.0%) | US$8,270 (+10.0%) | US$8,270 | US$9,098 (+10.0%) | US$10,189 (+12.0%) | +5.81% |
| 70 | US$9,040 | US$9,040 | US$9,944 (+10.0%) | US$10,938 (+10.0%) | US$10,938 | US$12,032 (+10.0%) | US$13,475 (+12.0%) | +5.81% |
| 75 | US$9,265 | US$9,265 | US$10,192 (+10.0%) | US$11,211 (+10.0%) | US$11,211 | US$12,332 (+10.0%) | US$13,812 (+12.0%) | +5.82% |
| 80 | US$9,265 | US$9,265 | US$10,192 (+10.0%) | US$11,211 (+10.0%) | US$11,211 | US$12,332 (+10.0%) | US$13,812 (+12.0%) | +5.82% |
| 85 | US$9,265 | US$9,265 | US$10,192 (+10.0%) | US$11,211 (+10.0%) | US$11,211 | US$12,332 (+10.0%) | US$13,812 (+12.0%) | +5.82% |
| 90 | US$9,265 | US$9,265 | US$10,192 (+10.0%) | US$11,211 (+10.0%) | US$11,211 | US$12,332 (+10.0%) | US$13,812 (+12.0%) | +5.82% |
| 95 | US$9,265 | US$9,265 | US$10,192 (+10.0%) | US$11,211 (+10.0%) | US$11,211 | US$12,332 (+10.0%) | US$13,812 (+12.0%) | +5.82% |
| 99 | US$9,265 | US$9,265 | US$10,192 (+10.0%) | US$11,211 (+10.0%) | US$11,211 | US$12,332 (+10.0%) | US$13,812 (+12.0%) | +5.82% |
| All ages average | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0 y/oUS$1,817
5 y/oUS$1,052
10 y/oUS$948
15 y/oUS$970
20 y/oUS$1,131
25 y/oUS$1,256
30 y/oUS$1,476
35 y/oUS$1,614
40 y/oUS$1,876
45 y/oUS$2,269
50 y/oUS$2,739
55 y/oUS$3,375
60 y/oUS$4,356
65 y/oUS$6,836
70 y/oUS$9,040
75 y/oUS$9,265
80 y/oUS$9,265
85 y/oUS$9,265
90 y/oUS$9,265
95 y/oUS$9,265
99 y/oUS$9,265
0.0%
All-ages avg
0 y/oUS$1,817
5 y/oUS$1,052
10 y/oUS$948
15 y/oUS$970
20 y/oUS$1,131
25 y/oUS$1,256
30 y/oUS$1,476
35 y/oUS$1,614
40 y/oUS$1,876
45 y/oUS$2,269
50 y/oUS$2,739
55 y/oUS$3,375
60 y/oUS$4,356
65 y/oUS$6,836
70 y/oUS$9,040
75 y/oUS$9,265
80 y/oUS$9,265
85 y/oUS$9,265
90 y/oUS$9,265
95 y/oUS$9,265
99 y/oUS$9,265
+10.0%
All-ages avg
0 y/oUS$1,999 (+10.0%)
5 y/oUS$1,158 (+10.1%)
10 y/oUS$1,042 (+9.9%)
15 y/oUS$1,068 (+10.1%)
20 y/oUS$1,243 (+9.9%)
25 y/oUS$1,382 (+10.0%)
30 y/oUS$1,624 (+10.0%)
35 y/oUS$1,776 (+10.0%)
40 y/oUS$2,063 (+10.0%)
45 y/oUS$2,496 (+10.0%)
50 y/oUS$3,013 (+10.0%)
55 y/oUS$3,713 (+10.0%)
60 y/oUS$4,792 (+10.0%)
65 y/oUS$7,519 (+10.0%)
70 y/oUS$9,944 (+10.0%)
75 y/oUS$10,192 (+10.0%)
80 y/oUS$10,192 (+10.0%)
85 y/oUS$10,192 (+10.0%)
90 y/oUS$10,192 (+10.0%)
95 y/oUS$10,192 (+10.0%)
99 y/oUS$10,192 (+10.0%)
+10.0%
All-ages avg
0 y/oUS$2,199 (+10.0%)
5 y/oUS$1,274 (+10.0%)
10 y/oUS$1,146 (+10.0%)
15 y/oUS$1,175 (+10.0%)
20 y/oUS$1,367 (+10.0%)
25 y/oUS$1,520 (+10.0%)
30 y/oUS$1,786 (+10.0%)
35 y/oUS$1,955 (+10.1%)
40 y/oUS$2,270 (+10.0%)
45 y/oUS$2,746 (+10.0%)
50 y/oUS$3,314 (+10.0%)
55 y/oUS$4,085 (+10.0%)
60 y/oUS$5,270 (+10.0%)
65 y/oUS$8,270 (+10.0%)
70 y/oUS$10,938 (+10.0%)
75 y/oUS$11,211 (+10.0%)
80 y/oUS$11,211 (+10.0%)
85 y/oUS$11,211 (+10.0%)
90 y/oUS$11,211 (+10.0%)
95 y/oUS$11,211 (+10.0%)
99 y/oUS$11,211 (+10.0%)
0.0%
All-ages avg
0 y/oUS$2,199
5 y/oUS$1,274
10 y/oUS$1,146
15 y/oUS$1,175
20 y/oUS$1,367
25 y/oUS$1,520
30 y/oUS$1,786
35 y/oUS$1,955
40 y/oUS$2,270
45 y/oUS$2,746
50 y/oUS$3,314
55 y/oUS$4,085
60 y/oUS$5,270
65 y/oUS$8,270
70 y/oUS$10,938
75 y/oUS$11,211
80 y/oUS$11,211
85 y/oUS$11,211
90 y/oUS$11,211
95 y/oUS$11,211
99 y/oUS$11,211
+10.0%
All-ages avg
0 y/oUS$2,419 (+10.0%)
5 y/oUS$1,401 (+10.0%)
10 y/oUS$1,261 (+10.0%)
15 y/oUS$1,293 (+10.0%)
20 y/oUS$1,504 (+10.0%)
25 y/oUS$1,673 (+10.1%)
30 y/oUS$1,964 (+10.0%)
35 y/oUS$2,150 (+10.0%)
40 y/oUS$2,496 (+10.0%)
45 y/oUS$3,021 (+10.0%)
50 y/oUS$3,645 (+10.0%)
55 y/oUS$4,493 (+10.0%)
60 y/oUS$5,798 (+10.0%)
65 y/oUS$9,098 (+10.0%)
70 y/oUS$12,032 (+10.0%)
75 y/oUS$12,332 (+10.0%)
80 y/oUS$12,332 (+10.0%)
85 y/oUS$12,332 (+10.0%)
90 y/oUS$12,332 (+10.0%)
95 y/oUS$12,332 (+10.0%)
99 y/oUS$12,332 (+10.0%)
+12.0%
All-ages avg
0 y/oUS$2,710 (+12.0%)
5 y/oUS$1,569 (+12.0%)
10 y/oUS$1,412 (+12.0%)
15 y/oUS$1,448 (+12.0%)
20 y/oUS$1,685 (+12.0%)
25 y/oUS$1,873 (+12.0%)
30 y/oUS$2,200 (+12.0%)
35 y/oUS$2,407 (+12.0%)
40 y/oUS$2,796 (+12.0%)
45 y/oUS$3,383 (+12.0%)
50 y/oUS$4,083 (+12.0%)
55 y/oUS$5,032 (+12.0%)
60 y/oUS$6,494 (+12.0%)
65 y/oUS$10,189 (+12.0%)
70 y/oUS$13,475 (+12.0%)
75 y/oUS$13,812 (+12.0%)
80 y/oUS$13,812 (+12.0%)
85 y/oUS$13,812 (+12.0%)
90 y/oUS$13,812 (+12.0%)
95 y/oUS$13,812 (+12.0%)
99 y/oUS$13,812 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+5.82%
5 y/o+5.82%
10 y/o+5.80%
15 y/o+5.84%
20 y/o+5.81%
25 y/o+5.82%
30 y/o+5.81%
35 y/o+5.82%
40 y/o+5.81%
45 y/o+5.82%
50 y/o+5.81%
55 y/o+5.82%
60 y/o+5.82%
65 y/o+5.81%
70 y/o+5.81%
75 y/o+5.82%
80 y/o+5.82%
85 y/o+5.82%
90 y/o+5.82%
95 y/o+5.82%
99 y/o+5.82%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00021-06-000-01 2019-04-01 | F00021-06-000-02 2021-04-01 | F00021-06-000-02 2022-11-01 | F00021-06-000-02 2023-11-23 | F00021-06-000-03 2024-07-22 | F00021-06-000-03 2024-11-23 | F00021-06-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$1,250 | US$1,250 | US$1,374 (+9.9%) | US$1,512 (+10.0%) | US$1,512 | US$1,663 (+10.0%) | US$1,862 (+12.0%) | +5.80% |
| 5 | US$921 | US$921 | US$1,014 (+10.1%) | US$1,115 (+10.0%) | US$1,115 | US$1,227 (+10.0%) | US$1,374 (+12.0%) | +5.83% |
| 10 | US$886 | US$886 | US$973 (+9.8%) | US$1,070 (+10.0%) | US$1,070 | US$1,177 (+10.0%) | US$1,319 (+12.1%) | +5.79% |
| 15 | US$904 | US$904 | US$994 (+10.0%) | US$1,093 (+10.0%) | US$1,093 | US$1,202 (+10.0%) | US$1,346 (+12.0%) | +5.80% |
| 20 | US$1,224 | US$1,224 | US$1,346 (+10.0%) | US$1,481 (+10.0%) | US$1,481 | US$1,630 (+10.1%) | US$1,825 (+12.0%) | +5.82% |
| 25 | US$1,469 | US$1,469 | US$1,617 (+10.1%) | US$1,777 (+9.9%) | US$1,777 | US$1,956 (+10.1%) | US$2,190 (+12.0%) | +5.82% |
| 30 | US$1,823 | US$1,823 | US$2,004 (+9.9%) | US$2,204 (+10.0%) | US$2,204 | US$2,425 (+10.0%) | US$2,715 (+12.0%) | +5.80% |
| 35 | US$2,186 | US$2,186 | US$2,404 (+10.0%) | US$2,644 (+10.0%) | US$2,644 | US$2,908 (+10.0%) | US$3,257 (+12.0%) | +5.81% |
| 40 | US$2,538 | US$2,538 | US$2,792 (+10.0%) | US$3,071 (+10.0%) | US$3,071 | US$3,379 (+10.0%) | US$3,783 (+12.0%) | +5.81% |
| 45 | US$2,927 | US$2,927 | US$3,219 (+10.0%) | US$3,542 (+10.0%) | US$3,542 | US$3,895 (+10.0%) | US$4,363 (+12.0%) | +5.81% |
| 50 | US$3,376 | US$3,376 | US$3,713 (+10.0%) | US$4,085 (+10.0%) | US$4,085 | US$4,493 (+10.0%) | US$5,032 (+12.0%) | +5.81% |
| 55 | US$3,875 | US$3,875 | US$4,261 (+10.0%) | US$4,687 (+10.0%) | US$4,687 | US$5,156 (+10.0%) | US$5,774 (+12.0%) | +5.81% |
| 60 | US$4,505 | US$4,505 | US$4,955 (+10.0%) | US$5,451 (+10.0%) | US$5,451 | US$5,996 (+10.0%) | US$6,715 (+12.0%) | +5.81% |
| 65 | US$6,281 | US$6,281 | US$6,908 (+10.0%) | US$7,600 (+10.0%) | US$7,600 | US$8,360 (+10.0%) | US$9,363 (+12.0%) | +5.81% |
| 70 | US$8,151 | US$8,151 | US$8,965 (+10.0%) | US$9,863 (+10.0%) | US$9,863 | US$10,849 (+10.0%) | US$12,151 (+12.0%) | +5.82% |
| 75 | US$8,355 | US$8,355 | US$9,190 (+10.0%) | US$10,110 (+10.0%) | US$10,110 | US$11,120 (+10.0%) | US$12,455 (+12.0%) | +5.82% |
| 80 | US$8,355 | US$8,355 | US$9,190 (+10.0%) | US$10,110 (+10.0%) | US$10,110 | US$11,120 (+10.0%) | US$12,455 (+12.0%) | +5.82% |
| 85 | US$8,355 | US$8,355 | US$9,190 (+10.0%) | US$10,110 (+10.0%) | US$10,110 | US$11,120 (+10.0%) | US$12,455 (+12.0%) | +5.82% |
| 90 | US$8,355 | US$8,355 | US$9,190 (+10.0%) | US$10,110 (+10.0%) | US$10,110 | US$11,120 (+10.0%) | US$12,455 (+12.0%) | +5.82% |
| 95 | US$8,355 | US$8,355 | US$9,190 (+10.0%) | US$10,110 (+10.0%) | US$10,110 | US$11,120 (+10.0%) | US$12,455 (+12.0%) | +5.82% |
| 99 | US$8,355 | US$8,355 | US$9,190 (+10.0%) | US$10,110 (+10.0%) | US$10,110 | US$11,120 (+10.0%) | US$12,455 (+12.0%) | +5.82% |
| All ages average | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0 y/oUS$1,250
5 y/oUS$921
10 y/oUS$886
15 y/oUS$904
20 y/oUS$1,224
25 y/oUS$1,469
30 y/oUS$1,823
35 y/oUS$2,186
40 y/oUS$2,538
45 y/oUS$2,927
50 y/oUS$3,376
55 y/oUS$3,875
60 y/oUS$4,505
65 y/oUS$6,281
70 y/oUS$8,151
75 y/oUS$8,355
80 y/oUS$8,355
85 y/oUS$8,355
90 y/oUS$8,355
95 y/oUS$8,355
99 y/oUS$8,355
0.0%
All-ages avg
0 y/oUS$1,250
5 y/oUS$921
10 y/oUS$886
15 y/oUS$904
20 y/oUS$1,224
25 y/oUS$1,469
30 y/oUS$1,823
35 y/oUS$2,186
40 y/oUS$2,538
45 y/oUS$2,927
50 y/oUS$3,376
55 y/oUS$3,875
60 y/oUS$4,505
65 y/oUS$6,281
70 y/oUS$8,151
75 y/oUS$8,355
80 y/oUS$8,355
85 y/oUS$8,355
90 y/oUS$8,355
95 y/oUS$8,355
99 y/oUS$8,355
+10.0%
All-ages avg
0 y/oUS$1,374 (+9.9%)
5 y/oUS$1,014 (+10.1%)
10 y/oUS$973 (+9.8%)
15 y/oUS$994 (+10.0%)
20 y/oUS$1,346 (+10.0%)
25 y/oUS$1,617 (+10.1%)
30 y/oUS$2,004 (+9.9%)
35 y/oUS$2,404 (+10.0%)
40 y/oUS$2,792 (+10.0%)
45 y/oUS$3,219 (+10.0%)
50 y/oUS$3,713 (+10.0%)
55 y/oUS$4,261 (+10.0%)
60 y/oUS$4,955 (+10.0%)
65 y/oUS$6,908 (+10.0%)
70 y/oUS$8,965 (+10.0%)
75 y/oUS$9,190 (+10.0%)
80 y/oUS$9,190 (+10.0%)
85 y/oUS$9,190 (+10.0%)
90 y/oUS$9,190 (+10.0%)
95 y/oUS$9,190 (+10.0%)
99 y/oUS$9,190 (+10.0%)
+10.0%
All-ages avg
0 y/oUS$1,512 (+10.0%)
5 y/oUS$1,115 (+10.0%)
10 y/oUS$1,070 (+10.0%)
15 y/oUS$1,093 (+10.0%)
20 y/oUS$1,481 (+10.0%)
25 y/oUS$1,777 (+9.9%)
30 y/oUS$2,204 (+10.0%)
35 y/oUS$2,644 (+10.0%)
40 y/oUS$3,071 (+10.0%)
45 y/oUS$3,542 (+10.0%)
50 y/oUS$4,085 (+10.0%)
55 y/oUS$4,687 (+10.0%)
60 y/oUS$5,451 (+10.0%)
65 y/oUS$7,600 (+10.0%)
70 y/oUS$9,863 (+10.0%)
75 y/oUS$10,110 (+10.0%)
80 y/oUS$10,110 (+10.0%)
85 y/oUS$10,110 (+10.0%)
90 y/oUS$10,110 (+10.0%)
95 y/oUS$10,110 (+10.0%)
99 y/oUS$10,110 (+10.0%)
0.0%
All-ages avg
0 y/oUS$1,512
5 y/oUS$1,115
10 y/oUS$1,070
15 y/oUS$1,093
20 y/oUS$1,481
25 y/oUS$1,777
30 y/oUS$2,204
35 y/oUS$2,644
40 y/oUS$3,071
45 y/oUS$3,542
50 y/oUS$4,085
55 y/oUS$4,687
60 y/oUS$5,451
65 y/oUS$7,600
70 y/oUS$9,863
75 y/oUS$10,110
80 y/oUS$10,110
85 y/oUS$10,110
90 y/oUS$10,110
95 y/oUS$10,110
99 y/oUS$10,110
+10.0%
All-ages avg
0 y/oUS$1,663 (+10.0%)
5 y/oUS$1,227 (+10.0%)
10 y/oUS$1,177 (+10.0%)
15 y/oUS$1,202 (+10.0%)
20 y/oUS$1,630 (+10.1%)
25 y/oUS$1,956 (+10.1%)
30 y/oUS$2,425 (+10.0%)
35 y/oUS$2,908 (+10.0%)
40 y/oUS$3,379 (+10.0%)
45 y/oUS$3,895 (+10.0%)
50 y/oUS$4,493 (+10.0%)
55 y/oUS$5,156 (+10.0%)
60 y/oUS$5,996 (+10.0%)
65 y/oUS$8,360 (+10.0%)
70 y/oUS$10,849 (+10.0%)
75 y/oUS$11,120 (+10.0%)
80 y/oUS$11,120 (+10.0%)
85 y/oUS$11,120 (+10.0%)
90 y/oUS$11,120 (+10.0%)
95 y/oUS$11,120 (+10.0%)
99 y/oUS$11,120 (+10.0%)
+12.0%
All-ages avg
0 y/oUS$1,862 (+12.0%)
5 y/oUS$1,374 (+12.0%)
10 y/oUS$1,319 (+12.1%)
15 y/oUS$1,346 (+12.0%)
20 y/oUS$1,825 (+12.0%)
25 y/oUS$2,190 (+12.0%)
30 y/oUS$2,715 (+12.0%)
35 y/oUS$3,257 (+12.0%)
40 y/oUS$3,783 (+12.0%)
45 y/oUS$4,363 (+12.0%)
50 y/oUS$5,032 (+12.0%)
55 y/oUS$5,774 (+12.0%)
60 y/oUS$6,715 (+12.0%)
65 y/oUS$9,363 (+12.0%)
70 y/oUS$12,151 (+12.0%)
75 y/oUS$12,455 (+12.0%)
80 y/oUS$12,455 (+12.0%)
85 y/oUS$12,455 (+12.0%)
90 y/oUS$12,455 (+12.0%)
95 y/oUS$12,455 (+12.0%)
99 y/oUS$12,455 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+5.80%
5 y/o+5.83%
10 y/o+5.79%
15 y/o+5.80%
20 y/o+5.82%
25 y/o+5.82%
30 y/o+5.80%
35 y/o+5.81%
40 y/o+5.81%
45 y/o+5.81%
50 y/o+5.81%
55 y/o+5.81%
60 y/o+5.81%
65 y/o+5.81%
70 y/o+5.82%
75 y/o+5.82%
80 y/o+5.82%
85 y/o+5.82%
90 y/o+5.82%
95 y/o+5.82%
99 y/o+5.82%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27