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Prudential Hong Kong Limited — same-insurer plan comparison

Prudential Hong Kong Limited · 14 plan series (39 variants, HKD/USD merged, sorted from basic to comprehensive)

Per-plan benefit prose falls back to Traditional Chinese where the source PDF was not translated.

14/14

PRUHealth CoreChoice Medical Plan

保誠自主醫保計劃

Ver. Oct 1, 2025

Score59/100

StandardCat 1Ward: N/ARegion: Worldwide

VHIS Cert. No.: S00026-01-000-02Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$420,000
Per-illness limit: —
SMM Supplemental Major Medical: —

PRUHealth FlexiChoice Medical Plan - Ward

保誠靈活自主醫保計劃 - 普通病房HKD + USD

Ver. Oct 1, 2025

Score65/100

FlexiCat 1Ward: WardRegion: Worldwide

VHIS Cert. No.: F00013-01-000-06Benefits PDF Premiums PDF
F00013-04-000-06Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: —
Per-illness limit: —
SMM Supplemental Major Medical: —

PRUHealth FlexiChoice Medical Plan - Ward with SMM 1

保誠靈活自主醫保計劃 - 普通病房+額外醫療計劃一HKD + USD

Ver. Oct 1, 2025

Score65/100

FlexiCat 1Ward: WardRegion: Worldwide

VHIS Cert. No.: F00013-01-001-06Benefits PDF Premiums PDF
F00013-04-001-06Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: —
Per-illness limit: —
SMM Supplemental Major Medical: 0% co-insurance

PRUHealth FlexiChoice Medical Plan - Ward with SMM 2

保誠靈活自主醫保計劃 - 普通病房+額外醫療計劃二HKD + USD

Ver. Oct 1, 2025

Score65/100

FlexiCat 1Ward: WardRegion: Worldwide

VHIS Cert. No.: F00013-01-002-06Benefits PDF Premiums PDF
F00013-04-002-06Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: —
Per-illness limit: —
SMM Supplemental Major Medical: 0% co-insurance

PRUHealth FlexiChoice Medical Plan - Semi-private Room

保誠靈活自主醫保計劃 - 半私家病房HKD + USD

Ver. Oct 1, 2025

Score79/100

FlexiCat 1Ward: Semi-Private RoomRegion: Worldwide

VHIS Cert. No.: F00013-02-000-06Benefits PDF Premiums PDF
F00013-05-000-06Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: —
Per-illness limit: —
SMM Supplemental Major Medical: —

PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 1

保誠靈活自主醫保計劃 - 半私家病房+額外醫療計劃一HKD + USD

Ver. Oct 1, 2025

Score79/100

FlexiCat 1Ward: Semi-Private RoomRegion: Worldwide

VHIS Cert. No.: F00013-02-001-06Benefits PDF Premiums PDF
F00013-05-001-06Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: —
Per-illness limit: —
SMM Supplemental Major Medical: 0% co-insurance

PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 2

保誠靈活自主醫保計劃 - 半私家病房+額外醫療計劃二HKD + USD

Ver. Oct 1, 2025

Score79/100

FlexiCat 1Ward: Semi-Private RoomRegion: Worldwide

VHIS Cert. No.: F00013-02-002-06Benefits PDF Premiums PDF
F00013-05-002-06Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: —
Per-illness limit: —
SMM Supplemental Major Medical: 0% co-insurance

PRUHealth FlexiChoice Medical Plan - Private Room

保誠靈活自主醫保計劃 - 私家病房HKD + USD

Ver. Oct 1, 2025

Score92/100

FlexiCat 1Ward: Standard Private RoomRegion: Worldwide

VHIS Cert. No.: F00013-03-000-06Benefits PDF Premiums PDF
F00013-06-000-06Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: —
Per-illness limit: —
SMM Supplemental Major Medical: —

PRUHealth FlexiChoice Medical Plan - Private Room with SMM

保誠靈活自主醫保計劃 - 私家病房+額外醫療計劃HKD + USD

Ver. Oct 1, 2025

Score92/100

FlexiCat 1Ward: Standard Private RoomRegion: Worldwide

VHIS Cert. No.: F00013-03-001-06Benefits PDF Premiums PDF
F00013-06-001-06Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: —
Per-illness limit: —
SMM Supplemental Major Medical: 0% co-insurance

PRUHealth VHIS EasyChoice Plan - Ward with SMM

保誠自願醫保摯稱心計劃 - 普通病房+額外醫療計劃HKD + USD

Ver. Oct 1, 2025

Score65/100

FlexiCat 1Ward: WardRegion: Worldwide

VHIS Cert. No.: F00068-01-000-01Benefits PDF Premiums PDF
F00068-04-000-01Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: —
Per-illness annual limit: —
SMM Supplemental Major Medical: 0% co-insurance

PRUHealth VHIS EasyChoice Plan - Semi-private Room with SMM

保誠自願醫保摯稱心計劃 - 半私家病房+額外醫療計劃HKD + USD

Ver. Oct 1, 2025

Score78/100

FlexiCat 1Ward: Semi-Private RoomRegion: Worldwide

VHIS Cert. No.: F00068-02-000-01Benefits PDF Premiums PDF
F00068-05-000-01Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: —
Per-illness annual limit: —
SMM Supplemental Major Medical: 0% co-insurance

PRUHealth VHIS EasyChoice Plan - Private Room with SMM

保誠自願醫保摯稱心計劃 - 私家病房+額外醫療計劃HKD + USD

Ver. Oct 1, 2025

Score91/100

FlexiCat 1Ward: Standard Private RoomRegion: Worldwide

VHIS Cert. No.: F00068-03-000-01Benefits PDF Premiums PDF
F00068-06-000-01Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: —
Per-illness annual limit: —
SMM Supplemental Major Medical: 0% co-insurance

PRUHealth VHIS VIP Plan

保誠自願醫保尚賓計劃 (亞洲)HKD + USD

Ver. Oct 1, 2025

Score88/100

FlexiCat 3Ward: Semi-Private RoomRegion: Asia

VHIS Cert. No.: F00050-01-000-04Benefits PDF Premiums PDF
F00050-02-000-04Benefits PDF Premiums PDF
F00050-03-000-04Benefits PDF Premiums PDF
F00050-07-000-01Benefits PDF Premiums PDF
F00050-04-000-04Benefits PDF Premiums PDF
F00050-05-000-04Benefits PDF Premiums PDF
F00050-06-000-04Benefits PDF Premiums PDF
F00050-08-000-01Benefits PDF Premiums PDF
Lifetime Limit: HK$56,000,000(US$7,000,000)
Annual Limit: HK$12,000,000(US$1,500,000)
Per-illness limit: —
SMM Supplemental Major Medical: —

Deductible Options

HKD$0$20K$50K$96K

USDUS$0US$2,500US$6,250US$12K

PRUHealth VHIS VIP Plan

保誠自願醫保尚賓計劃 - 全球 (美國除外)HKD + USD

Ver. Oct 1, 2025

Score88/100

FlexiCat 3Ward: Semi-Private RoomRegion: Worldwide (excluding United States)

VHIS Cert. No.: F00050-09-000-01Benefits PDF Premiums PDF
F00050-10-000-01Benefits PDF Premiums PDF
F00050-11-000-01Benefits PDF Premiums PDF
F00050-12-000-01Benefits PDF Premiums PDF
F00050-13-000-01Benefits PDF Premiums PDF
F00050-14-000-01Benefits PDF Premiums PDF
F00050-15-000-01Benefits PDF Premiums PDF
F00050-16-000-01Benefits PDF Premiums PDF
Lifetime Limit: HK$56,000,000(US$7,000,000)
Annual Limit: HK$12,000,000(US$1,500,000)
Per-illness limit: —
SMM Supplemental Major Medical: —

Deductible Options

HKD$0$20K$50K$96K

USDUS$0US$2,500US$6,250US$12K

計劃名稱

PRUHealth CoreChoice Medical Plan

保誠自主醫保計劃

Cat 1

Ver. Oct 1, 2025

VHIS Cert. No.

S00026-01-000-02Benefits PDFPremiums PDF

Coverage Score

59/100

Plan Type

Standard

Coverage region

Worldwide

Ward class

N/A (capped)

Lifetime benefit limit

—

Annual benefit limit

HK$420,000

Per-illness annual benefit limit

—

SMM Supplemental Major Medical

—

Deductible Options

—

Basic Benefits Basic

(a) Room and board

$750 per day, maximum 180 days per Policy Year

(b) Miscellaneous charges

$14,000 per Policy Year

$750 per day, maximum 180 days per Policy Year

(d) Specialist's fee

$4,300 per Policy Year

(e) Intensive care

$3,500 per day, maximum 25 days per Policy Year

(f) Surgeon's fee

—

(f) Surgeon's fee — Minor

$5,000

(f) Surgeon's fee — Intermediate

$12,500

(f) Surgeon's fee — Major

$25,000

(f) Surgeon's fee — Complex

$50,000

(g) Anaesthetist's fee

35% of Surgeon's fee payable

(h) Operating theatre charges

35% of Surgeon's fee payable

(i) Prescribed Diagnostic Imaging Tests

$20,000 per Policy Year. Subject to 30% Coinsurance.

(j) Prescribed Non-surgical Cancer Treatments

$80,000 per Policy Year

(k) Pre- and post-Confinement / Day Case Procedure outpatient care

$580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure

(l) Psychiatric treatments

$30,000 per Policy Year

Extra Benefits Extra

Daily post-surgery home nursing benefit

—

Outpatient kidney dialysis

—

Emergency outpatient treatment for Accident

—

Post-Confinement / Day Case Procedure auxiliary therapy

—

Chinese Medicine Practitioner outpatient care

—

Complications of pregnancy

—

Intensive care (top-up)

—

Prescribed Non-surgical Cancer Treatments (top-up)

—

Medical implants / prosthetic devices

—

Emergency dental benefit (Accident only)

—

Reconstructive surgery for specified conditions

—

Cancer / cardiac / stroke rehabilitation benefit

—

Hospice and palliative care benefit

—

Hospital companion bed fee reimbursement

—

Cash Benefits Cash

Hospital companion bed cash benefit

—

Lower ward class cash benefit

—

Event Benefits Event

Compassionate death benefit

$8,800

Accidental Death benefit

—

Medical accident and incident extension benefit

—

計劃名稱

PRUHealth CoreChoice Medical Plan

保誠自主醫保計劃

Cat 1

Ver. Oct 1, 2025

計劃 1 / 14

保誠自主醫保計劃

PRUHealth CoreChoice Medical Plan

標準Cat 1Ver. Oct 1, 2025保障評分 59/100

VHIS 認可編號: S00026-01-000-02
計劃類別: 標準
保障地域範圍: 全球 Worldwide
病房級別: 不適用（受賠償上限規限）
每年賠償限額: HK$420,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $750 per day, maximum 180 days per Policy Year
(b) 雜項開支: $14,000 per Policy Year
(c) 主診醫生巡房費: $750 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $4,300 per Policy Year
(e) 深切治療: $3,500 per day, maximum 25 days per Policy Year
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $5,000
(f) 外科醫生費 — 中型: $12,500
(f) 外科醫生費 — 大型: $25,000
(f) 外科醫生費 — 複雜: $50,000
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $20,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $80,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $30,000 per Policy Year

額外保障 Extra

家中看護: —
門診洗腎: —
意外急症門診治療費用賠償: —
出院後 / 日間手術後的額外門診輔助治療: —
出院後 / 日間手術後的中醫門診治療: —
懷孕併發症: —
深切治療 (額外): —
訂明非手術癌症治療 (額外): —
醫療植入裝置: —
意外牙科治療: —
指定重建手術保障: —
復康保障: —
善終服務: —
住院陪床: —

現金保障 Cash

住院陪床: —
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $8,800
意外身故賠償: —
醫療意外事故保障: —

計劃 2 / 14

保誠靈活自主醫保計劃 - 普通病房 (港元)HKD + USD

PRUHealth FlexiChoice Medical Plan - Ward (HKD)

靈活Cat 1Ver. Oct 1, 2025保障評分 65/100

VHIS 認可編號: F00013-01-000-06F00013-04-000-06
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 普通病房 Ward
每年賠償限額: —
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $1,200(US$155)
(b) 雜項開支: $18,000(US$2,323)
(c) 主診醫生巡房費: $1,000(US$130)
(d) 專科醫生費: $4,300(US$555)
(e) 深切治療: $3,500(US$452)
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $5,000(US$646)
(f) 外科醫生費 — 中型: $12,500(US$1,613)
(f) 外科醫生費 — 大型: $25,000(US$3,226)
(f) 外科醫生費 — 複雜: $50,000(US$6,452)
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $20,000(US$2,581)
(j) 訂明非手術癌症治療: $100,000(US$12,904)
(k) 入院前或出院後／日間手術前後的門診護理: $1,100, (US$142,) per visit, $4,400 (US$568) per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $30,000(US$3,871)

額外保障 Extra

家中看護: $600(US$78)
門診洗腎: $90,000(US$11,613)
意外急症門診治療費用賠償: $5,600(US$723)
出院後 / 日間手術後的額外門診輔助治療: $750(US$97)
出院後 / 日間手術後的中醫門診治療: $400(US$52)
懷孕併發症: Payable up to the relevant benefit limits under benefit items I (a) – I (i), I (k), II (a) and II (b)
深切治療 (額外): —
訂明非手術癌症治療 (額外): —
醫療植入裝置: —
意外牙科治療: —
指定重建手術保障: —
復康保障: —
善終服務: —
住院陪床: —

現金保障 Cash

住院陪床: $600(US$78)
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $8,000(US$1,033)
意外身故賠償: $8,000(US$1,033)
醫療意外事故保障: $88,000(US$11,355)

計劃 3 / 14

保誠靈活自主醫保計劃 - 普通病房+額外醫療計劃一 (港元)HKD + USD

PRUHealth FlexiChoice Medical Plan - Ward with SMM 1 (HKD)

靈活Cat 1Ver. Oct 1, 2025保障評分 65/100

VHIS 認可編號: F00013-01-001-06F00013-04-001-06
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 普通病房 Ward
每年賠償限額: —
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: 0% co-insurance
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $1,200(US$155)
(b) 雜項開支: $18,000(US$2,323)
(c) 主診醫生巡房費: $1,000(US$130)
(d) 專科醫生費: $4,300(US$555)
(e) 深切治療: $3,500(US$452)
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $5,000(US$646)
(f) 外科醫生費 — 中型: $12,500(US$1,613)
(f) 外科醫生費 — 大型: $25,000(US$3,226)
(f) 外科醫生費 — 複雜: $50,000(US$6,452)
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $20,000(US$2,581)
(j) 訂明非手術癌症治療: $100,000(US$12,904)
(k) 入院前或出院後／日間手術前後的門診護理: $1,100, (US$142,) per visit, $4,400 (US$568) per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $30,000(US$3,871)

額外保障 Extra

家中看護: $600(US$78)
門診洗腎: $90,000(US$11,613)
意外急症門診治療費用賠償: $5,600(US$723)
出院後 / 日間手術後的額外門診輔助治療: $750(US$97)
出院後 / 日間手術後的中醫門診治療: $400(US$52)
懷孕併發症: Payable up to the relevant benefit limits under benefit items I (a) – I (i), I (k), II (a) and II (b)
深切治療 (額外): 全數賠償
訂明非手術癌症治療 (額外): 全數賠償
醫療植入裝置: —
意外牙科治療: —
指定重建手術保障: —
復康保障: —
善終服務: —
住院陪床: —

現金保障 Cash

住院陪床: $600(US$78)
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $8,000(US$1,033)
意外身故賠償: $8,000(US$1,033)
醫療意外事故保障: $88,000(US$11,355)

計劃 4 / 14

保誠靈活自主醫保計劃 - 普通病房+額外醫療計劃二 (港元)HKD + USD

PRUHealth FlexiChoice Medical Plan - Ward with SMM 2 (HKD)

靈活Cat 1Ver. Oct 1, 2025保障評分 65/100

VHIS 認可編號: F00013-01-002-06F00013-04-002-06
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 普通病房 Ward
每年賠償限額: —
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: 0% co-insurance
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $1,200(US$155)
(b) 雜項開支: $18,000(US$2,323)
(c) 主診醫生巡房費: $1,000(US$130)
(d) 專科醫生費: $4,300(US$555)
(e) 深切治療: $3,500(US$452)
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $5,000(US$646)
(f) 外科醫生費 — 中型: $12,500(US$1,613)
(f) 外科醫生費 — 大型: $25,000(US$3,226)
(f) 外科醫生費 — 複雜: $50,000(US$6,452)
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $20,000(US$2,581)
(j) 訂明非手術癌症治療: $100,000(US$12,904)
(k) 入院前或出院後／日間手術前後的門診護理: $1,100, (US$142,) per visit, $4,400 (US$568) per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $30,000(US$3,871)

額外保障 Extra

家中看護: $600(US$78)
門診洗腎: $90,000(US$11,613)
意外急症門診治療費用賠償: $5,600(US$723)
出院後 / 日間手術後的額外門診輔助治療: $750(US$97)
出院後 / 日間手術後的中醫門診治療: $400(US$52)
懷孕併發症: Payable up to the relevant benefit limits under benefit items I (a) – I (i), I (k), II (a) and II (b)
深切治療 (額外): 全數賠償
訂明非手術癌症治療 (額外): 全數賠償
醫療植入裝置: —
意外牙科治療: —
指定重建手術保障: —
復康保障: —
善終服務: —
住院陪床: —

現金保障 Cash

住院陪床: $600(US$78)
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $8,000(US$1,033)
意外身故賠償: $8,000(US$1,033)
醫療意外事故保障: $88,000(US$11,355)

計劃 5 / 14

保誠靈活自主醫保計劃 - 半私家病房 (港元)HKD + USD

PRUHealth FlexiChoice Medical Plan - Semi-private Room (HKD)

靈活Cat 1Ver. Oct 1, 2025保障評分 79/100

VHIS 認可編號: F00013-02-000-06F00013-05-000-06
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 半私家病房 Semi-Private
每年賠償限額: —
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $2,500(US$323)
(b) 雜項開支: $26,000(US$3,355)
(c) 主診醫生巡房費: $2,200(US$284)
(d) 專科醫生費: $6,600(US$852)
(e) 深切治療: $6,200(US$800)
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $7,500(US$968)
(f) 外科醫生費 — 中型: $18,750(US$2,420)
(f) 外科醫生費 — 大型: $37,500(US$4,839)
(f) 外科醫生費 — 複雜: $75,000(US$9,678)
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $30,000(US$3,871)
(j) 訂明非手術癌症治療: $150,000(US$19,355)
(k) 入院前或出院後／日間手術前後的門診護理: $1,400, (US$181,) per visit, $5,600 (US$723) per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $35,000(US$4,517)

額外保障 Extra

家中看護: $960(US$124)
門診洗腎: $135,000(US$17,420)
意外急症門診治療費用賠償: $9,600(US$1,239)
出院後 / 日間手術後的額外門診輔助治療: $1,150(US$149)
出院後 / 日間手術後的中醫門診治療: $600(US$78)
懷孕併發症: Payable up to the relevant benefit limits under benefit items I (a) – I (i), I (k), II (a) and II (b)
深切治療 (額外): —
訂明非手術癌症治療 (額外): —
醫療植入裝置: —
意外牙科治療: —
指定重建手術保障: —
復康保障: —
善終服務: —
住院陪床: —

現金保障 Cash

住院陪床: $800(US$104)
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $20,000(US$2,581)
意外身故賠償: $20,000(US$2,581)
醫療意外事故保障: $176,000(US$22,710)

計劃 6 / 14

保誠靈活自主醫保計劃 - 半私家病房+額外醫療計劃一 (港元)HKD + USD

PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 1 (HKD)

靈活Cat 1Ver. Oct 1, 2025保障評分 79/100

VHIS 認可編號: F00013-02-001-06F00013-05-001-06
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 半私家病房 Semi-Private
每年賠償限額: —
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: 0% co-insurance
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $2,500(US$323)
(b) 雜項開支: $26,000(US$3,355)
(c) 主診醫生巡房費: $2,200(US$284)
(d) 專科醫生費: $6,600(US$852)
(e) 深切治療: $6,200(US$800)
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $7,500(US$968)
(f) 外科醫生費 — 中型: $18,750(US$2,420)
(f) 外科醫生費 — 大型: $37,500(US$4,839)
(f) 外科醫生費 — 複雜: $75,000(US$9,678)
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $30,000(US$3,871)
(j) 訂明非手術癌症治療: $150,000(US$19,355)
(k) 入院前或出院後／日間手術前後的門診護理: $1,400, (US$181,) per visit, $5,600 (US$723) per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $35,000(US$4,517)

額外保障 Extra

家中看護: $960(US$124)
門診洗腎: $135,000(US$17,420)
意外急症門診治療費用賠償: $9,600(US$1,239)
出院後 / 日間手術後的額外門診輔助治療: $1,150(US$149)
出院後 / 日間手術後的中醫門診治療: $600(US$78)
懷孕併發症: Payable up to the relevant benefit limits under benefit items I (a) – I (i), I (k), II (a) and II (b)
深切治療 (額外): 全數賠償
訂明非手術癌症治療 (額外): 全數賠償
醫療植入裝置: —
意外牙科治療: —
指定重建手術保障: —
復康保障: —
善終服務: —
住院陪床: —

現金保障 Cash

住院陪床: $800(US$104)
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $20,000(US$2,581)
意外身故賠償: $20,000(US$2,581)
醫療意外事故保障: $176,000(US$22,710)

計劃 7 / 14

保誠靈活自主醫保計劃 - 半私家病房+額外醫療計劃二 (港元)HKD + USD

PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 2 (HKD)

靈活Cat 1Ver. Oct 1, 2025保障評分 79/100

VHIS 認可編號: F00013-02-002-06F00013-05-002-06
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 半私家病房 Semi-Private
每年賠償限額: —
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: 0% co-insurance
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $2,500(US$323)
(b) 雜項開支: $26,000(US$3,355)
(c) 主診醫生巡房費: $2,200(US$284)
(d) 專科醫生費: $6,600(US$852)
(e) 深切治療: $6,200(US$800)
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $7,500(US$968)
(f) 外科醫生費 — 中型: $18,750(US$2,420)
(f) 外科醫生費 — 大型: $37,500(US$4,839)
(f) 外科醫生費 — 複雜: $75,000(US$9,678)
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $30,000(US$3,871)
(j) 訂明非手術癌症治療: $150,000(US$19,355)
(k) 入院前或出院後／日間手術前後的門診護理: $1,400, (US$181,) per visit, $5,600 (US$723) per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $35,000(US$4,517)

額外保障 Extra

家中看護: $960(US$124)
門診洗腎: $135,000(US$17,420)
意外急症門診治療費用賠償: $9,600(US$1,239)
出院後 / 日間手術後的額外門診輔助治療: $1,150(US$149)
出院後 / 日間手術後的中醫門診治療: $600(US$78)
懷孕併發症: Payable up to the relevant benefit limits under benefit items I (a) – I (i), I (k), II (a) and II (b)
深切治療 (額外): 全數賠償
訂明非手術癌症治療 (額外): 全數賠償
醫療植入裝置: —
意外牙科治療: —
指定重建手術保障: —
復康保障: —
善終服務: —
住院陪床: —

現金保障 Cash

住院陪床: $800(US$104)
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $20,000(US$2,581)
意外身故賠償: $20,000(US$2,581)
醫療意外事故保障: $176,000(US$22,710)

計劃 8 / 14

保誠靈活自主醫保計劃 - 私家病房 (港元)HKD + USD

PRUHealth FlexiChoice Medical Plan - Private Room (HKD)

靈活Cat 1Ver. Oct 1, 2025保障評分 92/100

VHIS 認可編號: F00013-03-000-06F00013-06-000-06
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 私家病房 Private
每年賠償限額: —
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $4,500(US$581)
(b) 雜項開支: $36,000(US$4,646)
(c) 主診醫生巡房費: $4,000(US$517)
(d) 專科醫生費: $12,280(US$1,585)
(e) 深切治療: $9,600(US$1,239)
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $11,000(US$1,420)
(f) 外科醫生費 — 中型: $27,500(US$3,549)
(f) 外科醫生費 — 大型: $55,000(US$7,097)
(f) 外科醫生費 — 複雜: $110,000(US$14,194)
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $40,000(US$5,162)
(j) 訂明非手術癌症治療: $225,000(US$29,033)
(k) 入院前或出院後／日間手術前後的門診護理: $2,000, (US$259,) per visit, $8,000 (US$1,033) per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $40,000(US$5,162)

額外保障 Extra

家中看護: $1,360(US$176)
門診洗腎: $200,000(US$25,807)
意外急症門診治療費用賠償: $13,600(US$1,755)
出院後 / 日間手術後的額外門診輔助治療: $1,500(US$194)
出院後 / 日間手術後的中醫門診治療: $800(US$104)
懷孕併發症: Payable up to the relevant benefit limits under benefit items I (a) – I (i), I (k), II (a) and II (b)
深切治療 (額外): —
訂明非手術癌症治療 (額外): —
醫療植入裝置: —
意外牙科治療: —
指定重建手術保障: —
復康保障: —
善終服務: —
住院陪床: —

現金保障 Cash

住院陪床: $1,000(US$130)
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $40,000(US$5,162)
意外身故賠償: $40,000(US$5,162)
醫療意外事故保障: $344,000(US$44,388)

計劃 9 / 14

保誠靈活自主醫保計劃 - 私家病房+額外醫療計劃 (港元)HKD + USD

PRUHealth FlexiChoice Medical Plan - Private Room with SMM (HKD)

靈活Cat 1Ver. Oct 1, 2025保障評分 92/100

VHIS 認可編號: F00013-03-001-06F00013-06-001-06
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 私家病房 Private
每年賠償限額: —
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: 0% co-insurance
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $4,500(US$581)
(b) 雜項開支: $36,000(US$4,646)
(c) 主診醫生巡房費: $4,000(US$517)
(d) 專科醫生費: $12,280(US$1,585)
(e) 深切治療: $9,600(US$1,239)
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: $11,000(US$1,420)
(f) 外科醫生費 — 中型: $27,500(US$3,549)
(f) 外科醫生費 — 大型: $55,000(US$7,097)
(f) 外科醫生費 — 複雜: $110,000(US$14,194)
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $40,000(US$5,162)
(j) 訂明非手術癌症治療: $225,000(US$29,033)
(k) 入院前或出院後／日間手術前後的門診護理: $2,000, (US$259,) per visit, $8,000 (US$1,033) per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $40,000(US$5,162)

額外保障 Extra

家中看護: $1,360(US$176)
門診洗腎: $200,000(US$25,807)
意外急症門診治療費用賠償: $13,600(US$1,755)
出院後 / 日間手術後的額外門診輔助治療: $1,500(US$194)
出院後 / 日間手術後的中醫門診治療: $800(US$104)
懷孕併發症: Payable up to the relevant benefit limits under benefit items I (a) – I (i), I (k), II (a) and II (b)
深切治療 (額外): 全數賠償
訂明非手術癌症治療 (額外): 全數賠償
醫療植入裝置: —
意外牙科治療: —
指定重建手術保障: —
復康保障: —
善終服務: —
住院陪床: —

現金保障 Cash

住院陪床: $1,000(US$130)
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: $40,000(US$5,162)
意外身故賠償: $40,000(US$5,162)
醫療意外事故保障: $344,000(US$44,388)

計劃 10 / 14

保誠自願醫保摯稱心計劃 - 普通病房+額外醫療計劃 (港元)HKD + USD

PRUHealth VHIS EasyChoice Plan - Ward with SMM (HKD)

靈活Cat 1Ver. Oct 1, 2025保障評分 65/100 (65–66)

VHIS 認可編號: F00068-01-000-01F00068-04-000-01
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 普通病房 Ward
每年賠償限額: —
終身賠償限額: —
每傷病賠償限額: —
SMM 額外醫療保障: 0% co-insurance
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $1,100(US$142)
(b) 雜項開支: $16,000(US$2,065)
(c) 主診醫生巡房費: $960(US$124)
(d) 專科醫生費: $4,300(US$555)
(e) 深切治療: $3,500(US$452)
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: HKD$646 - $5,000USDUS$646
(f) 外科醫生費 — 中型: HKD$1,613 - $12,500USDUS$1,613
(f) 外科醫生費 — 大型: HKD$3,226 - $25,000USDUS$3,226
(f) 外科醫生費 — 複雜: HKD$6,452 - $50,000USDUS$6,452
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $20,000(US$2,581)
(j) 訂明非手術癌症治療: $80,000(US$10,323)
(k) 入院前或出院後／日間手術前後的門診護理: $750, (US$97,) per visit, $3,000 (US$388) per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $30,000(US$3,871)

額外保障 Extra

家中看護: $500(US$65)
門診洗腎: —
意外急症門診治療費用賠償: 80% of the benefit payable under benefit item II (d)
出院後 / 日間手術後的額外門診輔助治療: $750(US$97)
出院後 / 日間手術後的中醫門診治療: $400(US$52)
懷孕併發症: Payable up to the relevant benefit limits under benefit items III (i) – III (xi)
深切治療 (額外): —
訂明非手術癌症治療 (額外): —
醫療植入裝置: —
意外牙科治療: —
指定重建手術保障: —
復康保障: —
善終服務: —
住院陪床: —

現金保障 Cash

住院陪床: $600(US$78)
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: —
意外身故賠償: —
醫療意外事故保障: —

計劃 11 / 14

保誠自願醫保摯稱心計劃 - 半私家病房+額外醫療計劃 (港元)HKD + USD

PRUHealth VHIS EasyChoice Plan - Semi-private Room with SMM (HKD)

靈活Cat 1Ver. Oct 1, 2025保障評分 78/100

VHIS 認可編號: F00068-02-000-01F00068-05-000-01
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 半私家病房 Semi-Private
每年賠償限額: —
終身賠償限額: —
每傷病賠償限額: —
SMM 額外醫療保障: 0% co-insurance
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $2,200(US$284)
(b) 雜項開支: $24,000(US$3,097)
(c) 主診醫生巡房費: $2,000(US$259)
(d) 專科醫生費: $6,600(US$852)
(e) 深切治療: $6,200(US$800)
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: HKD$968 - $7,500USDUS$968
(f) 外科醫生費 — 中型: HKD$2,420 - $18,750USDUS$2,420
(f) 外科醫生費 — 大型: HKD$4,839 - $37,500USDUS$4,839
(f) 外科醫生費 — 複雜: HKD$9,678 - $75,000USDUS$9,678
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $30,000(US$3,871)
(j) 訂明非手術癌症治療: $120,000(US$15,484)
(k) 入院前或出院後／日間手術前後的門診護理: $1,150, (US$149,) per visit, $4,600 (US$594) per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $35,000(US$4,517)

額外保障 Extra

家中看護: $860(US$111)
門診洗腎: —
意外急症門診治療費用賠償: 80% of the benefit payable under benefit item II (d)
出院後 / 日間手術後的額外門診輔助治療: $1,150(US$149)
出院後 / 日間手術後的中醫門診治療: $600(US$78)
懷孕併發症: Payable up to the relevant benefit limits under benefit items III (i) – III (xi)
深切治療 (額外): —
訂明非手術癌症治療 (額外): —
醫療植入裝置: —
意外牙科治療: —
指定重建手術保障: —
復康保障: —
善終服務: —
住院陪床: —

現金保障 Cash

住院陪床: $800(US$104)
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: —
意外身故賠償: —
醫療意外事故保障: —

計劃 12 / 14

保誠自願醫保摯稱心計劃 - 私家病房+額外醫療計劃 (港元)HKD + USD

PRUHealth VHIS EasyChoice Plan - Private Room with SMM (HKD)

靈活Cat 1Ver. Oct 1, 2025保障評分 91/100

VHIS 認可編號: F00068-03-000-01F00068-06-000-01
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 私家病房 Private
每年賠償限額: —
終身賠償限額: —
每傷病賠償限額: —
SMM 額外醫療保障: 0% co-insurance
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $4,000(US$517)
(b) 雜項開支: $35,000(US$4,516)
(c) 主診醫生巡房費: $3,800(US$491)
(d) 專科醫生費: $12,280(US$1,585)
(e) 深切治療: $9,600(US$1,239)
(f) 外科醫生費: —
(f) 外科醫生費 — 小型: HKD$1,420 - $11,000USDUS$1,420
(f) 外科醫生費 — 中型: HKD$3,549 - $27,500USDUS$3,549
(f) 外科醫生費 — 大型: HKD$7,097 - $55,000USDUS$7,097
(f) 外科醫生費 — 複雜: HKD$14,194 - $110,000USDUS$14,194
(g) 麻醉科醫生費: 35% of Surgeon's fee payable
(h) 手術室費: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $40,000(US$5,162)
(j) 訂明非手術癌症治療: $160,000(US$20,646)
(k) 入院前或出院後／日間手術前後的門診護理: $1,500, (US$194,) per visit, $6,000 (US$775) per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $40,000(US$5,162)

額外保障 Extra

家中看護: $1,260(US$163)
門診洗腎: —
意外急症門診治療費用賠償: 80% of the benefit payable under benefit item II (d)
出院後 / 日間手術後的額外門診輔助治療: $1,500(US$194)
出院後 / 日間手術後的中醫門診治療: $800(US$104)
懷孕併發症: Payable up to the relevant benefit limits under benefit items III (i) – III (xi)
深切治療 (額外): —
訂明非手術癌症治療 (額外): —
醫療植入裝置: —
意外牙科治療: —
指定重建手術保障: —
復康保障: —
善終服務: —
住院陪床: —

現金保障 Cash

住院陪床: $1,000(US$130)
次級病房級別現金惠益: —

事件保障 Event

恩恤身故賠償: —
意外身故賠償: —
醫療意外事故保障: —

計劃 13 / 14

保誠自願醫保尚賓計劃 (亞洲)HKD + USD

PRUHealth VHIS VIP Plan

靈活Cat 3Ver. Oct 1, 2025保障評分 88/100 (14–88)

VHIS 認可編號: F00050-01-000-04F00050-02-000-04F00050-03-000-04F00050-07-000-01F00050-04-000-04F00050-05-000-04F00050-06-000-04F00050-08-000-01
計劃類別: 靈活
保障地域範圍: 亞洲 Asia
病房級別: 半私家病房 Semi-Private
每年賠償限額: HK$12,000,000(US$1,500,000)
終身賠償限額: HK$56,000,000(US$7,000,000)
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: HKD$0 / $20K / $50K / $96K
USDUS$0 / US$2,500 / US$6,250 / US$12K

基本保障 Basic

(a) 病房及膳食: 全數賠償
(b) 雜項開支: 全數賠償
(c) 主診醫生巡房費: 全數賠償
(d) 專科醫生費: 全數賠償
(e) 深切治療: 全數賠償
(f) 外科醫生費: 全數賠償
(f) 外科醫生費 — 小型: —
(f) 外科醫生費 — 中型: —
(f) 外科醫生費 — 大型: —
(f) 外科醫生費 — 複雜: —
(g) 麻醉科醫生費: 全數賠償
(h) 手術室費: 全數賠償
(i) 訂明診斷成像檢測: 全數賠償
(j) 訂明非手術癌症治療: 全數賠償
(k) 入院前或出院後／日間手術前後的門診護理: Full reimbursement of Eligible Expenses • All outpatient visits or Emergency consultations within 30 days before Confinement/Day Case Procedure • 1 outpatient visit or Emergency consultation more than 30 days before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure • All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure for surgeries categorised as Complex or Major in the Schedule of Surgical Procedures
(l) 精神科治療: 全數賠償

額外保障 Extra

家中看護: $1,600(US$200)
門診洗腎: 全數賠償
意外急症門診治療費用賠償: 全數賠償
出院後 / 日間手術後的額外門診輔助治療: —
出院後 / 日間手術後的中醫門診治療: $30,000(US$3,750)
懷孕併發症: Payable up to the relevant benefit limits under benefit items I (a) – I (i), I (k) and II (a) - II (d)
深切治療 (額外): —
訂明非手術癌症治療 (額外): —
醫療植入裝置: 全數賠償
意外牙科治療: 全數賠償
指定重建手術保障: $200,000(US$25,000)
復康保障: $50,000 - $80,000(US$6,250, US$10,000)
善終服務: $60,000(US$7,500)
住院陪床: 全數賠償

現金保障 Cash

住院陪床: —
次級病房級別現金惠益: $1,000(US$125)

事件保障 Event

恩恤身故賠償: —
意外身故賠償: —
醫療意外事故保障: —

計劃 14 / 14

保誠自願醫保尚賓計劃 - 全球 (美國除外)HKD + USD

PRUHealth VHIS VIP Plan

靈活Cat 3Ver. Oct 1, 2025保障評分 88/100 (14–88)

VHIS 認可編號: F00050-09-000-01F00050-10-000-01F00050-11-000-01F00050-12-000-01F00050-13-000-01F00050-14-000-01F00050-15-000-01F00050-16-000-01
計劃類別: 靈活
保障地域範圍: 全球 (不含美國)
病房級別: 半私家病房 Semi-Private
每年賠償限額: HK$12,000,000(US$1,500,000)
終身賠償限額: HK$56,000,000(US$7,000,000)
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: HKD$0 / $20K / $50K / $96K
USDUS$0 / US$2,500 / US$6,250 / US$12K

基本保障 Basic

(a) 病房及膳食: 全數賠償
(b) 雜項開支: 全數賠償
(c) 主診醫生巡房費: 全數賠償
(d) 專科醫生費: 全數賠償
(e) 深切治療: 全數賠償
(f) 外科醫生費: 全數賠償
(f) 外科醫生費 — 小型: —
(f) 外科醫生費 — 中型: —
(f) 外科醫生費 — 大型: —
(f) 外科醫生費 — 複雜: —
(g) 麻醉科醫生費: 全數賠償
(h) 手術室費: 全數賠償
(i) 訂明診斷成像檢測: 全數賠償
(j) 訂明非手術癌症治療: 全數賠償
(k) 入院前或出院後／日間手術前後的門診護理: Full reimbursement of Eligible Expenses • All outpatient visits or Emergency consultations within 30 days before Confinement/Day Case Procedure • 1 outpatient visit or Emergency consultation more than 30 days before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure • All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure for surgeries categorised as Complex or Major in the Schedule of Surgical Procedures
(l) 精神科治療: 全數賠償

額外保障 Extra

家中看護: $1,600(US$200)
門診洗腎: 全數賠償
意外急症門診治療費用賠償: 全數賠償
出院後 / 日間手術後的額外門診輔助治療: —
出院後 / 日間手術後的中醫門診治療: $30,000(US$3,750)
懷孕併發症: Payable up to the relevant benefit limits under benefit items I (a) – I (i), I (k) and II (a) - II (d)
深切治療 (額外): —
訂明非手術癌症治療 (額外): —
醫療植入裝置: 全數賠償
意外牙科治療: 全數賠償
指定重建手術保障: $200,000(US$25,000)
復康保障: $50,000 - $80,000(US$6,250, US$10,000)
善終服務: $60,000(US$7,500)
住院陪床: 全數賠償

現金保障 Cash

住院陪床: —
次級病房級別現金惠益: $1,000(US$125)

事件保障 Event

恩恤身故賠償: —
意外身故賠償: —
醫療意外事故保障: —