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Bupa (Asia) Limited — same-insurer plan comparison

Bupa (Asia) Limited · 15 plan series (39 variants, HKD/USD merged, sorted from basic to comprehensive)

Per-plan benefit prose falls back to Traditional Chinese where the source PDF was not translated.

15/15

Bupa MyBasic VHIS Plan

保柏自願醫保計劃

Ver. Mar 2, 2026

Score59/100

StandardCat 1Ward: N/ARegion: Worldwide

VHIS Cert. No.: S00020-01-000-02Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$420,000
Per-illness limit: —
SMM Supplemental Major Medical: —

Bupa MyFlexi VHIS Plan - Standard

保柏靈活配自願醫保計劃 - 基本

Ver. Mar 2, 2026

Score70/100

FlexiCat 1Ward: WardRegion: Worldwide

VHIS Cert. No.: F00029-01-000-06Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: —
Per-illness limit: —
SMM Supplemental Major Medical: —

Bupa MyFlexi VHIS Plan - Standard Plus

保柏靈活配自願醫保計劃 - 升級基本

Ver. Mar 2, 2026

Score70/100

FlexiCat 1Ward: WardRegion: Worldwide

VHIS Cert. No.: F00029-01-001-06Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: —
Per-illness limit: —
SMM Supplemental Major Medical: —

Bupa MyFlexi VHIS Plan - Advance

保柏靈活配自願醫保計劃 - 智選

Ver. Mar 2, 2026

Score81/100

FlexiCat 1Ward: Semi-Private RoomRegion: Worldwide

VHIS Cert. No.: F00029-02-000-06Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: —
Per-illness limit: —
SMM Supplemental Major Medical: —

Bupa MyFlexi VHIS Plan - Advance Plus

保柏靈活配自願醫保計劃 - 升級智選

Ver. Mar 2, 2026

Score81/100

FlexiCat 1Ward: Semi-Private RoomRegion: Worldwide

VHIS Cert. No.: F00029-02-001-06Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: —
Per-illness limit: —
SMM Supplemental Major Medical: —

Bupa MyFlexi VHIS Plan - Deluxe

保柏靈活配自願醫保計劃 - 尊尚

Ver. Mar 2, 2026

Score91/100

FlexiCat 1Ward: Standard Private RoomRegion: Worldwide

VHIS Cert. No.: F00029-03-000-06Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: —
Per-illness limit: —
SMM Supplemental Major Medical: —

Bupa MyFlexi VHIS Plan - Deluxe Plus

保柏靈活配自願醫保計劃 - 升級尊尚

Ver. Mar 2, 2026

Score91/100

FlexiCat 1Ward: Standard Private RoomRegion: Worldwide

VHIS Cert. No.: F00029-03-001-06Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: —
Per-illness limit: —
SMM Supplemental Major Medical: —

Bupa Hero VHIS Plan - Core

保柏非凡自願醫保計劃 - 精選

Ver. Mar 2, 2026

Score71/100

FlexiCat 3Ward: WardRegion: Asia incl. AU/NZ

VHIS Cert. No.: F00040-17-000-02Benefits PDF Premiums PDF
F00040-18-000-02Benefits PDF Premiums PDF
F00040-19-000-02Benefits PDF Premiums PDF
F00040-20-000-02Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$5,000,000
Per-illness limit: —
SMM Supplemental Major Medical: —

Deductible Options

$0$15K$50K$80K

Bupa Hero VHIS Plan - Advance

保柏非凡自願醫保計劃 - 智選

Ver. Mar 2, 2026

Score88/100

FlexiCat 3Ward: Semi-Private RoomRegion: Asia incl. AU/NZ

VHIS Cert. No.: F00040-01-000-05Benefits PDF Premiums PDF
F00040-02-000-05Benefits PDF Premiums PDF
F00040-03-000-05Benefits PDF Premiums PDF
F00040-04-000-05Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$25,000,000
Per-illness limit: 每日 $2,000 （每保單年度每傷病最多 90 日）（必須取得本公司之預先批准）
SMM Supplemental Major Medical: —

Deductible Options

$0$12K$40K$80K

Bupa Hero VHIS Plan - Deluxe

保柏非凡自願醫保計劃 - 尊尚

Ver. Mar 2, 2026

Score98/100

FlexiCat 3Ward: Standard Private RoomRegion: Asia incl. AU/NZ

VHIS Cert. No.: F00040-05-000-05Benefits PDF Premiums PDF
F00040-06-000-05Benefits PDF Premiums PDF
F00040-07-000-05Benefits PDF Premiums PDF
F00040-08-000-05Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$35,000,000
Per-illness limit: 每日 $3,150 （每保單年度每傷病最多 90 日）（必須取得本公司之預先批准）
SMM Supplemental Major Medical: —

Deductible Options

$0$12K$40K$80K

Bupa Hero VHIS Plan - Core Pro

保柏非凡自願醫保計劃 - 倍精選

Ver. Mar 2, 2026

Score71/100

FlexiCat 3Ward: WardRegion: Worldwide (excluding United States)

VHIS Cert. No.: F00040-21-000-02Benefits PDF Premiums PDF
F00040-22-000-02Benefits PDF Premiums PDF
F00040-23-000-02Benefits PDF Premiums PDF
F00040-24-000-02Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$10,000,000
Per-illness limit: 每日 $1,500 （每保單年度每傷病最多 90 日）（必須取得本公司之預先批准）
SMM Supplemental Major Medical: —

Deductible Options

$0$15K$50K$80K

Bupa Hero VHIS Plan - Advance Pro

保柏非凡自願醫保計劃 - 倍智選

Ver. Mar 2, 2026

Score88/100

FlexiCat 3Ward: Semi-Private RoomRegion: Worldwide (excluding United States)

VHIS Cert. No.: F00040-09-000-03Benefits PDF Premiums PDF
F00040-10-000-03Benefits PDF Premiums PDF
F00040-11-000-03Benefits PDF Premiums PDF
F00040-12-000-03Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$30,000,000
Per-illness limit: 每日 $2,300 （每保單年度每傷病最多 90 日）（必須取得本公司之預先批准）
SMM Supplemental Major Medical: —

Deductible Options

$0$12K$40K$80K

Bupa Hero VHIS Plan - Deluxe Pro

保柏非凡自願醫保計劃 - 倍尊尚

Ver. Mar 2, 2026

Score98/100

FlexiCat 3Ward: Standard Private RoomRegion: Worldwide (excluding United States)

VHIS Cert. No.: F00040-13-000-03Benefits PDF Premiums PDF
F00040-14-000-03Benefits PDF Premiums PDF
F00040-15-000-03Benefits PDF Premiums PDF
F00040-16-000-03Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$40,000,000
Per-illness limit: 每日 $3,300 （每保單年度每傷病最多 90 日）（必須取得本公司之預先批准）
SMM Supplemental Major Medical: —

Deductible Options

$0$12K$40K$80K

Global Prestige VHIS Plan - Prime

環球優越自願醫保計劃 - （卓越）

Ver. Mar 2, 2026

Score98/100

FlexiCat 3Ward: Standard Private RoomRegion: Worldwide

VHIS Cert. No.: F00035-01-000-05Benefits PDF Premiums PDF
F00035-02-000-05Benefits PDF Premiums PDF
F00035-03-000-05Benefits PDF Premiums PDF
F00035-04-000-05Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$40,000,000
Per-illness limit: 每日 $3,500 （每保單年度每傷病最多90日）（必須取得本公司之預先批准）
SMM Supplemental Major Medical: —

Deductible Options

$0$12K$40K$80K

Global Prestige VHIS Plan - Signature

環球優越自願醫保計劃 - （至臻）

Ver. Mar 2, 2026

Score98/100

FlexiCat 3Ward: Standard Private RoomRegion: Worldwide

VHIS Cert. No.: F00035-05-000-01Benefits PDF Premiums PDF
F00035-06-000-01Benefits PDF Premiums PDF
F00035-07-000-01Benefits PDF Premiums PDF
F00035-08-000-01Benefits PDF Premiums PDF
Lifetime Limit: —
Annual Limit: HK$40,000,000
Per-illness limit: 每日 $4,000 （每保單年度每傷病最多90日）（必須取得本公司之預先批准）
SMM Supplemental Major Medical: —

Deductible Options

$0$12K$40K$80K

計劃名稱

Bupa MyBasic VHIS Plan

保柏自願醫保計劃

Cat 1

Ver. Mar 2, 2026

VHIS Cert. No.

S00020-01-000-02Benefits PDFPremiums PDF

Coverage Score

59/100

Plan Type

Standard

Coverage region

Worldwide

Ward class

N/A (capped)

Lifetime benefit limit

—

Annual benefit limit

HK$420,000

Per-illness benefit limit

—

SMM Supplemental Major Medical

—

Deductible Options

—

Basic Benefits Basic

(a) Room and board

$750 per day, maximum 180 days per Policy Year

(b) Miscellaneous charges

$14,000 per Policy Year

$750 per day, maximum 180 days per Policy Year

(d) Specialist's fee

$4,300 per Policy Year

(e) Intensive care

$3,500 per day, maximum 25 days per Policy Year

(f) Surgeon's fee不限手術類別

—

(f) Surgeon's fee — Minor

$5,000

(f) Surgeon's fee — Intermediate

$12,500

(f) Surgeon's fee — Major

$25,000

(f) Surgeon's fee — Complex

$50,000

(g) Anaesthetist's fee不限手術類別

35% of Surgeon's fee payable

(h) Operating theatre charges不限手術類別

35% of Surgeon's fee payable

(i) Prescribed Diagnostic Imaging Tests

$20,000 per Policy Year. Subject to 30% Coinsurance.

(j) Prescribed Non-surgical Cancer Treatments

$80,000 per Policy Year

(k) Pre- and post-Confinement / Day Case Procedure outpatient care

$580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure

(l) Psychiatric treatments

$30,000 per Policy Year

Extra Benefits Extra

Daily post-surgery home nursing benefit

—

Emergency outpatient treatment for Accident

—

Outpatient kidney dialysis

—

Chinese Medicine Practitioner outpatient care

—

Complications of pregnancy

—

Cancer / cardiac / stroke rehabilitation benefit

—

Hospice and palliative care benefit

—

Medical implants / prosthetic devices

—

Outpatient sleep apnoea testing benefit

—

Hospital companion bed fee reimbursement

—

Home facility enhancement due to Stroke

—

Organ transplant — Asia, Australia & New Zealand (excluding Hong Kong)

—

Cash Benefits Cash

Second-claim cash allowance

—

Event Benefits Event

Compassionate death benefit

$8,800

計劃名稱

Bupa MyBasic VHIS Plan

保柏自願醫保計劃

Cat 1

Ver. Mar 2, 2026

計劃 1 / 15

保柏自願醫保計劃

Bupa MyBasic VHIS Plan

標準Cat 1Ver. Mar 2, 2026保障評分 59/100

VHIS 認可編號: S00020-01-000-02
計劃類別: 標準
保障地域範圍: 全球 Worldwide
病房級別: 不適用（受賠償上限規限）
每年賠償限額: HK$420,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $750 per day, maximum 180 days per Policy Year
(b) 雜項開支: $14,000 per Policy Year
(c) 主診醫生巡房費: $750 per day, maximum 180 days per Policy Year
(d) 專科醫生費: $4,300 per Policy Year
(e) 深切治療: $3,500 per day, maximum 25 days per Policy Year
(f) 外科醫生費不限手術類別: —
(f) 外科醫生費 — 小型: $5,000
(f) 外科醫生費 — 中型: $12,500
(f) 外科醫生費 — 大型: $25,000
(f) 外科醫生費 — 複雜: $50,000
(g) 麻醉科醫生費不限手術類別: 35% of Surgeon's fee payable
(h) 手術室費不限手術類別: 35% of Surgeon's fee payable
(i) 訂明診斷成像檢測: $20,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $80,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $580, per visit, $3,000 per Policy Year • Up to 1 prior outpatient visit(s) or Emergency consultation(s) per Confinement/Day Case Procedure • Up to 3 follow-up outpatient visits per Confinement/Day Case Procedure within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $30,000 per Policy Year

額外保障 Extra

家中看護: —
意外急症門診治療費用賠償: —
門診洗腎: —
出院後 / 日間手術後的中醫門診治療: —
懷孕併發症: —
復康保障: —
善終服務: —
醫療植入裝置: —
非住院睡眠窒息症測試: —
住院陪床: —
因中風而提升家居設備: —
亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額: —

現金保障 Cash

第二索償現金津貼: —

事件保障 Event

恩恤身故賠償: $8,800

計劃 2 / 15

保柏靈活配自願醫保計劃 - 基本

Bupa MyFlexi VHIS Plan - Standard

靈活Cat 1Ver. Mar 2, 2026保障評分 70/100

VHIS 認可編號: F00029-01-000-06
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 普通病房 Ward
每年賠償限額: —
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $1,000 per day, maximum 270 days per Policy Year
(b) 雜項開支: $16,400 per Policy Year
(c) 主診醫生巡房費: $1,000 per day, maximum 270 days per Policy Year
(d) 專科醫生費: $4,600 per Policy Year
(e) 深切治療: $4,000 per day, maximum 25 days per Policy Year
(f) 外科醫生費不限手術類別: —
(f) 外科醫生費 — 小型: $6,180
(f) 外科醫生費 — 中型: $13,550
(f) 外科醫生費 — 大型: $31,600
(f) 外科醫生費 — 複雜: $58,600
(g) 麻醉科醫生費不限手術類別: Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $20,500Major $11,200Intermediate $4,750Minor $2,600
(h) 手術室費不限手術類別: Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $20,500Major $11,200Intermediate $4,750Minor $2,600
(i) 訂明診斷成像檢測: $20,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $83,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $3,200 per Policy Year • 2 outpatient visit(s) or Emergency consultation(s) before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $30,000 per Policy Year

額外保障 Extra

家中看護: $410 per day (maximum 120 days per Policy Year)
意外急症門診治療費用賠償: $6,600 per Policy Year
門診洗腎: $83,000 per Policy Year
出院後 / 日間手術後的中醫門診治療: $225 per visit, maximum 20 visits per Policy Year
懷孕併發症: —
復康保障: —
善終服務: —
醫療植入裝置: —
非住院睡眠窒息症測試: —
住院陪床: —
因中風而提升家居設備: —
亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額: —

現金保障 Cash

第二索償現金津貼: $500

事件保障 Event

恩恤身故賠償: —

計劃 3 / 15

保柏靈活配自願醫保計劃 - 升級基本

Bupa MyFlexi VHIS Plan - Standard Plus

靈活Cat 1Ver. Mar 2, 2026保障評分 70/100

VHIS 認可編號: F00029-01-001-06
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 普通病房 Ward
每年賠償限額: —
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $1,000 per day, maximum 270 days per Policy Year
(b) 雜項開支: $16,400 per Policy Year
(c) 主診醫生巡房費: $1,000 per day, maximum 270 days per Policy Year
(d) 專科醫生費: $4,600 per Policy Year
(e) 深切治療: $4,000 per day, maximum 25 days per Policy Year
(f) 外科醫生費不限手術類別: —
(f) 外科醫生費 — 小型: $6,180
(f) 外科醫生費 — 中型: $13,550
(f) 外科醫生費 — 大型: $31,600
(f) 外科醫生費 — 複雜: $58,600
(g) 麻醉科醫生費不限手術類別: Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $20,500Major $11,200Intermediate $4,750Minor $2,600
(h) 手術室費不限手術類別: Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $20,500Major $11,200Intermediate $4,750Minor $2,600
(i) 訂明診斷成像檢測: $20,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $83,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $3,200 per Policy Year • 2 outpatient visit(s) or Emergency consultation(s) before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $30,000 per Policy Year

額外保障 Extra

家中看護: $410 per day (maximum 120 days per Policy Year)
意外急症門診治療費用賠償: —
門診洗腎: —
出院後 / 日間手術後的中醫門診治療: $225 per visit, maximum 20 visits per Policy Year
懷孕併發症: —
復康保障: —
善終服務: —
醫療植入裝置: —
非住院睡眠窒息症測試: —
住院陪床: $450 per day (maximum 270 days per Policy Year); $6,600 per Policy Year; $83,000 per Policy Year
因中風而提升家居設備: —
亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額: —

現金保障 Cash

第二索償現金津貼: $500

事件保障 Event

恩恤身故賠償: —

計劃 4 / 15

保柏靈活配自願醫保計劃 - 智選

Bupa MyFlexi VHIS Plan - Advance

靈活Cat 1Ver. Mar 2, 2026保障評分 81/100

VHIS 認可編號: F00029-02-000-06
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 半私家病房 Semi-Private
每年賠償限額: —
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $2,100 per day, maximum 270 days per Policy Year
(b) 雜項開支: $25,600 per Policy Year
(c) 主診醫生巡房費: $1,800 per day, maximum 270 days per Policy Year
(d) 專科醫生費: $5,050 per Policy Year
(e) 深切治療: $5,400 per day, maximum 25 days per Policy Year
(f) 外科醫生費不限手術類別: —
(f) 外科醫生費 — 小型: $8,100
(f) 外科醫生費 — 中型: $18,700
(f) 外科醫生費 — 大型: $44,400
(f) 外科醫生費 — 複雜: $81,000
(g) 麻醉科醫生費不限手術類別: Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $28,300Major $15,550Intermediate $6,560Minor $2,930
(h) 手術室費不限手術類別: Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $28,300Major $15,550Intermediate $6,560Minor $2,930
(i) 訂明診斷成像檢測: $30,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $123,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $3,600 per Policy Year • 2 outpatient visit(s) or Emergency consultation(s) before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $30,000 per Policy Year

額外保障 Extra

家中看護: $680 per day (maximum 120 days per Policy Year)
意外急症門診治療費用賠償: $8,700 per Policy Year
門診洗腎: $123,000 per Policy Year
出院後 / 日間手術後的中醫門診治療: $270 per visit, maximum 20 visits per Policy Year
懷孕併發症: —
復康保障: —
善終服務: —
醫療植入裝置: —
非住院睡眠窒息症測試: —
住院陪床: —
因中風而提升家居設備: —
亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額: —

現金保障 Cash

第二索償現金津貼: $1,050

事件保障 Event

恩恤身故賠償: —

計劃 5 / 15

保柏靈活配自願醫保計劃 - 升級智選

Bupa MyFlexi VHIS Plan - Advance Plus

靈活Cat 1Ver. Mar 2, 2026保障評分 81/100

VHIS 認可編號: F00029-02-001-06
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 半私家病房 Semi-Private
每年賠償限額: —
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $2,100 per day, maximum 270 days per Policy Year
(b) 雜項開支: $25,600 per Policy Year
(c) 主診醫生巡房費: $1,800 per day, maximum 270 days per Policy Year
(d) 專科醫生費: $5,050 per Policy Year
(e) 深切治療: $5,400 per day, maximum 25 days per Policy Year
(f) 外科醫生費不限手術類別: —
(f) 外科醫生費 — 小型: $8,100
(f) 外科醫生費 — 中型: $18,700
(f) 外科醫生費 — 大型: $44,400
(f) 外科醫生費 — 複雜: $81,000
(g) 麻醉科醫生費不限手術類別: Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $28,300Major $15,550Intermediate $6,560Minor $2,930
(h) 手術室費不限手術類別: Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $28,300Major $15,550Intermediate $6,560Minor $2,930
(i) 訂明診斷成像檢測: $30,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $123,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $3,600 per Policy Year • 2 outpatient visit(s) or Emergency consultation(s) before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $30,000 per Policy Year

額外保障 Extra

家中看護: $680 per day (maximum 120 days per Policy Year)
意外急症門診治療費用賠償: —
門診洗腎: —
出院後 / 日間手術後的中醫門診治療: $270 per visit, maximum 20 visits per Policy Year
懷孕併發症: —
復康保障: —
善終服務: —
醫療植入裝置: —
非住院睡眠窒息症測試: —
住院陪床: $850 per day (maximum 270 days per Policy Year); $8,700 per Policy Year; $123,000 per Policy Year
因中風而提升家居設備: —
亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額: —

現金保障 Cash

第二索償現金津貼: $1,050

事件保障 Event

恩恤身故賠償: —

計劃 6 / 15

保柏靈活配自願醫保計劃 - 尊尚

Bupa MyFlexi VHIS Plan - Deluxe

靈活Cat 1Ver. Mar 2, 2026保障評分 91/100

VHIS 認可編號: F00029-03-000-06
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 私家病房 Private
每年賠償限額: —
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $4,000 per day, maximum 270 days per Policy Year
(b) 雜項開支: $45,600 per Policy Year
(c) 主診醫生巡房費: $3,900 per day, maximum 270 days per Policy Year
(d) 專科醫生費: $13,400 per Policy Year
(e) 深切治療: $8,000 per day, maximum 25 days per Policy Year
(f) 外科醫生費不限手術類別: —
(f) 外科醫生費 — 小型: $9,650
(f) 外科醫生費 — 中型: $26,800
(f) 外科醫生費 — 大型: $63,200
(f) 外科醫生費 — 複雜: $126,000
(g) 麻醉科醫生費不限手術類別: Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $43,200Major $22,000Intermediate $9,350Minor $4,720
(h) 手術室費不限手術類別: Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $43,200Major $22,000Intermediate $9,350Minor $4,720
(i) 訂明診斷成像檢測: $40,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $158,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $6,000 per Policy Year • 2 outpatient visit(s) or Emergency consultation(s) before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $30,000 per Policy Year

額外保障 Extra

家中看護: $1,020 per day (maximum 120 days per Policy Year)
意外急症門診治療費用賠償: $11,900 per Policy Year
門診洗腎: $158,000 per Policy Year
出院後 / 日間手術後的中醫門診治療: $360 per visit, maximum 20 visits per Policy Year
懷孕併發症: —
復康保障: —
善終服務: —
醫療植入裝置: —
非住院睡眠窒息症測試: —
住院陪床: —
因中風而提升家居設備: —
亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額: —

現金保障 Cash

第二索償現金津貼: $2,000

事件保障 Event

恩恤身故賠償: —

計劃 7 / 15

保柏靈活配自願醫保計劃 - 升級尊尚

Bupa MyFlexi VHIS Plan - Deluxe Plus

靈活Cat 1Ver. Mar 2, 2026保障評分 91/100

VHIS 認可編號: F00029-03-001-06
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 私家病房 Private
每年賠償限額: —
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: —

基本保障 Basic

(a) 病房及膳食: $4,000 per day, maximum 270 days per Policy Year
(b) 雜項開支: $45,600 per Policy Year
(c) 主診醫生巡房費: $3,900 per day, maximum 270 days per Policy Year
(d) 專科醫生費: $13,400 per Policy Year
(e) 深切治療: $8,000 per day, maximum 25 days per Policy Year
(f) 外科醫生費不限手術類別: —
(f) 外科醫生費 — 小型: $9,650
(f) 外科醫生費 — 中型: $26,800
(f) 外科醫生費 — 大型: $63,200
(f) 外科醫生費 — 複雜: $126,000
(g) 麻醉科醫生費不限手術類別: Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $43,200Major $22,000Intermediate $9,350Minor $4,720
(h) 手術室費不限手術類別: Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical ProceduresComplex $43,200Major $22,000Intermediate $9,350Minor $4,720
(i) 訂明診斷成像檢測: $40,000 per Policy Year. Subject to 30% Coinsurance.
(j) 訂明非手術癌症治療: $158,000 per Policy Year
(k) 入院前或出院後／日間手術前後的門診護理: $6,000 per Policy Year • 2 outpatient visit(s) or Emergency consultation(s) before Confinement/Day Case Procedure • All follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure
(l) 精神科治療: $30,000 per Policy Year

額外保障 Extra

家中看護: $1,020 per day (maximum 120 days per Policy Year)
意外急症門診治療費用賠償: —
門診洗腎: —
出院後 / 日間手術後的中醫門診治療: $360 per visit, maximum 20 visits per Policy Year
懷孕併發症: —
復康保障: —
善終服務: —
醫療植入裝置: —
非住院睡眠窒息症測試: —
住院陪床: $1,880 per day (maximum 270 days per Policy Year); $11,900 per Policy Year; $158,000 per Policy Year
因中風而提升家居設備: —
亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額: —

現金保障 Cash

第二索償現金津貼: $2,000

事件保障 Event

恩恤身故賠償: —

計劃 8 / 15

保柏非凡自願醫保計劃 - 精選

Bupa Hero VHIS Plan - Core

靈活Cat 3Ver. Mar 2, 2026保障評分 71/100 (42–71)

VHIS 認可編號: F00040-17-000-02F00040-18-000-02F00040-19-000-02F00040-20-000-02
計劃類別: 靈活
保障地域範圍: 亞洲（包括澳紐） Asia incl. AU/NZ
病房級別: 普通病房 Ward
每年賠償限額: HK$5,000,000
終身賠償限額: —
每傷病保障期: —
SMM 額外醫療保障: —
自付費選項: $0 / $15K / $50K / $80K

基本保障 Basic

(a) 病房及膳食: Full reimbursement
(b) 雜項開支: Full reimbursement
(c) 主診醫生巡房費: Full reimbursement
(d) 專科醫生費: Full reimbursement
(e) 深切治療: Full reimbursement
(f) 外科醫生費不限手術類別: Full reimbursement
(f) 外科醫生費 — 小型: —
(f) 外科醫生費 — 中型: —
(f) 外科醫生費 — 大型: —
(f) 外科醫生費 — 複雜: —
(g) 麻醉科醫生費不限手術類別: Full reimbursement
(h) 手術室費不限手術類別: Full reimbursement
(i) 訂明診斷成像檢測: Full reimbursement
(j) 訂明非手術癌症治療: Full reimbursement
(k) 入院前或出院後／日間手術前後的門診護理: Full reimbursement of Eligible Expenses, for the consultations specified below: • 1 outpatient visit or Emergency consultation more than 30 days before Confinement/Day Case Procedure; • 2 outpatient visits or Emergency consultations within 30 days before Confinement/Day Case Procedure; • 20 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure.
(l) 精神科治療: Full reimbursement

額外保障 Extra

家中看護: —
意外急症門診治療費用賠償: —
門診洗腎: —
出院後 / 日間手術後的中醫門診治療: —
懷孕併發症: —
復康保障: —
善終服務: —
醫療植入裝置: —
非住院睡眠窒息症測試: —
住院陪床: —
因中風而提升家居設備: —
亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額: $420,000

現金保障 Cash

第二索償現金津貼: $600

事件保障 Event

恩恤身故賠償: —

計劃 9 / 15

保柏非凡自願醫保計劃 - 智選

Bupa Hero VHIS Plan - Advance

靈活Cat 3Ver. Mar 2, 2026保障評分 88/100 (16–88)

VHIS 認可編號: F00040-01-000-05F00040-02-000-05F00040-03-000-05F00040-04-000-05
計劃類別: 靈活
保障地域範圍: 亞洲（包括澳紐） Asia incl. AU/NZ
病房級別: 半私家病房 Semi-Private
每年賠償限額: HK$25,000,000
終身賠償限額: —
每傷病保障期: 每日 $2,000 （每保單年度每傷病最多 90 日）（必須取得本公司之預先批准）
SMM 額外醫療保障: —
自付費選項: $0 / $12K / $40K / $80K

基本保障 Basic

(a) 病房及膳食: Full reimbursement
(b) 雜項開支: Full reimbursement
(c) 主診醫生巡房費: Full reimbursement
(d) 專科醫生費: Full reimbursement
(e) 深切治療: Full reimbursement
(f) 外科醫生費不限手術類別: Full reimbursement
(f) 外科醫生費 — 小型: —
(f) 外科醫生費 — 中型: —
(f) 外科醫生費 — 大型: —
(f) 外科醫生費 — 複雜: —
(g) 麻醉科醫生費不限手術類別: Full reimbursement
(h) 手術室費不限手術類別: Full reimbursement
(i) 訂明診斷成像檢測: Full reimbursement
(j) 訂明非手術癌症治療: Full reimbursement
(k) 入院前或出院後／日間手術前後的門診護理: Full reimbursement of Eligible Expenses, for the consultations specified below: • 1 outpatient visit or Emergency consultation more than 90 days before Confinement/Day Case Procedure; • All outpatient visits or Emergency consultations within 90 days before Confinement/Day Case Procedure; • All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure.
(l) 精神科治療: Full reimbursement

額外保障 Extra

家中看護: Full reimbursement
意外急症門診治療費用賠償: Full reimbursement
門診洗腎: Full reimbursement
出院後 / 日間手術後的中醫門診治療: $650
懷孕併發症: $150,000
復康保障: $2,000
善終服務: $100,000
醫療植入裝置: $100,000
非住院睡眠窒息症測試: Full reimbursement
住院陪床: Full reimbursement
因中風而提升家居設備: $50,000
亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額: —

現金保障 Cash

第二索償現金津貼: $1,260

事件保障 Event

恩恤身故賠償: —

計劃 10 / 15

保柏非凡自願醫保計劃 - 尊尚

Bupa Hero VHIS Plan - Deluxe

靈活Cat 3Ver. Mar 2, 2026保障評分 98/100 (17–98)

VHIS 認可編號: F00040-05-000-05F00040-06-000-05F00040-07-000-05F00040-08-000-05
計劃類別: 靈活
保障地域範圍: 亞洲（包括澳紐） Asia incl. AU/NZ
病房級別: 私家病房 Private
每年賠償限額: HK$35,000,000
終身賠償限額: —
每傷病保障期: 每日 $3,150 （每保單年度每傷病最多 90 日）（必須取得本公司之預先批准）
SMM 額外醫療保障: —
自付費選項: $0 / $12K / $40K / $80K

基本保障 Basic

(a) 病房及膳食: Full reimbursement
(b) 雜項開支: Full reimbursement
(c) 主診醫生巡房費: Full reimbursement
(d) 專科醫生費: Full reimbursement
(e) 深切治療: Full reimbursement
(f) 外科醫生費不限手術類別: Full reimbursement
(f) 外科醫生費 — 小型: —
(f) 外科醫生費 — 中型: —
(f) 外科醫生費 — 大型: —
(f) 外科醫生費 — 複雜: —
(g) 麻醉科醫生費不限手術類別: Full reimbursement
(h) 手術室費不限手術類別: Full reimbursement
(i) 訂明診斷成像檢測: Full reimbursement
(j) 訂明非手術癌症治療: Full reimbursement
(k) 入院前或出院後／日間手術前後的門診護理: Full reimbursement of Eligible Expenses, for the consultations specified below: • 1 outpatient visit or Emergency consultation more than 90 days before Confinement/Day Case Procedure; • All outpatient visits or Emergency consultations within 90 days before Confinement/Day Case Procedure; • All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure.
(l) 精神科治療: Full reimbursement

額外保障 Extra

家中看護: Full reimbursement
意外急症門診治療費用賠償: Full reimbursement
門診洗腎: Full reimbursement
出院後 / 日間手術後的中醫門診治療: $750
懷孕併發症: $180,000
復康保障: $3,150
善終服務: $120,000
醫療植入裝置: $120,000
非住院睡眠窒息症測試: Full reimbursement
住院陪床: Full reimbursement
因中風而提升家居設備: $80,000
亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額: —

現金保障 Cash

第二索償現金津貼: $2,400

事件保障 Event

恩恤身故賠償: —

計劃 11 / 15

保柏非凡自願醫保計劃 - 倍精選

Bupa Hero VHIS Plan - Core Pro

靈活Cat 3Ver. Mar 2, 2026保障評分 71/100 (42–71)

VHIS 認可編號: F00040-21-000-02F00040-22-000-02F00040-23-000-02F00040-24-000-02
計劃類別: 靈活
保障地域範圍: 全球 (不含美國)
病房級別: 普通病房 Ward
每年賠償限額: HK$10,000,000
終身賠償限額: —
每傷病保障期: 每日 $1,500 （每保單年度每傷病最多 90 日）（必須取得本公司之預先批准）
SMM 額外醫療保障: —
自付費選項: $0 / $15K / $50K / $80K

基本保障 Basic

(a) 病房及膳食: Full reimbursement
(b) 雜項開支: Full reimbursement
(c) 主診醫生巡房費: Full reimbursement
(d) 專科醫生費: Full reimbursement
(e) 深切治療: Full reimbursement
(f) 外科醫生費不限手術類別: Full reimbursement
(f) 外科醫生費 — 小型: —
(f) 外科醫生費 — 中型: —
(f) 外科醫生費 — 大型: —
(f) 外科醫生費 — 複雜: —
(g) 麻醉科醫生費不限手術類別: Full reimbursement
(h) 手術室費不限手術類別: Full reimbursement
(i) 訂明診斷成像檢測: Full reimbursement
(j) 訂明非手術癌症治療: Full reimbursement
(k) 入院前或出院後／日間手術前後的門診護理: Full reimbursement of Eligible Expenses, for the consultations specified below: • 1 outpatient visit or Emergency consultation more than 30 days before Confinement/Day Case Procedure; • 2 outpatient visits or Emergency consultations within 30 days before Confinement/Day Case Procedure; • 30 follow-up outpatient visits within 90 days after discharge from Hospital or completion of Day Case Procedure.
(l) 精神科治療: Full reimbursement

額外保障 Extra

家中看護: Full reimbursement
意外急症門診治療費用賠償: Full reimbursement
門診洗腎: Full reimbursement
出院後 / 日間手術後的中醫門診治療: $550
懷孕併發症: $100,000
復康保障: $1,500
善終服務: $80,000
醫療植入裝置: $80,000
非住院睡眠窒息症測試: —
住院陪床: Full reimbursement
因中風而提升家居設備: $40,000
亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額: —

現金保障 Cash

第二索償現金津貼: $600

事件保障 Event

恩恤身故賠償: —

計劃 12 / 15

保柏非凡自願醫保計劃 - 倍智選

Bupa Hero VHIS Plan - Advance Pro

靈活Cat 3Ver. Mar 2, 2026保障評分 88/100

VHIS 認可編號: F00040-09-000-03F00040-10-000-03F00040-11-000-03F00040-12-000-03
計劃類別: 靈活
保障地域範圍: 全球 (不含美國)
病房級別: 半私家病房 Semi-Private
每年賠償限額: HK$30,000,000
終身賠償限額: —
每傷病保障期: 每日 $2,300 （每保單年度每傷病最多 90 日）（必須取得本公司之預先批准）
SMM 額外醫療保障: —
自付費選項: $0 / $12K / $40K / $80K

基本保障 Basic

(a) 病房及膳食: Full reimbursement
(b) 雜項開支: Full reimbursement
(c) 主診醫生巡房費: Full reimbursement
(d) 專科醫生費: Full reimbursement
(e) 深切治療: Full reimbursement
(f) 外科醫生費不限手術類別: Full reimbursement
(f) 外科醫生費 — 小型: —
(f) 外科醫生費 — 中型: —
(f) 外科醫生費 — 大型: —
(f) 外科醫生費 — 複雜: —
(g) 麻醉科醫生費不限手術類別: Full reimbursement
(h) 手術室費不限手術類別: Full reimbursement
(i) 訂明診斷成像檢測: Full reimbursement
(j) 訂明非手術癌症治療: Full reimbursement
(k) 入院前或出院後／日間手術前後的門診護理: Full reimbursement of Eligible Expenses, for the consultations specified below: • 1 outpatient visit or Emergency consultation more than 90 days before Confinement/Day Case Procedure; • All outpatient visits or Emergency consultations within 90 days before Confinement/Day Case Procedure; • All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure.
(l) 精神科治療: Full reimbursement

額外保障 Extra

家中看護: Full reimbursement
意外急症門診治療費用賠償: Full reimbursement
門診洗腎: Full reimbursement
出院後 / 日間手術後的中醫門診治療: $700
懷孕併發症: $165,000
復康保障: $2,300
善終服務: $110,000
醫療植入裝置: $110,000
非住院睡眠窒息症測試: Full reimbursement
住院陪床: Full reimbursement
因中風而提升家居設備: $60,000
亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額: —

現金保障 Cash

第二索償現金津貼: $1,260

事件保障 Event

恩恤身故賠償: —

計劃 13 / 15

保柏非凡自願醫保計劃 - 倍尊尚

Bupa Hero VHIS Plan - Deluxe Pro

靈活Cat 3Ver. Mar 2, 2026保障評分 98/100 (17–98)

VHIS 認可編號: F00040-13-000-03F00040-14-000-03F00040-15-000-03F00040-16-000-03
計劃類別: 靈活
保障地域範圍: 全球 (不含美國)
病房級別: 私家病房 Private
每年賠償限額: HK$40,000,000
終身賠償限額: —
每傷病保障期: 每日 $3,300 （每保單年度每傷病最多 90 日）（必須取得本公司之預先批准）
SMM 額外醫療保障: —
自付費選項: $0 / $12K / $40K / $80K

基本保障 Basic

(a) 病房及膳食: Full reimbursement
(b) 雜項開支: Full reimbursement
(c) 主診醫生巡房費: Full reimbursement
(d) 專科醫生費: Full reimbursement
(e) 深切治療: Full reimbursement
(f) 外科醫生費不限手術類別: Full reimbursement
(f) 外科醫生費 — 小型: —
(f) 外科醫生費 — 中型: —
(f) 外科醫生費 — 大型: —
(f) 外科醫生費 — 複雜: —
(g) 麻醉科醫生費不限手術類別: Full reimbursement
(h) 手術室費不限手術類別: Full reimbursement
(i) 訂明診斷成像檢測: Full reimbursement
(j) 訂明非手術癌症治療: Full reimbursement
(k) 入院前或出院後／日間手術前後的門診護理: Full reimbursement of Eligible Expenses, for the consultations specified below: • 1 outpatient visit or Emergency consultation more than 90 days before Confinement/Day Case Procedure; • All outpatient visits or Emergency consultations within 90 days before Confinement/Day Case Procedure; • All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure.
(l) 精神科治療: Full reimbursement

額外保障 Extra

家中看護: Full reimbursement
意外急症門診治療費用賠償: Full reimbursement
門診洗腎: Full reimbursement
出院後 / 日間手術後的中醫門診治療: $850
懷孕併發症: $230,000
復康保障: $3,300
善終服務: $150,000
醫療植入裝置: $150,000
非住院睡眠窒息症測試: Full reimbursement
住院陪床: Full reimbursement
因中風而提升家居設備: $100,000
亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額: —

現金保障 Cash

第二索償現金津貼: $2,400

事件保障 Event

恩恤身故賠償: —

計劃 14 / 15

環球優越自願醫保計劃 - （卓越）

Global Prestige VHIS Plan - Prime

靈活Cat 3Ver. Mar 2, 2026保障評分 98/100 (17–98)

VHIS 認可編號: F00035-01-000-05F00035-02-000-05F00035-03-000-05F00035-04-000-05
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 私家病房 Private
每年賠償限額: HK$40,000,000
終身賠償限額: —
每傷病保障期: 每日 $3,500 （每保單年度每傷病最多90日）（必須取得本公司之預先批准）
SMM 額外醫療保障: —
自付費選項: $0 / $12K / $40K / $80K

基本保障 Basic

(a) 病房及膳食: Full reimbursement
(b) 雜項開支: Full reimbursement
(c) 主診醫生巡房費: Full reimbursement
(d) 專科醫生費: Full reimbursement
(e) 深切治療: Full reimbursement
(f) 外科醫生費不限手術類別: Full reimbursement
(f) 外科醫生費 — 小型: —
(f) 外科醫生費 — 中型: —
(f) 外科醫生費 — 大型: —
(f) 外科醫生費 — 複雜: —
(g) 麻醉科醫生費不限手術類別: Full reimbursement
(h) 手術室費不限手術類別: Full reimbursement
(i) 訂明診斷成像檢測: Full reimbursement
(j) 訂明非手術癌症治療: Full reimbursement
(k) 入院前或出院後／日間手術前後的門診護理: Full reimbursement of Eligible Expenses, for the consultations specified below: • 1 outpatient visit or Emergency consultation more than 90 days before Confinement/Day Case Procedure; • All outpatient visits or Emergency consultations within 90 days before Confinement/Day Case Procedure; • All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure.
(l) 精神科治療: Full reimbursement

額外保障 Extra

家中看護: Full reimbursement
意外急症門診治療費用賠償: Full reimbursement
門診洗腎: Full reimbursement
出院後 / 日間手術後的中醫門診治療: $880
懷孕併發症: $250,000
復康保障: $3,500
善終服務: $160,000
醫療植入裝置: $160,000
非住院睡眠窒息症測試: Full reimbursement
住院陪床: Full reimbursement
因中風而提升家居設備: $120,000
亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額: —

現金保障 Cash

第二索償現金津貼: —

事件保障 Event

恩恤身故賠償: —

計劃 15 / 15

環球優越自願醫保計劃 - （至臻）

Global Prestige VHIS Plan - Signature

靈活Cat 3Ver. Mar 2, 2026保障評分 98/100 (17–98)

VHIS 認可編號: F00035-05-000-01F00035-06-000-01F00035-07-000-01F00035-08-000-01
計劃類別: 靈活
保障地域範圍: 全球 Worldwide
病房級別: 私家病房 Private
每年賠償限額: HK$40,000,000
終身賠償限額: —
每傷病保障期: 每日 $4,000 （每保單年度每傷病最多90日）（必須取得本公司之預先批准）
SMM 額外醫療保障: —
自付費選項: $0 / $12K / $40K / $80K

基本保障 Basic

(a) 病房及膳食: Full reimbursement
(b) 雜項開支: Full reimbursement
(c) 主診醫生巡房費: Full reimbursement
(d) 專科醫生費: Full reimbursement
(e) 深切治療: Full reimbursement
(f) 外科醫生費不限手術類別: Full reimbursement
(f) 外科醫生費 — 小型: —
(f) 外科醫生費 — 中型: —
(f) 外科醫生費 — 大型: —
(f) 外科醫生費 — 複雜: —
(g) 麻醉科醫生費不限手術類別: Full reimbursement
(h) 手術室費不限手術類別: Full reimbursement
(i) 訂明診斷成像檢測: Full reimbursement
(j) 訂明非手術癌症治療: Full reimbursement
(k) 入院前或出院後／日間手術前後的門診護理: Full reimbursement of Eligible Expenses, for the consultations specified below: • 1 outpatient visit or Emergency consultation more than 90 days before Confinement/Day Case Procedure; • All outpatient visits or Emergency consultations within 90 days before Confinement/Day Case Procedure; • All follow-up outpatient visits within 365 days after discharge from Hospital or completion of Day Case Procedure.
(l) 精神科治療: Full reimbursement

額外保障 Extra

家中看護: Full reimbursement
意外急症門診治療費用賠償: Full reimbursement
門診洗腎: Full reimbursement
出院後 / 日間手術後的中醫門診治療: $880
懷孕併發症: $300,000
復康保障: $4,000
善終服務: $160,000
醫療植入裝置: $160,000
非住院睡眠窒息症測試: Full reimbursement
住院陪床: Full reimbursement
因中風而提升家居設備: $120,000
亞洲、澳洲及新西蘭 (香港除外) — 進行器官移植手術並按 1) 基本保障下保障項目(a) – (i)及(k)的總保障限額: —

現金保障 Cash

第二索償現金津貼: —

事件保障 Event

恩恤身故賠償: —