← Back to Chow Tai Fook Life Insurance Co Ltd plan series
''BetterCare'' Medical Insurance Plan - Benefit Level 2 with SMM (HKD)
只供現有保單續保「樂康保」醫療保障計劃 - 保障級別 2+超額醫療保障 (港元)
Chow Tai Fook Life Insurance Co Ltd · F00021-02-000 · 7 versions · Flexi plan · Avg. annual increase +5.82%
HKD
Male
| Age | F00021-02-000-01 2019-04-01 | F00021-02-000-02 2021-04-01 | F00021-02-000-02 2022-11-01 | F00021-02-000-02 2023-11-23 | F00021-02-000-03 2024-07-22 | F00021-02-000-03 2024-11-23 | F00021-02-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$7,935 | HK$7,935 | HK$8,729 (+10.0%) | HK$9,601 (+10.0%) | HK$9,601 | HK$10,562 (+10.0%) | HK$11,830 (+12.0%) | +5.82% |
| 5 | HK$4,567 | HK$4,567 | HK$5,024 (+10.0%) | HK$5,526 (+10.0%) | HK$5,526 | HK$6,079 (+10.0%) | HK$6,808 (+12.0%) | +5.81% |
| 10 | HK$4,112 | HK$4,112 | HK$4,523 (+10.0%) | HK$4,975 (+10.0%) | HK$4,975 | HK$5,473 (+10.0%) | HK$6,130 (+12.0%) | +5.82% |
| 15 | HK$4,214 | HK$4,214 | HK$4,636 (+10.0%) | HK$5,099 (+10.0%) | HK$5,099 | HK$5,608 (+10.0%) | HK$6,281 (+12.0%) | +5.81% |
| 20 | HK$4,694 | HK$4,694 | HK$5,163 (+10.0%) | HK$5,680 (+10.0%) | HK$5,680 | HK$6,248 (+10.0%) | HK$6,998 (+12.0%) | +5.82% |
| 25 | HK$5,338 | HK$5,338 | HK$5,871 (+10.0%) | HK$6,458 (+10.0%) | HK$6,458 | HK$7,105 (+10.0%) | HK$7,957 (+12.0%) | +5.81% |
| 30 | HK$6,267 | HK$6,267 | HK$6,893 (+10.0%) | HK$7,582 (+10.0%) | HK$7,582 | HK$8,340 (+10.0%) | HK$9,342 (+12.0%) | +5.81% |
| 35 | HK$6,921 | HK$6,921 | HK$7,613 (+10.0%) | HK$8,375 (+10.0%) | HK$8,375 | HK$9,213 (+10.0%) | HK$10,319 (+12.0%) | +5.82% |
| 40 | HK$7,935 | HK$7,935 | HK$8,729 (+10.0%) | HK$9,601 (+10.0%) | HK$9,601 | HK$10,562 (+10.0%) | HK$11,830 (+12.0%) | +5.82% |
| 45 | HK$9,315 | HK$9,315 | HK$10,248 (+10.0%) | HK$11,273 (+10.0%) | HK$11,273 | HK$12,400 (+10.0%) | HK$13,888 (+12.0%) | +5.82% |
| 50 | HK$11,195 | HK$11,195 | HK$12,314 (+10.0%) | HK$13,545 (+10.0%) | HK$13,545 | HK$14,900 (+10.0%) | HK$16,688 (+12.0%) | +5.81% |
| 55 | HK$14,002 | HK$14,002 | HK$15,402 (+10.0%) | HK$16,943 (+10.0%) | HK$16,943 | HK$18,637 (+10.0%) | HK$20,874 (+12.0%) | +5.82% |
| 60 | HK$18,101 | HK$18,101 | HK$19,912 (+10.0%) | HK$21,904 (+10.0%) | HK$21,904 | HK$24,094 (+10.0%) | HK$26,986 (+12.0%) | +5.82% |
| 65 | HK$26,610 | HK$26,610 | HK$29,270 (+10.0%) | HK$32,198 (+10.0%) | HK$32,198 | HK$35,418 (+10.0%) | HK$39,668 (+12.0%) | +5.82% |
| 70 | HK$34,368 | HK$34,368 | HK$37,805 (+10.0%) | HK$41,586 (+10.0%) | HK$41,586 | HK$45,744 (+10.0%) | HK$51,233 (+12.0%) | +5.82% |
| 75 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.82% |
| 80 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.82% |
| 85 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.82% |
| 90 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.82% |
| 95 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.82% |
| 99 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.82% |
| All ages average | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0 y/oHK$7,935
5 y/oHK$4,567
10 y/oHK$4,112
15 y/oHK$4,214
20 y/oHK$4,694
25 y/oHK$5,338
30 y/oHK$6,267
35 y/oHK$6,921
40 y/oHK$7,935
45 y/oHK$9,315
50 y/oHK$11,195
55 y/oHK$14,002
60 y/oHK$18,101
65 y/oHK$26,610
70 y/oHK$34,368
75 y/oHK$35,226
80 y/oHK$35,226
85 y/oHK$35,226
90 y/oHK$35,226
95 y/oHK$35,226
99 y/oHK$35,226
0.0%
All-ages avg
0 y/oHK$7,935
5 y/oHK$4,567
10 y/oHK$4,112
15 y/oHK$4,214
20 y/oHK$4,694
25 y/oHK$5,338
30 y/oHK$6,267
35 y/oHK$6,921
40 y/oHK$7,935
45 y/oHK$9,315
50 y/oHK$11,195
55 y/oHK$14,002
60 y/oHK$18,101
65 y/oHK$26,610
70 y/oHK$34,368
75 y/oHK$35,226
80 y/oHK$35,226
85 y/oHK$35,226
90 y/oHK$35,226
95 y/oHK$35,226
99 y/oHK$35,226
+10.0%
All-ages avg
0 y/oHK$8,729 (+10.0%)
5 y/oHK$5,024 (+10.0%)
10 y/oHK$4,523 (+10.0%)
15 y/oHK$4,636 (+10.0%)
20 y/oHK$5,163 (+10.0%)
25 y/oHK$5,871 (+10.0%)
30 y/oHK$6,893 (+10.0%)
35 y/oHK$7,613 (+10.0%)
40 y/oHK$8,729 (+10.0%)
45 y/oHK$10,248 (+10.0%)
50 y/oHK$12,314 (+10.0%)
55 y/oHK$15,402 (+10.0%)
60 y/oHK$19,912 (+10.0%)
65 y/oHK$29,270 (+10.0%)
70 y/oHK$37,805 (+10.0%)
75 y/oHK$38,749 (+10.0%)
80 y/oHK$38,749 (+10.0%)
85 y/oHK$38,749 (+10.0%)
90 y/oHK$38,749 (+10.0%)
95 y/oHK$38,749 (+10.0%)
99 y/oHK$38,749 (+10.0%)
+10.0%
All-ages avg
0 y/oHK$9,601 (+10.0%)
5 y/oHK$5,526 (+10.0%)
10 y/oHK$4,975 (+10.0%)
15 y/oHK$5,099 (+10.0%)
20 y/oHK$5,680 (+10.0%)
25 y/oHK$6,458 (+10.0%)
30 y/oHK$7,582 (+10.0%)
35 y/oHK$8,375 (+10.0%)
40 y/oHK$9,601 (+10.0%)
45 y/oHK$11,273 (+10.0%)
50 y/oHK$13,545 (+10.0%)
55 y/oHK$16,943 (+10.0%)
60 y/oHK$21,904 (+10.0%)
65 y/oHK$32,198 (+10.0%)
70 y/oHK$41,586 (+10.0%)
75 y/oHK$42,624 (+10.0%)
80 y/oHK$42,624 (+10.0%)
85 y/oHK$42,624 (+10.0%)
90 y/oHK$42,624 (+10.0%)
95 y/oHK$42,624 (+10.0%)
99 y/oHK$42,624 (+10.0%)
0.0%
All-ages avg
0 y/oHK$9,601
5 y/oHK$5,526
10 y/oHK$4,975
15 y/oHK$5,099
20 y/oHK$5,680
25 y/oHK$6,458
30 y/oHK$7,582
35 y/oHK$8,375
40 y/oHK$9,601
45 y/oHK$11,273
50 y/oHK$13,545
55 y/oHK$16,943
60 y/oHK$21,904
65 y/oHK$32,198
70 y/oHK$41,586
75 y/oHK$42,624
80 y/oHK$42,624
85 y/oHK$42,624
90 y/oHK$42,624
95 y/oHK$42,624
99 y/oHK$42,624
+10.0%
All-ages avg
0 y/oHK$10,562 (+10.0%)
5 y/oHK$6,079 (+10.0%)
10 y/oHK$5,473 (+10.0%)
15 y/oHK$5,608 (+10.0%)
20 y/oHK$6,248 (+10.0%)
25 y/oHK$7,105 (+10.0%)
30 y/oHK$8,340 (+10.0%)
35 y/oHK$9,213 (+10.0%)
40 y/oHK$10,562 (+10.0%)
45 y/oHK$12,400 (+10.0%)
50 y/oHK$14,900 (+10.0%)
55 y/oHK$18,637 (+10.0%)
60 y/oHK$24,094 (+10.0%)
65 y/oHK$35,418 (+10.0%)
70 y/oHK$45,744 (+10.0%)
75 y/oHK$46,886 (+10.0%)
80 y/oHK$46,886 (+10.0%)
85 y/oHK$46,886 (+10.0%)
90 y/oHK$46,886 (+10.0%)
95 y/oHK$46,886 (+10.0%)
99 y/oHK$46,886 (+10.0%)
+12.0%
All-ages avg
0 y/oHK$11,830 (+12.0%)
5 y/oHK$6,808 (+12.0%)
10 y/oHK$6,130 (+12.0%)
15 y/oHK$6,281 (+12.0%)
20 y/oHK$6,998 (+12.0%)
25 y/oHK$7,957 (+12.0%)
30 y/oHK$9,342 (+12.0%)
35 y/oHK$10,319 (+12.0%)
40 y/oHK$11,830 (+12.0%)
45 y/oHK$13,888 (+12.0%)
50 y/oHK$16,688 (+12.0%)
55 y/oHK$20,874 (+12.0%)
60 y/oHK$26,986 (+12.0%)
65 y/oHK$39,668 (+12.0%)
70 y/oHK$51,233 (+12.0%)
75 y/oHK$52,512 (+12.0%)
80 y/oHK$52,512 (+12.0%)
85 y/oHK$52,512 (+12.0%)
90 y/oHK$52,512 (+12.0%)
95 y/oHK$52,512 (+12.0%)
99 y/oHK$52,512 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+5.82%
5 y/o+5.81%
10 y/o+5.82%
15 y/o+5.81%
20 y/o+5.82%
25 y/o+5.81%
30 y/o+5.81%
35 y/o+5.82%
40 y/o+5.82%
45 y/o+5.82%
50 y/o+5.81%
55 y/o+5.82%
60 y/o+5.82%
65 y/o+5.82%
70 y/o+5.82%
75 y/o+5.82%
80 y/o+5.82%
85 y/o+5.82%
90 y/o+5.82%
95 y/o+5.82%
99 y/o+5.82%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00021-02-000-01 2019-04-01 | F00021-02-000-02 2021-04-01 | F00021-02-000-02 2022-11-01 | F00021-02-000-02 2023-11-23 | F00021-02-000-03 2024-07-22 | F00021-02-000-03 2024-11-23 | F00021-02-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$6,211 | HK$6,211 | HK$6,832 (+10.0%) | HK$7,515 (+10.0%) | HK$7,515 | HK$8,267 (+10.0%) | HK$9,258 (+12.0%) | +5.81% |
| 5 | HK$4,030 | HK$4,030 | HK$4,433 (+10.0%) | HK$4,876 (+10.0%) | HK$4,876 | HK$5,364 (+10.0%) | HK$6,008 (+12.0%) | +5.82% |
| 10 | HK$3,865 | HK$3,865 | HK$4,252 (+10.0%) | HK$4,677 (+10.0%) | HK$4,677 | HK$5,145 (+10.0%) | HK$5,763 (+12.0%) | +5.82% |
| 15 | HK$3,948 | HK$3,948 | HK$4,343 (+10.0%) | HK$4,777 (+10.0%) | HK$4,777 | HK$5,255 (+10.0%) | HK$5,886 (+12.0%) | +5.82% |
| 20 | HK$4,981 | HK$4,981 | HK$5,479 (+10.0%) | HK$6,026 (+10.0%) | HK$6,026 | HK$6,629 (+10.0%) | HK$7,424 (+12.0%) | +5.81% |
| 25 | HK$6,329 | HK$6,329 | HK$6,962 (+10.0%) | HK$7,658 (+10.0%) | HK$7,658 | HK$8,424 (+10.0%) | HK$9,435 (+12.0%) | +5.82% |
| 30 | HK$7,849 | HK$7,849 | HK$8,633 (+10.0%) | HK$9,496 (+10.0%) | HK$9,496 | HK$10,446 (+10.0%) | HK$11,700 (+12.0%) | +5.81% |
| 35 | HK$9,420 | HK$9,420 | HK$10,362 (+10.0%) | HK$11,398 (+10.0%) | HK$11,398 | HK$12,537 (+10.0%) | HK$14,042 (+12.0%) | +5.81% |
| 40 | HK$10,826 | HK$10,826 | HK$11,908 (+10.0%) | HK$13,099 (+10.0%) | HK$13,099 | HK$14,408 (+10.0%) | HK$16,137 (+12.0%) | +5.81% |
| 45 | HK$12,356 | HK$12,356 | HK$13,592 (+10.0%) | HK$14,951 (+10.0%) | HK$14,951 | HK$16,446 (+10.0%) | HK$18,420 (+12.0%) | +5.82% |
| 50 | HK$14,551 | HK$14,551 | HK$16,006 (+10.0%) | HK$17,607 (+10.0%) | HK$17,607 | HK$19,368 (+10.0%) | HK$21,692 (+12.0%) | +5.82% |
| 55 | HK$15,752 | HK$15,752 | HK$17,327 (+10.0%) | HK$19,061 (+10.0%) | HK$19,061 | HK$20,967 (+10.0%) | HK$23,482 (+12.0%) | +5.82% |
| 60 | HK$17,929 | HK$17,929 | HK$19,721 (+10.0%) | HK$21,694 (+10.0%) | HK$21,694 | HK$23,863 (+10.0%) | HK$26,726 (+12.0%) | +5.81% |
| 65 | HK$23,701 | HK$23,701 | HK$26,071 (+10.0%) | HK$28,679 (+10.0%) | HK$28,679 | HK$31,546 (+10.0%) | HK$35,332 (+12.0%) | +5.82% |
| 70 | HK$30,144 | HK$30,144 | HK$33,158 (+10.0%) | HK$36,474 (+10.0%) | HK$36,474 | HK$40,121 (+10.0%) | HK$44,936 (+12.0%) | +5.82% |
| 75 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.81% |
| 80 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.81% |
| 85 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.81% |
| 90 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.81% |
| 95 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.81% |
| 99 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.81% |
| All ages average | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0 y/oHK$6,211
5 y/oHK$4,030
10 y/oHK$3,865
15 y/oHK$3,948
20 y/oHK$4,981
25 y/oHK$6,329
30 y/oHK$7,849
35 y/oHK$9,420
40 y/oHK$10,826
45 y/oHK$12,356
50 y/oHK$14,551
55 y/oHK$15,752
60 y/oHK$17,929
65 y/oHK$23,701
70 y/oHK$30,144
75 y/oHK$30,898
80 y/oHK$30,898
85 y/oHK$30,898
90 y/oHK$30,898
95 y/oHK$30,898
99 y/oHK$30,898
0.0%
All-ages avg
0 y/oHK$6,211
5 y/oHK$4,030
10 y/oHK$3,865
15 y/oHK$3,948
20 y/oHK$4,981
25 y/oHK$6,329
30 y/oHK$7,849
35 y/oHK$9,420
40 y/oHK$10,826
45 y/oHK$12,356
50 y/oHK$14,551
55 y/oHK$15,752
60 y/oHK$17,929
65 y/oHK$23,701
70 y/oHK$30,144
75 y/oHK$30,898
80 y/oHK$30,898
85 y/oHK$30,898
90 y/oHK$30,898
95 y/oHK$30,898
99 y/oHK$30,898
+10.0%
All-ages avg
0 y/oHK$6,832 (+10.0%)
5 y/oHK$4,433 (+10.0%)
10 y/oHK$4,252 (+10.0%)
15 y/oHK$4,343 (+10.0%)
20 y/oHK$5,479 (+10.0%)
25 y/oHK$6,962 (+10.0%)
30 y/oHK$8,633 (+10.0%)
35 y/oHK$10,362 (+10.0%)
40 y/oHK$11,908 (+10.0%)
45 y/oHK$13,592 (+10.0%)
50 y/oHK$16,006 (+10.0%)
55 y/oHK$17,327 (+10.0%)
60 y/oHK$19,721 (+10.0%)
65 y/oHK$26,071 (+10.0%)
70 y/oHK$33,158 (+10.0%)
75 y/oHK$33,987 (+10.0%)
80 y/oHK$33,987 (+10.0%)
85 y/oHK$33,987 (+10.0%)
90 y/oHK$33,987 (+10.0%)
95 y/oHK$33,987 (+10.0%)
99 y/oHK$33,987 (+10.0%)
+10.0%
All-ages avg
0 y/oHK$7,515 (+10.0%)
5 y/oHK$4,876 (+10.0%)
10 y/oHK$4,677 (+10.0%)
15 y/oHK$4,777 (+10.0%)
20 y/oHK$6,026 (+10.0%)
25 y/oHK$7,658 (+10.0%)
30 y/oHK$9,496 (+10.0%)
35 y/oHK$11,398 (+10.0%)
40 y/oHK$13,099 (+10.0%)
45 y/oHK$14,951 (+10.0%)
50 y/oHK$17,607 (+10.0%)
55 y/oHK$19,061 (+10.0%)
60 y/oHK$21,694 (+10.0%)
65 y/oHK$28,679 (+10.0%)
70 y/oHK$36,474 (+10.0%)
75 y/oHK$37,386 (+10.0%)
80 y/oHK$37,386 (+10.0%)
85 y/oHK$37,386 (+10.0%)
90 y/oHK$37,386 (+10.0%)
95 y/oHK$37,386 (+10.0%)
99 y/oHK$37,386 (+10.0%)
0.0%
All-ages avg
0 y/oHK$7,515
5 y/oHK$4,876
10 y/oHK$4,677
15 y/oHK$4,777
20 y/oHK$6,026
25 y/oHK$7,658
30 y/oHK$9,496
35 y/oHK$11,398
40 y/oHK$13,099
45 y/oHK$14,951
50 y/oHK$17,607
55 y/oHK$19,061
60 y/oHK$21,694
65 y/oHK$28,679
70 y/oHK$36,474
75 y/oHK$37,386
80 y/oHK$37,386
85 y/oHK$37,386
90 y/oHK$37,386
95 y/oHK$37,386
99 y/oHK$37,386
+10.0%
All-ages avg
0 y/oHK$8,267 (+10.0%)
5 y/oHK$5,364 (+10.0%)
10 y/oHK$5,145 (+10.0%)
15 y/oHK$5,255 (+10.0%)
20 y/oHK$6,629 (+10.0%)
25 y/oHK$8,424 (+10.0%)
30 y/oHK$10,446 (+10.0%)
35 y/oHK$12,537 (+10.0%)
40 y/oHK$14,408 (+10.0%)
45 y/oHK$16,446 (+10.0%)
50 y/oHK$19,368 (+10.0%)
55 y/oHK$20,967 (+10.0%)
60 y/oHK$23,863 (+10.0%)
65 y/oHK$31,546 (+10.0%)
70 y/oHK$40,121 (+10.0%)
75 y/oHK$41,124 (+10.0%)
80 y/oHK$41,124 (+10.0%)
85 y/oHK$41,124 (+10.0%)
90 y/oHK$41,124 (+10.0%)
95 y/oHK$41,124 (+10.0%)
99 y/oHK$41,124 (+10.0%)
+12.0%
All-ages avg
0 y/oHK$9,258 (+12.0%)
5 y/oHK$6,008 (+12.0%)
10 y/oHK$5,763 (+12.0%)
15 y/oHK$5,886 (+12.0%)
20 y/oHK$7,424 (+12.0%)
25 y/oHK$9,435 (+12.0%)
30 y/oHK$11,700 (+12.0%)
35 y/oHK$14,042 (+12.0%)
40 y/oHK$16,137 (+12.0%)
45 y/oHK$18,420 (+12.0%)
50 y/oHK$21,692 (+12.0%)
55 y/oHK$23,482 (+12.0%)
60 y/oHK$26,726 (+12.0%)
65 y/oHK$35,332 (+12.0%)
70 y/oHK$44,936 (+12.0%)
75 y/oHK$46,058 (+12.0%)
80 y/oHK$46,058 (+12.0%)
85 y/oHK$46,058 (+12.0%)
90 y/oHK$46,058 (+12.0%)
95 y/oHK$46,058 (+12.0%)
99 y/oHK$46,058 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+5.81%
5 y/o+5.82%
10 y/o+5.82%
15 y/o+5.82%
20 y/o+5.81%
25 y/o+5.82%
30 y/o+5.81%
35 y/o+5.81%
40 y/o+5.81%
45 y/o+5.82%
50 y/o+5.82%
55 y/o+5.82%
60 y/o+5.81%
65 y/o+5.82%
70 y/o+5.82%
75 y/o+5.81%
80 y/o+5.81%
85 y/o+5.81%
90 y/o+5.81%
95 y/o+5.81%
99 y/o+5.81%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
Male
| Age | F00021-05-000-01 2019-04-01 | F00021-05-000-02 2021-04-01 | F00021-05-000-02 2022-11-01 | F00021-05-000-02 2023-11-23 | F00021-05-000-03 2024-07-22 | F00021-05-000-03 2024-11-23 | F00021-05-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$1,024 | US$1,024 | US$1,126 (+10.0%) | US$1,239 (+10.0%) | US$1,239 | US$1,363 (+10.0%) | US$1,526 (+12.0%) | +5.81% |
| 5 | US$589 | US$589 | US$649 (+10.2%) | US$713 (+9.9%) | US$713 | US$785 (+10.1%) | US$879 (+12.0%) | +5.83% |
| 10 | US$530 | US$530 | US$583 (+10.0%) | US$642 (+10.1%) | US$642 | US$706 (+10.0%) | US$790 (+11.9%) | +5.81% |
| 15 | US$544 | US$544 | US$598 (+9.9%) | US$658 (+10.0%) | US$658 | US$724 (+10.0%) | US$811 (+12.0%) | +5.82% |
| 20 | US$606 | US$606 | US$667 (+10.1%) | US$733 (+9.9%) | US$733 | US$806 (+10.0%) | US$902 (+11.9%) | +5.79% |
| 25 | US$689 | US$689 | US$757 (+9.9%) | US$833 (+10.0%) | US$833 | US$917 (+10.1%) | US$1,026 (+11.9%) | +5.80% |
| 30 | US$808 | US$808 | US$889 (+10.0%) | US$979 (+10.1%) | US$979 | US$1,076 (+9.9%) | US$1,206 (+12.1%) | +5.83% |
| 35 | US$893 | US$893 | US$982 (+10.0%) | US$1,081 (+10.1%) | US$1,081 | US$1,189 (+10.0%) | US$1,331 (+11.9%) | +5.81% |
| 40 | US$1,024 | US$1,024 | US$1,126 (+10.0%) | US$1,239 (+10.0%) | US$1,239 | US$1,363 (+10.0%) | US$1,526 (+12.0%) | +5.81% |
| 45 | US$1,202 | US$1,202 | US$1,323 (+10.1%) | US$1,455 (+10.0%) | US$1,455 | US$1,600 (+10.0%) | US$1,792 (+12.0%) | +5.82% |
| 50 | US$1,444 | US$1,444 | US$1,589 (+10.0%) | US$1,748 (+10.0%) | US$1,748 | US$1,923 (+10.0%) | US$2,154 (+12.0%) | +5.82% |
| 55 | US$1,807 | US$1,807 | US$1,987 (+10.0%) | US$2,186 (+10.0%) | US$2,186 | US$2,405 (+10.0%) | US$2,693 (+12.0%) | +5.81% |
| 60 | US$2,336 | US$2,336 | US$2,569 (+10.0%) | US$2,826 (+10.0%) | US$2,826 | US$3,108 (+10.0%) | US$3,482 (+12.0%) | +5.81% |
| 65 | US$3,433 | US$3,433 | US$3,777 (+10.0%) | US$4,155 (+10.0%) | US$4,155 | US$4,570 (+10.0%) | US$5,118 (+12.0%) | +5.82% |
| 70 | US$4,433 | US$4,433 | US$4,879 (+10.1%) | US$5,365 (+10.0%) | US$5,365 | US$5,902 (+10.0%) | US$6,611 (+12.0%) | +5.82% |
| 75 | US$4,545 | US$4,545 | US$5,000 (+10.0%) | US$5,500 (+10.0%) | US$5,500 | US$6,050 (+10.0%) | US$6,776 (+12.0%) | +5.82% |
| 80 | US$4,545 | US$4,545 | US$5,000 (+10.0%) | US$5,500 (+10.0%) | US$5,500 | US$6,050 (+10.0%) | US$6,776 (+12.0%) | +5.82% |
| 85 | US$4,545 | US$4,545 | US$5,000 (+10.0%) | US$5,500 (+10.0%) | US$5,500 | US$6,050 (+10.0%) | US$6,776 (+12.0%) | +5.82% |
| 90 | US$4,545 | US$4,545 | US$5,000 (+10.0%) | US$5,500 (+10.0%) | US$5,500 | US$6,050 (+10.0%) | US$6,776 (+12.0%) | +5.82% |
| 95 | US$4,545 | US$4,545 | US$5,000 (+10.0%) | US$5,500 (+10.0%) | US$5,500 | US$6,050 (+10.0%) | US$6,776 (+12.0%) | +5.82% |
| 99 | US$4,545 | US$4,545 | US$5,000 (+10.0%) | US$5,500 (+10.0%) | US$5,500 | US$6,050 (+10.0%) | US$6,776 (+12.0%) | +5.82% |
| All ages average | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0 y/oUS$1,024
5 y/oUS$589
10 y/oUS$530
15 y/oUS$544
20 y/oUS$606
25 y/oUS$689
30 y/oUS$808
35 y/oUS$893
40 y/oUS$1,024
45 y/oUS$1,202
50 y/oUS$1,444
55 y/oUS$1,807
60 y/oUS$2,336
65 y/oUS$3,433
70 y/oUS$4,433
75 y/oUS$4,545
80 y/oUS$4,545
85 y/oUS$4,545
90 y/oUS$4,545
95 y/oUS$4,545
99 y/oUS$4,545
0.0%
All-ages avg
0 y/oUS$1,024
5 y/oUS$589
10 y/oUS$530
15 y/oUS$544
20 y/oUS$606
25 y/oUS$689
30 y/oUS$808
35 y/oUS$893
40 y/oUS$1,024
45 y/oUS$1,202
50 y/oUS$1,444
55 y/oUS$1,807
60 y/oUS$2,336
65 y/oUS$3,433
70 y/oUS$4,433
75 y/oUS$4,545
80 y/oUS$4,545
85 y/oUS$4,545
90 y/oUS$4,545
95 y/oUS$4,545
99 y/oUS$4,545
+10.0%
All-ages avg
0 y/oUS$1,126 (+10.0%)
5 y/oUS$649 (+10.2%)
10 y/oUS$583 (+10.0%)
15 y/oUS$598 (+9.9%)
20 y/oUS$667 (+10.1%)
25 y/oUS$757 (+9.9%)
30 y/oUS$889 (+10.0%)
35 y/oUS$982 (+10.0%)
40 y/oUS$1,126 (+10.0%)
45 y/oUS$1,323 (+10.1%)
50 y/oUS$1,589 (+10.0%)
55 y/oUS$1,987 (+10.0%)
60 y/oUS$2,569 (+10.0%)
65 y/oUS$3,777 (+10.0%)
70 y/oUS$4,879 (+10.1%)
75 y/oUS$5,000 (+10.0%)
80 y/oUS$5,000 (+10.0%)
85 y/oUS$5,000 (+10.0%)
90 y/oUS$5,000 (+10.0%)
95 y/oUS$5,000 (+10.0%)
99 y/oUS$5,000 (+10.0%)
+10.0%
All-ages avg
0 y/oUS$1,239 (+10.0%)
5 y/oUS$713 (+9.9%)
10 y/oUS$642 (+10.1%)
15 y/oUS$658 (+10.0%)
20 y/oUS$733 (+9.9%)
25 y/oUS$833 (+10.0%)
30 y/oUS$979 (+10.1%)
35 y/oUS$1,081 (+10.1%)
40 y/oUS$1,239 (+10.0%)
45 y/oUS$1,455 (+10.0%)
50 y/oUS$1,748 (+10.0%)
55 y/oUS$2,186 (+10.0%)
60 y/oUS$2,826 (+10.0%)
65 y/oUS$4,155 (+10.0%)
70 y/oUS$5,365 (+10.0%)
75 y/oUS$5,500 (+10.0%)
80 y/oUS$5,500 (+10.0%)
85 y/oUS$5,500 (+10.0%)
90 y/oUS$5,500 (+10.0%)
95 y/oUS$5,500 (+10.0%)
99 y/oUS$5,500 (+10.0%)
0.0%
All-ages avg
0 y/oUS$1,239
5 y/oUS$713
10 y/oUS$642
15 y/oUS$658
20 y/oUS$733
25 y/oUS$833
30 y/oUS$979
35 y/oUS$1,081
40 y/oUS$1,239
45 y/oUS$1,455
50 y/oUS$1,748
55 y/oUS$2,186
60 y/oUS$2,826
65 y/oUS$4,155
70 y/oUS$5,365
75 y/oUS$5,500
80 y/oUS$5,500
85 y/oUS$5,500
90 y/oUS$5,500
95 y/oUS$5,500
99 y/oUS$5,500
+10.0%
All-ages avg
0 y/oUS$1,363 (+10.0%)
5 y/oUS$785 (+10.1%)
10 y/oUS$706 (+10.0%)
15 y/oUS$724 (+10.0%)
20 y/oUS$806 (+10.0%)
25 y/oUS$917 (+10.1%)
30 y/oUS$1,076 (+9.9%)
35 y/oUS$1,189 (+10.0%)
40 y/oUS$1,363 (+10.0%)
45 y/oUS$1,600 (+10.0%)
50 y/oUS$1,923 (+10.0%)
55 y/oUS$2,405 (+10.0%)
60 y/oUS$3,108 (+10.0%)
65 y/oUS$4,570 (+10.0%)
70 y/oUS$5,902 (+10.0%)
75 y/oUS$6,050 (+10.0%)
80 y/oUS$6,050 (+10.0%)
85 y/oUS$6,050 (+10.0%)
90 y/oUS$6,050 (+10.0%)
95 y/oUS$6,050 (+10.0%)
99 y/oUS$6,050 (+10.0%)
+12.0%
All-ages avg
0 y/oUS$1,526 (+12.0%)
5 y/oUS$879 (+12.0%)
10 y/oUS$790 (+11.9%)
15 y/oUS$811 (+12.0%)
20 y/oUS$902 (+11.9%)
25 y/oUS$1,026 (+11.9%)
30 y/oUS$1,206 (+12.1%)
35 y/oUS$1,331 (+11.9%)
40 y/oUS$1,526 (+12.0%)
45 y/oUS$1,792 (+12.0%)
50 y/oUS$2,154 (+12.0%)
55 y/oUS$2,693 (+12.0%)
60 y/oUS$3,482 (+12.0%)
65 y/oUS$5,118 (+12.0%)
70 y/oUS$6,611 (+12.0%)
75 y/oUS$6,776 (+12.0%)
80 y/oUS$6,776 (+12.0%)
85 y/oUS$6,776 (+12.0%)
90 y/oUS$6,776 (+12.0%)
95 y/oUS$6,776 (+12.0%)
99 y/oUS$6,776 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+5.81%
5 y/o+5.83%
10 y/o+5.81%
15 y/o+5.82%
20 y/o+5.79%
25 y/o+5.80%
30 y/o+5.83%
35 y/o+5.81%
40 y/o+5.81%
45 y/o+5.82%
50 y/o+5.82%
55 y/o+5.81%
60 y/o+5.81%
65 y/o+5.82%
70 y/o+5.82%
75 y/o+5.82%
80 y/o+5.82%
85 y/o+5.82%
90 y/o+5.82%
95 y/o+5.82%
99 y/o+5.82%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00021-05-000-01 2019-04-01 | F00021-05-000-02 2021-04-01 | F00021-05-000-02 2022-11-01 | F00021-05-000-02 2023-11-23 | F00021-05-000-03 2024-07-22 | F00021-05-000-03 2024-11-23 | F00021-05-000-03 2025-11-23 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$801 | US$801 | US$882 (+10.1%) | US$970 (+10.0%) | US$970 | US$1,067 (+10.0%) | US$1,194 (+11.9%) | +5.81% |
| 5 | US$520 | US$520 | US$573 (+10.2%) | US$630 (+9.9%) | US$630 | US$692 (+9.8%) | US$775 (+12.0%) | +5.81% |
| 10 | US$499 | US$499 | US$549 (+10.0%) | US$604 (+10.0%) | US$604 | US$664 (+9.9%) | US$744 (+12.0%) | +5.82% |
| 15 | US$510 | US$510 | US$561 (+10.0%) | US$617 (+10.0%) | US$617 | US$679 (+10.0%) | US$760 (+11.9%) | +5.81% |
| 20 | US$643 | US$643 | US$707 (+10.0%) | US$777 (+9.9%) | US$777 | US$855 (+10.0%) | US$958 (+12.0%) | +5.81% |
| 25 | US$817 | US$817 | US$899 (+10.0%) | US$988 (+9.9%) | US$988 | US$1,087 (+10.0%) | US$1,218 (+12.1%) | +5.82% |
| 30 | US$1,013 | US$1,013 | US$1,114 (+10.0%) | US$1,225 (+10.0%) | US$1,225 | US$1,348 (+10.0%) | US$1,510 (+12.0%) | +5.81% |
| 35 | US$1,215 | US$1,215 | US$1,337 (+10.0%) | US$1,470 (+9.9%) | US$1,470 | US$1,618 (+10.1%) | US$1,812 (+12.0%) | +5.82% |
| 40 | US$1,398 | US$1,398 | US$1,537 (+9.9%) | US$1,690 (+10.0%) | US$1,690 | US$1,860 (+10.1%) | US$2,082 (+11.9%) | +5.80% |
| 45 | US$1,595 | US$1,595 | US$1,754 (+10.0%) | US$1,930 (+10.0%) | US$1,930 | US$2,123 (+10.0%) | US$2,377 (+12.0%) | +5.81% |
| 50 | US$1,877 | US$1,877 | US$2,065 (+10.0%) | US$2,271 (+10.0%) | US$2,271 | US$2,499 (+10.0%) | US$2,799 (+12.0%) | +5.82% |
| 55 | US$2,032 | US$2,032 | US$2,236 (+10.0%) | US$2,460 (+10.0%) | US$2,460 | US$2,706 (+10.0%) | US$3,030 (+12.0%) | +5.82% |
| 60 | US$2,313 | US$2,313 | US$2,545 (+10.0%) | US$2,799 (+10.0%) | US$2,799 | US$3,079 (+10.0%) | US$3,449 (+12.0%) | +5.82% |
| 65 | US$3,060 | US$3,060 | US$3,364 (+9.9%) | US$3,700 (+10.0%) | US$3,700 | US$4,070 (+10.0%) | US$4,560 (+12.0%) | +5.81% |
| 70 | US$3,889 | US$3,889 | US$4,279 (+10.0%) | US$4,706 (+10.0%) | US$4,706 | US$5,177 (+10.0%) | US$5,798 (+12.0%) | +5.82% |
| 75 | US$3,986 | US$3,986 | US$4,386 (+10.0%) | US$4,824 (+10.0%) | US$4,824 | US$5,306 (+10.0%) | US$5,943 (+12.0%) | +5.82% |
| 80 | US$3,986 | US$3,986 | US$4,386 (+10.0%) | US$4,824 (+10.0%) | US$4,824 | US$5,306 (+10.0%) | US$5,943 (+12.0%) | +5.82% |
| 85 | US$3,986 | US$3,986 | US$4,386 (+10.0%) | US$4,824 (+10.0%) | US$4,824 | US$5,306 (+10.0%) | US$5,943 (+12.0%) | +5.82% |
| 90 | US$3,986 | US$3,986 | US$4,386 (+10.0%) | US$4,824 (+10.0%) | US$4,824 | US$5,306 (+10.0%) | US$5,943 (+12.0%) | +5.82% |
| 95 | US$3,986 | US$3,986 | US$4,386 (+10.0%) | US$4,824 (+10.0%) | US$4,824 | US$5,306 (+10.0%) | US$5,943 (+12.0%) | +5.82% |
| 99 | US$3,986 | US$3,986 | US$4,386 (+10.0%) | US$4,824 (+10.0%) | US$4,824 | US$5,306 (+10.0%) | US$5,943 (+12.0%) | +5.82% |
| All ages average | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0 y/oUS$801
5 y/oUS$520
10 y/oUS$499
15 y/oUS$510
20 y/oUS$643
25 y/oUS$817
30 y/oUS$1,013
35 y/oUS$1,215
40 y/oUS$1,398
45 y/oUS$1,595
50 y/oUS$1,877
55 y/oUS$2,032
60 y/oUS$2,313
65 y/oUS$3,060
70 y/oUS$3,889
75 y/oUS$3,986
80 y/oUS$3,986
85 y/oUS$3,986
90 y/oUS$3,986
95 y/oUS$3,986
99 y/oUS$3,986
0.0%
All-ages avg
0 y/oUS$801
5 y/oUS$520
10 y/oUS$499
15 y/oUS$510
20 y/oUS$643
25 y/oUS$817
30 y/oUS$1,013
35 y/oUS$1,215
40 y/oUS$1,398
45 y/oUS$1,595
50 y/oUS$1,877
55 y/oUS$2,032
60 y/oUS$2,313
65 y/oUS$3,060
70 y/oUS$3,889
75 y/oUS$3,986
80 y/oUS$3,986
85 y/oUS$3,986
90 y/oUS$3,986
95 y/oUS$3,986
99 y/oUS$3,986
+10.0%
All-ages avg
0 y/oUS$882 (+10.1%)
5 y/oUS$573 (+10.2%)
10 y/oUS$549 (+10.0%)
15 y/oUS$561 (+10.0%)
20 y/oUS$707 (+10.0%)
25 y/oUS$899 (+10.0%)
30 y/oUS$1,114 (+10.0%)
35 y/oUS$1,337 (+10.0%)
40 y/oUS$1,537 (+9.9%)
45 y/oUS$1,754 (+10.0%)
50 y/oUS$2,065 (+10.0%)
55 y/oUS$2,236 (+10.0%)
60 y/oUS$2,545 (+10.0%)
65 y/oUS$3,364 (+9.9%)
70 y/oUS$4,279 (+10.0%)
75 y/oUS$4,386 (+10.0%)
80 y/oUS$4,386 (+10.0%)
85 y/oUS$4,386 (+10.0%)
90 y/oUS$4,386 (+10.0%)
95 y/oUS$4,386 (+10.0%)
99 y/oUS$4,386 (+10.0%)
+10.0%
All-ages avg
0 y/oUS$970 (+10.0%)
5 y/oUS$630 (+9.9%)
10 y/oUS$604 (+10.0%)
15 y/oUS$617 (+10.0%)
20 y/oUS$777 (+9.9%)
25 y/oUS$988 (+9.9%)
30 y/oUS$1,225 (+10.0%)
35 y/oUS$1,470 (+9.9%)
40 y/oUS$1,690 (+10.0%)
45 y/oUS$1,930 (+10.0%)
50 y/oUS$2,271 (+10.0%)
55 y/oUS$2,460 (+10.0%)
60 y/oUS$2,799 (+10.0%)
65 y/oUS$3,700 (+10.0%)
70 y/oUS$4,706 (+10.0%)
75 y/oUS$4,824 (+10.0%)
80 y/oUS$4,824 (+10.0%)
85 y/oUS$4,824 (+10.0%)
90 y/oUS$4,824 (+10.0%)
95 y/oUS$4,824 (+10.0%)
99 y/oUS$4,824 (+10.0%)
0.0%
All-ages avg
0 y/oUS$970
5 y/oUS$630
10 y/oUS$604
15 y/oUS$617
20 y/oUS$777
25 y/oUS$988
30 y/oUS$1,225
35 y/oUS$1,470
40 y/oUS$1,690
45 y/oUS$1,930
50 y/oUS$2,271
55 y/oUS$2,460
60 y/oUS$2,799
65 y/oUS$3,700
70 y/oUS$4,706
75 y/oUS$4,824
80 y/oUS$4,824
85 y/oUS$4,824
90 y/oUS$4,824
95 y/oUS$4,824
99 y/oUS$4,824
+10.0%
All-ages avg
0 y/oUS$1,067 (+10.0%)
5 y/oUS$692 (+9.8%)
10 y/oUS$664 (+9.9%)
15 y/oUS$679 (+10.0%)
20 y/oUS$855 (+10.0%)
25 y/oUS$1,087 (+10.0%)
30 y/oUS$1,348 (+10.0%)
35 y/oUS$1,618 (+10.1%)
40 y/oUS$1,860 (+10.1%)
45 y/oUS$2,123 (+10.0%)
50 y/oUS$2,499 (+10.0%)
55 y/oUS$2,706 (+10.0%)
60 y/oUS$3,079 (+10.0%)
65 y/oUS$4,070 (+10.0%)
70 y/oUS$5,177 (+10.0%)
75 y/oUS$5,306 (+10.0%)
80 y/oUS$5,306 (+10.0%)
85 y/oUS$5,306 (+10.0%)
90 y/oUS$5,306 (+10.0%)
95 y/oUS$5,306 (+10.0%)
99 y/oUS$5,306 (+10.0%)
+12.0%
All-ages avg
0 y/oUS$1,194 (+11.9%)
5 y/oUS$775 (+12.0%)
10 y/oUS$744 (+12.0%)
15 y/oUS$760 (+11.9%)
20 y/oUS$958 (+12.0%)
25 y/oUS$1,218 (+12.1%)
30 y/oUS$1,510 (+12.0%)
35 y/oUS$1,812 (+12.0%)
40 y/oUS$2,082 (+11.9%)
45 y/oUS$2,377 (+12.0%)
50 y/oUS$2,799 (+12.0%)
55 y/oUS$3,030 (+12.0%)
60 y/oUS$3,449 (+12.0%)
65 y/oUS$4,560 (+12.0%)
70 y/oUS$5,798 (+12.0%)
75 y/oUS$5,943 (+12.0%)
80 y/oUS$5,943 (+12.0%)
85 y/oUS$5,943 (+12.0%)
90 y/oUS$5,943 (+12.0%)
95 y/oUS$5,943 (+12.0%)
99 y/oUS$5,943 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+5.81%
5 y/o+5.81%
10 y/o+5.82%
15 y/o+5.81%
20 y/o+5.81%
25 y/o+5.82%
30 y/o+5.81%
35 y/o+5.82%
40 y/o+5.80%
45 y/o+5.81%
50 y/o+5.82%
55 y/o+5.82%
60 y/o+5.82%
65 y/o+5.81%
70 y/o+5.82%
75 y/o+5.82%
80 y/o+5.82%
85 y/o+5.82%
90 y/o+5.82%
95 y/o+5.82%
99 y/o+5.82%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27