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YF Life Insurance International Limited — same-insurer plan comparison

YF Life Insurance International Limited · 20 plan series (23 variants, HKD/USD merged, sorted from basic to comprehensive)

Per-plan benefit prose falls back to Traditional Chinese where the source PDF was not translated.

20/20

TaxVantage Medical Plan

「稅」優惠醫療計劃

Ver. Jan 1, 2026

Score59/100

StandardCat 1Ward: N/ARegion: Worldwide

VHIS Cert. No.: S00025-01-000-02Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$420,000
Per-illness limit: —
SMM Supplemental Major Medical: —

TaxVantage Plus Medical Plan - Plan 1

「稅」安心醫療計劃 - 計劃 1

Renewal only

Ver. Jan 1, 2026

Score65/100

FlexiCat 1Ward: WardRegion: Worldwide

VHIS Cert. No.: F00020-01-000-03Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$600,000
Per-illness limit: —
SMM Supplemental Major Medical: —

TaxVantage Plus Medical Plan - Plan 1M

「稅」安心醫療計劃 - 計劃 1M

Renewal only

Ver. Jan 1, 2026

Score65/100

FlexiCat 1Ward: WardRegion: Worldwide

VHIS Cert. No.: F00020-01-001-03Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$600,000
Per-illness limit: —
SMM Supplemental Major Medical: —

TaxVantage Plus Medical Plan - Plan X

「稅」安心醫療計劃 - 計劃 X

Renewal only

Ver. Jan 1, 2026

Score61/100

FlexiCat 1Ward: WardRegion: Worldwide

VHIS Cert. No.: F00020-05-000-01Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$550,000
Per-illness limit: —
SMM Supplemental Major Medical: —

TaxVantage Plus Medical Plan - Plan XM

「稅」安心醫療計劃 - 計劃 XM

Renewal only

Ver. Jan 1, 2026

Score61/100

FlexiCat 1Ward: WardRegion: Worldwide

VHIS Cert. No.: F00020-05-001-01Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$550,000
Per-illness limit: —
SMM Supplemental Major Medical: —

TaxVantage Plus Medical Plan - Plan 3

「稅」安心醫療計劃 - 計劃 3

Renewal only

Ver. Jan 1, 2026

Score81/100

FlexiCat 1Ward: Semi-Private RoomRegion: Worldwide

VHIS Cert. No.: F00020-03-000-03Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$1,350,000
Per-illness limit: —
SMM Supplemental Major Medical: —

TaxVantage Plus Medical Plan - Plan 3M

「稅」安心醫療計劃 - 計劃 3M

Renewal only

Ver. Jan 1, 2026

Score81/100

FlexiCat 1Ward: Semi-Private RoomRegion: Worldwide

VHIS Cert. No.: F00020-03-001-03Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$1,350,000
Per-illness limit: —
SMM Supplemental Major Medical: —

TaxVantage Plus Medical Plan - Plan 2

「稅」安心醫療計劃 - 計劃 2

Renewal only

Ver. Jan 1, 2026

Score76/100

FlexiCat 1Ward: Semi-Private RoomRegion: Worldwide

VHIS Cert. No.: F00020-02-000-03Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$850,000
Per-illness limit: —
SMM Supplemental Major Medical: —

TaxVantage Plus Medical Plan - Plan 2M

「稅」安心醫療計劃 - 計劃 2M

Renewal only

Ver. Jan 1, 2026

Score76/100

FlexiCat 1Ward: Semi-Private RoomRegion: Worldwide

VHIS Cert. No.: F00020-02-001-03Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$850,000
Per-illness limit: —
SMM Supplemental Major Medical: —

TaxVantage Plus Medical Plan - Plan 4

「稅」安心醫療計劃 - 計劃 4

Renewal only

Ver. Jan 1, 2026

Score93/100

FlexiCat 1Ward: Standard Private RoomRegion: Worldwide

VHIS Cert. No.: F00020-04-000-03Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$2,000,000
Per-illness limit: —
SMM Supplemental Major Medical: —

TaxVantage Plus Medical Plan - Plan 4M

「稅」安心醫療計劃 - 計劃 4M

Renewal only

Ver. Jan 1, 2026

Score93/100

FlexiCat 1Ward: Standard Private RoomRegion: Worldwide

VHIS Cert. No.: F00020-04-001-03Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$2,000,000
Per-illness limit: —
SMM Supplemental Major Medical: —

TaxVantage PrimeChoice Medical Plan - Plan 1+

「稅」優選醫療計劃 - 計劃 1+

Ver. Jan 1, 2026

Score65/100

FlexiCat 1Ward: WardRegion: Worldwide

VHIS Cert. No.: F00080-02-000-01Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$600,000
Per-illness limit: —
SMM Supplemental Major Medical: —

TaxVantage PrimeChoice Medical Plan - Plan 1M+

「稅」優選醫療計劃 - 計劃 1M+

Ver. Jan 1, 2026

Score65/100

FlexiCat 1Ward: WardRegion: Worldwide

VHIS Cert. No.: F00080-02-001-01Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$600,000
Per-illness limit: —
SMM Supplemental Major Medical: —

TaxVantage PrimeChoice Medical Plan - Plan 1

「稅」優選醫療計劃 - 計劃 1

Ver. Jan 1, 2026

Score65/100

FlexiCat 1Ward: WardRegion: Worldwide

VHIS Cert. No.: F00080-01-000-01Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$550,000
Per-illness limit: —
SMM Supplemental Major Medical: —

TaxVantage PrimeChoice Medical Plan - Plan 1M

「稅」優選醫療計劃 - 計劃 1M

Ver. Jan 1, 2026

Score65/100

FlexiCat 1Ward: WardRegion: Worldwide

VHIS Cert. No.: F00080-01-001-01Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$550,000
Per-illness limit: —
SMM Supplemental Major Medical: —

TaxVantage PrimeChoice Medical Plan - Plan 2

「稅」優選醫療計劃 - 計劃 2

Ver. Jan 1, 2026

Score78/100

FlexiCat 1Ward: Semi-Private RoomRegion: Worldwide

VHIS Cert. No.: F00080-03-000-01Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$850,000
Per-illness limit: —
SMM Supplemental Major Medical: —

TaxVantage PrimeChoice Medical Plan - Plan 2M

「稅」優選醫療計劃 - 計劃 2M

Ver. Jan 1, 2026

Score78/100

FlexiCat 1Ward: Semi-Private RoomRegion: Worldwide

VHIS Cert. No.: F00080-03-001-01Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$850,000
Per-illness limit: —
SMM Supplemental Major Medical: —

TaxVantage PrimeChoice Medical Plan - Plan 3

「稅」優選醫療計劃 - 計劃 3

Ver. Jan 1, 2026

Score91/100

FlexiCat 1Ward: Standard Private RoomRegion: Worldwide

VHIS Cert. No.: F00080-04-000-01Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$2,000,000
Per-illness limit: —
SMM Supplemental Major Medical: —

TaxVantage PrimeChoice Medical Plan - Plan 3M

「稅」優選醫療計劃 - 計劃 3M

Ver. Jan 1, 2026

Score91/100

FlexiCat 1Ward: Standard Private RoomRegion: Worldwide

VHIS Cert. No.: F00080-04-001-01Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$2,000,000
Per-illness limit: —
SMM Supplemental Major Medical: —

TaxVantage Prestige Medical Plan

「稅」卓越醫療計劃

Ver. Jan 1, 2026

Score88/100

FlexiCat 3Ward: Semi-Private RoomRegion: Asia

VHIS Cert. No.: F00065-01-000-02Benefits PDF Premiums PDF
F00065-02-000-02Benefits PDF Premiums PDF
F00065-03-000-02Benefits PDF Premiums PDF
F00065-04-000-02Benefits PDF Premiums PDF
Lifetime Limit: HK$60,000,000
Annual Limit: HK$12,000,000
Per-illness limit: —
SMM Supplemental Major Medical: —

Deductible Options

$0$15K$30K$100K

計劃名稱

TaxVantage Medical Plan

「稅」優惠醫療計劃

Cat 1

Ver. Jan 1, 2026

VHIS Cert. No.

S00025-01-000-02Benefits PDFPremiums PDF

Coverage Score

59/100

Plan Type

Standard

Coverage region

Worldwide

Ward class

N/A (capped)

Lifetime benefit limit

—

Annual benefit limit

HK$420,000

Per-illness benefit limit

—

SMM Supplemental Major Medical

—

Deductible Options

—

Basic Benefits Basic

(a) Room and board

$750 per day, maximum 180 days per Policy Year

(b) Miscellaneous charges

$14,000 per Policy Year

$750 per day, maximum 180 days per Policy Year

(d) Specialist's fee

$4,300 per Policy Year

(e) Intensive care

$3,500 per day, maximum 25 days per Policy Year

(f) Surgeon's fee

—

(f) Surgeon's fee — Minor

$5,000

(f) Surgeon's fee — Intermediate

$12,500

(f) Surgeon's fee — Major

$25,000

(f) Surgeon's fee — Complex

$50,000

(g) Anaesthetist's fee

35% of Surgeon's fee payable

(h) Operating theatre charges

35% of Surgeon's fee payable

(i) Prescribed Diagnostic Imaging Tests

$20,000 per Policy Year. Subject to 30% Coinsurance.

(j) Prescribed Non-surgical Cancer Treatments

$80,000 per Policy Year

(k) Pre- and post-Confinement / Day Case Procedure outpatient care

$580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure

(l) Psychiatric treatments

$30,000 per Policy Year

Extra Benefits Extra

Daily post-surgery home nursing benefit

—

Outpatient kidney dialysis

—

Reconstructive surgery for specified conditions

—

Complications of pregnancy

—

Medical implants / prosthetic devices

—

Organ transplant donor benefit

—

Cancer / cardiac / stroke rehabilitation benefit

—

Post-Confinement / Day Case Procedure auxiliary therapy

—

Hospice and palliative care benefit

—

Emergency outpatient treatment for Accident

—

Hospital companion bed fee reimbursement

—

Cash Benefits Cash

Hospital companion bed cash benefit

—

Second-claim cash allowance

—

Day surgery cash benefit

—

Lower ward class cash benefit

—

Event Benefits Event

Compassionate death benefit

$8,800

Accidental Death benefit

—

Medical accident and incident extension benefit

—

計劃名稱

TaxVantage Medical Plan

「稅」優惠醫療計劃

Cat 1

Ver. Jan 1, 2026

計劃 1 / 20

「稅」優惠醫療計劃

TaxVantage Medical Plan

標準Cat 1Ver. Jan 1, 2026保障評分 59/100

VHIS 認可編號: S00025-01-000-02
計劃類別: 標準
保障地域範圍: 全球 Worldwide
病房級別: 不適用（受賠償上限規限）
每年賠償限額: HK$420,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $750 per day, maximum 180 days per Policy Year
(b) 雜項開支: $14,000 per Policy Year
(c) 主診醫生巡房費: $750 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $4,300 per Policy Year
(e) 深切治療: $3,500 per day, maximum 25 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $5,000
(f) 外科醫生費 — 中型: $12,500
(f) 外科醫生費 — 大型: $25,000
(f) 外科醫生費 — 複雜: $50,000
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $20,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $80,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $30,000 per Policy Year

額外保障 Extra

家中看護: —
門診洗腎: —
指定重建手術保障: —
懷孕併發症: —
醫療植入裝置: —
器官移植的捐贈者保障: —
復康保障: —
出院後 / 日間手術後的額外門診輔助治療: —
善終服務: —
意外急症門診治療費用賠償: —
住院陪床: —

現金保障 Cash

住院陪床: —
第二索償現金津貼: —
日間手術現金惠益: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $8,800
意外身故賠償: —
醫療意外事故保障: —

計劃 2 / 20

「稅」安心醫療計劃 - 計劃 1

TaxVantage Plus Medical Plan - Plan 1

靈活Cat 1Ver. Jan 1, 2026保障評分 65/100

VHIS 認可編號: F00020-01-000-03
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 普通病房 Ward
每年賠償限額: HK$600,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $1,000 per day, maximum 180 days per Policy Year
(b) 雜項開支: $15,000 per Policy Year
(c) 主診醫生巡房費: $1,000 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $8,000 per Policy Year
(e) 深切治療: $5,000 per day, maximum 25 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $ 8,400
(f) 外科醫生費 — 中型: $21,000
(f) 外科醫生費 — 大型: $42,000
(f) 外科醫生費 — 複雜: $70,000
(g) 麻醉科醫生費: 40% of Surgeon's fee payable
(h) 手術室費: 40% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $25,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $82,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $600, per visit, $3,300 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $34,000 per Policy Year

額外保障 Extra

家中看護: $475 per day, maximum 60 days per Policy Year
門診洗腎: $30,300 per 10-year period
指定重建手術保障: —
懷孕併發症: —
醫療植入裝置: —
器官移植的捐贈者保障: —
復康保障: —
出院後 / 日間手術後的額外門診輔助治療: —
善終服務: —
意外急症門診治療費用賠償: —
住院陪床: —

現金保障 Cash

住院陪床: $400
第二索償現金津貼: —
日間手術現金惠益: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $5,000
意外身故賠償: $12,000 per Policy Year
醫療意外事故保障: $175,000

計劃 3 / 20

「稅」安心醫療計劃 - 計劃 1M

TaxVantage Plus Medical Plan - Plan 1M

靈活Cat 1Ver. Jan 1, 2026保障評分 65/100

VHIS 認可編號: F00020-01-001-03
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 普通病房 Ward
每年賠償限額: HK$600,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $1,000 per day, maximum 180 days per Policy Year
(b) 雜項開支: $15,000 per Policy Year
(c) 主診醫生巡房費: $1,000 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $8,000 per Policy Year
(e) 深切治療: $5,000 per day, maximum 25 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $ 8,400
(f) 外科醫生費 — 中型: $21,000
(f) 外科醫生費 — 大型: $42,000
(f) 外科醫生費 — 複雜: $70,000
(g) 麻醉科醫生費: 40% of Surgeon's fee payable
(h) 手術室費: 40% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $25,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $82,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $600, per visit, $3,300 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $34,000 per Policy Year

額外保障 Extra

家中看護: $475 per day, maximum 60 days per Policy Year
門診洗腎: $30,300 per 10-year period
指定重建手術保障: —
懷孕併發症: —
醫療植入裝置: —
器官移植的捐贈者保障: —
復康保障: —
出院後 / 日間手術後的額外門診輔助治療: —
善終服務: —
意外急症門診治療費用賠償: —
住院陪床: —

現金保障 Cash

住院陪床: $400
第二索償現金津貼: —
日間手術現金惠益: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $5,000
意外身故賠償: $12,000 per Policy Year
醫療意外事故保障: $175,000

計劃 4 / 20

「稅」安心醫療計劃 - 計劃 X

TaxVantage Plus Medical Plan - Plan X

靈活Cat 1Ver. Jan 1, 2026保障評分 61/100

VHIS 認可編號: F00020-05-000-01
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 普通病房 Ward
每年賠償限額: HK$550,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $900 per day, maximum 180 days per Policy Year
(b) 雜項開支: $14.500 per Policy Year
(c) 主診醫生巡房費: $900 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $6,000 per Policy Year
(e) 深切治療: $4,500 per day, maximum 25 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $6,000
(f) 外科醫生費 — 中型: $15,500
(f) 外科醫生費 — 大型: $30,000
(f) 外科醫生費 — 複雜: $65,000
(g) 麻醉科醫生費: 40% of Surgeon's fee payable
(h) 手術室費: 40% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $22,500 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $80,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $30,000 per Policy Year

額外保障 Extra

家中看護: $380 per day, maximum 60 days per Policy Year
門診洗腎: $25,000 per 10-year period
指定重建手術保障: —
懷孕併發症: —
醫療植入裝置: —
器官移植的捐贈者保障: —
復康保障: —
出院後 / 日間手術後的額外門診輔助治療: —
善終服務: —
意外急症門診治療費用賠償: —
住院陪床: —

現金保障 Cash

住院陪床: $300
第二索償現金津貼: —
日間手術現金惠益: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $5,000
意外身故賠償: $8,500 per Policy Year
醫療意外事故保障: $150,000

計劃 5 / 20

「稅」安心醫療計劃 - 計劃 XM

TaxVantage Plus Medical Plan - Plan XM

靈活Cat 1Ver. Jan 1, 2026保障評分 61/100

VHIS 認可編號: F00020-05-001-01
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 普通病房 Ward
每年賠償限額: HK$550,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $900 per day, maximum 180 days per Policy Year
(b) 雜項開支: $14.500 per Policy Year
(c) 主診醫生巡房費: $900 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $6,000 per Policy Year
(e) 深切治療: $4,500 per day, maximum 25 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $6,000
(f) 外科醫生費 — 中型: $15,500
(f) 外科醫生費 — 大型: $30,000
(f) 外科醫生費 — 複雜: $65,000
(g) 麻醉科醫生費: 40% of Surgeon's fee payable
(h) 手術室費: 40% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $22,500 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $80,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $30,000 per Policy Year

額外保障 Extra

家中看護: $380 per day, maximum 60 days per Policy Year
門診洗腎: $25,000 per 10-year period
指定重建手術保障: —
懷孕併發症: —
醫療植入裝置: —
器官移植的捐贈者保障: —
復康保障: —
出院後 / 日間手術後的額外門診輔助治療: —
善終服務: —
意外急症門診治療費用賠償: —
住院陪床: —

現金保障 Cash

住院陪床: $300
第二索償現金津貼: —
日間手術現金惠益: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $5,000
意外身故賠償: $8,500 per Policy Year
醫療意外事故保障: $150,000

計劃 6 / 20

「稅」安心醫療計劃 - 計劃 3

TaxVantage Plus Medical Plan - Plan 3

靈活Cat 1Ver. Jan 1, 2026保障評分 81/100

VHIS 認可編號: F00020-03-000-03
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 半私家病房 Semi-Private
每年賠償限額: HK$1,350,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $3,000 per day, maximum 180 days per Policy Year
(b) 雜項開支: $23,000 per Policy Year
(c) 主診醫生巡房費: $3,000 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $9,500 per Policy Year
(e) 深切治療: $8,600 per day, maximum 25 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $13,500
(f) 外科醫生費 — 中型: $33,750
(f) 外科醫生費 — 大型: $67,500
(f) 外科醫生費 — 複雜: $112,500
(g) 麻醉科醫生費: 40% of Surgeon's fee payable
(h) 手術室費: 40% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $35,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $110,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $1,400, per visit, $7,700 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $60,000 per Policy Year

額外保障 Extra

家中看護: $935 per day, maximum 60 days per Policy Year
門診洗腎: $90,400 per 10-year period
指定重建手術保障: —
懷孕併發症: —
醫療植入裝置: —
器官移植的捐贈者保障: —
復康保障: —
出院後 / 日間手術後的額外門診輔助治療: —
善終服務: —
意外急症門診治療費用賠償: —
住院陪床: —

現金保障 Cash

住院陪床: $630
第二索償現金津貼: —
日間手術現金惠益: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $15,000
意外身故賠償: $22,000 per Policy Year
醫療意外事故保障: $250,000

計劃 7 / 20

「稅」安心醫療計劃 - 計劃 3M

TaxVantage Plus Medical Plan - Plan 3M

靈活Cat 1Ver. Jan 1, 2026保障評分 81/100

VHIS 認可編號: F00020-03-001-03
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 半私家病房 Semi-Private
每年賠償限額: HK$1,350,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $3,000 per day, maximum 180 days per Policy Year
(b) 雜項開支: $23,000 per Policy Year
(c) 主診醫生巡房費: $3,000 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $9,500 per Policy Year
(e) 深切治療: $8,600 per day, maximum 25 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $13,500
(f) 外科醫生費 — 中型: $33,750
(f) 外科醫生費 — 大型: $67,500
(f) 外科醫生費 — 複雜: $112,500
(g) 麻醉科醫生費: 40% of Surgeon's fee payable
(h) 手術室費: 40% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $35,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $110,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $1,400, per visit, $7,700 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $60,000 per Policy Year

額外保障 Extra

家中看護: $935 per day, maximum 60 days per Policy Year
門診洗腎: $90,400 per 10-year period
指定重建手術保障: —
懷孕併發症: —
醫療植入裝置: —
器官移植的捐贈者保障: —
復康保障: —
出院後 / 日間手術後的額外門診輔助治療: —
善終服務: —
意外急症門診治療費用賠償: —
住院陪床: —

現金保障 Cash

住院陪床: $630
第二索償現金津貼: —
日間手術現金惠益: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $15,000
意外身故賠償: $22,000 per Policy Year
醫療意外事故保障: $250,000

計劃 8 / 20

「稅」安心醫療計劃 - 計劃 2

TaxVantage Plus Medical Plan - Plan 2

靈活Cat 1Ver. Jan 1, 2026保障評分 76/100

VHIS 認可編號: F00020-02-000-03
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 半私家病房 Semi-Private
每年賠償限額: HK$850,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $1,800 per day, maximum 180 days per Policy Year
(b) 雜項開支: $18,000 per Policy Year
(c) 主診醫生巡房費: $1,800 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $8,700 per Policy Year
(e) 深切治療: $7,000 per day, maximum 25 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $10,500
(f) 外科醫生費 — 中型: $26,250
(f) 外科醫生費 — 大型: $52,500
(f) 外科醫生費 — 複雜: $87,500
(g) 麻醉科醫生費: 40% of Surgeon's fee payable
(h) 手術室費: 40% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $30,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $96,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $900, per visit, $4,950 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $45,000 per Policy Year

額外保障 Extra

家中看護: $620 per day, maximum 60 days per Policy Year
門診洗腎: $60,250 per 10-year period
指定重建手術保障: —
懷孕併發症: —
醫療植入裝置: —
器官移植的捐贈者保障: —
復康保障: —
出院後 / 日間手術後的額外門診輔助治療: —
善終服務: —
意外急症門診治療費用賠償: —
住院陪床: —

現金保障 Cash

住院陪床: $500
第二索償現金津貼: —
日間手術現金惠益: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $10,000
意外身故賠償: $18,000 per Policy Year
醫療意外事故保障: $200,000

計劃 9 / 20

「稅」安心醫療計劃 - 計劃 2M

TaxVantage Plus Medical Plan - Plan 2M

靈活Cat 1Ver. Jan 1, 2026保障評分 76/100

VHIS 認可編號: F00020-02-001-03
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 半私家病房 Semi-Private
每年賠償限額: HK$850,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $1,800 per day, maximum 180 days per Policy Year
(b) 雜項開支: $18,000 per Policy Year
(c) 主診醫生巡房費: $1,800 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $8,700 per Policy Year
(e) 深切治療: $7,000 per day, maximum 25 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $10,500
(f) 外科醫生費 — 中型: $26,250
(f) 外科醫生費 — 大型: $52,500
(f) 外科醫生費 — 複雜: $87,500
(g) 麻醉科醫生費: 40% of Surgeon's fee payable
(h) 手術室費: 40% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $30,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $96,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $900, per visit, $4,950 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $45,000 per Policy Year

額外保障 Extra

家中看護: $620 per day, maximum 60 days per Policy Year
門診洗腎: $60,250 per 10-year period
指定重建手術保障: —
懷孕併發症: —
醫療植入裝置: —
器官移植的捐贈者保障: —
復康保障: —
出院後 / 日間手術後的額外門診輔助治療: —
善終服務: —
意外急症門診治療費用賠償: —
住院陪床: —

現金保障 Cash

住院陪床: $500
第二索償現金津貼: —
日間手術現金惠益: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $10,000
意外身故賠償: $18,000 per Policy Year
醫療意外事故保障: $200,000

計劃 10 / 20

「稅」安心醫療計劃 - 計劃 4

TaxVantage Plus Medical Plan - Plan 4

靈活Cat 1Ver. Jan 1, 2026保障評分 93/100

VHIS 認可編號: F00020-04-000-03
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 私家病房 Private
每年賠償限額: HK$2,000,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $5,050 per day, maximum 180 days per Policy Year
(b) 雜項開支: $35,000 per Policy Year
(c) 主診醫生巡房費: $5,050 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $13,800 per Policy Year
(e) 深切治療: $11,200 per day, maximum 25 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $17,700
(f) 外科醫生費 — 中型: $44,250
(f) 外科醫生費 — 大型: $88,500
(f) 外科醫生費 — 複雜: $147,500
(g) 麻醉科醫生費: 40% of Surgeon's fee payable
(h) 手術室費: 40% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $40,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $124,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $2,100, per visit, $11,550 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $80,000 per Policy Year

額外保障 Extra

家中看護: $1,365 per day, maximum 60 days per Policy Year
門診洗腎: $120,480 per 10-year period
指定重建手術保障: —
懷孕併發症: —
醫療植入裝置: —
器官移植的捐贈者保障: —
復康保障: —
出院後 / 日間手術後的額外門診輔助治療: —
善終服務: —
意外急症門診治療費用賠償: —
住院陪床: —

現金保障 Cash

住院陪床: $800
第二索償現金津貼: —
日間手術現金惠益: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $20,000
意外身故賠償: $34,000 per Policy Year
醫療意外事故保障: $300,000

計劃 11 / 20

「稅」安心醫療計劃 - 計劃 4M

TaxVantage Plus Medical Plan - Plan 4M

靈活Cat 1Ver. Jan 1, 2026保障評分 93/100

VHIS 認可編號: F00020-04-001-03
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 私家病房 Private
每年賠償限額: HK$2,000,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $5,050 per day, maximum 180 days per Policy Year
(b) 雜項開支: $35,000 per Policy Year
(c) 主診醫生巡房費: $5,050 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $13,800 per Policy Year
(e) 深切治療: $11,200 per day, maximum 25 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $17,700
(f) 外科醫生費 — 中型: $44,250
(f) 外科醫生費 — 大型: $88,500
(f) 外科醫生費 — 複雜: $147,500
(g) 麻醉科醫生費: 40% of Surgeon's fee payable
(h) 手術室費: 40% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $40,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $124,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $2,100, per visit, $11,550 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $80,000 per Policy Year

額外保障 Extra

家中看護: $1,365 per day, maximum 60 days per Policy Year
門診洗腎: $120,480 per 10-year period
指定重建手術保障: —
懷孕併發症: —
醫療植入裝置: —
器官移植的捐贈者保障: —
復康保障: —
出院後 / 日間手術後的額外門診輔助治療: —
善終服務: —
意外急症門診治療費用賠償: —
住院陪床: —

現金保障 Cash

住院陪床: $800
第二索償現金津貼: —
日間手術現金惠益: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $20,000
意外身故賠償: $34,000 per Policy Year
醫療意外事故保障: $300,000

計劃 12 / 20

「稅」優選醫療計劃 - 計劃 1+

TaxVantage PrimeChoice Medical Plan - Plan 1+

靈活Cat 1Ver. Jan 1, 2026保障評分 65/100

VHIS 認可編號: F00080-02-000-01
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 普通病房 Ward
每年賠償限額: HK$600,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $1,200 per day, maximum 180 days per Policy Year
(b) 雜項開支: $16,000 per Policy Year
(c) 主診醫生巡房費: $1,000 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $8,000 per Policy Year
(e) 深切治療: $5,000 per day, maximum 90 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $ 7,000
(f) 外科醫生費 — 中型: $17,500
(f) 外科醫生費 — 大型: $35,000
(f) 外科醫生費 — 複雜: $70,000
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $25,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $82,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $600, per visit, $3,300 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $34,000 per Policy Year

額外保障 Extra

家中看護: $600 per day, maximum 60 days per Policy Year
門診洗腎: $30,000 per 10-year period
指定重建手術保障: —
懷孕併發症: —
醫療植入裝置: —
器官移植的捐贈者保障: —
復康保障: —
出院後 / 日間手術後的額外門診輔助治療: —
善終服務: —
意外急症門診治療費用賠償: —
住院陪床: —

現金保障 Cash

住院陪床: $600
第二索償現金津貼: $300
日間手術現金惠益: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $5,000
意外身故賠償: —
醫療意外事故保障: $175,000

計劃 13 / 20

「稅」優選醫療計劃 - 計劃 1M+

TaxVantage PrimeChoice Medical Plan - Plan 1M+

靈活Cat 1Ver. Jan 1, 2026保障評分 65/100

VHIS 認可編號: F00080-02-001-01
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 普通病房 Ward
每年賠償限額: HK$600,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $1,200 per day, maximum 180 days per Policy Year
(b) 雜項開支: $16,000 per Policy Year
(c) 主診醫生巡房費: $1,000 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $8,000 per Policy Year
(e) 深切治療: $5,000 per day, maximum 90 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $ 7,000
(f) 外科醫生費 — 中型: $17,500
(f) 外科醫生費 — 大型: $35,000
(f) 外科醫生費 — 複雜: $70,000
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $25,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $82,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $600, per visit, $3,300 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $34,000 per Policy Year

額外保障 Extra

家中看護: $600 per day, maximum 60 days per Policy Year
門診洗腎: $30,000 per 10-year period
指定重建手術保障: —
懷孕併發症: —
醫療植入裝置: —
器官移植的捐贈者保障: —
復康保障: —
出院後 / 日間手術後的額外門診輔助治療: —
善終服務: —
意外急症門診治療費用賠償: —
住院陪床: —

現金保障 Cash

住院陪床: $600
第二索償現金津貼: —
日間手術現金惠益: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: —
意外身故賠償: —
醫療意外事故保障: —

計劃 14 / 20

「稅」優選醫療計劃 - 計劃 1

TaxVantage PrimeChoice Medical Plan - Plan 1

靈活Cat 1Ver. Jan 1, 2026保障評分 65/100

VHIS 認可編號: F00080-01-000-01
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 普通病房 Ward
每年賠償限額: HK$550,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $1,000 per day, maximum 180 days per Policy Year
(b) 雜項開支: $14,500 per Policy Year
(c) 主診醫生巡房費: $900 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $6,000 per Policy Year
(e) 深切治療: $4,500 per day, maximum 90 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $ 6,000
(f) 外科醫生費 — 中型: $15,000
(f) 外科醫生費 — 大型: $30,000
(f) 外科醫生費 — 複雜: $60,000
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $22,500 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $80,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $30,000 per Policy Year

額外保障 Extra

家中看護: $400 per day, maximum 60 days per Policy Year
門診洗腎: $25,000 per 10-year period
指定重建手術保障: —
懷孕併發症: —
醫療植入裝置: —
器官移植的捐贈者保障: —
復康保障: —
出院後 / 日間手術後的額外門診輔助治療: —
善終服務: —
意外急症門診治療費用賠償: —
住院陪床: —

現金保障 Cash

住院陪床: $400
第二索償現金津貼: $300
日間手術現金惠益: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $5,000
意外身故賠償: —
醫療意外事故保障: $150,000

計劃 15 / 20

「稅」優選醫療計劃 - 計劃 1M

TaxVantage PrimeChoice Medical Plan - Plan 1M

靈活Cat 1Ver. Jan 1, 2026保障評分 65/100

VHIS 認可編號: F00080-01-001-01
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 普通病房 Ward
每年賠償限額: HK$550,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $1,000 per day, maximum 180 days per Policy Year
(b) 雜項開支: $14,500 per Policy Year
(c) 主診醫生巡房費: $900 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $6,000 per Policy Year
(e) 深切治療: $4,500 per day, maximum 90 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $ 6,000
(f) 外科醫生費 — 中型: $15,000
(f) 外科醫生費 — 大型: $30,000
(f) 外科醫生費 — 複雜: $60,000
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $22,500 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $80,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $30,000 per Policy Year

額外保障 Extra

家中看護: $400 per day, maximum 60 days per Policy Year
門診洗腎: $25,000 per 10-year period
指定重建手術保障: —
懷孕併發症: —
醫療植入裝置: —
器官移植的捐贈者保障: —
復康保障: —
出院後 / 日間手術後的額外門診輔助治療: —
善終服務: —
意外急症門診治療費用賠償: —
住院陪床: —

現金保障 Cash

住院陪床: $400
第二索償現金津貼: —
日間手術現金惠益: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: —
意外身故賠償: —
醫療意外事故保障: —

計劃 16 / 20

「稅」優選醫療計劃 - 計劃 2

TaxVantage PrimeChoice Medical Plan - Plan 2

靈活Cat 1Ver. Jan 1, 2026保障評分 78/100

VHIS 認可編號: F00080-03-000-01
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 半私家病房 Semi-Private
每年賠償限額: HK$850,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $2,200 per day, maximum 180 days per Policy Year
(b) 雜項開支: $21,000 per Policy Year
(c) 主診醫生巡房費: $1,800 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $8,700 per Policy Year
(e) 深切治療: $7,000 per day, maximum 90 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $ 8,500
(f) 外科醫生費 — 中型: $21,250
(f) 外科醫生費 — 大型: $42,500
(f) 外科醫生費 — 複雜: $85,000
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $30,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $96,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $900, per visit, $4,950 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $45,000 per Policy Year

額外保障 Extra

家中看護: $900 per day, maximum 60 days per Policy Year
門診洗腎: $60,000 per 10-year period
指定重建手術保障: —
懷孕併發症: —
醫療植入裝置: —
器官移植的捐贈者保障: —
復康保障: —
出院後 / 日間手術後的額外門診輔助治療: —
善終服務: —
意外急症門診治療費用賠償: —
住院陪床: —

現金保障 Cash

住院陪床: $800
第二索償現金津貼: $600
日間手術現金惠益: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $10,000
意外身故賠償: —
醫療意外事故保障: $200,000

計劃 17 / 20

「稅」優選醫療計劃 - 計劃 2M

TaxVantage PrimeChoice Medical Plan - Plan 2M

靈活Cat 1Ver. Jan 1, 2026保障評分 78/100

VHIS 認可編號: F00080-03-001-01
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 半私家病房 Semi-Private
每年賠償限額: HK$850,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $2,200 per day, maximum 180 days per Policy Year
(b) 雜項開支: $21,000 per Policy Year
(c) 主診醫生巡房費: $1,800 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $8,700 per Policy Year
(e) 深切治療: $7,000 per day, maximum 90 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $ 8,500
(f) 外科醫生費 — 中型: $21,250
(f) 外科醫生費 — 大型: $42,500
(f) 外科醫生費 — 複雜: $85,000
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $30,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $96,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $900, per visit, $4,950 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $45,000 per Policy Year

額外保障 Extra

家中看護: $900 per day, maximum 60 days per Policy Year
門診洗腎: $60,000 per 10-year period
指定重建手術保障: —
懷孕併發症: —
醫療植入裝置: —
器官移植的捐贈者保障: —
復康保障: —
出院後 / 日間手術後的額外門診輔助治療: —
善終服務: —
意外急症門診治療費用賠償: —
住院陪床: —

現金保障 Cash

住院陪床: $800
第二索償現金津貼: —
日間手術現金惠益: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: —
意外身故賠償: —
醫療意外事故保障: —

計劃 18 / 20

「稅」優選醫療計劃 - 計劃 3

TaxVantage PrimeChoice Medical Plan - Plan 3

靈活Cat 1Ver. Jan 1, 2026保障評分 91/100

VHIS 認可編號: F00080-04-000-01
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 私家病房 Private
每年賠償限額: HK$2,000,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $4,000 per day, maximum 180 days per Policy Year
(b) 雜項開支: $35,000 per Policy Year
(c) 主診醫生巡房費: $3,700 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $10,000 per Policy Year
(e) 深切治療: $11,000 per day, maximum 120 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $ 12,000
(f) 外科醫生費 — 中型: $ 30,000
(f) 外科醫生費 — 大型: $ 60,000
(f) 外科醫生費 — 複雜: $120,000
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $35,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $124,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $1,400, per visit, $7,700 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $60,000 per Policy Year

額外保障 Extra

家中看護: $1,800 per day, maximum 60 days per Policy Year
門診洗腎: $90,000 per 10-year period
指定重建手術保障: —
懷孕併發症: —
醫療植入裝置: —
器官移植的捐贈者保障: —
復康保障: —
出院後 / 日間手術後的額外門診輔助治療: —
善終服務: —
意外急症門診治療費用賠償: —
住院陪床: —

現金保障 Cash

住院陪床: $1,000
第二索償現金津貼: $1,200
日間手術現金惠益: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $15,000
意外身故賠償: —
醫療意外事故保障: $250,000

計劃 19 / 20

「稅」優選醫療計劃 - 計劃 3M

TaxVantage PrimeChoice Medical Plan - Plan 3M

靈活Cat 1Ver. Jan 1, 2026保障評分 91/100

VHIS 認可編號: F00080-04-001-01
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 私家病房 Private
每年賠償限額: HK$2,000,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $4,000 per day, maximum 180 days per Policy Year
(b) 雜項開支: $35,000 per Policy Year
(c) 主診醫生巡房費: $3,700 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $10,000 per Policy Year
(e) 深切治療: $11,000 per day, maximum 120 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $ 12,000
(f) 外科醫生費 — 中型: $ 30,000
(f) 外科醫生費 — 大型: $ 60,000
(f) 外科醫生費 — 複雜: $120,000
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $35,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $124,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $1,400, per visit, $7,700 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $60,000 per Policy Year

額外保障 Extra

家中看護: $1,800 per day, maximum 60 days per Policy Year
門診洗腎: $90,000 per 10-year period
指定重建手術保障: —
懷孕併發症: —
醫療植入裝置: —
器官移植的捐贈者保障: —
復康保障: —
出院後 / 日間手術後的額外門診輔助治療: —
善終服務: —
意外急症門診治療費用賠償: —
住院陪床: —

現金保障 Cash

住院陪床: $1,000
第二索償現金津貼: —
日間手術現金惠益: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: —
意外身故賠償: —
醫療意外事故保障: —

計劃 20 / 20

「稅」卓越醫療計劃

TaxVantage Prestige Medical Plan

靈活Cat 3Ver. Jan 1, 2026保障評分 88/100 (14–88)

VHIS 認可編號: F00065-01-000-02F00065-02-000-02F00065-03-000-02F00065-04-000-02
計劃類別: 靈活
保障地域範圍: 亞洲 Asia
病房級別: 半私家病房 Semi-Private
每年賠償限額: HK$12,000,000
終身賠償限額: HK$60,000,000
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: $0 / $15K / $30K / $100K

基本保障 Basic

(a) 病房及膳食: Full reimbursement
(b) 雜項開支: Full reimbursement
(c) 主診醫生巡房費: Full reimbursement
(d) 專科醫生費: Full reimbursement
(e) 深切治療: Full reimbursement
(f) 外科醫生費: Full reimbursement
(f) 外科醫生費 — 小型: —
(f) 外科醫生費 — 中型: —
(f) 外科醫生費 — 大型: —
(f) 外科醫生費 — 複雜: —
(g) 麻醉科醫生費: Full reimbursement
(h) 手術室費: Full reimbursement
(i) 訂明診斷成像檢測: Full reimbursement
(j) 訂明非手術癌症治療: Full reimbursement
(k) 入院前或出院後／日間手術前後的門診護理: Full reimbursement of Eligible Expenses • Up to 1 prior outpatient visits or Emergency consultations per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $40,000

額外保障 Extra

家中看護: Full reimbursement
門診洗腎: Full reimbursement
指定重建手術保障: $200,000
懷孕併發症: Full reimbursement
醫療植入裝置: Full reimbursement
器官移植的捐贈者保障: 30% of the total organ transplant surgery cost
復康保障: $80,000
出院後 / 日間手術後的額外門診輔助治療: $30,000
善終服務: $80,000
意外急症門診治療費用賠償: Full reimbursement
住院陪床: Full reimbursement

現金保障 Cash

住院陪床: —
第二索償現金津貼: —
日間手術現金惠益: $1,600
次級病房級別現金惠益: $1,000

事件保障 Event

恩恤身故賠償: $80,000
意外身故賠償: —
醫療意外事故保障: —