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「樂康保」醫療保障計劃 - 保障級別 1+超額醫療保障 (港元)
只供現有保單續保''BetterCare'' Medical Insurance Plan - Benefit Level 1 with SMM (HKD)
周大福人壽保險有限公司 · F00021-01-000 · 7 個版本 · 靈活計劃 · 年均加幅 +5.82%
港元 (HKD)
男性 Male
| 年齡 | F00021-01-000-01 2019-04-01 | F00021-01-000-02 2021-04-01 | F00021-01-000-02 2022-11-01 | F00021-01-000-02 2023-11-23 | F00021-01-000-03 2024-07-22 | F00021-01-000-03 2024-11-23 | F00021-01-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,605 | HK$4,605 | HK$5,065 (+10.0%) | HK$5,573 (+10.0%) | HK$5,573 | HK$6,130 (+10.0%) | HK$6,865 (+12.0%) | +5.82% |
| 5 | HK$2,836 | HK$2,836 | HK$3,119 (+10.0%) | HK$3,431 (+10.0%) | HK$3,431 | HK$3,774 (+10.0%) | HK$4,226 (+12.0%) | +5.81% |
| 10 | HK$2,552 | HK$2,552 | HK$2,807 (+10.0%) | HK$3,088 (+10.0%) | HK$3,088 | HK$3,396 (+10.0%) | HK$3,804 (+12.0%) | +5.81% |
| 15 | HK$2,617 | HK$2,617 | HK$2,879 (+10.0%) | HK$3,167 (+10.0%) | HK$3,167 | HK$3,483 (+10.0%) | HK$3,901 (+12.0%) | +5.81% |
| 20 | HK$2,889 | HK$2,889 | HK$3,179 (+10.0%) | HK$3,496 (+10.0%) | HK$3,496 | HK$3,846 (+10.0%) | HK$4,308 (+12.0%) | +5.82% |
| 25 | HK$3,274 | HK$3,274 | HK$3,601 (+10.0%) | HK$3,962 (+10.0%) | HK$3,962 | HK$4,358 (+10.0%) | HK$4,881 (+12.0%) | +5.82% |
| 30 | HK$3,773 | HK$3,773 | HK$4,150 (+10.0%) | HK$4,565 (+10.0%) | HK$4,565 | HK$5,023 (+10.0%) | HK$5,625 (+12.0%) | +5.82% |
| 35 | HK$4,124 | HK$4,124 | HK$4,536 (+10.0%) | HK$4,989 (+10.0%) | HK$4,989 | HK$5,488 (+10.0%) | HK$6,146 (+12.0%) | +5.81% |
| 40 | HK$4,702 | HK$4,702 | HK$5,173 (+10.0%) | HK$5,690 (+10.0%) | HK$5,690 | HK$6,260 (+10.0%) | HK$7,011 (+12.0%) | +5.82% |
| 45 | HK$5,605 | HK$5,605 | HK$6,165 (+10.0%) | HK$6,782 (+10.0%) | HK$6,782 | HK$7,461 (+10.0%) | HK$8,356 (+12.0%) | +5.82% |
| 50 | HK$6,771 | HK$6,771 | HK$7,449 (+10.0%) | HK$8,194 (+10.0%) | HK$8,194 | HK$9,013 (+10.0%) | HK$10,095 (+12.0%) | +5.82% |
| 55 | HK$8,501 | HK$8,501 | HK$9,351 (+10.0%) | HK$10,287 (+10.0%) | HK$10,287 | HK$11,315 (+10.0%) | HK$12,674 (+12.0%) | +5.82% |
| 60 | HK$10,982 | HK$10,982 | HK$12,081 (+10.0%) | HK$13,289 (+10.0%) | HK$13,289 | HK$14,618 (+10.0%) | HK$16,371 (+12.0%) | +5.82% |
| 65 | HK$16,158 | HK$16,158 | HK$17,774 (+10.0%) | HK$19,551 (+10.0%) | HK$19,551 | HK$21,506 (+10.0%) | HK$24,087 (+12.0%) | +5.82% |
| 70 | HK$19,701 | HK$19,701 | HK$21,671 (+10.0%) | HK$23,838 (+10.0%) | HK$23,838 | HK$26,221 (+10.0%) | HK$29,368 (+12.0%) | +5.81% |
| 75 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.82% |
| 80 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.82% |
| 85 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.82% |
| 90 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.82% |
| 95 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.82% |
| 99 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.82% |
| 所有年齡平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0歲HK$4,605
5歲HK$2,836
10歲HK$2,552
15歲HK$2,617
20歲HK$2,889
25歲HK$3,274
30歲HK$3,773
35歲HK$4,124
40歲HK$4,702
45歲HK$5,605
50歲HK$6,771
55歲HK$8,501
60歲HK$10,982
65歲HK$16,158
70歲HK$19,701
75歲HK$20,194
80歲HK$20,194
85歲HK$20,194
90歲HK$20,194
95歲HK$20,194
99歲HK$20,194
0歲HK$4,605
5歲HK$2,836
10歲HK$2,552
15歲HK$2,617
20歲HK$2,889
25歲HK$3,274
30歲HK$3,773
35歲HK$4,124
40歲HK$4,702
45歲HK$5,605
50歲HK$6,771
55歲HK$8,501
60歲HK$10,982
65歲HK$16,158
70歲HK$19,701
75歲HK$20,194
80歲HK$20,194
85歲HK$20,194
90歲HK$20,194
95歲HK$20,194
99歲HK$20,194
0歲HK$5,065 (+10.0%)
5歲HK$3,119 (+10.0%)
10歲HK$2,807 (+10.0%)
15歲HK$2,879 (+10.0%)
20歲HK$3,179 (+10.0%)
25歲HK$3,601 (+10.0%)
30歲HK$4,150 (+10.0%)
35歲HK$4,536 (+10.0%)
40歲HK$5,173 (+10.0%)
45歲HK$6,165 (+10.0%)
50歲HK$7,449 (+10.0%)
55歲HK$9,351 (+10.0%)
60歲HK$12,081 (+10.0%)
65歲HK$17,774 (+10.0%)
70歲HK$21,671 (+10.0%)
75歲HK$22,213 (+10.0%)
80歲HK$22,213 (+10.0%)
85歲HK$22,213 (+10.0%)
90歲HK$22,213 (+10.0%)
95歲HK$22,213 (+10.0%)
99歲HK$22,213 (+10.0%)
0歲HK$5,573 (+10.0%)
5歲HK$3,431 (+10.0%)
10歲HK$3,088 (+10.0%)
15歲HK$3,167 (+10.0%)
20歲HK$3,496 (+10.0%)
25歲HK$3,962 (+10.0%)
30歲HK$4,565 (+10.0%)
35歲HK$4,989 (+10.0%)
40歲HK$5,690 (+10.0%)
45歲HK$6,782 (+10.0%)
50歲HK$8,194 (+10.0%)
55歲HK$10,287 (+10.0%)
60歲HK$13,289 (+10.0%)
65歲HK$19,551 (+10.0%)
70歲HK$23,838 (+10.0%)
75歲HK$24,435 (+10.0%)
80歲HK$24,435 (+10.0%)
85歲HK$24,435 (+10.0%)
90歲HK$24,435 (+10.0%)
95歲HK$24,435 (+10.0%)
99歲HK$24,435 (+10.0%)
0歲HK$5,573
5歲HK$3,431
10歲HK$3,088
15歲HK$3,167
20歲HK$3,496
25歲HK$3,962
30歲HK$4,565
35歲HK$4,989
40歲HK$5,690
45歲HK$6,782
50歲HK$8,194
55歲HK$10,287
60歲HK$13,289
65歲HK$19,551
70歲HK$23,838
75歲HK$24,435
80歲HK$24,435
85歲HK$24,435
90歲HK$24,435
95歲HK$24,435
99歲HK$24,435
0歲HK$6,130 (+10.0%)
5歲HK$3,774 (+10.0%)
10歲HK$3,396 (+10.0%)
15歲HK$3,483 (+10.0%)
20歲HK$3,846 (+10.0%)
25歲HK$4,358 (+10.0%)
30歲HK$5,023 (+10.0%)
35歲HK$5,488 (+10.0%)
40歲HK$6,260 (+10.0%)
45歲HK$7,461 (+10.0%)
50歲HK$9,013 (+10.0%)
55歲HK$11,315 (+10.0%)
60歲HK$14,618 (+10.0%)
65歲HK$21,506 (+10.0%)
70歲HK$26,221 (+10.0%)
75歲HK$26,879 (+10.0%)
80歲HK$26,879 (+10.0%)
85歲HK$26,879 (+10.0%)
90歲HK$26,879 (+10.0%)
95歲HK$26,879 (+10.0%)
99歲HK$26,879 (+10.0%)
0歲HK$6,865 (+12.0%)
5歲HK$4,226 (+12.0%)
10歲HK$3,804 (+12.0%)
15歲HK$3,901 (+12.0%)
20歲HK$4,308 (+12.0%)
25歲HK$4,881 (+12.0%)
30歲HK$5,625 (+12.0%)
35歲HK$6,146 (+12.0%)
40歲HK$7,011 (+12.0%)
45歲HK$8,356 (+12.0%)
50歲HK$10,095 (+12.0%)
55歲HK$12,674 (+12.0%)
60歲HK$16,371 (+12.0%)
65歲HK$24,087 (+12.0%)
70歲HK$29,368 (+12.0%)
75歲HK$30,104 (+12.0%)
80歲HK$30,104 (+12.0%)
85歲HK$30,104 (+12.0%)
90歲HK$30,104 (+12.0%)
95歲HK$30,104 (+12.0%)
99歲HK$30,104 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0歲+5.82%
5歲+5.81%
10歲+5.81%
15歲+5.81%
20歲+5.82%
25歲+5.82%
30歲+5.82%
35歲+5.81%
40歲+5.82%
45歲+5.82%
50歲+5.82%
55歲+5.82%
60歲+5.82%
65歲+5.82%
70歲+5.81%
75歲+5.82%
80歲+5.82%
85歲+5.82%
90歲+5.82%
95歲+5.82%
99歲+5.82%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
女性 Female
| 年齡 | F00021-01-000-01 2019-04-01 | F00021-01-000-02 2021-04-01 | F00021-01-000-02 2022-11-01 | F00021-01-000-02 2023-11-23 | F00021-01-000-03 2024-07-22 | F00021-01-000-03 2024-11-23 | F00021-01-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,608 | HK$3,608 | HK$3,969 (+10.0%) | HK$4,365 (+10.0%) | HK$4,365 | HK$4,802 (+10.0%) | HK$5,379 (+12.0%) | +5.82% |
| 5 | HK$2,626 | HK$2,626 | HK$2,889 (+10.0%) | HK$3,179 (+10.0%) | HK$3,179 | HK$3,496 (+10.0%) | HK$3,915 (+12.0%) | +5.82% |
| 10 | HK$2,518 | HK$2,518 | HK$2,770 (+10.0%) | HK$3,048 (+10.0%) | HK$3,048 | HK$3,352 (+10.0%) | HK$3,755 (+12.0%) | +5.82% |
| 15 | HK$2,574 | HK$2,574 | HK$2,831 (+10.0%) | HK$3,114 (+10.0%) | HK$3,114 | HK$3,426 (+10.0%) | HK$3,837 (+12.0%) | +5.81% |
| 20 | HK$3,220 | HK$3,220 | HK$3,543 (+10.0%) | HK$3,898 (+10.0%) | HK$3,898 | HK$4,287 (+10.0%) | HK$4,801 (+12.0%) | +5.82% |
| 25 | HK$3,860 | HK$3,860 | HK$4,245 (+10.0%) | HK$4,670 (+10.0%) | HK$4,670 | HK$5,137 (+10.0%) | HK$5,754 (+12.0%) | +5.81% |
| 30 | HK$4,711 | HK$4,711 | HK$5,182 (+10.0%) | HK$5,700 (+10.0%) | HK$5,700 | HK$6,270 (+10.0%) | HK$7,023 (+12.0%) | +5.82% |
| 35 | HK$5,379 | HK$5,379 | HK$5,917 (+10.0%) | HK$6,508 (+10.0%) | HK$6,508 | HK$7,160 (+10.0%) | HK$8,019 (+12.0%) | +5.82% |
| 40 | HK$6,411 | HK$6,411 | HK$7,052 (+10.0%) | HK$7,757 (+10.0%) | HK$7,757 | HK$8,533 (+10.0%) | HK$9,557 (+12.0%) | +5.82% |
| 45 | HK$7,407 | HK$7,407 | HK$8,148 (+10.0%) | HK$8,962 (+10.0%) | HK$8,962 | HK$9,858 (+10.0%) | HK$11,042 (+12.0%) | +5.82% |
| 50 | HK$8,505 | HK$8,505 | HK$9,355 (+10.0%) | HK$10,290 (+10.0%) | HK$10,290 | HK$11,319 (+10.0%) | HK$12,677 (+12.0%) | +5.81% |
| 55 | HK$9,844 | HK$9,844 | HK$10,829 (+10.0%) | HK$11,912 (+10.0%) | HK$11,912 | HK$13,104 (+10.0%) | HK$14,676 (+12.0%) | +5.82% |
| 60 | HK$11,311 | HK$11,311 | HK$12,442 (+10.0%) | HK$13,686 (+10.0%) | HK$13,686 | HK$15,055 (+10.0%) | HK$16,862 (+12.0%) | +5.82% |
| 65 | HK$14,727 | HK$14,727 | HK$16,200 (+10.0%) | HK$17,820 (+10.0%) | HK$17,820 | HK$19,602 (+10.0%) | HK$21,955 (+12.0%) | +5.82% |
| 70 | HK$17,542 | HK$17,542 | HK$19,296 (+10.0%) | HK$21,226 (+10.0%) | HK$21,226 | HK$23,349 (+10.0%) | HK$26,151 (+12.0%) | +5.82% |
| 75 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.81% |
| 80 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.81% |
| 85 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.81% |
| 90 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.81% |
| 95 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.81% |
| 99 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.81% |
| 所有年齡平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0歲HK$3,608
5歲HK$2,626
10歲HK$2,518
15歲HK$2,574
20歲HK$3,220
25歲HK$3,860
30歲HK$4,711
35歲HK$5,379
40歲HK$6,411
45歲HK$7,407
50歲HK$8,505
55歲HK$9,844
60歲HK$11,311
65歲HK$14,727
70歲HK$17,542
75歲HK$17,980
80歲HK$17,980
85歲HK$17,980
90歲HK$17,980
95歲HK$17,980
99歲HK$17,980
0歲HK$3,608
5歲HK$2,626
10歲HK$2,518
15歲HK$2,574
20歲HK$3,220
25歲HK$3,860
30歲HK$4,711
35歲HK$5,379
40歲HK$6,411
45歲HK$7,407
50歲HK$8,505
55歲HK$9,844
60歲HK$11,311
65歲HK$14,727
70歲HK$17,542
75歲HK$17,980
80歲HK$17,980
85歲HK$17,980
90歲HK$17,980
95歲HK$17,980
99歲HK$17,980
0歲HK$3,969 (+10.0%)
5歲HK$2,889 (+10.0%)
10歲HK$2,770 (+10.0%)
15歲HK$2,831 (+10.0%)
20歲HK$3,543 (+10.0%)
25歲HK$4,245 (+10.0%)
30歲HK$5,182 (+10.0%)
35歲HK$5,917 (+10.0%)
40歲HK$7,052 (+10.0%)
45歲HK$8,148 (+10.0%)
50歲HK$9,355 (+10.0%)
55歲HK$10,829 (+10.0%)
60歲HK$12,442 (+10.0%)
65歲HK$16,200 (+10.0%)
70歲HK$19,296 (+10.0%)
75歲HK$19,777 (+10.0%)
80歲HK$19,777 (+10.0%)
85歲HK$19,777 (+10.0%)
90歲HK$19,777 (+10.0%)
95歲HK$19,777 (+10.0%)
99歲HK$19,777 (+10.0%)
0歲HK$4,365 (+10.0%)
5歲HK$3,179 (+10.0%)
10歲HK$3,048 (+10.0%)
15歲HK$3,114 (+10.0%)
20歲HK$3,898 (+10.0%)
25歲HK$4,670 (+10.0%)
30歲HK$5,700 (+10.0%)
35歲HK$6,508 (+10.0%)
40歲HK$7,757 (+10.0%)
45歲HK$8,962 (+10.0%)
50歲HK$10,290 (+10.0%)
55歲HK$11,912 (+10.0%)
60歲HK$13,686 (+10.0%)
65歲HK$17,820 (+10.0%)
70歲HK$21,226 (+10.0%)
75歲HK$21,755 (+10.0%)
80歲HK$21,755 (+10.0%)
85歲HK$21,755 (+10.0%)
90歲HK$21,755 (+10.0%)
95歲HK$21,755 (+10.0%)
99歲HK$21,755 (+10.0%)
0歲HK$4,365
5歲HK$3,179
10歲HK$3,048
15歲HK$3,114
20歲HK$3,898
25歲HK$4,670
30歲HK$5,700
35歲HK$6,508
40歲HK$7,757
45歲HK$8,962
50歲HK$10,290
55歲HK$11,912
60歲HK$13,686
65歲HK$17,820
70歲HK$21,226
75歲HK$21,755
80歲HK$21,755
85歲HK$21,755
90歲HK$21,755
95歲HK$21,755
99歲HK$21,755
0歲HK$4,802 (+10.0%)
5歲HK$3,496 (+10.0%)
10歲HK$3,352 (+10.0%)
15歲HK$3,426 (+10.0%)
20歲HK$4,287 (+10.0%)
25歲HK$5,137 (+10.0%)
30歲HK$6,270 (+10.0%)
35歲HK$7,160 (+10.0%)
40歲HK$8,533 (+10.0%)
45歲HK$9,858 (+10.0%)
50歲HK$11,319 (+10.0%)
55歲HK$13,104 (+10.0%)
60歲HK$15,055 (+10.0%)
65歲HK$19,602 (+10.0%)
70歲HK$23,349 (+10.0%)
75歲HK$23,930 (+10.0%)
80歲HK$23,930 (+10.0%)
85歲HK$23,930 (+10.0%)
90歲HK$23,930 (+10.0%)
95歲HK$23,930 (+10.0%)
99歲HK$23,930 (+10.0%)
0歲HK$5,379 (+12.0%)
5歲HK$3,915 (+12.0%)
10歲HK$3,755 (+12.0%)
15歲HK$3,837 (+12.0%)
20歲HK$4,801 (+12.0%)
25歲HK$5,754 (+12.0%)
30歲HK$7,023 (+12.0%)
35歲HK$8,019 (+12.0%)
40歲HK$9,557 (+12.0%)
45歲HK$11,042 (+12.0%)
50歲HK$12,677 (+12.0%)
55歲HK$14,676 (+12.0%)
60歲HK$16,862 (+12.0%)
65歲HK$21,955 (+12.0%)
70歲HK$26,151 (+12.0%)
75歲HK$26,801 (+12.0%)
80歲HK$26,801 (+12.0%)
85歲HK$26,801 (+12.0%)
90歲HK$26,801 (+12.0%)
95歲HK$26,801 (+12.0%)
99歲HK$26,801 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0歲+5.82%
5歲+5.82%
10歲+5.82%
15歲+5.81%
20歲+5.82%
25歲+5.81%
30歲+5.82%
35歲+5.82%
40歲+5.82%
45歲+5.82%
50歲+5.81%
55歲+5.82%
60歲+5.82%
65歲+5.82%
70歲+5.82%
75歲+5.81%
80歲+5.81%
85歲+5.81%
90歲+5.81%
95歲+5.81%
99歲+5.81%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
美元 (USD)
男性 Male
| 年齡 | F00021-04-000-01 2019-04-01 | F00021-04-000-02 2021-04-01 | F00021-04-000-02 2022-11-01 | F00021-04-000-02 2023-11-23 | F00021-04-000-03 2024-07-22 | F00021-04-000-03 2024-11-23 | F00021-04-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | US$595 | US$595 | US$654 (+9.9%) | US$719 (+9.9%) | US$719 | US$790 (+9.9%) | US$886 (+12.2%) | +5.80% |
| 5 | US$365 | US$365 | US$402 (+10.1%) | US$443 (+10.2%) | US$443 | US$487 (+9.9%) | US$545 (+11.9%) | +5.84% |
| 10 | US$330 | US$330 | US$362 (+9.7%) | US$399 (+10.2%) | US$399 | US$438 (+9.8%) | US$490 (+11.9%) | +5.76% |
| 15 | US$338 | US$338 | US$371 (+9.8%) | US$408 (+10.0%) | US$408 | US$450 (+10.3%) | US$504 (+12.0%) | +5.82% |
| 20 | US$373 | US$373 | US$411 (+10.2%) | US$451 (+9.7%) | US$451 | US$496 (+10.0%) | US$556 (+12.1%) | +5.81% |
| 25 | US$421 | US$421 | US$464 (+10.2%) | US$511 (+10.1%) | US$511 | US$562 (+10.0%) | US$630 (+12.1%) | +5.87% |
| 30 | US$487 | US$487 | US$536 (+10.1%) | US$589 (+9.9%) | US$589 | US$648 (+10.0%) | US$726 (+12.0%) | +5.82% |
| 35 | US$532 | US$532 | US$586 (+10.2%) | US$644 (+9.9%) | US$644 | US$708 (+9.9%) | US$793 (+12.0%) | +5.81% |
| 40 | US$607 | US$607 | US$668 (+10.0%) | US$735 (+10.0%) | US$735 | US$807 (+9.8%) | US$905 (+12.1%) | +5.82% |
| 45 | US$724 | US$724 | US$795 (+9.8%) | US$875 (+10.1%) | US$875 | US$963 (+10.1%) | US$1,079 (+12.0%) | +5.81% |
| 50 | US$874 | US$874 | US$961 (+10.0%) | US$1,057 (+10.0%) | US$1,057 | US$1,163 (+10.0%) | US$1,302 (+12.0%) | +5.80% |
| 55 | US$1,096 | US$1,096 | US$1,207 (+10.1%) | US$1,327 (+9.9%) | US$1,327 | US$1,460 (+10.0%) | US$1,636 (+12.1%) | +5.83% |
| 60 | US$1,418 | US$1,418 | US$1,558 (+9.9%) | US$1,714 (+10.0%) | US$1,714 | US$1,886 (+10.0%) | US$2,112 (+12.0%) | +5.80% |
| 65 | US$2,085 | US$2,085 | US$2,293 (+10.0%) | US$2,523 (+10.0%) | US$2,523 | US$2,775 (+10.0%) | US$3,108 (+12.0%) | +5.81% |
| 70 | US$2,543 | US$2,543 | US$2,796 (+9.9%) | US$3,076 (+10.0%) | US$3,076 | US$3,383 (+10.0%) | US$3,789 (+12.0%) | +5.81% |
| 75 | US$2,606 | US$2,606 | US$2,867 (+10.0%) | US$3,152 (+9.9%) | US$3,152 | US$3,468 (+10.0%) | US$3,885 (+12.0%) | +5.82% |
| 80 | US$2,606 | US$2,606 | US$2,867 (+10.0%) | US$3,152 (+9.9%) | US$3,152 | US$3,468 (+10.0%) | US$3,885 (+12.0%) | +5.82% |
| 85 | US$2,606 | US$2,606 | US$2,867 (+10.0%) | US$3,152 (+9.9%) | US$3,152 | US$3,468 (+10.0%) | US$3,885 (+12.0%) | +5.82% |
| 90 | US$2,606 | US$2,606 | US$2,867 (+10.0%) | US$3,152 (+9.9%) | US$3,152 | US$3,468 (+10.0%) | US$3,885 (+12.0%) | +5.82% |
| 95 | US$2,606 | US$2,606 | US$2,867 (+10.0%) | US$3,152 (+9.9%) | US$3,152 | US$3,468 (+10.0%) | US$3,885 (+12.0%) | +5.82% |
| 99 | US$2,606 | US$2,606 | US$2,867 (+10.0%) | US$3,152 (+9.9%) | US$3,152 | US$3,468 (+10.0%) | US$3,885 (+12.0%) | +5.82% |
| 所有年齡平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0歲US$595
5歲US$365
10歲US$330
15歲US$338
20歲US$373
25歲US$421
30歲US$487
35歲US$532
40歲US$607
45歲US$724
50歲US$874
55歲US$1,096
60歲US$1,418
65歲US$2,085
70歲US$2,543
75歲US$2,606
80歲US$2,606
85歲US$2,606
90歲US$2,606
95歲US$2,606
99歲US$2,606
0歲US$595
5歲US$365
10歲US$330
15歲US$338
20歲US$373
25歲US$421
30歲US$487
35歲US$532
40歲US$607
45歲US$724
50歲US$874
55歲US$1,096
60歲US$1,418
65歲US$2,085
70歲US$2,543
75歲US$2,606
80歲US$2,606
85歲US$2,606
90歲US$2,606
95歲US$2,606
99歲US$2,606
0歲US$654 (+9.9%)
5歲US$402 (+10.1%)
10歲US$362 (+9.7%)
15歲US$371 (+9.8%)
20歲US$411 (+10.2%)
25歲US$464 (+10.2%)
30歲US$536 (+10.1%)
35歲US$586 (+10.2%)
40歲US$668 (+10.0%)
45歲US$795 (+9.8%)
50歲US$961 (+10.0%)
55歲US$1,207 (+10.1%)
60歲US$1,558 (+9.9%)
65歲US$2,293 (+10.0%)
70歲US$2,796 (+9.9%)
75歲US$2,867 (+10.0%)
80歲US$2,867 (+10.0%)
85歲US$2,867 (+10.0%)
90歲US$2,867 (+10.0%)
95歲US$2,867 (+10.0%)
99歲US$2,867 (+10.0%)
0歲US$719 (+9.9%)
5歲US$443 (+10.2%)
10歲US$399 (+10.2%)
15歲US$408 (+10.0%)
20歲US$451 (+9.7%)
25歲US$511 (+10.1%)
30歲US$589 (+9.9%)
35歲US$644 (+9.9%)
40歲US$735 (+10.0%)
45歲US$875 (+10.1%)
50歲US$1,057 (+10.0%)
55歲US$1,327 (+9.9%)
60歲US$1,714 (+10.0%)
65歲US$2,523 (+10.0%)
70歲US$3,076 (+10.0%)
75歲US$3,152 (+9.9%)
80歲US$3,152 (+9.9%)
85歲US$3,152 (+9.9%)
90歲US$3,152 (+9.9%)
95歲US$3,152 (+9.9%)
99歲US$3,152 (+9.9%)
0歲US$719
5歲US$443
10歲US$399
15歲US$408
20歲US$451
25歲US$511
30歲US$589
35歲US$644
40歲US$735
45歲US$875
50歲US$1,057
55歲US$1,327
60歲US$1,714
65歲US$2,523
70歲US$3,076
75歲US$3,152
80歲US$3,152
85歲US$3,152
90歲US$3,152
95歲US$3,152
99歲US$3,152
0歲US$790 (+9.9%)
5歲US$487 (+9.9%)
10歲US$438 (+9.8%)
15歲US$450 (+10.3%)
20歲US$496 (+10.0%)
25歲US$562 (+10.0%)
30歲US$648 (+10.0%)
35歲US$708 (+9.9%)
40歲US$807 (+9.8%)
45歲US$963 (+10.1%)
50歲US$1,163 (+10.0%)
55歲US$1,460 (+10.0%)
60歲US$1,886 (+10.0%)
65歲US$2,775 (+10.0%)
70歲US$3,383 (+10.0%)
75歲US$3,468 (+10.0%)
80歲US$3,468 (+10.0%)
85歲US$3,468 (+10.0%)
90歲US$3,468 (+10.0%)
95歲US$3,468 (+10.0%)
99歲US$3,468 (+10.0%)
0歲US$886 (+12.2%)
5歲US$545 (+11.9%)
10歲US$490 (+11.9%)
15歲US$504 (+12.0%)
20歲US$556 (+12.1%)
25歲US$630 (+12.1%)
30歲US$726 (+12.0%)
35歲US$793 (+12.0%)
40歲US$905 (+12.1%)
45歲US$1,079 (+12.0%)
50歲US$1,302 (+12.0%)
55歲US$1,636 (+12.1%)
60歲US$2,112 (+12.0%)
65歲US$3,108 (+12.0%)
70歲US$3,789 (+12.0%)
75歲US$3,885 (+12.0%)
80歲US$3,885 (+12.0%)
85歲US$3,885 (+12.0%)
90歲US$3,885 (+12.0%)
95歲US$3,885 (+12.0%)
99歲US$3,885 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0歲+5.80%
5歲+5.84%
10歲+5.76%
15歲+5.82%
20歲+5.81%
25歲+5.87%
30歲+5.82%
35歲+5.81%
40歲+5.82%
45歲+5.81%
50歲+5.80%
55歲+5.83%
60歲+5.80%
65歲+5.81%
70歲+5.81%
75歲+5.82%
80歲+5.82%
85歲+5.82%
90歲+5.82%
95歲+5.82%
99歲+5.82%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
女性 Female
| 年齡 | F00021-04-000-01 2019-04-01 | F00021-04-000-02 2021-04-01 | F00021-04-000-02 2022-11-01 | F00021-04-000-02 2023-11-23 | F00021-04-000-03 2024-07-22 | F00021-04-000-03 2024-11-23 | F00021-04-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | US$465 | US$465 | US$512 (+10.1%) | US$563 (+10.0%) | US$563 | US$620 (+10.1%) | US$694 (+11.9%) | +5.83% |
| 5 | US$338 | US$338 | US$373 (+10.4%) | US$411 (+10.2%) | US$411 | US$451 (+9.7%) | US$505 (+12.0%) | +5.85% |
| 10 | US$325 | US$325 | US$357 (+9.8%) | US$393 (+10.1%) | US$393 | US$432 (+9.9%) | US$485 (+12.3%) | +5.83% |
| 15 | US$331 | US$331 | US$365 (+10.3%) | US$402 (+10.1%) | US$402 | US$442 (+10.0%) | US$495 (+12.0%) | +5.86% |
| 20 | US$415 | US$415 | US$457 (+10.1%) | US$502 (+9.8%) | US$502 | US$554 (+10.4%) | US$619 (+11.7%) | +5.82% |
| 25 | US$499 | US$499 | US$548 (+9.8%) | US$602 (+9.9%) | US$602 | US$663 (+10.1%) | US$743 (+12.1%) | +5.80% |
| 30 | US$608 | US$608 | US$669 (+10.0%) | US$736 (+10.0%) | US$736 | US$810 (+10.1%) | US$906 (+11.9%) | +5.81% |
| 35 | US$694 | US$694 | US$763 (+9.9%) | US$839 (+10.0%) | US$839 | US$924 (+10.1%) | US$1,035 (+12.0%) | +5.82% |
| 40 | US$827 | US$827 | US$910 (+10.0%) | US$1,001 (+10.0%) | US$1,001 | US$1,101 (+10.0%) | US$1,233 (+12.0%) | +5.82% |
| 45 | US$956 | US$956 | US$1,051 (+9.9%) | US$1,156 (+10.0%) | US$1,156 | US$1,273 (+10.1%) | US$1,425 (+11.9%) | +5.81% |
| 50 | US$1,096 | US$1,096 | US$1,207 (+10.1%) | US$1,327 (+9.9%) | US$1,327 | US$1,461 (+10.1%) | US$1,636 (+12.0%) | +5.83% |
| 55 | US$1,270 | US$1,270 | US$1,398 (+10.1%) | US$1,537 (+9.9%) | US$1,537 | US$1,690 (+10.0%) | US$1,894 (+12.1%) | +5.82% |
| 60 | US$1,460 | US$1,460 | US$1,606 (+10.0%) | US$1,765 (+9.9%) | US$1,765 | US$1,943 (+10.1%) | US$2,176 (+12.0%) | +5.81% |
| 65 | US$1,900 | US$1,900 | US$2,090 (+10.0%) | US$2,299 (+10.0%) | US$2,299 | US$2,530 (+10.0%) | US$2,833 (+12.0%) | +5.82% |
| 70 | US$2,264 | US$2,264 | US$2,489 (+9.9%) | US$2,739 (+10.0%) | US$2,739 | US$3,013 (+10.0%) | US$3,374 (+12.0%) | +5.81% |
| 75 | US$2,320 | US$2,320 | US$2,552 (+10.0%) | US$2,807 (+10.0%) | US$2,807 | US$3,088 (+10.0%) | US$3,458 (+12.0%) | +5.81% |
| 80 | US$2,320 | US$2,320 | US$2,552 (+10.0%) | US$2,807 (+10.0%) | US$2,807 | US$3,088 (+10.0%) | US$3,458 (+12.0%) | +5.81% |
| 85 | US$2,320 | US$2,320 | US$2,552 (+10.0%) | US$2,807 (+10.0%) | US$2,807 | US$3,088 (+10.0%) | US$3,458 (+12.0%) | +5.81% |
| 90 | US$2,320 | US$2,320 | US$2,552 (+10.0%) | US$2,807 (+10.0%) | US$2,807 | US$3,088 (+10.0%) | US$3,458 (+12.0%) | +5.81% |
| 95 | US$2,320 | US$2,320 | US$2,552 (+10.0%) | US$2,807 (+10.0%) | US$2,807 | US$3,088 (+10.0%) | US$3,458 (+12.0%) | +5.81% |
| 99 | US$2,320 | US$2,320 | US$2,552 (+10.0%) | US$2,807 (+10.0%) | US$2,807 | US$3,088 (+10.0%) | US$3,458 (+12.0%) | +5.81% |
| 所有年齡平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0歲US$465
5歲US$338
10歲US$325
15歲US$331
20歲US$415
25歲US$499
30歲US$608
35歲US$694
40歲US$827
45歲US$956
50歲US$1,096
55歲US$1,270
60歲US$1,460
65歲US$1,900
70歲US$2,264
75歲US$2,320
80歲US$2,320
85歲US$2,320
90歲US$2,320
95歲US$2,320
99歲US$2,320
0歲US$465
5歲US$338
10歲US$325
15歲US$331
20歲US$415
25歲US$499
30歲US$608
35歲US$694
40歲US$827
45歲US$956
50歲US$1,096
55歲US$1,270
60歲US$1,460
65歲US$1,900
70歲US$2,264
75歲US$2,320
80歲US$2,320
85歲US$2,320
90歲US$2,320
95歲US$2,320
99歲US$2,320
0歲US$512 (+10.1%)
5歲US$373 (+10.4%)
10歲US$357 (+9.8%)
15歲US$365 (+10.3%)
20歲US$457 (+10.1%)
25歲US$548 (+9.8%)
30歲US$669 (+10.0%)
35歲US$763 (+9.9%)
40歲US$910 (+10.0%)
45歲US$1,051 (+9.9%)
50歲US$1,207 (+10.1%)
55歲US$1,398 (+10.1%)
60歲US$1,606 (+10.0%)
65歲US$2,090 (+10.0%)
70歲US$2,489 (+9.9%)
75歲US$2,552 (+10.0%)
80歲US$2,552 (+10.0%)
85歲US$2,552 (+10.0%)
90歲US$2,552 (+10.0%)
95歲US$2,552 (+10.0%)
99歲US$2,552 (+10.0%)
0歲US$563 (+10.0%)
5歲US$411 (+10.2%)
10歲US$393 (+10.1%)
15歲US$402 (+10.1%)
20歲US$502 (+9.8%)
25歲US$602 (+9.9%)
30歲US$736 (+10.0%)
35歲US$839 (+10.0%)
40歲US$1,001 (+10.0%)
45歲US$1,156 (+10.0%)
50歲US$1,327 (+9.9%)
55歲US$1,537 (+9.9%)
60歲US$1,765 (+9.9%)
65歲US$2,299 (+10.0%)
70歲US$2,739 (+10.0%)
75歲US$2,807 (+10.0%)
80歲US$2,807 (+10.0%)
85歲US$2,807 (+10.0%)
90歲US$2,807 (+10.0%)
95歲US$2,807 (+10.0%)
99歲US$2,807 (+10.0%)
0歲US$563
5歲US$411
10歲US$393
15歲US$402
20歲US$502
25歲US$602
30歲US$736
35歲US$839
40歲US$1,001
45歲US$1,156
50歲US$1,327
55歲US$1,537
60歲US$1,765
65歲US$2,299
70歲US$2,739
75歲US$2,807
80歲US$2,807
85歲US$2,807
90歲US$2,807
95歲US$2,807
99歲US$2,807
0歲US$620 (+10.1%)
5歲US$451 (+9.7%)
10歲US$432 (+9.9%)
15歲US$442 (+10.0%)
20歲US$554 (+10.4%)
25歲US$663 (+10.1%)
30歲US$810 (+10.1%)
35歲US$924 (+10.1%)
40歲US$1,101 (+10.0%)
45歲US$1,273 (+10.1%)
50歲US$1,461 (+10.1%)
55歲US$1,690 (+10.0%)
60歲US$1,943 (+10.1%)
65歲US$2,530 (+10.0%)
70歲US$3,013 (+10.0%)
75歲US$3,088 (+10.0%)
80歲US$3,088 (+10.0%)
85歲US$3,088 (+10.0%)
90歲US$3,088 (+10.0%)
95歲US$3,088 (+10.0%)
99歲US$3,088 (+10.0%)
0歲US$694 (+11.9%)
5歲US$505 (+12.0%)
10歲US$485 (+12.3%)
15歲US$495 (+12.0%)
20歲US$619 (+11.7%)
25歲US$743 (+12.1%)
30歲US$906 (+11.9%)
35歲US$1,035 (+12.0%)
40歲US$1,233 (+12.0%)
45歲US$1,425 (+11.9%)
50歲US$1,636 (+12.0%)
55歲US$1,894 (+12.1%)
60歲US$2,176 (+12.0%)
65歲US$2,833 (+12.0%)
70歲US$3,374 (+12.0%)
75歲US$3,458 (+12.0%)
80歲US$3,458 (+12.0%)
85歲US$3,458 (+12.0%)
90歲US$3,458 (+12.0%)
95歲US$3,458 (+12.0%)
99歲US$3,458 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0歲+5.83%
5歲+5.85%
10歲+5.83%
15歲+5.86%
20歲+5.82%
25歲+5.80%
30歲+5.81%
35歲+5.82%
40歲+5.82%
45歲+5.81%
50歲+5.83%
55歲+5.82%
60歲+5.81%
65歲+5.82%
70歲+5.81%
75歲+5.81%
80歲+5.81%
85歲+5.81%
90歲+5.81%
95歲+5.81%
99歲+5.81%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27