vCore Medical Plan
確衛您醫療計劃
Ver. Feb 2, 2026
Score59/100
StandardCat 1Ward: N/ARegion: Worldwide
- VHIS Cert. No.
- S00036-01-000-03Benefits PDFPremiums PDF
- Lifetime Limit
- —
- Annual Limit
- HK$420,000
- Per-illness limit
- —
- SMM Supplemental Major Medical
- —
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ByCompany
FWD Life Insurance Company (Bermuda) Limited — same-insurer plan comparison
FWD Life Insurance Company (Bermuda) Limited · 14 plan series (54 variants, HKD/USD merged, sorted from basic to comprehensive)
Per-plan benefit prose falls back to Traditional Chinese where the source PDF was not translated.
14/14
vCare Medical Plan
更衛您醫療計劃
Ver. Feb 2, 2026
Score61/100
FlexiCat 1Ward: WardRegion: Worldwide
- VHIS Cert. No.
- F00015-01-000-03Benefits PDFPremiums PDF
- Lifetime Limit
- —
- Annual Limit
- HK$520,000
- Per-illness limit
- —
- SMM Supplemental Major Medical
- —
vCare Supreme Medical Plan
更衛您（優越版）醫療計劃
Ver. Jun 2, 2025
Score61/100
FlexiCat 1Ward: WardRegion: Worldwide
- VHIS Cert. No.
- F00032-01-000-05Benefits PDFPremiums PDF
- Lifetime Limit
- —
- Annual Limit
- —
- Per-illness annual limit
- —
- SMM Supplemental Major Medical
- $100,000
vCANsurance Medical Plan - Standard
易衛您醫療計劃 - 標準
Ver. Jun 2, 2025
Score71/100
FlexiCat 2Ward: WardRegion: Worldwide
- VHIS Cert. No.
- F00051-01-000-03Benefits PDFPremiums PDF
- Lifetime Limit
- —
- Annual Limit
- —
- Per-illness annual limit
- HK$650,000
- SMM Supplemental Major Medical
- — see shared limit below
vCANsurance Medical Plan - Superior
易衛您醫療計劃 - 特等
Ver. Jun 2, 2025
Score88/100
FlexiCat 2Ward: Semi-Private RoomRegion: Worldwide
- VHIS Cert. No.
- F00051-02-000-03Benefits PDFPremiums PDF
- Lifetime Limit
- —
- Annual Limit
- —
- Per-illness annual limit
- HK$850,000
- SMM Supplemental Major Medical
- — see shared limit below
vFamily Medical Plan - Standard
醫家保醫療計劃 - 標準
Ver. Mar 4, 2024
Score71/100
FlexiCat 2Ward: WardRegion: Worldwide
- VHIS Cert. No.
- F00072-01-000-01Benefits PDFPremiums PDF
- Lifetime Limit
- —
- Annual Limit
- —
- Per-illness annual limit
- HK$550,000
- SMM Supplemental Major Medical
- — see shared limit below
vBooster Medical Plan
倍衛您醫療計劃
Ver. Feb 2, 2026
Score71/100
FlexiCat 3Ward: WardRegion: Asia
- VHIS Cert. No.
- F00069-01-000-02Benefits PDFPremiums PDF
- F00069-02-000-02Benefits PDFPremiums PDF
- F00069-03-000-02Benefits PDFPremiums PDF
- F00069-04-000-02Benefits PDFPremiums PDF
- F00069-05-000-02Benefits PDFPremiums PDF
- F00069-06-000-02Benefits PDFPremiums PDF
- Lifetime Limit
- —
- Annual Limit
- HK$8,000,000
- Per-illness limit
- —
- SMM Supplemental Major Medical
- — see shared limit below
Deductible Options
$0$16K$25K$50K$100K$180K
vPrime Medical Plan
尊衛您醫療計劃
Ver. Feb 2, 2026
Score88/100
FlexiCat 3Ward: Semi-Private RoomRegion: Asia
- VHIS Cert. No.
- F00045-01-000-05Benefits PDFPremiums PDF
- F00045-02-000-05Benefits PDFPremiums PDF
- F00045-03-000-05Benefits PDFPremiums PDF
- F00045-04-000-05Benefits PDFPremiums PDF
- F00045-05-000-03Benefits PDFPremiums PDF
- F00045-06-000-03Benefits PDFPremiums PDF
- Lifetime Limit
- —
- Annual Limit
- HK$16,500,000
- Per-illness limit
- —
- SMM Supplemental Major Medical
- — see shared limit below
Deductible Options
$0$16K$25K$50K$100K$250K
vPrime Signature Medical Plan - Standard
尊衛您（寰譽版）醫療計劃 - 標準
Ver. Feb 2, 2026
Score88/100
FlexiCat 3Ward: Semi-Private RoomRegion: Asia
- VHIS Cert. No.
- F00070-01-000-02Benefits PDFPremiums PDF
- F00070-02-000-02Benefits PDFPremiums PDF
- F00070-03-000-02Benefits PDFPremiums PDF
- F00070-04-000-02Benefits PDFPremiums PDF
- F00070-05-000-02Benefits PDFPremiums PDF
- F00070-06-000-02Benefits PDFPremiums PDF
- Lifetime Limit
- —
- Annual Limit
- HK$15,000,000
- Per-illness limit
- —
- SMM Supplemental Major Medical
- — see shared limit below
Deductible Options
$0$16K$25K$50K$100K$250K
vPrime Signature Medical Plan - Superior
尊衛您（寰譽版）醫療計劃 - 特等
Ver. Feb 2, 2026
Score88/100
FlexiCat 3Ward: Semi-Private RoomRegion: Worldwide (excluding United States)
- VHIS Cert. No.
- F00070-07-000-02Benefits PDFPremiums PDF
- F00070-08-000-02Benefits PDFPremiums PDF
- F00070-09-000-02Benefits PDFPremiums PDF
- F00070-10-000-02Benefits PDFPremiums PDF
- F00070-11-000-02Benefits PDFPremiums PDF
- F00070-12-000-02Benefits PDFPremiums PDF
- Lifetime Limit
- —
- Annual Limit
- HK$18,500,000
- Per-illness limit
- —
- SMM Supplemental Major Medical
- — see shared limit below
Deductible Options
$0$16K$25K$50K$100K$250K
vTheOne Medical Plan - Standard Plus
至．衛一醫療計劃 - 標準優越版
Ver. Jun 2, 2025
Score98/100
FlexiCat 3Ward: Standard Private RoomRegion: Asia
- VHIS Cert. No.
- F00067-07-000-02Benefits PDFPremiums PDF
- F00067-08-000-02Benefits PDFPremiums PDF
- F00067-09-000-02Benefits PDFPremiums PDF
- F00067-10-000-02Benefits PDFPremiums PDF
- F00067-11-000-02Benefits PDFPremiums PDF
- F00067-12-000-02Benefits PDFPremiums PDF
- Lifetime Limit
- —
- Annual Limit
- HK$42,000,000
- Per-illness limit
- —
- SMM Supplemental Major Medical
- — see shared limit below
Deductible Options
$0$25K$40K$80K$120K$250K
vTheOne Medical Plan - Standard
至．衛一醫療計劃 - 標準
Ver. Jun 2, 2025
Score98/100
FlexiCat 3Ward: Standard Private RoomRegion: Asia
- VHIS Cert. No.
- F00067-01-000-02Benefits PDFPremiums PDF
- F00067-02-000-02Benefits PDFPremiums PDF
- F00067-03-000-02Benefits PDFPremiums PDF
- F00067-04-000-02Benefits PDFPremiums PDF
- F00067-05-000-02Benefits PDFPremiums PDF
- F00067-06-000-02Benefits PDFPremiums PDF
- Lifetime Limit
- —
- Annual Limit
- HK$16,000,000
- Per-illness limit
- —
- SMM Supplemental Major Medical
- — see shared limit below
Deductible Options
$0$25K$40K$80K$120K$250K
vTheOne Medical Plan - Superior
至．衛一醫療計劃 - 特等
Ver. Jun 2, 2025
Score98/100
FlexiCat 3Ward: Standard Private RoomRegion: Worldwide (excluding United States)
- VHIS Cert. No.
- F00067-13-000-02Benefits PDFPremiums PDF
- F00067-14-000-02Benefits PDFPremiums PDF
- F00067-15-000-02Benefits PDFPremiums PDF
- F00067-16-000-02Benefits PDFPremiums PDF
- F00067-17-000-02Benefits PDFPremiums PDF
- F00067-18-000-02Benefits PDFPremiums PDF
- Lifetime Limit
- —
- Annual Limit
- HK$22,000,000
- Per-illness limit
- —
- SMM Supplemental Major Medical
- — see shared limit below
Deductible Options
$0$25K$40K$80K$120K$250K
vTheOne Medical Plan - Premier
至．衛一醫療計劃 - 優等
Ver. Jun 2, 2025
Score98/100
FlexiCat 3Ward: Standard Private RoomRegion: Worldwide
- VHIS Cert. No.
- F00067-19-000-02Benefits PDFPremiums PDF
- F00067-20-000-02Benefits PDFPremiums PDF
- F00067-21-000-02Benefits PDFPremiums PDF
- F00067-22-000-02Benefits PDFPremiums PDF
- F00067-23-000-02Benefits PDFPremiums PDF
- F00067-24-000-02Benefits PDFPremiums PDF
- Lifetime Limit
- —
- Annual Limit
- HK$26,000,000
- Per-illness limit
- —
- SMM Supplemental Major Medical
- — see shared limit below
Deductible Options
$0$25K$40K$80K$120K$250K
計劃名稱
vCore Medical Plan
確衛您醫療計劃
Cat 1
Ver. Feb 2, 2026
VHIS Cert. No.
S00036-01-000-03Benefits PDFPremiums PDF
Coverage Score
59/100
Plan Type
Standard
Coverage region
Worldwide
Ward class
N/A (capped)
Lifetime benefit limit
—
Annual benefit limit
HK$420,000
Per-illness annual benefit limit
—
SMM Supplemental Major Medical
—
Deductible Options
—
Basic Benefits Basic
(a) Room and board
$750 per day, maximum 180 days per Policy Year
(b) Miscellaneous charges
$14,000 per Policy Year
(c) Attending doctor's visit fee
$750 per day, maximum 180 days per Policy Year
(d) Specialist's fee
$4,300 per Policy Year
(e) Intensive care
$3,500 per day, maximum 25 days per Policy Year
(f) Surgeon's fee
—
(f) Surgeon's fee — Minor
$5,000
(f) Surgeon's fee — Intermediate
$12,500
(f) Surgeon's fee — Major
$25,000
(f) Surgeon's fee — Complex
$50,000
(g) Anaesthetist's fee
35% of Surgeon's fee payable
(h) Operating theatre charges
35% of Surgeon's fee payable
(i) Prescribed Diagnostic Imaging Tests
$20,000 per Policy Year. Subject to 30% Coinsurance.
(j) Prescribed Non-surgical Cancer Treatments
$80,000 per Policy Year
(k) Pre- and post-Confinement / Day Case Procedure outpatient care
$580, per visit, $3,000 per Policy Year
• Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure
• Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) Psychiatric treatments
$30,000 per Policy Year
Extra Benefits Extra
Emergency dental benefit (Accident only)
—
Emergency outpatient treatment for Accident
—
Outpatient kidney dialysis
—
Cancer / cardiac / stroke rehabilitation benefit
—
Hospice and palliative care benefit
—
Daily post-surgery home nursing benefit
—
Hospital companion bed fee reimbursement
—
Chinese Medicine Practitioner outpatient care
—
Complications of pregnancy
—
Reconstructive surgery for specified conditions
—
Medical implants / prosthetic devices
—
Organ transplant donor benefit
—
Prescribed Non-surgical Cancer Treatments (top-up)
—
Kidney dialysis (top-up)
—
Organ or bone-marrow transplant (top-up)
—
Cash Benefits Cash
Second-claim cash allowance
—
Lower ward class cash benefit
—
Day surgery cash benefit
—
Major surgery cash benefit
—
Daily ICU confinement cash benefit (Hong Kong)
—
Event Benefits Event
Compassionate death benefit
$10,000
Accidental Death benefit
$10,000
Death benefit due to complications of pregnancy
—
計劃 1 / 14
確衛您醫療計劃
vCore Medical Plan
標準Cat 1Ver. Feb 2, 2026保障評分 59/100
- VHIS 認可編號
- S00036-01-000-03
- 計劃類別
- 標準
- 保障地域範圍
- 全球 Worldwide
- 病房級別
- 不適用（受賠償上限規限）
- 每年賠償限額
- HK$420,000
- 終身賠償限額
- —
- 每傷病保障期
- —
- SMM 額外醫療保障
- —
- 自付費選項
- —
基本保障 Basic
- (a) 病房及膳食
- $750 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $14,000 per Policy Year
- (c) 主診醫生巡房費
- $750 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $4,300 per Policy Year
- (e) 深切治療
- $3,500 per day, maximum 25 days per Policy Year
- (f) 外科醫生費
- —
- (f) 外科醫生費 — 小型
- $5,000
- (f) 外科醫生費 — 中型
- $12,500
- (f) 外科醫生費 — 大型
- $25,000
- (f) 外科醫生費 — 複雜
- $50,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $80,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
額外保障 Extra
- 意外牙科治療
- —
- 意外急症門診治療費用賠償
- —
- 門診洗腎
- —
- 復康保障
- —
- 善終服務
- —
- 家中看護
- —
- 住院陪床
- —
- 出院後 / 日間手術後的中醫門診治療
- —
- 懷孕併發症
- —
- 指定重建手術保障
- —
- 醫療植入裝置
- —
- 器官移植的捐贈者保障
- —
- 訂明非手術癌症治療 (額外)
- —
- 腎臟透析 (額外)
- —
- 器官或骨髓移植 (額外)
- —
現金保障 Cash
- 第二索償現金津貼
- —
- 次級病房級別現金惠益
- —
- 日間手術現金惠益
- —
- 大型手術現金
- —
- 於香港入住深切治療部的現金保障
- —
事件保障 Event
- 恩恤身故賠償
- $10,000
- 意外身故賠償
- $10,000
- 妊娠併發症之身故賠償
- —
計劃 2 / 14
更衛您醫療計劃
vCare Medical Plan
靈活Cat 1Ver. Feb 2, 2026保障評分 61/100
- VHIS 認可編號
- F00015-01-000-03
- 計劃類別
- 靈活
- 保障地域範圍
- 全球 Worldwide
- 病房級別
- 普通病房 Ward
- 每年賠償限額
- HK$520,000
- 終身賠償限額
- —
- 每傷病保障期
- —
- SMM 額外醫療保障
- —
- 自付費選項
- —
基本保障 Basic
- (a) 病房及膳食
- $850 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $14,500 per Policy Year
- (c) 主診醫生巡房費
- $850 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $6,000 per Policy Year
- (e) 深切治療
- $4,500 per day, maximum 25 days per Policy Year
- (f) 外科醫生費
- —
- (f) 外科醫生費 — 小型
- $6,500
- (f) 外科醫生費 — 中型
- $15,000
- (f) 外科醫生費 — 大型
- $30,000
- (f) 外科醫生費 — 複雜
- $70,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $20,000 per Policy Year. Subject to 30% Coinsurance.
- (j) 訂明非手術癌症治療
- $120,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $580, per visit, $6,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 6 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $30,000 per Policy Year
額外保障 Extra
- 意外牙科治療
- $20,000 per Policy Year
- 意外急症門診治療費用賠償
- —
- 門診洗腎
- —
- 復康保障
- —
- 善終服務
- —
- 家中看護
- —
- 住院陪床
- —
- 出院後 / 日間手術後的中醫門診治療
- —
- 懷孕併發症
- —
- 指定重建手術保障
- —
- 醫療植入裝置
- —
- 器官移植的捐贈者保障
- —
- 訂明非手術癌症治療 (額外)
- —
- 腎臟透析 (額外)
- —
- 器官或骨髓移植 (額外)
- —
現金保障 Cash
- 第二索償現金津貼
- $800
- 次級病房級別現金惠益
- —
- 日間手術現金惠益
- $800 - $1,600
- 大型手術現金
- —
- 於香港入住深切治療部的現金保障
- —
事件保障 Event
- 恩恤身故賠償
- $15,000
- 意外身故賠償
- $15,000
- 妊娠併發症之身故賠償
- —
計劃 3 / 14
更衛您（優越版）醫療計劃
vCare Supreme Medical Plan
靈活Cat 1Ver. Jun 2, 2025保障評分 61/100
- VHIS 認可編號
- F00032-01-000-05
- 計劃類別
- 靈活
- 保障地域範圍
- 全球 Worldwide
- 病房級別
- 普通病房 Ward
- 每年賠償限額
- —
- 終身賠償限額
- —
- 每傷病賠償限額
- —
- SMM 額外醫療保障
- $100,000
- 自付費選項
- —
基本保障 Basic
- (a) 病房及膳食
- $1,000 per day, maximum 180 days per Policy Year
- (b) 雜項開支
- $16,000 per Policy Year
- (c) 主診醫生巡房費
- $1,000 per day, maximum 180 days per Policy Year
- (d) 專科醫生費
- $6,000 per Policy Year
- (e) 深切治療
- $4,500 per day, maximum 25 days per Policy Year
- (f) 外科醫生費
- —
- (f) 外科醫生費 — 小型
- $6,500
- (f) 外科醫生費 — 中型
- $15,000
- (f) 外科醫生費 — 大型
- $30,000
- (f) 外科醫生費 — 複雜
- $70,000
- (g) 麻醉科醫生費
- 35% of Surgeon's fee payable
- (h) 手術室費
- 35% of Surgeon's fee payable
- (i) 訂明診斷成像檢測
- $20,000 per Policy YearCoinsurance is not applicable to Prescribed Diagnostic Imaging Tests performed during Confinement30% Coinsurance for Prescribed Diagnostic Imaging Tests performed in a facility providing day-patient medical services
- (j) 訂明非手術癌症治療
- $120,000 per Policy Year
- (k) 入院前或出院後／日間手術前後的門診護理
- $580 per visit, $6,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 6 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure The maximum benefit per Policy Year and the maximum 6 follow-up outpatient visits after discharge are shared with benefit item (G) of II. Enhanced Benefits
- (l) 精神科治療
- $30,000 per Policy Year
額外保障 Extra
- 意外牙科治療
- $20,000 per Policy Year
- 意外急症門診治療費用賠償
- $5,000 per Policy Year
- 門診洗腎
- $200,000 per Policy Year
- 復康保障
- $10,000 per Policy Year
- 善終服務
- $10,000 per Policy Year
- 家中看護
- $800 per day, maximum 30 days per Policy Year
- 住院陪床
- $500 per day, maximum 30 days per Policy Year
- 出院後 / 日間手術後的中醫門診治療
- $580 per visit, $6,000 per Policy Year • Up to 6 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure The maximum benefit per Policy Year and the maximum 6 follow-up outpatient visits after discharge are shared with benefit item (k) of I. Basic Benefits
- 懷孕併發症
- —
- 指定重建手術保障
- —
- 醫療植入裝置
- —
- 器官移植的捐贈者保障
- —
- 訂明非手術癌症治療 (額外)
- $50,000(shared)
- 腎臟透析 (額外)
- $50,000(shared)
- 器官或骨髓移植 (額外)
- —
現金保障 Cash
- 第二索償現金津貼
- $500
- 次級病房級別現金惠益
- —
- 日間手術現金惠益
- $500 - $1,000
- 大型手術現金
- —
- 於香港入住深切治療部的現金保障
- —
事件保障 Event
- 恩恤身故賠償
- $15,000
- 意外身故賠償
- $15,000
- 妊娠併發症之身故賠償
- —
計劃 4 / 14
易衛您醫療計劃 - 標準
vCANsurance Medical Plan - Standard
靈活Cat 2Ver. Jun 2, 2025保障評分 71/100
- VHIS 認可編號
- F00051-01-000-03
- 計劃類別
- 靈活
- 保障地域範圍
- 全球 Worldwide
- 病房級別
- 普通病房 Ward
- 每年賠償限額
- —
- 終身賠償限額
- —
- 每傷病賠償限額
- HK$650,000
- SMM 額外醫療保障
- — see shared limit below
- 自付費選項
- —
基本保障 Basic
- (a) 病房及膳食
- Full reimbursement of Eligible Expenses
- (b) 雜項開支
- Full reimbursement of Eligible Expenses
- (c) 主診醫生巡房費
- Full reimbursement of Eligible Expenses
- (d) 專科醫生費
- Full reimbursement of Eligible Expenses
- (e) 深切治療
- Full reimbursement of Eligible Expenses
- (f) 外科醫生費
- Full reimbursement of Eligible Expenses regardless of surgical category
- (f) 外科醫生費 — 小型
- —
- (f) 外科醫生費 — 中型
- —
- (f) 外科醫生費 — 大型
- —
- (f) 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement of Eligible Expenses
- (h) 手術室費
- Full reimbursement of Eligible Expenses
- (i) 訂明診斷成像檢測
- Full reimbursement of Eligible Expenses
- (j) 訂明非手術癌症治療
- Full reimbursement of Eligible Expenses
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses • Up to 3 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 20 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure, with up to $600 per physiotherapy or chiropractic treatment visit
- (l) 精神科治療
- Full reimbursement of Eligible Expenses
額外保障 Extra
- 意外牙科治療
- Full reimbursement of Eligible Expenses
- 意外急症門診治療費用賠償
- Full reimbursement of Eligible Expenses
- 門診洗腎
- Full reimbursement of Eligible Expenses
- 復康保障
- $10,000 per Disability per Policy Year
- 善終服務
- —
- 家中看護
- Full reimbursement of Eligible Expenses, maximum 30 days per Disability per Policy Year, limited to services provided by 1 registered nurse(s) per day
- 住院陪床
- Full reimbursement of Eligible Expenses
- 出院後 / 日間手術後的中醫門診治療
- $600 per visit, up to 10 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure, limited to 1 follow-up visit(s) per day
- 懷孕併發症
- —
- 指定重建手術保障
- —
- 醫療植入裝置
- —
- 器官移植的捐贈者保障
- —
- 訂明非手術癌症治療 (額外)
- $650,000(shared)
- 腎臟透析 (額外)
- $650,000(shared)
- 器官或骨髓移植 (額外)
- $650,000(shared)
現金保障 Cash
- 第二索償現金津貼
- $500
- 次級病房級別現金惠益
- —
- 日間手術現金惠益
- $500 - $1,000
- 大型手術現金
- $3,000
- 於香港入住深切治療部的現金保障
- $6,000
事件保障 Event
- 恩恤身故賠償
- $20,000
- 意外身故賠償
- $20,000
- 妊娠併發症之身故賠償
- —
計劃 5 / 14
易衛您醫療計劃 - 特等
vCANsurance Medical Plan - Superior
靈活Cat 2Ver. Jun 2, 2025保障評分 88/100
- VHIS 認可編號
- F00051-02-000-03
- 計劃類別
- 靈活
- 保障地域範圍
- 全球 Worldwide
- 病房級別
- 半私家病房 Semi-Private
- 每年賠償限額
- —
- 終身賠償限額
- —
- 每傷病賠償限額
- HK$850,000
- SMM 額外醫療保障
- — see shared limit below
- 自付費選項
- —
基本保障 Basic
- (a) 病房及膳食
- Full reimbursement of Eligible Expenses
- (b) 雜項開支
- Full reimbursement of Eligible Expenses
- (c) 主診醫生巡房費
- Full reimbursement of Eligible Expenses
- (d) 專科醫生費
- Full reimbursement of Eligible Expenses
- (e) 深切治療
- Full reimbursement of Eligible Expenses
- (f) 外科醫生費
- Full reimbursement of Eligible Expenses regardless of surgical category
- (f) 外科醫生費 — 小型
- —
- (f) 外科醫生費 — 中型
- —
- (f) 外科醫生費 — 大型
- —
- (f) 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement of Eligible Expenses
- (h) 手術室費
- Full reimbursement of Eligible Expenses
- (i) 訂明診斷成像檢測
- Full reimbursement of Eligible Expenses
- (j) 訂明非手術癌症治療
- Full reimbursement of Eligible Expenses
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses • Up to 3 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 20 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure, with up to $600 per physiotherapy or chiropractic treatment visit
- (l) 精神科治療
- Full reimbursement of Eligible Expenses
額外保障 Extra
- 意外牙科治療
- Full reimbursement of Eligible Expenses
- 意外急症門診治療費用賠償
- Full reimbursement of Eligible Expenses
- 門診洗腎
- Full reimbursement of Eligible Expenses
- 復康保障
- $30,000 per Disability per Policy Year
- 善終服務
- —
- 家中看護
- Full reimbursement of Eligible Expenses, maximum 30 days per Disability per Policy Year, limited to services provided by 1 registered nurse(s) per day
- 住院陪床
- Full reimbursement of Eligible Expenses
- 出院後 / 日間手術後的中醫門診治療
- $600 per visit, up to 10 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure, limited to 1 follow-up visit(s) per day
- 懷孕併發症
- —
- 指定重建手術保障
- —
- 醫療植入裝置
- —
- 器官移植的捐贈者保障
- —
- 訂明非手術癌症治療 (額外)
- $850,000(shared)
- 腎臟透析 (額外)
- $850,000(shared)
- 器官或骨髓移植 (額外)
- $850,000(shared)
現金保障 Cash
- 第二索償現金津貼
- $500
- 次級病房級別現金惠益
- $800
- 日間手術現金惠益
- $500 - $1,000
- 大型手術現金
- $4,000
- 於香港入住深切治療部的現金保障
- $8,000
事件保障 Event
- 恩恤身故賠償
- $30,000
- 意外身故賠償
- $30,000
- 妊娠併發症之身故賠償
- —
計劃 6 / 14
醫家保醫療計劃 - 標準
vFamily Medical Plan - Standard
靈活Cat 2Ver. Mar 4, 2024保障評分 71/100
- VHIS 認可編號
- F00072-01-000-01
- 計劃類別
- 靈活
- 保障地域範圍
- 全球 Worldwide
- 病房級別
- 普通病房 Ward
- 每年賠償限額
- —
- 終身賠償限額
- —
- 每傷病賠償限額
- HK$550,000
- SMM 額外醫療保障
- — see shared limit below
- 自付費選項
- —
基本保障 Basic
- (a) 病房及膳食
- Full reimbursement of Eligible Expenses
- (b) 雜項開支
- Full reimbursement of Eligible Expenses
- (c) 主診醫生巡房費
- Full reimbursement of Eligible Expenses
- (d) 專科醫生費
- Full reimbursement of Eligible Expenses
- (e) 深切治療
- Full reimbursement of Eligible Expenses
- (f) 外科醫生費
- Full reimbursement of Eligible Expenses regardless of surgical category
- (f) 外科醫生費 — 小型
- —
- (f) 外科醫生費 — 中型
- —
- (f) 外科醫生費 — 大型
- —
- (f) 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement of Eligible Expenses
- (h) 手術室費
- Full reimbursement of Eligible Expenses
- (i) 訂明診斷成像檢測
- Full reimbursement of Eligible Expenses
- (j) 訂明非手術癌症治療
- Full reimbursement of Eligible Expenses
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses • Up to 3 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 20 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure, with up to $600 per physiotherapy or chiropractic treatment visit
- (l) 精神科治療
- Full reimbursement of Eligible Expenses
額外保障 Extra
- 意外牙科治療
- Full reimbursement of Eligible Expenses
- 意外急症門診治療費用賠償
- Full reimbursement of Eligible Expenses
- 門診洗腎
- Full reimbursement of Eligible Expenses
- 復康保障
- $10,000 per Disability per Policy Year
- 善終服務
- —
- 家中看護
- Full reimbursement of Eligible Expenses, maximum 30 days per Disability per Policy Year, limited to services provided by 1 registered nurse(s) per day
- 住院陪床
- Full reimbursement of Eligible Expenses
- 出院後 / 日間手術後的中醫門診治療
- $600 per visit, up to 10 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure, limited to 1 follow-up visit(s) per day
- 懷孕併發症
- Full reimbursement of Eligible Expenses
- 指定重建手術保障
- —
- 醫療植入裝置
- —
- 器官移植的捐贈者保障
- —
- 訂明非手術癌症治療 (額外)
- $550,000(shared)
- 腎臟透析 (額外)
- $550,000(shared)
- 器官或骨髓移植 (額外)
- $550,000(shared)
現金保障 Cash
- 第二索償現金津貼
- $500
- 次級病房級別現金惠益
- —
- 日間手術現金惠益
- $500 - $1,000
- 大型手術現金
- $3,000
- 於香港入住深切治療部的現金保障
- $6,000
事件保障 Event
- 恩恤身故賠償
- $20,000
- 意外身故賠償
- $20,000
- 妊娠併發症之身故賠償
- $20,000
計劃 7 / 14
倍衛您醫療計劃
vBooster Medical Plan
靈活Cat 3Ver. Feb 2, 2026保障評分 71/100 (42–71)
- VHIS 認可編號
- F00069-01-000-02F00069-02-000-02F00069-03-000-02F00069-04-000-02F00069-05-000-02F00069-06-000-02
- 計劃類別
- 靈活
- 保障地域範圍
- 亞洲 Asia
- 病房級別
- 普通病房 Ward
- 每年賠償限額
- HK$8,000,000
- 終身賠償限額
- —
- 每傷病保障期
- —
- SMM 額外醫療保障
- — see shared limit below
- 自付費選項
- $0 / $16K / $25K / $50K / $100K / $180K
基本保障 Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- Full reimbursement
- (f) 外科醫生費 — 小型
- —
- (f) 外科醫生費 — 中型
- —
- (f) 外科醫生費 — 大型
- —
- (f) 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses • Up to 3 prior outpatient visits or Emergency consultations per Confinement/Day Case Procedure • Up to 20 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
- (l) 精神科治療
- $40,000
額外保障 Extra
- 意外牙科治療
- Full reimbursement
- 意外急症門診治療費用賠償
- Full reimbursement
- 門診洗腎
- Full reimbursement
- 復康保障
- $80,000 - $100,000
- 善終服務
- $100,000
- 家中看護
- Full reimbursement
- 住院陪床
- Full reimbursement
- 出院後 / 日間手術後的中醫門診治療
- $600
- 懷孕併發症
- Full reimbursement
- 指定重建手術保障
- $160,000
- 醫療植入裝置
- $96,000
- 器官移植的捐贈者保障
- 30% of the total transplant cost (applicable to heart, kidney, liver, lung or bone marrow transplant)
- 訂明非手術癌症治療 (額外)
- $2,000,000(shared)
- 腎臟透析 (額外)
- $2,000,000(shared)
- 器官或骨髓移植 (額外)
- $2,000,000(shared)
現金保障 Cash
- 第二索償現金津貼
- $800
- 次級病房級別現金惠益
- —
- 日間手術現金惠益
- $800 - $1,600
- 大型手術現金
- $800 - $4,000
- 於香港入住深切治療部的現金保障
- $1,600 - $8,000
事件保障 Event
- 恩恤身故賠償
- $40,000
- 意外身故賠償
- $40,000
- 妊娠併發症之身故賠償
- —
計劃 8 / 14
尊衛您醫療計劃
vPrime Medical Plan
靈活Cat 3Ver. Feb 2, 2026保障評分 88/100 (10–88)
- VHIS 認可編號
- F00045-01-000-05F00045-02-000-05F00045-03-000-05F00045-04-000-05F00045-05-000-03F00045-06-000-03
- 計劃類別
- 靈活
- 保障地域範圍
- 亞洲 Asia
- 病房級別
- 半私家病房 Semi-Private
- 每年賠償限額
- HK$16,500,000
- 終身賠償限額
- —
- 每傷病保障期
- —
- SMM 額外醫療保障
- — see shared limit below
- 自付費選項
- $0 / $16K / $25K / $50K / $100K / $250K
基本保障 Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- Full reimbursement
- (f) 外科醫生費 — 小型
- —
- (f) 外科醫生費 — 中型
- —
- (f) 外科醫生費 — 大型
- —
- (f) 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses • All outpatient visits or Emergency consultations within 31 days before Confinement/Day Case Procedure (up to 1 per day) • 1 outpatient visit or Emergency consultation more than 31 days before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure (up to 1 per day)
- (l) 精神科治療
- Full reimbursement
額外保障 Extra
- 意外牙科治療
- Full reimbursement
- 意外急症門診治療費用賠償
- Full reimbursement
- 門診洗腎
- Full reimbursement
- 復康保障
- $80,000 - $100,000
- 善終服務
- $100,000
- 家中看護
- Full reimbursement
- 住院陪床
- Full reimbursement
- 出院後 / 日間手術後的中醫門診治療
- $600
- 懷孕併發症
- Full reimbursement
- 指定重建手術保障
- $160,000
- 醫療植入裝置
- $96,000
- 器官移植的捐贈者保障
- 30% of the total transplant cost (applicable to heart, kidney, liver, lung or bone marrow transplant)
- 訂明非手術癌症治療 (額外)
- $2,500,000(shared)
- 腎臟透析 (額外)
- $2,500,000(shared)
- 器官或骨髓移植 (額外)
- $2,500,000(shared)
現金保障 Cash
- 第二索償現金津貼
- $500 - $1,000
- 次級病房級別現金惠益
- $900 - $1,700
- 日間手術現金惠益
- $900 - $3,600
- 大型手術現金
- $1,200 - $6,000
- 於香港入住深切治療部的現金保障
- $2,500 - $12,000
事件保障 Event
- 恩恤身故賠償
- $40,000
- 意外身故賠償
- $40,000
- 妊娠併發症之身故賠償
- —
計劃 9 / 14
尊衛您（寰譽版）醫療計劃 - 標準
vPrime Signature Medical Plan - Standard
靈活Cat 3Ver. Feb 2, 2026保障評分 88/100 (10–88)
- VHIS 認可編號
- F00070-01-000-02F00070-02-000-02F00070-03-000-02F00070-04-000-02F00070-05-000-02F00070-06-000-02
- 計劃類別
- 靈活
- 保障地域範圍
- 亞洲 Asia
- 病房級別
- 半私家病房 Semi-Private
- 每年賠償限額
- HK$15,000,000
- 終身賠償限額
- —
- 每傷病保障期
- —
- SMM 額外醫療保障
- — see shared limit below
- 自付費選項
- $0 / $16K / $25K / $50K / $100K / $250K
基本保障 Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- Full reimbursement
- (f) 外科醫生費 — 小型
- —
- (f) 外科醫生費 — 中型
- —
- (f) 外科醫生費 — 大型
- —
- (f) 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses • All outpatient visits or Emergency consultations within 31 days before Confinement/Day Case Procedure (up to 1 per day) • 1 outpatient visit or Emergency consultation more than 31 days before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure (up to 1 per day)
- (l) 精神科治療
- $40,000
額外保障 Extra
- 意外牙科治療
- Full reimbursement
- 意外急症門診治療費用賠償
- Full reimbursement
- 門診洗腎
- Full reimbursement
- 復康保障
- $80,000 - $100,000
- 善終服務
- $100,000
- 家中看護
- Full reimbursement
- 住院陪床
- Full reimbursement
- 出院後 / 日間手術後的中醫門診治療
- $600
- 懷孕併發症
- Full reimbursement
- 指定重建手術保障
- $160,000
- 醫療植入裝置
- $96,000
- 器官移植的捐贈者保障
- 30% of the total transplant cost (applicable to heart, kidney, liver, lung or bone marrow transplant)
- 訂明非手術癌症治療 (額外)
- $2,000,000(shared)
- 腎臟透析 (額外)
- $2,000,000(shared)
- 器官或骨髓移植 (額外)
- $2,000,000(shared)
現金保障 Cash
- 第二索償現金津貼
- $500 - $1,000
- 次級病房級別現金惠益
- $900 - $1,700
- 日間手術現金惠益
- $900 - $3,600
- 大型手術現金
- $800 - $4,000
- 於香港入住深切治療部的現金保障
- $1,600 - $8,000
事件保障 Event
- 恩恤身故賠償
- $40,000
- 意外身故賠償
- $40,000
- 妊娠併發症之身故賠償
- —
計劃 10 / 14
尊衛您（寰譽版）醫療計劃 - 特等
vPrime Signature Medical Plan - Superior
靈活Cat 3Ver. Feb 2, 2026保障評分 88/100 (10–88)
- VHIS 認可編號
- F00070-07-000-02F00070-08-000-02F00070-09-000-02F00070-10-000-02F00070-11-000-02F00070-12-000-02
- 計劃類別
- 靈活
- 保障地域範圍
- 全球 (不含美國)
- 病房級別
- 半私家病房 Semi-Private
- 每年賠償限額
- HK$18,500,000
- 終身賠償限額
- —
- 每傷病保障期
- —
- SMM 額外醫療保障
- — see shared limit below
- 自付費選項
- $0 / $16K / $25K / $50K / $100K / $250K
基本保障 Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- Full reimbursement
- (f) 外科醫生費 — 小型
- —
- (f) 外科醫生費 — 中型
- —
- (f) 外科醫生費 — 大型
- —
- (f) 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses • All outpatient visits or Emergency consultations within 31 days before Confinement/Day Case Procedure (up to 1 per day) • 1 outpatient visit or Emergency consultation more than 31 days before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure (up to 1 per day)
- (l) 精神科治療
- Full reimbursement
額外保障 Extra
- 意外牙科治療
- Full reimbursement
- 意外急症門診治療費用賠償
- Full reimbursement
- 門診洗腎
- Full reimbursement
- 復康保障
- $80,000 - $100,000
- 善終服務
- $100,000
- 家中看護
- Full reimbursement
- 住院陪床
- Full reimbursement
- 出院後 / 日間手術後的中醫門診治療
- $600
- 懷孕併發症
- Full reimbursement
- 指定重建手術保障
- $160,000
- 醫療植入裝置
- $96,000
- 器官移植的捐贈者保障
- 30% of the total transplant cost (applicable to heart, kidney, liver, lung or bone marrow transplant)
- 訂明非手術癌症治療 (額外)
- $2,500,000(shared)
- 腎臟透析 (額外)
- $2,500,000(shared)
- 器官或骨髓移植 (額外)
- $2,500,000(shared)
現金保障 Cash
- 第二索償現金津貼
- $500 - $1,000
- 次級病房級別現金惠益
- $900 - $1,700
- 日間手術現金惠益
- $900 - $3,600
- 大型手術現金
- $1,200 - $6,000
- 於香港入住深切治療部的現金保障
- $2,500 - $12,000
事件保障 Event
- 恩恤身故賠償
- $40,000
- 意外身故賠償
- $40,000
- 妊娠併發症之身故賠償
- —
計劃 11 / 14
至．衛一醫療計劃 - 標準優越版
vTheOne Medical Plan - Standard Plus
靈活Cat 3Ver. Jun 2, 2025保障評分 98/100 (1–98)
- VHIS 認可編號
- F00067-07-000-02F00067-08-000-02F00067-09-000-02F00067-10-000-02F00067-11-000-02F00067-12-000-02
- 計劃類別
- 靈活
- 保障地域範圍
- 亞洲 Asia
- 病房級別
- 私家病房 Private
- 每年賠償限額
- HK$42,000,000
- 終身賠償限額
- —
- 每傷病保障期
- —
- SMM 額外醫療保障
- — see shared limit below
- 自付費選項
- $0 / $25K / $40K / $80K / $120K / $250K
基本保障 Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- Full reimbursement
- (f) 外科醫生費 — 小型
- —
- (f) 外科醫生費 — 中型
- —
- (f) 外科醫生費 — 大型
- —
- (f) 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses • All outpatient visits or Emergency consultations within 31 days before Confinement/Day Case Procedure (up to 1 per day) • 1 outpatient visit or Emergency consultation more than 31 days before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure (up to 1 per day)
- (l) 精神科治療
- Full reimbursement
額外保障 Extra
- 意外牙科治療
- Full reimbursement
- 意外急症門診治療費用賠償
- Full reimbursement
- 門診洗腎
- Full reimbursement
- 復康保障
- $100,000 - $120,000
- 善終服務
- $120,000
- 家中看護
- Full reimbursement
- 住院陪床
- Full reimbursement
- 出院後 / 日間手術後的中醫門診治療
- $600
- 懷孕併發症
- Full reimbursement
- 指定重建手術保障
- $200,000
- 醫療植入裝置
- $120,000
- 器官移植的捐贈者保障
- 30% of the total transplant cost (applicable to heart, kidney, liver, lung or bone marrow transplant)
- 訂明非手術癌症治療 (額外)
- $1,500,000(shared)
- 腎臟透析 (額外)
- $1,500,000(shared)
- 器官或骨髓移植 (額外)
- $1,500,000(shared)
現金保障 Cash
- 第二索償現金津貼
- $600 - $1,100
- 次級病房級別現金惠益
- $1,000 - $1,800
- 日間手術現金惠益
- $700 - $3,600
- 大型手術現金
- $1,500 - $7,500
- 於香港入住深切治療部的現金保障
- $3,000 - $15,000
事件保障 Event
- 恩恤身故賠償
- $40,000 - $80,000
- 意外身故賠償
- $40,000 - $80,000
- 妊娠併發症之身故賠償
- —
計劃 12 / 14
至．衛一醫療計劃 - 標準
vTheOne Medical Plan - Standard
靈活Cat 3Ver. Jun 2, 2025保障評分 98/100 (1–98)
- VHIS 認可編號
- F00067-01-000-02F00067-02-000-02F00067-03-000-02F00067-04-000-02F00067-05-000-02F00067-06-000-02
- 計劃類別
- 靈活
- 保障地域範圍
- 亞洲 Asia
- 病房級別
- 私家病房 Private
- 每年賠償限額
- HK$16,000,000
- 終身賠償限額
- —
- 每傷病保障期
- —
- SMM 額外醫療保障
- — see shared limit below
- 自付費選項
- $0 / $25K / $40K / $80K / $120K / $250K
基本保障 Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- Full reimbursement
- (f) 外科醫生費 — 小型
- —
- (f) 外科醫生費 — 中型
- —
- (f) 外科醫生費 — 大型
- —
- (f) 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses • All outpatient visits or Emergency consultations within 31 days before Confinement/Day Case Procedure (up to 1 per day) • 1 outpatient visit or Emergency consultation more than 31 days before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure (up to 1 per day)
- (l) 精神科治療
- Full reimbursement
額外保障 Extra
- 意外牙科治療
- Full reimbursement
- 意外急症門診治療費用賠償
- Full reimbursement
- 門診洗腎
- Full reimbursement
- 復康保障
- $100,000 - $120,000
- 善終服務
- $120,000
- 家中看護
- Full reimbursement
- 住院陪床
- Full reimbursement
- 出院後 / 日間手術後的中醫門診治療
- $600
- 懷孕併發症
- Full reimbursement
- 指定重建手術保障
- $200,000
- 醫療植入裝置
- $120,000
- 器官移植的捐贈者保障
- 30% of the total transplant cost (applicable to heart, kidney, liver, lung or bone marrow transplant)
- 訂明非手術癌症治療 (額外)
- $1,500,000(shared)
- 腎臟透析 (額外)
- $1,500,000(shared)
- 器官或骨髓移植 (額外)
- $1,500,000(shared)
現金保障 Cash
- 第二索償現金津貼
- $600 - $1,100
- 次級病房級別現金惠益
- $1,000 - $1,800
- 日間手術現金惠益
- $700 - $3,600
- 大型手術現金
- $1,000 - $5,000
- 於香港入住深切治療部的現金保障
- $2,000 - $10,000
事件保障 Event
- 恩恤身故賠償
- $40,000 - $80,000
- 意外身故賠償
- $40,000 - $80,000
- 妊娠併發症之身故賠償
- —
計劃 13 / 14
至．衛一醫療計劃 - 特等
vTheOne Medical Plan - Superior
靈活Cat 3Ver. Jun 2, 2025保障評分 98/100 (1–98)
- VHIS 認可編號
- F00067-13-000-02F00067-14-000-02F00067-15-000-02F00067-16-000-02F00067-17-000-02F00067-18-000-02
- 計劃類別
- 靈活
- 保障地域範圍
- 全球 (不含美國)
- 病房級別
- 私家病房 Private
- 每年賠償限額
- HK$22,000,000
- 終身賠償限額
- —
- 每傷病保障期
- —
- SMM 額外醫療保障
- — see shared limit below
- 自付費選項
- $0 / $25K / $40K / $80K / $120K / $250K
基本保障 Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- Full reimbursement
- (f) 外科醫生費 — 小型
- —
- (f) 外科醫生費 — 中型
- —
- (f) 外科醫生費 — 大型
- —
- (f) 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses • All outpatient visits or Emergency consultations within 31 days before Confinement/Day Case Procedure (up to 1 per day) • 1 outpatient visit or Emergency consultation more than 31 days before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure (up to 1 per day)
- (l) 精神科治療
- Full reimbursement
額外保障 Extra
- 意外牙科治療
- Full reimbursement
- 意外急症門診治療費用賠償
- Full reimbursement
- 門診洗腎
- Full reimbursement
- 復康保障
- $100,000 - $120,000
- 善終服務
- $120,000
- 家中看護
- Full reimbursement
- 住院陪床
- Full reimbursement
- 出院後 / 日間手術後的中醫門診治療
- $600
- 懷孕併發症
- Full reimbursement
- 指定重建手術保障
- $200,000
- 醫療植入裝置
- $120,000
- 器官移植的捐贈者保障
- 30% of the total transplant cost (applicable to heart, kidney, liver, lung or bone marrow transplant)
- 訂明非手術癌症治療 (額外)
- $2,000,000(shared)
- 腎臟透析 (額外)
- $2,000,000(shared)
- 器官或骨髓移植 (額外)
- $2,000,000(shared)
現金保障 Cash
- 第二索償現金津貼
- $600 - $1,100
- 次級病房級別現金惠益
- $1,000 - $1,800
- 日間手術現金惠益
- $700 - $3,600
- 大型手術現金
- $2,000 - $10,000
- 於香港入住深切治療部的現金保障
- $4,000 - $20,000
事件保障 Event
- 恩恤身故賠償
- $40,000 - $80,000
- 意外身故賠償
- $40,000 - $80,000
- 妊娠併發症之身故賠償
- —
計劃 14 / 14
至．衛一醫療計劃 - 優等
vTheOne Medical Plan - Premier
靈活Cat 3Ver. Jun 2, 2025保障評分 98/100 (1–98)
- VHIS 認可編號
- F00067-19-000-02F00067-20-000-02F00067-21-000-02F00067-22-000-02F00067-23-000-02F00067-24-000-02
- 計劃類別
- 靈活
- 保障地域範圍
- 全球 Worldwide
- 病房級別
- 私家病房 Private
- 每年賠償限額
- HK$26,000,000
- 終身賠償限額
- —
- 每傷病保障期
- —
- SMM 額外醫療保障
- — see shared limit below
- 自付費選項
- $0 / $25K / $40K / $80K / $120K / $250K
基本保障 Basic
- (a) 病房及膳食
- Full reimbursement
- (b) 雜項開支
- Full reimbursement
- (c) 主診醫生巡房費
- Full reimbursement
- (d) 專科醫生費
- Full reimbursement
- (e) 深切治療
- Full reimbursement
- (f) 外科醫生費
- Full reimbursement
- (f) 外科醫生費 — 小型
- —
- (f) 外科醫生費 — 中型
- —
- (f) 外科醫生費 — 大型
- —
- (f) 外科醫生費 — 複雜
- —
- (g) 麻醉科醫生費
- Full reimbursement
- (h) 手術室費
- Full reimbursement
- (i) 訂明診斷成像檢測
- Full reimbursement
- (j) 訂明非手術癌症治療
- Full reimbursement
- (k) 入院前或出院後／日間手術前後的門診護理
- Full reimbursement of Eligible Expenses • All outpatient visits or Emergency consultations within 31 days before Confinement/Day Case Procedure (up to 1 per day) • 1 outpatient visit(s) or Emergency consultation(s) more than 31 days before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure (up to 1 per day)
- (l) 精神科治療
- Full reimbursement
額外保障 Extra
- 意外牙科治療
- Full reimbursement
- 意外急症門診治療費用賠償
- Full reimbursement
- 門診洗腎
- Full reimbursement
- 復康保障
- $100,000 - $120,000
- 善終服務
- $120,000
- 家中看護
- Full reimbursement
- 住院陪床
- Full reimbursement
- 出院後 / 日間手術後的中醫門診治療
- $600
- 懷孕併發症
- Full reimbursement
- 指定重建手術保障
- $200,000
- 醫療植入裝置
- $120,000
- 器官移植的捐贈者保障
- 30% of the total transplant cost (applicable to heart, kidney, liver, lung or bone marrow transplant)
- 訂明非手術癌症治療 (額外)
- $2,500,000(shared)
- 腎臟透析 (額外)
- $2,500,000(shared)
- 器官或骨髓移植 (額外)
- $2,500,000(shared)
現金保障 Cash
- 第二索償現金津貼
- $600 - $1,100
- 次級病房級別現金惠益
- $1,000 - $1,800
- 日間手術現金惠益
- $700 - $3,600
- 大型手術現金
- $3,000 - $15,000
- 於香港入住深切治療部的現金保障
- $6,000 - $30,000
事件保障 Event
- 恩恤身故賠償
- $40,000 - $80,000
- 意外身故賠償
- $40,000 - $80,000
- 妊娠併發症之身故賠償
- —