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「摯康保」醫療保障計劃 - 保障級別 2+超額醫療保障 (美元)
''TopCare'' Medical Insurance Plan - Benefit Level 2 with SMM (USD)
周大福人壽保險有限公司 · F00037-06-000 · 7 個版本 · 靈活計劃 · 年均加幅 +4.33%
港元 (HKD)
男性 Male
| 年齡 | F00037-02-000-01 2019-08-30 | F00037-02-000-02 2021-04-01 | F00037-02-000-02 2022-11-01 | F00037-02-000-02 2023-11-23 | F00037-02-000-03 2024-07-22 | F00037-02-000-03 2024-11-23 | F00037-02-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$6,274 | HK$6,274 | HK$6,776 (+8.0%) | HK$7,318 (+8.0%) | HK$7,318 | HK$8,050 (+10.0%) | HK$8,452 (+5.0%) | +4.58% |
| 5 | HK$3,883 | HK$3,883 | HK$4,194 (+8.0%) | HK$4,530 (+8.0%) | HK$4,530 | HK$4,983 (+10.0%) | HK$5,232 (+5.0%) | +4.59% |
| 10 | HK$3,444 | HK$3,444 | HK$3,719 (+8.0%) | HK$4,017 (+8.0%) | HK$4,017 | HK$4,418 (+10.0%) | HK$4,639 (+5.0%) | +4.58% |
| 15 | HK$3,521 | HK$3,521 | HK$3,804 (+8.0%) | HK$4,108 (+8.0%) | HK$4,108 | HK$4,519 (+10.0%) | HK$4,745 (+5.0%) | +4.59% |
| 20 | HK$3,994 | HK$3,994 | HK$4,313 (+8.0%) | HK$4,658 (+8.0%) | HK$4,658 | HK$5,124 (+10.0%) | HK$5,380 (+5.0%) | +4.58% |
| 25 | HK$4,295 | HK$4,295 | HK$4,639 (+8.0%) | HK$5,011 (+8.0%) | HK$5,011 | HK$5,512 (+10.0%) | HK$5,650 (+2.5%) | +4.21% |
| 30 | HK$4,999 | HK$4,999 | HK$5,399 (+8.0%) | HK$5,831 (+8.0%) | HK$5,831 | HK$6,414 (+10.0%) | HK$6,414 | +3.82% |
| 35 | HK$5,577 | HK$5,577 | HK$6,024 (+8.0%) | HK$6,506 (+8.0%) | HK$6,506 | HK$7,157 (+10.0%) | HK$7,193 (+0.5%) | +3.90% |
| 40 | HK$6,242 | HK$6,242 | HK$6,740 (+8.0%) | HK$7,280 (+8.0%) | HK$7,280 | HK$8,008 (+10.0%) | HK$8,088 (+1.0%) | +3.97% |
| 45 | HK$7,596 | HK$7,596 | HK$8,204 (+8.0%) | HK$8,860 (+8.0%) | HK$8,860 | HK$9,745 (+10.0%) | HK$9,818 (+0.7%) | +3.93% |
| 50 | HK$9,744 | HK$9,744 | HK$10,524 (+8.0%) | HK$11,365 (+8.0%) | HK$11,365 | HK$12,502 (+10.0%) | HK$12,565 (+0.5%) | +3.90% |
| 55 | HK$12,638 | HK$12,638 | HK$13,649 (+8.0%) | HK$14,740 (+8.0%) | HK$14,740 | HK$16,214 (+10.0%) | HK$16,336 (+0.8%) | +3.93% |
| 60 | HK$16,813 | HK$16,813 | HK$18,158 (+8.0%) | HK$19,611 (+8.0%) | HK$19,611 | HK$21,571 (+10.0%) | HK$21,787 (+1.0%) | +3.97% |
| 65 | HK$22,915 | HK$22,915 | HK$24,749 (+8.0%) | HK$26,729 (+8.0%) | HK$26,729 | HK$29,401 (+10.0%) | HK$30,283 (+3.0%) | +4.28% |
| 70 | HK$29,811 | HK$29,811 | HK$32,195 (+8.0%) | HK$34,771 (+8.0%) | HK$34,771 | HK$38,249 (+10.0%) | HK$40,161 (+5.0%) | +4.58% |
| 75 | HK$31,208 | HK$31,208 | HK$33,705 (+8.0%) | HK$36,401 (+8.0%) | HK$36,401 | HK$40,042 (+10.0%) | HK$42,044 (+5.0%) | +4.58% |
| 80 | HK$31,208 | HK$31,208 | HK$33,705 (+8.0%) | HK$36,401 (+8.0%) | HK$36,401 | HK$40,042 (+10.0%) | HK$42,044 (+5.0%) | +4.58% |
| 85 | HK$31,208 | HK$31,208 | HK$33,705 (+8.0%) | HK$36,401 (+8.0%) | HK$36,401 | HK$40,042 (+10.0%) | HK$42,044 (+5.0%) | +4.58% |
| 90 | HK$31,208 | HK$31,208 | HK$33,705 (+8.0%) | HK$36,401 (+8.0%) | HK$36,401 | HK$40,042 (+10.0%) | HK$42,044 (+5.0%) | +4.58% |
| 95 | HK$31,208 | HK$31,208 | HK$33,705 (+8.0%) | HK$36,401 (+8.0%) | HK$36,401 | HK$40,042 (+10.0%) | HK$42,044 (+5.0%) | +4.58% |
| 99 | HK$31,208 | HK$31,208 | HK$33,705 (+8.0%) | HK$36,401 (+8.0%) | HK$36,401 | HK$40,042 (+10.0%) | HK$42,044 (+5.0%) | +4.58% |
| 所有年齡平均 | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0歲HK$6,274
5歲HK$3,883
10歲HK$3,444
15歲HK$3,521
20歲HK$3,994
25歲HK$4,295
30歲HK$4,999
35歲HK$5,577
40歲HK$6,242
45歲HK$7,596
50歲HK$9,744
55歲HK$12,638
60歲HK$16,813
65歲HK$22,915
70歲HK$29,811
75歲HK$31,208
80歲HK$31,208
85歲HK$31,208
90歲HK$31,208
95歲HK$31,208
99歲HK$31,208
0歲HK$6,274
5歲HK$3,883
10歲HK$3,444
15歲HK$3,521
20歲HK$3,994
25歲HK$4,295
30歲HK$4,999
35歲HK$5,577
40歲HK$6,242
45歲HK$7,596
50歲HK$9,744
55歲HK$12,638
60歲HK$16,813
65歲HK$22,915
70歲HK$29,811
75歲HK$31,208
80歲HK$31,208
85歲HK$31,208
90歲HK$31,208
95歲HK$31,208
99歲HK$31,208
0歲HK$6,776 (+8.0%)
5歲HK$4,194 (+8.0%)
10歲HK$3,719 (+8.0%)
15歲HK$3,804 (+8.0%)
20歲HK$4,313 (+8.0%)
25歲HK$4,639 (+8.0%)
30歲HK$5,399 (+8.0%)
35歲HK$6,024 (+8.0%)
40歲HK$6,740 (+8.0%)
45歲HK$8,204 (+8.0%)
50歲HK$10,524 (+8.0%)
55歲HK$13,649 (+8.0%)
60歲HK$18,158 (+8.0%)
65歲HK$24,749 (+8.0%)
70歲HK$32,195 (+8.0%)
75歲HK$33,705 (+8.0%)
80歲HK$33,705 (+8.0%)
85歲HK$33,705 (+8.0%)
90歲HK$33,705 (+8.0%)
95歲HK$33,705 (+8.0%)
99歲HK$33,705 (+8.0%)
0歲HK$7,318 (+8.0%)
5歲HK$4,530 (+8.0%)
10歲HK$4,017 (+8.0%)
15歲HK$4,108 (+8.0%)
20歲HK$4,658 (+8.0%)
25歲HK$5,011 (+8.0%)
30歲HK$5,831 (+8.0%)
35歲HK$6,506 (+8.0%)
40歲HK$7,280 (+8.0%)
45歲HK$8,860 (+8.0%)
50歲HK$11,365 (+8.0%)
55歲HK$14,740 (+8.0%)
60歲HK$19,611 (+8.0%)
65歲HK$26,729 (+8.0%)
70歲HK$34,771 (+8.0%)
75歲HK$36,401 (+8.0%)
80歲HK$36,401 (+8.0%)
85歲HK$36,401 (+8.0%)
90歲HK$36,401 (+8.0%)
95歲HK$36,401 (+8.0%)
99歲HK$36,401 (+8.0%)
0歲HK$7,318
5歲HK$4,530
10歲HK$4,017
15歲HK$4,108
20歲HK$4,658
25歲HK$5,011
30歲HK$5,831
35歲HK$6,506
40歲HK$7,280
45歲HK$8,860
50歲HK$11,365
55歲HK$14,740
60歲HK$19,611
65歲HK$26,729
70歲HK$34,771
75歲HK$36,401
80歲HK$36,401
85歲HK$36,401
90歲HK$36,401
95歲HK$36,401
99歲HK$36,401
0歲HK$8,050 (+10.0%)
5歲HK$4,983 (+10.0%)
10歲HK$4,418 (+10.0%)
15歲HK$4,519 (+10.0%)
20歲HK$5,124 (+10.0%)
25歲HK$5,512 (+10.0%)
30歲HK$6,414 (+10.0%)
35歲HK$7,157 (+10.0%)
40歲HK$8,008 (+10.0%)
45歲HK$9,745 (+10.0%)
50歲HK$12,502 (+10.0%)
55歲HK$16,214 (+10.0%)
60歲HK$21,571 (+10.0%)
65歲HK$29,401 (+10.0%)
70歲HK$38,249 (+10.0%)
75歲HK$40,042 (+10.0%)
80歲HK$40,042 (+10.0%)
85歲HK$40,042 (+10.0%)
90歲HK$40,042 (+10.0%)
95歲HK$40,042 (+10.0%)
99歲HK$40,042 (+10.0%)
0歲HK$8,452 (+5.0%)
5歲HK$5,232 (+5.0%)
10歲HK$4,639 (+5.0%)
15歲HK$4,745 (+5.0%)
20歲HK$5,380 (+5.0%)
25歲HK$5,650 (+2.5%)
30歲HK$6,414
35歲HK$7,193 (+0.5%)
40歲HK$8,088 (+1.0%)
45歲HK$9,818 (+0.7%)
50歲HK$12,565 (+0.5%)
55歲HK$16,336 (+0.8%)
60歲HK$21,787 (+1.0%)
65歲HK$30,283 (+3.0%)
70歲HK$40,161 (+5.0%)
75歲HK$42,044 (+5.0%)
80歲HK$42,044 (+5.0%)
85歲HK$42,044 (+5.0%)
90歲HK$42,044 (+5.0%)
95歲HK$42,044 (+5.0%)
99歲HK$42,044 (+5.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0歲+4.58%
5歲+4.59%
10歲+4.58%
15歲+4.59%
20歲+4.58%
25歲+4.21%
30歲+3.82%
35歲+3.90%
40歲+3.97%
45歲+3.93%
50歲+3.90%
55歲+3.93%
60歲+3.97%
65歲+4.28%
70歲+4.58%
75歲+4.58%
80歲+4.58%
85歲+4.58%
90歲+4.58%
95歲+4.58%
99歲+4.58%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
女性 Female
| 年齡 | F00037-02-000-01 2019-08-30 | F00037-02-000-02 2021-04-01 | F00037-02-000-02 2022-11-01 | F00037-02-000-02 2023-11-23 | F00037-02-000-03 2024-07-22 | F00037-02-000-03 2024-11-23 | F00037-02-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,815 | HK$4,815 | HK$5,201 (+8.0%) | HK$5,618 (+8.0%) | HK$5,618 | HK$6,180 (+10.0%) | HK$6,489 (+5.0%) | +4.59% |
| 5 | HK$3,881 | HK$3,881 | HK$4,192 (+8.0%) | HK$4,527 (+8.0%) | HK$4,527 | HK$4,980 (+10.0%) | HK$5,229 (+5.0%) | +4.58% |
| 10 | HK$3,301 | HK$3,301 | HK$3,565 (+8.0%) | HK$3,851 (+8.0%) | HK$3,851 | HK$4,237 (+10.0%) | HK$4,449 (+5.0%) | +4.59% |
| 15 | HK$3,436 | HK$3,436 | HK$3,711 (+8.0%) | HK$4,007 (+8.0%) | HK$4,007 | HK$4,408 (+10.0%) | HK$4,629 (+5.0%) | +4.58% |
| 20 | HK$4,387 | HK$4,387 | HK$4,738 (+8.0%) | HK$5,117 (+8.0%) | HK$5,117 | HK$5,629 (+10.0%) | HK$5,910 (+5.0%) | +4.58% |
| 25 | HK$5,327 | HK$5,327 | HK$5,754 (+8.0%) | HK$6,214 (+8.0%) | HK$6,214 | HK$6,836 (+10.0%) | HK$7,007 (+2.5%) | +4.21% |
| 30 | HK$6,676 | HK$6,676 | HK$7,211 (+8.0%) | HK$7,788 (+8.0%) | HK$7,788 | HK$8,567 (+10.0%) | HK$8,567 | +3.82% |
| 35 | HK$7,971 | HK$7,971 | HK$8,610 (+8.0%) | HK$9,299 (+8.0%) | HK$9,299 | HK$10,229 (+10.0%) | HK$10,280 (+0.5%) | +3.90% |
| 40 | HK$9,408 | HK$9,408 | HK$10,161 (+8.0%) | HK$10,974 (+8.0%) | HK$10,974 | HK$12,071 (+10.0%) | HK$12,192 (+1.0%) | +3.97% |
| 45 | HK$10,655 | HK$10,655 | HK$11,507 (+8.0%) | HK$12,427 (+8.0%) | HK$12,427 | HK$13,670 (+10.0%) | HK$13,773 (+0.8%) | +3.94% |
| 50 | HK$11,965 | HK$11,965 | HK$12,923 (+8.0%) | HK$13,956 (+8.0%) | HK$13,956 | HK$15,351 (+10.0%) | HK$15,427 (+0.5%) | +3.90% |
| 55 | HK$13,535 | HK$13,535 | HK$14,618 (+8.0%) | HK$15,787 (+8.0%) | HK$15,787 | HK$17,365 (+10.0%) | HK$17,495 (+0.7%) | +3.93% |
| 60 | HK$15,740 | HK$15,740 | HK$17,000 (+8.0%) | HK$18,360 (+8.0%) | HK$18,360 | HK$20,195 (+10.0%) | HK$20,398 (+1.0%) | +3.98% |
| 65 | HK$21,144 | HK$21,144 | HK$22,836 (+8.0%) | HK$24,663 (+8.0%) | HK$24,663 | HK$27,130 (+10.0%) | HK$27,944 (+3.0%) | +4.28% |
| 70 | HK$27,912 | HK$27,912 | HK$30,145 (+8.0%) | HK$32,557 (+8.0%) | HK$32,557 | HK$35,813 (+10.0%) | HK$37,604 (+5.0%) | +4.58% |
| 75 | HK$29,218 | HK$29,218 | HK$31,555 (+8.0%) | HK$34,079 (+8.0%) | HK$34,079 | HK$37,487 (+10.0%) | HK$39,361 (+5.0%) | +4.58% |
| 80 | HK$29,218 | HK$29,218 | HK$31,555 (+8.0%) | HK$34,079 (+8.0%) | HK$34,079 | HK$37,487 (+10.0%) | HK$39,361 (+5.0%) | +4.58% |
| 85 | HK$29,218 | HK$29,218 | HK$31,555 (+8.0%) | HK$34,079 (+8.0%) | HK$34,079 | HK$37,487 (+10.0%) | HK$39,361 (+5.0%) | +4.58% |
| 90 | HK$29,218 | HK$29,218 | HK$31,555 (+8.0%) | HK$34,079 (+8.0%) | HK$34,079 | HK$37,487 (+10.0%) | HK$39,361 (+5.0%) | +4.58% |
| 95 | HK$29,218 | HK$29,218 | HK$31,555 (+8.0%) | HK$34,079 (+8.0%) | HK$34,079 | HK$37,487 (+10.0%) | HK$39,361 (+5.0%) | +4.58% |
| 99 | HK$29,218 | HK$29,218 | HK$31,555 (+8.0%) | HK$34,079 (+8.0%) | HK$34,079 | HK$37,487 (+10.0%) | HK$39,361 (+5.0%) | +4.58% |
| 所有年齡平均 | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0歲HK$4,815
5歲HK$3,881
10歲HK$3,301
15歲HK$3,436
20歲HK$4,387
25歲HK$5,327
30歲HK$6,676
35歲HK$7,971
40歲HK$9,408
45歲HK$10,655
50歲HK$11,965
55歲HK$13,535
60歲HK$15,740
65歲HK$21,144
70歲HK$27,912
75歲HK$29,218
80歲HK$29,218
85歲HK$29,218
90歲HK$29,218
95歲HK$29,218
99歲HK$29,218
0歲HK$4,815
5歲HK$3,881
10歲HK$3,301
15歲HK$3,436
20歲HK$4,387
25歲HK$5,327
30歲HK$6,676
35歲HK$7,971
40歲HK$9,408
45歲HK$10,655
50歲HK$11,965
55歲HK$13,535
60歲HK$15,740
65歲HK$21,144
70歲HK$27,912
75歲HK$29,218
80歲HK$29,218
85歲HK$29,218
90歲HK$29,218
95歲HK$29,218
99歲HK$29,218
0歲HK$5,201 (+8.0%)
5歲HK$4,192 (+8.0%)
10歲HK$3,565 (+8.0%)
15歲HK$3,711 (+8.0%)
20歲HK$4,738 (+8.0%)
25歲HK$5,754 (+8.0%)
30歲HK$7,211 (+8.0%)
35歲HK$8,610 (+8.0%)
40歲HK$10,161 (+8.0%)
45歲HK$11,507 (+8.0%)
50歲HK$12,923 (+8.0%)
55歲HK$14,618 (+8.0%)
60歲HK$17,000 (+8.0%)
65歲HK$22,836 (+8.0%)
70歲HK$30,145 (+8.0%)
75歲HK$31,555 (+8.0%)
80歲HK$31,555 (+8.0%)
85歲HK$31,555 (+8.0%)
90歲HK$31,555 (+8.0%)
95歲HK$31,555 (+8.0%)
99歲HK$31,555 (+8.0%)
0歲HK$5,618 (+8.0%)
5歲HK$4,527 (+8.0%)
10歲HK$3,851 (+8.0%)
15歲HK$4,007 (+8.0%)
20歲HK$5,117 (+8.0%)
25歲HK$6,214 (+8.0%)
30歲HK$7,788 (+8.0%)
35歲HK$9,299 (+8.0%)
40歲HK$10,974 (+8.0%)
45歲HK$12,427 (+8.0%)
50歲HK$13,956 (+8.0%)
55歲HK$15,787 (+8.0%)
60歲HK$18,360 (+8.0%)
65歲HK$24,663 (+8.0%)
70歲HK$32,557 (+8.0%)
75歲HK$34,079 (+8.0%)
80歲HK$34,079 (+8.0%)
85歲HK$34,079 (+8.0%)
90歲HK$34,079 (+8.0%)
95歲HK$34,079 (+8.0%)
99歲HK$34,079 (+8.0%)
0歲HK$5,618
5歲HK$4,527
10歲HK$3,851
15歲HK$4,007
20歲HK$5,117
25歲HK$6,214
30歲HK$7,788
35歲HK$9,299
40歲HK$10,974
45歲HK$12,427
50歲HK$13,956
55歲HK$15,787
60歲HK$18,360
65歲HK$24,663
70歲HK$32,557
75歲HK$34,079
80歲HK$34,079
85歲HK$34,079
90歲HK$34,079
95歲HK$34,079
99歲HK$34,079
0歲HK$6,180 (+10.0%)
5歲HK$4,980 (+10.0%)
10歲HK$4,237 (+10.0%)
15歲HK$4,408 (+10.0%)
20歲HK$5,629 (+10.0%)
25歲HK$6,836 (+10.0%)
30歲HK$8,567 (+10.0%)
35歲HK$10,229 (+10.0%)
40歲HK$12,071 (+10.0%)
45歲HK$13,670 (+10.0%)
50歲HK$15,351 (+10.0%)
55歲HK$17,365 (+10.0%)
60歲HK$20,195 (+10.0%)
65歲HK$27,130 (+10.0%)
70歲HK$35,813 (+10.0%)
75歲HK$37,487 (+10.0%)
80歲HK$37,487 (+10.0%)
85歲HK$37,487 (+10.0%)
90歲HK$37,487 (+10.0%)
95歲HK$37,487 (+10.0%)
99歲HK$37,487 (+10.0%)
0歲HK$6,489 (+5.0%)
5歲HK$5,229 (+5.0%)
10歲HK$4,449 (+5.0%)
15歲HK$4,629 (+5.0%)
20歲HK$5,910 (+5.0%)
25歲HK$7,007 (+2.5%)
30歲HK$8,567
35歲HK$10,280 (+0.5%)
40歲HK$12,192 (+1.0%)
45歲HK$13,773 (+0.8%)
50歲HK$15,427 (+0.5%)
55歲HK$17,495 (+0.7%)
60歲HK$20,398 (+1.0%)
65歲HK$27,944 (+3.0%)
70歲HK$37,604 (+5.0%)
75歲HK$39,361 (+5.0%)
80歲HK$39,361 (+5.0%)
85歲HK$39,361 (+5.0%)
90歲HK$39,361 (+5.0%)
95歲HK$39,361 (+5.0%)
99歲HK$39,361 (+5.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0歲+4.59%
5歲+4.58%
10歲+4.59%
15歲+4.58%
20歲+4.58%
25歲+4.21%
30歲+3.82%
35歲+3.90%
40歲+3.97%
45歲+3.94%
50歲+3.90%
55歲+3.93%
60歲+3.98%
65歲+4.28%
70歲+4.58%
75歲+4.58%
80歲+4.58%
85歲+4.58%
90歲+4.58%
95歲+4.58%
99歲+4.58%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
美元 (USD)
男性 Male
| 年齡 | F00037-06-000-01 2019-08-30 | F00037-06-000-02 2021-04-01 | F00037-06-000-02 2022-11-01 | F00037-06-000-02 2023-11-23 | F00037-06-000-03 2024-07-22 | F00037-06-000-03 2024-11-23 | F00037-06-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | US$810 | US$810 | US$874 (+7.9%) | US$944 (+8.0%) | US$944 | US$1,039 (+10.1%) | US$1,090 (+4.9%) | +4.57% |
| 5 | US$501 | US$501 | US$542 (+8.2%) | US$585 (+7.9%) | US$585 | US$643 (+9.9%) | US$675 (+5.0%) | +4.58% |
| 10 | US$444 | US$444 | US$480 (+8.1%) | US$518 (+7.9%) | US$518 | US$570 (+10.0%) | US$599 (+5.1%) | +4.61% |
| 15 | US$455 | US$455 | US$490 (+7.7%) | US$530 (+8.2%) | US$530 | US$583 (+10.0%) | US$612 (+5.0%) | +4.56% |
| 20 | US$515 | US$515 | US$556 (+8.0%) | US$601 (+8.1%) | US$601 | US$661 (+10.0%) | US$694 (+5.0%) | +4.59% |
| 25 | US$555 | US$555 | US$599 (+7.9%) | US$646 (+7.8%) | US$646 | US$711 (+10.1%) | US$729 (+2.5%) | +4.19% |
| 30 | US$645 | US$645 | US$696 (+7.9%) | US$752 (+8.0%) | US$752 | US$827 (+10.0%) | US$827 | +3.81% |
| 35 | US$720 | US$720 | US$777 (+7.9%) | US$839 (+8.0%) | US$839 | US$924 (+10.1%) | US$929 (+0.5%) | +3.91% |
| 40 | US$806 | US$806 | US$870 (+7.9%) | US$939 (+7.9%) | US$939 | US$1,033 (+10.0%) | US$1,044 (+1.1%) | +3.97% |
| 45 | US$980 | US$980 | US$1,058 (+8.0%) | US$1,143 (+8.0%) | US$1,143 | US$1,257 (+10.0%) | US$1,267 (+0.8%) | +3.94% |
| 50 | US$1,257 | US$1,257 | US$1,358 (+8.0%) | US$1,467 (+8.0%) | US$1,467 | US$1,613 (+10.0%) | US$1,621 (+0.5%) | +3.90% |
| 55 | US$1,631 | US$1,631 | US$1,761 (+8.0%) | US$1,902 (+8.0%) | US$1,902 | US$2,092 (+10.0%) | US$2,108 (+0.8%) | +3.93% |
| 60 | US$2,169 | US$2,169 | US$2,343 (+8.0%) | US$2,531 (+8.0%) | US$2,531 | US$2,783 (+10.0%) | US$2,811 (+1.0%) | +3.98% |
| 65 | US$2,957 | US$2,957 | US$3,193 (+8.0%) | US$3,449 (+8.0%) | US$3,449 | US$3,794 (+10.0%) | US$3,907 (+3.0%) | +4.28% |
| 70 | US$3,846 | US$3,846 | US$4,155 (+8.0%) | US$4,487 (+8.0%) | US$4,487 | US$4,936 (+10.0%) | US$5,182 (+5.0%) | +4.59% |
| 75 | US$4,027 | US$4,027 | US$4,349 (+8.0%) | US$4,696 (+8.0%) | US$4,696 | US$5,167 (+10.0%) | US$5,425 (+5.0%) | +4.58% |
| 80 | US$4,027 | US$4,027 | US$4,349 (+8.0%) | US$4,696 (+8.0%) | US$4,696 | US$5,167 (+10.0%) | US$5,425 (+5.0%) | +4.58% |
| 85 | US$4,027 | US$4,027 | US$4,349 (+8.0%) | US$4,696 (+8.0%) | US$4,696 | US$5,167 (+10.0%) | US$5,425 (+5.0%) | +4.58% |
| 90 | US$4,027 | US$4,027 | US$4,349 (+8.0%) | US$4,696 (+8.0%) | US$4,696 | US$5,167 (+10.0%) | US$5,425 (+5.0%) | +4.58% |
| 95 | US$4,027 | US$4,027 | US$4,349 (+8.0%) | US$4,696 (+8.0%) | US$4,696 | US$5,167 (+10.0%) | US$5,425 (+5.0%) | +4.58% |
| 99 | US$4,027 | US$4,027 | US$4,349 (+8.0%) | US$4,696 (+8.0%) | US$4,696 | US$5,167 (+10.0%) | US$5,425 (+5.0%) | +4.58% |
| 所有年齡平均 | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0歲US$810
5歲US$501
10歲US$444
15歲US$455
20歲US$515
25歲US$555
30歲US$645
35歲US$720
40歲US$806
45歲US$980
50歲US$1,257
55歲US$1,631
60歲US$2,169
65歲US$2,957
70歲US$3,846
75歲US$4,027
80歲US$4,027
85歲US$4,027
90歲US$4,027
95歲US$4,027
99歲US$4,027
0歲US$810
5歲US$501
10歲US$444
15歲US$455
20歲US$515
25歲US$555
30歲US$645
35歲US$720
40歲US$806
45歲US$980
50歲US$1,257
55歲US$1,631
60歲US$2,169
65歲US$2,957
70歲US$3,846
75歲US$4,027
80歲US$4,027
85歲US$4,027
90歲US$4,027
95歲US$4,027
99歲US$4,027
0歲US$874 (+7.9%)
5歲US$542 (+8.2%)
10歲US$480 (+8.1%)
15歲US$490 (+7.7%)
20歲US$556 (+8.0%)
25歲US$599 (+7.9%)
30歲US$696 (+7.9%)
35歲US$777 (+7.9%)
40歲US$870 (+7.9%)
45歲US$1,058 (+8.0%)
50歲US$1,358 (+8.0%)
55歲US$1,761 (+8.0%)
60歲US$2,343 (+8.0%)
65歲US$3,193 (+8.0%)
70歲US$4,155 (+8.0%)
75歲US$4,349 (+8.0%)
80歲US$4,349 (+8.0%)
85歲US$4,349 (+8.0%)
90歲US$4,349 (+8.0%)
95歲US$4,349 (+8.0%)
99歲US$4,349 (+8.0%)
0歲US$944 (+8.0%)
5歲US$585 (+7.9%)
10歲US$518 (+7.9%)
15歲US$530 (+8.2%)
20歲US$601 (+8.1%)
25歲US$646 (+7.8%)
30歲US$752 (+8.0%)
35歲US$839 (+8.0%)
40歲US$939 (+7.9%)
45歲US$1,143 (+8.0%)
50歲US$1,467 (+8.0%)
55歲US$1,902 (+8.0%)
60歲US$2,531 (+8.0%)
65歲US$3,449 (+8.0%)
70歲US$4,487 (+8.0%)
75歲US$4,696 (+8.0%)
80歲US$4,696 (+8.0%)
85歲US$4,696 (+8.0%)
90歲US$4,696 (+8.0%)
95歲US$4,696 (+8.0%)
99歲US$4,696 (+8.0%)
0歲US$944
5歲US$585
10歲US$518
15歲US$530
20歲US$601
25歲US$646
30歲US$752
35歲US$839
40歲US$939
45歲US$1,143
50歲US$1,467
55歲US$1,902
60歲US$2,531
65歲US$3,449
70歲US$4,487
75歲US$4,696
80歲US$4,696
85歲US$4,696
90歲US$4,696
95歲US$4,696
99歲US$4,696
0歲US$1,039 (+10.1%)
5歲US$643 (+9.9%)
10歲US$570 (+10.0%)
15歲US$583 (+10.0%)
20歲US$661 (+10.0%)
25歲US$711 (+10.1%)
30歲US$827 (+10.0%)
35歲US$924 (+10.1%)
40歲US$1,033 (+10.0%)
45歲US$1,257 (+10.0%)
50歲US$1,613 (+10.0%)
55歲US$2,092 (+10.0%)
60歲US$2,783 (+10.0%)
65歲US$3,794 (+10.0%)
70歲US$4,936 (+10.0%)
75歲US$5,167 (+10.0%)
80歲US$5,167 (+10.0%)
85歲US$5,167 (+10.0%)
90歲US$5,167 (+10.0%)
95歲US$5,167 (+10.0%)
99歲US$5,167 (+10.0%)
0歲US$1,090 (+4.9%)
5歲US$675 (+5.0%)
10歲US$599 (+5.1%)
15歲US$612 (+5.0%)
20歲US$694 (+5.0%)
25歲US$729 (+2.5%)
30歲US$827
35歲US$929 (+0.5%)
40歲US$1,044 (+1.1%)
45歲US$1,267 (+0.8%)
50歲US$1,621 (+0.5%)
55歲US$2,108 (+0.8%)
60歲US$2,811 (+1.0%)
65歲US$3,907 (+3.0%)
70歲US$5,182 (+5.0%)
75歲US$5,425 (+5.0%)
80歲US$5,425 (+5.0%)
85歲US$5,425 (+5.0%)
90歲US$5,425 (+5.0%)
95歲US$5,425 (+5.0%)
99歲US$5,425 (+5.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0歲+4.57%
5歲+4.58%
10歲+4.61%
15歲+4.56%
20歲+4.59%
25歲+4.19%
30歲+3.81%
35歲+3.91%
40歲+3.97%
45歲+3.94%
50歲+3.90%
55歲+3.93%
60歲+3.98%
65歲+4.28%
70歲+4.59%
75歲+4.58%
80歲+4.58%
85歲+4.58%
90歲+4.58%
95歲+4.58%
99歲+4.58%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
女性 Female
| 年齡 | F00037-06-000-01 2019-08-30 | F00037-06-000-02 2021-04-01 | F00037-06-000-02 2022-11-01 | F00037-06-000-02 2023-11-23 | F00037-06-000-03 2024-07-22 | F00037-06-000-03 2024-11-23 | F00037-06-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | US$621 | US$621 | US$671 (+8.1%) | US$725 (+8.0%) | US$725 | US$798 (+10.1%) | US$837 (+4.9%) | +4.59% |
| 5 | US$501 | US$501 | US$540 (+7.8%) | US$585 (+8.3%) | US$585 | US$643 (+9.9%) | US$675 (+5.0%) | +4.58% |
| 10 | US$426 | US$426 | US$460 (+8.0%) | US$496 (+7.8%) | US$496 | US$546 (+10.1%) | US$574 (+5.1%) | +4.59% |
| 15 | US$443 | US$443 | US$479 (+8.1%) | US$517 (+7.9%) | US$517 | US$569 (+10.1%) | US$598 (+5.1%) | +4.61% |
| 20 | US$565 | US$565 | US$612 (+8.3%) | US$661 (+8.0%) | US$661 | US$726 (+9.8%) | US$763 (+5.1%) | +4.62% |
| 25 | US$687 | US$687 | US$743 (+8.2%) | US$802 (+7.9%) | US$802 | US$882 (+10.0%) | US$904 (+2.5%) | +4.21% |
| 30 | US$862 | US$862 | US$931 (+8.0%) | US$1,005 (+7.9%) | US$1,005 | US$1,106 (+10.0%) | US$1,106 | +3.82% |
| 35 | US$1,029 | US$1,029 | US$1,111 (+8.0%) | US$1,200 (+8.0%) | US$1,200 | US$1,320 (+10.0%) | US$1,326 (+0.5%) | +3.89% |
| 40 | US$1,214 | US$1,214 | US$1,311 (+8.0%) | US$1,415 (+7.9%) | US$1,415 | US$1,557 (+10.0%) | US$1,573 (+1.0%) | +3.97% |
| 45 | US$1,375 | US$1,375 | US$1,485 (+8.0%) | US$1,604 (+8.0%) | US$1,604 | US$1,764 (+10.0%) | US$1,777 (+0.7%) | +3.93% |
| 50 | US$1,544 | US$1,544 | US$1,668 (+8.0%) | US$1,801 (+8.0%) | US$1,801 | US$1,981 (+10.0%) | US$1,990 (+0.5%) | +3.89% |
| 55 | US$1,746 | US$1,746 | US$1,886 (+8.0%) | US$2,037 (+8.0%) | US$2,037 | US$2,240 (+10.0%) | US$2,257 (+0.8%) | +3.94% |
| 60 | US$2,031 | US$2,031 | US$2,194 (+8.0%) | US$2,369 (+8.0%) | US$2,369 | US$2,606 (+10.0%) | US$2,632 (+1.0%) | +3.97% |
| 65 | US$2,729 | US$2,729 | US$2,946 (+8.0%) | US$3,182 (+8.0%) | US$3,182 | US$3,501 (+10.0%) | US$3,606 (+3.0%) | +4.28% |
| 70 | US$3,601 | US$3,601 | US$3,889 (+8.0%) | US$4,201 (+8.0%) | US$4,201 | US$4,621 (+10.0%) | US$4,852 (+5.0%) | +4.59% |
| 75 | US$3,770 | US$3,770 | US$4,071 (+8.0%) | US$4,398 (+8.0%) | US$4,398 | US$4,837 (+10.0%) | US$5,079 (+5.0%) | +4.58% |
| 80 | US$3,770 | US$3,770 | US$4,071 (+8.0%) | US$4,398 (+8.0%) | US$4,398 | US$4,837 (+10.0%) | US$5,079 (+5.0%) | +4.58% |
| 85 | US$3,770 | US$3,770 | US$4,071 (+8.0%) | US$4,398 (+8.0%) | US$4,398 | US$4,837 (+10.0%) | US$5,079 (+5.0%) | +4.58% |
| 90 | US$3,770 | US$3,770 | US$4,071 (+8.0%) | US$4,398 (+8.0%) | US$4,398 | US$4,837 (+10.0%) | US$5,079 (+5.0%) | +4.58% |
| 95 | US$3,770 | US$3,770 | US$4,071 (+8.0%) | US$4,398 (+8.0%) | US$4,398 | US$4,837 (+10.0%) | US$5,079 (+5.0%) | +4.58% |
| 99 | US$3,770 | US$3,770 | US$4,071 (+8.0%) | US$4,398 (+8.0%) | US$4,398 | US$4,837 (+10.0%) | US$5,079 (+5.0%) | +4.58% |
| 所有年齡平均 | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0歲US$621
5歲US$501
10歲US$426
15歲US$443
20歲US$565
25歲US$687
30歲US$862
35歲US$1,029
40歲US$1,214
45歲US$1,375
50歲US$1,544
55歲US$1,746
60歲US$2,031
65歲US$2,729
70歲US$3,601
75歲US$3,770
80歲US$3,770
85歲US$3,770
90歲US$3,770
95歲US$3,770
99歲US$3,770
0歲US$621
5歲US$501
10歲US$426
15歲US$443
20歲US$565
25歲US$687
30歲US$862
35歲US$1,029
40歲US$1,214
45歲US$1,375
50歲US$1,544
55歲US$1,746
60歲US$2,031
65歲US$2,729
70歲US$3,601
75歲US$3,770
80歲US$3,770
85歲US$3,770
90歲US$3,770
95歲US$3,770
99歲US$3,770
0歲US$671 (+8.1%)
5歲US$540 (+7.8%)
10歲US$460 (+8.0%)
15歲US$479 (+8.1%)
20歲US$612 (+8.3%)
25歲US$743 (+8.2%)
30歲US$931 (+8.0%)
35歲US$1,111 (+8.0%)
40歲US$1,311 (+8.0%)
45歲US$1,485 (+8.0%)
50歲US$1,668 (+8.0%)
55歲US$1,886 (+8.0%)
60歲US$2,194 (+8.0%)
65歲US$2,946 (+8.0%)
70歲US$3,889 (+8.0%)
75歲US$4,071 (+8.0%)
80歲US$4,071 (+8.0%)
85歲US$4,071 (+8.0%)
90歲US$4,071 (+8.0%)
95歲US$4,071 (+8.0%)
99歲US$4,071 (+8.0%)
0歲US$725 (+8.0%)
5歲US$585 (+8.3%)
10歲US$496 (+7.8%)
15歲US$517 (+7.9%)
20歲US$661 (+8.0%)
25歲US$802 (+7.9%)
30歲US$1,005 (+7.9%)
35歲US$1,200 (+8.0%)
40歲US$1,415 (+7.9%)
45歲US$1,604 (+8.0%)
50歲US$1,801 (+8.0%)
55歲US$2,037 (+8.0%)
60歲US$2,369 (+8.0%)
65歲US$3,182 (+8.0%)
70歲US$4,201 (+8.0%)
75歲US$4,398 (+8.0%)
80歲US$4,398 (+8.0%)
85歲US$4,398 (+8.0%)
90歲US$4,398 (+8.0%)
95歲US$4,398 (+8.0%)
99歲US$4,398 (+8.0%)
0歲US$725
5歲US$585
10歲US$496
15歲US$517
20歲US$661
25歲US$802
30歲US$1,005
35歲US$1,200
40歲US$1,415
45歲US$1,604
50歲US$1,801
55歲US$2,037
60歲US$2,369
65歲US$3,182
70歲US$4,201
75歲US$4,398
80歲US$4,398
85歲US$4,398
90歲US$4,398
95歲US$4,398
99歲US$4,398
0歲US$798 (+10.1%)
5歲US$643 (+9.9%)
10歲US$546 (+10.1%)
15歲US$569 (+10.1%)
20歲US$726 (+9.8%)
25歲US$882 (+10.0%)
30歲US$1,106 (+10.0%)
35歲US$1,320 (+10.0%)
40歲US$1,557 (+10.0%)
45歲US$1,764 (+10.0%)
50歲US$1,981 (+10.0%)
55歲US$2,240 (+10.0%)
60歲US$2,606 (+10.0%)
65歲US$3,501 (+10.0%)
70歲US$4,621 (+10.0%)
75歲US$4,837 (+10.0%)
80歲US$4,837 (+10.0%)
85歲US$4,837 (+10.0%)
90歲US$4,837 (+10.0%)
95歲US$4,837 (+10.0%)
99歲US$4,837 (+10.0%)
0歲US$837 (+4.9%)
5歲US$675 (+5.0%)
10歲US$574 (+5.1%)
15歲US$598 (+5.1%)
20歲US$763 (+5.1%)
25歲US$904 (+2.5%)
30歲US$1,106
35歲US$1,326 (+0.5%)
40歲US$1,573 (+1.0%)
45歲US$1,777 (+0.7%)
50歲US$1,990 (+0.5%)
55歲US$2,257 (+0.8%)
60歲US$2,632 (+1.0%)
65歲US$3,606 (+3.0%)
70歲US$4,852 (+5.0%)
75歲US$5,079 (+5.0%)
80歲US$5,079 (+5.0%)
85歲US$5,079 (+5.0%)
90歲US$5,079 (+5.0%)
95歲US$5,079 (+5.0%)
99歲US$5,079 (+5.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0歲+4.59%
5歲+4.58%
10歲+4.59%
15歲+4.61%
20歲+4.62%
25歲+4.21%
30歲+3.82%
35歲+3.89%
40歲+3.97%
45歲+3.93%
50歲+3.89%
55歲+3.94%
60歲+3.97%
65歲+4.28%
70歲+4.59%
75歲+4.58%
80歲+4.58%
85歲+4.58%
90歲+4.58%
95歲+4.58%
99歲+4.58%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27