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VHIS Plan
''BetterCare'' Medical Insurance Plan - Benefit Level
「樂康保」醫療保障計劃-保障級別
Chow Tai Fook Life Insurance Co Ltd·6 plan options
VHIS Flexi
Plan options
Plan option
1 with SMM (HKD)
Entry premium (Age 30 male non-smoker)
HK$5,625 /yr
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Plan option
2 with SMM (HKD)
Entry premium (Age 30 male non-smoker)
HK$9,342 /yr
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Plan option
3 with SMM (HKD)
Entry premium (Age 30 male non-smoker)
HK$17,054 /yr
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Plan option
1 with SMM (USD)
Entry premium (Age 30 male non-smoker)
US$726/yr
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Plan option
2 with SMM (USD)
Entry premium (Age 30 male non-smoker)
US$1,206/yr
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Plan option
3 with SMM (USD)
Entry premium (Age 30 male non-smoker)
US$2,200/yr
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- Official benefit schedule
- VHIS.gov.hk benefit schedule PDF
- Schedule effective date
- Nov 23, 2025
- Last verified
- 2026-04-25